Haymaker Ventures

Utila is an institutional crypto operations platform designed to facilitate secure digital asset management for organizations of all sizes. The company offers an enterprise-grade, non-custodial wallet platform that utilizes multi-party computation (MPC) key management, ensuring high security and user control. Its chain-agnostic infrastructure allows institutional investors, trading firms, and Web3 developers to efficiently manage cryptocurrency assets across multiple blockchains and wallets from a single interface. Additionally, Utila provides an API that enables developers to create custom solutions on its secure multi-chain wallet infrastructure. With a transaction volume exceeding $3 billion shortly after its launch, Utila aims to enhance the accessibility, security, and usability of enterprise-grade wallets in the evolving digital asset landscape.

AltScore is a company that provides a lending-as-a-service toolbox, enabling B2B enterprises to create and manage their own credit products efficiently. It offers a suite of APIs that significantly reduce the time required to launch new lending products from years to just weeks. By leveraging artificial intelligence and alternative data points—such as mobile phone data, publicly available information, and demographic details—AltScore's technology allows businesses to analyze clients' credit scores and assess their creditworthiness. This comprehensive approach supports various stages of the loan process, including onboarding, underwriting, collections, and product renovations, thereby equipping companies with fintech-level capabilities to enhance their financial services.

FlexPoint is a modern payments platform specifically designed for the information technology services market. It offers a suite of vertical payments software that enhances invoicing and payment processing for managed service providers (MSPs). FlexPoint's solutions include a modern checkout system that accepts various payment options and provides white-label point-of-sale financing for large ticket invoices. Through automation and integrations, the platform enables IT channel partners to offer flexible payment solutions, improving cash flow processes and overall operational efficiency.

Ribbon is the estate center for financial institutions that allows them to capture the next generation of customers. Ribbon finds an inheritance you may not even know you had and has real people to help you in case you have questions. It was founded in 2023 and is located in San Francisco, California.

Mundi is a company focused on facilitating international trade for small and medium-sized enterprises through its innovative financial solutions. It operates an international factoring platform that allows businesses to access capital, exchange currencies, and mitigate the risks associated with cross-border trading. By offering services in trade development, strategy, and freight, Mundi helps manufacturers and traders navigate the complexities of global markets. The company's platform aims to streamline the process of currency exchange, enabling users to conduct transactions digitally and efficiently, without unnecessary bureaucracy.

Hi.health is a company focused on transforming the claims process in private health insurance by addressing inefficiencies and enhancing user experience. It offers a health insurance application that integrates secure payment methods with a range of digital services, including invoice and prescription management. By providing co-branded debit cards to insurers' members, Hi.health eliminates out-of-pocket expenses, allowing users to access health-related facilities globally. The platform delivers real-time data, reducing claims lag and operational costs while minimizing fraud. Additionally, it implements a rewards program to encourage cost-effective behavior among users. Ultimately, Hi.health aims to significantly improve the user experience for insurance members while helping insurers achieve substantial cost savings.

Bookkeep.com is a business offering automated bookkeeping services tailored for retail, restaurant, and e-commerce enterprises. Its online platform employs technology to streamline financial tasks such as transaction automation, expense tracking, bank reconciliation, tax filing, daily summaries, monthly trackers, and revenue recording, empowering businesses to efficiently manage their finances.

Brightflow AI is a financial intelligence company founded in 2019 by Jeffrey Priebe and Robbie Bhathal, based in Walnut, California. The company specializes in providing small and mid-sized business owners with tools for cash flow forecasting and financing. Its platform allows users to monitor cash flow from their Shopify and Amazon stores, offering real-time insights into cash inflows and outflows through visual representations such as bar charts and graphs. By delivering comprehensive financial insights, Brightflow AI helps businesses enhance their financial understanding and develop informed financial plans.

Rosaly is a fintech company founded by Arbia Smiti in late 2019, focused on enhancing the financial well-being of employees through its innovative platform. The company's services include automatic management of advance payment requests and a comprehensive financial management tool designed to alleviate financial stress for employees. By providing on-demand pay, budget management, and educational resources through its app, Rosaly empowers businesses to support their staff's financial health while ensuring that cash flow remains unaffected.

Silverbird is a digital bank focused on facilitating international trade for small and medium-sized enterprises (SMEs). The company offers a range of services, including online banking, global business accounts, and efficient cross-border payment solutions. Utilizing data-driven, AI-powered know-your-client technology, Silverbird effectively onboards international SMEs, enabling them to access banking services in Europe and beyond. By collaborating with banks, regulators, payment networks, and trade finance companies, Silverbird aims to streamline the international payment process, thereby reducing obstacles for global merchants. This approach not only enhances the banking experience for businesses but also aims to unlock significant growth opportunities in international trade.

AI Insurance is a technology company that specializes in creating artificial intelligence-driven software tailored for the insurance industry. By integrating digital workflows and predictive analytics into traditional insurance practices, it aims to modernize and enhance operational efficiency within the sector. The company has developed a cloud-based claims management platform that enables insurers to effectively monitor the entire lifecycle of insurance claims. This software allows users to access comprehensive claims data and streamlines the workflow from the initial report of loss to resolution, thereby minimizing redundancy and reducing the need for excessive email communication. Through these innovations, AI Insurance empowers smaller insurance firms to operate more efficiently and competitively.

Routefusion Inc is a technology company based in Austin, Texas, founded in 2018, that specializes in an international bank-to-bank payments API. The company provides a solution for fintechs, marketplaces, financial institutions, and e-commerce platforms, enabling them to facilitate international payouts to over 130 countries. By connecting with multiple banking and local payout partners, Routefusion's software automates the complexities of cross-border transactions, allowing clients to implement payment solutions quickly, often within days. The API streamlines the banking processes, reducing transaction time and costs for end-users, thereby establishing Routefusion as a standard in the field of international payments.

EasyKnock, Inc. is a real estate technology company based in New York, with an additional office in Charlotte, North Carolina. Founded in 2016, the company specializes in sale-leaseback programs that allow homeowners in the United States to convert their home equity into cash without the need for traditional loans or moving. Its primary offerings, Sell and Stay and MoveAbility, provide homeowners with financial flexibility, enabling them to access funds while remaining in their homes. Sell and Stay allows homeowners to receive cash for their home's value while retaining the option to buy back their property or relocate at any time. MoveAbility serves as a transitional solution for those planning to move in the near future. By facilitating these transactions, EasyKnock aims to support homeowners in achieving their financial and real estate objectives.

Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing innovative consumer financial solutions. Founded in 2018, the company leverages blockchain technology, artificial intelligence, and advanced analytics to offer a range of financial products, including home equity lines of credit, home improvement loans, and home buy-lease back offerings. Figure aims to address consumer needs related to home improvement, debt consolidation, and retirement planning, allowing customers to access capital in as few as five days. Additionally, the company features Provenance, its blockchain platform designed for business applications, further enhancing its service offerings in the financial sector.

FLYR, Inc. is a technology company that develops advanced travel planning and booking solutions specifically for the airline industry. Its core offering, FusionRM, is a revenue management platform that utilizes machine learning and artificial intelligence to enhance decision-making across an airline's commerce funnel. By aggregating data from various sources, FLYR's platform forecasts user demand, enabling airlines to optimize pricing strategies, improve customer experiences through dynamic pricing, and bundle attractive offers for travelers. The platform also provides crucial insights such as sell-out risk, historical pricing trends, and price elasticity predictions, thereby helping clients maximize their revenue potential. Founded in 2012 and based in San Francisco, California, FLYR also operates an office in Kraków, Poland.

FlexPoint is a modern payments platform specifically designed for the information technology services market. It offers a suite of vertical payments software that enhances invoicing and payment processing for managed service providers (MSPs). FlexPoint's solutions include a modern checkout system that accepts various payment options and provides white-label point-of-sale financing for large ticket invoices. Through automation and integrations, the platform enables IT channel partners to offer flexible payment solutions, improving cash flow processes and overall operational efficiency.