Finix Payments, Inc. is a San Francisco-based company that provides a payment infrastructure platform designed to help businesses manage and monetize their payment processes effectively. Founded in 2015, Finix offers a range of services, including a payment facilitator platform that includes features such as tokenization, merchant onboarding, reporting, reconciliation, settlements, and chargeback management. The company enables businesses to avoid the complexities and costs associated with developing an in-house payment system. Additionally, through a partnership with Visa, Finix facilitates real-time push-to-card payments, enhancing the efficiency of disbursements. Finix's solutions aim to improve the payment experience for both businesses and their customers, recognizing the critical role that effective payment technology plays in driving revenue.
PT. FLIP is a financial technology company based in Depok, Indonesia, founded in 2015. It operates an online platform that facilitates secure interbank fund transfers without any transaction fees. The application is designed to provide users with an efficient and seamless experience for various money transactions, allowing them to save on costs typically associated with interbank transfers. By focusing on innovative solutions, PT. FLIP aims to offer fair financial services that are accessible to a broad audience, enhancing the overall user experience in digital money transfer.
Xendit is a payment infrastructure company based in Southeast Asia, established in 2014 and headquartered in Carmichael, California. It offers a comprehensive payment gateway platform that simplifies the process of sending and receiving money for both individuals and businesses. The platform enables users to make payments through various methods, including bank transfers, virtual accounts, and credit cards. Xendit's solutions facilitate seamless transactions for modern businesses, allowing them to accept payments, manage funds through escrow accounts, and efficiently disburse money. By providing an end-to-end solution, Xendit aims to enhance the payment experience for users, whether for personal transactions or business operations.
Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.
Developer of a financial education platform intended to provide financial literacy and baking services to teenagers. The company's platform educates teens on how to make financial decisions by developing patterned behaviors in a supervised app experience, allowing the transfer of money, direct deposits, and payments, enabling teenagers to become financially literate and parents and teens to achieve financial freedom.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
Spektra is building APIs and tools that make it possible for businesses to accept and disburse Mobile Money payments from and to multiple providers and currencies within minutes, NOT months, without dealing with Mobile Network operators at all. With a few lines of code, a single tap or click, your customers can pay you with our seamless and easy to use products on the web, mobile, and in-app.
PT. FLIP is a financial technology company based in Depok, Indonesia, founded in 2015. It operates an online platform that facilitates secure interbank fund transfers without any transaction fees. The application is designed to provide users with an efficient and seamless experience for various money transactions, allowing them to save on costs typically associated with interbank transfers. By focusing on innovative solutions, PT. FLIP aims to offer fair financial services that are accessible to a broad audience, enhancing the overall user experience in digital money transfer.
Thunes is a B2B cross-border payments network that enables corporates and financial institutions to move funds seamlessly and provide financial services in emerging markets. Our global platform connects mobile wallet providers, banks, technology companies, and money transfer operators in more than 100 countries and 60 currencies. Through our growing network, Thunes' solutions allow over 400 partners across the world to send and receive money on a global scale. Thunes is headquartered in Singapore with regional offices in London, Shanghai, New York, Dubai, and Nairobi.
Pollinate Networks Ltd. is a London-based software company founded in 2017 that focuses on reinventing merchant acquiring for banks globally. By providing a cloud-based platform, Pollinate enables banks to reclaim their position in the payments value chain and compete against disruptive payment companies. The platform enhances banks' legacy payment systems, facilitating effective digital experiences for both merchants and consumers, including onboarding, portals, and loyalty programs, without the need for costly migrations. This approach allows merchants to efficiently manage their operations using digital tools and data integrations, while also fostering connections with consumers and supporting local communities. For banks, Pollinate's technology improves customer engagement and strengthens relationships with merchants, exemplified by its collaboration with the Royal Bank of Scotland Group to launch NatWest Tyl, a tailored merchant acquiring solution.
Private Equity Round in 2021
Earnix Ltd. develops integrated pricing and customer analytics software tailored for financial services companies, focusing on enhancing business performance through predictive modeling and real-time data analysis. The company offers two primary platforms: Earnix Insurance, which helps insurance providers optimize their operations across various product lines including auto, home, and commercial insurance, and Earnix for Banking, designed for banks to maximize customer value through improved pricing strategies across deposit, savings, lending, and credit products. Additionally, Earnix provides a range of services, including data preparation, demand modeling, and deployment support, with options for both on-premise and cloud-based solutions. Serving a global clientele of banks and insurance companies, Earnix aims to empower its clients to align product offerings with evolving market dynamics and enhance customer interactions. Founded in 2001, Earnix is headquartered in Ramat Gan, Israel.
Nymbus, Inc. is a technology company based in Miami Beach, Florida, that offers a Software-as-a-Service platform designed for banks and credit unions to enhance customer engagement and streamline operations. Its product suite includes SmartLaunch, which allows financial institutions to establish a digital brand in 90 days; SmartMarketing, a customer relationship management tool; and SmartCore, a digital-first core data processing system. Additionally, Nymbus provides SmartDigital for seamless digital integration, SmartPayments for real-time transaction processing and fraud protection, and SmartServices for direct access to financial industry expertise. By enabling institutions of all sizes to launch full-service digital banks quickly and convert existing operations to modern technology, Nymbus aims to drive digital innovation and growth in the financial services sector. Founded in 2006, the company serves a range of clients, including Fortune 500 companies, while prioritizing a risk-free approach to digital transformation.
Nymbus, Inc. is a technology company based in Miami Beach, Florida, that offers a Software-as-a-Service platform designed for banks and credit unions to enhance customer engagement and streamline operations. Its product suite includes SmartLaunch, which allows financial institutions to establish a digital brand in 90 days; SmartMarketing, a customer relationship management tool; and SmartCore, a digital-first core data processing system. Additionally, Nymbus provides SmartDigital for seamless digital integration, SmartPayments for real-time transaction processing and fraud protection, and SmartServices for direct access to financial industry expertise. By enabling institutions of all sizes to launch full-service digital banks quickly and convert existing operations to modern technology, Nymbus aims to drive digital innovation and growth in the financial services sector. Founded in 2006, the company serves a range of clients, including Fortune 500 companies, while prioritizing a risk-free approach to digital transformation.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Tink AB, founded in 2012 and headquartered in Stockholm, Sweden, operates as a cloud-based open banking platform that enhances financial services through its infrastructure and data products. The company offers a mobile application that allows users to track personal finances, manage money across various accounts, transfer funds, pay bills, and establish personal budgets. Key features of the application include transaction categorization, spending insights, and daily analyses. Additionally, Tink provides products such as account aggregation, payment initiation, and data enrichment, which can be utilized for standalone services or integrated into existing banking applications. The company's partnerships with major financial institutions, including ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, further bolster its position in the financial technology sector.
nCino, Inc. is a software-as-a-service company that specializes in cloud-based applications for financial institutions both in the United States and internationally. Founded in 2011 and headquartered in Wilmington, North Carolina, nCino offers a comprehensive bank operating system designed to enhance profitability, productivity, regulatory compliance, and operational transparency. Its platform includes features for customer relationship management, onboarding, account opening, loan origination, and enterprise content management. The solutions are tailored for various financial entities, including commercial and retail banks, credit unions, and global financial institutions. nCino's technology leverages data analytics and artificial intelligence to streamline complex processes, allowing institutions to efficiently manage client onboarding, loan life cycles, and regulatory requirements. Additionally, the company provides professional services such as configuration, implementation, training, and advisory support, with most of its revenue generated from subscription services.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Finix Payments, Inc. is a San Francisco-based company that provides a payment infrastructure platform designed to help businesses manage and monetize their payment processes effectively. Founded in 2015, Finix offers a range of services, including a payment facilitator platform that includes features such as tokenization, merchant onboarding, reporting, reconciliation, settlements, and chargeback management. The company enables businesses to avoid the complexities and costs associated with developing an in-house payment system. Additionally, through a partnership with Visa, Finix facilitates real-time push-to-card payments, enhancing the efficiency of disbursements. Finix's solutions aim to improve the payment experience for both businesses and their customers, recognizing the critical role that effective payment technology plays in driving revenue.
Tink AB, founded in 2012 and headquartered in Stockholm, Sweden, operates as a cloud-based open banking platform that enhances financial services through its infrastructure and data products. The company offers a mobile application that allows users to track personal finances, manage money across various accounts, transfer funds, pay bills, and establish personal budgets. Key features of the application include transaction categorization, spending insights, and daily analyses. Additionally, Tink provides products such as account aggregation, payment initiation, and data enrichment, which can be utilized for standalone services or integrated into existing banking applications. The company's partnerships with major financial institutions, including ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, further bolster its position in the financial technology sector.
Featurespace is the world-leader in Adaptive Behavioural Analytics and creator of the ARIC™ platform, a machine learning software system developed out of the University of Cambridge. The ARIC™ platform uses anomaly detection to analyse complex behavioural data in real time, spotting anomalies to block new fraud attacks as they occur. At the same time, Featurespace recognises genuine customers without blocking their activity. ARIC™ reduces the number of genuine transactions incorrectly identified as fraud by over 70%, enabling businesses to accept more revenue.
Head quartered in Cambridge, UK, and Atlanta, GA, U.S. Featurespace has deployed the ARIC™ platform to organisations that have services or products deployed in over 180 countries. Customers include Betfair, Vocalink/Zapp, Worldpay, and TSYS, the largest third-party processor of Visa® and MasterCard® credit cards in the U.S.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Private Equity Round in 2017
The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk. Why? Because "the bank across town" set the price benchmark artificially low, knowing they’d get bailed out if a loan went bad. In 2006, many bank CEOs would routinely tell us "we just can't get paid for risk." Today, we never hear this. Without rising asset values to lean on, the success of community banks depends almost entirely on their ability to compete for the best deals, protect and strengthen their relationships, and price appropriately for risk. Banks that aren’t able to refocus on these things stand to lose everything. We believe that the most important conversation a lender has with a borrower is about pricing. We created PrecisionLender to help make that conversation successful for the borrower AND the bank. CONTACT US TODAY to learn how we’re helping other community banks win more deals, protect & strengthen relationships, and increase profitability. We guarantee it’ll be worth your time
nCino, Inc. is a software-as-a-service company that specializes in cloud-based applications for financial institutions both in the United States and internationally. Founded in 2011 and headquartered in Wilmington, North Carolina, nCino offers a comprehensive bank operating system designed to enhance profitability, productivity, regulatory compliance, and operational transparency. Its platform includes features for customer relationship management, onboarding, account opening, loan origination, and enterprise content management. The solutions are tailored for various financial entities, including commercial and retail banks, credit unions, and global financial institutions. nCino's technology leverages data analytics and artificial intelligence to streamline complex processes, allowing institutions to efficiently manage client onboarding, loan life cycles, and regulatory requirements. Additionally, the company provides professional services such as configuration, implementation, training, and advisory support, with most of its revenue generated from subscription services.
nCino, Inc. is a software-as-a-service company that specializes in cloud-based applications for financial institutions both in the United States and internationally. Founded in 2011 and headquartered in Wilmington, North Carolina, nCino offers a comprehensive bank operating system designed to enhance profitability, productivity, regulatory compliance, and operational transparency. Its platform includes features for customer relationship management, onboarding, account opening, loan origination, and enterprise content management. The solutions are tailored for various financial entities, including commercial and retail banks, credit unions, and global financial institutions. nCino's technology leverages data analytics and artificial intelligence to streamline complex processes, allowing institutions to efficiently manage client onboarding, loan life cycles, and regulatory requirements. Additionally, the company provides professional services such as configuration, implementation, training, and advisory support, with most of its revenue generated from subscription services.