Haymaker Ventures

Utila is an institutional crypto operations platform designed to facilitate the secure management of digital assets for organizations of various sizes. The platform offers a non-custodial, chain-agnostic enterprise-grade wallet that employs multi-party computation (MPC) key management to enhance security, alongside a robust transaction policy engine for detailed control over transactions. Institutional investors, trading firms, and Web3 developers can efficiently manage crypto assets across multiple blockchains and wallets within a single interface. Additionally, Utila provides an API that allows developers to create customized solutions on its secure multi-chain wallet infrastructure. The company has quickly established itself in the industry, handling over $3 billion in transaction volume shortly after launch, and is committed to making enterprise-grade wallets more accessible and user-friendly.

Altscore is a company that provides a lending-as-a-service platform enabling B2B enterprises to create and manage their own credit products efficiently. By utilizing its 'Rails of Lending' APIs, Altscore significantly reduces the time required to launch new lending products from years to just weeks. The platform incorporates advanced artificial intelligence to analyze credit scores using alternative data points, including mobile phone data, publicly available information, and demographic details. This approach allows businesses to better understand their clients' creditworthiness and financial identities, facilitating improved onboarding, underwriting, and collections processes. Altscore's innovative solutions empower companies to offer fintech-level capabilities throughout the entire loan lifecycle.

FlexPoint is a modern payments platform specifically designed for the information technology services market. It offers a range of services including invoicing, payment processing, and point-of-sale financing aimed at improving cash flow for managed service providers (MSPs). By accepting various payment options and providing white-label financing for large ticket invoices, FlexPoint enhances the payments process for IT channel partners, enabling them to offer flexible payment solutions to their customers. The platform focuses on automation and integration to streamline financial transactions within the IT sector.

Ribbon is the estate center for financial institutions that allows them to capture the next generation of customers. Ribbon finds an inheritance you may not even know you had and has real people to help you in case you have questions. It was founded in 2023 and is located in San Francisco, California.

Mundi is a company that specializes in providing international trade services aimed at small and medium-sized enterprises. Its offerings include a platform for international factoring that facilitates access to capital, currency exchange, and risk reduction in cross-border trading. Mundi focuses on streamlining the complexities of international trade by allowing manufacturers and traders to manage currency transactions digitally and with minimal bureaucratic hurdles. The company's comprehensive services encompass trade development, strategic support, and freight solutions, all designed to enhance the trading capabilities of businesses engaged in global markets.

Hi.health is focused on transforming the claims process in private health insurance by addressing inefficiencies and enhancing cost control for insurers. The company offers a solution that includes co-branded debit cards for insurance members, allowing them to access health-related services without incurring out-of-pocket expenses. This approach not only simplifies the user experience but also provides insurers with structured data and real-time visibility into claims costs, helping to minimize fraud and operational expenses. Additionally, the platform manages invoices and prescriptions, further streamlining the insurance process and encouraging cost-conscious behavior among members. Through these innovations, Hi.health aims to deliver significant improvements in user satisfaction and substantial cost savings for insurers.

Bookkeep.com is an online bookkeeping services platform that offers financial automation tailored to retail, restaurant, and e-commerce businesses. The company utilizes technology to streamline various accounting services, including transaction automation, expense tracking, bank account reconciliation, tax filing, daily accounting summaries, monthly financial trackers, and revenue recording. By providing these services, Bookkeep.com enables businesses to effectively manage and monitor their financial activities, enhancing overall efficiency and financial clarity.

Brightflow AI is a financial intelligence company founded in 2019 by Jeffrey Priebe and Robbie Bhathal, based in Walnut, California. The company specializes in providing small and mid-sized business owners with tools for cash flow forecasting and financing. Its platform allows users to monitor cash flow from their Shopify and Amazon stores, offering real-time insights into cash inflows and outflows through visual representations such as bar charts and graphs. By delivering comprehensive financial insights, Brightflow AI helps businesses enhance their financial understanding and develop informed financial plans.

Rosaly is a fintech company founded by Arbia Smiti in late 2019, focused on enhancing the financial well-being of employees through its innovative platform. The company offers a solution that automates advance payment requests, allowing businesses to support their staff without negatively impacting cash flow. In addition to managing payment requests, Rosaly provides a comprehensive financial management tool that includes features for on-demand pay, budget management, and financial education, all accessible via a user-friendly app. By addressing the financial stress faced by employees, Rosaly aims to foster a healthier work environment and improve overall employee satisfaction.

Silverbird operates as a digital bank focused on facilitating international trade for small and medium-sized enterprises (SMEs). The company offers online banking services, global business accounts, and high-value cross-border payment solutions tailored for businesses engaged in global commerce. Utilizing advanced, data-driven know-your-client technology, Silverbird effectively onboards international SMEs, helping them become bankable in Europe and other markets. By collaborating with banks, regulators, payment networks, and trade finance firms, Silverbird aims to eliminate the complexities associated with international payments, thereby promoting smoother transactions and fostering growth in global trade. The platform collects and analyzes transactional data to verify legitimate businesses, ensuring secure and efficient international transfers between accounts.

AI Insurance specializes in developing artificial intelligence-based software tailored for the insurance industry. By integrating digital workflows and predictive analytics into traditional insurance practices, the company aims to modernize and streamline operations, enabling established insurers to function more like innovative InsurTech firms. Their cloud-based claims management software provides comprehensive tracking of insurance claims, facilitating a seamless workflow from the initial notice of loss to resolution. This approach not only reduces duplicate efforts and unnecessary communications but also enhances efficiency, particularly for smaller insurance companies. Through its technological advancements, AI Insurance seeks to transform the 300-year-old insurance sector into a more agile and responsive industry.

Routefusion Inc is a Texas-based company founded in 2018 that specializes in international bank-to-bank payments through its advanced API. The company provides a platform for fintech firms, marketplaces, financial institutions, and e-commerce platforms to facilitate cross-border payments across more than 130 countries. By automating traditional banking processes and integrating with various banking and local payout partners, Routefusion streamlines international payouts, enabling clients to offer these services to their customers in a matter of days rather than months. This approach not only accelerates transaction times but also reduces costs for end-users, making Routefusion a valuable resource for businesses looking to expand their payment capabilities globally.

EasyKnock, Inc. is a real estate technology company based in New York, with an additional office in Charlotte, North Carolina. Founded in 2016, the company specializes in sale-leaseback programs that allow homeowners in the United States to convert their home equity into cash without the need for traditional loans or moving. Its primary offerings, Sell and Stay and MoveAbility, provide homeowners with financial flexibility, enabling them to access funds while remaining in their homes. Sell and Stay allows homeowners to receive cash for their home's value while retaining the option to buy back their property or relocate at any time. MoveAbility serves as a transitional solution for those planning to move in the near future. By facilitating these transactions, EasyKnock aims to support homeowners in achieving their financial and real estate objectives.

Figure Technologies, Inc. is a financial technology company based in San Francisco, California, established in 2018. It specializes in consumer financial solutions that include home equity lines of credit, home improvement loans, home buy-lease back offerings, mortgage refinancing, and student loan refinancing. Using its proprietary blockchain platform, Provenance, Figure aims to streamline the borrowing process, allowing customers to access capital in as few as five days. The company's services are designed to assist individuals with home improvement, debt consolidation, and retirement planning, leveraging advanced technologies such as artificial intelligence and analytics to enhance operational efficiency and customer experience.

FLYR, Inc. is a technology company that develops advanced travel planning and booking solutions specifically for the airline industry. Its core offering, FusionRM, is a revenue management platform that utilizes machine learning and artificial intelligence to enhance decision-making across an airline's commerce funnel. By aggregating data from various sources, FLYR's platform forecasts user demand, enabling airlines to optimize pricing strategies, improve customer experiences through dynamic pricing, and bundle attractive offers for travelers. The platform also provides crucial insights such as sell-out risk, historical pricing trends, and price elasticity predictions, thereby helping clients maximize their revenue potential. Founded in 2012 and based in San Francisco, California, FLYR also operates an office in Kraków, Poland.

FlexPoint is a modern payments platform specifically designed for the information technology services market. It offers a range of services including invoicing, payment processing, and point-of-sale financing aimed at improving cash flow for managed service providers (MSPs). By accepting various payment options and providing white-label financing for large ticket invoices, FlexPoint enhances the payments process for IT channel partners, enabling them to offer flexible payment solutions to their customers. The platform focuses on automation and integration to streamline financial transactions within the IT sector.