INCA VENTURES

Prestamype, established in 2017, is a financial technology company focused on enhancing access to funding for micro and small businesses in Peru. The company provides a range of financial services, including secured working capital loans backed by real estate collateral, as well as digital factoring solutions and an online foreign exchange platform known as Cambio Seguro. To date, Prestamype has extended over USD 24 million in loans to approximately 750 entrepreneurs, supporting their growth and operational needs. The company's innovative platform allows for personalized financing options and quick payouts, connecting entrepreneurs with investors effectively. Prestamype continues to evolve its offerings to better serve the financial needs of small businesses in the region.

Refurbi is a company dedicated to the refurbishment of pre-owned consumer electronics. It specializes in transforming used devices into high-quality, affordable products, promoting sustainable consumption practices. By focusing on the refurbishment process, Refurbi ensures that these electronics are accessible to both consumers and businesses, supporting a shift towards more environmentally responsible consumption. The company’s operations provide a comprehensive solution within the refurbished electronics market, emphasizing quality, affordability, and sustainability.

Co-founded by Gregorio Gilardini and Alejandro Garay in 2018, Leasy is a FinTech platform that provides automobile financing to ride-hailing drivers through a subscription model. It uses its algorithm and evaluators to analyze users' profiles and find suitable cars for them and helps customers to enter into a contract to own a vehicle.

Monet is a digital platform that offers Instant Salary Advances to employees, aiming to enhance their financial well-being. Through its mobile app, Monet allows users with a recurring income and a bank account to access a portion of their earnings before payday, without incurring interest or fees for account activation. This service is available to employees regardless of their employer, providing a convenient financial solution that empowers individuals to manage their cash flow more effectively. By enabling early access to earned income, Monet seeks to alleviate financial stress and support users in achieving greater financial stability.

Sekure is an insurtech platform based in Latin America that provides an on-demand cloud insurance solution for insurers, brokers, and other stakeholders, including fintechs and e-commerce businesses. By enabling these entities to design and deliver digital insurance products without the need for significant infrastructure investment or lengthy development projects, Sekure simplifies the insurance process. The platform aggregates clients' data and consults with leading insurance companies to present tailored insurance options for vehicles, pets, and homes, helping users select plans that align with their individual lifestyles and requirements. Through its innovative approach, Sekure enhances accessibility and efficiency within the insurance market.

Castia is a Latin American proptech company that facilitates seamless home transitions for homeowners by leveraging their existing home equity. The company offers services that include providing mortgage loans to cover down payments for new homes while assisting clients in selling their previous properties. This approach allows homeowners to move into their desired residences without the immediate burden of down payments, streamlining the process and enhancing the overall experience of transitioning to a new home. Through its innovative solutions, Castia aims to simplify the complexities of real estate transactions in the region.

Aptuno is an online property listing platform focused on enhancing the rental experience for residential tenants in Latin America. The company offers a user-friendly interface that allows renters to search for available properties while providing essential information such as location, images, pricing, and area details. By streamlining the application process, Aptuno aims to minimize vacancy rates for landlords and facilitate affordable leasing options for renters, thereby maximizing liquidity in the rental market.

Mono is a digital bank designed specifically for startups and small to medium-sized businesses in Latin America, beginning its operations in Colombia. The company aims to empower these businesses by addressing key challenges they face in managing finances. Mono's platform enables users to open a digital checking account quickly, make online payments using a debit card, and integrate seamlessly with various software-as-a-service applications. This approach allows businesses to efficiently manage their expenses and streamline their financial operations, ultimately facilitating growth and enhancing financial control.

Máximo is a Fintech company focused on providing affordable and agile financial products tailored to the new generations of Latin America. Its primary mission is to educate and financially include its users through an online digital banking platform that offers cashback on purchases, virtual and physical cards with contactless payment facilities accepted globally, and remote card management capabilities, enabling parents to assist teenagers in controlling their finances and fostering financial independence.

Coco is a Venezuelan company that specializes in food delivery services while also focusing on reinventing remittances. By integrating innovative solutions to facilitate the transfer of funds, Coco aims to enhance the experience of users who rely on remittances for their daily needs. The company's dual approach addresses the growing demand for convenient food delivery alongside the critical need for efficient financial transactions in the region. Through its services, Coco seeks to improve accessibility and convenience for its customers in Venezuela.

Somos Moto is a digital marketplace specializing in the buying and financing of motorcycles in Latin America. The company connects motorcycle buyers with dealers and financial institutions, facilitating an efficient and informed shopping experience. Users can access a wealth of technical, commercial, multimedia, and financial information at no cost, enhancing their decision-making process. Through personalized and impartial guidance, Somos Moto helps customers identify their ideal motorcycle and financing solutions, effectively modernizing the purchasing process. The platform serves as a principal customer acquisition channel for brand representatives, dealerships, and lenders in the motorcycle sector, contributing to increased sales and operational efficiency by minimizing customer acquisition costs. By prioritizing quality content that addresses users' needs, Somos Moto transforms the lending landscape for motorcycle purchases.

Solven is a financial technology company based in Lima, Peru, founded in 2016. It operates an online marketplace that connects borrowers with various financial institutions, facilitating the origination of loans through a streamlined digital process. By utilizing advanced technology, Solven allows users to compare loan offers from multiple lenders, enabling them to secure credit at competitive interest rates. The platform aims to simplify the borrowing experience and enhance access to financing for individuals in need of loans.

Mesa 24/7 they created with the purpose of improving the restaurant reservation system. They give easiest and fastest way to book online at the restaurants.