Pioneer Fund

Capi Money is a digital payment platform designed for businesses to facilitate international payments. It offers a suite of financial management tools, including budgeting, expense tracking, investment analysis, and goal-setting features, enabling businesses to effectively manage their finances and make informed decisions.

Human is a developer of a decentralized online credentials verification ecosystem aimed at facilitating digital identity self-governance. The company provides a platform that allows users to access and control their personal data through a secure gateway, without reliance on traditional banking systems. Its ecosystem includes features such as face grants for data access and a network of verified identities, all operated on user-owned mobile devices. This setup empowers individuals to manage and monetize their digital identities, enhancing their ability to govern their personal information and financial transactions effectively.

Landeed is a proptech startup based in Bengaluru, India, founded in 2022. The company specializes in developing a property title search engine that simplifies the process of obtaining Encumbrance Certificates, which confirm the clear and marketable status of a property and its freedom from legal or economic liabilities. Landeed's platform also offers a quick way to access Records of Rights (RoR), essential documents maintained by the state Revenue Department. Through its application, users can effortlessly check transaction histories, property markets, and guideline values, as well as share certificates with relevant stakeholders. This innovation aims to enhance transparency and efficiency in the Indian real estate sector.

Genie is an AI software platform designed to engage children through personalized play experiences. It offers a conversational artificial intelligence platform that fosters creative play, learning, and storytelling. By creating imaginative story worlds and providing interactive logic puzzles and word games, Genie aims to stimulate critical thinking and creativity in children. The platform serves as a safe and educational companion, enabling parents and educators to enhance the development of young users.

GIFD is a technology company that develops a mobile application enabling users to create and share personalized Graphics Interchange Formats (GIFs) for social interaction and engagement on messaging platforms.

Precip is a weather analytics company that leverages artificial intelligence to provide hyperlocal weather observations, focusing primarily on rainfall. The company offers a mobile app that allows users to access real-time data on rain and snow totals, enhancing operational decision-making for various applications. Clients utilize Precip's technology to monitor rainfall in remote locations without the need for physical weather stations, facilitating automatic irrigation adjustments after rain events and identifying standing water to prevent mosquito breeding. Additionally, Precip aids in assessing flood damage, streamlining the claims process for insurance purposes. Through its innovative approach, Precip empowers users to make informed decisions that enhance operational efficiency and safety.

CircleBack, Inc. is a technology company based in Vienna, Virginia, focused on improving contact data accuracy for business consumers. Founded in 2008, the company develops mobile contact intelligence applications that streamline the management of address books across various devices. Its flagship product, CircleBack, uses a patented data engine to provide real-time updates on connections, such as job changes and new contact information, directly to users' mobile address books and customer relationship management systems. Additionally, CircleBack offers tools like ContactSaver, which converts email signatures into contacts for Gmail, and ScanBizCards, enabling users to digitize business cards. The Cleanup Suite helps refine contact lists by removing duplicates. CircleBack aims to enhance productivity by ensuring that professionals and businesses can maintain accurate and up-to-date connections.

Sonia is lowering the cost of mental health treatment to a fraction of what it is now and making it available to everyone, anytime, anywhere. The App Store now features the Sonia iOS app.

Human is a developer of a decentralized online credentials verification ecosystem aimed at facilitating digital identity self-governance. The company provides a platform that allows users to access and control their personal data through a secure gateway, without reliance on traditional banking systems. Its ecosystem includes features such as face grants for data access and a network of verified identities, all operated on user-owned mobile devices. This setup empowers individuals to manage and monetize their digital identities, enhancing their ability to govern their personal information and financial transactions effectively.

Capi Money is a digital payment platform designed for businesses to facilitate international payments. It offers a suite of financial management tools, including budgeting, expense tracking, investment analysis, and goal-setting features, enabling businesses to effectively manage their finances and make informed decisions.

Truemetrics specializes in providing precise parking positions and entrance locations to enhance the efficiency of delivery processes. By analyzing sensor data from drivers' smartphones, the company identifies exact locations for parking spots and building entrances. This capability simplifies the final stages of delivery, enabling operations managers and logistics companies to optimize their logistics and improve overall performance. Additionally, Truemetrics has developed a motion tracking application that employs advanced 3D state estimation for performance analysis in snow sports, surfing, and mountain biking. Through its innovative software and data analytics, Truemetrics aims to streamline logistics and enhance user experiences in various contexts.

Wavelength is a chat application that enhances group messaging by integrating artificial intelligence and intuitive threading features. Users can seamlessly invite an AI assistant powered by GPT-3.5 into their conversations by mentioning @AI, allowing for interactive experiences such as asking questions, generating creative content, and playing games. The platform aims to make group chats more engaging and enjoyable, enabling users to connect with friends and family in a meaningful manner while easily navigating multiple conversation threads.

Humand provides a mobile application that centralizes internal communication, culture, and HR processes for organizations. The platform includes various modules such as social feeds, chat functionalities, a people directory, intelligent ticketing, surveys, file sharing, calendars, and event management. This integrated approach allows companies to improve communication speed and information flow among employees, particularly benefiting those without direct access to computers. Prominent clients, including ArcelorMittal, Tenaris, and Ogilvy, utilize Humand to foster a digital community that enhances employee engagement and collaboration. By connecting workers and creating a sense of belonging, Humand aims to improve the overall work environment and productivity within organizations.

222 operates as a consumer marketplace that enhances in-person social experiences at local venues. The company has developed a platform that employs artificial intelligence and machine learning to connect individuals based on shared interests and preferences. By utilizing a survey to gather insights about users' tastes, 222 enables customers to discover and participate in social events, fostering meaningful connections and networks. This focus on facilitating chance encounters and social interactions positions 222 as a unique player in the market of social engagement.

Mera Gaon operates a rural platform designed to connect local farmers with private hubs in villages. The platform facilitates interaction among community members, allowing them to engage on various matters relevant to their localities. It enables residents, local businesses, and institutions to receive timely announcements and updates from public organizations, including information on discounts, offers, and live events. By fostering communication within the village and the broader rural community, Mera Gaon aims to enhance connectivity and support local initiatives.

Nsave is a fintech startup focused on providing a digital banking services platform designed to offer secure savings solutions. The platform allows customers to save in multiple currencies, including USD, EUR, and GBP, while ensuring the highest level of financial security. Nsave promotes financial inclusion by removing account restrictions, enabling users to access global safe accounts for their funds. This approach aims to enhance the financial well-being of individuals by making saving more accessible and secure.

TigerEye is a developer of sales software technology designed to enhance decision-making for a multigenerational workforce. The company leverages its expertise in machine learning and mobile enterprise solutions to address the limitations of legacy software, creating tools that empower sales leaders to make more informed and strategic choices. By focusing on the specific needs of businesses, TigerEye aims to provide innovative solutions that facilitate improved sales processes and outcomes.

Instant is a developer of a real-time client-side database platform that facilitates the creation of collaborative applications. The platform allows developers to build applications that are both real-time and offline-enabled, enhancing user experience by managing data synchronization, optimistic updates, and offline capabilities. By streamlining these functionalities, Instant aims to increase productivity for developers, allowing them to focus more on the overall user experience.

Zoko is a messaging platform that facilitates business operations through chat applications like WhatsApp and Facebook Messenger. It enables companies to send notifications, conduct marketing, and engage in conversational commerce, enhancing customer interactions. The platform offers a dashboard that allows businesses to manage customer experiences effectively, guiding prospects towards making purchases. By leveraging social media as a sales channel, Zoko helps companies personalize their communications at scale, enabling real-time engagement and conversion. Additionally, the platform aids in qualifying for the verified green tick mark, streamlining sales, marketing, and customer support processes.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

For consumers, Cypher offers an EVM & Cosmos noncustodial wallet & crypto card allow a one-stop-shop for purchasing, bridging, staking, swapping and off-ramping crypto For developers, Cypher offers an seamless onboarding SDK for any dApp in addition to a Push SDK that allows on-chain events to be converted into human, readable mobile push notifications

Alta Pty Ltd, based in Broken Head, Australia, specializes in developing multiplayer virtual reality (VR) games. Established in 2008, the company creates immersive online universes where players can either collaborate or compete to achieve specific goals in various settings, including fantasy and medieval themes. The flagship game, A Township Tale, allows players to explore a magical town set in the mountains, where they can take on various roles such as blacksmith, miner, fisherman, and lumberjack to gather resources and craft tools and weapons. Alta's games are designed for high-end VR devices, providing engaging experiences that cater to gaming enthusiasts across multiple platforms, including smartphones, laptops, and computers.

Seis is an online banking platform focused on serving Spanish speakers in the United States. The platform provides a range of banking services, including savings accounts, prepaid cards for both online and offline purchases, bill payment solutions, and money transfer options. Seis also offers customizable cards to meet individual preferences and features video and chat-based customer support to enhance the banking experience. Through its comprehensive suite of services, Seis aims to deliver accessible and user-friendly banking solutions to its customers.

Clear is a skincare mobile app designed to connect and engage users within the skincare community. It allows individuals to review, recommend, and ask questions about various skincare products and practices. By fostering a platform for discussion and sharing, Clear provides access to a vibrant social media network of skincare enthusiasts, enabling users to make informed decisions about their skincare routines. Additionally, Clear has introduced a debit card specifically tailored for the skincare community, further enhancing the user experience by integrating financial tools with skincare exploration.

Deskimo is a desk booking app that facilitates access to workspace for remote professionals in Singapore and Hong Kong. The platform connects users with a network of vetted workspaces, enabling them to discover suitable locations for work. Deskimo allows users to check in quickly and pay by the minute for their chosen workspace, making it a flexible option for those seeking to work away from distractions. By providing easy access to quality work environments, Deskimo supports businesses in adopting hybrid work models and enhances productivity for mobile workers.

Fingo Africa is a fintech startup that offers digital banking services primarily designed for the youth. The company provides a range of services, including current accounts, money transfers, bill payments, and link-based payments. Fingo's platform enables users to conveniently transfer money to friends, family, or businesses and includes features such as saving goals and real-time transactions. Through its innovative approach, Fingo aims to simplify the financial experience for younger users, making banking more accessible and user-friendly.

Reframe is an app to help people cut back on alcohol use and build healthier habits

Stipop offers messaging, video, and profile stickers for apps intended to enrich online communication. It helps product brands advertise their products with branded stickers on chat, stories, and comments.

Orange Health Labs is a health tech startup focused on providing diagnostic laboratory services that facilitate remote healthcare delivery. By enabling doctors to conduct tests and diagnostics from a patient's home, the company aims to enhance the accessibility and efficiency of healthcare. Its patient-centric approach allows individuals to avoid clinic visits for blood tests and other diagnostic procedures by offering affordable home sample collection and timely access to test results. This model not only minimizes the inconvenience of traditional healthcare services but also significantly reduces wait times for critical health assessments, ultimately making healthcare more seamless and responsive to consumer needs.

Fingo Africa is a fintech startup that offers digital banking services primarily designed for the youth. The company provides a range of services, including current accounts, money transfers, bill payments, and link-based payments. Fingo's platform enables users to conveniently transfer money to friends, family, or businesses and includes features such as saving goals and real-time transactions. Through its innovative approach, Fingo aims to simplify the financial experience for younger users, making banking more accessible and user-friendly.

Axle Health is a provider of scheduling and workforce management software tailored for home health care providers. Its platform features a mobile app for clinicians, an operations dashboard for office teams, and proprietary logistics algorithms designed to optimize scheduling. Additionally, Axle offers a patient engagement and booking solution, all of which can be customized and accessed modularly through an API. The platform is compatible with various electronic medical records systems, facilitating seamless integration. By leveraging Axle's software, major home health care providers can enhance the efficiency of their clinical teams while automating the complexities of scheduling and dispatching. The company also supports in-home health services, including telehealth, enabling patients to access treatments more swiftly and effectively.

Khabri, Inc. is a digital audio platform that specializes in vernacular content, enabling users to access short news clips in various languages. Founded in 2016 by Aankit Roy, Pulkit Sharma, and Sandeep Singh, the company is headquartered in Palo Alto, California. Its application allows content creators to develop personalized channels and programs, thereby reaching millions of listeners both in India and internationally. Khabri's platform supports offline listening, allowing users to download news content from their local areas without requiring an internet connection. This focus on vernacular audio content positions Khabri as a unique player in the digital media landscape, catering specifically to the diverse linguistic needs of its audience.

Grain Technology, Inc. is a financial technology company founded in 2017 and based in Oakland, California. It specializes in developing a mobile application that offers an alternative to traditional credit cards by providing a revolving line of credit linked to users' existing debit cards. The platform analyzes income and cash flows to instantly pre-approve users for credit, enabling access to funds without the need for a new credit card. Additionally, Grain allows users to obtain cash advances directly to their bank accounts at no cost. By focusing on responsible credit management, Grain aims to help individuals and businesses secure financing while minimizing the risk of incurring unnecessary debt.

Snackpass is a social food app founded in 2017 and headquartered in San Francisco, California. It provides a platform that enhances the convenience and affordability of ordering food from local restaurants through mobile order pickup. Users can access a contactless digital menu, utilize self-service kiosks, and benefit from loyalty rewards that encourage repeat business. The app also fosters social interaction by allowing users to unlock discounts with friends, send gifts, and collect points, thereby enhancing the overall dining experience. Snackpass aims to bridge the gap between offline and digital interaction for food purchasers while helping businesses reduce labor costs.

Terra API specializes in facilitating the seamless transfer of health data between various applications and devices. The company provides an online application programming interface (API) that enables developers to connect easily with health apps, wearables, sensors, and blood laboratories. By utilizing standard protocols for data exchange, Terra API allows applications to accept requests and return responses in commonly used formats, supporting efficient communication across diverse fitness tracking devices. This integration empowers users to share and access their health and fitness data from multiple sources, enhancing the overall user experience in health management.

Axle Health is a provider of scheduling and workforce management software tailored for home health care providers. Its platform features a mobile app for clinicians, an operations dashboard for office teams, and proprietary logistics algorithms designed to optimize scheduling. Additionally, Axle offers a patient engagement and booking solution, all of which can be customized and accessed modularly through an API. The platform is compatible with various electronic medical records systems, facilitating seamless integration. By leveraging Axle's software, major home health care providers can enhance the efficiency of their clinical teams while automating the complexities of scheduling and dispatching. The company also supports in-home health services, including telehealth, enabling patients to access treatments more swiftly and effectively.

Zoko is a messaging platform that facilitates business operations through chat applications like WhatsApp and Facebook Messenger. It enables companies to send notifications, conduct marketing, and engage in conversational commerce, enhancing customer interactions. The platform offers a dashboard that allows businesses to manage customer experiences effectively, guiding prospects towards making purchases. By leveraging social media as a sales channel, Zoko helps companies personalize their communications at scale, enabling real-time engagement and conversion. Additionally, the platform aids in qualifying for the verified green tick mark, streamlining sales, marketing, and customer support processes.

Lalabox is a mobile application established in 2020 by Kirill Avery and Yurii Yatsenko, focusing on live-streaming and shopping services. The platform allows users to watch and share videos while engaging in buying and selling a variety of products. It features a marketplace filled with offerings from various brands, enabling users to create profiles, share videos with friends, buy and sell collectibles, and follow others. Additionally, Lalabox provides notifications to enhance the shopping experience.

Cheqout is a mobile point-of-sale (POS) platform designed for brick-and-mortar businesses, enabling waiters and retail workers to efficiently manage orders and payments. Founded in 2020 by David Rincon-Cruz, Jamie Sunderland, and Tom Sharon, the platform allows customers to place orders directly from their own devices by scanning QR codes, which facilitates a seamless transaction experience. Cheqout collects orders into single tickets from the same table, preventing overwhelming the kitchen with multiple tickets. Additionally, it offers features that allow guests to browse menus, find their bills by resuming the QR code scan, and split their bills in various ways. This innovative approach streamlines the ordering process and enhances customer convenience.

Terra API specializes in facilitating the seamless transfer of health data between various applications and devices. The company provides an online application programming interface (API) that enables developers to connect easily with health apps, wearables, sensors, and blood laboratories. By utilizing standard protocols for data exchange, Terra API allows applications to accept requests and return responses in commonly used formats, supporting efficient communication across diverse fitness tracking devices. This integration empowers users to share and access their health and fitness data from multiple sources, enhancing the overall user experience in health management.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

Orange Health Labs is a health tech startup focused on providing diagnostic laboratory services that facilitate remote healthcare delivery. By enabling doctors to conduct tests and diagnostics from a patient's home, the company aims to enhance the accessibility and efficiency of healthcare. Its patient-centric approach allows individuals to avoid clinic visits for blood tests and other diagnostic procedures by offering affordable home sample collection and timely access to test results. This model not only minimizes the inconvenience of traditional healthcare services but also significantly reduces wait times for critical health assessments, ultimately making healthcare more seamless and responsive to consumer needs.

Tajir is an online platform based in Lahore, Pakistan, that facilitates inventory procurement for mom-and-pop stores through a mobile application. Founded in 2018, the company addresses the challenges faced by store owners by providing full price transparency on various products. Tajir's marketplace enables retailers to buy and sell a wide range of fast-moving consumer goods (FMCG), including soft drinks, biscuits, shampoos, and food staples like rice and wheat. In addition to inventory procurement, Tajir offers logistics and information tools, aiming to simplify the retail economy for its clients. The company is led by the Khan brothers, whose family has a long history in the FMCG retail distribution sector.

Grain Technology, Inc. is a financial technology company founded in 2017 and based in Oakland, California. It specializes in developing a mobile application that offers an alternative to traditional credit cards by providing a revolving line of credit linked to users' existing debit cards. The platform analyzes income and cash flows to instantly pre-approve users for credit, enabling access to funds without the need for a new credit card. Additionally, Grain allows users to obtain cash advances directly to their bank accounts at no cost. By focusing on responsible credit management, Grain aims to help individuals and businesses secure financing while minimizing the risk of incurring unnecessary debt.

Nugget Inc. is an online platform based in Brooklyn, New York, that focuses on short-form audio content. Founded in 2019, the company offers an application that enables users to record brief audio clips, enhance them with various filters, and share these recordings on a social feed. This functionality allows individuals to create spontaneous podcasts, fostering a new medium for audio expression and communication.

Tajir is an online platform based in Lahore, Pakistan, that facilitates inventory procurement for mom-and-pop stores through a mobile application. Founded in 2018, the company addresses the challenges faced by store owners by providing full price transparency on various products. Tajir's marketplace enables retailers to buy and sell a wide range of fast-moving consumer goods (FMCG), including soft drinks, biscuits, shampoos, and food staples like rice and wheat. In addition to inventory procurement, Tajir offers logistics and information tools, aiming to simplify the retail economy for its clients. The company is led by the Khan brothers, whose family has a long history in the FMCG retail distribution sector.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Snackpass is a social food app founded in 2017 and headquartered in San Francisco, California. It provides a platform that enhances the convenience and affordability of ordering food from local restaurants through mobile order pickup. Users can access a contactless digital menu, utilize self-service kiosks, and benefit from loyalty rewards that encourage repeat business. The app also fosters social interaction by allowing users to unlock discounts with friends, send gifts, and collect points, thereby enhancing the overall dining experience. Snackpass aims to bridge the gap between offline and digital interaction for food purchasers while helping businesses reduce labor costs.

ScholarMe Co. is an online financing platform based in New York that simplifies the process of securing college funding for students. Established in 2018, the platform allows high school and college students to apply for various financial aid options, including scholarships, student loans, and income share agreements, through a single application. By connecting students with lenders and providing comprehensive resources, ScholarMe aims to help users effectively manage their education financing needs, ensuring they can cover tuition and related costs in a cost-effective manner.

Nomad Rides Inc. is a company that designs and offers a mobile application for ride-hailing services, aiming to revolutionize the gig economy by eliminating high commissions typically imposed by established platforms. Incorporated in 2019 and headquartered in Indianapolis, Indiana, Nomad provides a commission-free ride-sharing application that allows drivers to retain all their earnings. The app monetizes through a monthly subscription, advertisements, and in-car vending machines. Nomad Rides is committed to decentralizing the gig economy by ensuring equitable ownership distribution among users and drivers, allowing them to share in revenue and participate in platform governance. This approach seeks to enhance value for both users and workers while promoting a fairer economic model in the ride-sharing industry.

LAIKA is an e-commerce platform dedicated to providing a comprehensive range of products and services for pets. The platform features over 4,000 products, including food, snacks, medicines, and accessories from various brands. Additionally, it offers more than 17 services encompassing healthcare, beauty, and entertainment for pets. LAIKA facilitates home delivery for all orders, allowing customers to choose their preferred delivery date and time, including same-day options in major cities. The platform supports multiple payment methods, including online payments and cash on delivery, ensuring convenience for pet owners looking to meet their pets' needs from the comfort of their homes.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Landed is a recruiting platform focused on enhancing the hiring process for hourly employers, particularly in the restaurant and hospitality sectors. It utilizes conversational AI technology to streamline connections between employers and job applicants, aligning candidates with employers based on specific criteria. This innovative approach allows for more efficient screening of applicants, leveraging data points to identify the best candidates quickly. By improving the recruitment experience for both employers and job seekers, Landed aims to facilitate better hiring outcomes in a competitive labor market.

Oxygen is a financial technology company that caters to digital natives, creators, and entrepreneurs by offering a modern banking platform for both personal and business accounts. Its application, available on iOS and Android, provides users with a seamless experience featuring no monthly fees, early direct deposit, simple transfers, cashback rewards, high-yield savings, and various retail and travel benefits. In addition to banking services, Oxygen also emphasizes technology solutions, offering businesses tools to enhance efficiency and productivity. The company ensures secure data management through robust backup and recovery processes that comply with industry standards, thereby safeguarding clients' financial and operational data. With a focus on user-friendly solutions, Oxygen aims to support its clients in navigating the complexities of modern finance and technology.

Scanwell Health, Inc. designs and develops an innovative urine testing kit that provides clinical-grade results through a smartphone application. Founded in 2018 and headquartered in Los Angeles, California, the company offers a urinary tract infection test kit that is FDA-cleared. This product allows users to receive same-day test results and connect with an online doctor’s office for immediate treatment and prescription of antibiotics. By facilitating accessible and affordable healthcare, Scanwell Health aims to empower individuals to take charge of their health proactively.

HeyDoctor offers online prescription services designed to provide affordable medical care for common health issues. The company allows users to initiate a consultation from their mobile devices, enabling quick and efficient healthcare without the need for insurance. Services provided include testing and treatment for conditions such as urinary tract infections, acne, cold sores, and erectile dysfunction, as well as birth control and smoking cessation assistance. Users can communicate with healthcare professionals at their convenience, making it easier to access necessary treatments through text messaging.

Oxygen is a financial technology company that caters to digital natives, creators, and entrepreneurs by offering a modern banking platform for both personal and business accounts. Its application, available on iOS and Android, provides users with a seamless experience featuring no monthly fees, early direct deposit, simple transfers, cashback rewards, high-yield savings, and various retail and travel benefits. In addition to banking services, Oxygen also emphasizes technology solutions, offering businesses tools to enhance efficiency and productivity. The company ensures secure data management through robust backup and recovery processes that comply with industry standards, thereby safeguarding clients' financial and operational data. With a focus on user-friendly solutions, Oxygen aims to support its clients in navigating the complexities of modern finance and technology.

Snackpass is a social food app founded in 2017 and headquartered in San Francisco, California. It provides a platform that enhances the convenience and affordability of ordering food from local restaurants through mobile order pickup. Users can access a contactless digital menu, utilize self-service kiosks, and benefit from loyalty rewards that encourage repeat business. The app also fosters social interaction by allowing users to unlock discounts with friends, send gifts, and collect points, thereby enhancing the overall dining experience. Snackpass aims to bridge the gap between offline and digital interaction for food purchasers while helping businesses reduce labor costs.