Musha Ventures

Startbutton is a transaction gateway platform that facilitates payment processing for businesses operating in multiple African countries. By offering services such as tax compliance, local currency support, and vendor payouts, Startbutton helps organizations navigate the complexities of local regulations and payment methods. This enables businesses to concentrate on enhancing productivity and expanding their market potential without being burdened by overheads related to payment processing. Through its solutions, Startbutton aims to empower companies to sell their products and services more effectively across the continent.

Hohm Energy is an online marketplace based in Gauteng, South Africa, founded in 2021. The company specializes in facilitating the adoption of solar energy by connecting customers with accredited solar providers, product suppliers, and financiers. Its platform offers a comprehensive solar purchasing experience, utilizing scalable technology to manage the entire transition process. This includes scoping solutions, overseeing installations, and providing ongoing operations and maintenance support. By building a global solar network, Hohm Energy aims to promote the transition to renewable energy and contribute to a lower-carbon future.

Terraa is a B2B distribution platform based in Morocco that focuses on the fresh food supply chain. The company develops a platform designed to store produce collected from farmers, including vegetables, fruits, and dried fruits. Terraa's approach emphasizes the hygienic processing and quality grading of these products, ensuring that resellers receive fair prices. By streamlining the distribution process, Terraa helps resellers save time and reduce costs associated with transportation and storage.

Omnibiz is a B2B e-commerce platform based in Lagos, Nigeria, that focuses on fast-moving consumer goods (FMCG) manufacturers, distributors, and retailers. Founded in 2019, the company aims to support local businesses by digitizing the supply chain and enhancing operational efficiency. Its unified distribution platform offers tools that improve reliability, visibility, and financial capabilities for businesses. Key features include order tracking and integrated payment options, all designed to facilitate a seamless supply chain experience. By providing these resources, Omnibiz helps local enterprises navigate the complexities of the modern market and achieve their business objectives effectively.

Hohm Energy is an online marketplace based in Gauteng, South Africa, founded in 2021. The company specializes in facilitating the adoption of solar energy by connecting customers with accredited solar providers, product suppliers, and financiers. Its platform offers a comprehensive solar purchasing experience, utilizing scalable technology to manage the entire transition process. This includes scoping solutions, overseeing installations, and providing ongoing operations and maintenance support. By building a global solar network, Hohm Energy aims to promote the transition to renewable energy and contribute to a lower-carbon future.

Lazerpay is a company focused on simplifying cryptocurrency payments for individuals and businesses in Africa. It develops blockchain-based payment gateway software that facilitates cryptocurrency payment processing services. The company offers a robust payment infrastructure that enables global acceptance of various cryptocurrencies and supports businesses in managing their revenue investments in crypto assets. Additionally, Lazerpay provides customer retention support, helping merchants navigate the evolving landscape of digital payments and explore new opportunities within the cryptocurrency space.

Sendbox is a platform that offers infrastructure for shipping and escrow payments, specifically designed to support e-commerce activities on social media platforms such as Instagram, Facebook, and WhatsApp. The service enables merchants and customers in North America, Europe, and Africa to engage in secure online transactions. By identifying trustworthy merchants and utilizing an escrow system for payments, Sendbox ensures a safe purchasing environment. Additionally, the platform provides shipping solutions that allow users to send items to both domestic and international destinations at discounted rates through partnerships with various delivery services. This comprehensive approach facilitates convenient e-commerce operations for businesses and consumers alike.

Alsoug operates as a digital marketplace and payments platform in Sudan, designed to streamline the buying, selling, and renting of products. By offering a user-friendly website, Alsoug allows individuals to list their products and access a range of classified services without the hassle of navigating social media. The platform includes a financial wallet feature that facilitates secure transactions, making it easier for users to manage their purchases and sales. By centralizing various marketplace activities, Alsoug aims to save time and effort for its users, providing a modern and organized space for e-commerce in Sudan.

HoneyCoin is a cryptographic payment and monetization platform that facilitates peer-to-peer transactions, allowing users to connect and transact with friends and family globally at any time. The platform is designed to empower creators, particularly in Africa, by enabling them to monetize their content and earn income from their talents. Users can receive payments instantly, enhancing the overall efficiency of financial interactions within the platform. HoneyCoin aims to bridge the gap between creators and consumers, providing a seamless way for individuals to earn and withdraw their earnings.

Omnibiz is a B2B e-commerce platform based in Lagos, Nigeria, that focuses on fast-moving consumer goods (FMCG) manufacturers, distributors, and retailers. Founded in 2019, the company aims to support local businesses by digitizing the supply chain and enhancing operational efficiency. Its unified distribution platform offers tools that improve reliability, visibility, and financial capabilities for businesses. Key features include order tracking and integrated payment options, all designed to facilitate a seamless supply chain experience. By providing these resources, Omnibiz helps local enterprises navigate the complexities of the modern market and achieve their business objectives effectively.

Medsaf is a pharmaceutical platform based in Lagos, Nigeria, that facilitates the delivery of medications to hospitals, pharmacies, and clinics. Founded in 2014, the company offers a wide range of products, including antacids, antiviral drugs, anaemia treatments, antiseptics, and vitamins. Medsaf aims to enhance the accessibility of affordable, quality medications through an integrated suite of technologies designed to improve efficiency and transparency in the supply chain. Its services include online product distribution, quality control as a service, and a marketplace that connects healthcare providers with vetted suppliers and logistics partners. Additionally, Medsaf features an embedded finance platform that provides buy-now-pay-later solutions for medication procurement, streamlining the financial aspects of the pharmaceutical supply process.

ZUMI, founded in 2016 and headquartered in Nairobi, Kenya, operates as an online magazine and a retail platform focused on fashion, beauty, food, and living. The company connects wholesalers and retailers within a transparent marketplace, empowering women retailers through technology, logistics, and financial services that facilitate business growth. Customers can place orders via SMS, phone calls, or through ZUMI Agents. ZUMI collects orders from suppliers early each morning, ensuring fast delivery to customers, typically within 18 hours. Payment is made conveniently through mobile money, allowing for a seamless shopping experience.

Nash enables finance teams to manage all their finance flows in one place and craft their money flow experiences globally. Our ledger-based operating system allows your borderless business to connect all your money accounts, accounting systems, payment service providers, treasury operations, spend management in one place. Our mission is to enable borderless commerce in Africa. We achieve this initially by providing your team with all the finance tools needed to build, scale, and grow your borderless business without the need for a costly and complex in-house infrastructure.

Bypa-ss is a health-tech startup based in Egypt focused on digitizing health information exchange to improve the quality of care for patients and healthcare providers. Its primary product, HealthTag, serves as a comprehensive platform for individuals, physicians, pharmacies, laboratories, and radiology centers. By facilitating the sharing of healthcare experiences, feedback, and knowledge, the platform empowers patients to make informed decisions about their medical care. Through this innovative approach, Bypa-ss aims to enhance communication and collaboration within the healthcare ecosystem, ultimately leading to better health outcomes.

Ramani is a Tanzanian company founded in 2020, specializing in software development for sales operations. The company's application enables salespeople to effectively track inventory, register customers, and record sales transactions in real time. By providing a financial infrastructure platform, Ramani helps organizations capture essential supply chain data, enhancing sales visibility and supporting resellers in accessing financial services. This functionality allows clients to improve their revenue and expand their market share. Based in Dar es Salaam, Ramani aims to streamline sales processes for businesses across various sectors.

Sendbox is a platform that offers infrastructure for shipping and escrow payments, specifically designed to support e-commerce activities on social media platforms such as Instagram, Facebook, and WhatsApp. The service enables merchants and customers in North America, Europe, and Africa to engage in secure online transactions. By identifying trustworthy merchants and utilizing an escrow system for payments, Sendbox ensures a safe purchasing environment. Additionally, the platform provides shipping solutions that allow users to send items to both domestic and international destinations at discounted rates through partnerships with various delivery services. This comprehensive approach facilitates convenient e-commerce operations for businesses and consumers alike.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Ramani is a Tanzanian company founded in 2020, specializing in software development for sales operations. The company's application enables salespeople to effectively track inventory, register customers, and record sales transactions in real time. By providing a financial infrastructure platform, Ramani helps organizations capture essential supply chain data, enhancing sales visibility and supporting resellers in accessing financial services. This functionality allows clients to improve their revenue and expand their market share. Based in Dar es Salaam, Ramani aims to streamline sales processes for businesses across various sectors.

HelloHR provides a cloud-based payroll solution connecting accountants, organizations, and employees, and works closely with the Xero cloud-based accounting software in South Africa.

Nash enables finance teams to manage all their finance flows in one place and craft their money flow experiences globally. Our ledger-based operating system allows your borderless business to connect all your money accounts, accounting systems, payment service providers, treasury operations, spend management in one place. Our mission is to enable borderless commerce in Africa. We achieve this initially by providing your team with all the finance tools needed to build, scale, and grow your borderless business without the need for a costly and complex in-house infrastructure.

Bypa-ss is a health-tech startup based in Egypt focused on digitizing health information exchange to improve the quality of care for patients and healthcare providers. Its primary product, HealthTag, serves as a comprehensive platform for individuals, physicians, pharmacies, laboratories, and radiology centers. By facilitating the sharing of healthcare experiences, feedback, and knowledge, the platform empowers patients to make informed decisions about their medical care. Through this innovative approach, Bypa-ss aims to enhance communication and collaboration within the healthcare ecosystem, ultimately leading to better health outcomes.

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It offers a comprehensive, cloud-based HR platform tailored for medium to large-sized organizations, facilitating the automation and optimization of HR processes from recruitment to retirement. The company's product suite includes a Recruitment Management System, HR Management System, Learning Management System, Payroll Management, Leave Management, and Performance and Competency Management tools. Additionally, SeamlessHR provides HR analytics and embedded finance solutions aimed at enhancing financial security for both employers and employees. Through its technology, SeamlessHR enables businesses to streamline various HR functions, ensuring efficient management of their workforce.

Workpay, established in 2017 and headquartered in Nairobi, Kenya, specializes in providing cloud-based payroll, benefits, and human resource management software tailored for small and medium-sized businesses in Africa. Its comprehensive solution includes time and attendance tracking, HR and payroll processing, payment and loans processing, and employee self-service management. Workpay empowers businesses to hire both local and remote teams across Africa, ensuring compliance and streamlining processes without the need for local entities.

Eden Life Inc., based in Lagos, Nigeria, specializes in tech-enabled housekeeping services for professionals. Through its online platform and mobile application, the company offers a range of services including laundry, meal preparation, house cleaning, equipment maintenance, and meal delivery. By aggregating vendors offering diverse services, Eden Life enables clients to efficiently manage their household chores.

Yoco Technologies, based in Cape Town, South Africa, specializes in streamlining commerce between buyers and sellers. It offers a mobile point-of-sale solution that enables businesses to accept secure payments online and offline through a unified platform. This platform also includes lending and business software services, catering to over 300,000 small businesses annually, processing billions of dollars in transactions. Yoco aims to enhance the customer experience by reducing wait times and simplifying payment processes for both buyers and sellers.

ZUMI, founded in 2016 and headquartered in Nairobi, Kenya, operates as an online magazine and a retail platform focused on fashion, beauty, food, and living. The company connects wholesalers and retailers within a transparent marketplace, empowering women retailers through technology, logistics, and financial services that facilitate business growth. Customers can place orders via SMS, phone calls, or through ZUMI Agents. ZUMI collects orders from suppliers early each morning, ensuring fast delivery to customers, typically within 18 hours. Payment is made conveniently through mobile money, allowing for a seamless shopping experience.

BuyPower is a utility payment platform based in Nigeria, focused on providing a convenient solution for electricity bill payments. The platform allows users to recharge their prepaid electricity meters online, offering services for customers in AEDC and JED PLC States. By enabling users to purchase electricity tokens through their phones or computers, BuyPower eliminates the need for physical queues and simplifies the payment process. This online service is designed to enhance the overall customer experience, making it easier for individuals to manage their electricity payments at any time and from any location.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Kobo360 is a digital logistics platform that connects cargo owners, truck operators, and drivers to streamline the supply chain process. Founded in 2017 and headquartered in Lagos, Nigeria, the platform utilizes data analytics and artificial intelligence to enhance efficiency in logistics operations, particularly in last-mile delivery. Kobo360 aims to reduce communication gaps and optimize pick-ups and deliveries, ensuring goods are moved seamlessly across the continent. The company also supports rural farmers by minimizing farm wastages, thereby enabling them to access new markets and increase their earnings. In addition to its logistics services, Kobo360 plans to establish a marketplace to link farmers directly with buyers globally, which will help eliminate intermediaries and improve profitability for smallholder farmers. Ultimately, Kobo360 seeks to build a comprehensive logistics ecosystem that enhances trade and commerce in Africa and emerging markets.

Safeboda is a community-based urban transportation network operating primarily in Africa, focusing on providing a safe and convenient alternative to traditional urban transport. Founded in Kampala, Uganda, the platform leverages mobile technology to connect passengers with motorcycle taxi drivers, enhancing urban mobility for the continent's growing young population. Safeboda emphasizes safety and quality by offering training for drivers in areas such as road safety, first aid, and customer care. This approach aims to increase the number of safe trips while ensuring a stress-free travel experience for users, ultimately modernizing the informal transportation sector in Africa.

KUDI is a financial service provider focused on providing access to electronic banking and financial services by leveraging conversational interfaces, natural language processing and artificial intelligence to provider faster access, frictionless experience, and ultimately boost financial inclusion in emerging markets. KUDI is enabling secured financial transactions via Facebook, Telegram, Slack and Skype. KUDI's focus is the African market with a primary focus on the Nigerian Payment ecosystem and the company does this in partnership with e-payment regulators, a leading commercial bank, and an international payment processor.

Apollo Agriculture, established in 2015, is a Kenyan agtech company based in Nairobi. It specializes in providing smallholder farmers with access to critical farming inputs, financing, and advisory services. Apollo's innovative platform employs agronomic machine learning, remote sensing, and mobile technology to assess credit risk and tailor financial and technical assistance to each farmer's unique needs and location. This approach enables farmers to enhance their yields and profits, with a focus on emerging markets, starting in Kenya.

Medsaf is a pharmaceutical platform based in Lagos, Nigeria, that facilitates the delivery of medications to hospitals, pharmacies, and clinics. Founded in 2014, the company offers a wide range of products, including antacids, antiviral drugs, anaemia treatments, antiseptics, and vitamins. Medsaf aims to enhance the accessibility of affordable, quality medications through an integrated suite of technologies designed to improve efficiency and transparency in the supply chain. Its services include online product distribution, quality control as a service, and a marketplace that connects healthcare providers with vetted suppliers and logistics partners. Additionally, Medsaf features an embedded finance platform that provides buy-now-pay-later solutions for medication procurement, streamlining the financial aspects of the pharmaceutical supply process.

WaystoCap Sarl operates a B2B online marketplace focused on facilitating trade among businesses in Africa. Founded in 2014 and based in Casablanca, Morocco, the platform enables merchants to buy and sell a variety of products across industries such as food and beverage, household appliances, textiles, and industrial tools. In addition to product discovery, WaystoCap connects users with financing options, insurance providers, and logistics services, enhancing the overall trading experience. The platform aims to streamline operations by ensuring secure payments and efficient shipment management. By bridging infrastructure gaps and fostering trust in African trade, WaystoCap supports both buyers in finding competitive products and suppliers in accessing new markets.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Twiga Foods Ltd. is a mobile-based supply platform that caters to retail outlets, kiosks, and market stalls across Africa. Founded in 2013 and headquartered in Nairobi, Kenya, the company facilitates a cashless, business-to-business supply chain that connects small and medium-sized vendors with essential agricultural products. Twiga Foods enables vendors to order a variety of supplies, including bananas, pineapples, and tomatoes, through its innovative platform, streamlining the distribution process in urban markets. This approach not only enhances efficiency but also supports local businesses by improving access to quality produce.

Segovia Technology Co. operates an online platform that facilitates critical payments in challenging environments, particularly for relief and anti-poverty programs. Established in 2014 and based in New York, the company specializes in providing payment solutions across Africa and Asia, supporting both corporate transactions and social programs. Segovia's platform integrates various payment providers and employs advanced technologies such as satellite imaging, machine learning, biometric identification, and adaptive fraud detection to streamline the payment process. This innovative approach addresses the unique challenges faced by clients in emerging markets, ensuring fast, secure, and accessible payment solutions. Segovia's technology has been instrumental in assisting refugees in Europe, aiding communities in recovery from crises like Ebola in Liberia, and supporting gig economy workers in East Africa. The team is composed of experienced professionals, including co-founders of GiveDirectly and former technical leaders from major technology companies.

Lidya is a financial services platform based in Lagos, Nigeria, focused on improving access to credit and finance for small and medium enterprises. Founded in 2016, Lidya enables businesses to open accounts online, manage funds, and access credit within 15 minutes using mobile-first technology and proprietary credit scoring algorithms. The platform offers a range of banking services, including invoice financing and working capital, designed to help business owners build credit profiles and secure affordable financing. Additionally, it provides tools and dashboards for managing receivables and cash flow, allowing businesses to enhance their credit scores and unlock higher credit limits.

Taptap Send is a mobile application that facilitates instant money transfers for immigrants sending funds back to Africa at low costs. Launched in the summer of 2018, the platform has successfully processed hundreds of millions of dollars and serves hundreds of thousands of customers. It operates in seven European countries and enables payments to various countries, including Ivory Coast, Senegal, Mali, Ghana, Guinea, Cameroon, Bangladesh, Kenya, Madagascar, Zambia, Vietnam, and the Democratic Republic of the Congo, with plans for further expansion. Taptap Send simplifies the remittance process by allowing users to transfer money directly to mobile money wallets using just a debit card, eliminating the need for physical deposits and saving time for its clients.