Pliant is a European fintech company that specializes in B2B payment solutions, offering a modular, API-first platform designed to streamline spending and enhance cash flow for businesses. Founded in 2020 and headquartered in Berlin, Pliant caters to industries with complex payment needs, such as travel and fleet management. The platform provides companies with intuitive applications and APIs, allowing them to gain control, automate processes, and enjoy financial flexibility through extended credit lines. Pliant also partners with financial software platforms, ERP providers, and banks to enhance their credit card offerings via its embedded finance and white-label solutions. As a licensed e-money institution, Pliant issues Visa-powered credit cards in 11 currencies and operates in over 30 countries, supporting more than 3,500 businesses globally while simplifying payment processes.
Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.
Mendel offers a corporate expense management platform that streamlines financial processes for businesses. Its solutions include automated expense tracking, corporate cards, and real-time reporting to improve visibility and control over company spending. The platform integrates with accounting systems and provides analytics for better financial decision-making.
Finmo is a cloud-native financial platform that simplifies global payments and financial operations for businesses of all sizes. It enables users to manage cross-border payments, handle multi-currency funds, and automate cash flow through a single integrated system. The platform provides Global Currency Accounts that allow businesses to hold, pay, and receive funds in various currencies, complete with local bank details to streamline operations and reduce the need for multiple accounts. Finmo connects to local endpoints in major markets, ensuring optimized payment solutions that enhance growth, speed, and cost-effectiveness. With features for real-time expense tracking and cash flow forecasting, Finmo empowers businesses to make informed financial decisions while facilitating seamless transactions worldwide.
Formance specializes in creating and managing complex fund flows within the financial services sector. Its platform provides an open-source financial ledger that allows clients to efficiently track the movement of funds between buyers and sellers. By enabling developers to construct intricate money flows, Formance integrates various financial partners and payment systems into a cohesive infrastructure. This capability not only enhances cash flow management and payment reconciliation but also reduces engineering time and minimizes risk for its users. Through its innovative solutions, Formance empowers software engineers to navigate and optimize diverse financial operations.
Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.
Bureau is a no-code identity and risk orchestration platform that addresses issues related to friction and fraud in digital transactions. It enables businesses to automate decision-making processes, streamline customer onboarding, and prevent fraudulent activities, thereby enhancing user experiences. The platform employs real-time insights and risk profiling to simplify authentication and expedite onboarding, offering comprehensive protection throughout the customer journey. Bureau's solutions encompass customer onboarding, account monitoring, device intelligence, behavioral biometrics, and transaction monitoring. Its distinctive Identity Bureau Network leverages contextual data to provide actionable insights, empowering businesses to make informed decisions regarding digital identities while ensuring compliance and security in a rapidly evolving digital landscape.
Robin AI is a legal infrastructure business that rethinks how contracts are drafted, negotiated, and used. Robin AI caters to a broad spectrum of clients, ranging from large multinational corporations to SMEs and scale-ups. Its self-serve software enables SMEs to streamline contract processing with greater speed and cost efficiency. For larger enterprises, advanced AI features facilitate the efficient editing and querying of high-volume contracts, complemented by specialized support from the company's 45 in-house legal professionals.
Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.
Chaos Labs is a fully automated on-chain economic security system that allows crypto protocols to optimize risk management and capital efficiency while safeguarding user funds. Chaos Labs offers a more secure and safe operating environment for crypto protocols. Chaos Labs uses technology and risk management expertise to help protocols navigate the often volatile crypto markets and make informed decisions. The platform is currently available for protocols on the Ethereum network, with plans to expand to other blockchains such as Terra, NEAR, and Polygon in the future.
Gynger is a payments platform designed specifically for technology purchases, integrating embedded financing to enhance the buying and selling process. By offering flexible payment terms, Gynger allows businesses to make technology acquisitions with greater ease. The platform focuses on sales acceleration by providing custom financing solutions to pre-qualified leads, effectively combining software management with financial services. This enables businesses to improve their sales processes and manage credit more effectively, ultimately enhancing cash flow through tailored financing options.
Zendata specializes in data protection and security, addressing the challenges organizations face in managing data across various systems and third-party integrations. The company's platform goes beyond basic data mapping by providing contextual insights into data usage and identifying potential risks associated with third-party connections. By utilizing advanced artificial intelligence, Zendata integrates disparate data sources into a cohesive view, enabling organizations to derive deeper insights while ensuring compliance with existing policies and data agreements. This comprehensive approach empowers engineering teams to enhance their privacy compliance and effectively harness the potential of their data.
Karmm is an AI-driven, all-in-one platform offering personalized consulting, verified matchmaking, and curated e-commerce services. With seamless engagement through chat, video, or audio consultations, Karmm empowers users to connect and seek guidance across various aspects of life. Through Karmm, individuals can consult for their life issues anonymously and privately, without needing to find or meet consultants in person Our holistic, user-centric platform integrates Consulting, Connect matchmaking, Karma services, and KarmMart into one cohesive experience, accessible anytime, anywhere. Launched in April 2024 Bootstrapped Founders invested USD 1.5 million 80,000+ verified matchmaking profiles available Available on iOS, Android, and Web Over 500,000+ users onboarded Access to a network of 2,900+ expert consultants A comprehensive platform integrating AI features along with consulting, matchmaking, Karma services, and e-commerce
Pliant is a European fintech company that specializes in B2B payment solutions, offering a modular, API-first platform designed to streamline spending and enhance cash flow for businesses. Founded in 2020 and headquartered in Berlin, Pliant caters to industries with complex payment needs, such as travel and fleet management. The platform provides companies with intuitive applications and APIs, allowing them to gain control, automate processes, and enjoy financial flexibility through extended credit lines. Pliant also partners with financial software platforms, ERP providers, and banks to enhance their credit card offerings via its embedded finance and white-label solutions. As a licensed e-money institution, Pliant issues Visa-powered credit cards in 11 currencies and operates in over 30 countries, supporting more than 3,500 businesses globally while simplifying payment processes.
Ume is a credit platform capable of reaching competitive prices and creating an economic environment to make credit simple and democratic.
SingleInterface, based in Gurugram, India, is a leading provider of hyperlocal marketing-to-commerce software for storefronts in Asia. Since its inception in 2016, the company has supported over 250 national and global brands in enhancing their digital discoverability and achieving significant location-level growth across India and Southeast Asia. The platform offers a comprehensive suite of solutions, including local store pages, directory listings, social media integration, local SEO, and analytics, which enable businesses to establish a strong online presence and engage effectively with consumers. Key features such as Business Listings Management, Review Management, and eCommerce-powered Location Pages empower users to manage operations, enhance consumer interactions, and identify new business opportunities. SingleInterface serves various sectors, including Banking & Financial Services, Automobile, and Food & Beverages, and is recognized by notable organizations for its impact on client growth and digital transformation in the retail landscape.
Qoala is an InsureTech company based in Jakarta Selatan, Indonesia, founded in 2018. The company specializes in providing online insurance services that cover flight and train delays, phone screen damages, and e-commerce logistics. By utilizing big data, machine learning, IoT, and blockchain technology, Qoala aims to transform the insurance industry in Indonesia. It collaborates with major e-commerce and travel platforms to offer unique and innovative insurance products, thereby enhancing the customer experience.
NX Technologies specializes in developing innovative technologies for the energy sector. The company has created an energy platform that focuses on managing and controlling wasted and inefficiently consumed energy in buildings and homes. By enhancing energy efficiency, NX Technologies aims to help clients reduce their energy expenditures while also contributing to environmental sustainability through the minimization of power waste.
Bezahl.de is a financial technology startup that focuses on automating and digitizing the receivables process. Its digital payment management platform streamlines tasks such as invoicing, dunning, and financial accounting, enabling real-time communication with customers regarding payment receipts. The platform enhances internal payment management for businesses, particularly in marketing and automotive sectors, by facilitating automated accounting, payment traceability, and contactless payment options. Additionally, Bezahl.de offers services for invoice digitization and embedded finance, ultimately helping organizations improve efficiency and conserve resources in their payment processes.
Private Equity Round in 2024
PPRO is a fintech company that specializes in providing digital payment infrastructure for businesses and banks. Its platform enables seamless integration of various payment methods, including credit card processing, alternative payments, local cash collection, and e-wallet services, all through a single connection. PPRO's technology allows payment platforms, acquirers, and merchants to manage their payment services efficiently, utilizing fraud screening tools and other essential products from multiple providers. The company's orchestration layer ensures smooth process flows and data management, simplifying the complexities of digital payments. Notable clients, including Citi, PayPal, and Stripe, rely on PPRO to enhance their payment capabilities, streamline operations, and improve conversion rates.
Rasa is the leader in generative conversational AI, empowering enterprises to optimize customer service processes and reduce costs by enabling next-level AI assistant development and operation at scale. Combining pro-code and no-code options, our platform allows cross-team collaboration for smarter and faster AI assistant building to accelerate time-to-value significantly. Our unique approach transparently leverages an LLM-native dialogue engine that makes Rasa a reliable and innovative partner for enterprises seeking to significantly enhance their customer interactions with seamless conversational experiences. Rasa provides the data privacy, security, and scalability our Fortune 500 enterprise customers need. Rasa is privately held, with funding from PayPal Ventures, StepStone Group, Accel, Andreessen Horowitz, and Basis Set Ventures. www.rasa.com
Seal Security specializes in providing an open-source vulnerability and patch management platform that automates and enhances supply chain security operations. The company offers security teams standalone patches that facilitate centralized management of the vulnerability patching process, minimizing the need for research and development input. This approach significantly reduces manual labor and technical debt for both security and development teams. Seal Security's solution is designed to integrate effectively with various coding languages, patch management systems, and open-source platforms through robust APIs and command-line interfaces, ensuring comprehensive protection and compliance throughout the open-source journey.
Mesh is a company that creates a secure ecosystem for cryptocurrency transactions, facilitating seamless deposits and payments across over 300 exchanges and wallets. It serves as a connectivity layer for various financial services platforms, allowing integration and interaction with multiple currencies and assets. In addition to its focus on cryptocurrency transactions, Mesh's platform supports stock trading and the transfer of crypto across various platforms. The company provides enterprise clients with tools to authenticate access to banks, brokerages, and exchanges, enabling functionalities such as digital asset transfers, crypto payments, account aggregation, and registered securities trading.
Prometeo operates as a leading fintech infrastructure company, providing a marketplace that connects global corporations with financial institutions in Latin America and the United States. The company specializes in creating advanced technological infrastructure through banking Application Programming Interfaces (APIs), offering access to a vast network of over 1,500 connections to more than 1,200 financial institutions across 11 countries. Prometeo's platform simplifies and secures access to banking data, facilitates bank account validation, and enables account-to-account payments. By automating these processes, the company reduces friction and costs for its clients while enhancing financial connectivity. Additionally, Prometeo offers educational tools and money transfer applications to help users better understand their financial behavior and manage their finances effectively.
Mine is a technology company focused on empowering individuals to take control of their personal data online. The platform allows users to quickly identify companies that hold their sensitive information, including personal, financial, and health data. By integrating with users' email, Mine scans interactions to determine potential data holdings and facilitates a simple process for users to request data deletion from those companies. This capability supports users' rights to privacy and helps minimize their online exposure, reducing potential risks associated with data breaches and misuse. Ultimately, Mine promotes the concept of data ownership as a fundamental human right, ensuring that individuals can manage their personal information effectively.
Tabby Inc. is a financial technology company based in the United Arab Emirates that offers payment solutions for online purchases. It operates a platform that provides customers in the UAE and Saudi Arabia with a buy now, pay later option, allowing them to make payments for their purchases either in a single deferred payment or through multiple installments. This service aims to enhance financial flexibility, enabling consumers to manage their spending more effectively while ensuring safe payment transactions. Through its innovative approach, Tabby seeks to reshape the relationship individuals have with their finances, promoting a more accessible shopping experience.
Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.
RCIE is a co-working ecosystem that connects entrepreneurs to a customized curriculum, corporate partners, and access to capital. It is designed to connect the next generation of multi-cultural and women entrepreneurs to the tools and relationships required to turn dreams into reality. The company was founded in 2016 and is headquartered in Atlanta, Georgia.
Anzu.io, Inc. is an advertising technology company that specializes in integrating brand advertisements into digital gaming environments, including mobile, PC, console, and the metaverse. Founded in 2017 and headquartered in Tel Aviv, with an office in Berlin, Anzu provides a non-disruptive in-game advertising solution that enhances player experience while enabling advertisers to connect with their target audiences programmatically. The company utilizes a patented 3D ad tracking engine to measure ad viewability in games, ensuring compliance with industry standards. Anzu's platform supports various game engines and offers developers a full-suite ad monetization solution that allows for seamless ad placements, thereby generating consistent revenue. The company has garnered support from prominent investors such as Sony Innovation Fund, NBCUniversal, and PayPal Ventures, as it strives to improve the advertising landscape for brands, developers, and gamers alike.
Nocnoc is a cross-border e-commerce platform based in Montevideo, Uruguay, founded in 2017. It facilitates the entry of Latin American marketplaces into the global e-commerce landscape while empowering international sellers to increase their sales volumes in the region. Nocnoc combines integrated logistics and targeted marketing services to create a seamless shopping experience for consumers, regardless of the origin of the products. The platform uses advanced technology and insights from local experts to analyze supply and demand, helping sellers optimize pricing and enhance conversion rates. This enables sellers worldwide to access multiple Latin American marketplaces through a single interface, connecting them with millions of consumers each month.
Spooler provides technology and digital products to improve the virtual shopping experience for online fashion consumers.
Finanzguru is an AI-powered financial assistant that helps users manage their accounts and contracts efficiently. By analyzing income and expenses in real time, it calculates disposable income and considers upcoming bookings from contractual partners, offering users a comprehensive overview of their financial situation. The application serves as a personal assistant, simplifying the management of finances and contracts, while providing personalized recommendations to enhance savings. Finanzguru aims to empower users with complete control over their finances, enabling them to optimize their financial health with minimal effort.
Deep Instinct Ltd. is a cybersecurity company founded in 2014 and headquartered in Tel Aviv, Israel, with an additional office in New York. The company specializes in providing a cybersecurity solution that utilizes deep learning technology to offer on-device and real-time detection and prevention of advanced persistent threats and zero-day attacks. Its platform is designed to protect various mobile devices, endpoints, and operating systems against unknown and evasive cyber threats, regardless of whether they are connected to the network or the Internet. By leveraging the predictive capabilities of deep learning, Deep Instinct enables enterprises to identify and block cyber-attacks in real-time, ensuring comprehensive protection and reducing the risks associated with malware and other threats.
Chaos Labs is a fully automated on-chain economic security system that allows crypto protocols to optimize risk management and capital efficiency while safeguarding user funds. Chaos Labs offers a more secure and safe operating environment for crypto protocols. Chaos Labs uses technology and risk management expertise to help protocols navigate the often volatile crypto markets and make informed decisions. The platform is currently available for protocols on the Ethereum network, with plans to expand to other blockchains such as Terra, NEAR, and Polygon in the future.
Mintoak Innovations is a software-as-a-service (SaaS) platform that enhances payment capabilities for banks and merchants. By partnering with financial institutions, Mintoak aims to create a comprehensive digital payments ecosystem that empowers small to medium enterprises. The platform facilitates the acceptance and recording of both traditional and digital payment methods, offering value-added services that help merchants engage more effectively with their customers. This approach not only improves financial service accessibility but also enables acquirers to strengthen their relationships with merchants through enhanced digital engagement tools.
Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.
Tazapay offers a trade management platform that enhances cross-border commerce for small and medium-sized businesses (SMBs). By providing essential financial technology tools, Tazapay addresses trust issues faced by SMBs in international trade and payments. The platform features comprehensive payment solutions, including various local payment methods and card options, ensuring buyer and seller protection. Additionally, it allows users to conduct background checks on trade partners and secure payments through digital escrows. Tazapay also provides templated proposals and contracts, which help streamline negotiations and reduce friction in the trading process, ultimately increasing the likelihood of successful transactions.
Tabby Inc. is a financial technology company based in the United Arab Emirates that offers payment solutions for online purchases. It operates a platform that provides customers in the UAE and Saudi Arabia with a buy now, pay later option, allowing them to make payments for their purchases either in a single deferred payment or through multiple installments. This service aims to enhance financial flexibility, enabling consumers to manage their spending more effectively while ensuring safe payment transactions. Through its innovative approach, Tabby seeks to reshape the relationship individuals have with their finances, promoting a more accessible shopping experience.
TRM Labs Inc. is a blockchain intelligence company that provides a token relationship management platform designed to assist financial institutions, cryptocurrency businesses, and government agencies in identifying and investigating financial crime and fraud related to digital assets. Founded in 2017 and headquartered in San Francisco, the company leverages machine learning to facilitate on-chain anti-money laundering compliance, incorporating solutions for customer due diligence, transaction monitoring, and relationship management. TRM Labs aims to enhance compliance within the cryptocurrency industry by developing tools that automatically detect suspicious activities, such as money laundering and market manipulation. The company has garnered significant investment from major financial institutions and is supported by a team of experts with backgrounds in law enforcement and top technology firms. TRM Labs operates as a remote-first organization with additional hubs in Washington, DC, and London.
Fordefi operates a multi-party computation (MPC) wallet platform that serves as a Web3 gateway for institutions, facilitating secure connections to decentralized applications (dApps) across various blockchain networks. As the first institutional MPC wallet and security platform specifically designed for decentralized finance, Fordefi offers a range of features including MPC key management, self-service DeFi policy controls, and time-of-transaction smart contract insights. Additionally, the platform provides transaction simulation and risk alerts, enabling market participants to engage with decentralized finance securely and efficiently.
Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.
Northstar specializes in providing financial wellness solutions and benefits platforms designed to assist companies in supporting their employees effectively. The company offers personalized financial advisory services, helping employees maximize their total compensation through expert guidance on retirement planning, budgeting, and debt management. Northstar's platform is particularly valuable during critical periods such as onboarding, open enrollment, and equity events, enabling businesses to enhance their financial planning and improve operational liquidity. Notable clients include Zoom, Snap, NerdWallet, Superhuman, and Virgin Orbit, reflecting Northstar's commitment to fostering financial wellness in the workplace.
Shiprocket is an eCommerce shipping platform based in New Delhi, India, founded in 2017. It provides direct-to-consumer retailers with a cost-effective solution for shipping by utilizing a machine-learning-based data engine. This technology helps businesses select the most suitable courier service, generate shipping labels, and track orders from a centralized dashboard. In addition to its shipping services, Shiprocket also offers high-quality packaging materials through Shiprocket Packaging, ensuring brands and businesses of all sizes have access to necessary resources for their operations. With a focus on efficient and reliable service, Shiprocket aims to simplify the shipping and returns management process for its users across India.
Forage is a payments company that enables merchants to accept EBT SNAP payments through a unified API, enhancing access to essential goods for customers utilizing government assistance programs. The company focuses on simplifying the integration of EBT payments in both online and in-person environments, allowing businesses to reach a wider customer base. This approach supports food security initiatives and fosters inclusivity in commerce. Forage also provides ongoing support and resources to assist merchants in effectively utilizing their payment solutions while navigating the regulatory landscape surrounding EBT transactions. By streamlining payment processing, Forage aims to improve the efficiency of government subsidies and promote equitable digital access for communities.
Lava is building the Amazon for data across web3, Lava is the modular data access network for scaling access to any blockchain. Anyone can add in-demand chains and APIs as modules to Lava, with each module being served by a network of node operators competing to offer the best service. RPC is the first service supported by the protocol and already helps developers unlock innovation across 30+ chains. By leveraging modular architecture and a peer-to-peer network of node operators, Lava powers the universal and performant infrastructure layer for developers to build whatever, wherever.
Codat Limited is a London-based company that specializes in financial and accounting software integrations. Established in 2016, Codat operates a universal API platform that facilitates real-time connectivity for software providers and financial institutions. This enables them to create integrated products tailored for small business customers. The platform simplifies the extraction of data from various sources, such as cloud accounting packages and payment terminals, and supports data mapping to improve operational efficiency. By handling the complexities of integrations, Codat allows its clients to concentrate on enhancing their offerings. The company serves a diverse range of sectors, including banking, insurance, and e-commerce, and has a presence in New York, New York. Codat is supported by notable investors, including Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.
Modulr is a provider of a payments-as-a-service platform designed to facilitate the movement of money for digital businesses. By offering a software-driven application programming interface, Modulr enables companies to create accounts and process payments efficiently. Its platform seamlessly integrates with existing products and systems, automating payment flows and allowing businesses to embed payments directly into their services. This capability helps businesses enhance customer experiences, streamline operations, and drive incremental revenue. Modulr's focus is on unlocking the embedded payment opportunities for various enterprises, empowering them to launch new products and scale their operations effectively.
Talos Trading is a New York-based provider of institutional-grade technology infrastructure for the cryptocurrency market. Founded in 2018 by Anton Katz and Ethan Feldman, Talos offers a comprehensive trading platform that supports the entire trading lifecycle, from price discovery to clearing and settlement. The platform enables users to access spot, futures, and foreign exchange markets, facilitating seamless streaming of real-time prices and request for quote options. Additionally, it provides essential tools for portfolio accounting and market settlement, catering to the needs of various participants within the crypto ecosystem.
Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.
Concerto Card is a fintech company focused on enhancing brand loyalty through credit card partnerships. It offers a platform that specializes in card issuance, rewards functionality, and customer service. By integrating advanced technologies and analytics with robust card servicing, Concerto Card enables businesses to provide tailored credit card products to their customers, improving the overall user experience for both consumers and businesses.
Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. The company offers a range of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing through an online platform. Xepelin aims to provide SMEs with economic freedom in their financial decisions by allowing clients to personalize services to meet their specific needs. With a team of over 500 employees, Xepelin leverages advanced financial indicators and risk assessments to streamline decision-making processes within the business ecosystem. The company is supported by notable investors, positioning it as a leader in the region's evolving financial landscape.
Oyster is a company focused on facilitating global hiring by providing an HR platform designed for distributed teams. Founded in January 2020 by Tony Jamous and Jack Mardack, Oyster enables organizations to manage the complexities of employing individuals from various countries, ensuring compliant payroll and access to localized benefits. The platform simplifies the process for companies looking to hire international talent, allowing them to offer a seamless employment experience without the usual challenges associated with global hiring. As a fully remote organization itself, Oyster employs a diverse team from around the world, reflecting its commitment to creating a more equitable work environment.
Ellevest, Inc. is an investment management firm founded in 2014 and based in New York City, focusing primarily on providing financial services to women. The firm manages customized client portfolios across various asset classes globally, employing fundamental analysis and a top-down approach in its investment strategy. Ellevest has developed a digital investment platform that offers a personalized experience, utilizing proprietary algorithms tailored to women's financial needs, including salary peaks and goal-specific portfolios. This platform aims to empower female investors by helping them take control of their investments and achieve their financial goals through a user-friendly interface and thoughtful portfolio construction.
LayerZero Labs is a developer of a blockchain messaging protocol that enables decentralized applications to function across multiple blockchains. The company's platform focuses on interoperability, facilitating data exchange between disparate blockchains. Unlike traditional methods that require sequential storage of all block headers, LayerZero employs an on-chain light node for validation, allowing block headers to be streamed on-demand by decentralized oracles. This innovative approach enhances speed, security, and cost-efficiency, providing clients with a low-level communication primitive necessary for cross-chain applications.
Cymbio is an Israel-based company founded in 2015 that specializes in an end-to-end drop ship and marketplace automation platform designed to enhance digital sales for brands. The platform integrates and streamlines data between brands and their retail partners, allowing brands to optimize sales opportunities while maintaining control over merchandising, pricing, and product visibility. By automating time-consuming processes, Cymbio facilitates real-time connections between brands and retailers, helping clients to create new business opportunities and strengthen partnerships. Retailers benefit from Cymbio’s offerings as they can provide consumers with a broader selection of products without incurring additional inventory risks.
Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.
Shopware is the highly customisable, future-oriented open commerce platform that turns ambitious business ideas into inspiring success stories. Set your own rules, innovate fast, and stand out with an expertly executed brand strategy and a powerful platform to support your vision.
Skipify is a California-based technology company focused on enhancing the e-commerce experience by reducing friction in the shopping process. The company offers a platform that integrates with existing email providers, allowing shoppers to make purchases directly from blog posts, reviews, and product links. This innovation streamlines the checkout process by connecting shoppers with their payment options, rewards, and points, thereby minimizing abandoned carts and improving overall customer satisfaction. Additionally, Skipify's solution supports merchants in strengthening their relationships with customers and increasing affiliate and partner conversion rates.
TRM Labs Inc. is a blockchain intelligence company that provides a token relationship management platform designed to assist financial institutions, cryptocurrency businesses, and government agencies in identifying and investigating financial crime and fraud related to digital assets. Founded in 2017 and headquartered in San Francisco, the company leverages machine learning to facilitate on-chain anti-money laundering compliance, incorporating solutions for customer due diligence, transaction monitoring, and relationship management. TRM Labs aims to enhance compliance within the cryptocurrency industry by developing tools that automatically detect suspicious activities, such as money laundering and market manipulation. The company has garnered significant investment from major financial institutions and is supported by a team of experts with backgrounds in law enforcement and top technology firms. TRM Labs operates as a remote-first organization with additional hubs in Washington, DC, and London.
Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.
Tala is a global financial technology company focused on delivering accessible financial services to underserved populations in emerging markets, including Kenya, the Philippines, Mexico, and India. Through its mobile application, Tala provides users with instant access to credit, payments, savings, and transfer services, effectively integrating digital and cash ecosystems. By utilizing advanced data science and machine learning, Tala evaluates creditworthiness in real-time, allowing individuals without formal credit histories to receive personalized credit lines. This innovative approach empowers customers to manage their financial needs more effectively and promotes greater financial inclusion.
StreamElements is a content creation platform that supports live content creators in monetization, audience management, and community growth. Founded in 2016 and based in Tel Aviv, Israel, the platform offers a suite of tools including cloud-based overlays, alerts, chatbots, loyalty programs, and brand-safe moderation. These features enable creators to engage their audiences effectively while providing them with opportunities for revenue generation through donations, unblockable ads, and a unique currency system for purchasing in-stream items. StreamElements serves a diverse range of platforms, including Twitch, YouTube, Twitter, and TikTok, and facilitates connections between creators and brands through performance marketing campaigns. Its robust backend tools, such as chat analytics and subscriber management, enhance the live streaming experience, ultimately helping creators grow their channels and increase their revenue.
Paidy Inc. is a Tokyo-based company that specializes in a cardless real-time payment network designed to facilitate online transactions without the need for credit cards or pre-registration. Founded in 2008, Paidy enables consumers to make purchases online and pay for them later through a consolidated monthly bill. The platform is optimized for mobile use and instant-checkout, catering to the preferences of Japanese consumers who typically avoid credit card usage for online payments. By utilizing proprietary technology to assess creditworthiness and underwrite transactions, Paidy guarantees payment to merchants, thereby enhancing their conversion rates, average order values, and repeat purchases. Through its innovative payment solutions, Paidy supports eCommerce operators in boosting sales and overall profitability.
Ziada is a mobile application that connects consumers with service providers in the unorganised sector. The platform facilitates growth for service providers by helping them find new clients actively seeking trusted services. Additionally, Ziada offers business advisory services and access to equipment rental, enhancing the capabilities of service providers. Users can select the required service category and choose a provider based on their location, thus streamlining the process of finding reliable assistance.
HealthDart provides digital health, pharmacies, healthcare, and health finance services. They also provide medicines, in-person consultations with verified nurses and doctors, and instant health advice services. ,
Jetty Insurance Agency LLC, founded in 2015 and headquartered in New York, provides property and casualty insurance products with a focus on the real estate sector. The company aims to simplify the leasing process and enhance conversion rates for property managers while making renting more affordable and accessible for residents. Jetty's innovative platform helps property managers reduce bad debt and streamline operations, ultimately lowering the financial barriers for renters and saving them significant move-in costs.
Shiprocket is an eCommerce shipping platform based in New Delhi, India, founded in 2017. It provides direct-to-consumer retailers with a cost-effective solution for shipping by utilizing a machine-learning-based data engine. This technology helps businesses select the most suitable courier service, generate shipping labels, and track orders from a centralized dashboard. In addition to its shipping services, Shiprocket also offers high-quality packaging materials through Shiprocket Packaging, ensuring brands and businesses of all sizes have access to necessary resources for their operations. With a focus on efficient and reliable service, Shiprocket aims to simplify the shipping and returns management process for its users across India.
Mission “Providing superior real estate services to renters transitioning into homeownership through co-ownership”. About Cher® is the first real estate platform helping renters earning low to moderate income achieve homeownership. We do this by utilizing our all-in-one software and hands on support that streamlines the process of shared homeownership where buyers co-own to build equity in higher rates of appreciating homes, and later sell their fractional ownership. Our services provide accessibility to competitive in-house loan products, customer service support, legal contracts, TIC Loans, LLC formations, down payment assistance, data feeds to thousands of homes via MLS partnerships, Real Estate Brokers, educational resources, and opportunities to meet other pre-qualified buyers to co-own with or fractionally sell to. Our co-ownership programs and unique loan options with down payment assistance enable renters to transition into homeownership and build equity for the first time.
Codat Limited is a London-based company that specializes in financial and accounting software integrations. Established in 2016, Codat operates a universal API platform that facilitates real-time connectivity for software providers and financial institutions. This enables them to create integrated products tailored for small business customers. The platform simplifies the extraction of data from various sources, such as cloud accounting packages and payment terminals, and supports data mapping to improve operational efficiency. By handling the complexities of integrations, Codat allows its clients to concentrate on enhancing their offerings. The company serves a diverse range of sectors, including banking, insurance, and e-commerce, and has a presence in New York, New York. Codat is supported by notable investors, including Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.
TRM Labs Inc. is a blockchain intelligence company that provides a token relationship management platform designed to assist financial institutions, cryptocurrency businesses, and government agencies in identifying and investigating financial crime and fraud related to digital assets. Founded in 2017 and headquartered in San Francisco, the company leverages machine learning to facilitate on-chain anti-money laundering compliance, incorporating solutions for customer due diligence, transaction monitoring, and relationship management. TRM Labs aims to enhance compliance within the cryptocurrency industry by developing tools that automatically detect suspicious activities, such as money laundering and market manipulation. The company has garnered significant investment from major financial institutions and is supported by a team of experts with backgrounds in law enforcement and top technology firms. TRM Labs operates as a remote-first organization with additional hubs in Washington, DC, and London.
Talos Trading is a New York-based provider of institutional-grade technology infrastructure for the cryptocurrency market. Founded in 2018 by Anton Katz and Ethan Feldman, Talos offers a comprehensive trading platform that supports the entire trading lifecycle, from price discovery to clearing and settlement. The platform enables users to access spot, futures, and foreign exchange markets, facilitating seamless streaming of real-time prices and request for quote options. Additionally, it provides essential tools for portfolio accounting and market settlement, catering to the needs of various participants within the crypto ecosystem.
Extend is an API first company that allows any merchant to offer extended warranties and protection plans, both online and offline, while also providing the merchant's end customers with a vastly improved and modern support experience that eliminates many of the issues customers face today with legacy underwriters. Their intelligent decision engine uses machine learning to optimize warranty offers in real-time, thereby improving warranty and cart conversions and generating the most revenue for the merchant. Extend platform is integrated into leading eCommerce solutions including Shopify, Magento, Salesforce Commerce Cloud, BigCommerce, and others so that they can be up and running quickly, with no technical requirements. They also provide custom API integrations for larger merchants who have their own eCommerce platform. It stores all the details of an individual's product purchase and warranty plan for them, while also assisting throughout the claim process to create a seamless experience from start to finish. It was founded in 2019 and is headquartered in San Francisco, California.
VNLIFE is a technology company that develops a digital ecosystem for the tourism, logistics, and commerce sector. It enables a full suite of digital products on their payment and service platforms for individual consumers. The company's mission statement is to become the enabler to startups in terms of technical expertise, business guidance, building networks, and capital so as to provide these startups unprecedented opportunity not only to grow their products and services in the domestic market but also to compete in the global arena.
Happy Returns, Inc. is a company that specializes in providing in-person return solutions for online shoppers. Founded in 2015 and headquartered in Santa Monica, California, it operates a network of Return Bars where customers can return items in person and receive immediate refunds. The company handles the logistics of shipping returned items back to e-commerce retailers, thereby streamlining the return process for both consumers and businesses. By integrating technology and service, Happy Returns aims to offer a seamless return experience that meets the needs of shoppers while also providing retailers with cost-effective logistics solutions.
Arkose Labs, based in San Francisco, California, develops a cybersecurity platform aimed at preventing online fraud and abuse for various industries, including online marketplaces, travel, banking, social media, ticketing, and gaming. Established in 2015, the company offers solutions to combat issues such as account takeover, fake account abuse, scraping, spam, and gift card fraud. Arkose Labs employs an AI-powered system that combines risk assessments with dynamic threat responses, effectively mitigating attacks while enhancing legitimate user experiences. The platform is recognized for its effectiveness, having received accolades for customer satisfaction and market presence. Additionally, it provides unique warranties against credential stuffing and SMS toll fraud, further demonstrating its commitment to protecting businesses from cybercrime. With a significant portion of its clientele being Fortune 500 companies, Arkose Labs operates offices in major locations, including Brisbane, Australia, and has established a strong reputation in the cybersecurity landscape.
Chargehound is a chargeback solution designed to streamline the handling of disputes for businesses. The platform securely gathers data and evidence from payment processors, automating the creation and submission of chargeback responses. By ensuring that these responses are accurate, complete, and timely, Chargehound minimizes human error and simplifies the recovery of funds for users. This comprehensive approach enables businesses to manage disputes more effectively and efficiently.
Paxos is a regulated financial institution founded in 2012 and headquartered in New York, United States. The company focuses on building infrastructure that facilitates the movement between physical and digital assets. Paxos operates a blockchain infrastructure platform that enables the buying, selling, trading, and management of assets in the global economy. Its services include custodial solutions, digital transformation, and fund mobility, allowing enterprises to tokenize, custody, trade, and settle assets. By establishing regulatory designations, Paxos gains access to existing financial systems while developing innovative products, positioning itself as a bridge between traditional finance and the digital future.
Curv Inc. is a developer of a cloud-based wallet focused on the protection and management of digital assets through advanced cryptographic techniques. Established in 2018 and based in Winchester, California, with a research and development office in Tel Aviv, Israel, Curv employs multi-party computation (MPC) protocols to eliminate traditional private keys, enhancing security for digital transactions. The company's platform provides a comprehensive solution that replaces conventional cold and hot wallets, enabling users to securely manage and transact across various blockchain systems. Additionally, Curv offers an enterprise-grade policy engine that allows organizations to define risk profiles and enforce policies, ensuring compliance and security across all digital asset interactions. Curv serves a diverse clientele, including exchanges, brokers, over-the-counter desks, digital asset fund managers, custodians, banks, and fintech companies, facilitating the safe transfer and storage of digital assets.
Codat Limited is a London-based company that specializes in financial and accounting software integrations. Established in 2016, Codat operates a universal API platform that facilitates real-time connectivity for software providers and financial institutions. This enables them to create integrated products tailored for small business customers. The platform simplifies the extraction of data from various sources, such as cloud accounting packages and payment terminals, and supports data mapping to improve operational efficiency. By handling the complexities of integrations, Codat allows its clients to concentrate on enhancing their offerings. The company serves a diverse range of sectors, including banking, insurance, and e-commerce, and has a presence in New York, New York. Codat is supported by notable investors, including Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.
TaxBit is a software company that specializes in cryptocurrency tax and accounting solutions. Its platform automates the calculation and reporting of taxes on cryptocurrency transactions by allowing users to connect their exchanges and wallets, which enables seamless data integration. This functionality helps users generate necessary tax forms automatically. In addition to tax automation, TaxBit offers features for real-time portfolio tracking and tax optimization, allowing users to make informed, tax-efficient trading decisions throughout the year. The company serves both individual crypto enthusiasts and enterprises, providing a comprehensive approach to managing digital asset accounting and compliance.
Paxos is a regulated financial institution founded in 2012 and headquartered in New York, United States. The company focuses on building infrastructure that facilitates the movement between physical and digital assets. Paxos operates a blockchain infrastructure platform that enables the buying, selling, trading, and management of assets in the global economy. Its services include custodial solutions, digital transformation, and fund mobility, allowing enterprises to tokenize, custody, trade, and settle assets. By establishing regulatory designations, Paxos gains access to existing financial systems while developing innovative products, positioning itself as a bridge between traditional finance and the digital future.
Home Lending Pal is a company that offers an innovative lending software platform designed to serve as an artificial intelligence-powered mortgage advisor. This platform helps consumers understand their chances of mortgage approval and reveals hidden ownership costs, enabling informed home-buying decisions. By providing access to risk data typically reserved for lenders, Home Lending Pal empowers consumers and promotes transparency in the mortgage process. The company charges lenders a monthly fee for implementing its fairness solutions, which aim to enhance compliance, efficiency, and engagement with marginalized communities. By fostering trust and demonstrating that increased fairness can lead to greater profits, Home Lending Pal supports lenders in optimizing their marketing strategies to boost application volumes and approval rates.
Modulr is a provider of a payments-as-a-service platform designed to facilitate the movement of money for digital businesses. By offering a software-driven application programming interface, Modulr enables companies to create accounts and process payments efficiently. Its platform seamlessly integrates with existing products and systems, automating payment flows and allowing businesses to embed payments directly into their services. This capability helps businesses enhance customer experiences, streamline operations, and drive incremental revenue. Modulr's focus is on unlocking the embedded payment opportunities for various enterprises, empowering them to launch new products and scale their operations effectively.
Heyday is a skincare services company that provides customized facial treatments through its chain of stores, which are primarily located in New York. Founded in 2015 by Adam Ross, Jeni Sykes, and Michael Pollak, Heyday focuses on offering a personalized skincare experience, including deep cleansing, skin analysis, exfoliation, extractions, masks, hydration, and SPF protection. In addition to its core services, the company also enables customers to purchase a range of skincare products at competitive prices. With a commitment to blending expertise and data, Heyday empowers individuals to take better care of their skin. The company operates an online platform that accelerates consumer product brands on digital marketplaces, further enhancing its reach and impact in the skincare industry.
Fellow Pay enables SMEs to grow by providing fair access to credit through upfront financing on invoices and extending 60 days of free credit to buyers. The company helps growing B2B SMEs in the manufacturing, export, construction, and real estate industry. Without the typical lengthy application processes and financial verification, Fellow Pay enables quick and efficient access to liquidity. The company's services are available in Denmark, the Netherlands, the US, and the UK.
Carro operates as a modern dropshipping marketplace that bridges the gap between retailers looking to enhance their product offerings and high-quality direct-to-consumer suppliers seeking new sales channels. It simplifies the process for retailers by eliminating the complexities and risks associated with traditional wholesale agreements, such as upfront costs and inventory management. Suppliers benefit from partnering with retailers without significant marketing investments, gaining valuable customer data when their products are sold through partner stores. Carro supports a diverse range of retailers, including those primarily focused on a single product, marketplace businesses, and social selling platforms, by connecting them to suppliers across various e-commerce platforms. With a vast network of thousands of retailers and suppliers and a comprehensive catalog of products, Carro has established itself as the largest modern dropshipping marketplace globally, analyzing over $55 billion in orders to ensure quality and variety in its offerings.
Extend is an API first company that allows any merchant to offer extended warranties and protection plans, both online and offline, while also providing the merchant's end customers with a vastly improved and modern support experience that eliminates many of the issues customers face today with legacy underwriters. Their intelligent decision engine uses machine learning to optimize warranty offers in real-time, thereby improving warranty and cart conversions and generating the most revenue for the merchant. Extend platform is integrated into leading eCommerce solutions including Shopify, Magento, Salesforce Commerce Cloud, BigCommerce, and others so that they can be up and running quickly, with no technical requirements. They also provide custom API integrations for larger merchants who have their own eCommerce platform. It stores all the details of an individual's product purchase and warranty plan for them, while also assisting throughout the claim process to create a seamless experience from start to finish. It was founded in 2019 and is headquartered in San Francisco, California.
Neon is a Brazilian fintech established in 2016, founded by Pedro Conrade in response to the high fees charged by traditional banks. The company pioneered the first digital account in Brazil, focusing on providing a comprehensive range of financial services without abusive fees. Neon's offerings include debit and credit cards, personal loans, payroll loans, and investment options, such as CDBs and CDs, all designed with Brazilian workers in mind. Additionally, through its MEI Fácil initiative, Neon supports individual micro-entrepreneurs by providing financial services and education. The company has experienced significant growth, boasting over 15 million customers and a workforce of more than 1,600 employees. In 2021, Neon tripled its revenue and continues to anticipate strong growth. Neon For Life, an AI-driven buy now, pay later platform, further illustrates the company's commitment to enhancing financial flexibility for modern consumers by simplifying the management of essential expenses. Overall, Neon is redefining banking in Brazil by integrating technology to offer an accessible and user-friendly financial experience.
Hey, Inc., founded in 2012 and based in Tokyo, Japan, specializes in the integration, planning, development, and management of e-commerce portals and businesses. The company is committed to fostering a vibrant economy by facilitating the digitalization of commerce. It supports various aspects of online business operations, including the establishment of online shops, point-of-sale systems, cashless payment solutions, and online reservation systems. Hey, Inc. aims to empower businesses by enhancing their online presence and operational efficiency.
PiP iT is a Digital Cash Collection platform that enables loading cash onto eWallets, paying in cash for online orders and paying ebills with cash. For the customer they have the convenience of paying in cash with no need for bank account, credit card, no fraud or identity theft. For your business, you now have a secure and easy way for your customers to pay in cash, but you don’t have the problems of cash collection, reconciliation, cash handling or security risks of having cash. If your business sends bills to customers, offers an eWallet, sells online, you should PiP iT.
Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.
Even offers an affordable on-demand pay product that allows employees to access their paychecks when they need it most—without confusing, hidden, or predatory fees. With a proven track record of reducing employee turnover and increasing retention and productivity, Even is the highest-rated on-demand pay app and has helped employees save more than $82 million to date.
Finclude operates a credit scoring platform that facilitates the assessment of consumer creditworthiness across Europe. By utilizing a unique approach that focuses on transactional behavior, Finclude enables businesses to evaluate individuals regardless of their credit history. The platform aggregates and interprets data from various banks, providing a comprehensive view of a customer's affordability and creditworthiness. This innovative system supports more informed credit decisions for both businesses and consumers, promoting greater financial inclusivity.