International Finance Corporation

Balwin Properties is a South African property developer and owner focused on creating sectional title apartments for the low-to-middle income market. Headquartered in Johannesburg, the company designs, constructs, promotes, and sells affordable, ecologically conscious residential estates and also operates related services including commercial property rental, bond origination and commissions, and information and communications technology services such as fiber network infrastructure and rental of electronic communication products. It provides services to its residential estates and runs related programs through its foundation. Founded in 1989, Balwin Properties derives revenue primarily from residential and commercial property activities and associated annuity-based services.

Naked Insurance, founded in 2016 and based in Johannesburg, South Africa, specializes in short-term retail insurance products. The company aims to provide a modern approach to insurance by emphasizing effortless, transparent, and sincere service. Through its innovative offerings, Naked Insurance seeks to enhance the customer experience in the insurance sector.

JK Tyre & Industries is a prominent tyre manufacturer based in India, specializing in the development, production, marketing, and distribution of a wide range of automotive tyres and related products. The company offers an extensive portfolio that includes truck and bus radial and bias tyres, passenger car radials, and tyres for two- and three-wheelers, light commercial vehicles, and specialty applications such as racing and military. Additionally, JK Tyre produces off-highway tyres for industrial and agricultural use. Operating in India, Mexico, and other international markets, the company generates the majority of its revenue from its domestic operations, leveraging well-known brands such as JK Tyre, Vikrant, and Tornel.

Banco Daycoval S.A. is a financial institution based in São Paulo, Brazil, established in 1968. The bank offers a wide range of banking products and services that cater to both corporate and individual clients. Its offerings include check cashing, working capital lines, corporate and personal loans, vehicle financing, and credit cards. Additionally, Banco Daycoval specializes in agribusiness credit, long-term financing for machinery and investment projects, and various forms of guaranteed credit. The bank also provides foreign exchange services, including prepaid currency cards, and transactional accounts for international trade. With a network of 36 branch banks focused on business credit, along with numerous consumer credit locations and currency exchange outlets, Banco Daycoval is well-positioned in the Brazilian financial market. The company also engages in asset management, investment funds, and offers life insurance and pension plans, making it a comprehensive provider of financial solutions.

Shriram Finance is an Indian non-banking finance company specializing in the financing of pre-owned commercial vehicles, equipment, and various loans. The company provides a diverse range of loan products, including personal, business, bike, gold, and commercial vehicle loans. In addition to loan origination, Shriram Finance focuses on valuation and collection services for both new and used commercial and passenger vehicles, as well as tractors and multi-utility vehicles. The company also offers ancillary financial services, including working capital financing, engine replacement loans, bill discounting, credit cards, and tire loans, thereby providing comprehensive support to its customers. The majority of its revenue is generated from interest income on the loans it provides, with a significant portion coming from operations within India.

The Brookfield India Real Estate Trust is India’s only institutionally managed public commercial real estate vehicle. Sponsored by an affiliate of Brookfield Asset Management, one of the world’s largest alternative asset managers with approximately US$600 billion in assets under management, as of March 31, 2021, our goal is to be the leading owner of high-quality income-producing commercial real estate assets in key gateway Indian markets, which have significant barriers to entry. Over the last two decades, India has emerged as a leading hub for technology and corporate services due to a highly skilled and young workforce with a distinct competitive cost advantage. With approximately 90 million people expected to be added to the workforce by 2030, this structural driver will further increase office absorption, creating compelling opportunities across India’s commercial real estate market. Our strategy is to address this demand by owning and operating large “fully-integrated”, “campus-style” office parks in established locations, and providing a complete ecosystem to our tenants and their employees.

Joincare Pharmaceutical Group Industry Co., Ltd. is a comprehensive pharmaceutical company based in Shenzhen, China, established in 1992. The company specializes in the research, development, production, and sale of a wide range of healthcare products, including proprietary Chinese medicines, chemical drugs, testing reagents, monoclonal antibodies, and active pharmaceutical ingredients (APIs). Joincare offers various health products, such as traditional Chinese medicine, health foods, and a selection of over-the-counter (OTC) medications targeting gastrointestinal health, infections, and other medical conditions. The company's product line features well-known items like Taitai Oral Liquid and several health supplements. In addition to its pharmaceutical offerings, Joincare provides genetic diagnostic reagents and professional analytical instruments, catering to food safety and disease prevention. The company's strategic transition into the pharmaceutical sector, initiated in 1995, has solidified its position in the healthcare industry, making it a key player in both traditional and modern medicine.

Bajaj Auto Finance is a non-bank finance company that specializes in providing retail loans in India. It offers a diverse range of financing options, including loans for two-wheelers, commercial vehicles, and three-wheelers, as well as loans for consumer durables and unsecured personal needs. As a subsidiary of Bajaj Auto, one of the largest two-wheeler manufacturers in India and globally, the company leverages its parent’s strong market presence to cater to the financial needs of a wide customer base.

Ronesans Holding AS is a diversified company based in Ankara, Turkey, that specializes in construction, real estate development, energy, and health infrastructure activities. Founded in 1993, the company undertakes a wide range of projects, including shopping malls, offices, hotels, residential buildings, heavy industry plants, and various infrastructure projects such as railroad tunnels and bridges. Ronesans Holding is also involved in land development and investment activities. In the energy sector, the company operates ten hydroelectric power plants and engages in electricity trading. Its operations extend beyond Turkey, with a presence in multiple countries including Russia, Turkmenistan, Kazakhstan, and several others across Europe, Africa, and Asia.

ENGIE is an international company specializing in energy services, focusing on sustainable solutions to accelerate the transition towards a carbon-neutral world. With operations in over 70 countries across five continents, ENGIE provides electricity, natural gas, and energy services, with a significant portion of its installed capacity from clean, renewable sources.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) engaged in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade finance products, including invoice factoring, export finance, and receivables factoring. The company utilizes an automated risk assessment model to facilitate quick and hassle-free access to financing, thus streamlining the borrowing process for its clients. Drip Capital's platform leverages multiple data sources for underwriting transactions, enabling SMEs to obtain collateral-free loans and lines of credit to support their working capital needs. The team comprises experienced professionals from prestigious institutions, and the company is supported by notable investors from Silicon Valley.

Afya is a medical education group based in Brazil that focuses on comprehensive professional development for healthcare professionals. The company offers a diverse range of educational programs, including undergraduate courses in Medicine, Nursing, Dentistry, and other fields, alongside specialization and graduate programs in medical education. Additionally, Afya provides digital services that encompass content and technology tailored for medical education, including clinical decision-making software and practice management tools, such as electronic medical records and telemedicine solutions. By leveraging technology, Afya aims to enhance the educational experience and support the entire professional journey of doctors and other healthcare practitioners.

Fourth Partner Energy is a Hyderabad-based company specializing in turnkey rooftop solar energy solutions for customers in India. Founded in 2010, it focuses on manufacturing solar energy applications, including solar lanterns, home lighting systems, solar street lights, and photovoltaic panels. The company aims to build, develop, and manage a significant portfolio of decentralized solar power assets, positioning itself as a leading provider of renewable energy services in the region. In addition to its product offerings, Fourth Partner Energy provides financial structuring, design, turnkey execution, and panel cleaning services, ensuring customers have access to efficient power generation and maintenance solutions. As an MNRE empanelled Channel Partner and an ISO 9001:2008 certified company, it collaborates with various state bodies to promote sustainable energy initiatives.

Vastu Housing Finance Corporation Limited is a non-deposit taking housing finance company based in Mumbai, India, incorporated in 2005. It specializes in providing long-term housing finance solutions tailored for middle-income and low-income segments. The company offers a variety of loan products, including home loans, home extension and improvement loans, plot + residential construction loans, commercial property loans, and mortgages or loans against property. Vastu Housing Finance is committed to socially relevant direct housing finance, focusing on affordable housing and self-employed individuals who may lack comprehensive documented income or adequate credit history. As of March 31, 2020, the company operated 66 branches across India.

Tata Housing is a prominent player in the Indian real estate industry, focusing on delivering enhanced living environments while prioritizing sustainability in its operations. The company is dedicated to providing high-quality property development that aligns with modern lifestyle needs and environmental responsibility. Tata Housing aims to establish itself as a market leader through the creation of iconic and world-class residential and commercial properties across India. Its commitment to sustainability reflects its role as a responsible corporate citizen, integrating eco-friendly practices into its development projects.

Mindspace Business Parks is a company specializing in commercial real estate, with a focus on developing and managing business parks across key Indian cities including Mumbai, Hyderabad, Pune, and Chennai. The company's portfolio consists of Grade A office spaces designed to be environmentally sustainable, featuring clean energy initiatives and recycling programs. These business parks are equipped to support business growth by providing comprehensive solutions for work-related needs, including leisure amenities such as shopping malls, restaurants, and hotels. Mindspace Business Parks aims to create self-sufficient energy hubs that offer efficient and eco-friendly work environments for tenants.

FirstRand is a South African financial services group offering banking, insurance, and investment products to retail, commercial, corporate, and public sector clients across Africa. Its key subsidiaries include First National Bank (FNB), Rand Merchant Bank (RMB), WesBank, and Ashburton Investments.

HDFC Bank, founded in 1994 and headquartered in Mumbai, India, is a prominent commercial banking institution that provides a comprehensive range of personal and business banking services. Its offerings include savings and current accounts, private banking, insurance, and various digital banking solutions such as internet and mobile banking. The bank serves diverse sectors, including energy, healthcare, manufacturing, and e-commerce, demonstrating its commitment to catering to a wide array of customer needs. HDFC Bank has gained recognition as India's Most Valuable Brand for five consecutive years, reflecting its significant impact on the banking industry and its goal to become a leading financial institution in India. The bank aims to enhance profitability while maintaining a prudent approach to risk management, positioning itself as a trusted provider of banking services for both retail and wholesale customers.

Northern Arc Capital operates as a non-banking financial company in India, offering microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, gold loans, and fintech services. It also provides structured products, capital market instruments, term loan facilities, debt syndication, guarantee-backed lending, and fund management services.

Northern Arc Capital operates as a non-banking financial company in India, offering microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, gold loans, and fintech services. It also provides structured products, capital market instruments, term loan facilities, debt syndication, guarantee-backed lending, and fund management services.

Iberdrola is a global utility company focused on the production, distribution, and retail of electricity and gas. It generates power from nuclear, hydro, and other sources, with a substantial share from renewables, and is a major owner of wind energy. The company operates electricity networks and distribution assets across multiple countries and serves customers in a broad geographic footprint, including Spain, the United Kingdom, Brazil, and the United States, with activity in nearly 40 countries. Iberdrola emphasizes the energy transition through a sustainable business model built on renewable energy, smart grids, large-scale energy storage, and digital transformation to offer advanced products and services.

Liquid Intelligent Technologies is a provider of digital infrastructure in Africa, delivering data, voice, and IP services through a nationwide fiber and satellite network. It operates an extensive fiber backbone spanning about 18,000 kilometers across Uganda, Kenya, Rwanda, Zambia, Zimbabwe, Botswana, the Democratic Republic of the Congo, Lesotho, and South Africa, enabling high-speed internet access for public and private sector enterprises and supporting the digital journey. Founded in 2004 and headquartered in Ebène, Mauritius, the company serves as a key connectivity partner across the continent.

FirstRand is a South African financial services group offering banking, insurance, and investment products to retail, commercial, corporate, and public sector clients across Africa. Its key subsidiaries include First National Bank (FNB), Rand Merchant Bank (RMB), WesBank, and Ashburton Investments.

Husk Power Systems Pvt. Ltd. is a renewable energy company based in Patna, India, that focuses on generating and distributing electricity to households, community services, small businesses, and factories. Founded in 2007, the company utilizes biomass waste—such as rice husks and other agricultural residues—to produce electricity through its proprietary technology. Husk Power Systems designs and operates mini-power plants and micro-grids, offering electricity as a pay-for-use service primarily to rural areas. This approach not only provides reliable lighting, reducing reliance on kerosene, but also fosters economic development by enabling microenterprises and the use of electricity-operated machinery. By creating a sustainable energy ecosystem at each power plant, Husk Power Systems aims to deliver shared value to its stakeholders and stimulate local economies.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) engaged in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade finance products, including invoice factoring, export finance, and receivables factoring. The company utilizes an automated risk assessment model to facilitate quick and hassle-free access to financing, thus streamlining the borrowing process for its clients. Drip Capital's platform leverages multiple data sources for underwriting transactions, enabling SMEs to obtain collateral-free loans and lines of credit to support their working capital needs. The team comprises experienced professionals from prestigious institutions, and the company is supported by notable investors from Silicon Valley.

Kuku FM is an audio content platform based in Mumbai, India, that specializes in creating, producing, marketing, and distributing exclusive premium audio content. Founded in 2018, Kuku FM offers a diverse array of audio formats, including audiobooks, stories, summaries, and learning courses, accessible through its mobile app and website on both Android and iOS. With a focus on regional languages, the platform provides content across more than 50 genres and caters to a broad audience aged 6 years and older. With over 10 million downloads and more than 300,000 paid subscribers, Kuku FM is recognized as one of the fastest-growing premium audio content platforms in India, enabling users to engage with a wide variety of content and connect with their favorite creators.

IIFL Finance is a prominent financial services company based in India, focusing on providing a diverse range of financial solutions. Its core offerings include home loans, gold loans, business loans, and microfinance solutions, which cater to various customer needs. In addition to these core products, IIFL Finance also engages in synergistic activities related to capital markets, construction, and real estate. The company operates through two main business units: core products and synergistic products, with home loans and business loans being significant components of its operations. IIFL Finance's comprehensive approach encompasses credit and finance, wealth management, financial product distribution, asset management, and investment banking, generating all its revenue domestically.

Fourth Partner Energy is a Hyderabad-based company specializing in turnkey rooftop solar energy solutions for customers in India. Founded in 2010, it focuses on manufacturing solar energy applications, including solar lanterns, home lighting systems, solar street lights, and photovoltaic panels. The company aims to build, develop, and manage a significant portfolio of decentralized solar power assets, positioning itself as a leading provider of renewable energy services in the region. In addition to its product offerings, Fourth Partner Energy provides financial structuring, design, turnkey execution, and panel cleaning services, ensuring customers have access to efficient power generation and maintenance solutions. As an MNRE empanelled Channel Partner and an ISO 9001:2008 certified company, it collaborates with various state bodies to promote sustainable energy initiatives.

Federal Bank is a private-sector commercial bank headquartered in India. It operates a nationwide network of branches and ATMs and serves customers through retail, corporate, wholesale, and treasury segments. The bank offers a range of financial services including deposits, loans, and payment solutions, and provides digital banking platforms such as internet and mobile banking, online bill payment, and electronic fund transfer services. It focuses on sound governance and human capital as core strengths. The bank’s operations are supported by a robust cash management and payment infrastructure, including RTGS, NEFT, and IMPS. It serves individuals, small businesses, and larger corporate clients across the country.

Cobli is a Brazilian company that specializes in fleet management technology, offering innovative solutions to enhance fleet efficiency across various industries, including telecommunications, transportation, energy, e-commerce, and construction. Founded by Parker Treacy and Rodrigo Mourad, Cobli has experienced rapid growth, achieving over 100% year-over-year expansion and employing more than 400 individuals. The company's platform leverages advanced technologies such as IoT, Artificial Intelligence, Big Data, and video telemetry to provide tools for vehicle tracking, dynamic routing, driver identification, and fraud monitoring. By analyzing data collected from solar-powered trackers, Cobli helps fleet owners reduce costs, improve productivity, enhance driver safety, ensure operational compliance, and elevate the overall customer experience. With a strong presence throughout Brazil, the company serves thousands of customers and continues to innovate in the fleet management sector.

Fosun Pharma is a biopharmaceutical company that operates across several key segments of the healthcare industry value chain, including pharmaceutical manufacturing, distribution, retail, healthcare services, medical devices, and diagnostics. It generates revenue primarily from its pharmaceutical manufacturing segment.

India Grid Trust, established in 2016 by Sterlite Power Grid Ventures Limited, operates as an infrastructure investment trust registered with SEBI. The company focuses on power transmission projects in India, leveraging its sponsor's expertise in bidding, designing, financing, constructing, and maintaining transmission infrastructure. With a strong track record in the private sector, India Grid Trust plays a pivotal role in the country's power transmission sector, contributing to the development and maintenance of critical infrastructure across India.

JK Tyre & Industries is a prominent tyre manufacturer based in India, specializing in the development, production, marketing, and distribution of a wide range of automotive tyres and related products. The company offers an extensive portfolio that includes truck and bus radial and bias tyres, passenger car radials, and tyres for two- and three-wheelers, light commercial vehicles, and specialty applications such as racing and military. Additionally, JK Tyre produces off-highway tyres for industrial and agricultural use. Operating in India, Mexico, and other international markets, the company generates the majority of its revenue from its domestic operations, leveraging well-known brands such as JK Tyre, Vikrant, and Tornel.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Naked Insurance, founded in 2016 and based in Johannesburg, South Africa, specializes in short-term retail insurance products. The company aims to provide a modern approach to insurance by emphasizing effortless, transparent, and sincere service. Through its innovative offerings, Naked Insurance seeks to enhance the customer experience in the insurance sector.

LulaLend is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!

HDFC Bank, founded in 1994 and headquartered in Mumbai, India, is a prominent commercial banking institution that provides a comprehensive range of personal and business banking services. Its offerings include savings and current accounts, private banking, insurance, and various digital banking solutions such as internet and mobile banking. The bank serves diverse sectors, including energy, healthcare, manufacturing, and e-commerce, demonstrating its commitment to catering to a wide array of customer needs. HDFC Bank has gained recognition as India's Most Valuable Brand for five consecutive years, reflecting its significant impact on the banking industry and its goal to become a leading financial institution in India. The bank aims to enhance profitability while maintaining a prudent approach to risk management, positioning itself as a trusted provider of banking services for both retail and wholesale customers.

Agrocorp International is a prominent player in the distribution and trading of agro-based commodities, operating across various global markets, including Canada, West Africa, China, Turkey, the Middle East, India, Bangladesh, and Vietnam. The company specializes in a diverse range of products, including grains such as wheat and rice, a variety of pulses and beans, oilseeds like soybeans and canola, and cotton. Additionally, Agrocorp offers animal feed products, which encompass corn and various meals, as well as edible nuts such as cashews and peanuts. Beyond agricultural commodities, the company also engages in the trade of non-agricultural goods, including coal, construction materials, and edible oils. Through its comprehensive portfolio, Agrocorp International plays a crucial role in the global agribusiness landscape.

Crystal Crop Protection is a manufacturer of agrochemical products focused on serving the farming community. The company specializes in the technical manufacturing, formulation, and marketing of a range of agrochemicals, including insecticides, fungicides, herbicides, plant growth regulators, and micronutrients. These products are designed to support the entire crop lifecycle, from sowing to harvesting. By providing effective crop protection solutions, Crystal Crop Protection aims to enhance productivity and profitability for Indian farmers, helping them achieve better yields and sustainable farming practices.

Founded in Brazil in 1972, Eurofarma is a multinational pharmaceutical company operating across Latin America. It ranks second among the most prescribed laboratories by Brazilian medical professionals and is among the top four generic drug manufacturers in the country. The company offers a wide range of products, including generic drugs, prescription medicines, oncology treatments, and veterinary medications.

Aadhar Housing Finance Limited is a prominent housing finance company in India, primarily focused on catering to the home financing needs of low-to-middle-income individuals. Established in 1990 and based in Mumbai, the company provides a variety of mortgage-related products, including home loans, home improvement and extension loans, loans for plot purchase or construction, as well as loans against residential and commercial properties. Aadhar Housing Finance also offers balance transfer and top-up loans, along with fixed deposit acceptance. As of March 31, 2019, the company operated through a network of 311 branches across 20 states and a union territory, serving a diverse clientele that includes individuals, corporations, and societies. Aadhar Housing Finance is a subsidiary of Wadhawan Global Capital Limited and was formerly known as DHFL Vysya Housing Finance Limited.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Arquivei is a Brazilian company based in São Carlos that specializes in electronic invoice monitoring and management. Its platform provides a web application that automatically downloads and stores digital tax documents, such as NFes, in the cloud. By connecting to the Department of Finance, Arquivei allows businesses to access their issued NFes and related documents without the need for software installation. Users can view, print, search, and filter invoices by various criteria, enabling efficient management of their tax documentation. The platform also supports accountants by providing access to client invoices and features for monitoring and centralizing various tax documents. Additionally, Arquivei offers intelligent search capabilities and reporting tools, facilitating better compliance with regulatory requirements and enhancing business intelligence derived from fiscal documents.

Absa is a prominent financial services group based in Johannesburg, South Africa, offering a comprehensive range of banking and financial products tailored to meet the needs of personal, commercial, and corporate customers. The bank provides personal banking services, including savings and current accounts, credit cards, home loans, and various investment products, along with electronic banking solutions. For business and corporate clients, Absa delivers services such as commercial property finance, asset finance, term loans, and trade products, as well as specialized solutions for sectors like agriculture, tourism, and public services. Established in 1991, Absa strives to address local challenges through its diverse offerings in retail, business, corporate, investment, and wealth banking, alongside insurance services.

LeadSquared is a marketing and customer relationship management platform that specializes in lead conversion and marketing automation for both B2B and B2C businesses. Founded in 2013 and headquartered in Bengaluru, India, the company offers a suite of services including sales CRM, mobile CRM, and marketing automation. Its platform is designed to streamline the entire marketing and lead generation process, enabling clients to track, nurture, and manage leads effectively from initial capture to final conversion. LeadSquared also provides an intuitive interface that allows users to customize their database management and logic, ultimately enhancing sales efficiency and pipeline management. The company aims to empower enterprises by increasing their sales execution and automating key processes across teams and channels.

Federal Bank is a private-sector commercial bank headquartered in India. It operates a nationwide network of branches and ATMs and serves customers through retail, corporate, wholesale, and treasury segments. The bank offers a range of financial services including deposits, loans, and payment solutions, and provides digital banking platforms such as internet and mobile banking, online bill payment, and electronic fund transfer services. It focuses on sound governance and human capital as core strengths. The bank’s operations are supported by a robust cash management and payment infrastructure, including RTGS, NEFT, and IMPS. It serves individuals, small businesses, and larger corporate clients across the country.

Housing Development Finance Corporation Limited, established in 1977 and based in Mumbai, India, specializes in providing housing finance solutions to individuals and corporate clients. The company offers a wide range of loan products, including those for purchasing and constructing homes, as well as loans for home improvement, land acquisition, and commercial properties. It also caters to specific client needs by offering loans to agriculturists and non-resident Indians. In addition to its core lending services, the corporation provides various cross-selling products, including life and general insurance, investment advisory services, and asset management. With a network of 585 outlets and representative offices in key international cities, the firm aims to enhance resource flow to the housing sector by integrating housing finance with domestic financial markets.

Founded in 2015, BlackBuck is India's leading digital platform for truck operators and shippers. It streamlines logistics by connecting these parties online, enabling efficient load matching, reliable transportation, and seamless transactions. With a robust technology platform, BlackBuck facilitates payments, insurance, and financial services, benefiting millions of truckers and shippers alike.

EduGorilla Community Pvt. Ltd., established in 2019 in Lucknow, India, specializes in developing an online platform offering a wide array of mock tests and study materials for students preparing for various competitive exams. These include defense and police, civil service, management, medical, banking, and other professional courses, as well as school-level exams. The company's unique selling proposition lies in its use of AI-powered software to prioritize exams based on demand, allowing for the creation of high-quality, exam-level mock tests and interview preparation resources. Additionally, EduGorilla provides career-related information and assistance, connecting students with relevant coaching institutes and schools.

Dodla Dairy is an integrated dairy company based in South India that operates in the food segment. It processes and supplies a broad range of dairy products, including fresh milk, butter, ghee, paneer, curd, flavoured milk, doodh peda, ice cream, and skimmed milk powder, all packaged to meet consumer needs. The company serves markets in India and overseas, with core revenue generated in India.

Open Co thinks that creating trusting relationships with clients is more important than using cutting-edge technology to create ground-breaking credit solutions. Open Co was established in 2021 as the result of the merger of Geru and Rebel, two of Brazil's most cutting-edge fintech lenders. The company's goal is to permanently turn credit into a more equitable, adaptable, and accessible tool that improves Brazilians' financial situations.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Liquid Intelligent Technologies is a provider of digital infrastructure in Africa, delivering data, voice, and IP services through a nationwide fiber and satellite network. It operates an extensive fiber backbone spanning about 18,000 kilometers across Uganda, Kenya, Rwanda, Zambia, Zimbabwe, Botswana, the Democratic Republic of the Congo, Lesotho, and South Africa, enabling high-speed internet access for public and private sector enterprises and supporting the digital journey. Founded in 2004 and headquartered in Ebène, Mauritius, the company serves as a key connectivity partner across the continent.

Founded in 2014, Contabilizei provides an online accounting service tailored for small and micro enterprises. Its platform automates tax reporting and replaces manual computation practices, enabling businesses to manage their accounting and tax obligations efficiently.

Myelin Foundry Pvt Ltd. is a Bengaluru-based deep tech startup founded in 2019 that specializes in developing artificial intelligence algorithms for video, voice, and sensor data, specifically for edge devices. The company's flagship Myelin platform enhances user experiences by providing services such as augmented creativity, improved streaming quality, and actionable insights from sparse data. Myelin Foundry's proprietary technology, which incorporates deep learning frameworks, is designed to transform content creation and optimize industry outcomes across various sectors, including media and entertainment, health and wellness, and national security. Through its innovations, the company aims to elevate visual experiences and streamline the delivery of AI-powered content.

Founded in 2018, Blue Sky Analytics develops an AI-based platform that integrates satellite and ground sensor data to provide geospatial insights on air quality, water pollution, heat index, flood risk, and more. Its solutions include BreeZo for air quality datasets, Zuri for global farm and forest fire tracking, and Zorro for industrial emissions tracking.

Ramkrishna Forgings Limited is an Indian manufacturer specializing in open and closed die forgings made from carbon and alloy steel, micro alloy steel, and stainless steel. Established in 1981 and headquartered in Kolkata, the company produces a diverse range of products, including crown wheels, crankshafts, connecting rods, and various components for the automotive and railway sectors. Their offerings also extend to critical safety items such as screw couplings and bolster suspensions. Ramkrishna Forgings serves both domestic and international markets, supplying to original equipment manufacturers (OEMs) like TATA Motors and Ashok Leyland, as well as global clients such as Meritor. With a focus on quality and state-of-the-art manufacturing facilities, the company caters to various industries, including mining, farm equipment, general engineering, and oil and gas.

Onsitego is India's leading device-care provider offering extended warranties, damage protection, annual maintenance plans, and on-demand repair services for electronics and home appliances. It delivers services through retail stores and online marketplaces and partners with online retailers and brand-authorized service centers to enable pickup, servicing, and delivery of damaged devices. The company focuses on simplifying post-purchase ownership and improving customer satisfaction through reliable after-sales support.

DCM Shriram Industries manufactures sugar, alcohol, power, chemicals, and industrial fibers, primarily in India with some international activity. It operates through three segments: Sugar, Industrial Fibres and Related Products, and Chemicals. Sugar products include plantation white crystal sugar, refined sugar for pharma and food, and various hotel and hospitality grades. The alcohol portfolio covers rectified spirit, extra neutral alcohol, and anhydrous alcohol for liquor, chemical, oil, and pharmaceutical industries, as well as country liquor. The chemicals segment includes organic chemicals and drug intermediates, while the industrial fibres segment covers rayon and nylon products for tyre and fabric applications. The company also generates electricity. Founded in 1932 and based in New Delhi, it earns revenue from sugar and related businesses, with international exposure in Europe and Asia.

1mg is an Indian digital healthcare platform, launched in 2015, that operates from Gurgaon, Haryana. It aims to make healthcare more accessible, understandable, and affordable. The platform enables users to find detailed information about prescribed medicines, buy them, and search for drugs based on ailments, classes, companies, and brands. Additionally, 1mg offers a doctor platform to help users find suitable healthcare professionals and a diagnostics service for transparent and cost-effective lab tests. The company empowers consumers and caregivers to choose the most appropriate healthcare services at competitive prices.

Yidebang is a Beijing-based healthcare software developer, which provides management solution, drug supply, hierarchical diagnosis and treatment and other supporting medical services for basic-level clinics in China.

BAC Acquisition is a company focused on acquiring and developing consumer-centric and technology-driven businesses in the BFSI (Banking, Financial Services & Insurance) sector. Leveraging innovative technologies and a customer-centric approach, BAC Acquisition aims to enhance and expand its portfolio of businesses within the financial services industry.

Mahindra & Mahindra Financial Services Limited is a prominent non-banking financial company in India that focuses on asset financing, particularly in rural and semi-urban areas. The company provides a diverse range of financial services, including loans for vehicles such as auto and utility vehicles, tractors, cars, and commercial vehicles, as well as financing for pre-owned vehicles. It also offers personal loans for various needs, such as weddings and education, and project and equipment financing for small and medium-sized enterprises. Additionally, Mahindra Finance provides insurance products, housing finance, investment options like mutual funds, and advisory services. Established in 1991 and headquartered in Mumbai, the company aims to empower individuals by offering personalized financial solutions based on their future earning potential. With over 3 million beneficiaries and a workforce of more than 16,000 employees across 1,000 branches, Mahindra Finance plays a crucial role in transforming the financial landscape for farmers, small businesses, and self-employed individuals in India.

Srinivasa Farms is a poultry farm located in Hyderabad, India, specializing in various aspects of animal husbandry. The company engages in poultry breeding, focusing on layers and broilers, and produces animal feed to support its operations. Additionally, Srinivasa Farms offers services related to animal health and nutrition, enhancing the quality of its poultry products. The company also provides an array of chicken and egg retail services, including the production of different egg variants to meet market demands. By implementing modern techniques and practices, Srinivasa Farms supports small-scale farmers, helping them to leverage the latest technologies and understand the full potential of the poultry business.

LD Celulose is a prominent manufacturer of dissolving wood pulp, formed as a joint venture between Lenzing and Dexco. Situated in the Triângulo Mineiro region of Brazil, the facility is among the largest globally, with an annual production capacity of up to 500,000 tons. The company utilizes 70,000 hectares of eucalyptus plantations to supply its operations, and it also generates 144 MW of clean energy through cogeneration. LD Celulose's distinct pulp fibers are primarily used in the textile industry to produce advanced, eco-friendly fabrics and hygiene products. Furthermore, the company contributes to sustainability by supplying 40 percent of the excess bioelectricity generated on-site to the public grid.

Revelo is a staffing and recruiting company that connects employers with tech professionals and software developers in Latin America. It operates a digital recruiting platform that sources, screens, and recruits talent for remote and cross-border hiring, notably serving U.S. companies. The firm provides end-to-end services, including sourcing, compliance, local payroll, and benefits, to support rapid team scaling. Revelo maintains a large network of engineers and uses machine learning tools to match candidates with roles efficiently. Beyond traditional talent placement, Revelo offers LLM enhancement services that deliver high-quality human data from experienced developers for post-training model improvements, enabling scalable data-driven performance. The company emphasizes white-glove service and reliable delivery to help clients build and manage engineering teams.

Coverfox Insurance Broking Pvt. Ltd. is an insurtech company based in Mumbai, India, that specializes in providing online insurance brokerage services. Established in 2013, Coverfox offers a wide range of insurance products, including two-wheeler, car, health, travel, term, life, and general insurance. The platform is designed to facilitate a hassle-free experience for users, allowing them to compare and purchase insurance policies from over 35 partnered insurance providers. In addition to its brokerage services, Coverfox also offers end-to-end support for claims, ensuring that customers receive assistance throughout the process.

1mg is an Indian digital healthcare platform, launched in 2015, that operates from Gurgaon, Haryana. It aims to make healthcare more accessible, understandable, and affordable. The platform enables users to find detailed information about prescribed medicines, buy them, and search for drugs based on ailments, classes, companies, and brands. Additionally, 1mg offers a doctor platform to help users find suitable healthcare professionals and a diagnostics service for transparent and cost-effective lab tests. The company empowers consumers and caregivers to choose the most appropriate healthcare services at competitive prices.

LulaLend is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!

Oriental InfraTrust is a company that builds infrastructure. The company constructs highways, roads, bridges, and flyovers, as well as earthworks. It is an irrevocable trust established by the Indian Trusts Act of 1882. It is registered as an infrastructure investment trust with the Securities and Exchange Board of India under the Securities and Exchange Board of India (Infrastructure Investment Trusts) Regulations, 2014.

Cholamandalam Investment and Finance Company Limited is a non-banking finance company based in Chennai, India, and serves as the financial services arm of the Murugappa Group. Established in 1978, it provides a wide range of financial services through three primary segments: Vehicle Finance Loans, Home Equity, and Other Loans. The company offers various loan products including two-wheeler and commercial vehicle loans, tractor loans, and home loans for self-construction and property purchases. Additionally, it provides loans against property and business loans for small and medium enterprises, as well as rural and agricultural financing. Cholamandalam also engages in wealth management services, encompassing mutual funds, fixed deposits, and insurance products. Its insurance division, established in 2001, offers a variety of assurance schemes for both individuals and corporate clients, including health, motor, and property insurance. As of March 31, 2020, Cholamandalam operated a network of 1,091 branches across India.

Founded in 2015, BlackBuck is India's leading digital platform for truck operators and shippers. It streamlines logistics by connecting these parties online, enabling efficient load matching, reliable transportation, and seamless transactions. With a robust technology platform, BlackBuck facilitates payments, insurance, and financial services, benefiting millions of truckers and shippers alike.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Sohan Lal Commodity Management Pvt Ltd is a comprehensive agri-logistics company based in New Delhi, India. Founded in 1971, it specializes in agricultural commodity warehouse management and procurement services, offering a diverse range of solutions including commodity warehousing, collateral management, and agricultural financing. The company is also involved in risk mitigation and provides analytical services, along with a Commodity Market Intelligence division that conducts crop surveys and monitors crop cycles. Additionally, Sohan Lal offers quality testing, fumigation, pest control, and disinfestation services for stored grains. Its operational scope includes trade and export services, commodity testing, and skill-building initiatives. The company serves a wide array of clients, including farmers, processors, traders, importers, exporters, commodity exchanges, and government entities, and has expanded its operations beyond India to Myanmar.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Founded in 2014, Contabilizei provides an online accounting service tailored for small and micro enterprises. Its platform automates tax reporting and replaces manual computation practices, enabling businesses to manage their accounting and tax obligations efficiently.

Srinivasa Farms is a poultry farm located in Hyderabad, India, specializing in various aspects of animal husbandry. The company engages in poultry breeding, focusing on layers and broilers, and produces animal feed to support its operations. Additionally, Srinivasa Farms offers services related to animal health and nutrition, enhancing the quality of its poultry products. The company also provides an array of chicken and egg retail services, including the production of different egg variants to meet market demands. By implementing modern techniques and practices, Srinivasa Farms supports small-scale farmers, helping them to leverage the latest technologies and understand the full potential of the poultry business.

Mahindra & Mahindra Financial Services Limited is a prominent non-banking financial company in India that focuses on asset financing, particularly in rural and semi-urban areas. The company provides a diverse range of financial services, including loans for vehicles such as auto and utility vehicles, tractors, cars, and commercial vehicles, as well as financing for pre-owned vehicles. It also offers personal loans for various needs, such as weddings and education, and project and equipment financing for small and medium-sized enterprises. Additionally, Mahindra Finance provides insurance products, housing finance, investment options like mutual funds, and advisory services. Established in 1991 and headquartered in Mumbai, the company aims to empower individuals by offering personalized financial solutions based on their future earning potential. With over 3 million beneficiaries and a workforce of more than 16,000 employees across 1,000 branches, Mahindra Finance plays a crucial role in transforming the financial landscape for farmers, small businesses, and self-employed individuals in India.

Azure Power develops, constructs, owns, operates, maintains, and manages utility-scale renewable energy projects in India. It specializes in solar power generation, offering clean energy solutions to government and commercial entities through long-term contracts.

HDB Financial Services is a non-banking financial company based in Mumbai, India, established in 2007. The company specializes in a range of financial products, including personal loans, business loans, loans against property, and consumer loans. Additionally, HDB Financial Services offers various back-office solutions such as form processing, document verification, finance and accounting services, and correspondence management. Its front-office services encompass contact center management, outbound marketing, and collection services. As a subsidiary of HDFC Bank, HDB Financial Services aims to meet diverse financial needs while maintaining a strong operational framework.

Mandaê is a Brazilian company that combines logistics and technology to revolutionize the delivery industry. It offers an asset-light digital platform that manages the entire parcel supply chain, from pickups to cross-docking and last-mile transport, providing SMBs with a seamless, high-quality, and efficient parcel shipment service. By enabling SMBs to use private transporters instead of relying solely on the national postal service, Mandaê helps these businesses save up to 35% on shipping costs. The company's mission is to "Connect Stories" through logistics. Mandaê has received backing from prominent Latin American investors and has been recognized with several awards for its innovative approach to e-commerce logistics.

Lithium Urban Technologies is a pioneering company in India that specializes in providing zero-emission transport services through its fleet of electric vehicles. Focused on sustainability, the company offers e-Mobility as a Service (e-MaaS), aimed at alleviating traffic congestion and reducing air pollution in urban areas. Lithium’s approach combines a robust technology platform for telemetry, geographic information systems (GIS), and transport management, which enhances scheduling, rostering, and analytics-driven optimization. The company is committed to social responsibility and continuous innovation, ensuring that its services not only meet consumer needs but also contribute positively to the environment. With trained and certified drivers, Lithium Urban Technologies positions itself as a leader in the transition to clean and efficient public transport solutions in India.

Craftsman Automation Limited is an engineering company based in Coimbatore, India, specializing in the design, development, and manufacture of precision components. The company operates across three primary segments: automotive powertrain products, automotive aluminum products, and industrial and engineering products. Its automotive offerings include engine components such as cylinder blocks, transmission parts, and turbochargers, alongside aluminum parts like crankcases and wheel hubs. In the industrial sector, Craftsman Automation produces gearboxes, material handling solutions, and precision-engineered machinery. The company's clientele includes notable firms such as General Electric, Daimler, and Tata Motors. With manufacturing facilities located in various cities including Pune, Chennai, and Bangalore, Craftsman Automation primarily serves the domestic market while also exporting its products. Founded in 1986, the company has established a reputation for delivering high-quality, complex precision-engineered components to a diverse range of industries, including automotive and industrial sectors.

Bandhan Bank Limited is a commercial bank based in Kolkata, India, established in 2015. It offers a wide range of financial services across the country, with a focus on both micro banking and general banking. The bank provides various asset and liability products, including savings, current, fixed deposit, and corporate salary accounts, as well as retail loans such as home loans, personal loans, gold loans, MSME loans, small enterprise loans, microloans for home-based businesses, and agriculture loans. Additionally, Bandhan Bank offers investment services in sovereign securities, card services, Internet and mobile banking, ATM services, trading, NRI services, and distributes third-party products. As of March 31, 2020, the bank operated 1,018 branches, 3,346 banking units, 195 home loan centers, and 485 ATMs.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

CleanMax is a leading developer of solar energy solutions for corporate clients, specializing in on-site and off-site installations in India. It delivers turnkey solar projects that encompass construction, financing and operations and maintenance, and it supplies power under long-term purchase agreements at rates cheaper than grid tariffs. The company also provides end-to-end clean energy services for commercial and industrial customers and develops projects across India, the Middle East and Southeast Asia, often with no upfront investment required from customers through its build-own-operate model.

Portea Medical is a leading provider of home healthcare services in India, operating in 24 cities and recognized as a pioneer in the sector. The company offers a wide range of services including geriatric care, post-operative care, palliative care, and physiotherapy, ensuring that medical support is accessible directly in patients' homes. Portea employs a team of healthcare professionals, including doctors, nurses, and physiotherapists, who conduct regular health assessments and provide disease management. Additionally, the company facilitates the collection of lab samples and offers medical equipment rentals, making comprehensive healthcare services readily available at affordable rates. Through its commitment to enhancing health outcomes, Portea Medical has established itself as a vital resource for home-based medical care in India.

WeLab Holdings is a digital lending platform operator offering online and mobile lending products through platforms such as Wolaidai in China and WeLend in Hong Kong. It provides personal loans, balance transfers, and handset installment plans, and uses proprietary risk management technology to analyze unstructured mobile data to rapidly assess creditworthiness for individual borrowers. The company also serves small businesses through online lending and offers B2B fintech solutions by partnering with traditional financial institutions to extend fintech-enabled services to their customers. The business emphasizes data-driven credit decisions and aims to deliver accessible financing with competitive rates across its markets in Hong Kong and China.

Azure Power develops, constructs, owns, operates, maintains, and manages utility-scale renewable energy projects in India. It specializes in solar power generation, offering clean energy solutions to government and commercial entities through long-term contracts.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

WeLab Holdings is a digital lending platform operator offering online and mobile lending products through platforms such as Wolaidai in China and WeLend in Hong Kong. It provides personal loans, balance transfers, and handset installment plans, and uses proprietary risk management technology to analyze unstructured mobile data to rapidly assess creditworthiness for individual borrowers. The company also serves small businesses through online lending and offers B2B fintech solutions by partnering with traditional financial institutions to extend fintech-enabled services to their customers. The business emphasizes data-driven credit decisions and aims to deliver accessible financing with competitive rates across its markets in Hong Kong and China.

Power2SME operates an e-commerce platform dedicated to supplying commodities and industrial products to small and medium enterprises (SMEs) in India at competitive prices. The company aggregates SME demand for raw materials across categories such as chemicals, metals, and polymers, purchasing directly from manufacturers to sell to SMEs at optimal pricing. This process aims to enhance SME productivity and deliver measurable business value by reducing purchase costs.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Founded in 2015, BlackBuck is India's leading digital platform for truck operators and shippers. It streamlines logistics by connecting these parties online, enabling efficient load matching, reliable transportation, and seamless transactions. With a robust technology platform, BlackBuck facilitates payments, insurance, and financial services, benefiting millions of truckers and shippers alike.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Loggi is a logistics technology company based in São Paulo, Brazil, founded in 2013. It operates an online shipping platform that connects couriers with shippers, facilitating efficient and reliable delivery services. The platform caters to major e-commerce players, small and medium-sized businesses, and individual users, addressing their shipping needs. By streamlining logistics, Loggi supports the growth of the on-demand economy in Brazil, particularly among its large, young, urban population. The company's focus on cost-effective and agile delivery solutions enables users to manage their logistics seamlessly from home, contributing to a more connected and convenient commerce landscape.

Hero Future Energies Limited is a renewable energy company based in New Delhi, India, established in 2012 as a subsidiary of Hero MotoCorp Limited. The company specializes in the generation and distribution of clean energy through projects focused on wind, solar, and hydro power. Additionally, it develops rooftop and off-grid solutions, providing decentralized power to a diverse clientele that includes industries, businesses, educational institutions, non-profits, and government organizations. Hero Future Energies offers a comprehensive range of services, including demand assessments, design, engineering, regulatory approvals, installation, commissioning, and ongoing operation and maintenance of energy systems. By promoting the use of renewable energy, the company aids its clients in meeting their Renewable Purchase Obligations (RPOs) and reducing reliance on fossil fuels, thus contributing to a more sustainable energy landscape.

Huochebang is an online truck logistics platform that connects cargo shippers with truck drivers across China. The company offers an integrated service that facilitates communication between these two parties by listing available truck capacity and assisting drivers in finding commodities to transport and vacant parking lots. Additionally, Huochebang provides services related to truck sales and used truck auctions, contributing to the overall efficiency and cost-effectiveness of the transportation sector. By streamlining the logistics process, Huochebang enhances the operations of both truckers and shippers in the Chinese market.

Founded in Argentina, Grupo Los Grobo is a prominent agribusiness company operating across Latin America. It specializes in the production and commercialization of agricultural commodities, offering a comprehensive range of services including land development, input provision, technical assistance, financial support for small producers, wheat processing, and industrialization.

BYJU'S is a prominent global ed-tech company founded in India in 2011, dedicated to providing adaptive and engaging learning solutions to over 150 million students worldwide. The company aims to make high-quality education accessible to learners of all ages through its flagship product, BYJU's: The Learning App, and a diverse portfolio that includes brands such as Disney-BYJU's Early Learn, BYJU's FutureSchool, and WhiteHat Jr. BYJU'S employs personalized learning methodologies that cater to individual learning styles and paces, supported by a network of over 12,000 teachers. The platform utilizes original content, watch-and-learn videos, animations, and interactive simulations to create a contextual and practical learning experience. Additionally, BYJU'S has formed innovative partnerships with major companies like Disney and Google to enhance engagement. Headquartered in India, BYJU'S operates in more than 21 countries and offers programs in over 8 languages, further solidifying its position as a leader in the education technology sector.