Opera Tech Ventures

Hokodo Ltd is a technology company based in London, UK, focused on providing innovative insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Established in 2018, Hokodo develops APIs that enable its clients to seamlessly integrate protection and financing options into their customer journeys. Among its offerings are Invoice Protection, which safeguards customers against unpaid invoices, and Secure Freight, designed to protect goods during transit or storage. By addressing the needs of small and medium-sized enterprises often overlooked by traditional financial services, Hokodo aims to enhance the accessibility and effectiveness of financial products in the market.

Token, Inc. is an open banking payments platform that specializes in facilitating the transition from traditional card payments to account-to-account bank payments across Europe. Founded in 2015 and based in Gardner, Kansas, the company offers a range of solutions, including Token Connect, which empowers banks and developers to create customer-focused products, and Token PSD2, a compliance-oriented SaaS solution that helps banks capitalize on open banking opportunities. Token also provides Token BankPay, enabling payment service providers and merchants to leverage new open banking payment systems. With standardized, API-based access to over 3,000 banks, Token aims to simplify the complexities of compliance while enhancing innovation in digital financial services. Authorized as an Account Information Service Provider and Payment Initiation Service Provider by the FCA in the UK, Token holds passporting rights in 20 additional countries, positioning itself as a leader in the open banking infrastructure space.

Kayrros is a Paris-based company specializing in advanced data analytics for the global energy market. Founded in 2016, it provides valuable insights by integrating unstructured data, such as satellite imagery and social media, with traditional financial and technical data. Employing over 100 professionals from diverse backgrounds, Kayrros operates not only in Paris but also has offices in Houston, London, New York, and Singapore. The company focuses on delivering near real-time information that enhances investment decisions and promotes transparency in energy markets. Kayrros also addresses environmental concerns by offering a platform that helps assess climate impact and energy-transition risks, enabling governments, corporations, and investors to make informed decisions regarding their environmental strategies.

Rewire Ltd., a remittance company, provides money transfer services from Israel to internationally. It offers services that enable users to create a remittance order on their mobile phone/computer; deposit money to their Rewire's account (online, cash, and post office); and get notification when the beneficiary receives funds. The company’s services allow users to send money from Israel to the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. Rewire Ltd. was founded in 2015 and is based in Modi'in-Maccabim-Re'ut, Israel.

Developer of an embedded finance platform designed to empower brands to offer financial services to their customers. The company's software and services give businesses a flexible framework to launch new financial service lines of business aimed at increasing profits, enabling customer relationships and insights, and increasing customer satisfaction and retention.

INSTANT System is a software company specializing in innovative multimodal transport solutions.

Rewire Ltd., a remittance company, provides money transfer services from Israel to internationally. It offers services that enable users to create a remittance order on their mobile phone/computer; deposit money to their Rewire's account (online, cash, and post office); and get notification when the beneficiary receives funds. The company’s services allow users to send money from Israel to the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. Rewire Ltd. was founded in 2015 and is based in Modi'in-Maccabim-Re'ut, Israel.

Token, Inc. is an open banking payments platform that specializes in facilitating the transition from traditional card payments to account-to-account bank payments across Europe. Founded in 2015 and based in Gardner, Kansas, the company offers a range of solutions, including Token Connect, which empowers banks and developers to create customer-focused products, and Token PSD2, a compliance-oriented SaaS solution that helps banks capitalize on open banking opportunities. Token also provides Token BankPay, enabling payment service providers and merchants to leverage new open banking payment systems. With standardized, API-based access to over 3,000 banks, Token aims to simplify the complexities of compliance while enhancing innovation in digital financial services. Authorized as an Account Information Service Provider and Payment Initiation Service Provider by the FCA in the UK, Token holds passporting rights in 20 additional countries, positioning itself as a leader in the open banking infrastructure space.

The My Sis ID platform is the first community of financial departments that preserves transfer fraud by pooling banking identities and their control costs.

Tink AB, founded in 2012 and headquartered in Stockholm, Sweden, operates as a cloud-based open banking platform that enhances financial services through its infrastructure and data products. The company offers a mobile application that allows users to track personal finances, manage money across various accounts, transfer funds, pay bills, and establish personal budgets. Key features of the application include transaction categorization, spending insights, and daily analyses. Additionally, Tink provides products such as account aggregation, payment initiation, and data enrichment, which can be utilized for standalone services or integrated into existing banking applications. The company's partnerships with major financial institutions, including ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, further bolster its position in the financial technology sector.

Tink AB, founded in 2012 and headquartered in Stockholm, Sweden, operates as a cloud-based open banking platform that enhances financial services through its infrastructure and data products. The company offers a mobile application that allows users to track personal finances, manage money across various accounts, transfer funds, pay bills, and establish personal budgets. Key features of the application include transaction categorization, spending insights, and daily analyses. Additionally, Tink provides products such as account aggregation, payment initiation, and data enrichment, which can be utilized for standalone services or integrated into existing banking applications. The company's partnerships with major financial institutions, including ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, further bolster its position in the financial technology sector.

Token, Inc. is an open banking payments platform that specializes in facilitating the transition from traditional card payments to account-to-account bank payments across Europe. Founded in 2015 and based in Gardner, Kansas, the company offers a range of solutions, including Token Connect, which empowers banks and developers to create customer-focused products, and Token PSD2, a compliance-oriented SaaS solution that helps banks capitalize on open banking opportunities. Token also provides Token BankPay, enabling payment service providers and merchants to leverage new open banking payment systems. With standardized, API-based access to over 3,000 banks, Token aims to simplify the complexities of compliance while enhancing innovation in digital financial services. Authorized as an Account Information Service Provider and Payment Initiation Service Provider by the FCA in the UK, Token holds passporting rights in 20 additional countries, positioning itself as a leader in the open banking infrastructure space.

Rewire Ltd., a remittance company, provides money transfer services from Israel to internationally. It offers services that enable users to create a remittance order on their mobile phone/computer; deposit money to their Rewire's account (online, cash, and post office); and get notification when the beneficiary receives funds. The company’s services allow users to send money from Israel to the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. Rewire Ltd. was founded in 2015 and is based in Modi'in-Maccabim-Re'ut, Israel.

Chime is a fintech company established in 2013 by Chris Britt and Ryan King, aimed at providing a modern approach to banking that empowers its members to manage their finances effectively. The company offers a suite of services, including a Chime debit card, Spending Account, and Savings Account, all accessible through a user-friendly mobile app available on both iPhone and Android devices. Chime focuses on helping its members avoid bank fees, save money automatically, and enhance their financial well-being. Key features of the platform include fee-free overdrafts, early access to paychecks, and tools designed to improve credit scores, all of which promote greater financial control and flexibility. Chime has gained recognition for its innovative solutions in the personal finance space, positioning itself as a leader in digital banking.