Nyca Partners

Changxiang World is an intelligent service provider that specializes in the field of art training. The company is dedicated to developing an integrated art training intelligent service platform.

Gierd set out to build an end to end ecommerce marketplace business orchestration layer for Brands that reduces barriers to entry and enables them efficiently launch, scale, measure and manage their ecommerce marketplace sales. Gierd democratizes data, systems, tools and resources to efficiently scale B2C ecommerce business for Brands of all sizes.

Sympera AI is an Agentic-AI platform that empowers relationship managers with AI-powered financial intelligence and sales enablement tools. The platform enables bankers to identify the right clients and engage in meaningful conversations, ultimately aiding client portfolio growth. Sympera's team specializes in developing AI-based solutions tailored for the banking sector, filling critical gaps in relationship management.

Utila is an institutional crypto operations platform designed to facilitate the secure management of digital assets for organizations of various sizes. The platform offers a non-custodial, chain-agnostic enterprise-grade wallet that employs multi-party computation (MPC) key management to enhance security, alongside a robust transaction policy engine for detailed control over transactions. Institutional investors, trading firms, and Web3 developers can efficiently manage crypto assets across multiple blockchains and wallets within a single interface. Additionally, Utila provides an API that allows developers to create customized solutions on its secure multi-chain wallet infrastructure. The company has quickly established itself in the industry, handling over $3 billion in transaction volume shortly after launch, and is committed to making enterprise-grade wallets more accessible and user-friendly.

Crossmint is the leading enterprise-grade developer platform to build onchain. Crossmint's suite of products includes wallets, tokenization, payments, and more; and powers 40,000+ companies and developers, including Fortune 500 companies and major brands like Mastercard, Adidas, Red Bull, Coinbase, Phantom, and more.

CoverForce is an API platform designed to streamline the quoting, payment, and binding processes for commercial property and casualty insurance. It provides insurance agents and agencies with instant access to a variety of insurance products, including business owner policies, general liability, professional liability, and worker's compensation. By integrating insurance solutions into existing workflows, CoverForce enhances operational efficiency for businesses. The platform supports organizations in effectively managing their insurance needs while ensuring a seamless user experience, making it a valuable tool for sales teams and representatives in the insurance sector.

FairPlay is a company that offers fairness solutions for financial institutions, focusing on integrating fairness into AI decision-making processes to help clients assess and mitigate algorithmic bias in their models. The platform provides tools for automated fair lending analysis, allowing financial institutions to evaluate their decision-making frameworks against regulatory standards. FairPlay AI also helps organizations identify potential biases in their algorithms, ensuring compliance with fair lending regulations while promoting equitable outcomes in financial services. By leveraging data-driven insights, FairPlay AI enables clients to enhance their decision-making processes and foster greater transparency in their operations.

Sardine is a financial technology company that specializes in providing a risk and fraud infrastructure tailored for the online economy. It has developed a device intelligence platform that leverages artificial intelligence and advanced risk engine software. This platform enhances fraud detection while minimizing sign-up friction by analyzing multiple real-time data points, including device information, browser details, and behavioral biometrics. By integrating this technology, Sardine enables businesses to establish a robust risk and fraud management framework, ultimately reducing costs within the fintech ecosystem.

BlueQubit is a company dedicated to advancing quantum computing technologies and solutions. By harnessing the principles of quantum mechanics, BlueQubit aims to address complex challenges that exceed the capabilities of traditional computers. The company specializes in developing software and algorithms tailored for quantum computing platforms, facilitating optimizations across various sectors, including finance, pharmaceuticals, logistics, and materials science. Additionally, BlueQubit creates a universal software library for quantum computers and offers operating systems designed to support gate-based quantum algorithms. This enables organizations to effectively utilize quantum computing power for enhanced problem-solving and process improvement.

Duetti is a music fintech company that specializes in providing financial solutions for independent musicians. The company acquires catalog rights from artists and monetizes these assets through data-driven strategies and social media marketing. Duetti aims to facilitate quick access to catalog sales, thereby unlocking new investment opportunities for a diverse range of musicians. By offering data-informed pricing for established tracks, the company enables artists to sell individual tracks or portions of their catalog. Duetti's approach not only supports musicians financially but also helps them achieve their professional and personal goals.

Point.me is an award travel discovery tool and points concierge service that assists loyalty program members in finding better flights for fewer points. Utilizing a proprietary algorithm, Point.me searches over 150 airlines to uncover optimal flight deals, including options for first and business-class travel. The platform collaborates with more than 30 loyalty programs, including major credit card rewards, allowing customers to filter search results based on preferred programs, airlines, routes, and point balances. Additionally, Point.me offers a concierge consulting service where experts manage all aspects of the award redemption process, making it easier for users to book flights using their points.

NALA Incorporation Company Limited is a FinTech firm based in Dar es Salaam, Tanzania, founded in 2017. The company develops a mobile payments application that facilitates various financial transactions, including peer-to-peer payments, bill payments, and airtime top-ups, all without the need for an internet connection. NALA's platform is designed to enhance financial inclusion by offering services that include money transfers, budgeting tools, and transaction tracking. The application also features advanced security measures such as bank-grade encryption and multi-factor authentication, ensuring safe and reliable transactions, particularly in areas with limited internet access. Through its services, NALA aims to support mobile money transfers for Africans worldwide, promoting seamless international payments and digital financial services.

Findigs is a property technology company that streamlines rental screening and leasing processes for property managers and landlords. The company offers a platform that enhances the leasing experience by allowing applicants to securely link their bank accounts, enabling instant verification of income and assets. Findigs employs digital underwriting and tenant screening methods to verify tenant identity and financial information, which aids in fraud prevention and decision-making support. Additionally, the platform includes a digital rental concierge that assists with various aspects of the rental process, ultimately helping both tenants and landlords save time and money in managing rent payments.

Coverdash is a digital business insurance agency that offers a full suite of commercial insurance products for all startups and SMBs. Its primary products include general liability, business owners policy, workers compensation, directors and officers liability, cyber insurance, and professional liability. The technology packages the necessary operational, compliance, and financial elements to allow partners to deliver configurable insurance solutions within their front-end environments.

Qapita is a software-as-a-service platform specializing in equity and transaction management. It offers a comprehensive equity management system that facilitates capitalization table management, employee stock ownership plan (ESOP) management, and digital ESOP issuance. This platform enables equity stakeholders to efficiently manage their holdings in a digital format, serving clients primarily across South and Southeast Asia. By streamlining these processes, Qapita aims to enhance the efficiency and transparency of equity management for businesses in the region.

Duetti is a music fintech company that specializes in providing financial solutions for independent musicians. The company acquires catalog rights from artists and monetizes these assets through data-driven strategies and social media marketing. Duetti aims to facilitate quick access to catalog sales, thereby unlocking new investment opportunities for a diverse range of musicians. By offering data-informed pricing for established tracks, the company enables artists to sell individual tracks or portions of their catalog. Duetti's approach not only supports musicians financially but also helps them achieve their professional and personal goals.

Necto platform harnesses the power of next generation, API driven bank connectivity.

Tenet operates a climate-focused financing marketplace that specializes in home and auto loans, particularly for electric vehicles. The platform aims to facilitate a transition to sustainable living by offering innovative and accessible financing options. By helping consumers save money while pursuing their climate goals, Tenet supports the adoption of electric vehicles and tracks carbon emission savings and vehicle performance. Additionally, the company provides institutional investors with access to high-quality environmental, social, and governance (ESG) assets, promoting a financial system that aligns with positive environmental impact.

RQD Clearing delivers the technology, solutions, and business model brokers expect from a correspondent clearing. They are built entirely on cloud-native, real-time technology and offer an implementation that scales as clients.

Arkifi is an artificial intelligence company that develops AI-powered financial analyst tools. Arkifi's framework generates consistent results that avoid fabricating factual details (referred to as "hallucination"), instilling enterprises with an unmatched level of confidence in the outcomes.

Certificial is a real-time insurance verification platform that aims to streamline the supplier management process for businesses. It provides instant access to suppliers' insurance coverage and offers automatic updates when changes occur. The platform integrates seamlessly with brokers' APIs and AMS providers, facilitating easy access for agents and brokers without imposing fees on insurers. Additionally, Certificial enables companies to maintain a comprehensive record of their business relationships, share real-time information, and receive compliance alerts. This functionality helps mitigate risks associated with fraud, misinformation, and lapses in insurance coverage.

Bequest Finance, a fintech firm, provides an innovative, non-custodial digital asset management solution designed to meet the trusts and estates industry's difficulties. Bequest offers a user-friendly experience by leveraging cutting-edge certified smart contracts, enabling a frictionless process that respects privacy and promotes autonomy, thereby revolutionizing the legal framework of digital asset management

OpenFin Inc. specializes in providing runtime technology solutions tailored for financial desktops, enabling web applications to function outside traditional browser environments. Founded in 2010 and based in New York, with an additional office in London, the company serves clients in the financial services sector, including banks in the United States and Europe. OpenFin's platform facilitates real-time application generation, desktop notifications, and seamless communication between applications while adhering to stringent security and compliance standards required by financial institutions. This approach allows users to avoid costly packaging and deployment cycles, promoting rapid and secure application deployment.

Westhill is an online insurance services company focused on improving the claims experience through digital transformation. By digitally connecting insurance carriers and policyholders with contractors, Westhill enhances transparency and customer engagement while streamlining the claims process. The company's approach aims to eliminate inefficiencies, providing homeowners with a faster and more user-friendly experience during home repairs. Through this integration, Westhill seeks to empower clients by offering them greater choice and involvement in their claims journey.

Axoni is a technology company that specializes in real-time data replication and distributed ledger software for the financial services industry. Founded in 2017, it serves major financial institutions, including banks, asset managers, hedge funds, and market infrastructure firms globally, with offices in New York and London. Axoni's platform facilitates the seamless integration of traditional financial technologies with blockchain systems, offering market information and deep analysis of trends. Its solutions enable rapid deployment of critical financial networks and automate real-time data sharing among market participants, enhancing the management of legal records, lifecycle events, and cash flow calculations.

Metrika is a monitoring and analytics platform specializing in blockchain networks, founded in 2019 and headquartered in Cambridge, Massachusetts. The company offers a blockchain-based operational intelligence solution that provides visibility and actionable insights for decentralized systems. Metrika's platform is designed to monitor and analyze the performance of blockchain networks, identifying anomalies that may affect their operation. By addressing these issues, Metrika enables companies to enhance the reliability and performance of their blockchain systems, ultimately supporting their growth on a global scale.

Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.

Simple, safe, and compliant access to web3

Sardine is a financial technology company that specializes in providing a risk and fraud infrastructure tailored for the online economy. It has developed a device intelligence platform that leverages artificial intelligence and advanced risk engine software. This platform enhances fraud detection while minimizing sign-up friction by analyzing multiple real-time data points, including device information, browser details, and behavioral biometrics. By integrating this technology, Sardine enables businesses to establish a robust risk and fraud management framework, ultimately reducing costs within the fintech ecosystem.

Ethic is a company that develops a technology platform focused on simplifying financial planning and portfolio management. The platform utilizes data-driven investment consulting technology to create sustainable investment portfolios. It is designed to minimize tracking errors relative to established passive indices, allowing family offices, health advisers, and endowment foundations to offer tailored sustainability insights and efficient passive portfolio construction for their clients.

OvationCXM is a provider of customer experience management solutions that enables enterprises to enhance their customer journeys across various touchpoints, including digital, back-office, and partner interactions. The platform integrates journey orchestration, knowledge management, generative AI, dynamic chat, and partner connectivity, offering a comprehensive approach to identifying and addressing friction points in real time. This capability helps businesses secure revenue, drive profitable growth, and improve customer loyalty while also supporting staff retention. With features such as pre-built CRM connectors and automation tools, OvationCXM equips clients with the visibility and control needed to deliver exceptional customer experiences efficiently.

Forage is a payments company that enables merchants to accept EBT SNAP payments through a unified API, enhancing access to essential goods for customers utilizing government assistance programs. The company focuses on simplifying the integration of EBT payments in both online and in-person environments, allowing businesses to reach a wider customer base. This approach supports food security initiatives and fosters inclusivity in commerce. Forage also provides ongoing support and resources to assist merchants in effectively utilizing their payment solutions while navigating the regulatory landscape surrounding EBT transactions. By streamlining payment processing, Forage aims to improve the efficiency of government subsidies and promote equitable digital access for communities.

FairPlay is a company that offers fairness solutions for financial institutions, focusing on integrating fairness into AI decision-making processes to help clients assess and mitigate algorithmic bias in their models. The platform provides tools for automated fair lending analysis, allowing financial institutions to evaluate their decision-making frameworks against regulatory standards. FairPlay AI also helps organizations identify potential biases in their algorithms, ensuring compliance with fair lending regulations while promoting equitable outcomes in financial services. By leveraging data-driven insights, FairPlay AI enables clients to enhance their decision-making processes and foster greater transparency in their operations.

Taxes aren’t just another feature — they’re the key to delivering a complete and connected financial experience. april’s suite of smarter tax products is designed to be embedded and white labeled into existing digital platforms: Filing suite – A comprehensive range of services, including DIY tax filing software, tax pro reviews and consultations, and tax pro-led filing Tax planning suite – Built to address key unmet tax needs, from paycheck optimization to tax liability calculations for liquidity events Onboarding acceleration – Simplifies client onboarding with robust historical data via tax transcript retrieval By integrating tax intelligence at every financial touchpoint, firms can build loyalty, drive differentiation, and own every financial moment.

IMTC is a software-as-a-service (SaaS) company that specializes in providing fintech solutions for asset and wealth management firms. The company offers a cloud-native investment management platform that supports buy-side investors through comprehensive analytics and portfolio management tools. This platform facilitates the entire investment decision-making process, from idea generation to trade allocation, thereby enhancing operational efficiency and optimizing performance. By focusing on alpha generation, IMTC aims to fundamentally transform how firms manage fixed income assets for their clients.

Fidel API is a financial infrastructure platform that empowers developers to create programmable experiences in real-time during payment card transactions. By integrating directly with major payment networks like Visa and Mastercard, the platform provides granular transaction data, including amount, location, date, and merchant details. This enables businesses to enhance customer engagement and marketing efforts through real-time, event-driven interactions. Fidel API's technology facilitates the development of advanced loyalty and rewards programs, as well as streamlining processes such as reimbursements and expense management. Founded in 2018 and headquartered in London, Fidel API serves a diverse clientele ranging from startups to large enterprises, including notable organizations like Google and British Airways. The company is supported by significant investors and has a global presence with offices in Lisbon and New York, along with remote employees.

RenoFi operates a renovation financing marketplace that connects homeowners with local banks to facilitate home improvement loans. By utilizing a unique approach, RenoFi allows homeowners to borrow against the after renovation value of their properties rather than their current market value, which helps them access larger loan amounts at lower interest rates. The company partners with various lenders who use its technology platform to offer these specialized renovation loans and related home valuation services. This innovative model enables homeowners to secure instant financing for renovations, ultimately increasing the mortgage value of their homes.

Cowbell Cyber, Inc. is a provider of cyber insurance tailored for small and medium-sized enterprises (SMEs). Founded in 2019 and based in Pleasanton, California, with additional offices in Omaha, Atlanta, and Plano, the company offers a platform that leverages artificial intelligence for continuous risk assessment and underwriting. Cowbell delivers standalone cyber coverage that adapts to the evolving threats facing businesses today. Its services include a comprehensive risk management approach that encompasses risk prevention, mitigation, incident preparedness, and response. By utilizing advanced machine-learning models and both inside-out and outside-in data, Cowbell helps organizations understand their insurable risks, gain insights into risk exposure, and enhance their overall insurability. The company serves various industries, including healthcare, technology, construction, finance, retail, and agriculture.

Propel, Inc. is a technology company based in Brooklyn, New York, founded in 2014. It specializes in developing mobile software applications aimed at improving the financial health of low-income Americans. The company's primary product, Providers, is a free app designed for EBT cardholders, enabling them to manage their government benefits, such as SNAP and rental assistance. The app also helps users save on essential expenses and earn cash, while offering features that allow them to check their balance and organize budgets around local deals. Propel's focus is on empowering its users to better navigate financial challenges and enhance their economic well-being.

Truv offers a technology platform that simplifies the verification process for users by allowing them to connect their payroll accounts directly. This service enables instant access to essential employment and income data, making it more efficient and cost-effective compared to traditional manual verification methods. By utilizing a JavaScript widget, Truv facilitates various applications, including employment verification, income verification for loans, and rental applications. The platform enhances convenience by streamlining processes such as switching direct deposits and managing loan repayments directly from payroll.

Sardine is a financial technology company that specializes in providing a risk and fraud infrastructure tailored for the online economy. It has developed a device intelligence platform that leverages artificial intelligence and advanced risk engine software. This platform enhances fraud detection while minimizing sign-up friction by analyzing multiple real-time data points, including device information, browser details, and behavioral biometrics. By integrating this technology, Sardine enables businesses to establish a robust risk and fraud management framework, ultimately reducing costs within the fintech ecosystem.

Addition Wealth is a financial wellness platform that aims to empower employees in making informed financial decisions. The platform offers a combination of digital tools, online events, expert content, and direct access to financial professionals, making personalized financial expertise more accessible for all employees. By partnering with progressive employers, Addition Wealth enhances financial education and provides customized resources, including community events, guides, and dashboards. This collaborative approach enables employees to better manage their finances and make sound decisions regarding their financial well-being and career.

Tint.ai is a data intelligence platform founded in 2018 and based in San Francisco, California. The company specializes in providing tools for data scientists and insurance companies to enhance the performance of artificial intelligence models and insurance programs. Its platform automates the process of sourcing external data from various vendors and employs machine learning to evaluate this data effectively. By leveraging API-based technology, Tint.ai offers the infrastructure necessary to launch, manage, and optimize property and casualty insurance programs. This approach not only streamlines the development of real-time risk selection and pricing software but also significantly reduces the engineering and data science resources typically required for such initiatives, ultimately improving profitability and customer experience in the insurance sector.

Personetics Technologies Ltd. is a provider of customer interaction technology specifically designed for the financial services industry. Established in 2010 and headquartered in White Plains, New York, with additional offices in Tel Aviv and Singapore, the company offers various solutions to enhance customer experiences. Its flagship product, Personetics Digital Banker, utilizes customer profiles and automated intelligence to facilitate customer-centric processes across multiple channels, including web, mobile, and text banking. The company’s offerings also include Personetics Anywhere, which enables personalized assistance through messaging platforms, and Self-Driving Finance, an engagement platform that supports customers in managing their finances. By leveraging a real-time analytics engine, Personetics helps financial institutions convert passive digital users into active participants while improving customer experiences and reducing operational costs.

Taxes aren’t just another feature — they’re the key to delivering a complete and connected financial experience. april’s suite of smarter tax products is designed to be embedded and white labeled into existing digital platforms: Filing suite – A comprehensive range of services, including DIY tax filing software, tax pro reviews and consultations, and tax pro-led filing Tax planning suite – Built to address key unmet tax needs, from paycheck optimization to tax liability calculations for liquidity events Onboarding acceleration – Simplifies client onboarding with robust historical data via tax transcript retrieval By integrating tax intelligence at every financial touchpoint, firms can build loyalty, drive differentiation, and own every financial moment.

Gr4vy, Inc. is a payment orchestration platform based in San Mateo, California, that simplifies the management of payment ecosystems for mid-sized businesses. Founded in 2020, Gr4vy offers a no-code solution that allows businesses to implement and expand their payment infrastructure without incurring technical debt. The platform provides access to a wide range of payment methods and anti-fraud services globally, facilitating seamless integration and scalability. Additionally, Gr4vy includes tools for reporting, monitoring, and managing payment systems, charging clients based on services rendered rather than per transaction. This approach enables businesses to effectively build and manage their payment operations while adapting to market needs.

Zero Hash LLC is a Chicago-based company that provides post-trade settlement services for digital assets, including derivatives and loans. Established in 2017, it offers a range of services such as digital asset storage, settlements, institutional custody, and regulatory compliance, all facilitated through an application programming interface (API). Zero Hash serves various clients, including neo-banks, broker-dealers, and payment groups, enabling them to seamlessly integrate digital asset trading and custody into their platforms. Its turnkey solution simplifies the complexities associated with regulatory licensing and back-end operations, allowing businesses to focus on enhancing customer experiences. Zero Hash’s clients include notable names like MoneyLion, Transak, and MoonPay. The company is supported by investors such as Point72 Ventures and Bain Capital Ventures, emphasizing its role in making digital assets accessible to a broader audience.

CoverForce is an API platform designed to streamline the quoting, payment, and binding processes for commercial property and casualty insurance. It provides insurance agents and agencies with instant access to a variety of insurance products, including business owner policies, general liability, professional liability, and worker's compensation. By integrating insurance solutions into existing workflows, CoverForce enhances operational efficiency for businesses. The platform supports organizations in effectively managing their insurance needs while ensuring a seamless user experience, making it a valuable tool for sales teams and representatives in the insurance sector.

CHAI is a fintech company focused on developing infrastructure technologies aimed at enhancing the digital economy. The company offers a comprehensive platform that includes a debit card, a merchant-facing payment API, and an e-wallet, all of which utilize blockchain technology. This platform enables both merchants and individual users to access a variety of payment options quickly and efficiently, allowing merchants to integrate these solutions in under an hour. Additionally, users can conveniently make online purchases by linking their bank accounts.

Tractiv is a fintech company that specializes in developing a market data audit tool aimed at enhancing the management of market information by financial exchanges. Its software platform offers increased visibility, distribution, and control over data transactions through the use of encryption and immutable ledger technology. This enables large financial exchanges and consolidated vendors to effectively prevent the illicit redistribution of data, ensuring integrity and security in market operations.

Thought Machine is a fintech company focused on transforming core banking through innovative cloud-native technology. The company addresses the challenges posed by outdated IT infrastructure that many banks rely on, which hinders their capacity for innovation and customer service. Its primary product, Vault, is a comprehensive retail banking platform designed with a microservice API architecture that can be easily configured to meet the specific needs of various banks. By enabling banks to modernize their systems, improve user experiences, and enhance data analysis capabilities, Thought Machine aims to facilitate a significant evolution in the banking sector, fostering a more efficient and responsive financial environment.

Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.

LÜK is a fintech-enabled B2B marketplace that serves the creative industry, which includes models, photographers, stylists, and hair and makeup artists. The platform aggregates talent from various agencies, providing brands with a streamlined way to discover, book, and contact professional creative talent. By consolidating agency-represented talent into one accessible platform, LÜK simplifies the casting process, allowing brands to connect with models and other professionals from multiple premium agencies simultaneously. Additionally, LÜK enhances the payment experience by offering immediate payments through invoice factoring, significantly reducing the traditional payment timeline of 60 to 150 days that talent agencies typically face. This positions LÜK as a key facilitator of payments within the creative talent industry.

Qapita is a software-as-a-service platform specializing in equity and transaction management. It offers a comprehensive equity management system that facilitates capitalization table management, employee stock ownership plan (ESOP) management, and digital ESOP issuance. This platform enables equity stakeholders to efficiently manage their holdings in a digital format, serving clients primarily across South and Southeast Asia. By streamlining these processes, Qapita aims to enhance the efficiency and transparency of equity management for businesses in the region.

Zero Hash LLC is a Chicago-based company that provides post-trade settlement services for digital assets, including derivatives and loans. Established in 2017, it offers a range of services such as digital asset storage, settlements, institutional custody, and regulatory compliance, all facilitated through an application programming interface (API). Zero Hash serves various clients, including neo-banks, broker-dealers, and payment groups, enabling them to seamlessly integrate digital asset trading and custody into their platforms. Its turnkey solution simplifies the complexities associated with regulatory licensing and back-end operations, allowing businesses to focus on enhancing customer experiences. Zero Hash’s clients include notable names like MoneyLion, Transak, and MoonPay. The company is supported by investors such as Point72 Ventures and Bain Capital Ventures, emphasizing its role in making digital assets accessible to a broader audience.

Metrika is a monitoring and analytics platform specializing in blockchain networks, founded in 2019 and headquartered in Cambridge, Massachusetts. The company offers a blockchain-based operational intelligence solution that provides visibility and actionable insights for decentralized systems. Metrika's platform is designed to monitor and analyze the performance of blockchain networks, identifying anomalies that may affect their operation. By addressing these issues, Metrika enables companies to enhance the reliability and performance of their blockchain systems, ultimately supporting their growth on a global scale.

Ribbon Home, Inc. is an online real estate platform founded in 2017 and based in New York, New York. The company facilitates the buying and selling of properties, offering services that enable homeowners to purchase new homes before selling their existing ones. By collaborating with local realtors, Ribbon Home provides clients with the opportunity to secure their desired homes while allowing them the time and flexibility to sell their current properties at favorable prices. The company aims to simplify the home buying process, making it more accessible and less stressful for families. Additionally, Ribbon Home offers financing and leasing services to support buyers in acquiring their homes.

Peach Finance, Inc. is a technology company based in Oakland, California, that specializes in developing a loan management platform tailored for finance, legal, and operations teams. Founded in 2018, Peach offers a software as a service (SaaS) solution that utilizes machine-learning algorithms to enhance repayment rates while ensuring compliance. Its API-first, fully configurable platform enables lenders to efficiently launch and scale lending products across various asset classes. The comprehensive service includes a loan management system, borrower and agent portals, customer relationship management (CRM), omnichannel communications, payment processing, reporting, and the unique Self-Service Portfolio Migration capability. Peach Finance aims to empower lenders with innovative tools to improve their operations and the lives of their customers.

SentiLink Corp. is a technology company based in San Francisco, California, specializing in fraud visualization solutions. Founded in 2017, it focuses on detecting and preventing synthetic identities, identity theft, and various forms of fraud, including money laundering and contractor fraud. SentiLink employs advanced technology that analyzes statistical anomalies through real-time application programming interfaces and risk analysis tools. This approach allows businesses to identify and block fraudulent applications linked to synthetic identities and crime rings, ultimately protecting their financial interests and enhancing their security measures.

Catch is redesigning benefits to put people at the center of their own financial stability and security. For freelancers, contractors, and workers without access to employer benefits, Catch automatically handles tax withholding, builds long-term investment savings, and provides critical insurance products. In creating a personalized safety net, Catch envisions a world where individuals can leverage data-driven curation and timely insights to gain full agency over changing needs.

Blooma provides a digital underwriting platform designed to enhance the commercial real estate lending process. By leveraging artificial intelligence and machine learning, Blooma's platform simplifies loan processing decisions and streamlines various aspects of deal origination, including configurable workflows, risk settings, document management, and underwriting management. This innovative approach enables lenders to reduce loan origination time and costs while conducting thorough analyses of their transactions. Ultimately, Blooma aims to improve productivity for banking firms by allowing them to prioritize the most suitable deals and effectively monitor their portfolios.

Trellis makes insurance easy by meeting consumers where they are–and helping them find the right personal insurance to meet their needs. Powered by consumer-permissioned data, Trellis Connect is a property and casualty pre-fill solution that delivers a simplified user experience, unlocks the full value of data in personal insurance accounts, and protects users’ security and privacy. Trellis Technologies was established in 2019 by Daniel Demetri in San Francisco, California.

Array is a financial innovation platform that assists digital brands, financial institutions, and fintech companies in quickly bringing consumer products and features to market. The platform offers tools for measuring credit and financial health, providing users with personalized data on these aspects. Array's services include tokenized data security, data attribution, and customizable embedded solutions, allowing businesses to tailor their offerings without being tied to specific banks or credit bureaus. By enhancing digital engagement and promoting financial literacy, Array enables its clients to drive revenue effectively while avoiding substantial monthly data commitments.

Informed, Inc. is a technology company based in San Francisco, California, established in 2016. It operates a platform designed to facilitate the connection between buyers and sellers of pre-owned cars while also providing services that enhance the digital transformation of banks. The company offers a robotic process automation solution that performs essential verification tasks, including income, identity, residence, and insurance verifications. This automation helps banks minimize manual costs related to document reviews, mitigate fraud, reduce bias, and decrease errors during loan origination and account opening processes. Additionally, Informed's consumer auto financing platform features a digital assistant that gathers necessary documents from borrowers and employs machine learning and optical character recognition to streamline and automate the loan origination process for auto lenders.

Finlync is a FinTech company focused on transforming corporate finance and treasury operations through its ERP native applications and API connectivity. By aggregating global banking APIs, Finlync provides solutions that facilitate embedded real-time payments and effective cash management. This enables treasurers to optimize cash flow and streamline the management of complex financial needs, thereby enhancing decision-making and resource efficiency. The company serves a diverse clientele, including Fortune 2000 and Fortune 500 companies, and employs a global workforce across 11 countries, with offices located in key financial hubs such as Singapore, Los Angeles, New York, and Paris.

Railz is a developer of an accounting data platform designed to create a comprehensive financial data network that connects financial institutions and fintechs with their small and medium-sized business (SMB) customers. The platform offers an Accounting Data-as-a-Service solution that allows users to access real-time financial data from major accounting service providers through a single API. This enables financial institutions to efficiently navigate complex data landscapes and gain insights into customer financial transactions, analytics, and reports. By optimizing conversion rates with its front-end module, Railz facilitates the seamless collection and analysis of accounting data, enhancing decision-making and operational efficiency for its clients.

Gr4vy, Inc. is a payment orchestration platform based in San Mateo, California, that simplifies the management of payment ecosystems for mid-sized businesses. Founded in 2020, Gr4vy offers a no-code solution that allows businesses to implement and expand their payment infrastructure without incurring technical debt. The platform provides access to a wide range of payment methods and anti-fraud services globally, facilitating seamless integration and scalability. Additionally, Gr4vy includes tools for reporting, monitoring, and managing payment systems, charging clients based on services rendered rather than per transaction. This approach enables businesses to effectively build and manage their payment operations while adapting to market needs.

Array is a financial innovation platform that assists digital brands, financial institutions, and fintech companies in quickly bringing consumer products and features to market. The platform offers tools for measuring credit and financial health, providing users with personalized data on these aspects. Array's services include tokenized data security, data attribution, and customizable embedded solutions, allowing businesses to tailor their offerings without being tied to specific banks or credit bureaus. By enhancing digital engagement and promoting financial literacy, Array enables its clients to drive revenue effectively while avoiding substantial monthly data commitments.

Tint.ai is a data intelligence platform founded in 2018 and based in San Francisco, California. The company specializes in providing tools for data scientists and insurance companies to enhance the performance of artificial intelligence models and insurance programs. Its platform automates the process of sourcing external data from various vendors and employs machine learning to evaluate this data effectively. By leveraging API-based technology, Tint.ai offers the infrastructure necessary to launch, manage, and optimize property and casualty insurance programs. This approach not only streamlines the development of real-time risk selection and pricing software but also significantly reduces the engineering and data science resources typically required for such initiatives, ultimately improving profitability and customer experience in the insurance sector.

Ethic is a company that develops a technology platform focused on simplifying financial planning and portfolio management. The platform utilizes data-driven investment consulting technology to create sustainable investment portfolios. It is designed to minimize tracking errors relative to established passive indices, allowing family offices, health advisers, and endowment foundations to offer tailored sustainability insights and efficient passive portfolio construction for their clients.

Trace is a cloud-based platform focused on enhancing business spend management for finance teams. It offers real-time visibility into spending, facilitates faster and more accurate financial closing processes, and empowers employees while minimizing risk. By providing flexible purchase workflows tailored to contemporary business needs, Trace manages the entire transaction lifecycle from purchase request through to payment and reconciliation. The platform aims to improve the financial health of organizations, fostering collaboration between finance teams and other departments to enable informed decision-making. With a commitment to creating efficient and insightful financial operations, Trace leverages its team's extensive expertise in the financial management sector to deliver simple yet effective solutions for budgeting, spending, and hiring.

Personetics Technologies Ltd. is a provider of customer interaction technology specifically designed for the financial services industry. Established in 2010 and headquartered in White Plains, New York, with additional offices in Tel Aviv and Singapore, the company offers various solutions to enhance customer experiences. Its flagship product, Personetics Digital Banker, utilizes customer profiles and automated intelligence to facilitate customer-centric processes across multiple channels, including web, mobile, and text banking. The company’s offerings also include Personetics Anywhere, which enables personalized assistance through messaging platforms, and Self-Driving Finance, an engagement platform that supports customers in managing their finances. By leveraging a real-time analytics engine, Personetics helps financial institutions convert passive digital users into active participants while improving customer experiences and reducing operational costs.

Built Technologies, Inc. is a Nashville-based company that specializes in cloud-based construction loan administration and draw management software. Founded in 2014, the company has developed a platform that enhances productivity, mitigates risk, and improves the overall experience for its users. The software facilitates real-time visibility into construction portfolios, streamlines complex loan administration processes, and accelerates fund disbursement for projects. By integrating file management, custom draw workflows, and comprehensive reporting and risk management features, Built Technologies serves a diverse range of stakeholders, including lenders, borrowers, builders, developers, consultants, and inspectors. The platform aims to reduce construction loan risk, increase loan profitability, and simplify compliance for all users involved in the construction lending process.

Axoni is a technology company that specializes in real-time data replication and distributed ledger software for the financial services industry. Founded in 2017, it serves major financial institutions, including banks, asset managers, hedge funds, and market infrastructure firms globally, with offices in New York and London. Axoni's platform facilitates the seamless integration of traditional financial technologies with blockchain systems, offering market information and deep analysis of trends. Its solutions enable rapid deployment of critical financial networks and automate real-time data sharing among market participants, enhancing the management of legal records, lifecycle events, and cash flow calculations.

Protego Trust Bank is a financial service company that offers regulated crypto services to institutional investors. The company provides clients comprehensive digital asset services including custody, trading, lending, and issuance - all within one vertically integrated partner. Protego Trush Bank was founded in 2017 and is based in Seattle, WA.

OpenFin Inc. specializes in providing runtime technology solutions tailored for financial desktops, enabling web applications to function outside traditional browser environments. Founded in 2010 and based in New York, with an additional office in London, the company serves clients in the financial services sector, including banks in the United States and Europe. OpenFin's platform facilitates real-time application generation, desktop notifications, and seamless communication between applications while adhering to stringent security and compliance standards required by financial institutions. This approach allows users to avoid costly packaging and deployment cycles, promoting rapid and secure application deployment.

Sliderule is the no-code rules engine for fraud, compliance, and customer risk at fintech companies Sliderule helps risk teams build automated decisioning logic from drag-and-drop blocks, including rules, data connectors, and analytics - without calling in the engineers. Sliderule is the modern rules engine fintech companies need to fight financial crime, reduce risk, and make smart decisions about their customers. The company was founded in 2020, and formerly known as Modern Logic.

smartrr provides mobile-first design, smart retention, email and SMS for subscription management, easy translations, copy overrides, passwordless login, cohort analysis, retention metrics, and marketing banner services.

Blooma provides a digital underwriting platform designed to enhance the commercial real estate lending process. By leveraging artificial intelligence and machine learning, Blooma's platform simplifies loan processing decisions and streamlines various aspects of deal origination, including configurable workflows, risk settings, document management, and underwriting management. This innovative approach enables lenders to reduce loan origination time and costs while conducting thorough analyses of their transactions. Ultimately, Blooma aims to improve productivity for banking firms by allowing them to prioritize the most suitable deals and effectively monitor their portfolios.

Transcend is a leading provider of optimization solutions for collateralized businesses. With a growing roster of world-class banks and other financial institutions as clients, the firm is poised to become the gold standard for the real-time, firm-wide management of inventory, funding, and liquidity. With more than 75 employees globally, Transcend addresses an array of regulatory and capital challenges that are facing the industry with a user-friendly, SaaS-based, or on-prem collateral and liquidity management platform.

Jiko is an innovative bank headquartered in San Francisco, with additional offices in New York City and Reykjavik. It operates a unique financial platform that focuses on U.S. Treasury bills, providing users with a combination of yield, safety, and scalability. By integrating a nationally chartered bank with a registered broker-dealer, Jiko allows customers to hold cash in the form of Treasury bills, ensuring secure custody. The platform also serves as a financial portal, enabling users to invest in Treasury bills while managing their finances digitally. This approach aims to empower individuals to control their money more effectively and achieve financial success in today’s fast-paced economy.

Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.

Thought Machine is a fintech company focused on transforming core banking through innovative cloud-native technology. The company addresses the challenges posed by outdated IT infrastructure that many banks rely on, which hinders their capacity for innovation and customer service. Its primary product, Vault, is a comprehensive retail banking platform designed with a microservice API architecture that can be easily configured to meet the specific needs of various banks. By enabling banks to modernize their systems, improve user experiences, and enhance data analysis capabilities, Thought Machine aims to facilitate a significant evolution in the banking sector, fostering a more efficient and responsive financial environment.

Covr Financial Technologies, Inc. operates as a digital brokerage general agency, providing life, long-term care, and disability insurance solutions tailored for financial institutions, their advisors, and clients. The company's offerings include the Covr Advisor platform, which enables financial advisors to efficiently meet their clients' insurance needs by selecting appropriate products, and the Covr Consumer platform that allows banks and credit unions to sell insurance directly to customers online. Additionally, Covr Insights assists in managing and analyzing existing life insurance policies. Founded in 2013 and based in Boise, Idaho, Covr serves over 24,000 financial advisors and 13 million customers across various financial institutions, including wealth management firms, banks, and credit unions. The company is supported by notable venture capital investors and features an advisory board that includes prominent figures from the financial services industry.

Savi is a social impact startup connecting the 46 million Americans with student loan debt to optimized repayment and forgiveness options. Our online tool shows borrowers a personalized view of their student loans and a path to student loan freedom.

Ladder is a digital life insurance company founded in 2015 and headquartered in Palo Alto, California. It provides flexible term life insurance coverage that can be obtained quickly and efficiently, allowing policyholders to save up to 40%. The company employs an all-digital architecture and real-time underwriting, which simplifies the life insurance application process by eliminating the need for commissioned sales agents. This approach enables financially savvy consumers to apply for insurance online without the need for in-person meetings. Ladder offers coverage options up to $8 million and operates across all 50 states, making life insurance more accessible and affordable for a wide range of individuals.

Nova Credit Inc. is a credit reporting agency based in San Francisco, California, founded in 2016. The company specializes in providing alternative credit data and analytics, focusing on improving credit access for individuals, particularly immigrants. Nova Credit's platform facilitates cross-border consumer credit services, allowing lenders and property managers to make informed decisions regarding credit applications. Its proprietary solutions, including the Credit Passport® and Cash Atlas™, utilize a unique set of data sources and compliance frameworks to enhance traditional credit analytics. Major organizations such as American Express, Verizon, and HSBC use Nova Credit’s services to navigate the complexities of credit scoring in the open finance landscape. The company is supported by prominent investors and industry executives, emphasizing its role in bridging gaps in credit access and fostering responsible growth for businesses.

Peach Finance, Inc. is a technology company based in Oakland, California, that specializes in developing a loan management platform tailored for finance, legal, and operations teams. Founded in 2018, Peach offers a software as a service (SaaS) solution that utilizes machine-learning algorithms to enhance repayment rates while ensuring compliance. Its API-first, fully configurable platform enables lenders to efficiently launch and scale lending products across various asset classes. The comprehensive service includes a loan management system, borrower and agent portals, customer relationship management (CRM), omnichannel communications, payment processing, reporting, and the unique Self-Service Portfolio Migration capability. Peach Finance aims to empower lenders with innovative tools to improve their operations and the lives of their customers.

Ribbon Home, Inc. is an online real estate platform founded in 2017 and based in New York, New York. The company facilitates the buying and selling of properties, offering services that enable homeowners to purchase new homes before selling their existing ones. By collaborating with local realtors, Ribbon Home provides clients with the opportunity to secure their desired homes while allowing them the time and flexibility to sell their current properties at favorable prices. The company aims to simplify the home buying process, making it more accessible and less stressful for families. Additionally, Ribbon Home offers financing and leasing services to support buyers in acquiring their homes.

Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.

Fidel API is a financial infrastructure platform that empowers developers to create programmable experiences in real-time during payment card transactions. By integrating directly with major payment networks like Visa and Mastercard, the platform provides granular transaction data, including amount, location, date, and merchant details. This enables businesses to enhance customer engagement and marketing efforts through real-time, event-driven interactions. Fidel API's technology facilitates the development of advanced loyalty and rewards programs, as well as streamlining processes such as reimbursements and expense management. Founded in 2018 and headquartered in London, Fidel API serves a diverse clientele ranging from startups to large enterprises, including notable organizations like Google and British Airways. The company is supported by significant investors and has a global presence with offices in Lisbon and New York, along with remote employees.

Our transportation system is evolving. Car ownership in urban centers is peaking and consumers are increasingly choosing on-demand and shared ride services over driving themselves. At the same time, commercial and on-demand fleets are becoming increasingly reliant on mobile technology, and autonomous cars are making the move from science fiction to reality. As miles driven shift away from personal vehicles to commercial or shared fleets, a new framework is required for addressing safety. Zendrive is leading the evolution of safety in an era of transportation innovation and mobile ubiquity. We are dedicated to making roads safer through data and analytics. Through our product suite, we leverage mobile sensor data to provide actionable insights that improve safety for passengers and drivers worldwide.

Acorns is a financial technology company founded in 2012 and based in Irvine, California. It offers an application that automates micro-investments by rounding up users' everyday purchases to invest the spare change into a diversified portfolio of exchange-traded funds. These funds are managed by reputable asset managers, providing users with exposure to a variety of investment options. In addition to this core feature, Acorns also provides services such as debit cards, personal checking accounts, investment accounts, and retirement accounts, enabling individuals to invest small amounts of money regularly. The platform aims to make investing accessible and straightforward for everyday users.

Summit Wealth Systems is a cloud software company that enables wealth managers and their clients with abundance. It provides a cloud-based and mobile software platform for wealth managers to manage and improve their client relationships. By developing each firm's own private tech stack, the company uses cloud-native technologies to enable advisors to design their own personalized, modern, mobile, and desktop applications. Summit combines personalized wealth modeling, financial planning, and advisor-client collaboration tools with portfolio management and performance reporting capabilities to provide advisors and their clients with a more humanized wealth experience.

Ethic is a company that develops a technology platform focused on simplifying financial planning and portfolio management. The platform utilizes data-driven investment consulting technology to create sustainable investment portfolios. It is designed to minimize tracking errors relative to established passive indices, allowing family offices, health advisers, and endowment foundations to offer tailored sustainability insights and efficient passive portfolio construction for their clients.

Sheltr makes home maintenance effortless. Ongoing home maintenance is a huge frustration for today's homebuyers and it often goes neglected, resulting in expensive, reactive repairs. Our end-to-end solution helps homeowners reduce stress, spend less, and save time managing their homes. In addition to improving the end-customer's experience, we also help our partners, like home insurers, deepen customer engagement, develop new revenue streams, and mitigate risk.

Aven is a financial services company that specializes in offering a unique product called the Aven HELOC Card. This innovative card merges the features of a credit card with the advantages of a home equity line of credit (HELOC), enabling users to access funds based on their home equity. The Aven HELOC Card is designed to provide lower interest rates compared to standard credit cards, making it an appealing choice for individuals seeking to manage their finances more effectively. Users can make purchases using the card and pay off their balances over time, thus leveraging their home equity to potentially save on interest costs while enjoying flexible repayment options.

Brigit is a financial platform that focuses on promoting financial health and well-being for its users. The platform offers tools for cash advances, credit building, and financial management, allowing individuals to monitor their bills and budgets effectively. By providing insights into spending habits, Brigit helps users manage their finances more prudently and access credit options without incurring heavy interest costs. This approach aims to enhance users' financial stability and sustainability.

LeapYear specializes in developing technology that allows enterprises to harness the value of sensitive data while ensuring its security. The company's platform employs differential privacy, a proven mathematical standard, to facilitate the use of data for machine learning without risking exposure or exploitation. By integrating advanced techniques in machine learning and cryptography, LeapYear enables organizations to analyze and monetize previously restricted data sources. It has established partnerships with major companies across various sectors, including financial services, healthcare, technology, and insurance, to support the secure combination and analysis of siloed information.