International Finance Corporation

Salmon is a financial technology company focused on delivering better, more inclusive financial services in the Philippines by integrating technology, product design, security, data analytics, and a strong emphasis on customer care. It seeks to simplify personal finance, reduce complexity and fear, and give customers greater financial freedom while saving time and energy. Built on experience across global financial services and tech, Salmon operates a scalable platform that serves diverse users—from novices to professionals—with reliable access to finance, responsible data use, and trusted service. The company positions itself as a 24x365 platform that creates jobs and supports millions of Filipinos by enabling easy access to finance for everyday life.

First Circle is a financial services company based in Taguig, Philippines, founded in 2015. It focuses on providing consumer lending, mortgages, and asset-based lending services, specifically tailored for small and medium enterprises (SMEs) in Southeast Asia. The company has developed an online financing platform that offers collateral-free short-term loans and trade financing to support the growth of businesses. By leveraging advanced data analytics and a user-friendly online account system, First Circle aims to enhance access to funding for SMEs, empowering business owners to expand beyond their immediate networks. Additionally, the company offers dedicated customer support and resources to foster a community among entrepreneurs, facilitating long-term growth and opportunity.

Ayala Land, Inc. is a prominent real estate developer in the Philippines and serves as the real estate arm of Ayala Corporation, one of the country's largest conglomerates. With over eighty years of experience, Ayala Land has established itself as a leader in the industry, known for its commitment to quality and customer satisfaction. The company engages in land acquisition, planning, and the development of large-scale mixed-use and sustainable estates. Its diverse portfolio includes residential, office, commercial, and industrial properties, as well as shopping centers and hotels. Ayala Land operates through various segments, including Property Development, Shopping Centers, Offices, Hotels and Resorts, and Construction, generating revenue primarily from property development activities. The company's dedication to innovation, integrity, and service underpins its reputation as a trusted brand in Philippine real estate.

First Circle is a financial services company based in Taguig, Philippines, founded in 2015. It focuses on providing consumer lending, mortgages, and asset-based lending services, specifically tailored for small and medium enterprises (SMEs) in Southeast Asia. The company has developed an online financing platform that offers collateral-free short-term loans and trade financing to support the growth of businesses. By leveraging advanced data analytics and a user-friendly online account system, First Circle aims to enhance access to funding for SMEs, empowering business owners to expand beyond their immediate networks. Additionally, the company offers dedicated customer support and resources to foster a community among entrepreneurs, facilitating long-term growth and opportunity.

Salmon is a financial technology company focused on delivering better, more inclusive financial services in the Philippines by integrating technology, product design, security, data analytics, and a strong emphasis on customer care. It seeks to simplify personal finance, reduce complexity and fear, and give customers greater financial freedom while saving time and energy. Built on experience across global financial services and tech, Salmon operates a scalable platform that serves diverse users—from novices to professionals—with reliable access to finance, responsible data use, and trusted service. The company positions itself as a 24x365 platform that creates jobs and supports millions of Filipinos by enabling easy access to finance for everyday life.

Nexford University is an online higher education institution founded in 2017, based in Washington, D.C. It aims to provide accessible and affordable education tailored to the demands of the global workforce. Serving markets such as the United States, the Philippines, Nigeria, and Egypt, Nexford offers degree programs and courses across various industries, including technology, business, and healthcare. The university's curriculum is designed to align with employer needs, leveraging artificial intelligence to identify and focus on in-demand skills. This approach ensures that learners, particularly from middle-income societies, receive a relevant and dynamic education that prepares them for success in a competitive global job market.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.

Founded in 1996, Cebu Pacific pioneered low-cost air travel in the Philippines. It has since transported over 70 million passengers across domestic and international destinations.

Collectius Group is a multinational credit and asset management company with nearly 20 years of experience, operating in the Philippines, Singapore, Malaysia, and Thailand. The company specializes in purchasing non-performing loan (NPL) portfolios consisting of distressed consumer debt. Collectius aims to support debtors in achieving financial stability and reintegration into society by providing them with the necessary tools and knowledge to manage their finances better. The firm is funded through its Swiss holding company, with significant financing from Stena, a Swedish shipping conglomerate. Collectius also develops a debt collection platform that invests in credit management service companies, focusing particularly on smaller debts from banks and financing institutions.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.