ICU Ventures

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Smartlane is a courier company that offers E-commerce delivery and operations solutions.

Gringo is a Brazilian technology company founded in 2019 by Juliano Dutra in Sao Paulo. It specializes in simplifying the management of vehicle-related tasks and debts through innovative use of technology and data. Gringo's application provides real-time alerts for fines, annual taxes, points, and license expiration, aiming to transform complex and bureaucratic processes into straightforward experiences. The company also fosters a community around vehicle management issues via social networks, enabling drivers to monitor or perform services related to their vehicle documents.

Hammerspace is a company that offers a software-defined data orchestration and storage solution designed to provide unified file access across various storage types and locations. Its core technology, the Parallel Global File System, enables organizations to treat data as a global resource, facilitating direct multi-protocol access to files regardless of the underlying storage infrastructure, whether it be on-premises, public cloud, or private cloud. This system efficiently manages metadata, ensuring that all users access the same file information without creating duplicate copies across different storage silos. By leveraging machine learning, Hammerspace virtualizes and abstracts data from the underlying infrastructure, allowing for agile file data-as-a-service capabilities that support seamless application workloads and uninterrupted operations. This innovative approach helps organizations streamline data management and enhance productivity by eliminating complexities associated with traditional storage solutions.

Jenfi is a financial technology company founded by Jeffrey Liu and Justin Louie, specializing in revenue-based financing for digital-native businesses in Southeast Asia. The company offers a service known as Growth Capital as a Service (GCaaS), which provides non-dilutive capital of up to US$1,000,000 to help businesses scale their marketing, inventory, and growth initiatives. Jenfi utilizes a proprietary risk assessment engine to evaluate both the creditworthiness of businesses and their marketing growth efficiency, ensuring that financing options are flexible and customized to meet the specific needs of each client. The platform has supported hundreds of digital-native companies, including various B2B and SaaS startups. Prior to founding Jenfi, Liu and Louie successfully developed and exited the fitness subscription service GuavaPass.

Adwisely is a technology company specializing in automated digital advertising solutions. Its platform is designed to streamline the creation and optimization of personalized advertisement campaigns by leveraging data analysis to enhance efficiency. By examining clients' advertising statistics, campaign objectives, and budgets, Adwisely’s technology identifies the most effective strategies for allocating resources. This automation enables businesses to effectively promote their best-selling products, complementary items, and new arrivals to existing customers, ultimately driving sales growth. Adwisely's mission is to simplify digital advertising, allowing companies to focus on improving their product or service quality while minimizing human involvement in the advertising process.

Hubpay is an independently regulated provider of cross-border money services aimed at enhancing financial inclusion in emerging markets. The company operates an online financial platform that facilitates overseas money transfers, offering services such as competitive foreign exchange, multi-currency accounts, and payment systems for suppliers, partners, and employees. By leveraging data science, Hubpay delivers accessible and affordable financial solutions, enabling users to conduct instant money transfers with ease. This allows businesses and individuals to manage their finances effectively, regardless of their income level, and concentrate on their growth without the stress of complex financial transactions.

Gorillas, established in Berlin, Germany in May 2020, operates a grocery delivery platform that aggregates supermarket product ranges for swift delivery to consumers' doorsteps. Their service offers a wide variety of products, including fresh produce, dairy items, vegan options, cooled drinks, and unique selections from local community partners, with the aim of delivering orders within just 10 minutes.

Revenue Grid is a technology company that specializes in enhancing revenue generation through actionable intelligence derived from customer interactions. Its advanced CRM activity capture technology offers a data-first approach to revenue intelligence, providing real-time insights that are configurable to meet the specific needs of various organizations. By seamlessly integrating with existing workflows and sales force automation platforms like Salesforce, Revenue Grid supports functions such as AI-guided selling, accurate forecasting, and improved pipeline visibility. With a legacy of over 15 years, the company has established partnerships with global tech leaders and serves clients across diverse industries, including notable names like Hilton and Baxter. Revenue Grid is recognized for its contributions to the field, having received accolades such as a position in G2's Top 50 Sales Products for 2023. The company's focus is on empowering sales leaders and operational teams alike, driving growth through innovative revenue intelligence solutions.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Datrics is a self-service data intelligence platform that empowers business and analytics teams with a comprehensive, AI-driven tool for data exploration, insight generation, and automated dashboard creation, all without the need for coding. The platform features an intuitive interface akin to Excel, capable of handling millions of data rows while enabling users to conduct advanced analytics and automate routines efficiently. By offering flexible templates and automated processes, Datrics allows enterprises to streamline the development of analytics and machine learning applications, significantly reducing both the time and cost associated with implementing analytical models.

Laundryheap, established in 2014, is a laundry service company headquartered in London, with operations in Birmingham, Manchester, Dublin, and Dubai. It specializes in on-demand laundry and dry cleaning, offering a convenient, quick, and reliable service through its user-friendly mobile application. Customers can schedule pickups for their clothes, which are then transported to local cleaning facilities for processing before being returned. The company aims to minimize transport by partnering with reliable local cleaning facilities.

Augmented Pixels Inc. is a technology company based in Palo Alto, California, specializing in advanced navigation solutions for drones and robotics. Founded in 2010, the company develops a range of products that utilize visual SLAM (Simultaneous Localization and Mapping) and sensor fusion technologies. Its offerings include a Vision Processing Unit for obstacle detection and autonomous exploration, a SLAM SDK for data integration from various sensors, and Stereo Cameras aimed at enhancing localization and object detection. Augmented Pixels also provides platforms for pre-programmed drone flights and robots tailored for applications in healthcare, security, and warehouse management. Additionally, the company focuses on 3D geolocation and mapping through innovative solutions like CorpMap.AI for indoor logistics and GlobalMap.AI for crowdsourcing 3D maps, contributing to the creation of digital twins of physical environments.

Nagad is a digital financial services provider that specializes in mobile payment and e-banking solutions. The company offers a platform that allows users to deposit, withdraw, send, and transfer money, as well as recharge their accounts conveniently from anywhere at any time. By utilizing just a mobile number, Nagad enables instant money transfers and transactions, making it accessible for users to manage their finances efficiently. Its focus on online payments and transaction processing positions Nagad as a key player in the digital finance landscape.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Hivecell, founded in 2008 and headquartered in Beacon, New York, is a pioneer in providing edge-as-a-service solutions. The company specializes in deploying and managing distributed computing and artificial intelligence directly at the edge, thus facilitating cloud-like computing capabilities outside traditional data centers. Its platform offers features such as automatic scaling, application monitoring, edge data processing, migration of virtual machines to containers, and remote access management. These functionalities allow clients to efficiently query and analyze electronic data interchange messages while maintaining SQL databases, thereby enhancing operational efficiency and data management in various industries. Hivecell also has offices in Cedar Rapids, Iowa, and Lviv, Ukraine.

3DLOOK, LLC is a technology company specializing in artificial intelligence-driven solutions for body scanning and measurement, primarily serving the apparel industry. Founded in 2016 and headquartered in San Mateo, California, with additional offices in Odessa and Kiev, Ukraine, 3DLOOK offers products such as SAIA Perfect Fit and SAIA 3D, which create precise 3D models of the human body. The company aims to enhance personalized shopping experiences by providing brands with actionable body data analytics, enabling them to retarget shoppers based on accurate measurements. This technology not only facilitates improved customer engagement and conversion rates but also helps to reduce return rates and apparel waste, thus promoting more sustainable business practices. Recognized for its innovative contributions, 3DLOOK has received accolades such as the LVMH Innovation Award and the IEEE Retail Digital Transformation Grand Challenge.

Augmented Pixels Inc. is a technology company based in Palo Alto, California, specializing in advanced navigation solutions for drones and robotics. Founded in 2010, the company develops a range of products that utilize visual SLAM (Simultaneous Localization and Mapping) and sensor fusion technologies. Its offerings include a Vision Processing Unit for obstacle detection and autonomous exploration, a SLAM SDK for data integration from various sensors, and Stereo Cameras aimed at enhancing localization and object detection. Augmented Pixels also provides platforms for pre-programmed drone flights and robots tailored for applications in healthcare, security, and warehouse management. Additionally, the company focuses on 3D geolocation and mapping through innovative solutions like CorpMap.AI for indoor logistics and GlobalMap.AI for crowdsourcing 3D maps, contributing to the creation of digital twins of physical environments.

Jenfi is a financial technology company founded by Jeffrey Liu and Justin Louie, specializing in revenue-based financing for digital-native businesses in Southeast Asia. The company offers a service known as Growth Capital as a Service (GCaaS), which provides non-dilutive capital of up to US$1,000,000 to help businesses scale their marketing, inventory, and growth initiatives. Jenfi utilizes a proprietary risk assessment engine to evaluate both the creditworthiness of businesses and their marketing growth efficiency, ensuring that financing options are flexible and customized to meet the specific needs of each client. The platform has supported hundreds of digital-native companies, including various B2B and SaaS startups. Prior to founding Jenfi, Liu and Louie successfully developed and exited the fitness subscription service GuavaPass.

Respeecher, Inc. is a Seattle-based company founded in 2017 that specializes in artificial intelligence-driven voice cloning technology. Its platform enables users to convert the voice of one speaker into that of another, allowing for applications such as dubbing movies and television shows while maintaining the original voice characteristics. The technology is also utilized in creating audiobooks featuring the author's voice and facilitating personalized customer interactions in call centers by employing different voices for various customers. Additionally, Respeecher's innovations support individuals with speech difficulties, offering them enhanced communication options. The company's focus on producing synthetic speech positions it effectively within various B2B markets, contributing to the development of innovative entertainment content and diverse communication solutions.

C8 Technologies is a company that focuses on creating financial software products. It has developed a systematic trading platform that provides users with direct access to actively tradable indices. This platform not only offers portfolio services but also tracks the performance of various indices. Additionally, C8 Technologies assists clients in developing custom algorithms and provides investment consulting services. Through its innovative solutions, the company aims to help asset owners achieve enhanced returns by employing quantitative risk management strategies.

3DLOOK, LLC is a technology company specializing in artificial intelligence-driven solutions for body scanning and measurement, primarily serving the apparel industry. Founded in 2016 and headquartered in San Mateo, California, with additional offices in Odessa and Kiev, Ukraine, 3DLOOK offers products such as SAIA Perfect Fit and SAIA 3D, which create precise 3D models of the human body. The company aims to enhance personalized shopping experiences by providing brands with actionable body data analytics, enabling them to retarget shoppers based on accurate measurements. This technology not only facilitates improved customer engagement and conversion rates but also helps to reduce return rates and apparel waste, thus promoting more sustainable business practices. Recognized for its innovative contributions, 3DLOOK has received accolades such as the LVMH Innovation Award and the IEEE Retail Digital Transformation Grand Challenge.

Grabr Inc. is a company that provides a platform designed to connect shoppers with travelers to facilitate peer-to-peer delivery services. Founded in 2015 and headquartered in San Francisco, California, Grabr offers an application that enables users to post items they wish to acquire from abroad and receive offers from travelers willing to deliver those items. Users can choose the best offer, arrange secure payment, and meet the traveler in a public location to receive their goods. This service aims to help individuals obtain unique or hard-to-find items from around the world while allowing travelers to earn money on their journeys. The Grabr application is accessible via major platforms, including the App Store, Google Play, and Chrome Store.

PlayerMaker is a London-based football technology startup founded in 2016 that focuses on enhancing coaching and player development in the sport. The company offers an innovative solution through a wearable performance-tracking device that can be integrated into any footwear. This device utilizes on-footwear sensors to capture detailed technical, tactical, biomechanical, and physical data during gameplay, allowing coaches to accurately assess player performance. By providing insights into foot and ball interactions, PlayerMaker enables athletes at various levels to improve their skills, monitor injury risks, and accelerate recovery processes. The company's commitment to advancing player performance through technology positions it as a valuable resource for football academies and coaches.

Apostera GmbH is an automotive technology company based in Munich, Germany, founded in 2017. The company specializes in developing an advanced platform for autonomous driving that integrates a range of active safety applications, including lane keeping assistance, collision avoidance, and augmented navigation. Apostera's innovative solutions leverage augmented reality, smart camera technology, and surround-view monitoring to enhance the driving experience and improve safety by helping drivers understand maneuvers and interact with their environment. The company addresses the growing demand for advanced driver assistance systems (ADAS) across Europe, North America, and Asia, positioning itself at the forefront of the transition to autonomous mobility.

Good Money is a digital banking platform focused on providing traditional banking services while prioritizing customer ownership and social responsibility. The company operates with a unique structure that allows customers to benefit from the ownership of the bank, distributing ownership rewards. It offers a rewards debit card that enables customers to earn stock rewards on their purchases. Additionally, Good Money commits to investing 50% of its profits in initiatives aimed at environmental protection and social justice. Through its innovative approach, the platform seeks to empower customers not only financially but also socially, enabling them to grow the value of their shares by referring new users.

Competera Limited is a cloud-native, AI-driven price optimization company founded in 2014 and headquartered in West Hollywood, California, with additional offices in London, Singapore, and an R&D center in Kyiv, Ukraine. The company specializes in providing advanced price optimization and data scraping software tailored for enterprise retailers. Its platform employs deep learning algorithms to analyze billions of price combinations, enabling retailers to set and maintain optimal pricing strategies that enhance customer trust and minimize financial losses. By offering algorithmic recommendations based on a variety of pricing and non-pricing factors, Competera facilitates efficient pricing management across multiple price lists and categories. The intuitive design of the platform allows for quick onboarding and simplified repricing processes, making it accessible to users without specialized skills. Competera's solutions aim to boost gross margins and support retailers in achieving their strategic objectives, whether that involves margin growth or increasing market share.

SmartCommerce is a developer of a click-to-purchase shopping cart platform designed to enhance the effectiveness of digital advertisements for brands. The platform allows consumers to add products to their virtual shopping carts directly from various digital touchpoints, including ads, influencer blogs, emails, and videos. By facilitating this seamless purchasing experience, SmartCommerce enables clients to boost impulse purchases and enhance overall customer satisfaction during the buying process.

Akulaku Inc. is a prominent banking and digital finance platform headquartered in Jakarta, Indonesia, founded in 2016. It operates across Southeast Asia, including Indonesia, the Philippines, and Malaysia, focusing on meeting the financial needs of underserved customers in emerging markets. The company provides a variety of services, including digital banking, financing, investment, and insurance brokerage. Its offerings feature a virtual credit card, an e-commerce platform, and Asetku, an online wealth management service. Additionally, Akulaku has launched Neobank, a mobile digital bank supported by Bank Neo Commerce. The company aims to serve 50 million users in Southeast Asia by 2025, facilitating a range of financial transactions, from mobile top-ups to installment shopping, thereby enhancing the shopping experience for its users.

Xelba is a developer of Internet of Things (IoT) software tailored for small and medium-sized enterprises. The company focuses on providing integrated hardware and software tools that enhance operational efficiency and streamline complex business processes. By addressing the challenges posed by diverse communication needs, Xelba's solutions facilitate effective management of various software applications in a centralized and user-friendly platform. This connectivity empowers clients to overcome language barriers and effectively control their business operations, ultimately driving productivity and growth.

Hideez is a cybersecurity company that specializes in manufacturing hardware for secure authentication and access control. Based in the USA and Ukraine, the company offers the Hideez Key, a hybrid device that combines wireless authentication, password management, and digital signature capabilities. Utilizing encrypted Bluetooth, RFID, and NFC technologies, the Hideez Key provides a secure, adaptable, and convenient solution for both physical and logical access. It complements existing market solutions and is designed to be platform-agnostic, supporting a wide range of authentication standards.

Petcube, Inc. is a company that specializes in developing interactive Wi-Fi pet cameras aimed at enhancing the connection between pet owners and their pets when they are away from home. Founded in 2012 and headquartered in San Francisco, Petcube's product lineup includes the Petcube Play 2, a smart HD camera equipped with a laser toy and voice control, allowing users to see, communicate with, and engage their pets remotely. Another notable product is the Petcube Bites 2, which features a treat dispenser alongside similar functionalities, enabling users to reward and train their pets effectively. Additionally, Petcube offers Petcube Care, a service that provides video history and alerts, enhancing the pet care experience. The company retails its innovative products online, positioning itself as a leader in the connected pet technology market.