Pioneer Fund

Capi Money is a digital payment platform designed to assist businesses in making and receiving international payments. The company offers a suite of financial tools, including budgeting solutions, expense tracking, investment analysis, and goal setting features. By providing these services, Capi Money enables users, particularly importers, to manage their finances effectively and make informed financial decisions. The platform aims to enhance financial literacy and facilitate smoother transactions across borders.

Kontigo is a financial technology company focused on integrating over 1.5 billion people into the financial system, particularly targeting small and medium-sized businesses in Latin America. The company provides a non-custodial and fully decentralized banking solution based on USDC, a stablecoin. Each user is equipped with a USDC wallet designed to safeguard against local inflation while also earning yield through saving circles, known as ROSCAs. Kontigo facilitates a "Save now, buy later" marketplace where users can spend or invest their savings. Additionally, the company has developed an AI-driven credit-building feature accessible via WhatsApp, which tracks and reports users' saving circle activities to local credit bureaus, enhancing their credit profiles.

Envelope Money is a technology company that specializes in developing a comprehensive mobile banking platform. This platform is designed to help users manage their family finances by offering a range of features, including flexible budgeting tools, virtual and physical cards, secure account controls, joint accounts, and advanced spending tracking capabilities. The platform aims to simplify financial management, enabling users to efficiently allocate funds, monitor expenses, and work towards achieving their financial goals.

Capi Money is a digital payment platform designed to assist businesses in making and receiving international payments. The company offers a suite of financial tools, including budgeting solutions, expense tracking, investment analysis, and goal setting features. By providing these services, Capi Money enables users, particularly importers, to manage their finances effectively and make informed financial decisions. The platform aims to enhance financial literacy and facilitate smoother transactions across borders.

Maroo is a payment platform specifically designed for the wedding and events industry, enabling businesses to handle payments without incurring processing fees. It offers services such as payment acceptance, branded invoice creation, and the ability to pay freelancers and suppliers, all under a unique zero fee model that allows businesses to pass transaction costs onto clients. With a community of over 9,000 businesses, Maroo has facilitated more than $180 million in revenue for event professionals. Additionally, the platform provides tools that help couples manage their wedding budgets effectively, allowing them to connect their bank accounts and manage invoices. It also offers insights and budget recommendations, making the payment process more manageable and enabling couples to pay for their weddings in equal monthly installments.

Gullak.Money is a financial platform focused on promoting saving and wealth creation for its users. It aims to establish an inclusive ecosystem that encourages individuals to save small amounts daily, facilitating the development of effective financial habits. The platform offers various resources to help users set and accomplish their financial goals, thereby empowering them to enhance their savings and invest wisely for future prosperity. Through its user-friendly approach, Gullak seeks to make saving accessible to everyone, ultimately contributing to improved financial well-being.

SaveIN facilitates connection with nearby healthcare providers and enables users to pay for medical expenses in affordable monthly installments.

Atlas operates a credit card service platform designed to assist mainstream consumers in improving their financial well-being. The platform integrates with customer bank accounts to establish spending limits while facilitating autopay setups. Additionally, it provides users with real-time transaction alerts and reports on-time payments, which helps in building credit history. By offering cashback rewards, Atlas aims to enhance financial literacy and encourage responsible spending among its users.

Nsave is a fintech startup that specializes in digital banking services, focusing on providing a secure platform for saving in various currencies, including USD, EUR, and GBP. The company aims to enhance financial inclusion by offering services that do not impose account restrictions, allowing customers to access global safe accounts for their funds. With a commitment to financial security, Nsave ensures that users can manage their savings with confidence and ease.

SaveIN facilitates connection with nearby healthcare providers and enables users to pay for medical expenses in affordable monthly installments.

Mora.com, operated by Mora Financial, is dedicated to helping parents set up and manage ROTH IRA accounts for their children, providing a foundation for early financial growth and long-term security. We simplify the complexities of hiring children for household tasks to meet IRS requirements for earned income, enabling parents to legally fund a child’s ROTH IRA. Our services include payroll, tax compliance, and audit documentation support, ensuring that families adhere to tax code regulations while maximizing the financial benefits. With Mora, parents can establish a secure financial future for their kids, combining professional-grade support with peace of mind.

Fingo Africa is a fintech startup that offers a digital banking platform aimed at young customers. The service includes current accounts, real‑time money transfers, bill and utility payments, link‑based payments, and savings goal tools. The platform enables users to send money to friends, family, or businesses through a mobile interface, providing a convenient and comprehensive digital banking experience.

Maroo is a payment platform specifically designed for the wedding and events industry, enabling businesses to handle payments without incurring processing fees. It offers services such as payment acceptance, branded invoice creation, and the ability to pay freelancers and suppliers, all under a unique zero fee model that allows businesses to pass transaction costs onto clients. With a community of over 9,000 businesses, Maroo has facilitated more than $180 million in revenue for event professionals. Additionally, the platform provides tools that help couples manage their wedding budgets effectively, allowing them to connect their bank accounts and manage invoices. It also offers insights and budget recommendations, making the payment process more manageable and enabling couples to pay for their weddings in equal monthly installments.

Fingo Africa is a fintech startup that offers a digital banking platform aimed at young customers. The service includes current accounts, real‑time money transfers, bill and utility payments, link‑based payments, and savings goal tools. The platform enables users to send money to friends, family, or businesses through a mobile interface, providing a convenient and comprehensive digital banking experience.

Founded in 2017, Grain Technology offers an alternative credit solution via its mobile application. It provides users with a revolving line of credit based on their income and cash flows, accessible through their existing debit card.

Founded in 2017, Grain Technology offers an alternative credit solution via its mobile application. It provides users with a revolving line of credit based on their income and cash flows, accessible through their existing debit card.

Oxygen is a modern financial platform designed for digital natives, creators, and entrepreneurs. It offers a seamless user experience for both personal and business banking in a single application, featuring no monthly fees, early direct deposit, simple transfers, cashback rewards, high yield savings, subscription reimbursements, and everyday retail and travel benefits.

Oxygen is a modern financial platform designed for digital natives, creators, and entrepreneurs. It offers a seamless user experience for both personal and business banking in a single application, featuring no monthly fees, early direct deposit, simple transfers, cashback rewards, high yield savings, subscription reimbursements, and everyday retail and travel benefits.