Ilavska Vuillermoz Capital

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

Galytix Limited is a data analytics company that specializes in developing artificial intelligence-based software solutions tailored for insurance professionals and financial institutions. Founded in 2015 and based in London, with an additional office in Gurugram, India, Galytix offers a range of products including the Galytix Global Risk Pools, which provides insights and analytics for growth; the Galytix Quont platform, which integrates data and analytical tools; and Galytix Company Insights that aids in risk self-assessment and benchmarking. Their solutions leverage machine learning to manage both structured and unstructured data, digitizing manual processes and creating a connected data ecosystem. By utilizing proprietary AI-driven predictive algorithms, Galytix enables banks, insurers, and asset managers to make informed decisions regarding risk and commercial opportunities.

Kyrö Distillery Company was registered as Rye Rye Osakeyhtiö by Miika Lipiäinen, Mikko Koskinen, Kalle Valkonen, Miko Heinilä and Jouni Ritola on 29 August 2012 in Isokyrö, Finland. Reportedly, the idea to establish the company came to the founders while they were sitting in a sauna drinking American rye whisky; they wondered about the lack of whisky distilleries based on rye in Finland—an ingredient they considered vital to Finnish society.[2][3] The founders had no experience in the distilling industry and visited micro-distilleries and still makers around Europe to gather knowledge.[4] The distillery itself was built next to the River Kyrö in a 1908-built cheese factory which used to produce Finnish Oltermanni cheese.[5][6]

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

VlyFoods is a foodtech startup that produces delicious milk alternatives made from pea protein. The startup developed an alternative using yellow split pea protein, that matches cow's milk for nutrients, taste, and functionality, and a neutral taste to attract a larger market. It's also more environmentally friendly; 1L of vly uses 15x less CO2, 13x less water, and 5x less land than cow's milk. They combine natural ingredients with cutting-edge technology to develop the best milk alternatives and transform the food industry.

Heimkapital GmbH, founded in 2019 and based in Munich, Germany, offers innovative financial services to property owners seeking flexibility and financial independence. The company enables homeowners to sell a portion of their property, up to 50%, in exchange for an immediate payout, allowing them to access liquidity without incurring debt or fully selling their property. The valuation of the property is conducted by an independent appraiser to ensure fairness and transparency. This approach allows clients to unlock significant assets at fair market value while still benefiting from any future appreciation in property prices. Heimkapital aims to provide a straightforward solution for homeowners to manage their financial needs effectively.

Frank is a beverage manufacturer that provides a variety of soups and fruit juices for colon cures, cleansing, and intermittent fasting.

Anybill is a technology company that specializes in creating solutions for digital receipts, aiming to modernize the receipt issuance process in retail environments. Their platform enables retailers to issue digital receipts through cash register integration, offering a flexible and scalable API service that caters to businesses of various sizes and industries. Anybill's technology not only serves as an eco-friendly alternative to traditional paper receipts but also transforms receipts into a digital touchpoint for customer engagement. The company's services can be seamlessly integrated as white label modules into existing merchant and banking applications or utilized as a standalone solution, enhancing the overall retail experience by providing interactive and value-added features.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Pile is a prominent provider of treasury solutions tailored for high-growth startups in Europe. The company specializes in offering a banking platform that enables businesses to optimize their financial resources, manage multiple bank accounts from a single interface, and automate fund transfers based on specified criteria. This approach not only reduces the need for manual intervention but also enhances liquidity management and streamlines financial operations. Pile's services were designed to help startups safeguard their assets and diversify their banking solutions, allowing them to focus on their core business objectives. In July 2024, Pile's Treasury Solution was acquired by Vivid Money, marking a significant transition for its customers.

Rundit is a portfolio management platform that focuses on connecting founders and investors through an investor reporting tool. This tool allows companies to monitor their business metrics, provide updates to stakeholders, and create and share comprehensive reports. By centralizing important documents and streamlining communication, Rundit facilitates greater structure and transparency between clients and their investors, enhancing the overall management of investment portfolios.

Ametrine Technologies Ltd., established in 2010 and headquartered in Netanya, Israel, specializes in the development and manufacturing of advanced thermal camouflage technology. The company's core business is producing multispectral camouflage uniforms for military use and civilian commercial applications. Ametrine's innovative products blend targets with the background, providing both thermal and visual camouflage, rather than blocking emitted radiation. The company's offerings are breathable, durable, and have been validated by the Naval Research Laboratory, enabling users to operate undetected on modern battlefields while maintaining full mobility.

Teylor AG, founded in 2018 and based in Zurich, Switzerland, with an additional location in Konstanz, Germany, specializes in providing loans to small and medium-sized enterprises (SMEs). The company has developed an efficient online lending platform that streamlines the credit application and underwriting process, allowing applicants to receive a credit offer in under ten minutes and access loans of up to €250,000 within two days. Users can complete the entire process directly on Teylor's website by filling out a simple form, after which Teylor analyzes various data points to generate an offer quickly. Teylor also partners with manufacturers, brokers, and financial advisors to extend its loan offerings to their clients. In the long term, Teylor aims to license its innovative processes and technologies to financial institutions, enabling banks to automate and enhance their SME lending operations while reducing costs associated with underwriting and administration.

Grovy is a quick commerce and grocery delivery provider based in Frankfurt, Germany, founded in December 2020. The company offers a platform that enables customers to order a variety of products from supermarkets through a mobile application or website. With a focus on speed, Grovy ensures that orders are delivered to customers' homes within 10 minutes, facilitating a convenient grocery shopping experience.

Clink.Me is a mobile application designed to transform WiFi-enabled venues into social networks, facilitating connections among patrons and between customers and the venue. Founded in 2012 by Scott Horn, the application was conceived during Horn's experience managing a nightclub, aiming to enhance social interactions in various locations. Clink allows users to check in and receive personalized advertising based on their preferences, creating an engaging environment within venues. The application initially launched on Android, debuting at Deniros nightclub in Suffolk, and has since expanded its reach. Clink's innovative platform encourages user interaction and offers venues a unique way to engage their clientele, ultimately enhancing the overall experience for patrons and venue operators alike.

Anybill is a technology company that specializes in creating solutions for digital receipts, aiming to modernize the receipt issuance process in retail environments. Their platform enables retailers to issue digital receipts through cash register integration, offering a flexible and scalable API service that caters to businesses of various sizes and industries. Anybill's technology not only serves as an eco-friendly alternative to traditional paper receipts but also transforms receipts into a digital touchpoint for customer engagement. The company's services can be seamlessly integrated as white label modules into existing merchant and banking applications or utilized as a standalone solution, enhancing the overall retail experience by providing interactive and value-added features.

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

CURE is a vertical neobank that offers integrated banking services to doctors and medical practices. CURE runs an open-banking based business finance management platform for health professionals.

Osterus GmbH, founded in 2019 and based in Berlin, Germany, specializes in developing data analysis software tailored for human resource departments. Its platform provides a comprehensive solution that automatically evaluates resumes and cover letters, generating risk profiles to assist HR and operational teams in identifying and interviewing talent globally. Osterus treats various elements of a resume—such as education, languages, work experience, and personal interests—as data points, aggregating this information to deliver detailed workforce insights. This functionality supports M&A professionals and investors by providing critical data necessary for informed decision-making regarding human capital.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Qwist is an independent Open Banking platform provider based in Europe, focused on transforming the financial services landscape. The company offers a digital financial platform designed to address the challenges of the fragmented open banking ecosystem. With a secure cloud infrastructure, Qwist supports partners across various growth stages by leveraging data analytics and machine learning tools. This enables clients to enhance customer engagement while minimizing the costs and complexities associated with integrating financial services. By providing insights into customer transactions and interactions, Qwist empowers businesses across multiple industries to deliver innovative financial solutions.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

Investify S.A., founded in 2015 and based in Wasserbillig, Luxembourg, is a digital asset management company that specializes in providing personalized financial advice and investment portfolio management. The firm focuses on consulting and asset management services, assisting retail and private clients in managing their investments. Investify emphasizes thematic investments, including sectors such as aging populations, smart homes, technology, gold, ethical considerations, and water resources. By offering tailored strategies and insights, the company empowers clients to effectively oversee, monitor, and track their assets.

CerbAir is a French company based in Montrouge, established in 2015, that specializes in real-time anti-drone technology. The company develops an advanced airspace surveillance platform designed to protect sensitive sites from rogue drones. Utilizing cutting-edge technologies such as radio frequency analysis, image recognition, and jamming, CerbAir enables clients to secure vulnerable locations and effectively monitor both public and private airspace for potential threats.

RITA24 is a prominent European provider of localization tools designed specifically for older adults living alone. The company offers an apartment monitoring system that includes motion and door sensor devices, which facilitate real-time monitoring of the home environment. This technology enhances the sense of freedom and security for elderly individuals, allowing them to maintain independence while ensuring their safety. RITA24 operates through the 0G Sigfox network, a leading Internet of Things service provider, which enables billions of devices to connect to the Internet with minimal energy consumption.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

One Group Solutions is a fund management company that delivers integrated and modular solutions that engender client delight. It offers modular management, compliance consulting, corporate secretary, and governance technology solutions to financial institutions.

VMS Construction is a leading construction company in the innovative formwork and reinforced concrete technology industry. The company provides sustainable specialised structural works for infrastructure projects in the most demanding physical conditions.