Norte Ventures

CredAluga is a Brazilian B2B2C fintech company that specializes in providing innovative financial solutions for the real estate sector. It partners with real estate agencies, offering technology-driven, credit-based services that aim to make renting more accessible and secure for tenants while empowering landlords and agencies. With offices in São Paulo and Minas Gerais, and local partners nationwide, CredAluga combines expertise in technology, credit, and real estate to deliver seamless rental experiences. Founded by experienced entrepreneurs, the company is growing rapidly and is driven by a multidisciplinary team committed to its mission.

Comparaencasa is a digital comparison platform based in São Paulo, Brazil, established in 2009. The company specializes in facilitating the comparison of financial products and services, particularly insurance and loans, allowing consumers to make informed decisions while saving time and money. Utilizing advanced artificial intelligence and robotic process automation, Comparaencasa connects users with leading insurance carriers, enhancing transparency and efficiency in the acquisition of insurance products. The platform primarily focuses on car insurance and operates across several Latin American countries, including Brazil, Mexico, Argentina, Chile, and Colombia, aiming to democratize access to insurance in emerging markets. By providing a streamlined and user-friendly interface, Comparaencasa empowers consumers to quickly identify the best available options tailored to their needs.

Diferente ≠ is a Brazilian foodtech focused on promoting access to healthy foods while addressing food waste in Latin America. The company collaborates with local organic producers to rescue organic items deemed "imperfect" or non-standard, which would otherwise be discarded. By delivering these products directly to consumers, Diferente ≠ offers them at significantly reduced prices, making healthy eating more affordable and convenient. Founded by a team with backgrounds in various successful startups, the company is supported by prominent investors and aims to create a sustainable food shopping platform that benefits both consumers and the environment.

NG.CASH is a digital app designed to help Generation Z become financially independent. It allows users to manage their own money with solutions such as PIX (Brazil’s “instant-payment” method), prepaid credit cards, allowance management, and a virtual card. Structured as a financial hub, NG.CASH aims to accompany its clients throughout their lives and increase financial literacy in the region.

Stark Bank S.A. operates a banking platform designed to support companies in scaling their operations through efficient transaction management. Established in 2014 and headquartered in São Paulo, Brazil, the company offers an open banking solution that allows businesses to execute transfers, payments, and charges seamlessly. Its platform features developer-friendly APIs that facilitate easy integration, helping organizations manage their financial transactions while eliminating excessive fees. By streamlining payment processing, Stark Bank enables companies to concentrate on their core activities, thereby enhancing their operational efficiency.

Kamino is a financial management software company that specializes in providing comprehensive solutions for medium-sized businesses in Brazil. The platform features an integrated system for B2B payments, including proprietary banking services and corporate credit card solutions, alongside seamless connections to leading local banks and enterprise resource planning (ERP) systems. This integration allows financial managers to gain real-time insights into company expenditures and manage payments through a structured approval process. Kamino's capabilities include automatic invoice capture, data extraction, and streamlined accounts payable and reconciliation, which collectively enhance operational efficiency. By automating these processes, Kamino enables businesses to improve cash flow, reduce errors, and save significant amounts of time in their financial operations.

180° is an InsurTech company that provides insurance services. With a focus on the B2B2C model, the company builds insurance and assistance products with technology that are connected to customers' daily lives in a simple and digital way. 180° was founded in 2020 and is headquartered in Sao Paulo, Brazil.

Cross Commerce Store is a Brazilian cross-border e-commerce company that facilitates global sales for local entrepreneurs. The firm offers a platform that connects international sellers with Brazilian marketplaces, such as Americanas.com and Mercado Livre. By addressing the complexities of cross-border transactions, the company streamlines processes like registration, product uploads, and logistics for sellers. With a team of seasoned professionals from major marketplaces and logistics firms, Cross Commerce Store aims to simplify and enhance the cross-border sales experience, enabling businesses to expand their reach into international markets efficiently.

Stark Bank S.A. operates a banking platform designed to support companies in scaling their operations through efficient transaction management. Established in 2014 and headquartered in São Paulo, Brazil, the company offers an open banking solution that allows businesses to execute transfers, payments, and charges seamlessly. Its platform features developer-friendly APIs that facilitate easy integration, helping organizations manage their financial transactions while eliminating excessive fees. By streamlining payment processing, Stark Bank enables companies to concentrate on their core activities, thereby enhancing their operational efficiency.

Gabriel combines nanocomputers and high definition cameras to offer video surveillance services with military-grade encryption, enterprise quality and personal customer service yet honestly priced for residential buildings and medium-sized companies. No installation costs, no hardware purchasing, no maintenance nuisance, no lock-in. 24/7 monitoring of your building, your street and your neighborhood. Perpetual video cloud storage. An app that just works. Tech from Rio, solving public and private security, serving Brazil and beyond.

Menta is a plug-and-play solution for B2B companies that provides financial services. Its platform is open and collaborative, allowing businesses to integrate a wide range of solutions such as utility bill payments, credits, investments, crypto payments, and loyalty programs, among many others. They provide a SmartPOS (or smart point of sale) payment that allows the solution to be implemented. Menta, founded in 2021 by Alejandro Quirno Lavalle, Virginia Folgueiro, and Santiago Lorenzo, is based in Buenos Aires, Argentina.

Kovi is a digital car rental company headquartered in São Paulo, Brazil, that operates primarily in Brazil and Mexico. Founded in 2018, Kovi provides an online platform designed to serve rideshare and delivery drivers, promoting safer, more affordable, and accessible mobility solutions for millions. The company employs an asset-light model by collaborating with automakers and traditional car rental firms, allowing it to offer flexible and convenient on-demand rental services. Kovi's technology-driven approach enhances the travel experience for users, catering to the evolving needs of the modern commute.

Topster is a social retail technology service company based in Sao Paulo, Brazil. It specializes in connecting consumers with a network of automotive advisors, facilitating informed purchasing decisions in the automotive sector. By leveraging technology, Topster aims to enhance the retail experience through social interactions, providing valuable insights and guidance to customers. The company's focus on the automotive industry positions it uniquely within the social retail landscape, offering a platform that fosters engagement and support for car buyers.

Nomad is a fintech company that provides financial services such as a bank account and an investment platform. It develops an application where users can open an account and can use it to travel, buy, save money, and invest in the USA. It also offers remittances and a debit card.

Guru is a financial application aimed at young Brazilian investors, dedicated to simplifying the investment process. The platform provides a range of financial tools, including real-time profitability monitoring, market quotes, graphs, news, and various indicators. By offering these resources, Guru enables users to easily navigate and invest in different financial instruments, making investing more accessible and intuitive for its audience.

IDwall Technology LTDA is a Brazilian company founded in July 2016, specializing in artificial intelligence software for identity management. Based in São Paulo, it offers a comprehensive platform that automates the verification of identities, documents, and background checks. The company's suite of tools includes document validation, optical character recognition (OCR), facial recognition, and a workflow manager, which collectively enhance user authentication and fraud detection. By streamlining verification processes, IDwall helps businesses, including major banks and retail companies, save time and resources while ensuring compliance with regulatory requirements. Its technology enables real-time data extraction from document images, allowing businesses to verify customer information during sign-ups and transactions, thereby promoting secure operations.

180° is an InsurTech company that provides insurance services. With a focus on the B2B2C model, the company builds insurance and assistance products with technology that are connected to customers' daily lives in a simple and digital way. 180° was founded in 2020 and is headquartered in Sao Paulo, Brazil.

Mimic is a food delivery platform founded in 2019 and headquartered in Pinheiros, Brazil. The company aims to enhance operational efficiency in kitchens while providing customers with high-quality meals that offer good value for money. Through its services, Mimic seeks to improve the dining experience by combining great taste with affordability.

Winnin Corporation is a data science company based in Rio de Janeiro, Brazil, that operates a virtual platform focused on video discovery and promotion. Utilizing artificial intelligence, Winnin transforms cross-platform video behavioral data into predictive insights, enabling businesses to track audience preferences effectively. The platform assists brands and agencies by delivering data-driven insights from major video platforms, thereby informing content strategies that enhance relevance and impact. This capability allows clients to better connect with their communities and improve the success of their marketing campaigns.

Lexter.ai is a pioneering SaaS platform in Brazil that enhances the efficiency of legal teams by automating the analysis and revision of documents through artificial intelligence. The platform is designed to interpret, analyze, and review contracts, allowing legal professionals to focus on more strategic tasks rather than repetitive work. By tailoring its technology to align with each client's specific strategy, Lexter.ai reduces complexity and time spent on legal processes. Notable companies such as Gerdau, Votorantim Cimentos, and Suzano have integrated Lexter's solutions to streamline their legal operations.

The Coffee is a Brazilian company founded in 2017, specializing in the operation and franchising of micro cafeterias. With locations in cities such as Balneário Camboriú, Belo Horizonte, Blumenau, Curitiba, Florianópolis, Fortaleza, and São Paulo, The Coffee aims to provide consumers with an urban cafe experience centered around high-quality coffee. The concept draws inspiration from Japanese culture, emphasizing a compact store design and a limited number of employees. This approach allows residents to enjoy a fine taste of coffee conveniently, catering to the growing demand for quick yet quality beverage options in urban environments.

Dr. JONES operates in the men's hygiene and beauty market, focusing on transforming the landscape in Brazil. The company offers a range of products designed specifically for men, including face washes, body soaps, and beard care items. Additionally, Dr. JONES provides monthly razor subscriptions and dietary supplements, aimed at enhancing the grooming and self-care routines of its customers. Through its diverse product offerings, Dr. JONES seeks to meet the unique needs of men in personal hygiene and beauty.

Alude TECNOLOGIA LTDA is a company based in São Paulo, Brazil, that specializes in automating the real estate buying and leasing process. Founded in 2018, it offers a comprehensive platform that streamlines various aspects of real estate transactions, including background checks, document collection, contract proposals, and online signing. The platform connects real estate owners with potential buyers and renters, providing access to the contact details of over 332,000 property owners, organized by city and neighborhood. Additionally, Alude facilitates the sale of mortgages and insurance products to customers, enhancing the overall efficiency of real estate transactions.

FestaLab is a comprehensive event planning platform designed to assist users in organizing a variety of occasions such as parties, weddings, baby showers, and meetups. The platform features tools for creating customized invitations, facilitating online video calls, and confirming attendance, making it easier for users to manage their events. Additionally, FestaLab offers a digital experience that allows users to buy and receive gifts, particularly in Brazil. By combining these functionalities, FestaLab aims to simplify the event planning process and enhance the overall experience for both hosts and guests.

Hent is a Brazil-based vertical B2B SaaS and Fintech company that focuses on supporting land lot developers with their receivables and facilitating efficient construction financing. The company's platform streamlines the management of sale contracts for real estate subdivisions, enabling users to issue payment slips and billing notifications. This functionality simplifies payment reconciliation, thereby enhancing the financial efficiency of property management. With the Brazilian market representing an annual General Sales Value of USD 55.6 billion, Hent aims to reduce operational costs for developers while providing quicker access to construction financing through its funds or marketplace. The company has secured investments from notable firms, including YCombinator, Canary, and Norte Capital.

R2U, based in São Paulo, Brazil, specializes in augmented reality and computer-generated imagery solutions for various industries, including furniture, decoration, appliances, and transportation. Founded in 2011, the company aims to transform online shopping experiences by allowing consumers to visualize products in a realistic 3D environment. Its technology optimizes and texturizes diverse consumer products, enabling customers to see how items fit into their own spaces. This innovative approach allows e-commerce retailers to enhance customer engagement and satisfaction, making the online shopping process more immersive and informed.

Gabriel combines nanocomputers and high definition cameras to offer video surveillance services with military-grade encryption, enterprise quality and personal customer service yet honestly priced for residential buildings and medium-sized companies. No installation costs, no hardware purchasing, no maintenance nuisance, no lock-in. 24/7 monitoring of your building, your street and your neighborhood. Perpetual video cloud storage. An app that just works. Tech from Rio, solving public and private security, serving Brazil and beyond.

Balko is a Brazilian fintech focused on democratizing alternative investments, particularly in legal claims and litigation finance. The company provides a digital platform for trading illiquid assets, including non-performing loans (NPLs), through an online auction system powered by proprietary technology. This platform enhances liquidity by connecting investors with potential sellers in a transparent and competitive environment, allowing for fair value pricing. Balko aims to diversify investment portfolios with assets that are not correlated with the stock market, ensuring that users receive safe and reliable investment opportunities backed by specialized legal teams.

The Coffee is a Brazilian company founded in 2017, specializing in the operation and franchising of micro cafeterias. With locations in cities such as Balneário Camboriú, Belo Horizonte, Blumenau, Curitiba, Florianópolis, Fortaleza, and São Paulo, The Coffee aims to provide consumers with an urban cafe experience centered around high-quality coffee. The concept draws inspiration from Japanese culture, emphasizing a compact store design and a limited number of employees. This approach allows residents to enjoy a fine taste of coffee conveniently, catering to the growing demand for quick yet quality beverage options in urban environments.

Lemon Energy is a Brazilian company based in São Paulo, founded in 2019, that specializes in renewable energy solutions. It operates solar plants that generate photovoltaic energy, enabling customers to save on electric bills while promoting sustainable energy practices. Through a fully digital platform, Lemon Energy facilitates a seamless user experience, connecting consumers with various clean energy sources, including solar, wind, biogas, and small hydroelectric plants. By creating a renewable energy marketplace, the company simplifies the process of choosing green energy options, allowing businesses and individuals to utilize environmentally friendly energy sources effectively.

Kovi is a digital car rental company headquartered in São Paulo, Brazil, that operates primarily in Brazil and Mexico. Founded in 2018, Kovi provides an online platform designed to serve rideshare and delivery drivers, promoting safer, more affordable, and accessible mobility solutions for millions. The company employs an asset-light model by collaborating with automakers and traditional car rental firms, allowing it to offer flexible and convenient on-demand rental services. Kovi's technology-driven approach enhances the travel experience for users, catering to the evolving needs of the modern commute.

Winnin Corporation is a data science company based in Rio de Janeiro, Brazil, that operates a virtual platform focused on video discovery and promotion. Utilizing artificial intelligence, Winnin transforms cross-platform video behavioral data into predictive insights, enabling businesses to track audience preferences effectively. The platform assists brands and agencies by delivering data-driven insights from major video platforms, thereby informing content strategies that enhance relevance and impact. This capability allows clients to better connect with their communities and improve the success of their marketing campaigns.

Buser is a bus charter marketplace based in São Paulo, Brazil, established in November 2016. The platform facilitates low-cost group travel by connecting individuals traveling to the same destination, allowing them to collectively charter a bus instead of purchasing individual tickets from traditional bus companies. This innovative approach not only reduces travel costs for users but also promotes sustainable mobility options in Brazil. The service is designed to provide safe, quality, and equitable transportation solutions, making it a distinctive choice for travelers. Buser's mobile application is available on both iOS and Android, enhancing accessibility for users seeking affordable and collaborative travel experiences.