Incofin Investment Management

Grupo Ficohsa is a financial services company based in Francia, Honduras, offering banking, insurance, brokerage and foreign exchange services, along with personal, corporate and entrepreneurial banking, mortgage lending and related financial solutions to help customers achieve their financial goals.

Founded in 2011, Sahyadri Farms is a vertically integrated fruits and vegetables value chain company based in Nashik, Maharashtra. Led by farmers, it addresses challenges faced by small-landholding farmers by procuring, processing, and marketing their produce, ensuring fair compensation.

Couvoir Amar focuses on growing local chicken production to make it more affordable for lower-income populations while also addressing Senegal's food security and nutritional needs.

Truk Rwanda provides cold storage and transportation solutions for fresh fruits and vegetables, allowing farmers in central Rwanda to extend the shelf life of their produce.

Spouts of Water is manufacturing water purification filters for households to ensure that they have constant access to clean drinking water.

Arthan Finance is a digital lender focused on serving self-employed nano and micro-entrepreneurs in smaller cities. It offers growth capital, secured/unsecured loans, and supply chain finance, enabling entrepreneurs to access affordable credit conveniently.

SaGgraha Management Services is a financial services provider dedicated to enhancing financial inclusion for economically weaker segments of society. The company, founded by a team of professionals with backgrounds in banking and microfinance, offers a range of services including income generation loans, savings products, insurance, micro-loans, and both secured and unsecured loans for micro, small, and medium enterprises (MSMEs). By focusing on the needs of the poor and marginalized, SaGgraha aims to empower individuals to manage their financial assets effectively and achieve economic stability. The organization emphasizes ethical practices, governance, and transparency in its operations, aligning its mission with the broader goal of supporting financial inclusion in the country.

Fruitwall specializes in orchard installation, development, and maintenance of controlled atmospheric storage facilities.

Qul FRUiTS is a tech-enabled integrated platform for horticultural farmers that helps with orchard installation, expansion, and maintenance.

Namdev Finvest operates a digital non-banking finance platform focused on providing loans to rural and semi-urban agriculture sectors, as well as the priority sector. The platform offers a range of loan products including commercial vehicle loans, car loans, business loans, two-wheeler loans, and gold loans, aiming to serve unbanked farmers and entrepreneurs.

Rite Water Solutions specializes in providing potable water and water quality improvement solutions. It aims to deliver safe drinking water to Indian habitations affected by ground and surface water contamination. The company offers a range of technologies including electrolytic processes, nanotechnology-based solutions, membrane filtration, monitoring systems, analytical instruments, mobile water capabilities, and disinfection solutions. Its products include fluoride removal systems, auto chlorination systems, electro chlorinators, filtration systems, arsenic removal plants, iron removal systems, reverse osmosis systems, CIO2 generator systems, and chemical dosing systems.

Varashakti Housing Finance is a rural housing finance provider that focuses on offering long-term loans to customers for various housing needs. The company specializes in housing loans, small-ticket home loans, loans against property, and home improvement loans. It aims to serve individuals who lack access to formal banking channels, particularly economically weaker segments of the population. By facilitating affordable financing options, Varashakti Housing Finance empowers these individuals to achieve their dreams of homeownership, contributing to an improved standard of living within the communities it serves.

Unnati is a fintech-based agricultural platform designed to empower farmers by providing a comprehensive ecosystem that enhances their business operations. The company offers a range of services, including agri-input supply, agronomy services, output management, and farmer relationship management. By integrating these services into a single digital platform, Unnati aims to minimize risks in farming and promote transparency in agricultural practices. The company's mission focuses on creating 5 million farm entrepreneurs by leveraging digital technologies to improve efficiencies for small and medium land-holding farmers. Through its innovative approach, Unnati seeks to foster a holistic ecosystem that supports farm entrepreneurship and drives sustainable agricultural growth.

Mufin Green Finance is an Indian non-banking finance company that focuses on providing financial services primarily in the electric vehicle (EV) sector. The company specializes in offering various loan products, including used-car loans, personal loans, unsecured working capital loans, property loans, two-wheeler loans, and educational loans. Mufin Green Finance derives its revenue mainly from interest income generated through these financing activities. By concentrating on the burgeoning EV market, the company aims to support the transition to sustainable transportation while catering to diverse customer financing needs.

Light Microfinance Private Limited is a non-banking finance company based in Ahmedabad, India, specializing in micro and meso finance products and services. Established in 1994, the company primarily operates in the Indian states of Gujarat, Rajasthan, and Madhya Pradesh. It focuses on delivering gender and poverty-oriented programs aimed at supporting rural and peri-urban communities, with a particular emphasis on empowering poor women. As a registered entity with the Reserve Bank of India, Light Microfinance is recognized as one of the fastest-growing microfinance institutions in the country, addressing the financial needs of underserved populations.

Founded in 2011, Sahyadri Farms is a vertically integrated fruits and vegetables value chain company based in Nashik, Maharashtra. Led by farmers, it addresses challenges faced by small-landholding farmers by procuring, processing, and marketing their produce, ensuring fair compensation.

Save Solutions is a financial services company focused on providing last-mile banking services to the unbanked population in rural areas of India. By leveraging an extensive network of customer service points, the company aims to enhance financial inclusion and support the development of underserved communities. Save Solutions operates under the principles of social justice, equality, and fraternity, aligning its mission with the broader goals of societal welfare and national development. Through its innovative business correspondent network, the company facilitates access to essential financial services, thereby contributing to the economic empowerment of individuals in these regions.

Unnati is a fintech-based agricultural platform designed to empower farmers by providing a comprehensive ecosystem that enhances their business operations. The company offers a range of services, including agri-input supply, agronomy services, output management, and farmer relationship management. By integrating these services into a single digital platform, Unnati aims to minimize risks in farming and promote transparency in agricultural practices. The company's mission focuses on creating 5 million farm entrepreneurs by leveraging digital technologies to improve efficiencies for small and medium land-holding farmers. Through its innovative approach, Unnati seeks to foster a holistic ecosystem that supports farm entrepreneurship and drives sustainable agricultural growth.

Namdev Finvest operates a digital non-banking finance platform focused on providing loans to rural and semi-urban agriculture sectors, as well as the priority sector. The platform offers a range of loan products including commercial vehicle loans, car loans, business loans, two-wheeler loans, and gold loans, aiming to serve unbanked farmers and entrepreneurs.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Founded in 2016, SuperZop is an Agri-commerce platform headquartered in Ahmedabad, India. It connects Kirana stores directly with farmers via a user-friendly mobile app, facilitating efficient staples sourcing and reducing working capital needs.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Light Microfinance Private Limited is a non-banking finance company based in Ahmedabad, India, specializing in micro and meso finance products and services. Established in 1994, the company primarily operates in the Indian states of Gujarat, Rajasthan, and Madhya Pradesh. It focuses on delivering gender and poverty-oriented programs aimed at supporting rural and peri-urban communities, with a particular emphasis on empowering poor women. As a registered entity with the Reserve Bank of India, Light Microfinance is recognized as one of the fastest-growing microfinance institutions in the country, addressing the financial needs of underserved populations.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Rent 2 Own (Myanmar) Ltd, established in 2015 and located in Yangon, specializes in motorcycle rental services designed to assist prospective buyers in acquiring assets. The company primarily targets entrepreneurs, particularly farmers, who may not have the financial means to make a full purchase. Rent 2 Own offers flexible rental contracts that include maintenance and insurance, allowing clients to adapt their agreements as their circumstances change. Key features of their service include the option to upgrade motorcycles and the possibility of purchasing the bike at any point during the contract. Once all payments are completed, ownership of the motorcycle is transferred to the client. By improving access to transportation, Rent 2 Own plays a crucial role in enhancing rural mobility, enabling children to attend school, helping farmers reach broader markets, and facilitating commuting for those with jobs far from home.

Juhudi Kilimo provides asset financing, technical assistance, and business training to smallholder farmers and rural agribusinesses in Kenya. The company offers loans for dairy cows and goats, poultry, pigs, rabbits, fish farming, and other livestock, as well as financing for agricultural equipment, irrigation, agro-processing and energy-related equipment, and vehicles such as motorcycles and bicycles to transport farm goods. It operates as a microfinance institution focused on empowering rural livelihoods by delivering transformative financing alongside financial literacy and technical training. Founded in 2004 and based in Nairobi, Juhudi Kilimo supports clients across rural Kenya with flexible financing solutions designed to expand agricultural productivity and income.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Faircent operates as a peer-to-peer lending platform that directly connects borrowers and lenders, eliminating traditional financial intermediaries such as banks. It serves as a virtual marketplace where participants negotiate loan terms, including interest rates and tenure, without bank involvement. By removing middlemen and their overheads, Faircent enables borrowers to access loans at lower rates and offers lenders the potential for higher returns compared with conventional savings options.

Save Solutions is a financial services company focused on providing last-mile banking services to the unbanked population in rural areas of India. By leveraging an extensive network of customer service points, the company aims to enhance financial inclusion and support the development of underserved communities. Save Solutions operates under the principles of social justice, equality, and fraternity, aligning its mission with the broader goals of societal welfare and national development. Through its innovative business correspondent network, the company facilitates access to essential financial services, thereby contributing to the economic empowerment of individuals in these regions.

Sohan Lal Commodity Management Pvt Ltd is a comprehensive agri-logistics company based in New Delhi, India. Founded in 1971, it specializes in agricultural commodity warehouse management and procurement services, offering a diverse range of solutions including commodity warehousing, collateral management, and agricultural financing. The company is also involved in risk mitigation and provides analytical services, along with a Commodity Market Intelligence division that conducts crop surveys and monitors crop cycles. Additionally, Sohan Lal offers quality testing, fumigation, pest control, and disinfestation services for stored grains. Its operational scope includes trade and export services, commodity testing, and skill-building initiatives. The company serves a wide array of clients, including farmers, processors, traders, importers, exporters, commodity exchanges, and government entities, and has expanded its operations beyond India to Myanmar.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Founded in New Delhi in 2010, Fusion Microfinance operates primarily in North Central India. It specializes in providing microloans to women organized into Joint Liability Groups (JLGs), empowering them with financial services. Additionally, the company offers loans to small and medium enterprises (MSMEs) and facilitates access to other financial products like mobile handsets and bicycles through its distribution network.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Asomi Finance is a financial services provider that operates as a microfinance institution. It specializes in offering small credit and loan facilities aimed primarily at fostering rural development. The company focuses on providing individual loan options through joint liability groups, which enables businesses and self-help groups to access essential micro-credit resources. By targeting underserved communities, Asomi Finance plays a crucial role in promoting economic growth and empowering individuals to improve their financial situations.