INCA VENTURES

Prestamype, established in 2017, focuses on enhancing access to funding for micro and small businesses in Peru by offering improved credit conditions. The company initially introduced a secured working capital loan product backed by real estate collateral, successfully lending over USD 24 million to approximately 750 entrepreneurs by October 2021. Expanding its services, Prestamype launched an online foreign exchange platform, Cambio Seguro, in 2019, and introduced a digital factoring product in 2020. The company's online financing platform facilitates digital loans, online factoring, and currency exchange, providing home equity loans with customizable repayment schedules and quick payouts. Prestamype has attracted investment from prominent funds, including INCA Ventures and Angel Ventures Peru, further solidifying its position in the market.

Refurbi is a company focused on refurbishing pre-owned consumer electronics, providing an accessible and affordable alternative to new devices. By specializing in the refurbishment process, Refurbi aims to promote sustainable consumption, allowing both individuals and businesses to make environmentally conscious choices. The company operates within the refurbished electronics market, offering a comprehensive solution that meets the growing demand for sustainable technology options. Through its efforts, Refurbi not only supports eco-friendly practices but also contributes to a circular economy by extending the life cycle of electronic devices.

Co-founded by Gregorio Gilardini and Alejandro Garay in 2018, Leasy is a FinTech platform that provides automobile financing to ride-hailing drivers through a subscription model. It uses its algorithm and evaluators to analyze users' profiles and find suitable cars for them and helps customers to enter into a contract to own a vehicle.

Monet is a digital platform that offers Instant Salary Advances to employees, aiming to enhance their financial well-being. Through its mobile app, Monet allows users with a recurring income and a bank account to access a portion of their earnings before payday, without incurring interest or fees for account activation. This service is available to employees regardless of their employer, providing a convenient financial solution that empowers individuals to manage their cash flow more effectively. By enabling early access to earned income, Monet seeks to alleviate financial stress and support users in achieving greater financial stability.

Sekure is an insurtech platform based in Latin America that offers an on-demand cloud insurance solution. It serves a diverse range of stakeholders, including insurers, brokers, reinsurers, fintech companies, and e-commerce businesses, enabling them to create and deliver digital insurance products without the need for extensive infrastructure or lengthy projects. The platform facilitates the search and comparison of insurance quotes for various needs, such as vehicles, pets, and homes. By collecting client data and consulting with leading insurance providers, Sekure presents users with tailored insurance options that align with their lifestyles, helping them make informed decisions about their coverage.

Castia is a Latin American proptech company that specializes in facilitating seamless home transitions for homeowners. By leveraging existing home equity, Castia enables clients to move to new homes quickly and efficiently. The company provides services that include offering mortgage loans to cover down payments for new properties, while also managing the sale of the old home. This approach allows clients to purchase their desired homes without the immediate need for down payments, streamlining the process of homeownership and supporting a smoother transition to new living arrangements.

Aptuno operates an online property listing platform designed to streamline the rental process for residential renters in Latin America while enhancing liquidity for landlords. The platform offers a comprehensive database of available rental properties, complete with essential details such as location, images, pricing, and area specifications. By optimizing the leasing experience, Aptuno aims to minimize vacancy rates and facilitate affordable rental options for clients.

Mono is a digital bank designed specifically for startups and small to medium-sized businesses in Latin America, beginning its operations in Colombia. The company aims to empower these businesses by addressing key challenges they face in managing finances. Mono's platform enables users to open a digital checking account quickly, make online payments using a debit card, and integrate seamlessly with various software-as-a-service applications. This approach allows businesses to efficiently manage their expenses and streamline their financial operations, ultimately facilitating growth and enhancing financial control.

Máximo is a financial technology company focused on providing affordable and efficient financial products for the younger generations in Latin America. The company's primary mission is to educate and promote financial inclusion. It has developed an online digital banking platform that allows users to earn cashback on their purchases. Máximo's offerings include both virtual and physical cards that support contactless payments and are globally accepted. The platform is designed to empower parents to assist their teenagers in managing their finances, enabling them to learn financial independence through features that allow for card control, including locking, unlocking, and cancellation directly from the application.

Coco is a Venezuelan company that operates in the food delivery sector while also focusing on reinventing remittances. By combining these two services, Coco aims to facilitate seamless food delivery for customers while addressing the challenges associated with traditional remittance systems. The company's innovative approach seeks to enhance convenience and accessibility for users, ultimately contributing to the evolving landscape of both food service and financial transactions in Venezuela.

Somos Moto is a digital marketplace focused on motorcycle buying and financing in Latin America. The platform connects motorcycle buyers with dealers and lenders, offering a seamless shopping experience enriched with technical, commercial, multimedia, and financial information, all accessible at no cost. Users benefit from personalized and impartial advice tailored to their specific needs, simplifying the purchasing and financing process. By digitizing these transactions, Somos Moto reduces friction, time, and costs associated with acquiring motorcycles. The company's customers include brand representatives, dealerships, and financial institutions within the motorcycle industry, positioning it as an effective customer acquisition channel for partners. This innovative approach not only boosts sales for its partners but also aims to reshape the loan placement process by prioritizing customer needs through high-quality content.

Solven is an online marketplace based in Lima, Peru, that connects borrowers with various financial institutions to facilitate loan origination. Founded in 2016, the platform allows users to compare loan offers from multiple lenders, enabling them to secure credit at competitive interest rates. By utilizing advanced technologies, Solven streamlines the loan application process, making it easier for individuals to access the financial resources they need.

Mesa 24/7 they created with the purpose of improving the restaurant reservation system. They give easiest and fastest way to book online at the restaurants.