Pioneer Fund

Yenmo is a financial technology company that specializes in providing instant loans to investors, using their mutual fund holdings as collateral. The company's platform enables users to borrow money against the value of their mutual funds and stocks, offering a fixed interest rate and flexible repayment terms. Funds can be directly transferred to the user's bank account.

Landeed is a proptech startup based in Bengaluru, India, founded in 2022. The company specializes in developing a property title search engine that simplifies the process of obtaining Encumbrance Certificates, which confirm the clear and marketable status of a property and its freedom from legal or economic liabilities. Landeed's platform also offers a quick way to access Records of Rights (RoR), essential documents maintained by the state Revenue Department. Through its application, users can effortlessly check transaction histories, property markets, and guideline values, as well as share certificates with relevant stakeholders. This innovation aims to enhance transparency and efficiency in the Indian real estate sector.

Fazeshift provides an AI-driven solution that automates invoicing, cash application, and collections for enterprises. The platform enhances cash flow management by streamlining accounts receivable processes and reducing errors. Fazeshift adapts to unique business challenges, offering customizable workflows to improve operational efficiency.

Fazeshift provides an AI-driven solution that automates invoicing, cash application, and collections for enterprises. The platform enhances cash flow management by streamlining accounts receivable processes and reducing errors. Fazeshift adapts to unique business challenges, offering customizable workflows to improve operational efficiency.

AI and Data automation for Wealth Management and operational heavy Financial Services. Saturn automates compliance and operational activities for financial services with purpose-built AI and tech. Founded by ex-banking tech, assetmanagement, regtech & AI leaders and researchers.

We help founders and investors to grow their network and fundraise faster with AI. Founded by a team of repeat founders and VCs (2 times YC, $180M raised, with an exit).

Pump is a developer of a cloud savings platform that focuses on helping startups reduce their Amazon Web Services (AWS) costs. By utilizing group buying and artificial intelligence, Pump's platform identifies and secures savings on AWS bills. It gains read-only or write permissions to customers' AWS accounts, allowing it to analyze cloud usage patterns and negotiate volume discounts with AWS. Additionally, the platform optimizes resource allocation, enabling startups to lower their overall cloud expenditures without incurring any fees. Through its innovative approach, Pump empowers smaller companies to access savings typically available to larger tech firms.

Yenmo is a financial technology company that specializes in providing instant loans to investors, using their mutual fund holdings as collateral. The company's platform enables users to borrow money against the value of their mutual funds and stocks, offering a fixed interest rate and flexible repayment terms. Funds can be directly transferred to the user's bank account.

Model ML is an artificial intelligence platform specifically designed for the private equity and financial sectors. The company develops a research tool that enhances the workflows of investment banks, family offices, and venture capital firms. By leveraging advanced AI technology, Model ML streamlines research processes, allowing financial institutions to expedite their operations and improve overall efficiency. This innovative approach not only supports investment professionals in their decision-making but also helps them manage their research activities more effectively.

Dili is an artificial intelligence-powered platform designed to enhance the efficiency of deal teams conducting due diligence in private equity and growth-stage venture capital firms. By automating substantial elements of the due diligence process, Dili enables these firms to accelerate their deal-making capabilities. The platform provides features such as automated data visualization, financial analysis, and the generation of presentation outputs, which assist users in managing capital markets deals effectively. Additionally, it addresses challenges related to asset-liability mismatches and legal clauses, thereby increasing productivity and minimizing the risk of misconduct.

Envelope Money is a technology company that specializes in developing a comprehensive mobile banking platform. This platform is designed to streamline and manage family finances through robust budgeting tools. Key features include flexible budgeting, virtual and physical cards, secure account controls, joint accounts, and advanced spending tracking. These tools enable users to efficiently allocate funds, monitor expenses, and work towards achieving their financial goals.

Developer of a financial operation platform designed for bill payments and employee onboarding process for the organization. The company specializes in finance operations, hr operations, bank accounts, corporate cards, bill pay, payroll and many more, enabling startups to manage all of the back-office operations.

Shekel Mobility is a financial technology company focused on providing a comprehensive platform for auto dealerships. The platform offers a range of services including credit financing, dealership management, and operational tools aimed at enhancing the efficiency and market potential of auto dealers. By facilitating access to low-interest financing, Shekel Mobility supports used-car dealership transactions and operations, allowing dealers to discover, finance, and exchange vehicles more effectively. The company's solutions are designed to empower dealerships, equipping them with the necessary resources for sustainable growth in a competitive automotive market.

Gullak.Money is a financial platform focused on promoting saving and wealth creation for its users. It aims to establish an inclusive ecosystem that encourages individuals to save small amounts daily, facilitating the development of effective financial habits. The platform offers various resources to help users set and accomplish their financial goals, thereby empowering them to enhance their savings and invest wisely for future prosperity. Through its user-friendly approach, Gullak seeks to make saving accessible to everyone, ultimately contributing to improved financial well-being.

Pivo is a financial platform designed to support small and medium-sized businesses across Africa by providing access to a comprehensive range of financial services in one location. The platform aims to democratize finance, offering tools specifically tailored for the supply chain sector. By streamlining access to various financial services, Pivo enables its clients to efficiently engage with borderless financial solutions, promoting enhanced operational efficiency and growth opportunities for businesses in the region.

Integration Labs is a data integration platform that simplifies access to customers' accounting, e-commerce, and payment data for businesses. The platform offers a well-documented Unified API, allowing product teams to efficiently read and write data across more than 20 platforms, including popular services like Quickbooks, Shopify, and Stripe. Companies utilize Integration Labs to automate accounting processes, underwrite credit risk, generate valuable business insights, and develop new business tools. By prioritizing safety and reliability, Integration Labs enables organizations to streamline their operations and enhance decision-making capabilities.

Derisk is a crypto custody infra and leverages Multi-Party Computation (MPC) cryptography.

FlyCode is an artificial intelligence-powered application designed to assist subscription-based businesses in managing dunning and payment processes effectively. The platform focuses on maximizing revenue by intelligently addressing payment failures, thereby reducing passive churn among subscribers. By optimizing payment management, FlyCode enables clients to recover lost revenue and enhance overall financial performance.

Rio is a cryptocurrency platform founded in 2022 that enables users to buy and sell cryptocurrencies efficiently. The service allows transactions to be completed in five minutes or less, utilizing various payment methods such as cash, credit cards, and bank transfers. Rio's platform not only offers wallets for direct cryptocurrency purchases but also facilitates the acquisition of tokens for NFTs. Additionally, the company provides APIs that can be easily integrated into existing applications, streamlining the transaction process for users.

Roforco operates a Roblox game accelerator designed to enhance the success of games through funding, resources, and hands-on support. Founded by YCombinator alumni Artem and Brain, the company has a strong background in game development, having collaborated on numerous top-grossing titles that collectively achieved over 2.74 billion plays and downloads. Previously functioning as a game studio, Roforco's portfolio reached significant milestones, including 10 million monthly active users and 16,000 concurrent users. The company has partnered with notable brands, such as Unilever, creating branded games that garnered over 50 million plays. In 2022, Roforco gained recognition by joining YCombinator's startup accelerator, subsequently securing $1.5 million in seed funding from prominent investors, including industry leaders from Activision and other tech firms. Based in San Francisco, Roforco aims to connect game creators with influencers and provide data-driven support to enhance player engagement, retention, and revenue.

TrueBiz is a developer of an information and documentation platform that aims to streamline the identification and onboarding of business customers for financial services providers. By automating the processing of essential company documents, such as articles of incorporation, TrueBiz enhances the efficiency of business verification. The platform integrates critical signals about businesses, allowing financial institutions to reduce manual processes and accelerate onboarding. This approach not only speeds up the onboarding experience but also helps mitigate customer churn associated with verification delays.

Lumo is an automated residential building manager that helps buildings improve response times and transparency by fully automating back office accounting, taxes, and issue management. Lumo offers building owners with quick replies as well as real-time information on their building, allowing them to grasp their true costs and the progress of their requests. Lumo is headquartered in Barcelona, Spain and was founded in 2022.

Pump is a developer of a cloud savings platform that focuses on helping startups reduce their Amazon Web Services (AWS) costs. By utilizing group buying and artificial intelligence, Pump's platform identifies and secures savings on AWS bills. It gains read-only or write permissions to customers' AWS accounts, allowing it to analyze cloud usage patterns and negotiate volume discounts with AWS. Additionally, the platform optimizes resource allocation, enabling startups to lower their overall cloud expenditures without incurring any fees. Through its innovative approach, Pump empowers smaller companies to access savings typically available to larger tech firms.

TradeX is a financial exchange platform that allows individuals to engage in trading based on their opinions regarding various events. Users can predict outcomes on different topics, answering with a Yes or No, and receive rewards depending on the actual results of those events. This innovative approach not only facilitates personal expression but also enables users to hedge everyday risks associated with their predictions. By providing a structured environment for opinion-based trading, TradeX aims to create a dynamic marketplace that reflects public sentiment on significant issues.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

Touch and Pay is a company that offers a digital transaction platform designed to facilitate mobile payments through the use of near-field communication (NFC) technology. The platform enables businesses to digitize and process both online and offline transactions, promoting financial inclusion by simplifying payment registration, collection, and tracking. With a focus on enhancing efficiency for organizations of all sizes, Touch and Pay provides end-to-end solutions that encompass ideation, prototyping, production, quality checking, product launches, and ongoing maintenance. Their system features a robust dashboard and reporting backend, ensuring full visibility of all transactions. By addressing common challenges faced by business owners, the company aims to create a seamless payment experience that enhances market appeal and operational efficiency.

Harmoney is an India-based bond trading platform established in 2021, headquartered in Mumbai, Maharashtra. The company focuses on digitizing bond markets to enhance transparency and efficiency for financial institutions and asset managers. It facilitates market and odd lot deals in corporate bonds, government securities, and structured instruments. Harmoney offers a comprehensive trading platform that integrates pre-trade data, analytics, trade execution with straight-through processing, and order and risk management, all accessible from a single interface. This streamlined approach enables users to efficiently access transaction services and detailed bond data.

Mora.com, operated by Mora Financial, is dedicated to helping parents set up and manage ROTH IRA accounts for their children, providing a foundation for early financial growth and long-term security. We simplify the complexities of hiring children for household tasks to meet IRS requirements for earned income, enabling parents to legally fund a child’s ROTH IRA. Our services include payroll, tax compliance, and audit documentation support, ensuring that families adhere to tax code regulations while maximizing the financial benefits. With Mora, parents can establish a secure financial future for their kids, combining professional-grade support with peace of mind.

Numida Technologies is a digital financial institution based in Kampala, Uganda, focused on serving micro, small, and medium enterprises in East Africa. Founded in 2015, Numida provides an application software that enables small businesses to maintain accurate digital financial records, allowing them to monitor their performance effectively. The company specializes in offering unsecured growth and working capital loans, leveraging a proprietary credit scoring system to assess borrowers' creditworthiness. By improving access to financing, Numida aims to foster a thriving small business sector that can create secure employment, enhance tax revenues for local governments, and uplift the living standards of entrepreneurs and their communities. Its platform not only helps businesses make informed financial decisions but also assists lending institutions in reducing risk and costs, ultimately leading to better lending terms for borrowers.

Seis is an online banking platform focused on serving Spanish speakers in the United States. The platform provides a range of banking services, including savings accounts, prepaid cards for both online and offline purchases, bill payment solutions, and money transfer options. Seis also offers customizable cards to meet individual preferences and features video and chat-based customer support to enhance the banking experience. Through its comprehensive suite of services, Seis aims to deliver accessible and user-friendly banking solutions to its customers.

Fingo Africa is a fintech startup that offers digital banking services primarily designed for the youth. The company provides a range of services, including current accounts, money transfers, bill payments, and link-based payments. Fingo's platform enables users to conveniently transfer money to friends, family, or businesses and includes features such as saving goals and real-time transactions. Through its innovative approach, Fingo aims to simplify the financial experience for younger users, making banking more accessible and user-friendly.

Convictional, Inc. is a Toronto-based company founded in 2017 that operates a multi-channel B2B e-commerce platform aimed at high-growth suppliers. The platform provides a range of services, including electronic data interchange, wholesale integrations, dropship automation, and order financing, facilitating seamless transactions between suppliers and retailers. By integrating various business models such as drop-ship, marketplace, and wholesale, Convictional's technology enables enterprises, B2C retailers, and B2B distributors to efficiently source, onboard, and transact with suppliers. The company addresses the Decision Context Problem, which hinders business performance by misaligning knowledge and objectives within organizations, thereby enhancing decision-making processes and collaboration in the age of AI.

Fingo Africa is a fintech startup that offers digital banking services primarily designed for the youth. The company provides a range of services, including current accounts, money transfers, bill payments, and link-based payments. Fingo's platform enables users to conveniently transfer money to friends, family, or businesses and includes features such as saving goals and real-time transactions. Through its innovative approach, Fingo aims to simplify the financial experience for younger users, making banking more accessible and user-friendly.

Pry Financials is a financial planning platform that offers small businesses an alternative to traditional spreadsheets. The platform integrates various financial tools to provide real-time insights into budget versus actual performance. Pry's software enables users to manage their hiring plans, project cash flows, and model different financial scenarios within a user-friendly visual environment. This functionality allows businesses to efficiently track their budgets, optimize financial models, and monitor cash runway, facilitating better decision-making and financial management.

InstaKin is a financial platform designed to assist immigrants in managing projects and tasks in their home countries. The company connects users with local vendors and facilitates secure payments, allowing migrants to send money home efficiently. Its services are tailored to meet the financial needs of families abroad, ensuring that transactions are cashless, instant, and fully digitized. This platform empowers immigrants to support their loved ones while maintaining control over their financial activities.

Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses. The company offers credit cards for startups. It can be used for services such as business expenses, money transfers, online/offline purchases, and more. Kodo was founded in 2019 and is headquartered in Mumbai, Maharashtra.

Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses. The company offers credit cards for startups. It can be used for services such as business expenses, money transfers, online/offline purchases, and more. Kodo was founded in 2019 and is headquartered in Mumbai, Maharashtra.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

Zeo Auto is a freight management platform based in Mumbai, India, that specializes in tracking and improving fleet operations for commercial vehicles. The platform provides real-time location tracking and integrates with various sensors to monitor critical parameters such as temperature, fuel, and engine status. It assists fleet managers in managing end-to-end operations, which includes capturing orders, assigning drivers, route planning, trip management, and vehicle tracking. Additionally, Zeo Auto offers services like waybill generation to streamline logistics processes. The company aims to be a comprehensive solution for fleet owners by addressing their diverse needs, including load servicing, vehicle maintenance, financing, and insurance.

Zeo Auto is a freight management platform based in Mumbai, India, that specializes in tracking and improving fleet operations for commercial vehicles. The platform provides real-time location tracking and integrates with various sensors to monitor critical parameters such as temperature, fuel, and engine status. It assists fleet managers in managing end-to-end operations, which includes capturing orders, assigning drivers, route planning, trip management, and vehicle tracking. Additionally, Zeo Auto offers services like waybill generation to streamline logistics processes. The company aims to be a comprehensive solution for fleet owners by addressing their diverse needs, including load servicing, vehicle maintenance, financing, and insurance.

ScholarMe Co. is an online financing platform based in New York that simplifies the process of securing college funding for students. Established in 2018, the platform allows high school and college students to apply for various financial aid options, including scholarships, student loans, and income share agreements, through a single application. By connecting students with lenders and providing comprehensive resources, ScholarMe aims to help users effectively manage their education financing needs, ensuring they can cover tuition and related costs in a cost-effective manner.

Blair is a company that specializes in providing accessible financing options for students and educational institutions through Income-Share Agreements (ISAs). Its platform allows students to pursue their education without the burden of upfront costs, making higher education more attainable. By facilitating ISAs, Blair helps schools attract and retain talented students, creating a mutually beneficial relationship that emphasizes a commitment to student success. This innovative approach aims to address financial barriers in education, enabling students to focus on their studies while ensuring that schools can support their educational missions effectively.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

WaystoCap Sarl operates a B2B online marketplace focused on facilitating trade among businesses in Africa. Founded in 2014 and based in Casablanca, Morocco, the platform enables merchants to buy and sell a variety of products across industries such as food and beverage, household appliances, textiles, and industrial tools. In addition to product discovery, WaystoCap connects users with financing options, insurance providers, and logistics services, enhancing the overall trading experience. The platform aims to streamline operations by ensuring secure payments and efficient shipment management. By bridging infrastructure gaps and fostering trust in African trade, WaystoCap supports both buyers in finding competitive products and suppliers in accessing new markets.

InterPrime Technologies Inc., established in 2018 and headquartered in Menlo Park, California, specializes in cash management services for startups. The company helps businesses earn competitive returns on their idle cash by investing it in U.S. Treasury securities held in the client's name. InterPrime also assists in crafting investment policies tailored to each business's cash flow and liquidity needs, streamlining their cash management processes.

Convictional, Inc. is a Toronto-based company founded in 2017 that operates a multi-channel B2B e-commerce platform aimed at high-growth suppliers. The platform provides a range of services, including electronic data interchange, wholesale integrations, dropship automation, and order financing, facilitating seamless transactions between suppliers and retailers. By integrating various business models such as drop-ship, marketplace, and wholesale, Convictional's technology enables enterprises, B2C retailers, and B2B distributors to efficiently source, onboard, and transact with suppliers. The company addresses the Decision Context Problem, which hinders business performance by misaligning knowledge and objectives within organizations, thereby enhancing decision-making processes and collaboration in the age of AI.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

Gale operates an online visa application platform that simplifies the process by reducing complexity and automating compliance.