ICU Ventures

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Smartlane is a courier company that offers E-commerce delivery and operations solutions.

Founded in 2019 by Juliano Dutra in Sao Paulo, Brazil, Gringo is a technology-driven company simplifying car ownership processes. It offers an application that streamlines buying, selling, financing, and insurance, while providing real-time alerts on vehicle-related tasks such as fines, taxes, and license expiration.

Hammerspace is a software-defined data orchestration and storage company that provides a unified, cross-platform file access solution through a Parallel Global File System. This system spans diverse storage types, vendors, locations, and clouds, creating a global namespace that enables direct multi-protocol access to all files regardless of storage or geography. A common metadata layer is shared across users and locations, so files are accessed via a single metadata view rather than duplicated copies. When local processing is needed, instantiation of a file is orchestrated in the background and remains transparent to users. The platform virtualizes and abstracts data from underlying infrastructure, delivering file data as a service to applications and data services, supporting hybrid IT environments with minimal disruption to workloads.

Jenfi is a financial technology company founded by Jeffrey Liu and Justin Louie, specializing in revenue-based financing for digital-native businesses in Southeast Asia. The company offers a service known as Growth Capital as a Service (GCaaS), which provides non-dilutive capital of up to US$1,000,000 to help businesses scale their marketing, inventory, and growth initiatives. Jenfi utilizes a proprietary risk assessment engine to evaluate both the creditworthiness of businesses and their marketing growth efficiency, ensuring that financing options are flexible and customized to meet the specific needs of each client. The platform has supported hundreds of digital-native companies, including various B2B and SaaS startups. Prior to founding Jenfi, Liu and Louie successfully developed and exited the fitness subscription service GuavaPass.

Adwisely offers an advertising technology platform that runs fully automated, personalized campaigns. The platform analyzes client advertising statistics, campaign goals, and budgets to optimize spend by allocating funds to effective campaigns, enabling businesses to showcase best sellers, complementary products, and new arrivals to existing customers to increase sales. By automating ad creation and optimization, the solution reduces manual effort while improving return on advertising investments.

Hubpay is a regulated provider of cross-border money services that aims to expand financial inclusion in emerging markets. It uses data science to create accessible, practical, and affordable everyday financial solutions delivered responsibly to people across income levels. The company offers an online platform for overseas transfers with foreign exchange, multi-currency accounts, collections, and payment systems for suppliers, partners, and employees, enabling instant money transfers and streamlined international settlements. By focusing on compliant and reliable delivery, Hubpay helps businesses operate more efficiently and concentrate on growth while broadening access to cross-border payments.

Gorillas, established in Berlin, Germany in May 2020, operates a grocery delivery platform that aggregates supermarket product ranges for swift delivery to consumers' doorsteps. Their service offers a wide variety of products, including fresh produce, dairy items, vegan options, cooled drinks, and unique selections from local community partners, with the aim of delivering orders within just 10 minutes.

Revenue Grid is a technology company that specializes in enhancing revenue generation through actionable intelligence derived from customer interactions. Its advanced CRM activity capture technology offers a data-first approach to revenue intelligence, providing real-time insights that are configurable to meet the specific needs of various organizations. By seamlessly integrating with existing workflows and sales force automation platforms like Salesforce, Revenue Grid supports functions such as AI-guided selling, accurate forecasting, and improved pipeline visibility. With a legacy of over 15 years, the company has established partnerships with global tech leaders and serves clients across diverse industries, including notable names like Hilton and Baxter. Revenue Grid is recognized for its contributions to the field, having received accolades such as a position in G2's Top 50 Sales Products for 2023. The company's focus is on empowering sales leaders and operational teams alike, driving growth through innovative revenue intelligence solutions.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Datrics is a self-service data intelligence platform that empowers business and analytics teams with a comprehensive, AI-driven tool for data exploration, insight generation, and automated dashboard creation, all without the need for coding. The platform features an intuitive interface akin to Excel, capable of handling millions of data rows while enabling users to conduct advanced analytics and automate routines efficiently. By offering flexible templates and automated processes, Datrics allows enterprises to streamline the development of analytics and machine learning applications, significantly reducing both the time and cost associated with implementing analytical models.

Laundryheap is an on-demand laundry and dry cleaning service that operates via a mobile application, allowing customers to schedule pickup of garments, which are then transported to partner cleaning facilities for processing and returned to the customer. Founded in 2014 and headquartered in London, Laundryheap operates across multiple cities with a network of local cleaning facilities to minimize travel. The service emphasizes convenience, offering doorstep pickup and drop-off with order management through the app, aiming to provide fast, reliable professional laundry and dry cleaning.

Augmented Pixels Inc. is a technology company based in Palo Alto, California, specializing in advanced navigation solutions for drones and robotics. Founded in 2010, the company develops a range of products that utilize visual SLAM (Simultaneous Localization and Mapping) and sensor fusion technologies. Its offerings include a Vision Processing Unit for obstacle detection and autonomous exploration, a SLAM SDK for data integration from various sensors, and Stereo Cameras aimed at enhancing localization and object detection. Augmented Pixels also provides platforms for pre-programmed drone flights and robots tailored for applications in healthcare, security, and warehouse management. Additionally, the company focuses on 3D geolocation and mapping through innovative solutions like CorpMap.AI for indoor logistics and GlobalMap.AI for crowdsourcing 3D maps, contributing to the creation of digital twins of physical environments.

Nagad is a digital financial services provider that specializes in mobile payment and e-banking solutions. The company offers a platform that allows users to deposit, withdraw, send, and transfer money, as well as recharge their accounts conveniently from anywhere at any time. By utilizing just a mobile number, Nagad enables instant money transfers and transactions, making it accessible for users to manage their finances efficiently. Its focus on online payments and transaction processing positions Nagad as a key player in the digital finance landscape.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Founded in 2008, Hivecell specializes in edge computing. Its platform enables businesses to run software applications closer to data generation points using a network of small, remotely managed computers. This improves operational efficiency and maintains functionality even with slow or unreliable internet connections.

3DLOOK, LLC is a technology company specializing in artificial intelligence-driven solutions for body scanning and measurement, primarily serving the apparel industry. Founded in 2016 and headquartered in San Mateo, California, with additional offices in Odessa and Kiev, Ukraine, 3DLOOK offers products such as SAIA Perfect Fit and SAIA 3D, which create precise 3D models of the human body. The company aims to enhance personalized shopping experiences by providing brands with actionable body data analytics, enabling them to retarget shoppers based on accurate measurements. This technology not only facilitates improved customer engagement and conversion rates but also helps to reduce return rates and apparel waste, thus promoting more sustainable business practices. Recognized for its innovative contributions, 3DLOOK has received accolades such as the LVMH Innovation Award and the IEEE Retail Digital Transformation Grand Challenge.

Augmented Pixels Inc. is a technology company based in Palo Alto, California, specializing in advanced navigation solutions for drones and robotics. Founded in 2010, the company develops a range of products that utilize visual SLAM (Simultaneous Localization and Mapping) and sensor fusion technologies. Its offerings include a Vision Processing Unit for obstacle detection and autonomous exploration, a SLAM SDK for data integration from various sensors, and Stereo Cameras aimed at enhancing localization and object detection. Augmented Pixels also provides platforms for pre-programmed drone flights and robots tailored for applications in healthcare, security, and warehouse management. Additionally, the company focuses on 3D geolocation and mapping through innovative solutions like CorpMap.AI for indoor logistics and GlobalMap.AI for crowdsourcing 3D maps, contributing to the creation of digital twins of physical environments.

Jenfi is a financial technology company founded by Jeffrey Liu and Justin Louie, specializing in revenue-based financing for digital-native businesses in Southeast Asia. The company offers a service known as Growth Capital as a Service (GCaaS), which provides non-dilutive capital of up to US$1,000,000 to help businesses scale their marketing, inventory, and growth initiatives. Jenfi utilizes a proprietary risk assessment engine to evaluate both the creditworthiness of businesses and their marketing growth efficiency, ensuring that financing options are flexible and customized to meet the specific needs of each client. The platform has supported hundreds of digital-native companies, including various B2B and SaaS startups. Prior to founding Jenfi, Liu and Louie successfully developed and exited the fitness subscription service GuavaPass.

Respeecher, Inc. is a Seattle-based company founded in 2017 that specializes in artificial intelligence-driven voice cloning technology. Its platform enables users to convert the voice of one speaker into that of another, allowing for applications such as dubbing movies and television shows while maintaining the original voice characteristics. The technology is also utilized in creating audiobooks featuring the author's voice and facilitating personalized customer interactions in call centers by employing different voices for various customers. Additionally, Respeecher's innovations support individuals with speech difficulties, offering them enhanced communication options. The company's focus on producing synthetic speech positions it effectively within various B2B markets, contributing to the development of innovative entertainment content and diverse communication solutions.

C8 Technologies develops financial software products and offers a systematic trading platform that provides direct access to active tradeable indices, portfolio services, index tracking, and support for custom algorithm development and investment consulting, enabling asset owners to pursue enhanced returns through quantitative risk management.

3DLOOK, LLC is a technology company specializing in artificial intelligence-driven solutions for body scanning and measurement, primarily serving the apparel industry. Founded in 2016 and headquartered in San Mateo, California, with additional offices in Odessa and Kiev, Ukraine, 3DLOOK offers products such as SAIA Perfect Fit and SAIA 3D, which create precise 3D models of the human body. The company aims to enhance personalized shopping experiences by providing brands with actionable body data analytics, enabling them to retarget shoppers based on accurate measurements. This technology not only facilitates improved customer engagement and conversion rates but also helps to reduce return rates and apparel waste, thus promoting more sustainable business practices. Recognized for its innovative contributions, 3DLOOK has received accolades such as the LVMH Innovation Award and the IEEE Retail Digital Transformation Grand Challenge.

Grabr Inc. is a company that provides a platform designed to connect shoppers with travelers to facilitate peer-to-peer delivery services. Founded in 2015 and headquartered in San Francisco, California, Grabr offers an application that enables users to post items they wish to acquire from abroad and receive offers from travelers willing to deliver those items. Users can choose the best offer, arrange secure payment, and meet the traveler in a public location to receive their goods. This service aims to help individuals obtain unique or hard-to-find items from around the world while allowing travelers to earn money on their journeys. The Grabr application is accessible via major platforms, including the App Store, Google Play, and Chrome Store.

PlayerMaker is a London-based football technology startup founded in 2016 that focuses on enhancing coaching and player development in the sport. The company offers an innovative solution through a wearable performance-tracking device that can be integrated into any footwear. This device utilizes on-footwear sensors to capture detailed technical, tactical, biomechanical, and physical data during gameplay, allowing coaches to accurately assess player performance. By providing insights into foot and ball interactions, PlayerMaker enables athletes at various levels to improve their skills, monitor injury risks, and accelerate recovery processes. The company's commitment to advancing player performance through technology positions it as a valuable resource for football academies and coaches.

Apostera GmbH is an automotive technology company based in Munich, Germany, founded in 2017. The company specializes in developing an advanced platform for autonomous driving that integrates a range of active safety applications, including lane keeping assistance, collision avoidance, and augmented navigation. Apostera's innovative solutions leverage augmented reality, smart camera technology, and surround-view monitoring to enhance the driving experience and improve safety by helping drivers understand maneuvers and interact with their environment. The company addresses the growing demand for advanced driver assistance systems (ADAS) across Europe, North America, and Asia, positioning itself at the forefront of the transition to autonomous mobility.

Good Money is a digital banking platform focused on providing traditional banking services while prioritizing customer ownership and social responsibility. The company operates with a unique structure that allows customers to benefit from the ownership of the bank, distributing ownership rewards. It offers a rewards debit card that enables customers to earn stock rewards on their purchases. Additionally, Good Money commits to investing 50% of its profits in initiatives aimed at environmental protection and social justice. Through its innovative approach, the platform seeks to empower customers not only financially but also socially, enabling them to grow the value of their shares by referring new users.

Competera Limited is a cloud-native, AI-driven price optimization company founded in 2014 and headquartered in West Hollywood, California, with additional offices in London, Singapore, and an R&D center in Kyiv, Ukraine. The company specializes in providing advanced price optimization and data scraping software tailored for enterprise retailers. Its platform employs deep learning algorithms to analyze billions of price combinations, enabling retailers to set and maintain optimal pricing strategies that enhance customer trust and minimize financial losses. By offering algorithmic recommendations based on a variety of pricing and non-pricing factors, Competera facilitates efficient pricing management across multiple price lists and categories. The intuitive design of the platform allows for quick onboarding and simplified repricing processes, making it accessible to users without specialized skills. Competera's solutions aim to boost gross margins and support retailers in achieving their strategic objectives, whether that involves margin growth or increasing market share.

SmartCommerce provides a shopping cart platform that enables consumers to add products to virtual carts directly from digital ads, influencer blogs, emails, and videos. Its AI-driven solution helps brands turn ad engagement into impulse purchases while improving the shopping experience by making product selection seamless and contextually relevant.

Akulaku is a Southeast Asia fintech platform that provides online credit and digital financial services. Founded in 2016 and based in Jakarta, Indonesia, it serves customers across Indonesia, the Philippines, and Malaysia with digital banking, digital financing, digital investment, and insurance brokerage offerings. The company operates a virtual credit card and ecommerce platform, as well as Asetku, an online wealth management service, and a mobile neobank supported by Bank Neo Commerce. It focuses on meeting the daily financial needs of underserved customers in emerging markets and aims to reach about 50 million users across Southeast Asia by 2025.

Xelba is a developer of Internet of Things (IoT) software tailored for small and medium-sized enterprises. The company focuses on providing integrated hardware and software tools that enhance operational efficiency and streamline complex business processes. By addressing the challenges posed by diverse communication needs, Xelba's solutions facilitate effective management of various software applications in a centralized and user-friendly platform. This connectivity empowers clients to overcome language barriers and effectively control their business operations, ultimately driving productivity and growth.

Hideez Group is a cybersecurity company that designs authentication devices and software to secure physical and logical access. It develops hybrid hardware and software solutions, including the Hideez Key, a wireless authentication and password-management device that also handles RFID credentials and digital signatures. The solution relies on encrypted Bluetooth, RFID, and NFC technologies, with proprietary encryption protocols and platform-agnostic compatibility to complement existing vendors. It provides passwordless identity management software that consolidates authentication workflows, using proximity sensing, one-time passwords, smart cards, and full-day authentication to improve security, compliance, and operational efficiency for organizations.

Petcube is a developer of interactive Wi‑Fi pet cameras and related software that connects pets to their owners from anywhere. The company offers products such as Petcube Play 2, a smart HD pet camera with a laser toy and a 160° viewing angle, and Petcube Bites 2, a camera with a treat dispenser for training and rewards, both providing real‑time video, two‑way audio, and remote monitoring. Petcube Care delivers video history and alerts, and the company markets its devices online. Founded in 2012 and headquartered in San Francisco, Petcube focuses on using technology to enhance pet care through connected devices and software platforms that support monitoring, interaction, and enrichment for pets.