Insight Partners

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment transactions. The platform features a modular, workflow-driven architecture accompanied by a real-time interface that allows users to track transactions and consolidate data from various payment processors. It also supports the underwriting of merchant accounts, thereby facilitating efficient and secure push payments over debit cards. Finix serves banks, acquirers, and enterprises, providing them with the tools necessary to send money globally.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment transactions. The platform features a modular, workflow-driven architecture accompanied by a real-time interface that allows users to track transactions and consolidate data from various payment processors. It also supports the underwriting of merchant accounts, thereby facilitating efficient and secure push payments over debit cards. Finix serves banks, acquirers, and enterprises, providing them with the tools necessary to send money globally.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

Pollinate is a London-based software company dedicated to transforming merchant acquiring for banks globally. Comprising experts from the financial services, technology, and merchant acquiring sectors, Pollinate addresses the challenges posed by disruptive payment companies in the evolving landscape of the acquiring industry. Its innovative cloud-based platform integrates seamlessly with banks' existing payment infrastructure, enhancing merchant and consumer experiences through features like onboarding, digital portals, and loyalty programs. This technology allows merchants to manage their operations more effectively and engage with consumers, ultimately fostering community growth. For banks, the Pollinate platform provides valuable insights to better understand and connect with their customers, thereby strengthening relationships with both merchants and consumers. In 2019, Pollinate facilitated the Royal Bank of Scotland Group's re-entry into merchant acquiring by launching NatWest Tyl, demonstrating its commitment to placing customer needs at the forefront of banking solutions.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

nCino, Inc. is a software-as-a-service company that provides cloud-based applications tailored for financial institutions both in the United States and internationally. Founded in 2011 and headquartered in Wilmington, North Carolina, nCino offers a comprehensive operating system designed to enhance the efficiency and effectiveness of banking operations. Its platform includes features for customer relationship management, onboarding, loan origination, account management, and regulatory compliance, while also supporting portfolio analytics and treasury management. The company's solutions cater to a diverse range of financial entities, such as enterprise banks, regional banks, community banks, and credit unions. By digitizing and automating complex processes, nCino aims to improve profitability, productivity, and operational transparency within the banking sector. Additionally, the company provides professional services like implementation, training, and advisory support, with a significant portion of its revenue derived from subscription services.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment transactions. The platform features a modular, workflow-driven architecture accompanied by a real-time interface that allows users to track transactions and consolidate data from various payment processors. It also supports the underwriting of merchant accounts, thereby facilitating efficient and secure push payments over debit cards. Finix serves banks, acquirers, and enterprises, providing them with the tools necessary to send money globally.

Clinc, Inc. is a software development company specializing in artificial intelligence applications tailored for various industries, including banking, automotive, gaming, and healthcare. Founded in 2015 and headquartered in Ann Arbor, Michigan, Clinc has developed a conversational AI platform that allows enterprises to create advanced virtual assistants capable of understanding and processing human speech. The platform utilizes a combination of natural language processing, machine learning, and deep neural networks to analyze user input, considering factors such as wording, sentiment, and context. This technology enables Clinc to provide accurate and relevant responses, drawing from a continuously expanding knowledge base that evolves with each interaction. By enhancing customer experiences and improving engagement, Clinc aims to help businesses foster stronger relationships with their clients.

Featurespace is a leading company specializing in enterprise financial crime prevention, focusing on fraud and anti-money laundering solutions. The company has developed innovative technologies, including Adaptive Behavioral Analytics and Automated Deep Behavioral Networks, which are integrated into its ARIC platform. This real-time machine learning software assesses risk and monitors customer data across more than 180 countries, allowing financial institutions to detect suspicious activities and mitigate fraud in real-time. The ARIC Risk Hub employs advanced anomaly detection techniques to help organizations identify and respond to emerging fraud threats while ensuring legitimate customer transactions are not hindered. With over 30 major global financial institutions utilizing its platform, Featurespace aims to enhance fraud management, improve customer satisfaction, and drive revenue growth for its clients.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk. Why? Because "the bank across town" set the price benchmark artificially low, knowing they’d get bailed out if a loan went bad. In 2006, many bank CEOs would routinely tell us "we just can't get paid for risk." Today, we never hear this. Without rising asset values to lean on, the success of community banks depends almost entirely on their ability to compete for the best deals, protect and strengthen their relationships, and price appropriately for risk. Banks that aren’t able to refocus on these things stand to lose everything. We believe that the most important conversation a lender has with a borrower is about pricing. We created PrecisionLender to help make that conversation successful for the borrower AND the bank. CONTACT US TODAY to learn how we’re helping other community banks win more deals, protect & strengthen relationships, and increase profitability. We guarantee it’ll be worth your time

nCino, Inc. is a software-as-a-service company that provides cloud-based applications tailored for financial institutions both in the United States and internationally. Founded in 2011 and headquartered in Wilmington, North Carolina, nCino offers a comprehensive operating system designed to enhance the efficiency and effectiveness of banking operations. Its platform includes features for customer relationship management, onboarding, loan origination, account management, and regulatory compliance, while also supporting portfolio analytics and treasury management. The company's solutions cater to a diverse range of financial entities, such as enterprise banks, regional banks, community banks, and credit unions. By digitizing and automating complex processes, nCino aims to improve profitability, productivity, and operational transparency within the banking sector. Additionally, the company provides professional services like implementation, training, and advisory support, with a significant portion of its revenue derived from subscription services.

nCino, Inc. is a software-as-a-service company that provides cloud-based applications tailored for financial institutions both in the United States and internationally. Founded in 2011 and headquartered in Wilmington, North Carolina, nCino offers a comprehensive operating system designed to enhance the efficiency and effectiveness of banking operations. Its platform includes features for customer relationship management, onboarding, loan origination, account management, and regulatory compliance, while also supporting portfolio analytics and treasury management. The company's solutions cater to a diverse range of financial entities, such as enterprise banks, regional banks, community banks, and credit unions. By digitizing and automating complex processes, nCino aims to improve profitability, productivity, and operational transparency within the banking sector. Additionally, the company provides professional services like implementation, training, and advisory support, with a significant portion of its revenue derived from subscription services.