Harbor Road Ventures

Over the past decade, financial inclusion has risen as a global priority. Extending affordable, effective, and client-centric financial services, especially to low-income populations and small businesses, creates countless opportunities—allowing individuals to put food on the table, afford better health care, start a business, or save for retirement. For governments, financial inclusion lays the foundation for stability and inclusive economic growth For the global community, financial inclusion helps accelerate economic progress, reduce extreme poverty, and build shared prosperity. Together we can make a significant contribution to help increase financial inclusion with those people who are unbanked and that have a smartphone.

Kanvas Labs, Inc. is a mobile social networking company based in New York, New York, that specializes in enabling users to create and share engaging visual content centered around real-world experiences. The company offers a platform that allows users to craft social photo stories by combining photos, videos, GIFs, and custom stop motion clips with text, stickers, and music. This content can be shared within the app and across various social media platforms. Originally known as Tracks Media, Inc., Kanvas Labs was incorporated in 2010 and operates as a subsidiary of AOL Inc. The platform emphasizes the creation of micro-social networks, facilitating interactive and collaborative storytelling among friends and followers.

Fondu (formerly SpotOn) was a community for sharing bite-sized reviews about places to eat and drink. Users wrote a short review of places they visited and gave it a rating of 1-4 "petals" that got pushed to their followers in the community. After launching SpotOn as an NYC only beta at TechCrunch Disrupt NYC in May, the team spent a lot of time refining the recommendation engine and testing with users. Based on extensive user feedback, the team decided to evolve their product into a social network for bite-sized reviews and renamed the company to Fondu. Fondu was acquired by [Airbnb] (http://www.businessinsider.com/airbnb-buys-fondu-2012-10) in 2012