Liquid 2 Ventures

8Flow develops an enterprise-grade self-learning workflow automation platform designed to analyze and automate customer support workflows. This platform focuses on understanding the actions of individual agents as they resolve tickets, utilizing task mining techniques to streamline operations. By automating repetitive tasks across various systems, including ticketing, business applications, spreadsheets, customer order databases, and CRM platforms, 8Flow enables its clients to enhance efficiency in their business functions. The platform supports a range of applications, from finance and invoice processing to sales and inventory management, facilitating improved productivity and effectiveness in customer support operations.

Superlogic is a developer of a blockchain-based platform focused on the music industry, specializing in Non-Fungible Tokens (NFTs). The platform allows users to purchase NFTs at low costs or even for free, while promoting environmentally, socially, and governance-friendly business practices. Superlogic targets conscious music consumers and facilitates transactions using credit or debit cards in various currencies, including fiat, cryptocurrencies, and stablecoins. This innovative approach aims to enhance accessibility and engagement within the music community.

FINNY is an AI prospecting tool that provides technology solutions for financial advisors.

Flex is a financial services company that provides analysis, integration, and management solutions for HSA/FSA payments.

Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade security and controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.

We help founders and investors to grow their network and fundraise faster with AI. Founded by a team of repeat founders and VCs (2 times YC, $180M raised, with an exit).

Tabs is an AI-powered revenue automation platform that streamlines the management of customer contracts, billing, revenue recognition, and renewals. Founded in 2023 and based in New York, the company automates the entire receivables lifecycle, from invoice computation to cash application, by organizing various customer documents and usage data. This enables the platform to identify key terms, generate billing schedules, and tabulate invoices without requiring structured data mapping. Tabs provides seamless invoice delivery, modern dunning processes, and integrates with major accounting and payment systems, enhancing operational efficiency. The platform also offers advanced analytics and reporting capabilities, significantly reducing the time required for collections and saving businesses hundreds of hours annually. By lowering operational and financial risks, Tabs aims to serve as a comprehensive solution for finance and revenue operations.

Greenboard is a financial software company that develops software to bridge the gap between regulation and financial innovation.

Business banking platform for cross-border SMBs and Startups

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

Hyperplane AI is an enterprise-grade platform that helps to enhance productivity and efficiency of financial institutions.

Saris AI specializes in developing advanced AI negotiation agents, primarily serving the finance industry and large enterprises. Their platform automates complex workflows and customer interactions, helping clients, including banks and credit unions, recover substantial funds annually by streamlining back-office operations. By employing multi-turn AI agents, Saris AI enables clients to achieve precision and intelligence in task management at a reduced cost.

Handle, Inc. is a software company that specializes in managing personal workflows through an integrated application. The software facilitates collaboration across to-do lists, emails, and calendars to streamline task management. Handle's technology is particularly focused on the construction industry, providing solutions for credit and finance teams within Fortune 500 material suppliers and contractors. The platform addresses challenges such as late payments and access to capital by automating tasks related to lien management, deadline tracking, and document management. This enables clients to expedite payments to contractors and suppliers. Founded in 2011 and based in La Jolla, California, Handle was previously known as handl, inc. before rebranding in 2012.

Flex is a financial services company that provides analysis, integration, and management solutions for HSA/FSA payments.

Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade security and controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.

Topkey is a financial operating system designed to assist investment homeowners in connecting with property managers. Founded in 2020 and headquartered in San Francisco, the app tracks expenses by property, synchronizes transactions across various systems, and significantly reduces bookkeeping costs. In addition to expense management, Topkey prepares detailed reports that compare services and quotes from different management companies, facilitating the hiring process by allowing clients to schedule interviews with qualified property managers. This platform aims to streamline property management and enhance financial oversight for property owners.

8Flow develops an enterprise-grade self-learning workflow automation platform designed to analyze and automate customer support workflows. This platform focuses on understanding the actions of individual agents as they resolve tickets, utilizing task mining techniques to streamline operations. By automating repetitive tasks across various systems, including ticketing, business applications, spreadsheets, customer order databases, and CRM platforms, 8Flow enables its clients to enhance efficiency in their business functions. The platform supports a range of applications, from finance and invoice processing to sales and inventory management, facilitating improved productivity and effectiveness in customer support operations.

GTXN operates a technology-driven financial services platform, offering solutions such as payment and treasury management, FX and treasury advisory, securitization services, and fund and wealth management. This enables corporations to streamline cross-border transactions and finance operations, reducing costs, risks, and complexity.

Confido is a software company that provides financial operations automation for consumer packaged goods brands. Confido helps CPG brands save time and money by automating cash applications, fighting deductions, and tracking trade costs in a platform. The company is based in New York, New York.

We help founders and investors to grow their network and fundraise faster with AI. Founded by a team of repeat founders and VCs (2 times YC, $180M raised, with an exit).

Balance is a home co-investment platform designed to assist homeowners struggling with traditional mortgage qualifications, particularly those with low credit or who have fallen behind on payments. The company enables homeowners to access their existing home equity to pay off their entire mortgage and other debts, while also offering the option of cash out. Through its co-ownership model, Balance allows homeowners to make affordable monthly payments, which can be made in equity rather than cash, while retaining full control of their property. Homeowners maintain title ownership and can increase their equity, refinance, or sell their homes at their discretion. The mission of Balance is to provide a more affordable and flexible alternative to conventional mortgage debt, ultimately aiming to prevent foreclosure.

Holdingz is a risk management platform that helps businesses diversify, protect, and grow their holdings.

Silo Inc is a U.S.-based company that specializes in automating the perishable supply chain. It connects various stakeholders, including growers, packers, shippers, wholesalers, distributors, retailers, food service providers, processors, and third-party logistics (3PL) providers. Silo offers integrated software solutions and financing services to enhance cash flow and streamline operations. Its platform automates processes such as inventory management, orders, payments, and logistics, utilizing AI and machine learning to adapt to existing workflows and improve efficiency and transparency throughout the supply chain.

8Flow develops an enterprise-grade self-learning workflow automation platform designed to analyze and automate customer support workflows. This platform focuses on understanding the actions of individual agents as they resolve tickets, utilizing task mining techniques to streamline operations. By automating repetitive tasks across various systems, including ticketing, business applications, spreadsheets, customer order databases, and CRM platforms, 8Flow enables its clients to enhance efficiency in their business functions. The platform supports a range of applications, from finance and invoice processing to sales and inventory management, facilitating improved productivity and effectiveness in customer support operations.

Hyperplane AI is an enterprise-grade platform that helps to enhance productivity and efficiency of financial institutions.

Chestnut is a developer of financial software that focuses on creating solutions for small businesses, particularly in the financial services sector. The company offers a purpose-made producer management and compensation system tailored for insurance carriers and their distribution partners. This platform facilitates banking and money movement, empowering agents and advisors to strengthen human connections within the industry. By providing tools that streamline operations, Chestnut aims to enhance efficiency and scalability for its clients in the financial services marketplace.

CreatorDAO is a decentralized community established in 2022 and based in Los Angeles, California, focused on investing in creators. The organization provides essential resources such as capital, technology, and operational support to help creators develop their brands. Through its platform, CreatorDAO offers mentorship and access to professional tools that facilitate growth within the creator economy. This initiative aims to empower creators by enhancing their capabilities and providing the necessary support to thrive in a competitive landscape.

Arpari is a financial management platform tailored for the commercial real estate sector. It offers a centralized treasury management system that simplifies the financial operations of property owners. The platform provides essential services such as payment processing, deposit account management, and rent collection, allowing users to efficiently oversee their day-to-day banking activities. By integrating property management functions, Arpari enhances portfolio management and streamlines financial tracking, ultimately saving time for property owners and improving their overall financial processes.

Rutter specializes in creating a universal API that connects with various commerce, accounting, and payments platforms. This integration allows users to access a comprehensive view of their business operations. The company focuses on building, scaling, and maintaining these integrations, offering both accounting and commerce APIs. Rutter's solutions cater to multiple use cases, including revenue-based financing, small and medium-sized business lending, invoice factoring, spend management, and e-commerce enablement, thereby facilitating seamless data flow and operational efficiency for its clients.

ContaLink is a SaaS-based accounting automation platform designed to assist accountants in Mexico by streamlining their workflows and enhancing their online service offerings. The platform provides comprehensive financial information and tools tailored for accounting, finance, and administrative tasks, ensuring compliance with taxation requirements. By reducing operational costs and eliminating the need for costly licenses, ContaLink enables accountants to improve efficiency and explore new revenue opportunities. Its focus on automation allows professionals to allocate more time to serving their clients effectively while managing their financial responsibilities.

Cerebellum Ventures provides business development solution by offering tactical resources and processes for founders and investors.

Konta is an online accounting service based in Monterrey, Mexico, focused on assisting micro and small businesses. Founded in September 2019 by José Menéndez and Pablo Icaza, Konta aims to simplify business operations for freelancers and small entrepreneurs through a cost-effective and automated platform. The service enables users to generate invoices, maintain accounting records, and supports electronic tax filing, facilitating efficient financial management. By providing these tools, Konta helps small businesses navigate their accounting needs more easily.

Debbie is a mobile platform that incentivizes consumers to achieve their financial goals by rewarding positive financial behaviors rather than spending. Unlike traditional financial systems that focus on rewarding spending through credit card points, Debbie encourages users to save, pay off debt, and improve their financial health. The platform allows users to visualize their debt payoff progress and track various financial accounts, including credit cards and mortgages. Founded by experts in personal finance and lending, Debbie has successfully assisted over 10,000 individuals in paying off $1 million in debt and saving more than $10 million. By providing positive reinforcement and financial incentives, Debbie aims to address the root causes of financial insecurity.

Topkey is a financial operating system designed to assist investment homeowners in connecting with property managers. Founded in 2020 and headquartered in San Francisco, the app tracks expenses by property, synchronizes transactions across various systems, and significantly reduces bookkeeping costs. In addition to expense management, Topkey prepares detailed reports that compare services and quotes from different management companies, facilitating the hiring process by allowing clients to schedule interviews with qualified property managers. This platform aims to streamline property management and enhance financial oversight for property owners.

Acho Inc. is a technology company based in Boston, Massachusetts, that offers a modern enterprise resource planning (ERP) platform aimed at operations leaders. The platform enables users to unify various business systems, streamline processes, and manage objectives efficiently. Additionally, Acho provides a digital data warehouse that allows users to find, process, and publish data from multiple sources in one integrated location. With capabilities to build complex data pipelines, the platform empowers organizations to automate workflows and convert diverse data into impactful applications. This service is particularly beneficial for businesses in sectors such as supply chain, finance, and IT, helping them enhance operational efficiency and drive better performance outcomes.

Apprecio is a financial super app based in Mexico City, Mexico, founded in 2021. The company specializes in providing a point-of-sale application tailored for grocery stores, enabling retailers to manage their operations efficiently. Apprecio's platform facilitates card and QR code payments, allowing shopkeepers to track expenses and income seamlessly. The application offers features such as product scanning and margin calculation, helping users determine suggested pricing based on local market conditions. Overall, Apprecio aims to simplify financial management for small retailers, enhancing their ability to operate effectively in a competitive environment.

Slope is a financial platform developer that provides a range of payment solutions for businesses. Its platform allows clients to manage various aspects of financial transactions, including loan processing, underwriting, debt collection, and payout management, once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope enables businesses to facilitate installment payments at checkout. This approach not only helps improve cash flow and financial security for businesses but also reduces administrative burdens and enhances the overall customer experience. The platform is designed for easy integration with existing systems, making it a versatile solution for companies seeking to streamline their financial operations.

Finnu México, S.A.P.I. de C.V. is a financial technology company that develops a mobile application enabling users to access affordable personal loans through their smartphones. Founded in 2019 and headquartered in Mexico City, with an additional location in Barcelona, the company targets the unbanked adult population by offering short-term cash loans secured against personal assets. Users are provided with a Finnu-labeled payment card, allowing them to engage in the digital economy without the need for a credit history. While Finnu operates in both Europe and Asia, its primary focus is on the Latin American market.

Konta is an online accounting service based in Monterrey, Mexico, focused on assisting micro and small businesses. Founded in September 2019 by José Menéndez and Pablo Icaza, Konta aims to simplify business operations for freelancers and small entrepreneurs through a cost-effective and automated platform. The service enables users to generate invoices, maintain accounting records, and supports electronic tax filing, facilitating efficient financial management. By providing these tools, Konta helps small businesses navigate their accounting needs more easily.

Twisp is a developer-focused company that offers a cloud-based financial database equipped with accounting primitives. Its platform is designed to facilitate the creation of core financial ledger systems, allowing developers to manage credit and debit transactions, balances, and financial insights efficiently. By providing tools that enable the development of composable, extensible, and scalable financial ledgers, Twisp simplifies the process of integrating and reconciling external systems of record. This approach empowers users to test their systems quickly, adopt new features incrementally, and utilize a pay-per-use model, thereby enhancing overall financial transaction management.

Dots is a multichannel payouts API that automates manual processes for marketplaces. Dots' API lets a marketplace pay their sellers in the ways they want to be paid, including Venmo, Paypal, ACH and Zelle. As more Americans earn a living by becoming a 1099 worker, marketplaces need to provide flexible payout options and we make supporting these payouts easy through a single API.

Balance is a home co-investment platform designed to assist homeowners struggling with traditional mortgage qualifications, particularly those with low credit or who have fallen behind on payments. The company enables homeowners to access their existing home equity to pay off their entire mortgage and other debts, while also offering the option of cash out. Through its co-ownership model, Balance allows homeowners to make affordable monthly payments, which can be made in equity rather than cash, while retaining full control of their property. Homeowners maintain title ownership and can increase their equity, refinance, or sell their homes at their discretion. The mission of Balance is to provide a more affordable and flexible alternative to conventional mortgage debt, ultimately aiming to prevent foreclosure.

Sunbound is a tech-enabled finance platform focused on the senior care sector. Established in 2021, the company assists senior living operators by facilitating digital and upfront payments, enhancing cash flow, and optimizing working capital. Sunbound's platform not only aims to improve revenue for operators but also enhances the payment experience for families. By offering flexible payment solutions, Sunbound helps reduce bad debt and encourages new residents to move in by making the process of paying for senior care simple and affordable. The company is supported by a diverse group of investors, including venture capital firms and executives from the startup, financial, and real estate industries.

Fizz is developing a debit card application designed specifically for college students in the U.S. The service aims to help these students build their credit profiles while avoiding the pitfalls of excessive credit use. By offering features that promote responsible financial habits, Fizz empowers students to achieve financial independence and improve their credit scores. The application also includes a cash-back reward system that encourages spending within a budget, making it a practical tool for young adults navigating their financial futures. Through this innovative approach, Fizz seeks to provide students with safer avenues to establish and enhance their creditworthiness.

Pry Financials is a financial planning platform that offers small businesses an alternative to traditional spreadsheets. The platform integrates various financial tools to provide real-time insights into budget versus actual performance. Pry's software enables users to manage their hiring plans, project cash flows, and model different financial scenarios within a user-friendly visual environment. This functionality allows businesses to efficiently track their budgets, optimize financial models, and monitor cash runway, facilitating better decision-making and financial management.

Konta is an online accounting service based in Monterrey, Mexico, focused on assisting micro and small businesses. Founded in September 2019 by José Menéndez and Pablo Icaza, Konta aims to simplify business operations for freelancers and small entrepreneurs through a cost-effective and automated platform. The service enables users to generate invoices, maintain accounting records, and supports electronic tax filing, facilitating efficient financial management. By providing these tools, Konta helps small businesses navigate their accounting needs more easily.

Rutter specializes in creating a universal API that connects with various commerce, accounting, and payments platforms. This integration allows users to access a comprehensive view of their business operations. The company focuses on building, scaling, and maintaining these integrations, offering both accounting and commerce APIs. Rutter's solutions cater to multiple use cases, including revenue-based financing, small and medium-sized business lending, invoice factoring, spend management, and e-commerce enablement, thereby facilitating seamless data flow and operational efficiency for its clients.

Allocate is a venture capital investment firm based in Palo Alto, California, founded in 2021. The firm specializes in facilitating investments in high-quality venture funds, providing investors with the tools to discover and engage with promising early-stage startups in the United States. By focusing on this niche, Allocate aims to connect investors with innovative ventures, fostering growth and development in the startup ecosystem.

Titan is an investment platform designed for ambitious individuals, founded in New York in 2018 by Clayton Gardner, Joe Percoco, and Max Bernardy. The company aims to empower everyday investors by providing access to actively managed investment strategies through its mobile-first platform. Titan offers a suite of tools that facilitate investment decisions, ensuring high returns while prioritizing user privacy through encryption of personal information. The platform has garnered support from notable investors and celebrities, enhancing its credibility and reach in the investment community.

ContaLink is a SaaS-based accounting automation platform designed to assist accountants in Mexico by streamlining their workflows and enhancing their online service offerings. The platform provides comprehensive financial information and tools tailored for accounting, finance, and administrative tasks, ensuring compliance with taxation requirements. By reducing operational costs and eliminating the need for costly licenses, ContaLink enables accountants to improve efficiency and explore new revenue opportunities. Its focus on automation allows professionals to allocate more time to serving their clients effectively while managing their financial responsibilities.

Bytewax is a developer of a data streaming processor that enables users to create custom pipelines for real-time data transformation and predictions. The platform supports various workloads, including those in industrial internet-of-things, finance, consumer technology, and cybersecurity. By allowing data scientists and engineers to build with data streams, Bytewax facilitates the deployment of machine learning models and simplifies the development process. Users can connect to numerous data sources, leverage an extensive ecosystem of data processing libraries, and streamline workflows, ultimately saving time and enhancing productivity.

Lendflow operates a lending infrastructure platform designed to enhance how businesses access capital. The platform enables users to integrate financial products into their software, which helps increase customer engagement and retention while serving as a source of capital for their clients. Lendflow offers a range of financial solutions, including term loans, lines of credit, and invoice factoring, catering to businesses of various sizes and credit profiles. This approach supports industries such as construction, home services, e-commerce, restaurants, transportation, and fitness, allowing these businesses to connect their users with essential capital and broaden their operational reach.

Vartana is a payments platform founded in 2020 by Kush Kella in San Francisco, California. The company aims to enhance the purchasing power of businesses by providing flexible financing alternatives. Its all-in-one platform simplifies the sales process by offering a co-branded digital checkout experience, real-time support, and automated payment plan offers integrated directly within customer relationship management (CRM) systems. With pre-approved payment plans and a central dashboard for managing the deal process, Vartana enables sales teams to close deals more efficiently while allowing finance teams to optimize cash flow.

Kanda is a financial services firm that specializes in providing financing solutions for home improvement projects. The company has developed software that enables tradespeople to create quotes and invoices, facilitating the automation of paperwork and ensuring timely payments. This estimating tool allows contractors to offer financing options, including escrow financing, to clients who may not be able to pay the full amount upfront. By doing so, Kanda enhances the competitiveness of contractors while making home improvement projects more accessible and affordable for homeowners.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

Carbon Zero offers a credit card that aims to neutralize the carbon footprint of its users with each purchase. The company's platform operates by using fees collected from merchants to fund forestry and carbon capture projects, effectively providing carbon offsets for transactions. Additionally, it allows users to view the sustainable projects they are supporting through their purchases, promoting environmental awareness and engagement. This approach enables customers to actively contribute to mitigating their environmental impact while making everyday purchases.

Carupi is a managed peer-to-peer marketplace based in São Paulo, Brazil, focused on connecting buyers and sellers of used cars. Founded in 2017, the company aims to transform the traditional used car buying and selling experience, which often relies on classified ads or car dealers that typically offer less favorable terms. Carupi enhances this process by providing professional photography services for vehicles, listing them on multiple classified platforms, and managing all buyer-seller communications. The platform handles transactions through an escrow system, ensuring a secure and efficient end-to-end experience for users. The market potential for Carupi is significant, estimated at $70 billion in Brazil alone and over $2 trillion globally. The company is led by founder Diego Fischer, who has extensive experience in the automotive marketplace sector.

Routable, Inc. operates a business-to-business payments platform that facilitates the automation of invoicing and bill payments. Founded in 2017 and based in San Francisco, California, the platform enables accounts payable and receivable teams to streamline their processes by automating bill payments, identifying errors, and requesting necessary authorizations. Routable's solution is designed to enhance cash flow management and reduce costs for finance and accounting departments. The platform's API allows users to quickly build a payments infrastructure, making it easier for businesses to send and receive payments efficiently.

Assetario is an automated platform developer based in Cambridge, Massachusetts, established in 2020. The company focuses on enhancing personalized gaming experiences for players through its advanced revenue optimization engine. By leveraging deep player insights and analyzing common user patterns across the gaming industry, Assetario aims to boost in-app purchase revenue for mobile applications. The platform is designed to help developers maximize their revenue yield and improve marketing return on investment, offering effective solutions for revenue optimization in the gaming sector.

Fazz is a financial technology company based in Singapore and Indonesia, founded in 2016. It focuses on providing digital financial services to enhance financial inclusion across Southeast Asia, particularly targeting underserved segments such as micro and small enterprises. Fazz offers a range of services including payment processing, banking, and investment solutions tailored for small businesses, startups, and large corporations. Its flagship offerings include Fazz Agen, an agent-based financial application designed for micro and small businesses, and Fazz Business, a comprehensive business account that facilitates payments, capital growth, and funding opportunities. The merger of PayFazz and Xfers has strengthened Fazz's position in the fintech landscape, enabling it to deliver diverse financial services to consumers and businesses alike.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

Jelly Labs is a stealth mode company that has developed a funding platform specifically designed to meet the needs of the scientific community. This platform allows scientists and science professionals to raise investment capital for their experiments and research endeavors in exchange for equity. By facilitating access to funding, Jelly Labs aims to support innovation and advancement in scientific research.

Fynn provides financial assistance services specifically tailored for students pursuing trade and vocational education. The company specializes in private loans that differ from federal loan programs and other private lending options in terms of terms, repayment plans, and rates. Fynn focuses on underwriting students based on their future potential, ensuring that its interests align with both educational institutions and the students themselves. This approach aims to support students from the moment they enroll until they secure employment, ultimately helping them access educational opportunities that contribute to long-term financial stability.

Zeo Auto is a freight management platform based in Mumbai, India, that specializes in tracking and improving fleet operations for commercial vehicles. The platform provides real-time location tracking and integrates with various sensors to monitor critical parameters such as temperature, fuel, and engine status. It assists fleet managers in managing end-to-end operations, which includes capturing orders, assigning drivers, route planning, trip management, and vehicle tracking. Additionally, Zeo Auto offers services like waybill generation to streamline logistics processes. The company aims to be a comprehensive solution for fleet owners by addressing their diverse needs, including load servicing, vehicle maintenance, financing, and insurance.

Pipe is a financial services platform that specializes in facilitating the trading of recurring revenue streams. It connects companies, particularly in the cloud services sector, with institutional investors, allowing for real-time transactions. By making recurring revenue streams tradable based on their annual value, Pipe helps businesses unlock deferred cash flows, providing them with immediate access to capital. This non-dilutive funding approach enables companies to scale efficiently without relinquishing ownership or incurring debt. The platform integrates with existing billing systems to assess and underwrite businesses with recurring revenues, thereby streamlining the funding process and supporting growth initiatives.

Pry Financials is a financial planning platform that offers small businesses an alternative to traditional spreadsheets. The platform integrates various financial tools to provide real-time insights into budget versus actual performance. Pry's software enables users to manage their hiring plans, project cash flows, and model different financial scenarios within a user-friendly visual environment. This functionality allows businesses to efficiently track their budgets, optimize financial models, and monitor cash runway, facilitating better decision-making and financial management.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Lively, Inc. is a health savings account (HSA) platform designed for both employers and individuals. Founded in 2016 and based in San Francisco, California, Lively offers a user-centric solution that enhances the experience of managing HSAs. The platform aims to help consumers optimize their healthcare spending, maximize savings, and improve their overall well-being. By providing an intuitive interface, Lively facilitates easier access to HSA-compatible plans, making healthcare management more straightforward for users.

Pipe is a financial services platform that specializes in facilitating the trading of recurring revenue streams. It connects companies, particularly in the cloud services sector, with institutional investors, allowing for real-time transactions. By making recurring revenue streams tradable based on their annual value, Pipe helps businesses unlock deferred cash flows, providing them with immediate access to capital. This non-dilutive funding approach enables companies to scale efficiently without relinquishing ownership or incurring debt. The platform integrates with existing billing systems to assess and underwrite businesses with recurring revenues, thereby streamlining the funding process and supporting growth initiatives.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

Handle, Inc. is a software company that specializes in managing personal workflows through an integrated application. The software facilitates collaboration across to-do lists, emails, and calendars to streamline task management. Handle's technology is particularly focused on the construction industry, providing solutions for credit and finance teams within Fortune 500 material suppliers and contractors. The platform addresses challenges such as late payments and access to capital by automating tasks related to lien management, deadline tracking, and document management. This enables clients to expedite payments to contractors and suppliers. Founded in 2011 and based in La Jolla, California, Handle was previously known as handl, inc. before rebranding in 2012.

Trellis makes insurance easy by meeting consumers where they are–and helping them find the right personal insurance to meet their needs. Powered by consumer-permissioned data, Trellis Connect is a property and casualty pre-fill solution that delivers a simplified user experience, unlocks the full value of data in personal insurance accounts, and protects users’ security and privacy. Trellis Technologies was established in 2019 by Daniel Demetri in San Francisco, California.

Kovi is a digital car rental company headquartered in São Paulo, Brazil, that operates primarily in Brazil and Mexico. Founded in 2018, Kovi provides an online platform designed to serve rideshare and delivery drivers, promoting safer, more affordable, and accessible mobility solutions for millions. The company employs an asset-light model by collaborating with automakers and traditional car rental firms, allowing it to offer flexible and convenient on-demand rental services. Kovi's technology-driven approach enhances the travel experience for users, catering to the evolving needs of the modern commute.

They provide ideas regarding the potential transferability and application of straightforward financial market insights into the blockchain-based virtual commodity or ‘Cryptoasset’ universe.Their goal is to design a blockchain-based toolkit that enables the application of existing financial engineering tools to the Cryptoasset universe. Armed with this toolkit, users can tailor instruments matching their desired risk preferences. They are self-funded and rely on voluntary contributions of time, ideas, and brainstorming capacity. They will continually develop, refine and present ideas to the Cryptoasset user and academic community in an open dialogue for further consideration.

Unit21 Inc. is a San Francisco-based company that specializes in providing no-code solutions for risk and compliance operations. Founded in 2018, Unit21 offers a platform that includes an application programming interface and a dashboard designed to detect and manage money laundering, fraud, and various other risks across multiple industries. The platform encompasses features such as case management, transaction monitoring, identity verification, operations management, and analytics and reporting. By utilizing state-of-the-art security practices, Unit21 aims to protect businesses against adversaries and enhance their operational efficiency in combating financial scams.

Rivet Labs is an automation software that develops recurring revenue and cash forecasting applications.

Titan is an investment platform designed for ambitious individuals, founded in New York in 2018 by Clayton Gardner, Joe Percoco, and Max Bernardy. The company aims to empower everyday investors by providing access to actively managed investment strategies through its mobile-first platform. Titan offers a suite of tools that facilitate investment decisions, ensuring high returns while prioritizing user privacy through encryption of personal information. The platform has garnered support from notable investors and celebrities, enhancing its credibility and reach in the investment community.

Fazz is a financial technology company based in Singapore and Indonesia, founded in 2016. It focuses on providing digital financial services to enhance financial inclusion across Southeast Asia, particularly targeting underserved segments such as micro and small enterprises. Fazz offers a range of services including payment processing, banking, and investment solutions tailored for small businesses, startups, and large corporations. Its flagship offerings include Fazz Agen, an agent-based financial application designed for micro and small businesses, and Fazz Business, a comprehensive business account that facilitates payments, capital growth, and funding opportunities. The merger of PayFazz and Xfers has strengthened Fazz's position in the fintech landscape, enabling it to deliver diverse financial services to consumers and businesses alike.

Runa is pioneering a first-of-its-kind payment rail capable of sending and accepting digital value at scale. With Runa, companies can pay the people they serve in any form of digital value, anywhere, instantly. The Runa Network provides a wide range of digital payout types including gift cards, prepaid cards, subscriptions, donations, cryptocurrencies and more. Legacy payment mechanisms struggle to adapt to low-volume, high-velocity transactions both locally and globally, such as sending payouts to gig workers, creators, or sending rewards to customers or employees wherever they are. Runa’s infrastructure and network facilitates payouts to these recipients, helping businesses expand their reach, retain their users while modernizing the way in which they manage and transfer money: instantly, internationally, and free of charge for the senders and the recipient. Runa was established as WeGift in October 2016 by Aron Alexander in London, England.

Strix Leviathan, LLC is a Seattle-based company specializing in the development of an enterprise-grade cryptocurrency investment management platform. Founded in 2018, it caters to large entities such as hedge funds, banks, and traditional enterprises that require a robust trading infrastructure without the need to build one from scratch. The platform features a data ingestion and transformation engine, proprietary trading algorithms, and a trade execution engine. This enables institutional investors to automate their trading processes, implement programmable automated trading strategies, and optimize their trading strategies to mitigate risks in volatile cryptocurrency markets. The team comprises technologists and data scientists with extensive experience in computing, cloud infrastructure, and entrepreneurship.

Taxa is a developer of a blockchain-based infrastructure platform that facilitates the creation of interactive Web 3.0 applications. Utilizing advanced trusted computing technology, Taxa enhances the performance, privacy, and usability of various applications and frameworks. The platform provides essential features such as data confidentiality and on-demand resizable off-chain CPU resources, along with library support. This infrastructure is designed to be easily integrated with any smart contract network, allowing users to transform their innovative ideas into functional products while ensuring privacy and security.

Lively, Inc. is a health savings account (HSA) platform designed for both employers and individuals. Founded in 2016 and based in San Francisco, California, Lively offers a user-centric solution that enhances the experience of managing HSAs. The platform aims to help consumers optimize their healthcare spending, maximize savings, and improve their overall well-being. By providing an intuitive interface, Lively facilitates easier access to HSA-compatible plans, making healthcare management more straightforward for users.

Jopwell, Inc. is a career platform based in New York that connects Black, Latino/Hispanic, and Native American professionals and students with job opportunities across various industries, including technology, finance, and education. Founded in 2015 by former Goldman Sachs employees Porter Braswell and Ryan Williams, Jopwell aims to empower candidates and companies by providing a diverse pipeline of talent. The platform facilitates the recruitment process for partner companies, enabling them to access underrepresented candidates at various career stages, from internships to experienced hires. Jopwell's mission focuses on leveraging technology to enhance access to professional opportunities and promote diversity in the workforce. The company has gained recognition for its innovative approach, being featured in publications such as Inc. and Fast Company.

Routable, Inc. operates a business-to-business payments platform that facilitates the automation of invoicing and bill payments. Founded in 2017 and based in San Francisco, California, the platform enables accounts payable and receivable teams to streamline their processes by automating bill payments, identifying errors, and requesting necessary authorizations. Routable's solution is designed to enhance cash flow management and reduce costs for finance and accounting departments. The platform's API allows users to quickly build a payments infrastructure, making it easier for businesses to send and receive payments efficiently.

Prelim is a San Francisco-based company that operates an online platform designed for financial institutions, including banks and lenders, to enhance their digital interactions with customers. The platform streamlines the consumer experience throughout various stages, from point of sale to daily account management. By automating traditionally paper-based processes, Prelim enables rapid account opening for both new and existing customers, allowing them to create accounts within minutes from any device. Additionally, the platform serves as a no-code tool, facilitating the development of customer-facing applications for banks and financial enterprises.

Jerry offers an innovative app designed to enhance the management of car ownership for drivers in the U.S. With a user-friendly platform, it simplifies the often complex processes of comparing and purchasing car insurance, refinancing car loans, and accessing information on maintenance and repair costs. The app serves over 5 million customers, helping them secure favorable insurance rates and providing tools to track driving behavior for safety. Jerry's focus on transparency and convenience aims to ease the burdens associated with vehicle ownership, making it a valuable resource for drivers looking to optimize their automotive expenses and maintain their vehicles more effectively.

Jerry offers an innovative app designed to enhance the management of car ownership for drivers in the U.S. With a user-friendly platform, it simplifies the often complex processes of comparing and purchasing car insurance, refinancing car loans, and accessing information on maintenance and repair costs. The app serves over 5 million customers, helping them secure favorable insurance rates and providing tools to track driving behavior for safety. Jerry's focus on transparency and convenience aims to ease the burdens associated with vehicle ownership, making it a valuable resource for drivers looking to optimize their automotive expenses and maintain their vehicles more effectively.

Lively, Inc. is a health savings account (HSA) platform designed for both employers and individuals. Founded in 2016 and based in San Francisco, California, Lively offers a user-centric solution that enhances the experience of managing HSAs. The platform aims to help consumers optimize their healthcare spending, maximize savings, and improve their overall well-being. By providing an intuitive interface, Lively facilitates easier access to HSA-compatible plans, making healthcare management more straightforward for users.

ZipBooks develops online accounting software tailored for small business owners and accountants. The platform offers a free Starter plan that includes features such as unlimited invoicing, automatic bank imports, and machine learning categorization, all accessible from anywhere. For accountants, ZipBooks provides a communication tool that allows texting clients to facilitate faster reconciliation. Additional features available as add-ons include smart tagging, payroll integration, reputation management, and comprehensive bookkeeping services. The software is designed to help users manage their cash flow effectively, keep their financial records current, handle payroll taxes, and identify potential tax deductions, making it a useful tool for businesses aiming to streamline their accounting processes.