MS&AD Ventures

Flex is a financial technology company that offers an end-to-end finance platform that integrates business and personal finance management. Their services include business banking with zero monthly fees, 1% cashback on eligible purchases, and high-yield accounts with up to 2.99% APY on idle cash. They provide a business credit card featuring 0% interest for 60 days on eligible purchases, unlimited cashback, and flexible rewards. Flex also offers accounts payable automation with features like fraud prevention, AI-powered bill scanning, and real-time payment tracking. Additionally, their platform supports global payments across over 180 countries in 32 currencies, catering to businesses with international operations.

Energetic Insurance, Inc. is an InsurTech company based in Boston, Massachusetts, founded in 2016. It specializes in providing solar insurance solutions that address credit and counterparty risks associated with commercial and industrial solar photovoltaic projects. The company offers a product called EneRate, which protects third-party solar developers and asset owners from repayment risks and revenue losses due to defaults on power purchase agreements (PPAs). Energetic Insurance employs a data-driven approach as a Managing General Underwriter, developing innovative risk management products that facilitate solar financing for unrated or below investment grade organizations. This enables solar project developers to undertake more projects and access capital by mitigating payment default risks, thereby enhancing project economics through lower interest rates and improved financial structuring.

INSHUR is a digital insurance platform that specializes in providing auto insurance for both individual drivers and fleet owners. The company leverages proprietary data and analytics to facilitate the entire insurance lifecycle, allowing users to obtain quotations, make purchases, and manage their policies through a mobile interface. By focusing on a user-friendly digital experience, INSHUR aims to simplify the process of acquiring and servicing auto insurance.

With Bounti's Autonomous Agents, Reps spend less time doing toil work and more time doing the things that matter - connecting with customers to solve their problems.

Sidekick is a wealth management firm that specializes in providing investment management services to the mass affluent customer segment. The company operates an investment platform that offers actively managed baskets of public equities and alternative investments, including stocks and cryptocurrency. In addition to investment options, Sidekick allows clients to borrow against their portfolios, enhancing their financial flexibility. The firm's investment team regularly updates customers on portfolio performance and shares educational content to help enhance their investment knowledge. By offering these services, Sidekick aims to democratize access to wealth-building products that were previously available primarily to high-net-worth individuals.

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

Agio Ratings Ltd is a specialized financial services firm focusing on the digital asset market. It provides a suite of services, including credit ratings, risk analysis, and due diligence, to help businesses and investors navigate the complexities and risks associated with digital assets. The company's team of experts uses advanced technology and industry knowledge to assess the creditworthiness of digital asset exchanges, brokers, custodians, lenders, and stablecoins, enabling clients to make informed investment decisions and safeguard their capital. Agio Ratings Ltd is committed to delivering valuable, data-driven insights to support the long-term success of its clients in the digital asset space.

Armilla AI is a governance platform focused on enhancing algorithmic accountability to promote ethical decision-making and transparency. The company offers a generative artificial intelligence testing and training platform that enables large enterprises to effectively build, govern, and scale their AI models. Through its innovative approach, Armilla AI allows for rapid testing of models and their underlying datasets, completing evaluations in just hours. This capability helps clients ensure ongoing performance and accuracy while continuously monitoring for errors, thereby reinforcing trust in their algorithmic processes.

Artificial Labs Limited is a software company focused on the insurance industry, providing a comprehensive suite of applications designed to enhance operational efficiency and improve risk management. Founded in 2013 and headquartered in London, the company offers various products, including Artificial Build for data capturing and workflow automation, Artificial Distribute for data collection and distribution, Artificial Price for risk selection and pricing, and Artificial Manage for portfolio management. The company's platform leverages machine learning and algorithmic underwriting, allowing insurers to digitize processes, capture data accurately, and streamline the insurance lifecycle. By facilitating seamless integrations and enhancing data utilization, Artificial Labs empowers clients to make informed decisions, reduce costs, and improve overall customer experiences.

Manufactured is a company that specializes in manufacturing, financing, and distributing products across 20 industries in 25 countries. Established in 2019, it has successfully managed over $140 million in gross merchandise value. The company has developed an inventory success platform that provides a range of services tailored for both B2B and direct-to-consumer customers. These services include inventory financing, purchase order financing, and factoring, as well as comprehensive manufacturing and sourcing solutions. By focusing on optimizing cash flow, preventing inventory stockouts, and facilitating the procurement of large wholesale purchase orders for distributors and retailers, Manufactured enhances the overall manufacturing process for its clients.

Kapital is a fintech company focused on providing digital financial services to small and medium-sized businesses (SMBs), freelancers, and startups. Its platform simplifies financial processes, allowing clients to manage their treasury effectively and gain visibility into their financial activities. By offering tools for corporate spending, payroll distribution, and supplier payments all in one place, Kapital enables businesses to maintain control over their finances without the need to outsource these functions. The company aims to foster the growth of its clients by providing them with inclusive financial products that support their income and expense management, ultimately accelerating their growth potential.

Mulberri is an innovative business insurance solution specifically designed for Professional Employer Organizations (PEOs) and brokers. The company has developed a platform that streamlines the insurance buying process for clients, brokers, and franchises. Its user-friendly interface automates data gathering, facilitating the sending of quote requests and comparison of offers. The platform also incorporates an AI engine to enhance the monetization of PEOs, providing valuable insights and predictive analytics. By simplifying the complexities of business insurance, Mulberri aims to increase transparency and reduce costs for small to medium-sized businesses, fostering collaboration among PEOs, brokers, and insurance carriers.

Flex is a financial technology company that offers an end-to-end finance platform that integrates business and personal finance management. Their services include business banking with zero monthly fees, 1% cashback on eligible purchases, and high-yield accounts with up to 2.99% APY on idle cash. They provide a business credit card featuring 0% interest for 60 days on eligible purchases, unlimited cashback, and flexible rewards. Flex also offers accounts payable automation with features like fraud prevention, AI-powered bill scanning, and real-time payment tracking. Additionally, their platform supports global payments across over 180 countries in 32 currencies, catering to businesses with international operations.

Tradeteq, established in 2016 and headquartered in London, operates a digital platform that connects investors and corporates in the trade finance sector. The platform facilitates negotiation, credit analysis, and management of trade finance investments, enabling originators to present portfolios and find funding, while funders can diversify their originator base and access new assets. It offers tools for market discovery, portfolio evaluation, transaction execution, and risk monitoring, all supported by AI-powered credit analytics and reporting services.

Terminal Industries is a technology company that develops innovative artificial intelligence platforms aimed at enhancing the efficiency and resilience of supply chains for logistics operators. The company's solutions provide comprehensive visibility and control over critical transportation assets in real-time, enabling businesses to foster a safer, more efficient, and transparent global supply chain. Through its focus on consequential technology, Terminal Industries empowers logistics operators to navigate the complexities of supply chain management effectively.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

ZenAdmin | Unified IT & HR Automation ZenAdmin is the all-in-one platform that automates and centralizes IT and HR tasks, helping organizations streamline their operations from onboarding to offboarding and everything in between. By combining ZenHR for people operations and ZenIT for IT management, ZenAdmin creates a seamless experience that drives efficiency and compliance. Our platform empowers businesses to automate critical workflows, such as identity and access management, device lifecycle management, payroll, and global workforce management. With ZenAdmin, companies can easily onboard and offboard employees, automate SaaS management, and ensure devices and apps are secured globally—all in just a few clicks. ZenAdmin’s 24/7 IT support, along with global Device Lifecycle Management (DLM) services, ensures that organizations can scale effortlessly while maintaining a secure and productive workforce. We also offer service add-ons, including Global Payroll, HR Concierge, and Employer of Record (EOR) services, designed to simplify workforce management across multiple regions. Trusted by businesses of all sizes, ZenAdmin enables HR, IT, Operations, and Finance leaders to save time, reduce costs, and eliminate the hassle of manual processes. By unifying IT and HR management, we help businesses focus on growth while we handle the complexity of employee lifecycle management. ZenAdmin- Connecting People, Apps & Devices

Kapital is a fintech company focused on providing digital financial services to small and medium-sized businesses (SMBs), freelancers, and startups. Its platform simplifies financial processes, allowing clients to manage their treasury effectively and gain visibility into their financial activities. By offering tools for corporate spending, payroll distribution, and supplier payments all in one place, Kapital enables businesses to maintain control over their finances without the need to outsource these functions. The company aims to foster the growth of its clients by providing them with inclusive financial products that support their income and expense management, ultimately accelerating their growth potential.

SAFE Security, also known as Lucideus Tech Private Limited, is a cyber risk management company headquartered in New Delhi, India. Founded in 2012, it specializes in providing comprehensive information technology risk assessment and digital security services to organizations globally. The company develops a cyber risk quantification and management platform that enables businesses to continuously monitor and respond to cyber threats in real time. SAFE Security's offerings include IT security maturity assessments, governance policy formation, application security, IT infrastructure security, and emergency response services. By establishing a common risk taxonomy, the platform facilitates better communication among stakeholders and shifts the focus of security discussions from tactical projects to strategic value, ultimately helping organizations mitigate cyber risks through prioritized actionable insights.

EtherMail is a pioneering Web3 email solution that facilitates anonymous and encrypted wallet-to-wallet communication. The platform is designed for both individual users and companies, promoting fully anonymous peer-to-peer communication while rewarding users for engaging with relevant content. For businesses, EtherMail enables the delivery of rich, pertinent information directly to asset holders, utilizing blockchain-synced real-time data to significantly enhance read and interaction rates. By leveraging cryptographical identity, EtherMail redefines email communication dynamics, fostering user autonomy and privacy while advocating for decentralized communication and fair compensation for users' attention. Through its innovative approach, EtherMail aims to transform the traditional email experience, prioritizing user empowerment and anonymity in the digital landscape.

Assured Allies is a company focused on addressing the financial challenges that families face due to aging. It has developed a longevity assurance platform in collaboration with leaders in the long-term care industry and insurance companies. This platform utilizes predictive algorithms and preventive medical interventions to offer a comprehensive solution that includes psychosocial assessments and personalized aging plans. By recommending appropriate support services and providing ongoing assistance, Assured Allies enables insurance companies to better support their policyholders as they navigate the complexities of aging.

Pliant is a European fintech company based in Berlin, founded in 2020, that specializes in B2B payment solutions. Its modular, API-first platform is designed to streamline spending, improve cash flow, and integrate payments into existing financial workflows, catering particularly to industries with complex payment requirements such as travel and fleet management. Pliant offers services to two main customer segments: businesses seeking to optimize their operational processes through user-friendly applications and APIs, and financial service providers aiming to enhance their credit card offerings via Pliant's embedded finance and white-label solutions. As a licensed e-money institution, Pliant issues Visa-powered credit cards in 11 currencies across more than 30 countries, serving over 3,500 businesses and over 20 partners globally. The platform allows companies to manage expenses and credit limits easily, promoting efficiency and financial flexibility without the need for traditional bank loans.

CrediLinq.Ai is a technology infrastructure company focused on providing B2B platforms with the tools necessary to integrate embedded finance solutions for their clients. Its offerings include B2B PayLater for buyers and B2B PayNow for sellers, aimed at enhancing transaction conversion rates, increasing order volumes, and reducing operational complexities. The company's core capability lies in creating white-labeled solutions that allow businesses to seamlessly incorporate their financial services into existing applications. By analyzing data and generating tailored credit scores, CrediLinq.Ai empowers small and medium enterprises to access capital with ease, facilitating their growth and financial empowerment.

Coverflex is a compensation management platform focused on enhancing the way companies compensate their employees by providing a transparent and flexible system. The platform allows organizations to manage various aspects of compensation beyond just salary, including benefits, insurance, meal allowances, and exclusive discounts. By offering a fully digital solution, Coverflex enables companies to streamline the administration of these elements while empowering employees to choose how they wish to utilize their compensation. The company also provides dedicated customer support and flexible pricing plans, ensuring that businesses can efficiently manage their compensation strategies and improve employee satisfaction.

Vint is an investment platform that enables individuals to invest in high-quality wines and spirits through fractional ownership. By securitizing investment-grade collections with the Securities and Exchange Commission, Vint provides a structured avenue for investors to purchase shares in curated wine and spirit assets. The company employs data models and analytics, supported by a team of industry experts, to source these collections effectively. Once the assets are acquired, Vint securely stores them in a network of cellars until market conditions are favorable for sale. At that point, Vint collaborates with merchant partners, auction houses, and private buyers to sell the assets and distribute the returns to investors on a pro-rata basis, thus allowing diversification in investment portfolios through the wine market.

BeeHero is a company that specializes in beehive technology aimed at enhancing crop yields through efficient pollination. Founded in 2017 by Itai Kanot, Omer Davidi, and Yuval Regev, the company leverages artificial intelligence and machine learning, utilizing low-cost sensors to gather data from within beehives. This innovative approach helps stimulate optimal bee productivity during critical pollination periods, thereby assisting farmers in safeguarding their beehives against colony collapse and improving overall pollination effectiveness. With operations based in Tel Aviv and Silicon Valley, BeeHero employs a team of 50 individuals, with a significant portion dedicated to research and development in its Israeli center.

Lyte Ventures Pte Ltd, founded in 2017 and based in Singapore, specializes in providing innovative financing solutions tailored for freelancers and small to medium-sized enterprises (SMEs) globally. The company offers products such as LytePay, designed specifically for real estate agents, and LyteLease, which transforms rental deposits into manageable monthly payments. By leveraging empathy, data, and advanced technology, Lyte Ventures aims to address financial challenges faced by its clients. Its fintech platform automates financial tasks, streamlining payment systems and invoicing processes, thus allowing creators and businesses to focus on their core activities and enhance their income potential.

Qunomedical is a digital health platform designed to connect patients with high-quality and affordable healthcare options worldwide. The company provides a user-friendly interface that allows individuals to search for specific treatments and explore various hospitals offering these procedures across different countries. By offering comprehensive information on medical procedures, physicians, hospitals, and pricing, Qunomedical aims to empower patients to make informed healthcare decisions. Recognizing that each patient has unique medical needs and preferences, Qunomedical seeks to provide personalized support throughout the healthcare journey, addressing the limitations often found in traditional health systems, such as long waiting times and a lack of individualized care. Through its services, Qunomedical strives to enhance patient access to healthcare resources and facilitate a more tailored healthcare experience.

Marble is an insurance management platform focused on enhancing the customer experience by offering a rewards-based membership program. This innovative approach allows users to manage their home and auto insurance policies in a single digital wallet, where they can easily compare rates and find suitable policies. By prioritizing the needs of its members, Marble aims to reduce insurance costs and provide value through its loyalty program, which also serves as an effective marketing channel for insurance companies. This dual focus ensures that users not only save money but also earn rewards as they navigate their insurance options, creating a win-win situation for both consumers and providers.

Anzen is a provider of management liability insurance that utilizes artificial intelligence to underwrite and broker various types of coverage, including Executive, Cyber, and Professional Liability insurance. The company's offerings encompass a range of policies such as Directors and Officers (D&O), Employment Practices Liability (EPL), Cyber Liability, Fiduciary Liability, Crime Insurance, and Technology Errors and Omissions (Tech E&O). Anzen operates a marketplace of leading insurance carriers, which allows it to competitively place coverage and streamline transactions within the specialty insurance market. Its platform facilitates easy submissions through a simple email or a brief digital application, catering to small to mid-market private companies. Thousands of brokers utilize Anzen's services to close deals more efficiently, helping businesses of all sizes protect themselves from significant corporate risks while integrating tools that assist in risk identification and loss prevention.

With Bounti's Autonomous Agents, Reps spend less time doing toil work and more time doing the things that matter - connecting with customers to solve their problems.

InnerPlant, Inc. is an ag-tech company based in Davis, California, founded in 2018. The company specializes in developing genetically engineered plants that serve as living sensors, capable of emitting optical signals to indicate stress conditions such as drought, nutrient deficiencies, or pest infestations. One of its flagship products, InnerTomato, utilizes biotechnology, big data, and the Internet of Things to alert farmers when plants require attention. These signals can be detected by optical devices, including smartphones, allowing for timely interventions. InnerPlant aims to enhance agricultural efficiency and sustainability by enabling farmers to respond quickly to crop health issues while minimizing the use of chemical fertilizers and pesticides.

Mulberri is an innovative business insurance solution specifically designed for Professional Employer Organizations (PEOs) and brokers. The company has developed a platform that streamlines the insurance buying process for clients, brokers, and franchises. Its user-friendly interface automates data gathering, facilitating the sending of quote requests and comparison of offers. The platform also incorporates an AI engine to enhance the monetization of PEOs, providing valuable insights and predictive analytics. By simplifying the complexities of business insurance, Mulberri aims to increase transparency and reduce costs for small to medium-sized businesses, fostering collaboration among PEOs, brokers, and insurance carriers.

Vizion is a technology company founded in 2020 and headquartered in San Francisco, California. It specializes in integrating and estimating ocean freight tracking data for the logistics and supply chain industry. The company offers an application programming interface platform that consolidates tracking information from various carriers into a single, user-friendly structure. This platform provides logistics teams with comprehensive data services that facilitate real-time monitoring and evaluation of logistics operations. By streamlining access to critical information, Vizion enables companies to enhance their day-to-day operations and make informed strategic decisions.

CRS is an innovative platform specializing in credit data, fraud prevention, and compliance, designed to facilitate data-driven financial decisions. With over 25 years of expertise in the credit industry, CRS serves as a trusted partner to credit bureaus and data providers, simplifying the management of regulated and sensitive information. The company's solutions enable businesses to develop credit offerings significantly faster through guided compliance and seamless API integrations, all within a single platform. CRS's unique Credit Data as a Service™ model sets a high standard in the industry, combining comprehensive credit solutions with exceptional customer support. Based in San Francisco, CRS is a certified Credit Reporting Agency for major credit bureaus and was established in 2019 as a subsidiary of Credit Reporting Services, Inc., which has been a reliable entity in the credit sector since 2006.

Artificial Labs Limited is a software company focused on the insurance industry, providing a comprehensive suite of applications designed to enhance operational efficiency and improve risk management. Founded in 2013 and headquartered in London, the company offers various products, including Artificial Build for data capturing and workflow automation, Artificial Distribute for data collection and distribution, Artificial Price for risk selection and pricing, and Artificial Manage for portfolio management. The company's platform leverages machine learning and algorithmic underwriting, allowing insurers to digitize processes, capture data accurately, and streamline the insurance lifecycle. By facilitating seamless integrations and enhancing data utilization, Artificial Labs empowers clients to make informed decisions, reduce costs, and improve overall customer experiences.

Hourly, Inc. is a technology company that provides a comprehensive payroll platform tailored for small and medium-sized businesses. Founded in 2018 and headquartered in Palo Alto, California, Hourly simplifies the management of payroll, time tracking, and workers' compensation insurance for businesses with hourly employees. The platform offers features such as automatic tax filing, mobile onboarding, geo-fencing, and job costing, allowing businesses to efficiently track time and labor costs in real time. Additionally, Hourly enables accurate premium payments for workers' compensation insurance, ensuring compliance and reducing administrative burdens for business owners. By integrating these services, Hourly delivers enterprise-level technology solutions to enhance operational efficiency and support the needs of small businesses.

FutureProof Technologies is a venture-backed managing general agent that leverages artificial intelligence to address the financial impacts of climate-related disasters. The company's innovative platform combines climate prediction data with proprietary economic models to provide clear and actionable projections of asset-level losses from events such as hurricanes and floods. Through its real-time algorithmic underwriting API, FutureProof delivers instantly-bindable and differentiated pricing quotes to wholesale brokers, enhancing the efficiency of insurance underwriting. By offering climate-smart insurance products, FutureProof aims to bridge the coverage gap in the market while encouraging investments in climate adaptation. The company's approach not only aids consumers in securing better coverage at competitive prices but also supports insurers and reinsurers in optimizing their return on capital, ultimately helping to mitigate risks associated with climate change.

Optifino is a fintech firm that specializes in the intersection of financial services, technology, and life insurance. The company focuses on educating clients about the benefits of compounding and tax-efficient investments, which can provide lasting financial advantages across generations. Optifino aims to revolutionize the life insurance sector by enhancing transparency, protection, tax management, and liquidity. Through its innovative approach, the firm seeks to bridge the gap between life insurance and investment strategies, offering clients a comprehensive solution designed to maximize value at every interaction.

Moojo is a Berlin-based company founded in 2021 that focuses on providing freelancer management software designed to streamline the invoicing process for freelancers and creators. Its platform enables businesses to efficiently integrate and manage freelancers and contractors, offering essential features such as automated onboarding, time tracking, budgeting, invoicing, payments, and compliance management. By facilitating these processes, Moojo aims to save time and money for businesses while ensuring that freelancers can receive payments instantly.

Future Family, Inc. is a subscription-based fertility company founded in 2016 and headquartered in San Francisco, California. It provides comprehensive healthcare solutions for individuals and couples navigating fertility challenges, offering plans that cover all associated costs. The company's services include personalized fertility planning, clinic matching, and a dedicated nurse concierge, ensuring 24/7 access to a care team. Future Family specializes in on-demand medical support for procedures such as in vitro fertilization (IVF) and egg freezing, and it features a digital health platform for managing fertility care. By combining financial assistance with expert guidance, Future Family aims to deliver a stress-free fertility experience for its clients.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

Socotra, Inc. is a technology company that specializes in providing a cloud-based platform tailored for the insurance industry. Founded in 2014 and headquartered in San Francisco, California, Socotra offers a comprehensive software solution for policy administration, underwriting, claims management, billing, and reporting. The platform is designed to support both property and casualty as well as life insurance businesses globally. By utilizing modern technologies, Socotra aims to deliver a reliable and flexible core system that enhances the speed and efficiency of insurance operations. Its platform features standardized public APIs, allowing insurers to easily adapt to changing regulations and streamline product development. This innovative approach not only reduces maintenance costs but also improves the overall customer experience, making it a valuable resource for insurers looking to modernize their operations.

FloodFlash, established in 2016 and headquartered in London, specializes in tech-enabled flood insurance. It offers instant-settlement coverage using IoT flood sensors, triggered by specific water depth levels. This parametric insurance model, first introduced to the mass market by FloodFlash, provides protection to those traditionally underserved by the insurance industry. The company combines computer models, cloud software, and IoT sensors to deliver fair, inclusive, and transparent flood insurance, with claims paid out instantly upon detection of flooding. FloodFlash is a registered coverholder at Lloyd's of London and is authorized and regulated by the Financial Conduct Authority.

Redkik is a global Insurtech company focused on revolutionizing the insurance landscape for the logistics and transportation sectors. The company's platform streamlines the insurance process by eliminating the need for complex, annual policies. Instead, Redkik provides an embedded integration with licensed cargo insurance providers, allowing transport intermediaries to offer customized, on-demand cargo insurance at the moment their freight is booked. This innovative approach enables clients in the logistics and transportation industry to receive tailored and competitive per-shipment insurance quotes instantly. With a team passionate about technology and innovation, Redkik leverages expertise in risk management, machine learning, and software development to enhance the insurance experience for all stakeholders involved.

Intellect Company Pte. Ltd., established in 2019 and based in Singapore, operates a psychological mental health platform designed to enhance mental well-being. The platform integrates technology and human interaction to provide accessible support for individuals facing various challenges such as procrastination, low self-esteem, and anxiety. Through its app, Intellect offers digitized therapy programs developed by leading psychologists and behavioral experts, helping users to redevelop traits, habits, and behaviors. The company's mission is to lower barriers to mental health support, creating a straightforward and effective journey for users to address personality flaws and improve their overall confidence and social skills.

Accelerant Holdings Ltd. is a managing general agent (MGA) based in London, United Kingdom, founded in 2018. The company specializes in providing wholesale insurance underwriting services primarily for small and medium-sized enterprises (SMEs). As an insurtech, Accelerant leverages advanced data analytics and technology to enhance its risk exchange platform, enabling underwriters to access superior insights and capacity commitments. The firm's specialty portfolio is well-diversified, minimizing exposure to catastrophe and systemic risks. Additionally, Accelerant has established a carefully selected network of underwriting teams to ensure high-quality service delivery, earning it an excellent AM Best A- rating.

Vesttoo Ltd is a Tel Aviv-based company that operates an artificial intelligence-driven financial risk management platform. Established in 2018, Vesttoo focuses on creating a marketplace for non-catastrophic insurance-based risk transfer and investments, connecting insurance companies with institutional investors. Its proprietary technology enhances risk transfer and liquidity in the life and property & casualty insurance markets by facilitating faster deal structuring, risk modeling, pricing, and index calculation. Vesttoo provides a range of solutions that cater to the legal, regulatory, and accounting needs of its clients, which include insurers, reinsurers, and pension funds. By offering asset managers access to diverse, uncorrelated investment options linked to insurance and reinsurance premiums, the company positions itself as a significant alternative to traditional reinsurance models. Vesttoo's innovation has garnered recognition through participation in prestigious fintech accelerators and collaborations with industry leaders, further establishing its role in merging insurance with capital market dynamics.

Multiplier is a global employment platform that facilitates the hiring and management of international teams. Its proprietary technology streamlines the complexities of local compliance, labor contracts, payroll, benefits, and taxes, allowing companies to employ individuals worldwide without the need to establish local legal entities. The platform provides a user-friendly dashboard that consolidates employee details, expenses, holidays, pay slips, and invoices, enabling businesses to efficiently manage their distributed workforce. By taking responsibility for local labor law compliance, Multiplier empowers organizations to focus on their core operations while ensuring that their global teams are supported effectively.

NeuraLight is a venture focused on improving the lives of individuals affected by neurological disorders through innovative digital solutions. The company has developed a digital neurology platform that leverages a proprietary, de-identified oculometric database. This technology allows for the precise evaluation of patients using standard smartphones or webcams, enabling clinicians to effectively differentiate between healthy individuals and those with neurological conditions. Additionally, the platform facilitates the stratification of various patient subgroups and the monitoring of disease progression, enhancing the overall approach to neurological care. Through its efforts, NeuraLight aims to advance the understanding and treatment of neurological disorders, benefiting billions of individuals worldwide.

Jupiter Intelligence, Inc. is a technology company that specializes in climate risk analytics, providing tools and platforms to assess the impacts of weather and climate change. Founded in 2017 and based in San Mateo, California, Jupiter offers the ClimateScore Intelligence Platform, which utilizes cloud computing to integrate various predictive models that process data from numerous ground-based and satellite sensors. The company's offerings include Jupiter FloodScore, which assists users in preparing for potential flooding, and Jupiter HeatScore, which predicts extreme temperatures to help organizations mitigate heat- and cold-related risks. By transforming complex climate science into actionable data, Jupiter enables businesses to proactively manage and disclose climate risks, helping them navigate the increasing frequency and severity of extreme weather events.

Skyflow, Inc. specializes in providing a privacy-focused application program interface solution that enables businesses to securely store and manage sensitive user information, including personally identifiable information (PII), payment card information (PCI), and protected health information (PHI). Founded in 2017 and based in Los Altos, California, Skyflow offers a cloud-native data privacy vault that employs advanced encryption and tokenization techniques to protect sensitive data across various applications. Its platform simplifies compliance with stringent regulations such as HIPAA, GDPR, and CCPA, ensuring that businesses can effectively govern and utilize their data while maintaining privacy standards. Formerly known as Prekari Labs, Inc., the company rebranded to Skyflow in December 2019.

Energetic Insurance, Inc. is an InsurTech company based in Boston, Massachusetts, founded in 2016. It specializes in providing solar insurance solutions that address credit and counterparty risks associated with commercial and industrial solar photovoltaic projects. The company offers a product called EneRate, which protects third-party solar developers and asset owners from repayment risks and revenue losses due to defaults on power purchase agreements (PPAs). Energetic Insurance employs a data-driven approach as a Managing General Underwriter, developing innovative risk management products that facilitate solar financing for unrated or below investment grade organizations. This enables solar project developers to undertake more projects and access capital by mitigating payment default risks, thereby enhancing project economics through lower interest rates and improved financial structuring.

Covie is a technology company that has created a platform to connect innovative businesses with insurance data. The platform retrieves and validates insurance records in real-time from the issuing carriers, allowing users to access a wide range of data through a single integration. Founded by experts in software and the insurance industry, Covie aims to streamline the process of working with insurance data, making it more accessible and user-friendly. By providing a straightforward interface that enables efficient policy transactions and comprehensive risk exposure understanding, Covie empowers businesses to enhance their interactions with insurance, eliminate inefficiencies, and better manage risks.

Spot Insurance, founded in 2017 and headquartered in Austin, Texas, specializes in providing injury insurance designed to protect individuals from unexpected medical expenses. The company offers on-the-spot coverage and instant approval features, allowing customers to select from daily to monthly term policies. By integrating digital claims processes, Spot Insurance enables users to obtain customized injury insurance policies that effectively cover medical bills resulting from accidents. Its services are tailored to meet the needs of customers seeking immediate and accessible insurance solutions.

Multiplier is a global employment platform that facilitates the hiring and management of international teams. Its proprietary technology streamlines the complexities of local compliance, labor contracts, payroll, benefits, and taxes, allowing companies to employ individuals worldwide without the need to establish local legal entities. The platform provides a user-friendly dashboard that consolidates employee details, expenses, holidays, pay slips, and invoices, enabling businesses to efficiently manage their distributed workforce. By taking responsibility for local labor law compliance, Multiplier empowers organizations to focus on their core operations while ensuring that their global teams are supported effectively.

FutureProof Technologies is a venture-backed managing general agent that leverages artificial intelligence to address the financial impacts of climate-related disasters. The company's innovative platform combines climate prediction data with proprietary economic models to provide clear and actionable projections of asset-level losses from events such as hurricanes and floods. Through its real-time algorithmic underwriting API, FutureProof delivers instantly-bindable and differentiated pricing quotes to wholesale brokers, enhancing the efficiency of insurance underwriting. By offering climate-smart insurance products, FutureProof aims to bridge the coverage gap in the market while encouraging investments in climate adaptation. The company's approach not only aids consumers in securing better coverage at competitive prices but also supports insurers and reinsurers in optimizing their return on capital, ultimately helping to mitigate risks associated with climate change.

InnerPlant, Inc. is an ag-tech company based in Davis, California, founded in 2018. The company specializes in developing genetically engineered plants that serve as living sensors, capable of emitting optical signals to indicate stress conditions such as drought, nutrient deficiencies, or pest infestations. One of its flagship products, InnerTomato, utilizes biotechnology, big data, and the Internet of Things to alert farmers when plants require attention. These signals can be detected by optical devices, including smartphones, allowing for timely interventions. InnerPlant aims to enhance agricultural efficiency and sustainability by enabling farmers to respond quickly to crop health issues while minimizing the use of chemical fertilizers and pesticides.

Xare is a developer of an innovative money-sharing application that enables users to securely and instantly share access to their credit or debit cards with others. The platform is designed to provide equal opportunities to financial products, allowing users to manage and control expenses from a centralized dashboard. By facilitating the sharing of financial access within a community, Xare eliminates the need for transferring funds, thereby saving time and reducing costly bank transaction fees. This approach empowers customers globally to access financial resources fairly and equitably, making financial management more accessible and efficient.

InnerPlant, Inc. is an ag-tech company based in Davis, California, founded in 2018. The company specializes in developing genetically engineered plants that serve as living sensors, capable of emitting optical signals to indicate stress conditions such as drought, nutrient deficiencies, or pest infestations. One of its flagship products, InnerTomato, utilizes biotechnology, big data, and the Internet of Things to alert farmers when plants require attention. These signals can be detected by optical devices, including smartphones, allowing for timely interventions. InnerPlant aims to enhance agricultural efficiency and sustainability by enabling farmers to respond quickly to crop health issues while minimizing the use of chemical fertilizers and pesticides.

Pledge is an innovative fundraising platform designed to facilitate charitable contributions for businesses, nonprofits, and individuals. By integrating fundraising capabilities into various online environments, including video conferencing, e-commerce, and virtual events, Pledge enables users to turn everyday interactions into impactful fundraising opportunities. The platform supports donations to over two million verified nonprofits and charitable organizations, catering to a wide range of causes on both local and global scales. Pledge collaborates with prominent brands to enhance user engagement and streamline the donation process, thereby amplifying the positive effects of charitable giving. Additionally, Pledge is affiliated with several initiatives that promote social responsibility and conscious capitalism, reinforcing its commitment to making a meaningful difference in communities worldwide.

Geosite Inc. is a technology company that specializes in the development of a cloud-based platform for managing and utilizing geospatial data, including satellite imagery, Internet of Things data, and drone mapping. Founded in 2018 and based in Palo Alto, California, Geosite's platform serves various sectors, including energy, defense, and technology. It provides users with access to high-frequency satellite data, planning and logistics tools, and distributed sensor platform integrations. By linking spatial data and analytics to business operations and incident management, Geosite enables customers, including government and military agencies, to effectively scout construction projects and assess planned versus actual outcomes. The platform functions as a comprehensive marketplace for spatial imagery, offering decision-grade intelligence that supports informed decision-making.

Volocopter GmbH, founded in 2012 and based in Bruchsal, Germany, specializes in the manufacture of electric helicopters aimed at transforming urban mobility. The company designs innovative aircraft, including the Volocopter 2X, a vertical take-off and landing (VTOL) vehicle intended for passenger transportation. Volocopter's primary offering is Volocity, an air taxi service targeting urban areas, along with a comprehensive ecosystem that includes Voloports—dedicated landing and take-off sites. By providing emission-free and quiet flights, Volocopter aims to alleviate urban congestion, reduce pollution, and offer sustainable transit alternatives in megacities worldwide. The company also integrates its services through an application, facilitating seamless transport options that connect key transport hubs while enhancing the efficiency of both passenger and cargo movement.

Marble is an insurance management platform focused on enhancing the customer experience by offering a rewards-based membership program. This innovative approach allows users to manage their home and auto insurance policies in a single digital wallet, where they can easily compare rates and find suitable policies. By prioritizing the needs of its members, Marble aims to reduce insurance costs and provide value through its loyalty program, which also serves as an effective marketing channel for insurance companies. This dual focus ensures that users not only save money but also earn rewards as they navigate their insurance options, creating a win-win situation for both consumers and providers.

Kountable operates a global platform that facilitates trade between small and medium-sized enterprises (SMEs) and multinational suppliers. Founded in 2014, the company uses data-driven insights and real-time information to provide trust, transparency, and auditability in transactions. Kountable's secure, cloud-based technology enables SMEs to efficiently complete large-scale projects for governments, NGOs, and corporates worldwide. With offices in San Francisco, Nairobi, Kigali, and The Hague, the company contributes to the UN Sustainable Development Goals through its operations.

Vdoo is a company specializing in product security, offering an automated platform designed to provide comprehensive protection for software products. Founded in 2017 by experienced cybersecurity professionals, Vdoo enables organizations to identify, prioritize, and address a wide array of security challenges, including vulnerabilities in third-party software, embedded malware, configuration risks, and compliance issues. The platform streamlines the efforts of development and security teams, reducing the time and resources needed to maintain optimal product security. With a global presence that includes offices in Israel, the United States, Germany, Singapore, and Japan, Vdoo serves numerous Fortune 500 clients across various industries, emphasizing its commitment to enhancing security diligence in product development.

Cloudbus simplifies IT infrastructure by managing public and private cloud data and apps through predictive analytics engine. Cloudbus connects enterprises to their premise and public cloud data, securely, reliably, and elastically through our full-stack, cloud-first infrastructure. With Cloudbus, companies with sensitive data can reduce their IT costs without sacrificing performance, access, or data assurance. Its connectivity service reduces the attack surface of the network, encrypts and scrambles data in flight, and enforces user traffic to remain on the private network.

Paceline is bringing together the worlds of health & wellness and financial services to change the nature of preventive health in society. We’re building a best-in-class fitness rewards platform and innovative financial ecosystem, powered by physical activity, with the goal of helping people live longer, healthier, and better lives.

Human API is a health data network that facilitates the real-time sharing and viewing of health information across various platforms. Founded in 2013 and headquartered in San Mateo, California, the company connects consumers with their health data from a wide range of sources, including 90% of US hospitals, electronic medical records, pharmacies, labs, and over 300 wearable devices and wellness applications. The platform utilizes a machine learning-powered data pipeline to structure health data into a consistent format, making it accessible for medical researchers and scientists. Importantly, Human API empowers consumers by giving them full control over the sharing of their health information, while also providing companies with a streamlined method to access fragmented health data.

Carro is an automotive marketplace that offers a full-stack service for all aspects of car ownership. It challenges the traditional way of buying and selling of cars through a proprietary pricing algorithm. Carro also provides a range of services that offer everything a car owner needs throughout their car ownership journeys such as an in-house financing solution warranty options and Singapore’s first on-demand roadside recovery platform. The company was founded in 2015 and is headquartered in Singapore.

BlackSwan Technologies is a digital transformation and cognitive computing company founded in 2014, specializing in AI software that enhances data acquisition and monetization. Its flagship product, ELEMENT, empowers organizations to utilize existing data and gather new insights from various sources, facilitating informed decision-making and fostering the evolution into cognitive enterprises. The company provides a range of solutions aimed at risk mitigation, customer experience enhancement, compliance, financial crime prevention, and forensic accounting, primarily serving financial institutions, multinational corporations, and government entities. BlackSwan Technologies' cloud enterprise software supports operational efficiencies and advanced decision-making across various functions, including transaction intelligence and market analysis, thereby enabling businesses to navigate risks and improve their operational capabilities.

Jupiter Intelligence, Inc. is a technology company that specializes in climate risk analytics, providing tools and platforms to assess the impacts of weather and climate change. Founded in 2017 and based in San Mateo, California, Jupiter offers the ClimateScore Intelligence Platform, which utilizes cloud computing to integrate various predictive models that process data from numerous ground-based and satellite sensors. The company's offerings include Jupiter FloodScore, which assists users in preparing for potential flooding, and Jupiter HeatScore, which predicts extreme temperatures to help organizations mitigate heat- and cold-related risks. By transforming complex climate science into actionable data, Jupiter enables businesses to proactively manage and disclose climate risks, helping them navigate the increasing frequency and severity of extreme weather events.

Next Insurance Inc. is an online insurance agency that specializes in providing various insurance products and services tailored for small businesses. Founded in 2015 and based in Palo Alto, California, the company offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance. By leveraging technology, Next Insurance eliminates the need for agents and reduces costs, enabling it to offer competitive pricing. The company's services cater to a diverse range of sectors, including construction, fitness, cleaning, beauty, therapy, entertainment, and education. Additionally, Next Insurance prioritizes timely claims processing, often investigating claims within 48 hours to ensure transparency and efficiency for its clients.

Bambi's data driven white label cloud platform enables insurance companies, OEM's, mobility service providers and their ecosystem to offer their consumers dynamic, personalized, data driven and quickly implemented vehicle insurance products. We received insurance product of the year 2020 award for our UBI insurance product and were chosen to be the Insure-My-Tesla partner in Israel. Fitted to the fast-changing mobility and transportation landscape, the platform provides assembling and operating personalized insurance products for private and commercial vehicles, new mobility models like MaaS, ride-hailing services, car-sharing, e-scooters, delivery and other future models. Being in the intersection of the new mobility/insurance ecosystem, with data & connectivity, and with flexible product design, we enable to create new appealing digital insurance products that could not be created before. Working in B2B2C and B2B models, we characterize the insurance products with our partners, setup the platform, integrate it with the IT systems and with the relevant data points. With omni-channel capabilities and cross platform applications (web, mobile apps), we offer a full suit including underwriting, pricing, policy admin, operations, initiation of claim processes and more. Our personalized insurance products are amongst others characterized with On-Demand and UBI solutions for motor and none-motor insurance products in the P&C insurance business lines.

MDGo Ltd is a technology company based in Haifa, Israel, established in 2017, that specializes in trauma analysis systems for vehicles. The company utilizes existing vehicle sensors to generate comprehensive reports following car accidents, detailing the accident mechanism, external and internal damages, and the severity of passengers' injuries. This information is automatically transmitted to first responders and relevant hospitals, facilitating immediate medical attention, which has the potential to significantly reduce road fatalities. Additionally, MDGo's platform offers a unique advantage for original equipment manufacturers (OEMs) by creating new revenue streams through the automation of insurance claims processes, thereby enhancing the efficiency of insurers in managing claims.

Carro is an automotive marketplace that offers a full-stack service for all aspects of car ownership. It challenges the traditional way of buying and selling of cars through a proprietary pricing algorithm. Carro also provides a range of services that offer everything a car owner needs throughout their car ownership journeys such as an in-house financing solution warranty options and Singapore’s first on-demand roadside recovery platform. The company was founded in 2015 and is headquartered in Singapore.

Hippo Insurance Services is a home insurance provider that aims to redefine homeowner protection through a comprehensive approach. The company utilizes real-time data and smart home technology to create an integrated home protection platform designed to alleviate the concerns associated with homeownership. Headquartered in Palo Alto, California, with additional offices in Austin and Dallas, Hippo offers its insurance products to over 80 percent of U.S. homeowners across 37 states. The company covers a wide range of assets, including electronics, home offices, and appliances, while also providing unique coverage options for water backup and service lines. Hippo operates through various segments, with the majority of its revenue generated from its Insurance-as-a-Service platform, which supports third-party managing general agents. As a licensed property casualty insurance agent, Hippo collaborates with multiple insurance companies to underwrite its products.

Centraleyes is an integrated risk management platform designed to enhance cyber risk management and compliance for organizations. By consolidating and automating traditional risk management processes, the platform gathers and integrates data from various internal and external sources, offering a comprehensive view of an organization's risk landscape. Centraleyes employs innovative visualization techniques to simplify the entire lifecycle of cyber risk management, enabling leaders to identify vulnerabilities, assess threats, and implement effective remediation strategies. This approach allows risk and security managers to shift their focus from repetitive tasks to strategic priorities, ultimately supporting business success while effectively mitigating cybersecurity threats.

Skyflow, Inc. specializes in providing a privacy-focused application program interface solution that enables businesses to securely store and manage sensitive user information, including personally identifiable information (PII), payment card information (PCI), and protected health information (PHI). Founded in 2017 and based in Los Altos, California, Skyflow offers a cloud-native data privacy vault that employs advanced encryption and tokenization techniques to protect sensitive data across various applications. Its platform simplifies compliance with stringent regulations such as HIPAA, GDPR, and CCPA, ensuring that businesses can effectively govern and utilize their data while maintaining privacy standards. Formerly known as Prekari Labs, Inc., the company rebranded to Skyflow in December 2019.

Dathena Science, established in 2016, specializes in data security and privacy management software. Headquartered in Singapore with offices in Bangkok, Lausanne, Geneva, Paris, and New York, the company offers solutions such as data protection maturity assessment, sensitive data inventory, risk assessment, and AI-driven data classification and control. Dathena's software enables clients to identify, protect, and manage sensitive data, detect anomalies, and ensure regulatory compliance.

Rise is a wealth management platform designed specifically for migrants, aiming to enhance their financial well-being and create opportunities for a better future. The company believes that wealth encompasses not only monetary assets but also knowledge and the drive to grow. By offering tools and resources, Rise assists migrants in managing their finances effectively while also providing access to skill-building opportunities. Through its services, Rise seeks to improve the lives of millions around the globe by empowering them to take control of their financial journeys.

Nimbla is a London-based fintech company specialising in B2B invoice insurance for small and medium-sized businesses in the UK. It offers an innovative digital platform that enables clients to instantly assess their invoices' creditworthiness and insure them individually against insolvency risks. The platform also provides predictive cash flow analysis, risk assessment tools, and trade credit protection, helping businesses manage their credit exposure effectively.

Socotra, Inc. is a technology company that specializes in providing a cloud-based platform tailored for the insurance industry. Founded in 2014 and headquartered in San Francisco, California, Socotra offers a comprehensive software solution for policy administration, underwriting, claims management, billing, and reporting. The platform is designed to support both property and casualty as well as life insurance businesses globally. By utilizing modern technologies, Socotra aims to deliver a reliable and flexible core system that enhances the speed and efficiency of insurance operations. Its platform features standardized public APIs, allowing insurers to easily adapt to changing regulations and streamline product development. This innovative approach not only reduces maintenance costs but also improves the overall customer experience, making it a valuable resource for insurers looking to modernize their operations.

Sproutt Insurance is an innovative life insurance company that prioritizes healthy living and rewards individuals who embrace a balanced lifestyle. By utilizing data analytics and artificial intelligence, Sproutt assesses customers' lifestyles, health, and activities to offer tailored insurance solutions that reflect their unique circumstances. The company emphasizes the importance of not only physical well-being through exercise and nutrition but also the impact of social connections and community support on longevity. Sproutt aims to educate customers about healthy living while providing personalized life insurance options that align with their values and habits. Through this approach, the company seeks to create a more customer-centric insurance experience that encourages individuals to live their best lives.

Rubrik provides data management solutions, focusing on backup and recovery services for businesses of varying sizes. Their platform combines enterprise data management with web-scale IT, allowing companies to swiftly manage and protect their data across both private and public clouds. Rubrik's offerings aim to enhance cyber resilience, ensuring businesses can confidently embrace digital transformation while safeguarding their data.

SAFE Security, also known as Lucideus Tech Private Limited, is a cyber risk management company headquartered in New Delhi, India. Founded in 2012, it specializes in providing comprehensive information technology risk assessment and digital security services to organizations globally. The company develops a cyber risk quantification and management platform that enables businesses to continuously monitor and respond to cyber threats in real time. SAFE Security's offerings include IT security maturity assessments, governance policy formation, application security, IT infrastructure security, and emergency response services. By establishing a common risk taxonomy, the platform facilitates better communication among stakeholders and shifts the focus of security discussions from tactical projects to strategic value, ultimately helping organizations mitigate cyber risks through prioritized actionable insights.

Tomorrow Ideas, Inc. is a company focused on safeguarding families' financial futures through its innovative application. The app offers essential features such as a last will and testament, information on state laws, a revocable living trust, and guardianship arrangements for children and pets. Additionally, it provides tools for calculating net worth and life insurance needs, along with a comparison of term life insurance options and a complimentary insurance policy. Founded in 2015 and headquartered in Seattle, Washington, Tomorrow Ideas ensures its application is accessible on both iOS and Android devices, making it convenient for users to manage their financial planning.

Thimble Insurance Services, founded in 2015 and based in New York, offers on-demand insurance solutions tailored for small businesses and independent workers. The company provides A-rated liability coverage across more than 100 professions, including landscapers, beauticians, dog walkers, handymen, DJs, and musicians. Thimble's flexible and versatile insurance products cater to the unique needs of freelancers and contractors, allowing them to secure coverage for specific jobs on a short-term basis. Originally recognized for pioneering drone insurance, Thimble has evolved to become a comprehensive partner for small businesses navigating the on-demand economy. As a licensed insurance broker, Thimble operates in all 50 states and the District of Columbia, ensuring that policy details, eligibility, and pricing are accessible through its app.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Hourly, Inc. is a technology company that provides a comprehensive payroll platform tailored for small and medium-sized businesses. Founded in 2018 and headquartered in Palo Alto, California, Hourly simplifies the management of payroll, time tracking, and workers' compensation insurance for businesses with hourly employees. The platform offers features such as automatic tax filing, mobile onboarding, geo-fencing, and job costing, allowing businesses to efficiently track time and labor costs in real time. Additionally, Hourly enables accurate premium payments for workers' compensation insurance, ensuring compliance and reducing administrative burdens for business owners. By integrating these services, Hourly delivers enterprise-level technology solutions to enhance operational efficiency and support the needs of small businesses.

Voyage Auto, Inc. specializes in providing autonomous taxi services primarily for retirement communities. Founded in 2017 and headquartered in Santa Clara, California, the company aims to enhance mobility for residents who may face transportation challenges. By utilizing retrofitted mass-production vehicles, Voyage has developed a fleet of self-driving taxis designed to offer safe, efficient, and affordable rides. The company is dedicated to ensuring that all passengers reach their destinations comfortably and on time, with a focus on expanding its services beyond retirement communities to provide accessible transportation for a broader audience.

Volocopter GmbH, founded in 2012 and based in Bruchsal, Germany, specializes in the manufacture of electric helicopters aimed at transforming urban mobility. The company designs innovative aircraft, including the Volocopter 2X, a vertical take-off and landing (VTOL) vehicle intended for passenger transportation. Volocopter's primary offering is Volocity, an air taxi service targeting urban areas, along with a comprehensive ecosystem that includes Voloports—dedicated landing and take-off sites. By providing emission-free and quiet flights, Volocopter aims to alleviate urban congestion, reduce pollution, and offer sustainable transit alternatives in megacities worldwide. The company also integrates its services through an application, facilitating seamless transport options that connect key transport hubs while enhancing the efficiency of both passenger and cargo movement.

Node, recently acquired by SugarCRM, fuels Sugar's time-aware CX platform to help businesses by automatically forecasting expected outcomes and highlighting previously unforeseen challenges and opportunities. Extending Sugar’s time-aware CX platform, Node’s AI technology adds the most coveted element of time—the future. The combined solution offers wide-ranging capabilities for sales, marketing, and service teams. Node enables users of business applications to see into the future. Powered by Artificial Intuition™ technology, Node is the first turnkey AI-as-a-service platform focused on powering predictable business outcomes, which enterprises can use to quickly and seamlessly build advanced AI into both customer-facing and internal applications without investing years and millions of dollars on risky AI experiments. Applications powered by Node can deliver predictions that enable users to make smarter connections and decisions about how to engage with customers, employees, investors, and partners. Node was founded by Google's youngest employee, Falon Fatemi, and it's renowned technology team includes the Godfather of Search, Louis Monier who created Alta Vista, and Michael Radovancevich former CTO of Taleo and OpenX. Node is backed by Mark Cuban, NEA, Avalon Ventures, and JetBlue Technology Ventures.

Taiger is a company that specializes in advanced artificial intelligence solutions focused on information access and extraction. It provides services to various sectors, including finance, insurance, and government, by utilizing technologies such as computational semantics, natural language processing, and machine learning. Taiger's platform enables clients to automate and optimize complex cognitive tasks, significantly enhancing operational efficiency while reducing costs and human risks. The company collaborates with prominent global organizations, including major banks and government institutions, and is recognized for its innovative contributions to AI. Taiger holds multiple patents in information access and has received accolades from industry leaders for its impact on the future of artificial intelligence. Headquartered in Singapore, Taiger also maintains offices in Madrid, Mexico City, and the UAE.

ClearedIn is a developer of a phishing prevention platform that focuses on enhancing email security and safeguarding users from scams. By utilizing artificial intelligence and machine learning, the company’s software effectively detects email phishing attempts and prevents fraudulent activities. It analyzes both internal and external communications to identify potential threats, enabling users to avoid executing fraudulent transactions, revealing their credentials, or inadvertently introducing malware into their networks. ClearedIn aims to provide a robust solution for individuals and organizations seeking to enhance their cybersecurity measures against evolving phishing threats.

SAFE Security, also known as Lucideus Tech Private Limited, is a cyber risk management company headquartered in New Delhi, India. Founded in 2012, it specializes in providing comprehensive information technology risk assessment and digital security services to organizations globally. The company develops a cyber risk quantification and management platform that enables businesses to continuously monitor and respond to cyber threats in real time. SAFE Security's offerings include IT security maturity assessments, governance policy formation, application security, IT infrastructure security, and emergency response services. By establishing a common risk taxonomy, the platform facilitates better communication among stakeholders and shifts the focus of security discussions from tactical projects to strategic value, ultimately helping organizations mitigate cyber risks through prioritized actionable insights.

WorldCover is a company dedicated to providing satellite-enabled insurance solutions to farmers, particularly in developing countries, safeguarding them against the financial impacts of droughts and other climate-related risks. Founded by professionals with backgrounds in computer science and finance from MIT, WorldCover addresses a significant challenge within the $100 billion climate risk landscape by improving food and income security for smallholder farmers. More than 70% of the 2.5 billion individuals at the "base of the pyramid" depend on agriculture for their livelihoods. By leveraging remote sensing and advanced risk modeling, WorldCover's platform simplifies access to affordable crop insurance, thus allowing farmers to better protect their livelihoods from natural disasters.

Spot Insurance, founded in 2017 and headquartered in Austin, Texas, specializes in providing injury insurance designed to protect individuals from unexpected medical expenses. The company offers on-the-spot coverage and instant approval features, allowing customers to select from daily to monthly term policies. By integrating digital claims processes, Spot Insurance enables users to obtain customized injury insurance policies that effectively cover medical bills resulting from accidents. Its services are tailored to meet the needs of customers seeking immediate and accessible insurance solutions.

Vdoo is a company specializing in product security, offering an automated platform designed to provide comprehensive protection for software products. Founded in 2017 by experienced cybersecurity professionals, Vdoo enables organizations to identify, prioritize, and address a wide array of security challenges, including vulnerabilities in third-party software, embedded malware, configuration risks, and compliance issues. The platform streamlines the efforts of development and security teams, reducing the time and resources needed to maintain optimal product security. With a global presence that includes offices in Israel, the United States, Germany, Singapore, and Japan, Vdoo serves numerous Fortune 500 clients across various industries, emphasizing its commitment to enhancing security diligence in product development.

AkinovA Limited is a company that has developed an independent electronic marketplace for the transfer and trading of re/insurance risks. Founded in 2017 and based in Marylebone, United Kingdom, AkinovA aims to enhance the efficiency of the insurance value chain by facilitating connections among brokers, capital market participants, and insurance providers. The platform allows users to provide insurance advisory services, manage their client bases, and optimize capital and risk management. By collaborating with leading industry players such as Hiscox and MS&AD Insurance Group, AkinovA seeks to drive market growth while minimizing frictional costs and expediting the execution of insurance transactions. The company is supported by an experienced Advisory Board with expertise in insurance, capital markets, and technology.