Scratch Financial, operating under the brand Scratchpay, is the leading provider of accessible payment plans for veterinary care in the United States. Established in 2016 by Caleb Morse and John Keatley, the company is based in Los Angeles, California. Scratchpay collaborates with veterinary clinics to offer pet owners straightforward and pet-friendly financing options. The platform allows users to apply for and receive approval for payment plans in approximately 90 seconds, facilitating timely access to essential veterinary services. Scratchpay aims to enhance the affordability and transparency of veterinary care, ultimately ensuring that more pet owners can obtain the medical attention their animals require.
Finova Capital Pvt Ltd is a non-banking financial company based in Jaipur, India, established in 2015. The company specializes in providing loans to financially excluded individuals and unorganized micro, small, and medium enterprises (MSMEs). Finova Capital focuses on offering residential and commercial mortgage loans, as well as top-up loans, to support both urban and rural populations. Its mission is to enhance the lives of underserved communities by making finance accessible at reasonable costs while ensuring transparency in its operations. By empowering micro and small businesses, Finova Capital aims to facilitate economic growth and contribute to community transformation.
Oxyzo specializes in providing tailored financial services aimed at transforming small and medium enterprises (SMEs) into larger entities. The company offers customized credit solutions designed to help SMEs enhance their operations and revenue while improving profit margins. Oxyzo's services include low-interest, collateral-free loans with expedited processing times of up to 72 hours. Notably, the firm serves over 3,000 SMEs across India, disbursing substantial loan amounts annually. Key features of Oxyzo's offerings include a "Pay As Per Usage" model, which allows clients to pay interest only for the duration of credit usage without foreclosure charges, minimal documentation requirements for loan processing, and competitive interest rates starting at 1.5% per month. Additionally, clients can benefit from savings on raw material purchases through partnerships that provide discounts. Overall, Oxyzo positions itself as a leading lending option for SMEs in India, focusing on their unique financial needs.
Mintifi Private Limited develops and operates online lending platform that provides unsecured credit to small and medium businesses. Its products include working capital loan, bill discounting limit for invoice financing, and term loans. Mintifi Private Limited caters to hospitality, travel, education, logistics, retail, and computer peripherals industries. The company was incorporated in 2017 and is headquartered in Mumbai, India.
Private Equity Round in 2021
Vastu Housing Finance Corporation Ltd is a Public Limited Company registered with National Housing Bank as a Housing Finance corporation.
VHFC is primarily engaged in socially relevant direct housing Finance to affordable Housing segment and low income segments . It will essentially provide loans to Self-Employed segment for following purposes:
Purchase of house New & Re-Sale,
Construction of house,
Extension/ Improvement of House building,
Composite Loan purchase of land & Construction of house,
Commercial Purchase,
Loan against Property,
Builder Loans.
Vastu Housing Finance Corporation Ltd is a Public Limited Company registered with National Housing Bank as a Housing Finance corporation.
VHFC is primarily engaged in socially relevant direct housing Finance to affordable Housing segment and low income segments . It will essentially provide loans to Self-Employed segment for following purposes:
Purchase of house New & Re-Sale,
Construction of house,
Extension/ Improvement of House building,
Composite Loan purchase of land & Construction of house,
Commercial Purchase,
Loan against Property,
Builder Loans.
Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, founded in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families, particularly those with informal incomes who often face challenges in accessing organized financial services. Ummeed Housing Finance aims to enhance operational efficiency and minimize turnaround times for customers by utilizing technology in its processes. In addition to home loans and loans against property, the company also offers services for home renovation and construction, as well as insurance products, thereby supporting families in achieving their housing goals in a personalized and customer-friendly manner.
Veritas Finance Private Limited is a non-banking finance company based in Chennai, India, established in 2015. It primarily serves micro, small, and medium enterprises (MSMEs) in rural and semi-urban areas, addressing the financial needs of customers who often lack access to traditional banking services. The company offers a range of financial products, including working capital loans, construction loans, and financing for business expansion and asset purchases. Veritas Finance aims to positively impact the lives of individuals engaged in informal activities by providing inclusive access to financial services, thereby supporting the growth of the MSME sector in India. The organization is led by experienced professionals in the financial services industry, dedicated to simplifying the credit process for underserved communities.
Veritas Finance Private Limited is a non-banking finance company based in Chennai, India, established in 2015. It primarily serves micro, small, and medium enterprises (MSMEs) in rural and semi-urban areas, addressing the financial needs of customers who often lack access to traditional banking services. The company offers a range of financial products, including working capital loans, construction loans, and financing for business expansion and asset purchases. Veritas Finance aims to positively impact the lives of individuals engaged in informal activities by providing inclusive access to financial services, thereby supporting the growth of the MSME sector in India. The organization is led by experienced professionals in the financial services industry, dedicated to simplifying the credit process for underserved communities.
Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, founded in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families, particularly those with informal incomes who often face challenges in accessing organized financial services. Ummeed Housing Finance aims to enhance operational efficiency and minimize turnaround times for customers by utilizing technology in its processes. In addition to home loans and loans against property, the company also offers services for home renovation and construction, as well as insurance products, thereby supporting families in achieving their housing goals in a personalized and customer-friendly manner.
SK Finance operates as a non-banking finance company based in Jaipur, India. Established in 1994, the company specializes in providing a range of financial products, including vehicle loans aimed at entrepreneurs in semi-urban and rural areas, loans for farmers to acquire new or pre-owned tractors, and pre-owned vehicle loans for both self-employed individuals and salaried employees. Additionally, SK Finance offers loans tailored for micro, small, and medium enterprises across diverse sectors, such as general commodities, lifestyle products, health and medical supplies, and construction materials. The company also provides two-wheeler loans for individuals. SK Finance has a robust presence with 325 branches across several states, including Gujarat, Rajasthan, Haryana, Punjab, Maharashtra, and Madhya Pradesh.
Private Equity Round in 2021
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.
Veritas Finance Private Limited is a non-banking finance company based in Chennai, India, established in 2015. It primarily serves micro, small, and medium enterprises (MSMEs) in rural and semi-urban areas, addressing the financial needs of customers who often lack access to traditional banking services. The company offers a range of financial products, including working capital loans, construction loans, and financing for business expansion and asset purchases. Veritas Finance aims to positively impact the lives of individuals engaged in informal activities by providing inclusive access to financial services, thereby supporting the growth of the MSME sector in India. The organization is led by experienced professionals in the financial services industry, dedicated to simplifying the credit process for underserved communities.
Veritas Finance Private Limited is a non-banking finance company based in Chennai, India, established in 2015. It primarily serves micro, small, and medium enterprises (MSMEs) in rural and semi-urban areas, addressing the financial needs of customers who often lack access to traditional banking services. The company offers a range of financial products, including working capital loans, construction loans, and financing for business expansion and asset purchases. Veritas Finance aims to positively impact the lives of individuals engaged in informal activities by providing inclusive access to financial services, thereby supporting the growth of the MSME sector in India. The organization is led by experienced professionals in the financial services industry, dedicated to simplifying the credit process for underserved communities.
Private Equity Round in 2019
SK Finance operates as a non-banking finance company based in Jaipur, India. Established in 1994, the company specializes in providing a range of financial products, including vehicle loans aimed at entrepreneurs in semi-urban and rural areas, loans for farmers to acquire new or pre-owned tractors, and pre-owned vehicle loans for both self-employed individuals and salaried employees. Additionally, SK Finance offers loans tailored for micro, small, and medium enterprises across diverse sectors, such as general commodities, lifestyle products, health and medical supplies, and construction materials. The company also provides two-wheeler loans for individuals. SK Finance has a robust presence with 325 branches across several states, including Gujarat, Rajasthan, Haryana, Punjab, Maharashtra, and Madhya Pradesh.
Private Equity Round in 2019
SK Finance operates as a non-banking finance company based in Jaipur, India. Established in 1994, the company specializes in providing a range of financial products, including vehicle loans aimed at entrepreneurs in semi-urban and rural areas, loans for farmers to acquire new or pre-owned tractors, and pre-owned vehicle loans for both self-employed individuals and salaried employees. Additionally, SK Finance offers loans tailored for micro, small, and medium enterprises across diverse sectors, such as general commodities, lifestyle products, health and medical supplies, and construction materials. The company also provides two-wheeler loans for individuals. SK Finance has a robust presence with 325 branches across several states, including Gujarat, Rajasthan, Haryana, Punjab, Maharashtra, and Madhya Pradesh.
Dave Inc. is a financial services company based in Los Angeles, California, founded in 2015. The company has developed a mobile application designed to assist users in managing their finances by providing insights into bank overdrafts and predicting expenses. The app enables users to avoid overdraft fees and low balances by offering features such as paycheck advances, budgeting tools, and resources for finding side gigs. With a focus on helping users maintain financial stability, Dave serves approximately 7 million Americans by providing essential tools for budgeting and credit building. The application is accessible on both the App Store and Google Play, positioning Dave as a key player in the challenger bank space.
Goodly makes it easy for companies to offer student loan debt repayment as an employee benefit. Companies that offer this simple to use platform cut down the time that their employees would otherwise be in debt by an average of 8 years.
A meaningful benefit for companies who care.
Loftium Inc, founded in 2016 and based in Seattle, Washington, provides innovative mortgage financing solutions for homeowners. The company offers down payment assistance in exchange for a share of the Airbnb rental income generated from a spare room in the home for a period of 12 to 36 months. Loftium identifies properties with potential for short-term rentals and manages the Airbnb listings, furnishing the units and overseeing operations. Homeowners receive market rent through a long-term lease while Loftium retains the excess income from the short-term rentals as profit. This model aims to create affordable housing options in expensive urban areas, enabling families to maintain their desired lifestyle while alleviating the financial burdens of homeownership.
Private Equity Round in 2018
SK Finance operates as a non-banking finance company based in Jaipur, India. Established in 1994, the company specializes in providing a range of financial products, including vehicle loans aimed at entrepreneurs in semi-urban and rural areas, loans for farmers to acquire new or pre-owned tractors, and pre-owned vehicle loans for both self-employed individuals and salaried employees. Additionally, SK Finance offers loans tailored for micro, small, and medium enterprises across diverse sectors, such as general commodities, lifestyle products, health and medical supplies, and construction materials. The company also provides two-wheeler loans for individuals. SK Finance has a robust presence with 325 branches across several states, including Gujarat, Rajasthan, Haryana, Punjab, Maharashtra, and Madhya Pradesh.
Veritas Finance Private Limited is a non-banking finance company based in Chennai, India, established in 2015. It primarily serves micro, small, and medium enterprises (MSMEs) in rural and semi-urban areas, addressing the financial needs of customers who often lack access to traditional banking services. The company offers a range of financial products, including working capital loans, construction loans, and financing for business expansion and asset purchases. Veritas Finance aims to positively impact the lives of individuals engaged in informal activities by providing inclusive access to financial services, thereby supporting the growth of the MSME sector in India. The organization is led by experienced professionals in the financial services industry, dedicated to simplifying the credit process for underserved communities.
Private Equity Round in 2018
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.
SK Finance operates as a non-banking finance company based in Jaipur, India. Established in 1994, the company specializes in providing a range of financial products, including vehicle loans aimed at entrepreneurs in semi-urban and rural areas, loans for farmers to acquire new or pre-owned tractors, and pre-owned vehicle loans for both self-employed individuals and salaried employees. Additionally, SK Finance offers loans tailored for micro, small, and medium enterprises across diverse sectors, such as general commodities, lifestyle products, health and medical supplies, and construction materials. The company also provides two-wheeler loans for individuals. SK Finance has a robust presence with 325 branches across several states, including Gujarat, Rajasthan, Haryana, Punjab, Maharashtra, and Madhya Pradesh.
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.
Minted LLC is a design marketplace that connects independent artists with consumers, offering a variety of creative products such as art, home decor, and stationery. Founded in 2007 and based in San Francisco, the company utilizes crowdsourcing technology to allow consumers to vote on designs they wish to see sold, ensuring a constantly refreshed selection of trend-forward products. Minted's offerings include wedding invitations, greeting cards, custom stamps, and home textiles like pillows and curtains. By manufacturing the winning designs, Minted enables artists worldwide to share and sell their work while managing the production and distribution processes. Additionally, the company partners with major retailers and consumer brands to provide data-driven design solutions through licensing and wholesale arrangements.
LendingClub Corporation is an online lending marketplace based in San Francisco, California, that connects creditworthy borrowers with investors. Founded in 2006, the platform offers a variety of unsecured personal loan products, including options for education, patient finance, auto refinancing, and small business loans. By facilitating direct investment in these loans, LendingClub provides investors access to an asset class that has traditionally been limited to institutional investors. The company generates most of its revenue through transaction fees from its role in processing loan applications and working with bank partners to enable loan originations. This approach aims to simplify and accelerate the lending process, making it more accessible for consumers and beneficial for investors.
LendingClub Corporation is an online lending marketplace based in San Francisco, California, that connects creditworthy borrowers with investors. Founded in 2006, the platform offers a variety of unsecured personal loan products, including options for education, patient finance, auto refinancing, and small business loans. By facilitating direct investment in these loans, LendingClub provides investors access to an asset class that has traditionally been limited to institutional investors. The company generates most of its revenue through transaction fees from its role in processing loan applications and working with bank partners to enable loan originations. This approach aims to simplify and accelerate the lending process, making it more accessible for consumers and beneficial for investors.
LendingClub Corporation is an online lending marketplace based in San Francisco, California, that connects creditworthy borrowers with investors. Founded in 2006, the platform offers a variety of unsecured personal loan products, including options for education, patient finance, auto refinancing, and small business loans. By facilitating direct investment in these loans, LendingClub provides investors access to an asset class that has traditionally been limited to institutional investors. The company generates most of its revenue through transaction fees from its role in processing loan applications and working with bank partners to enable loan originations. This approach aims to simplify and accelerate the lending process, making it more accessible for consumers and beneficial for investors.
LendingClub Corporation is an online lending marketplace based in San Francisco, California, that connects creditworthy borrowers with investors. Founded in 2006, the platform offers a variety of unsecured personal loan products, including options for education, patient finance, auto refinancing, and small business loans. By facilitating direct investment in these loans, LendingClub provides investors access to an asset class that has traditionally been limited to institutional investors. The company generates most of its revenue through transaction fees from its role in processing loan applications and working with bank partners to enable loan originations. This approach aims to simplify and accelerate the lending process, making it more accessible for consumers and beneficial for investors.