Ilavska Vuillermoz Capital

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

Galytix Limited is a data analytics company that specializes in artificial intelligence solutions tailored for insurance and financial professionals. Founded in 2015 and headquartered in London with an additional office in Gurugram, India, Galytix develops a range of products designed to enhance data-driven decision-making. Its offerings include the Galytix Global Risk Pools, which provides insights and analytics for growth, and the Galytix Quont platform, which facilitates data integration, storage, and analysis. Additionally, Galytix Company Insights assists users in risk self-assessment and benchmarking, while Galytix Data Xchange enables external dataset profiling and risk analysis. By leveraging machine learning, Galytix aims to streamline data processes and empower businesses in banking, insurance, and asset management to make informed commercial decisions.

Kyrö Distillery Company was registered as Rye Rye Osakeyhtiö by Miika Lipiäinen, Mikko Koskinen, Kalle Valkonen, Miko Heinilä and Jouni Ritola on 29 August 2012 in Isokyrö, Finland. Reportedly, the idea to establish the company came to the founders while they were sitting in a sauna drinking American rye whisky; they wondered about the lack of whisky distilleries based on rye in Finland—an ingredient they considered vital to Finnish society.[2][3] The founders had no experience in the distilling industry and visited micro-distilleries and still makers around Europe to gather knowledge.[4] The distillery itself was built next to the River Kyrö in a 1908-built cheese factory which used to produce Finnish Oltermanni cheese.[5][6]

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

VlyFoods is a foodtech startup that produces delicious milk alternatives made from pea protein. The startup developed an alternative using yellow split pea protein, that matches cow's milk for nutrients, taste, and functionality, and a neutral taste to attract a larger market. It's also more environmentally friendly; 1L of vly uses 15x less CO2, 13x less water, and 5x less land than cow's milk. They combine natural ingredients with cutting-edge technology to develop the best milk alternatives and transform the food industry.

Founded in Munich, Germany in 2019, Heimkapital enables property owners to sell up to 50% of their property for an immediate payment, providing financial flexibility without debt or full sale. An independent appraiser determines the property value.

Frank is a beverage manufacturer that provides a variety of soups and fruit juices for colon cures, cleansing, and intermittent fasting.

Anybill is a technology company that specializes in creating solutions for digital receipts, aiming to modernize the receipt issuance process in retail environments. Their platform enables retailers to issue digital receipts through cash register integration, offering a flexible and scalable API service that caters to businesses of various sizes and industries. Anybill's technology not only serves as an eco-friendly alternative to traditional paper receipts but also transforms receipts into a digital touchpoint for customer engagement. The company's services can be seamlessly integrated as white label modules into existing merchant and banking applications or utilized as a standalone solution, enhancing the overall retail experience by providing interactive and value-added features.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Pile was a European-based company specializing in treasury solutions for high-growth startups. It provided products designed to help these companies maximize their capital, ensure its safety, and diversify across various banking options. Pile's platform offered features such as interest earnings, the ability to manage multiple bank accounts from a single interface, and automated fund transfers based on balances or dates. This allowed businesses to streamline financial operations and enhance liquidity management. As of July 2024, Pile's customers transitioned to Vivid Money following the acquisition of Pile’s Treasury Solution by Vivid Money.

Rundit develops a portfolio management platform tailored for modern investors. Its platform enables tracking of business metrics, stakeholder communication, report creation, and fund management, enhancing investment oversight, productivity, and transparency.

Founded in 2010, Ametrine Technologies specializes in developing advanced camouflage systems designed to mitigate evolving detection threats. Its multispectral camouflage technology delivers thermal and visual camouflage by causing targets to blend with the background, providing breathable and durable products for military personnel and equipment.

Founded in 2018, Teylor specializes in streamlining business loans for SMEs. Headquartered in Zurich with a presence in Konstanz, Germany, the company offers loans of up to €250,000 within two days via its user-friendly online platform. Teylor partners with various financial institutions to license its automated underwriting processes, reducing costs and bureaucracy.

Grovy is a quick-commerce and grocery delivery provider based in Frankfurt, Germany, founded in December 2020. The company operates a platform that enables customers to order groceries through an app or website, with deliveries typically made within ten minutes. Grovy focuses on offering a wide selection of products sourced from various supermarkets, ensuring convenience and speed for consumers seeking to have their groceries delivered to their homes effortlessly.

Clink is a technology company that transforms any WiFi-enabled venue into a social network, facilitating connections among patrons and enhancing their interaction with the venue. Founded in April 2012 by Scott Horn, the idea originated while he was managing a nightclub, aiming to create a platform for individuals to connect with others in various locations. Clink distinguishes itself by allowing users to check in at venues, providing personalized advertising based on their preferences and enabling communication among attendees. The application was developed in collaboration with Richard Abel and launched in its first nightclub shortly after its initial release on Android. Clink's ongoing evolution includes plans for an iOS version, further expanding its reach within the nightlife and entertainment industry.

Anybill is a technology company that specializes in creating solutions for digital receipts, aiming to modernize the receipt issuance process in retail environments. Their platform enables retailers to issue digital receipts through cash register integration, offering a flexible and scalable API service that caters to businesses of various sizes and industries. Anybill's technology not only serves as an eco-friendly alternative to traditional paper receipts but also transforms receipts into a digital touchpoint for customer engagement. The company's services can be seamlessly integrated as white label modules into existing merchant and banking applications or utilized as a standalone solution, enhancing the overall retail experience by providing interactive and value-added features.

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

CURE is a vertical neobank that offers integrated banking services to doctors and medical practices. CURE runs an open-banking based business finance management platform for health professionals.

Osterus GmbH, founded in 2019 and headquartered in Berlin, Germany, specializes in developing data analysis software tailored for human resource (HR) departments. The company's platform evaluates CVs and cover letters automatically, creating risk profiles and aiding HR and operations teams in identifying and interviewing talent globally. By treating every aspect of a resume as a data point, Osterus aggregates these profiles to provide detailed workforce insights. This information is valuable for M&A professionals and investors seeking comprehensive data on human capital within businesses.

Solaris is a technology company delivering an embedded finance, API-based Banking-as-a-Service platform that enables businesses to integrate digital banking and payment services into their products. The platform provides a comprehensive suite of APIs for developers to create customized banking solutions, including digital bank accounts, payment cards, identity verification, lending, and digital asset custody, with access to services from integrated third-party providers.

Qwist is an independent Open Banking platform provider based in Europe, focused on transforming the financial services landscape. The company offers a digital financial platform designed to address the challenges of the fragmented open banking ecosystem. With a secure cloud infrastructure, Qwist supports partners across various growth stages by leveraging data analytics and machine learning tools. This enables clients to enhance customer engagement while minimizing the costs and complexities associated with integrating financial services. By providing insights into customer transactions and interactions, Qwist empowers businesses across multiple industries to deliver innovative financial solutions.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

N26 offers mobile banking solutions in the European Union, providing international money transfers, investments, overdraft facilities, and cash withdrawals/deposits at stores. Founded in Berlin, Germany in 2013 by Maximilian Tayenthal and Valentin Stalf.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Investify S.A., established in 2015 and headquartered in Wasserbillig, Luxembourg, specializes in consulting and asset management services focused on investments. The company operates as a digital asset management firm, providing personalized financial advice and tailored investment portfolios. It supports both retail and private clients by offering insights and tools to manage, monitor, and track their investments across a diverse range of themes, including demographics, technology, ethical considerations, and natural resources. Through its services, Investify seeks to empower clients with the knowledge necessary to make informed investment decisions.

CerbAir develops a real-time anti-drone platform for airspace surveillance that detects and counters rogue drones using radio frequency analysis, image recognition, and active jamming, helping clients protect sensitive sites and monitor both public and private airspace. The company was founded in 2015 and is based in Montrouge, France.

RITA24 is a European company specializing in localization tools designed to support older adults living alone. Their primary product is an apartment monitoring system that utilizes motion and door sensors to track the environment within a home. This system operates through the 0G Sigfox network, known for its energy-efficient connectivity solutions, ensuring minimal power consumption while maintaining reliable communication. The goal of RITA24's technology is to provide older adults with a sense of freedom and security by monitoring their living conditions and alerting caregivers or family members when necessary.

N26 offers mobile banking solutions in the European Union, providing international money transfers, investments, overdraft facilities, and cash withdrawals/deposits at stores. Founded in Berlin, Germany in 2013 by Maximilian Tayenthal and Valentin Stalf.

One Group Solutions is a fund management company that delivers integrated and modular solutions that engender client delight. It offers modular management, compliance consulting, corporate secretary, and governance technology solutions to financial institutions.

VMS Construction is a leading construction company in the innovative formwork and reinforced concrete technology industry. The company provides sustainable specialised structural works for infrastructure projects in the most demanding physical conditions.