Hard Yaka

Hard Yaka, Inc., established in 2010 and headquartered in Crystal Bay, Nevada, is a private equity firm focusing on buyout and distressed investments. It specializes in investing in companies that facilitate digital transformation, such as those focused on portable identity, payments, and marketplaces. The firm typically seeks majority stakes in its investments. Additionally, Hard Yaka makes early round investments in startup companies within the exchange space, targeting verticals in specific exchange markets or horizontal services providers across various exchange sectors.

Jun Hiraga

Partner

Kevin Leiske

Partner

Margaret Slemmer

Partner, Co-COO

Katie Sullivan

Partner

Past deals in Banks

Emerge

Series A in 2024
Emerge is a financial management tool for businesses. It is a digital-only banking option designed to help Kiwi businesses operate more quickly, economically, and efficiently.

CFX Labs

Seed Round in 2023
CFX Labs Inc. operates in the banking industry, focusing on transforming global payment processing. The company aims to facilitate seamless, accessible, and secure cross-border money transfers. Its primary product, MoveMoney.com, serves as an embedded wallet platform designed to help clients monetize foreign exchange slippage. CFX Labs provides a range of value-added services, including KYC compliance, conversion, settlement, risk management, reconciliation, reporting, remittance, and fraud prevention. This allows clients to efficiently manage electronic payments through various channels, such as credit cards, debit cards, banks, and digital wallets. Operating in a highly regulated environment, CFX Labs adheres to stringent laws governing financial transactions and is supported by a small team of dedicated professionals.

Omnumi

Seed Round in 2023
Omnumi is a blockchain-based platform that specializes in digital asset and payment infrastructure, emphasizing identity and compliance. It is distinguished as the first platform to integrate digital identity into a fully compliant blockchain system, allowing users to control their digital assets effectively. By offering simple APIs and digital wallets, Omnumi facilitates the execution of financial disbursements. The platform aims to serve as a trusted intermediary for financial transactions, thereby building confidence among global, regional, and national banking networks and regulators in its operational integrity.

Unifimoney

Seed Round in 2022
Unifimoney is a digital wealth management platform tailored for community banks and credit unions, offering a comprehensive solution for money management. The platform supports over 70 cryptocurrencies, as well as the passive and active investment of more than 10,000 equities, ETFs, and precious metals. By integrating seamlessly with existing digital banking infrastructures, including Q2 and Jack Henry Banno, Unifimoney provides a low-cost and efficient option for financial institutions to enhance their service offerings. Its software simplifies everyday money management and helps maximize passive income, allowing customers to manage their wealth effectively for long-term growth through a single app that encompasses investing, trading, insurance, and credit services.

Aeldra

Series A in 2022
Aeldra is a financial services company that provides mobile banking, card services, remittance, and foreign exchange solutions specifically for residents outside the United States. The company offers a banking platform that allows individuals, particularly Indians, to open savings accounts with U.S. banks. Aeldra's services include savings and current accounts, debit cards for personal and corporate use, money transfers, and bill payments. By facilitating quick and secure banking transactions, Aeldra aims to simplify overseas banking for its users.

ZELF

Pre Seed Round in 2021
ZELF is a neobank fintech company that aims to make financial services accessible to younger generations globally. Operating in both the EU and the US, ZELF allows users to access banking services through popular social messaging platforms, including WhatsApp, Facebook Messenger, Discord, Telegram, and Viber. The company focuses on providing a seamless money-transfer platform that supports artificial intelligence-powered voice control, enabling users to send and receive money, create invoices, and manage reminders for unpaid transactions easily. In June 2022, ZELF launched its "Bank of the Metaverse" campaign, integrating traditional fiat currency with game loot and NFTs, further enhancing its innovative banking offerings.

Aeldra

Pre Seed Round in 2021
Aeldra is a financial services company that provides mobile banking, card services, remittance, and foreign exchange solutions specifically for residents outside the United States. The company offers a banking platform that allows individuals, particularly Indians, to open savings accounts with U.S. banks. Aeldra's services include savings and current accounts, debit cards for personal and corporate use, money transfers, and bill payments. By facilitating quick and secure banking transactions, Aeldra aims to simplify overseas banking for its users.

Cuenca

Seed Round in 2018
Cuenca is a FinTech company based in San Francisco, California, established in 2016. It operates a mobile-based bill payment platform, enabling users to conveniently pay their mobile, electricity, water, and other bills through their smartphones. Additionally, Cuenca offers online banking services, including savings accounts with competitive interest rates and digital loan facilities, allowing users to securely deposit, borrow, and repay funds at their convenience.

Payswiff

Seed Round in 2015
Payswiff is a prominent Indian fintech company offering comprehensive electronic payment solutions to enterprises, SMEs, banks, and mobile service operators across 12 countries, including regions in Asia, the Middle East, Africa, and Europe. Founded in 2013, the company initially launched Paynear ONE, an omni-channel payment solution that facilitates in-store, online, and mobile transactions through various modes such as credit cards, debit cards, net banking, e-wallets, and UPI. In 2017, Payswiff expanded by acquiring Goswiff International and rebranding itself, while also becoming a licensed GST Suvidha Provider, offering streamlined tax filing services through its TaxnGo application. The company’s innovative approaches have supported the Indian government's push for a digital economy and have earned it recognition through multiple industry awards. With partnerships with over 50 banks globally and a presence in 11 countries, Payswiff continues to enhance payment processing for small and medium businesses, making transactions seamless and efficient.

nanopay

Seed Round in 2013
nanopay Corporation is a Toronto-based company that specializes in providing loyalty and payment solutions for retail and e-commerce merchants in Canada. The company offers an integrated platform called nanoPay, which streamlines the checkout process by combining customer identity, loyalty, and payment information into single-use transaction tokens. This facilitates seamless shopping experiences through the delivery of offers, loyalty rewards, and payment processing with a single touch. Additionally, nanopay develops MintChip, a payment solution aimed at retailers. The company's technology is built on hybrid blockchain principles, enhancing transaction throughput while simplifying governance and reducing costs. With a focus on innovation, nanopay aims to lead the transition to digital cash on a global scale.
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