International Finance Corporation

Habi is a technology-driven real estate company based in Bogotá, Colombia, that specializes in simplifying the homeownership process for middle-class customers throughout Latin America. Founded in 2019, Habi utilizes a proprietary pricing algorithm and advanced analytical tools to facilitate quicker and more efficient transactions for buying and selling residential properties. By reducing the time required for sales and minimizing risks associated with traditional real estate processes, Habi eliminates the need for intermediaries and empowers clients with essential information. The company's innovative platform aims to enhance the overall experience of homeownership, making it more accessible and streamlined for its users.

Engie Energia Chile is a company engaged in the production, transmission, and distribution of electricity, primarily serving industrial clients and mining companies in northern Chile. In addition to its core electricity services, the company transports natural gas, markets various fuels and their by-products, and offers consultancy services in engineering and management. Engie Energia Chile also provides maintenance services for electric systems, ensuring reliable operations for its customers. Through these diverse offerings, the company plays a significant role in the energy sector of Chile, contributing to the region's industrial development.

Telecom Argentina S.A. is a prominent telecommunications company based in Buenos Aires, Argentina, providing a comprehensive range of services in fixed-line and mobile telecommunications. Established in 1990, it operates through various segments, including Fixed Telecommunications Services and Personal and Núcleo Mobile Telecommunications Services. The company offers essential fixed services such as local, long-distance, and international calling, as well as data transmission and Internet services, including broadband and dedicated lines. In mobile telecommunications, Telecom Argentina provides voice services, high-speed mobile Internet, multimedia services, and sells devices like handsets and tablets. The company also delivers value-added solutions, telecommunications consulting, and IT services. Beyond Argentina, Telecom Argentina has operations in Paraguay, Uruguay, and the United States, expanding its reach in mobile and cable television services. As of the end of 2016, Telecom Argentina had approximately 22 million mobile subscribers and nearly 4 million fixed lines in service.

Crehana is an online training platform based in Lima, Peru, dedicated to serving creative and digital professionals in Latin America and Spain. Founded in 2015, the platform offers over 500 courses spanning various fields, including design, coding, digital marketing, illustration, photography, and audiovisuals. Its mission is to facilitate professional growth through affordable, project-based learning, addressing the skills gap in the region. By providing a diverse range of programs aimed at both individuals and companies, Crehana seeks to empower users to enhance their skill sets and achieve their professional aspirations in an evolving job market.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Liftit S.A.S., founded in 2016 and based in Bogotá, Colombia, is a B2B logistics company that operates a cargo transportation platform. This platform connects providers of cargo transportation services with companies or individuals who need these services. It serves as a marketplace for shippers requiring delivery of various goods, such as home items, electronics, and construction materials, to independent truck drivers capable of fulfilling those needs. Liftit's technology aims to optimize, measure, analyze, and solve problems in the logistics industry by monitoring operations in real-time and tracking services from order placement to dispatch.

MoviiRed is an agent network based in Bogotá, Colombia, that specializes in providing a wide range of transactional services. Founded in 2002, the company enables users to access various solutions through physical points and its allied mobile application. Its offerings include mobile phone recharges, bill payments for public and private services, and the purchase of digital content such as subscriptions to streaming platforms and gaming services. Additionally, MoviiRed acts as a banking correspondent for major financial entities, facilitating services like national transfers and public transport payments. The company's business model is designed to support small businesses in maximizing their revenue while simplifying financial transactions for Colombian consumers.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

MONi is a financial technology company based in Buenos Aires, Argentina, specializing in a microloans platform that allows users to obtain cash advances online. Founded in September 2013 by Alejandro Estrada and Juan Pablo Bruzzo, MONi's innovative platform streamlines the loan application process, enabling consumers to access funds quickly and conveniently through a mobile application. The platform facilitates not only cash advances but also payments for telecom, utility, and other bills, eliminating the need for formalities or extensive paperwork. By focusing on enhancing traditional financial services, MONi aims to provide a seamless financial experience for its customers.

Grupo Los Grobo is a prominent agribusiness company based in Buenos Aires, Argentina, recognized for its extensive involvement in the production and commercialization of agricultural commodities across Latin America, particularly in Brazil. The company specializes in the cultivation of various grains, including soy, maize, and wheat, and provides a comprehensive range of agribusiness services. These services encompass the supply of agricultural inputs such as agrochemicals, fertilizers, and seeds, as well as technical and financial assistance for small producers. Additionally, Grupo Los Grobo engages in wheat processing and the industrialization of commodities, positioning itself as a key player in the agricultural sector.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

InvoiNet S.A. is a financial technology company based in Buenos Aires, Argentina, founded in 2008. It operates an online platform that facilitates the connection between financial suppliers and customers, enabling them to send, receive, manage, and finance invoices. The platform serves as an interactive portal for sellers, buyers, and financial institutions, promoting collaboration and enhancing the efficiency of invoice management and working capital financing. By providing a comprehensive marketplace, InvoiNet allows various stakeholders, including banks and professional investors, to engage effectively in the invoicing process.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

Regulus Resources Inc. is a mineral exploration company based in Vancouver, Canada, with operations in Peru, Chile, the United States, and Canada. Founded in 2010, the company focuses on exploring copper, gold, and silver deposits. Its flagship asset is the AntaKori project, which consists of 20 mineral concessions covering 438 hectares in the Yanacocha-Hualgayoc mining district of Northern Peru. Regulus was established by former management of Antares Minerals, following a spin-out that involved the Rio Grande Cu-Au project in Argentina and a financial arrangement from the sale of Antares to First Quantum Minerals. The company aims to identify and develop valuable mineral resources in strategically significant regions.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.