Modalku
Modalku is an online marketplace based in Jakarta, Indonesia for small businesses to acquire loans and for lenders to fund small business loans to earn compelling returns. Its technology-based approach enables borrowers to receive loans for the first time or at lower than market rates, while lenders will earn returns well above that of bank deposits, traditional fixed income products, and life insurance investment-linked products. This marketplace lending model is proven in countries such as USA, UK, China & Singapore.
Bank Index provides working capital and investment loans by prioritizing the expansion of market share in the small and medium enterprises segment as well as establishing joint financing with financial institutions like rural banks and finance companies. Established in 1993, Bank Index’s physical footprint includes 42 branches and offices, 24 of which are located in Jakarta while the rest are in major cities. Bank Index is majority owned by Setiawan family, a prominent Indonesian family, whose business interests range from financial services, sugar and flour refinery, and property.
Paper.id is a SaaS startup that offers a one-stop platform for businesses to create invoices, manage accounting, and inventory. The company focuses on the small and midsize enterprise segment, which is still heavily reliant on manual methods to manage its operations. The company was founded in 2016 and is based in Indonesia.
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