Paypal

Pliant is a European fintech company based in Berlin, founded in 2020, that specializes in B2B payment solutions. Its modular, API-first platform is designed to streamline spending, improve cash flow, and integrate payments into existing financial workflows, catering particularly to industries with complex payment requirements such as travel and fleet management. Pliant offers services to two main customer segments: businesses seeking to optimize their operational processes through user-friendly applications and APIs, and financial service providers aiming to enhance their credit card offerings via Pliant's embedded finance and white-label solutions. As a licensed e-money institution, Pliant issues Visa-powered credit cards in 11 currencies across more than 30 countries, serving over 3,500 businesses and over 20 partners globally. The platform allows companies to manage expenses and credit limits easily, promoting efficiency and financial flexibility without the need for traditional bank loans.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Mendel offers a corporate expense management platform that streamlines financial processes for businesses. Its solutions include automated expense tracking, corporate cards, and real-time reporting to improve visibility and control over company spending. The platform integrates with accounting systems and provides analytics for better financial decision-making.

Finmo is a cloud-native financial platform that simplifies global payments and financial operations for businesses of all sizes. It enables users to manage cross-border payments, handle multi-currency funds, and automate cash flow through a single integrated system. The platform provides Global Currency Accounts that allow businesses to hold, pay, and receive funds in various currencies, complete with local bank details to streamline operations and reduce the need for multiple accounts. Finmo connects to local endpoints in major markets, ensuring optimized payment solutions that enhance growth, speed, and cost-effectiveness. With features for real-time expense tracking and cash flow forecasting, Finmo empowers businesses to make informed financial decisions while facilitating seamless transactions worldwide.

Formance specializes in creating and managing complex fund flows within the financial services sector. Its platform provides an open-source financial ledger that allows clients to efficiently track the movement of funds between buyers and sellers. By enabling developers to construct intricate money flows, Formance integrates various financial partners and payment systems into a cohesive infrastructure. This capability not only enhances cash flow management and payment reconciliation but also reduces engineering time and minimizes risk for its users. Through its innovative solutions, Formance empowers software engineers to navigate and optimize diverse financial operations.

Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.

Bureau is a no-code identity and risk orchestration platform that helps businesses mitigate friction and fraud in customer interactions. It specializes in automating decisions for onboarding trustworthy customers while enhancing security and user experiences. The platform employs real-time insights, instant logins, and risk profiling to streamline authentication and hasten the onboarding process. Bureau offers a comprehensive suite of solutions, including customer onboarding, account monitoring, device intelligence, behavioral biometrics, and transaction monitoring, providing extensive protection throughout the customer journey. Its innovative Identity Bureau Network leverages contextual data to generate actionable insights, allowing businesses to make informed decisions regarding digital identities while improving KYC compliance and fraud prevention in the mobile domain.

Robin AI is a legal technology startup focused on automating legal processes through artificial intelligence. Its software enhances the contract mark-up process by providing essential features while ensuring enterprise-grade encryption and security, which helps safeguard sensitive data. The platform empowers legal teams to delegate low-complexity tasks, thereby simplifying and streamlining legal workflows. By automating routine aspects of legal work, Robin AI enables professionals to concentrate on more complex and high-value tasks, ultimately improving productivity and efficiency within legal practices.

Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.

Chaos Labs is a cloud-based platform that provides an automated on-chain economic security system for cryptocurrency protocols, focusing on risk management and capital efficiency. By leveraging advanced technology and risk management expertise, it enables protocols to better navigate the volatile crypto markets and protect user funds. The platform creates simulations of user interactions, protocol dynamics, and potential malicious activities, allowing clients to analyze and enhance their systems through scenario-based testing. Currently, Chaos Labs supports protocols on the Ethereum network, with plans for future expansion to additional blockchains such as Terra, NEAR, and Polygon. This approach fosters a more secure and efficient operating environment for crypto protocols, enhancing their resilience against risks.

Gynger is a payments platform designed specifically for technology purchases, integrating embedded financing to enhance the buying and selling process. By offering flexible payment terms, Gynger allows businesses to make technology acquisitions with greater ease. The platform focuses on sales acceleration by providing custom financing solutions to pre-qualified leads, effectively combining software management with financial services. This enables businesses to improve their sales processes and manage credit more effectively, ultimately enhancing cash flow through tailored financing options.

Zendata specializes in data protection and security, addressing the challenges organizations face in managing data across various systems and third-party integrations. The company's platform goes beyond basic data mapping by providing contextual insights into data usage and identifying potential risks associated with third-party connections. By utilizing advanced artificial intelligence, Zendata integrates disparate data sources into a cohesive view, enabling organizations to derive deeper insights while ensuring compliance with existing policies and data agreements. This comprehensive approach empowers engineering teams to enhance their privacy compliance and effectively harness the potential of their data.

Karmm is an AI-driven, all-in-one platform offering personalized consulting, verified matchmaking, and curated e-commerce services. With seamless engagement through chat, video, or audio consultations, Karmm empowers users to connect and seek guidance across various aspects of life. Through Karmm, individuals can consult for their life issues anonymously and privately, without needing to find or meet consultants in person Our holistic, user-centric platform integrates Consulting, Connect matchmaking, Karma services, and KarmMart into one cohesive experience, accessible anytime, anywhere. Launched in April 2024 Bootstrapped Founders invested USD 1.5 million 80,000+ verified matchmaking profiles available Available on iOS, Android, and Web Over 500,000+ users onboarded Access to a network of 2,900+ expert consultants A comprehensive platform integrating AI features along with consulting, matchmaking, Karma services, and e-commerce

Pliant is a European fintech company based in Berlin, founded in 2020, that specializes in B2B payment solutions. Its modular, API-first platform is designed to streamline spending, improve cash flow, and integrate payments into existing financial workflows, catering particularly to industries with complex payment requirements such as travel and fleet management. Pliant offers services to two main customer segments: businesses seeking to optimize their operational processes through user-friendly applications and APIs, and financial service providers aiming to enhance their credit card offerings via Pliant's embedded finance and white-label solutions. As a licensed e-money institution, Pliant issues Visa-powered credit cards in 11 currencies across more than 30 countries, serving over 3,500 businesses and over 20 partners globally. The platform allows companies to manage expenses and credit limits easily, promoting efficiency and financial flexibility without the need for traditional bank loans.

Ume is a consumer finance platform designed to simplify access to credit, particularly for low-income individuals who lack traditional banking resources. By offering purchase credit through retailers' points of sale, Ume eliminates hidden fees, unclear terms, and high interest rates, fostering a more inclusive financial environment. The platform aims to empower consumers to achieve their personal financial goals while enabling retailers to offer a risk-free credit alternative. Through its competitive pricing and commitment to transparency, Ume seeks to democratize credit access and create an economic landscape that benefits both consumers and retailers.

SingleInterface, based in Gurugram, India, is a leading provider of hyperlocal marketing-to-commerce software for storefronts in Asia. Since its inception in 2016, the company has supported over 250 national and global brands in enhancing their digital discoverability and achieving significant location-level growth across India and Southeast Asia. The platform offers a comprehensive suite of solutions, including local store pages, directory listings, social media integration, local SEO, and analytics, which enable businesses to establish a strong online presence and engage effectively with consumers. Key features such as Business Listings Management, Review Management, and eCommerce-powered Location Pages empower users to manage operations, enhance consumer interactions, and identify new business opportunities. SingleInterface serves various sectors, including Banking & Financial Services, Automobile, and Food & Beverages, and is recognized by notable organizations for its impact on client growth and digital transformation in the retail landscape.

Qoala is an InsureTech company founded in 2018 and based in Jakarta Selatan, Indonesia. It specializes in providing online insurance services for various needs, including flight and train delays, phone screen damages, and e-commerce logistics. By leveraging advanced technologies such as big data, machine learning, Internet of Things (IoT), and blockchain, Qoala aims to transform the insurance landscape in Indonesia. The company collaborates with major e-commerce and travel platforms to offer innovative insurance products that enhance customer experiences.

NX Technologies specializes in developing innovative technologies for the energy sector. The company has created an energy platform that focuses on managing and controlling wasted and inefficiently consumed energy in buildings and homes. By enhancing energy efficiency, NX Technologies aims to help clients reduce their energy expenditures while also contributing to environmental sustainability through the minimization of power waste.

Bezahl.de is a financial technology startup that focuses on automating and digitizing the receivables process. Its digital payment management platform streamlines tasks such as invoicing, dunning, and financial accounting, enabling real-time communication with customers regarding payment receipts. The platform enhances internal payment management for businesses, particularly in marketing and automotive sectors, by facilitating automated accounting, payment traceability, and contactless payment options. Additionally, Bezahl.de offers services for invoice digitization and embedded finance, ultimately helping organizations improve efficiency and conserve resources in their payment processes.

PPRO is a fintech company specializing in digital payments infrastructure, enabling businesses and banks to streamline their payment processes through a single connection. The company offers a comprehensive platform that includes credit card processing, alternative payment methods, local cash collection, e-money accounts, and e-wallet facilities. PPRO's solutions allow payment platforms, acquirers, and merchants to access essential services, such as fraud screening tools, without the need for complex coding. Its orchestration layer efficiently manages process flows and data, ensuring that partners can deliver seamless end-to-end services to their customers. Notable clients, including Citi, PayPal, and Stripe, utilize PPRO's infrastructure to enhance their operations, improve conversion rates, and simplify the complexities associated with digital payments.

Rasa Technologies GmbH, founded in 2016 and based in Berlin, Germany, specializes in developing machine learning tools for creating conversational software, including chatbots and virtual assistants. The company offers a suite of products, notably Rasa Open Source, a widely adopted framework for building text- and voice-based AI assistants, and Rasa X, a toolset designed to enhance and share these assistants. Rasa Enterprise provides an enterprise-grade solution for developing contextual assistants at scale. Rasa's platform is utilized across various industries, including healthcare, insurance, banking, telecommunications, and travel, focusing on applications such as lead generation, internal process automation, and customer service. The company is known for its commitment to data privacy and security, catering to both startups and large enterprises.

Seal Security specializes in providing an open-source vulnerability and patch management platform that automates and enhances supply chain security operations. The company offers security teams standalone patches that facilitate centralized management of the vulnerability patching process, minimizing the need for research and development input. This approach significantly reduces manual labor and technical debt for both security and development teams. Seal Security's solution is designed to integrate effectively with various coding languages, patch management systems, and open-source platforms through robust APIs and command-line interfaces, ensuring comprehensive protection and compliance throughout the open-source journey.

Mesh is a company that creates a secure ecosystem for cryptocurrency transactions, facilitating seamless deposits and payments across over 300 exchanges and wallets. It serves as a connectivity layer for various financial services platforms, allowing integration and interaction with multiple currencies and assets. In addition to its focus on cryptocurrency transactions, Mesh's platform supports stock trading and the transfer of crypto across various platforms. The company provides enterprise clients with tools to authenticate access to banks, brokerages, and exchanges, enabling functionalities such as digital asset transfers, crypto payments, account aggregation, and registered securities trading.

Prometeo operates as a leading fintech infrastructure company, providing a marketplace that connects global corporations with financial institutions in Latin America and the United States. The company specializes in creating advanced technological infrastructure through banking Application Programming Interfaces (APIs), offering access to a vast network of over 1,500 connections to more than 1,200 financial institutions across 11 countries. Prometeo's platform simplifies and secures access to banking data, facilitates bank account validation, and enables account-to-account payments. By automating these processes, the company reduces friction and costs for its clients while enhancing financial connectivity. Additionally, Prometeo offers educational tools and money transfer applications to help users better understand their financial behavior and manage their finances effectively.

Mine is a technology company focused on empowering individuals to take control of their personal data online. The platform allows users to quickly identify companies that hold their sensitive information, including personal, financial, and health data. By integrating with users' email, Mine scans interactions to determine potential data holdings and facilitates a simple process for users to request data deletion from those companies. This capability supports users' rights to privacy and helps minimize their online exposure, reducing potential risks associated with data breaches and misuse. Ultimately, Mine promotes the concept of data ownership as a fundamental human right, ensuring that individuals can manage their personal information effectively.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

RCIE is a co-working ecosystem that connects entrepreneurs to a customized curriculum, corporate partners, and access to capital. It is designed to connect the next generation of multi-cultural and women entrepreneurs to the tools and relationships required to turn dreams into reality. The company was founded in 2016 and is headquartered in Atlanta, Georgia.

Anzu.io, Inc. is an advertising technology company that specializes in integrating brand advertisements into digital gaming environments, including mobile, PC, console, and the metaverse. Founded in 2017 and headquartered in Tel Aviv, with an office in Berlin, Anzu provides a non-disruptive in-game advertising solution that enhances player experience while enabling advertisers to connect with their target audiences programmatically. The company utilizes a patented 3D ad tracking engine to measure ad viewability in games, ensuring compliance with industry standards. Anzu's platform supports various game engines and offers developers a full-suite ad monetization solution that allows for seamless ad placements, thereby generating consistent revenue. The company has garnered support from prominent investors such as Sony Innovation Fund, NBCUniversal, and PayPal Ventures, as it strives to improve the advertising landscape for brands, developers, and gamers alike.

Nocnoc is a cross-border e-commerce platform based in Montevideo, Uruguay, founded in 2017. It facilitates the entry of Latin American marketplaces into the global e-commerce landscape while empowering international sellers to increase their sales volumes in the region. Nocnoc combines integrated logistics and targeted marketing services to create a seamless shopping experience for consumers, regardless of the origin of the products. The platform uses advanced technology and insights from local experts to analyze supply and demand, helping sellers optimize pricing and enhance conversion rates. This enables sellers worldwide to access multiple Latin American marketplaces through a single interface, connecting them with millions of consumers each month.

Spooler provides technology and digital products to improve the virtual shopping experience for online fashion consumers.

Finanzguru is an AI-powered financial assistant that helps users manage their accounts and contracts efficiently. By analyzing income and expenses in real time, it calculates disposable income and considers upcoming bookings from contractual partners, offering users a comprehensive overview of their financial situation. The application serves as a personal assistant, simplifying the management of finances and contracts, while providing personalized recommendations to enhance savings. Finanzguru aims to empower users with complete control over their finances, enabling them to optimize their financial health with minimal effort.

Deep Instinct Ltd. is a cybersecurity company founded in 2014 and headquartered in Tel Aviv, Israel, with an additional office in New York. The company specializes in providing a cybersecurity solution that utilizes deep learning technology to offer on-device and real-time detection and prevention of advanced persistent threats and zero-day attacks. Its platform is designed to protect various mobile devices, endpoints, and operating systems against unknown and evasive cyber threats, regardless of whether they are connected to the network or the Internet. By leveraging the predictive capabilities of deep learning, Deep Instinct enables enterprises to identify and block cyber-attacks in real-time, ensuring comprehensive protection and reducing the risks associated with malware and other threats.

Mintoak Innovations is a software-as-a-service platform that focuses on enhancing payment solutions for banks and merchants. The company collaborates with financial institutions to expand their payment offerings, creating a comprehensive digital payments ecosystem tailored for small to medium enterprises. Mintoak's platform supports various forms of remuneration, both traditional and digital, and is designed to help merchants engage more effectively with their customers. By providing value-added services and tools, Mintoak aims to improve accessibility to financial services and empower businesses in managing their payments more efficiently.

Chaos Labs is a cloud-based platform that provides an automated on-chain economic security system for cryptocurrency protocols, focusing on risk management and capital efficiency. By leveraging advanced technology and risk management expertise, it enables protocols to better navigate the volatile crypto markets and protect user funds. The platform creates simulations of user interactions, protocol dynamics, and potential malicious activities, allowing clients to analyze and enhance their systems through scenario-based testing. Currently, Chaos Labs supports protocols on the Ethereum network, with plans for future expansion to additional blockchains such as Terra, NEAR, and Polygon. This approach fosters a more secure and efficient operating environment for crypto protocols, enhancing their resilience against risks.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

Tazapay offers a trade management platform that enhances cross-border commerce for small and medium-sized businesses (SMBs). By providing essential financial technology tools, Tazapay addresses trust issues faced by SMBs in international trade and payments. The platform features comprehensive payment solutions, including various local payment methods and card options, ensuring buyer and seller protection. Additionally, it allows users to conduct background checks on trade partners and secure payments through digital escrows. Tazapay also provides templated proposals and contracts, which help streamline negotiations and reduce friction in the trading process, ultimately increasing the likelihood of successful transactions.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

TRM Labs Inc. is a blockchain intelligence company that provides a platform focused on token relationship management, utilizing machine learning to assist clients in managing customer relationships and detecting suspicious activities. The platform offers solutions for on-chain anti-money laundering (AML) compliance, including customer due diligence, transaction monitoring, and relationship management specifically tailored for digital asset firms. Additionally, TRM Labs develops enterprise applications and tools that enable organizations to launch blockchain-based products aimed at identifying fraudulent activities such as money laundering and market manipulation. Founded in 2017 and headquartered in San Francisco, California, the company serves a diverse clientele, including financial institutions, cryptocurrency businesses, and government agencies, and has established partnerships with notable organizations such as PayPal, Visa, and federal agencies. TRM Labs is committed to enhancing the safety of the financial ecosystem through advanced data engineering and threat intelligence, backed by a team of experts with extensive experience in law enforcement and technology.

Fordefi operates a multi-party computation (MPC) wallet platform that serves as a Web3 gateway for institutions, facilitating secure connections to decentralized applications (dApps) across various blockchain networks. As the first institutional MPC wallet and security platform specifically designed for decentralized finance, Fordefi offers a range of features including MPC key management, self-service DeFi policy controls, and time-of-transaction smart contract insights. Additionally, the platform provides transaction simulation and risk alerts, enabling market participants to engage with decentralized finance securely and efficiently.

Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.

Northstar specializes in providing financial wellness solutions and benefits platforms designed to assist companies in supporting their employees effectively. The company offers personalized financial advisory services, helping employees maximize their total compensation through expert guidance on retirement planning, budgeting, and debt management. Northstar's platform is particularly valuable during critical periods such as onboarding, open enrollment, and equity events, enabling businesses to enhance their financial planning and improve operational liquidity. Notable clients include Zoom, Snap, NerdWallet, Superhuman, and Virgin Orbit, reflecting Northstar's commitment to fostering financial wellness in the workplace.

Shiprocket is an eCommerce shipping platform based in New Delhi, India, that was founded in 2017. The company specializes in providing cost-effective shipping solutions for direct-to-consumer retailers. Shiprocket's platform utilizes a machine-learning-based data engine to recommend appropriate courier services, select courier companies, print shipping labels, and track orders from a unified interface. This functionality allows businesses to efficiently manage their shipping and returns processes. Additionally, Shiprocket Packaging offers high-quality packaging materials with a focus on on-time delivery across India, catering to brands and businesses of all sizes.

Forage is a payments company that enables merchants to accept EBT SNAP payments through a unified API, enhancing access to essential goods for customers utilizing government assistance programs. The company focuses on simplifying the integration of EBT payments in both online and in-person environments, allowing businesses to reach a wider customer base. This approach supports food security initiatives and fosters inclusivity in commerce. Forage also provides ongoing support and resources to assist merchants in effectively utilizing their payment solutions while navigating the regulatory landscape surrounding EBT transactions. By streamlining payment processing, Forage aims to improve the efficiency of government subsidies and promote equitable digital access for communities.

Meta is a social technology company that facilitates connections among individuals, communities, and businesses. Originally founded as Facebook in 2004 by Mark Zuckerberg in Menlo Park, California, the company rebranded to Meta on October 28, 2021, to reflect its broader focus beyond social networking. Meta operates various applications and services, positioning itself as a leader in the social media landscape, with over 1.32 billion monthly active users. The company has continuously evolved, integrating features that enhance user engagement and community building. Meta's strategic initiatives also include partnerships aimed at advancing marketing and commercial efforts in the digital and mobile sectors. As it explores new technologies, including virtual and augmented realities, Meta aims to redefine how people interact and share experiences online.

Lava is building the Amazon for data across web3, Lava is the modular data access network for scaling access to any blockchain. Anyone can add in-demand chains and APIs as modules to Lava, with each module being served by a network of node operators competing to offer the best service. RPC is the first service supported by the protocol and already helps developers unlock innovation across 30+ chains. By leveraging modular architecture and a peer-to-peer network of node operators, Lava powers the universal and performant infrastructure layer for developers to build whatever, wherever.

Codat Limited is a London-based company that specializes in financial and accounting software integrations. Established in 2016, Codat operates a universal API platform that facilitates real-time connectivity for software providers and financial institutions. This enables them to create integrated products tailored for small business customers. The platform simplifies the extraction of data from various sources, such as cloud accounting packages and payment terminals, and supports data mapping to improve operational efficiency. By handling the complexities of integrations, Codat allows its clients to concentrate on enhancing their offerings. The company serves a diverse range of sectors, including banking, insurance, and e-commerce, and has a presence in New York, New York. Codat is supported by notable investors, including Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.

Modulr is a provider of a payments-as-a-service application programming interface platform aimed at enhancing the payment processes for digital businesses. The company focuses on enabling faster, easier, and more reliable money movement through its software-driven solutions. By integrating seamlessly into various products and systems, Modulr automates payment flows and allows businesses to embed payments directly into their platforms. This capability not only streamlines existing services but also facilitates the launch of new payment products and services, ultimately helping businesses improve operational efficiency and enhance customer experiences. Through its innovative approach, Modulr aims to unlock the potential of embedded payments for a wide range of enterprises.

Talos Trading is an institutional technology infrastructure provider based in New York, co-founded in 2018 by Anton Katz and Ethan Feldman. The company specializes in offering a comprehensive crypto trading platform that supports the entire trading lifecycle, including price discovery, clearing, and settlement. Talos Trading provides solutions across spot, futures, and foreign exchange markets, leveraging institutional-grade technology to enable clients to stream real-time and request-for-quote prices. Additionally, the platform includes portfolio accounting tools and facilitates efficient settlement processes, connecting various participants within the crypto ecosystem.

Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. The company offers a range of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing through an online platform. Xepelin aims to provide SMEs with economic freedom in their financial decisions by allowing clients to personalize services to meet their specific needs. With a team of over 500 employees, Xepelin leverages advanced financial indicators and risk assessments to streamline decision-making processes within the business ecosystem. The company is supported by notable investors, positioning it as a leader in the region's evolving financial landscape.

Concerto Card is a fintech company focused on enhancing brand loyalty through credit card partnerships. It offers a platform that specializes in card issuance, rewards functionality, and customer service. By integrating advanced technologies and analytics with robust card servicing, Concerto Card enables businesses to provide tailored credit card products to their customers, improving the overall user experience for both consumers and businesses.

Oyster is a company dedicated to creating a more equitable workforce by enabling organizations to hire talent from anywhere in the world. Founded in January 2020 by Tony Jamous and Jack Mardack, Oyster provides a human resources platform tailored for globally distributed companies. It simplifies the complexities associated with international employment, allowing businesses to manage compliant payroll and offer competitive local benefits to their employees. As a fully remote organization itself, Oyster boasts a diverse, globally distributed team, reflecting its mission to empower companies to build inclusive and dynamic workforces without the typical challenges and costs associated with global hiring.

Ellevest, Inc. is an investment management firm founded in 2014 and based in New York City, focusing primarily on providing financial services to women. The firm manages customized client portfolios across various asset classes globally, employing fundamental analysis and a top-down approach in its investment strategy. Ellevest has developed a digital investment platform that offers a personalized experience, utilizing proprietary algorithms tailored to women's financial needs, including salary peaks and goal-specific portfolios. This platform aims to empower female investors by helping them take control of their investments and achieve their financial goals through a user-friendly interface and thoughtful portfolio construction.

LayerZero Labs is a developer of a blockchain messaging protocol that enables decentralized applications to operate across multiple blockchains. The company's platform facilitates data exchange and interoperability by connecting disparate blockchains, offering a streamlined solution for cross-chain applications. Utilizing an on-chain light node for validation, LayerZero improves speed, security, and cost-efficiency, as it streams block headers on-demand through decentralized oracles rather than maintaining all headers sequentially. This innovative approach allows clients to efficiently implement low-level communication primitives necessary for cross-chain functionality.

Cymbio is an Israel-based company founded in 2015 that specializes in an end-to-end drop ship and marketplace automation platform designed to enhance digital sales for brands. The platform integrates and streamlines data between brands and their retail partners, allowing brands to optimize sales opportunities while maintaining control over merchandising, pricing, and product visibility. By automating time-consuming processes, Cymbio facilitates real-time connections between brands and retailers, helping clients to create new business opportunities and strengthen partnerships. Retailers benefit from Cymbio’s offerings as they can provide consumers with a broader selection of products without incurring additional inventory risks.

Aptos is a web3 startup founded in 2021 and based in Palo Alto, California. The company develops a scalable Layer 1 blockchain that allows developers to create future-proof applications. Aptos aims to provide universal access to decentralized assets through its network, utilizing a safe and reliable programming language that facilitates application development. The team at Aptos is composed of skilled engineers, researchers, strategists, designers, and builders, all working towards enhancing the accessibility and scalability of blockchain infrastructure for developers.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Shopware is the highly customisable, future-oriented open commerce platform that turns ambitious business ideas into inspiring success stories. Set your own rules, innovate fast, and stand out with an expertly executed brand strategy and a powerful platform to support your vision.

Anchorage Digital is a regulated cryptocurrency platform that offers integrated financial services and infrastructure solutions tailored for institutions. Established in 2017 and headquartered in San Francisco, California, the company operates as the only federally chartered crypto bank in the United States, with an additional office in Singapore that maintains similar security and service standards. Anchorage Digital specializes in secure custody, regulatory compliance, and a variety of cryptocurrency-related services, including trading, staking, and governance. The platform emphasizes modern security engineering to ensure the safety of digital assets while facilitating streamlined participation in blockchain technology for businesses and institutions. With a valuation exceeding $3 billion, Anchorage Digital has attracted investments from prominent firms such as Andreessen Horowitz, Goldman Sachs, and Visa, among others. The company also supports a remote-friendly work environment, with additional offices located in New York, Porto, and Sioux Falls.

Skipify is a California-based technology company focused on enhancing the e-commerce experience by reducing friction in the shopping process. The company offers a platform that integrates with existing email providers, allowing shoppers to make purchases directly from blog posts, reviews, and product links. This innovation streamlines the checkout process by connecting shoppers with their payment options, rewards, and points, thereby minimizing abandoned carts and improving overall customer satisfaction. Additionally, Skipify's solution supports merchants in strengthening their relationships with customers and increasing affiliate and partner conversion rates.

TRM Labs Inc. is a blockchain intelligence company that provides a platform focused on token relationship management, utilizing machine learning to assist clients in managing customer relationships and detecting suspicious activities. The platform offers solutions for on-chain anti-money laundering (AML) compliance, including customer due diligence, transaction monitoring, and relationship management specifically tailored for digital asset firms. Additionally, TRM Labs develops enterprise applications and tools that enable organizations to launch blockchain-based products aimed at identifying fraudulent activities such as money laundering and market manipulation. Founded in 2017 and headquartered in San Francisco, California, the company serves a diverse clientele, including financial institutions, cryptocurrency businesses, and government agencies, and has established partnerships with notable organizations such as PayPal, Visa, and federal agencies. TRM Labs is committed to enhancing the safety of the financial ecosystem through advanced data engineering and threat intelligence, backed by a team of experts with extensive experience in law enforcement and technology.

Thoropass is a compliance automation platform that helps businesses navigate various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. The platform offers tools for storing, sharing, and managing compliance programs, as well as designing controls tailored to different stages of development. With a focus on continuous monitoring and expert guidance, Thoropass enables companies to prepare for audits effectively, ensuring they meet compliance requirements year after year. The service is utilized by numerous growing businesses that seek to establish scalable security practices and achieve necessary certifications. Through its combination of intelligent software and expert support, Thoropass simplifies the compliance process, allowing companies to concentrate on their core operations.

Tala is a global financial technology company focused on delivering accessible financial services to underserved populations in emerging markets, including Kenya, the Philippines, Mexico, and India. The company operates a mobile application that provides users with instant access to a range of financial services, such as credit, payments, savings, and transfers, effectively integrating digital and cash economies. Tala employs advanced data science and machine learning techniques to evaluate creditworthiness in real-time, allowing individuals without formal credit histories to receive personalized credit lines. This innovative approach helps bridge the financial inclusion gap for those in need of essential financial resources.

StreamElements is a company based in Tel Aviv, Israel, founded in 2016. It specializes in developing a web-based platform tailored for live content creators, offering tools for monetization, audience management, and community growth. The platform allows creators to display unblockable ads, collect donations, and reward viewers with loyalty points. Key features include a stream dashboard, overlay manager, chat statistics, leaderboard, spam filters, and custom stream pages. StreamElements also facilitates revenue generation through viewer purchases using currency earned by watching streams. Additionally, the company provides cloud-based overlays, alerts, chatbots, loyalty programs, sponsorships, and brand-safe moderation services. It supports creators across various platforms like Twitch, YouTube, Twitter, and TikTok, connecting them with brands for performance marketing campaigns.

Paidy Inc. is a Tokyo-based company established in 2008, specializing in a cardless real-time payment network that simplifies online transactions for consumers. Formerly known as Exchange Corporation K.K., the company rebranded in 2018 to reflect its focus on providing an efficient payment solution that does not require credit cards or pre-registration. Paidy's software platform allows users to make purchases online and pay for them through a consolidated monthly bill, leveraging proprietary technology to assess creditworthiness and guarantee payments to merchants. This approach caters particularly to Japanese consumers, many of whom prefer avoiding credit cards for online shopping. By facilitating cardless payments, Paidy helps eCommerce operators enhance their conversion rates, increase average order values, and boost repeat purchases.

Cart.com is a leading provider of comprehensive commerce and logistics solutions that enable B2C and B2B companies to operate seamlessly across various channels. The company supports over 6,000 customers, including well-known consumer brands and complex B2B organizations, by offering a unified platform for business planning, merchant financing, order fulfillment, and marketing services. With a workforce of more than 1,000 employees, including AI and data scientists, and a network of 14 warehouses nationwide, Cart.com is well-positioned to assist middle market and enterprise-level companies in scaling their online operations and enhancing revenue.

HealthDart is a digital health platform designed to improve access to healthcare services for middle-income communities. It connects users with local, independent pharmacies and healthcare providers through its application. The platform facilitates in-person consultations with verified healthcare professionals, including nurses and doctors, and offers instant health advice. Users can manage their healthcare needs efficiently by networking with these providers, allowing for easy ordering of medications and health products with doorstep delivery. HealthDart's services aim to make healthcare more accessible and affordable, addressing the needs of underserved populations.

Ziada is a mobile application that connects consumers with service providers in the unorganised sector. The platform facilitates growth for service providers by helping them find new clients actively seeking trusted services. Additionally, Ziada offers business advisory services and access to equipment rental, enhancing the capabilities of service providers. Users can select the required service category and choose a provider based on their location, thus streamlining the process of finding reliable assistance.

Jetty Insurance Agency LLC, founded in 2015 and headquartered in New York, provides property and casualty insurance products with a focus on the real estate sector. The company aims to simplify the leasing process and enhance conversion rates for property managers while making renting more affordable and accessible for residents. Jetty's innovative platform helps property managers reduce bad debt and streamline operations, ultimately lowering the financial barriers for renters and saving them significant move-in costs.

Shiprocket is an eCommerce shipping platform based in New Delhi, India, that was founded in 2017. The company specializes in providing cost-effective shipping solutions for direct-to-consumer retailers. Shiprocket's platform utilizes a machine-learning-based data engine to recommend appropriate courier services, select courier companies, print shipping labels, and track orders from a unified interface. This functionality allows businesses to efficiently manage their shipping and returns processes. Additionally, Shiprocket Packaging offers high-quality packaging materials with a focus on on-time delivery across India, catering to brands and businesses of all sizes.

Mission “Providing superior real estate services to renters transitioning into homeownership through co-ownership”. About Cher® is the first real estate platform helping renters earning low to moderate income achieve homeownership. We do this by utilizing our all-in-one software and hands on support that streamlines the process of shared homeownership where buyers co-own to build equity in higher rates of appreciating homes, and later sell their fractional ownership. Our services provide accessibility to competitive in-house loan products, customer service support, legal contracts, TIC Loans, LLC formations, down payment assistance, data feeds to thousands of homes via MLS partnerships, Real Estate Brokers, educational resources, and opportunities to meet other pre-qualified buyers to co-own with or fractionally sell to. Our co-ownership programs and unique loan options with down payment assistance enable renters to transition into homeownership and build equity for the first time.

Codat Limited is a London-based company that specializes in financial and accounting software integrations. Established in 2016, Codat operates a universal API platform that facilitates real-time connectivity for software providers and financial institutions. This enables them to create integrated products tailored for small business customers. The platform simplifies the extraction of data from various sources, such as cloud accounting packages and payment terminals, and supports data mapping to improve operational efficiency. By handling the complexities of integrations, Codat allows its clients to concentrate on enhancing their offerings. The company serves a diverse range of sectors, including banking, insurance, and e-commerce, and has a presence in New York, New York. Codat is supported by notable investors, including Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.

TRM Labs Inc. is a blockchain intelligence company that provides a platform focused on token relationship management, utilizing machine learning to assist clients in managing customer relationships and detecting suspicious activities. The platform offers solutions for on-chain anti-money laundering (AML) compliance, including customer due diligence, transaction monitoring, and relationship management specifically tailored for digital asset firms. Additionally, TRM Labs develops enterprise applications and tools that enable organizations to launch blockchain-based products aimed at identifying fraudulent activities such as money laundering and market manipulation. Founded in 2017 and headquartered in San Francisco, California, the company serves a diverse clientele, including financial institutions, cryptocurrency businesses, and government agencies, and has established partnerships with notable organizations such as PayPal, Visa, and federal agencies. TRM Labs is committed to enhancing the safety of the financial ecosystem through advanced data engineering and threat intelligence, backed by a team of experts with extensive experience in law enforcement and technology.

Talos Trading is an institutional technology infrastructure provider based in New York, co-founded in 2018 by Anton Katz and Ethan Feldman. The company specializes in offering a comprehensive crypto trading platform that supports the entire trading lifecycle, including price discovery, clearing, and settlement. Talos Trading provides solutions across spot, futures, and foreign exchange markets, leveraging institutional-grade technology to enable clients to stream real-time and request-for-quote prices. Additionally, the platform includes portfolio accounting tools and facilitates efficient settlement processes, connecting various participants within the crypto ecosystem.

Extend Inc., established in 2019 and based in San Francisco, specializes in providing extended warranties and protection plans for a wide array of products such as electronics, appliances, furniture, and more. The company offers these services both online and offline, with plans underwritten by various insurance companies. Extend differentiates itself through its API-first approach, enabling merchants to integrate its platform into their existing eCommerce solutions seamlessly. Its intelligent decision engine employs machine learning to optimize warranty offers in real-time, enhancing conversions and revenue generation for merchants. Additionally, Extend stores purchase details and facilitates the claim process, ensuring a smooth customer experience throughout.

VNLIFE is a technology company that develops a digital ecosystem for the tourism, logistics, and commerce sector. It enables a full suite of digital products on their payment and service platforms for individual consumers. The company's mission statement is to become the enabler to startups in terms of technical expertise, business guidance, building networks, and capital so as to provide these startups unprecedented opportunity not only to grow their products and services in the domestic market but also to compete in the global arena.

Happy Returns, Inc. is a company that specializes in providing in-person return solutions for online shoppers. Founded in 2015 and headquartered in Santa Monica, California, it operates a network of Return Bars where customers can return items in person and receive immediate refunds. The company handles the logistics of shipping returned items back to e-commerce retailers, thereby streamlining the return process for both consumers and businesses. By integrating technology and service, Happy Returns aims to offer a seamless return experience that meets the needs of shoppers while also providing retailers with cost-effective logistics solutions.

Arkose Labs, based in San Francisco, California, develops a cybersecurity platform aimed at preventing online fraud and abuse for various industries, including online marketplaces, travel, banking, social media, ticketing, and gaming. Established in 2015, the company offers solutions to combat issues such as account takeover, fake account abuse, scraping, spam, and gift card fraud. Arkose Labs employs an AI-powered system that combines risk assessments with dynamic threat responses, effectively mitigating attacks while enhancing legitimate user experiences. The platform is recognized for its effectiveness, having received accolades for customer satisfaction and market presence. Additionally, it provides unique warranties against credential stuffing and SMS toll fraud, further demonstrating its commitment to protecting businesses from cybercrime. With a significant portion of its clientele being Fortune 500 companies, Arkose Labs operates offices in major locations, including Brisbane, Australia, and has established a strong reputation in the cybersecurity landscape.

Chargehound is a chargeback solution designed to streamline the handling of disputes for businesses. The platform securely gathers data and evidence from payment processors, automating the creation and submission of chargeback responses. By ensuring that these responses are accurate, complete, and timely, Chargehound minimizes human error and simplifies the recovery of funds for users. This comprehensive approach enables businesses to manage disputes more effectively and efficiently.

Paxos, established in 2012 and based in New York, is a regulated financial institution that specializes in blockchain-based solutions for global financial institutions. It operates a blockchain infrastructure platform designed to facilitate the movement, trading, and management of assets between physical and digital forms. Paxos offers services such as custodial services, digital transformation, and fund mobility, enabling enterprises to tokenize, trade, and settle assets efficiently while reducing counterparty risk. The company's strategic approach involves obtaining regulatory designations to access existing financial infrastructure, allowing it to bridge traditional finance with the digital future.

Curv Inc. is a developer of a cloud-based wallet focused on the protection and management of digital assets through advanced cryptographic techniques. Established in 2018 and based in Winchester, California, with a research and development office in Tel Aviv, Israel, Curv employs multi-party computation (MPC) protocols to eliminate traditional private keys, enhancing security for digital transactions. The company's platform provides a comprehensive solution that replaces conventional cold and hot wallets, enabling users to securely manage and transact across various blockchain systems. Additionally, Curv offers an enterprise-grade policy engine that allows organizations to define risk profiles and enforce policies, ensuring compliance and security across all digital asset interactions. Curv serves a diverse clientele, including exchanges, brokers, over-the-counter desks, digital asset fund managers, custodians, banks, and fintech companies, facilitating the safe transfer and storage of digital assets.

Codat Limited is a London-based company that specializes in financial and accounting software integrations. Established in 2016, Codat operates a universal API platform that facilitates real-time connectivity for software providers and financial institutions. This enables them to create integrated products tailored for small business customers. The platform simplifies the extraction of data from various sources, such as cloud accounting packages and payment terminals, and supports data mapping to improve operational efficiency. By handling the complexities of integrations, Codat allows its clients to concentrate on enhancing their offerings. The company serves a diverse range of sectors, including banking, insurance, and e-commerce, and has a presence in New York, New York. Codat is supported by notable investors, including Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.

TaxBit is a cryptocurrency tax and accounting software company that automates tax calculations and reporting for cryptocurrency transactions. Its platform allows users to link their exchanges and wallets to efficiently gather transaction data, which is then processed to generate tax forms automatically. In addition to tax automation, TaxBit offers real-time portfolio tracking and insights for tax optimization, enabling users to make informed, tax-efficient trading decisions throughout the year. The company serves both individual consumers and enterprises, providing a comprehensive solution for managing cryptocurrency tax compliance and accounting needs.

Paxos, established in 2012 and based in New York, is a regulated financial institution that specializes in blockchain-based solutions for global financial institutions. It operates a blockchain infrastructure platform designed to facilitate the movement, trading, and management of assets between physical and digital forms. Paxos offers services such as custodial services, digital transformation, and fund mobility, enabling enterprises to tokenize, trade, and settle assets efficiently while reducing counterparty risk. The company's strategic approach involves obtaining regulatory designations to access existing financial infrastructure, allowing it to bridge traditional finance with the digital future.

Tink AB, founded in 2012 and based in Stockholm, Sweden, operates as a cloud-based open banking platform that supports the development of data-driven financial services. The company's offerings include account aggregation, payment initiation, and personal finance management tools, which can be integrated into existing banking applications or used as standalone services. Tink's mobile application enables users to manage their finances across multiple bank accounts, facilitate money transfers, pay bills, and set personal budgets. The platform also provides valuable insights through automatic transaction categorization and daily spending analyses. Tink collaborates with various financial institutions, including notable partners like ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, to enhance the financial services landscape.

Home Lending Pal is a developer of innovative lending software that utilizes artificial intelligence to provide mortgage advisory services. The company's platform predicts the likelihood of mortgage approval and reveals hidden ownership costs, thereby empowering consumers to make informed home-buying decisions. Home Lending Pal also offers solutions to lenders, charging monthly fees for software and marketing services aimed at enhancing fairness and compliance within the mortgage industry. By challenging the misconception that increased fairness leads to reduced profits, the company fosters trust and engagement with marginalized communities. Its customer success teams focus on optimizing marketing efforts to boost application volumes and approval rates, ultimately enhancing the overall efficiency and readiness of lending institutions.

Heyday is a skincare services company that provides customized facial treatments through its chain of stores, which are primarily located in New York. Founded in 2015 by Adam Ross, Jeni Sykes, and Michael Pollak, Heyday focuses on offering a personalized skincare experience, including deep cleansing, skin analysis, exfoliation, extractions, masks, hydration, and SPF protection. In addition to its core services, the company also enables customers to purchase a range of skincare products at competitive prices. With a commitment to blending expertise and data, Heyday empowers individuals to take better care of their skin. The company operates an online platform that accelerates consumer product brands on digital marketplaces, further enhancing its reach and impact in the skincare industry.

Modulr is a provider of a payments-as-a-service application programming interface platform aimed at enhancing the payment processes for digital businesses. The company focuses on enabling faster, easier, and more reliable money movement through its software-driven solutions. By integrating seamlessly into various products and systems, Modulr automates payment flows and allows businesses to embed payments directly into their platforms. This capability not only streamlines existing services but also facilitates the launch of new payment products and services, ultimately helping businesses improve operational efficiency and enhance customer experiences. Through its innovative approach, Modulr aims to unlock the potential of embedded payments for a wide range of enterprises.

Fellow Pay operates an online platform designed to assist small and medium-sized enterprises in obtaining financing and credit. Founded in 2017 and based in Copenhagen, Denmark, the platform allows users to upload invoices, apply for credit, and undergo automatic credit checks. The company focuses on providing innovative financial solutions that empower businesses to reach their full potential.

Carro is a modern dropshipping marketplace that facilitates connections between retailers seeking to expand their product offerings and high-quality direct-to-consumer suppliers looking to enhance their sales channels. By eliminating the complexities and risks associated with traditional wholesale agreements, Carro allows retailers to avoid upfront costs, inventory commitments, and fulfillment challenges. Suppliers benefit by maintaining control over their partnerships, increasing brand visibility without heavy marketing investments, and obtaining customer data when their products are sold through partner stores. The platform is agnostic to e-commerce systems, enabling diverse retailers, including niche brands and marketplace businesses, to access a wide range of suppliers and products. With a vast network of thousands of retailers and suppliers, and an extensive catalog of products, Carro has positioned itself as the largest modern dropshipping marketplace globally, analyzing over $55 billion in orders.

Extend Inc., established in 2019 and based in San Francisco, specializes in providing extended warranties and protection plans for a wide array of products such as electronics, appliances, furniture, and more. The company offers these services both online and offline, with plans underwritten by various insurance companies. Extend differentiates itself through its API-first approach, enabling merchants to integrate its platform into their existing eCommerce solutions seamlessly. Its intelligent decision engine employs machine learning to optimize warranty offers in real-time, enhancing conversions and revenue generation for merchants. Additionally, Extend stores purchase details and facilitates the claim process, ensuring a smooth customer experience throughout.

Neon is a Brazilian fintech company founded in 2016, offering a digital banking platform and bill payment services. With over 15 million customers and 1,600 employees, Neon provides a range of products including debit and credit cards without annual fees, personal loans, investments in CDB and CDI, cashback on debit transactions, and various payment methods. Notably, Neon For Life, an AI-driven platform, enables consumers to pay bills like rent and utilities on flexible terms, without traditional credit pitfalls. The company aims to provide accessible, abusive-fee-free financial services to Brazilian workers and micro-entrepreneurs, with a focus on simplicity and convenience.

Hey, Inc. is a Tokyo-based company founded in 2012 that specializes in the integration, planning, development, and management of e-commerce portals and businesses. The company aims to foster an economy driven by commitment, passion, and enjoyment. It supports the digital transformation of businesses by providing solutions for opening online shops, implementing point-of-sale cash registers, enabling cashless payment systems, and facilitating online reservation systems. Through its innovative approach, Hey, Inc. plays a significant role in enhancing the digital landscape for various enterprises in Japan.

Pipit Global operates a digital cash collection platform that allows customers to load cash onto eWallets and make cash payments for online orders and bills. The platform caters to individuals who prefer cash transactions, eliminating the need for a bank account or credit card, and thereby reducing the risks of fraud and identity theft. For businesses, Pipit Global provides a secure and efficient method to accept cash payments without the challenges associated with cash collection, reconciliation, and security. The system generates a barcode for transactions, which can be printed or sent to mobile devices, facilitating cross-border bill payments and enhancing the e-commerce experience for both customers and merchants.

Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

Finclude operates a credit scoring platform that facilitates the assessment of consumer creditworthiness across Europe. By utilizing a unique approach that focuses on transactional behavior, Finclude enables businesses to evaluate individuals regardless of their credit history. The platform aggregates and interprets data from various banks, providing a comprehensive view of a customer's affordability and creditworthiness. This innovative system supports more informed credit decisions for both businesses and consumers, promoting greater financial inclusivity.

PT Aplikasi Karya Anak Bangsa, commonly known as Gojek, is a mobile application-based platform founded in 2010 and headquartered in Jakarta, Indonesia. The company initially operated a motorcycle taxi fleet but has since evolved into a comprehensive Super App, offering a wide range of services including food delivery, transportation, digital payments, shopping, and various on-demand services such as massages. Launched in 2015, Gojek has rapidly become the largest consumer transactional technology group in Southeast Asia, driven by its commitment to speed, innovation, and social impact. The platform aims to empower the informal sector in the region while catering to diverse markets, including logistics, food, and entertainment.