Portage Ventures

Franklin develops a payroll tool for making employee payments. The platform allows users to pay their workers in cash and crypto in an automated, tax-compliant way. It can be also used as an HR management system, to make expense reimbursement payments, pay vendors, and many other features.

Operator of a secure marketplace for investing in artwork intended for buying and selling investment-grade art. The company allows investors to buy art at affordable prices and allows artists to monetize their art through royalties, enabling smaller investors to diversify their portfolios with a new asset class.

Conquest Planning Inc., founded in 2018 and based in Winnipeg, Canada, is a FinTech company that offers an online financial planning and advice platform. The company's innovative solution aims to democratize access to financial advice, enabling users to create and manage their financial futures independently. Conquest Planning's platform features an intuitive user interface and a streamlined onboarding process, utilizing data-driven artificial intelligence to generate personalized financial plans in a visually appealing format. This approach enhances user engagement and empowers individuals to take control of their financial planning.

Kontempo specializes in embedded payment solutions tailored for B2B e-commerce. The company offers a platform that integrates alternative payment methods, such as buy now, pay later and interest-free installments, allowing suppliers to provide point-of-sale financing to their small business clients. This approach not only enhances sales potential but also mitigates the risks and operational costs associated with traditional credit operations. By offering instant liquidity to customers, Kontempo aims to facilitate smoother transactions and foster business growth within the e-commerce sector.

Orus is an online insurance platform dedicated to providing simple, affordable, and tailored insurance coverage for small and medium-sized businesses (SMBs) in Europe. The company aims to offer a seamless user experience that allows SMBs to easily modify their insurance policies with full transparency and fraud prevention measures. By focusing on protecting businesses' premises, contents, and civil liability, Orus enables its clients to concentrate on their core operations without the stress of complex insurance issues. Through its mission, Orus strives to deliver peace of mind to SMBs, ensuring they have the necessary coverage to thrive.

Getquin, founded in January 2020 and based in Berlin, Germany, develops an investment software platform that assists users in managing and optimizing their investment portfolios. The application serves as a personalized investment advisor, enabling users to construct tailored ETF portfolios and track their performance across various brokerage accounts. It simplifies the investment process by providing tools for monitoring existing trading accounts and evaluating the performance of selected securities. With a focus on enhancing user experience in navigating the complex financial landscape, Getquin aims to make investing more accessible and efficient for individuals.

Zenner Israel help business travelers get to their destination when things go wrong.

Provider of a wellness card intended to keep customers healthy. The company specializes in creating health cards that earn rewards for healthy purchases and access perks to complement their lifestyle, enabling users to get free sessions at their favorite workout studios and discounts on health and wellness subscriptions.

TheGuarantors is a FinTech company that specializes in providing risk and financial solutions tailored for the real estate sector. By leveraging data and expertise in real estate, risk, and finance, TheGuarantors streamlines the leasing process, benefiting landlords, leasing staff, brokers, renters, and tenants. The company's platform offers a rental coverage solution that allows tenants to replace traditional security deposits with a small annual fee, thereby freeing up capital and making renting more affordable. Simultaneously, it provides landlords with necessary protection against potential risks. TheGuarantors also addresses specific market needs through offerings like Guaranti for multifamily properties and Securiti for office spaces, enhancing overall efficiency in the leasing process. The company's innovative approach has garnered recognition, including a spot on CNBC's 2018 Upstart 100 list of promising startups.

Socotra, Inc. is a technology company that offers a cloud-based platform designed specifically for the insurance industry. Founded in 2014 and headquartered in San Francisco, California, Socotra provides a comprehensive software solution that includes policy administration, underwriting, claims management, billing, and reporting functionalities. The platform supports various insurance sectors, including property and casualty as well as life insurance. Built using modern technologies, Socotra’s platform is designed to be transparent, reliable, flexible, and secure, enabling insurance carriers and managing general agents to quickly develop and distribute products that meet customer needs. Its open APIs and product-agnostic data model facilitate the management of the entire policy lifecycle, promoting innovation within the insurance sector by enhancing speed, agility, and efficiency while reducing maintenance costs.

Glean Analytics Inc. specializes in providing an AI-powered spend management solution designed for small and mid-market companies. Founded in 2019 and based in New York, Glean offers a comprehensive platform that helps finance teams track their spending in real time, compare expenses against budgets, and identify cost drivers. The solution provides proactive alerts for potential savings and irregular spending patterns, enabling users to gain insights into their expenditures at a granular level. By analyzing expense data, Glean assists organizations in uncovering overlooked opportunities for cost reduction and optimizing their vendor spending.

Atomic FI, Inc. provides an infrastructure for connecting to payroll accounts. It offers Atomic, a technology that allows users to connect their payroll account using their payroll credentials. The company’s products also include Deposit, a solution to update the destination bank account of paychecks; Identify, a solution to reduce fraud and onboarding friction with verified profile data from a user’s employer; Verify, a solution to verify a user’s income and employment status; and Balance, a solution to move a user’s credit card/loan balance to a new account. It serves banking and lending industries. Atomic FI, Inc. was incorporated in 2019 and is based in Sandy, Utah.

Haruko is an easy-to-use platform that gives institutional investors the levels of visibility, security and compliance they demand when trading digital assets. Founded by a team of Traders and Engineers with experience operating in both tradition and digital assets markets, our vision is to be the go-to interface between institutions and the fast-moving world of the blockchain by leveraging our trading and technical experience to build intuitive, robust and reliable services.

LoanStreet Inc. operates an integrated, online platform that streamlines the process of sharing, managing, and originating loans for credit unions, banks, and direct lenders. It offers LoanStreet that provides access to a nationwide network of lenders and investors, track the performance of their loan portfolio, and more grow and diversify their balance sheet. The company’s LoanStreet provides real-time reporting, standardized agreements, balance sheet management, and automated reporting. The company was founded in 2013 and is based in New York, New York.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. It offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct their daily banking operations while providing tools for expense management, such as setting financial goals, cash flow projections, group spending features, and spending insights. These functionalities allow users to effectively manage their finances and make informed spending decisions while on the go.

Modularbank is a cloud-native banking platform that allows to establish a new banking business or digitally transform an existing one. The platform builds next-generation banking experiences both in the retail and business banking landscape. Its API based banking platform follows the microservice architecture and is composed of flexible and independent modules that cover end-to-end everyday banking processes. Modularbank also offers sophisticated and flexible modular-based banking not just to existing banks and challenger banks, but to any business wishing to quickly roll out tailored financial services to their customers. It was founded in 2018 and is based in Tallinn, Estonia.

Conduit provides one API for connecting to DeFi. We enable companies to launch crypto-backed earnings products within their existing financial service platforms in days, not months. With Conduit, financial growth can become accessible to everyone.

Boosted.ai, founded in 2017 and headquartered in Mississauga, Canada, is an artificial intelligence company that focuses on improving portfolio management for the global financial industry. The company offers a proprietary web-based platform called Boosted Insights, which enables portfolio managers to utilize advanced quantitative investing techniques without needing extensive coding or data science expertise. By leveraging distributed machine learning, Boosted.ai aims to enhance investment decision-making processes and outcomes, making sophisticated financial strategies more accessible to professionals in the field.

League, Inc. is a company that develops an enterprise healthcare operating system aimed at improving employee health and lifestyle. Its core offering, the Health Benefits Experience (HBX) platform, functions as a centralized hub for various health solutions, facilitating better engagement and informed decision-making among employees regarding their healthcare. The platform includes features such as a digital wallet for managing coverage and spending accounts, as well as support services for benefits enrollment and navigation. League also provides benefits administration and advisory services, catering to clients in Canada, the United States, and Europe. Founded in 2014 and headquartered in Toronto, Canada, with an office in Chicago, Illinois, League has formed strategic partnerships to enhance its service offerings and foster employee wellness.

Atomic FI, Inc. provides an infrastructure for connecting to payroll accounts. It offers Atomic, a technology that allows users to connect their payroll account using their payroll credentials. The company’s products also include Deposit, a solution to update the destination bank account of paychecks; Identify, a solution to reduce fraud and onboarding friction with verified profile data from a user’s employer; Verify, a solution to verify a user’s income and employment status; and Balance, a solution to move a user’s credit card/loan balance to a new account. It serves banking and lending industries. Atomic FI, Inc. was incorporated in 2019 and is based in Sandy, Utah.

Rose is a next-generation data management platform that allows users to quickly find relevant data and interact with it in a way that allows them to make data driven decisions. Dealing with large amounts of data is a painful experience. The world is fifty odd years into the information revolution, and yet even the most sophisticated of institutions are still working on data using the same hodgepodge of opaque databases and error-prone spreadsheets developed decades ago. Finding what you want is difficult, cleaning data is a constant pain, and integrating information across sources and tools requires investing huge amounts of time and human capital. Rose addresses these issues by providing you with a hub for finding, cleaning, and interacting with your data. Rose's data marketplace gives users exposure to a wide array of robust data sets from a myriad of reputable providers. Users can view how a dataset is constructed and can pull the underlying data into an Excel spreadsheet or Jupyter Notebook. Rose allows users to see their data, make changes to it, and push those changes to the cloud in a way that everyone can see the cleaning process. Rose also comes prepackaged with a large function library that allows users to transform their data and interpret it in a format that makes sense. Information is the most valuable commodity in the marketplace today. Rose gives your organization a common set of tools for manipulating, sharing, and profiting off the backbreaking work of turning raw information into insights that drive decisions.

Mirza is a London-based company that focuses on family planning solutions for individuals and employers. It has developed a fintech platform that offers tax-efficient employer stipends to a network of caregivers. Mirza's tools integrate family financial planning with childcare funding, helping organizations implement effective corporate policies regarding parental leave and fertility options. Additionally, the company provides modern parenting advice, assisting working professionals in achieving their financial goals while navigating the complexities of family planning.

Alpaca is a technology company based in San Mateo, California, that operates as a securities broker. It specializes in providing an algorithmic trading platform designed for developers to create, manage, and execute trading and investing algorithms. The Alpaca API enables the development of investing applications and brokerage services that facilitate commission-free trading. The company boasts a team with diverse backgrounds in finance and technology and has garnered support from prominent investors in the industry. By focusing on empowering developers, Alpaca aims to enhance access to financial markets through innovative technology solutions.

Moneyworld is a financial platform that integrates digital banking services with elements of gaming to make saving enjoyable and engaging. By replacing traditional banking experiences with interactive characters and a vibrant environment, Moneyworld encourages users to save towards their financial goals while earning daily returns on their savings. The platform combines the fun of exploration and interaction with its animated inhabitants, offering a unique approach to financial activities that fosters a sense of community. This innovative model aims to transform the often solitary act of saving into an entertaining and rewarding experience.

Conquest Planning Inc., founded in 2018 and based in Winnipeg, Canada, is a FinTech company that offers an online financial planning and advice platform. The company's innovative solution aims to democratize access to financial advice, enabling users to create and manage their financial futures independently. Conquest Planning's platform features an intuitive user interface and a streamlined onboarding process, utilizing data-driven artificial intelligence to generate personalized financial plans in a visually appealing format. This approach enhances user engagement and empowers individuals to take control of their financial planning.

Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.

Kikoff Inc. operates a personal finance platform aimed at helping individuals build their credit scores for free. Founded in 2019 and headquartered in San Francisco, California, Kikoff provides tools that allow users to demonstrate their creditworthiness without requiring a bank account or existing credit score. The platform enables customers to obtain loans and establish a payment history by paying back funds each month, facilitating a straightforward pathway to improve their credit profiles. With backing from various Silicon Valley investors, Kikoff is dedicated to making credit building more accessible and broadening financial opportunities for a diverse range of individuals.

Nesto is on a mission to offer a positive, empowering and transparent property financing experience, simplified from start to finish. Powered by the most advanced technology, we screen the whole market in seconds to find the most affordable mortgage while our commission-free experts provide you with unbiased support along the process. Simply, welcome to the bright future of home buying.

Synctera Inc. is a company that specializes in providing digital banking solutions aimed at facilitating partnerships between traditional banks and fintech startups. Founded in 2020 and headquartered in San Francisco, California, Synctera offers a platform that helps banks identify their specific needs and connects them with suitable fintech firms. The company manages the relationship through a backend platform that addresses regulatory compliance and supports the onboarding process. In addition to its partnership solutions, Synctera enhances security through features such as personally identifiable information (PII) encryption, endpoint protection, secure login, authentication, and role-based access.

Developer of an insurance technology platform designed to build a digital operation selling non-life insuring products. The company's platform allows users to manage contracts, personalize guarantees, and track refunds, enabling customers to avail themselves of the insurance facilities in a simple and accessible manner.

Hapi is a stock trading app designed to democratize access to the stock market in Latin America, specifically targeting users in Mexico, Brazil, Colombia, Chile, and Peru. The platform allows users to register quickly, transfer funds without minimum requirements, and trade stocks and ETFs without incurring any commission fees. Hapi provides real-time transaction capabilities and relevant information to assist users in making informed investment decisions. By simplifying the trading process, Hapi aims to make stock trading accessible and straightforward for everyone in the region.

Pledg SAS, founded in 2016 and based in Saint-Pabu, France, operates an online expense-sharing application that simplifies group payments. The platform enables users to make purchases on behalf of a group without needing to advance funds from others, facilitating the splitting of expenses among participants. Additionally, Pledg offers an advanced payment solution that provides instant financing for both e-commerce and in-store transactions, allowing consumers to buy immediately and pay later or in installments. This functionality not only enhances customer access to credit but also helps merchants boost their conversion rates and customer loyalty.

Pledg SAS, founded in 2016 and based in Saint-Pabu, France, operates an online expense-sharing application that simplifies group payments. The platform enables users to make purchases on behalf of a group without needing to advance funds from others, facilitating the splitting of expenses among participants. Additionally, Pledg offers an advanced payment solution that provides instant financing for both e-commerce and in-store transactions, allowing consumers to buy immediately and pay later or in installments. This functionality not only enhances customer access to credit but also helps merchants boost their conversion rates and customer loyalty.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. It offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct their daily banking operations while providing tools for expense management, such as setting financial goals, cash flow projections, group spending features, and spending insights. These functionalities allow users to effectively manage their finances and make informed spending decisions while on the go.

Borrowell Inc. is a financial services company based in Toronto, Canada, founded in 2014. It operates an online marketplace-lending platform that connects borrowers with lenders, offering a variety of financial products, including personal loans and credit cards. Borrowell provides Canadians with tools to manage their financial well-being, including free credit score monitoring and personalized recommendations for financial products from various partners. The platform aims to simplify the borrowing process by empowering users to make informed decisions, access low-interest loans, and improve their overall financial health. Through its innovative approach, Borrowell seeks to enhance the borrowing experience for Canadians.

Albert Corporation is a financial service company based in Culver City, California, founded in 2015. It provides accessible and affordable financial advisory services primarily through its mobile application. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. The platform allows users to track their finances by aggregating data from various sources, such as bank accounts, credit cards, and investments. A key offering is Albert Genius, which enables customers to consult directly with financial experts and develop personalized financial plans. Additionally, the service provides automated investing through Portfolio by Genius, cash advances via Albert Instant, and recommendations for savings accounts and loans, enhancing users' financial management capabilities.

Socotra, Inc. is a technology company that offers a cloud-based platform designed specifically for the insurance industry. Founded in 2014 and headquartered in San Francisco, California, Socotra provides a comprehensive software solution that includes policy administration, underwriting, claims management, billing, and reporting functionalities. The platform supports various insurance sectors, including property and casualty as well as life insurance. Built using modern technologies, Socotra’s platform is designed to be transparent, reliable, flexible, and secure, enabling insurance carriers and managing general agents to quickly develop and distribute products that meet customer needs. Its open APIs and product-agnostic data model facilitate the management of the entire policy lifecycle, promoting innovation within the insurance sector by enhancing speed, agility, and efficiency while reducing maintenance costs.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company specializes in providing transparent, affordable, and comprehensive insurance coverage through a digital platform. By leveraging technology and insurance expertise, Clark offers a user-friendly approach to insurance advice, enabling customers to assess their insurance status easily. Users can access the platform via iOS and Android applications or a website, where they receive an analysis of their current insurance situation and recommendations for optimization. This includes comparing tariffs from various insurance providers, allowing users to manage their insurance needs transparently and at a lower cost. Clark is supported by FinLeap and the Institute for Transparency.

Alpaca is a technology company based in San Mateo, California, that operates as a securities broker. It specializes in providing an algorithmic trading platform designed for developers to create, manage, and execute trading and investing algorithms. The Alpaca API enables the development of investing applications and brokerage services that facilitate commission-free trading. The company boasts a team with diverse backgrounds in finance and technology and has garnered support from prominent investors in the industry. By focusing on empowering developers, Alpaca aims to enhance access to financial markets through innovative technology solutions.

Fondeadora de México S.A.P.I. de C.V. operates a digital banking platform that combines crowdfunding services with financial management tools. Founded in 2018 and based in Mexico City, the company offers a mobile application and an international debit card to facilitate seamless money management for users. This platform allows entrepreneurs to secure funding for diverse projects, including art, technology, and social initiatives, while also providing individuals with a no-fee banking experience. Users can easily monitor their finances, receive real-time notifications, and conduct transactions without the complications typically associated with traditional banking systems. Fondeadora aims to streamline financial processes and enhance accessibility for both consumers and businesses.

Dialogue Technologies Inc. operates a comprehensive care platform that focuses on employee wellness and health solutions. Founded in 2016 and based in Montreal, Canada, the company serves Canadian employers by providing a variety of services designed to enhance team engagement and health. Its platform facilitates virtual access to a multidisciplinary team of healthcare professionals, enabling employees to consult with nurses and doctors, navigate care options, receive medication deliveries, and obtain referrals to specialists. Dialogue aims to improve overall wellbeing by reducing barriers to quality care, supporting proactive management of both physical and mental health, and ultimately fostering a healthier workforce.

Dialogue Technologies Inc. operates a comprehensive care platform that focuses on employee wellness and health solutions. Founded in 2016 and based in Montreal, Canada, the company serves Canadian employers by providing a variety of services designed to enhance team engagement and health. Its platform facilitates virtual access to a multidisciplinary team of healthcare professionals, enabling employees to consult with nurses and doctors, navigate care options, receive medication deliveries, and obtain referrals to specialists. Dialogue aims to improve overall wellbeing by reducing barriers to quality care, supporting proactive management of both physical and mental health, and ultimately fostering a healthier workforce.

Choosing Therapy Inc is an online publication dedicated to providing informative articles on psychology and mental health. Founded in 2019 and based in Brooklyn, New York, the company creates content authored by licensed therapists and medical professionals, ensuring high editorial standards. Its mission is to help individuals learn about mental health, explore wellness options, and empower themselves in managing mental health issues. Additionally, Choosing Therapy develops technology solutions tailored for solo and small therapy practices, facilitating access to various types of therapies and therapists. By maintaining a focus on accurate and actionable mental health content, the platform aims to enhance users' understanding and improve mental and behavioral health information available online.

Boosted.ai, founded in 2017 and headquartered in Mississauga, Canada, is an artificial intelligence company that focuses on improving portfolio management for the global financial industry. The company offers a proprietary web-based platform called Boosted Insights, which enables portfolio managers to utilize advanced quantitative investing techniques without needing extensive coding or data science expertise. By leveraging distributed machine learning, Boosted.ai aims to enhance investment decision-making processes and outcomes, making sophisticated financial strategies more accessible to professionals in the field.

Albert Corporation is a financial service company based in Culver City, California, founded in 2015. It provides accessible and affordable financial advisory services primarily through its mobile application. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. The platform allows users to track their finances by aggregating data from various sources, such as bank accounts, credit cards, and investments. A key offering is Albert Genius, which enables customers to consult directly with financial experts and develop personalized financial plans. Additionally, the service provides automated investing through Portfolio by Genius, cash advances via Albert Instant, and recommendations for savings accounts and loans, enhancing users' financial management capabilities.

Conquest Planning Inc., founded in 2018 and based in Winnipeg, Canada, is a FinTech company that offers an online financial planning and advice platform. The company's innovative solution aims to democratize access to financial advice, enabling users to create and manage their financial futures independently. Conquest Planning's platform features an intuitive user interface and a streamlined onboarding process, utilizing data-driven artificial intelligence to generate personalized financial plans in a visually appealing format. This approach enhances user engagement and empowers individuals to take control of their financial planning.

Socotra, Inc. is a technology company that offers a cloud-based platform designed specifically for the insurance industry. Founded in 2014 and headquartered in San Francisco, California, Socotra provides a comprehensive software solution that includes policy administration, underwriting, claims management, billing, and reporting functionalities. The platform supports various insurance sectors, including property and casualty as well as life insurance. Built using modern technologies, Socotra’s platform is designed to be transparent, reliable, flexible, and secure, enabling insurance carriers and managing general agents to quickly develop and distribute products that meet customer needs. Its open APIs and product-agnostic data model facilitate the management of the entire policy lifecycle, promoting innovation within the insurance sector by enhancing speed, agility, and efficiency while reducing maintenance costs.

Alpaca is a technology company based in San Mateo, California, that operates as a securities broker. It specializes in providing an algorithmic trading platform designed for developers to create, manage, and execute trading and investing algorithms. The Alpaca API enables the development of investing applications and brokerage services that facilitate commission-free trading. The company boasts a team with diverse backgrounds in finance and technology and has garnered support from prominent investors in the industry. By focusing on empowering developers, Alpaca aims to enhance access to financial markets through innovative technology solutions.

League, Inc. is a company that develops an enterprise healthcare operating system aimed at improving employee health and lifestyle. Its core offering, the Health Benefits Experience (HBX) platform, functions as a centralized hub for various health solutions, facilitating better engagement and informed decision-making among employees regarding their healthcare. The platform includes features such as a digital wallet for managing coverage and spending accounts, as well as support services for benefits enrollment and navigation. League also provides benefits administration and advisory services, catering to clients in Canada, the United States, and Europe. Founded in 2014 and headquartered in Toronto, Canada, with an office in Chicago, Illinois, League has formed strategic partnerships to enhance its service offerings and foster employee wellness.

Flybits Inc., based in Toronto, Canada, specializes in developing a platform that enhances customer experiences in the financial services sector through contextualization. The company's advanced solution allows banks to deliver personalized content, products, and offers tailored to individual customer needs in real-time. By leveraging extensive data and sensing capabilities, Flybits enables financial institutions to design, launch, and evaluate data-driven experiences that provide relevant information while maintaining customer privacy. This approach fosters a deeper relationship between customers and their financial institutions, ultimately driving product awareness and adding significant value to users' interactions.

Qover is an innovative company in the insurance sector that specializes in developing and distributing digital insurance solutions across Europe. The company offers a range of insurance products tailored to the needs of fast-growing businesses in various sectors, including the gig economy, soft mobility, travel, and PropTech. Qover's solutions are designed for easy integration into partners' digital platforms through APIs or white labeling, allowing for real-time access. By digitizing the entire insurance value chain, Qover can launch customized and competitive insurance products in less than a month. Collaborating with leading insurance companies, Qover provides high-quality coverage at attractive prices. The company operates in 11 countries and serves nearly 100,000 customers, partnering with well-known brands such as Deliveroo, Wolt, Decathlon, and Cowboy.

Borrowell Inc. is a financial services company based in Toronto, Canada, founded in 2014. It operates an online marketplace-lending platform that connects borrowers with lenders, offering a variety of financial products, including personal loans and credit cards. Borrowell provides Canadians with tools to manage their financial well-being, including free credit score monitoring and personalized recommendations for financial products from various partners. The platform aims to simplify the borrowing process by empowering users to make informed decisions, access low-interest loans, and improve their overall financial health. Through its innovative approach, Borrowell seeks to enhance the borrowing experience for Canadians.

Dialogue Technologies Inc. operates a comprehensive care platform that focuses on employee wellness and health solutions. Founded in 2016 and based in Montreal, Canada, the company serves Canadian employers by providing a variety of services designed to enhance team engagement and health. Its platform facilitates virtual access to a multidisciplinary team of healthcare professionals, enabling employees to consult with nurses and doctors, navigate care options, receive medication deliveries, and obtain referrals to specialists. Dialogue aims to improve overall wellbeing by reducing barriers to quality care, supporting proactive management of both physical and mental health, and ultimately fostering a healthier workforce.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. It offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct their daily banking operations while providing tools for expense management, such as setting financial goals, cash flow projections, group spending features, and spending insights. These functionalities allow users to effectively manage their finances and make informed spending decisions while on the go.

Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.

OpenSesafi is a vertical search engine for the financial industry that disrupts sales and distribution of financial products

Intropic Limited provides data refineries to map and clean information for investment management firms. The company was incorporated in 2018 and is based in London, United Kingdom.

Albert Corporation is a financial service company based in Culver City, California, founded in 2015. It provides accessible and affordable financial advisory services primarily through its mobile application. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. The platform allows users to track their finances by aggregating data from various sources, such as bank accounts, credit cards, and investments. A key offering is Albert Genius, which enables customers to consult directly with financial experts and develop personalized financial plans. Additionally, the service provides automated investing through Portfolio by Genius, cash advances via Albert Instant, and recommendations for savings accounts and loans, enhancing users' financial management capabilities.

d1g1t is a digital wealth management platform powered by analytics that offers advanced, transparent portfolio management services to professional advisers and their individual investors. Founded in 2017, the company is headquartered at Toronto, Ontario, Canada.

Clearbanc provides growth capital for web-enabled businesses through its 20-minute term sheet. The company offers fast, affordable growth capital to eCommerce and B2B/SaaS companies. Its investments range from $10K - $10M and its portfolio spans small businesses across the United States, Canada, and the United Kingdom to some of the fastest-growing consumer brands. Launched in 2015, Clearbanc uses proprietary underwriting technology to offer more capital at quicker speeds and more flexible terms than other financing alternatives.

Neat Limited, founded in 2015 and based in Wan Chai, Hong Kong, operates a financial application that enables users to open mobile current accounts. The company provides a prepaid MasterCard known as the Neat Card, which facilitates payments in multiple currencies at various merchants globally. Neat offers tailored products for businesses, including dedicated Hong Kong bank account numbers, an online finance management dashboard, and expense cards for employees. For personal users, Neat provides mobile current accounts, ATM cards, and online money transfer capabilities. Designed with entrepreneurs in mind, Neat aims to offer a modern alternative to traditional banking, addressing the needs of a globalized economy and supporting seamless international business transactions.

Integrate.ai Inc. is an artificial intelligence software company based in Toronto, Canada, established in 2017. The company specializes in developing AI-powered platforms tailored for business-to-consumer enterprises, aiming to enhance customer interactions and drive revenue growth. By leveraging machine learning alongside social media, alternative data, and first-party data, Integrate.ai's solutions enable businesses to personalize and optimize customer engagement, thus improving relationships and addressing various business challenges. The company's mission focuses on integrating AI into enterprise processes to enrich consumer experiences and create more valuable businesses. Founded by Steve Irvine, a former executive at Facebook, Integrate.ai is positioned within a vibrant AI ecosystem.

Neat Limited, founded in 2015 and based in Wan Chai, Hong Kong, operates a financial application that enables users to open mobile current accounts. The company provides a prepaid MasterCard known as the Neat Card, which facilitates payments in multiple currencies at various merchants globally. Neat offers tailored products for businesses, including dedicated Hong Kong bank account numbers, an online finance management dashboard, and expense cards for employees. For personal users, Neat provides mobile current accounts, ATM cards, and online money transfer capabilities. Designed with entrepreneurs in mind, Neat aims to offer a modern alternative to traditional banking, addressing the needs of a globalized economy and supporting seamless international business transactions.

Multiply is a London-based company founded in 2016 that leverages artificial intelligence to provide personalized investment advice. The firm aims to address the "advice gap" by offering free financial plans accessible to individuals who may not have significant assets, thus making financial guidance available to a broader audience. Working in collaboration with the Financial Conduct Authority's Advice Unit, Multiply is pursuing full regulation to become one of the first automated financial advice solutions. Their platform allows users to create an account, answer questions about their financial situation and goals, and receive tailored recommendations across various financial areas, including savings, pensions, investments, and insurance. Multiply prioritizes user security through encryption, ensuring that personal information remains confidential and is never shared or sold. This innovative approach provides a fast, easy, and impartial way for individuals to enhance their financial decision-making.

Albert Corporation is a financial service company based in Culver City, California, founded in 2015. It provides accessible and affordable financial advisory services primarily through its mobile application. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. The platform allows users to track their finances by aggregating data from various sources, such as bank accounts, credit cards, and investments. A key offering is Albert Genius, which enables customers to consult directly with financial experts and develop personalized financial plans. Additionally, the service provides automated investing through Portfolio by Genius, cash advances via Albert Instant, and recommendations for savings accounts and loans, enhancing users' financial management capabilities.

Quovo Inc. is a financial data platform that specializes in providing connectivity and insights for consumer financial accounts from over 14,000 institutions. Founded in 2009 and based in New York, Quovo's technology enables businesses to retrieve, organize, and analyze data, thereby enhancing their customer relationships and improving service personalization. The platform offers automated portfolio data management, including features like data normalization, reconciliation, and client onboarding through Autoverified Micro-deposits. Quovo serves a diverse clientele, including small- and mid-sized investors, endowments, family offices, and financial advisors. Its solutions are utilized by notable fintech companies and retail banks, making it a vital player in the digital finance landscape. In January 2019, Quovo became a subsidiary of Plaid Inc.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company specializes in providing transparent, affordable, and comprehensive insurance coverage through a digital platform. By leveraging technology and insurance expertise, Clark offers a user-friendly approach to insurance advice, enabling customers to assess their insurance status easily. Users can access the platform via iOS and Android applications or a website, where they receive an analysis of their current insurance situation and recommendations for optimization. This includes comparing tariffs from various insurance providers, allowing users to manage their insurance needs transparently and at a lower cost. Clark is supported by FinLeap and the Institute for Transparency.

Alan is a digital health insurance platform that aims to simplify and enhance the user experience of health insurance. Established in 2016, it is notable for being the first new independent insurance provider licensed in France since 1986. The company offers a health plan designed to provide an excellent price-quality ratio for both individuals and businesses. Alan's approach focuses on making healthcare more accessible and efficient, positioning itself as a trusted service that prioritizes customer experience. The company has successfully raised over €125 million from prominent investors, further solidifying its innovative presence in the health insurance sector.

Dialogue Technologies Inc. operates a comprehensive care platform that focuses on employee wellness and health solutions. Founded in 2016 and based in Montreal, Canada, the company serves Canadian employers by providing a variety of services designed to enhance team engagement and health. Its platform facilitates virtual access to a multidisciplinary team of healthcare professionals, enabling employees to consult with nurses and doctors, navigate care options, receive medication deliveries, and obtain referrals to specialists. Dialogue aims to improve overall wellbeing by reducing barriers to quality care, supporting proactive management of both physical and mental health, and ultimately fostering a healthier workforce.

Drop Technologies Inc. operates a mobile-based loyalty platform that enables users to earn reward points on various brands through their debit and credit card purchases. Users can link their cards to the application, allowing them to accumulate points that can be redeemed for experiences, dining, and shopping. The platform caters to brick-and-mortar retailers, online retailers, and subscription services, enhancing the shopping experience by offering personalized rewards based on spending habits. The mobile application is accessible on both iOS and Android devices. Founded in 2015 and headquartered in Toronto, Canada, Drop Technologies Inc. was previously known as Drop Loyalty Inc. before rebranding in January 2018.

Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.

Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.

Drop Technologies Inc. operates a mobile-based loyalty platform that enables users to earn reward points on various brands through their debit and credit card purchases. Users can link their cards to the application, allowing them to accumulate points that can be redeemed for experiences, dining, and shopping. The platform caters to brick-and-mortar retailers, online retailers, and subscription services, enhancing the shopping experience by offering personalized rewards based on spending habits. The mobile application is accessible on both iOS and Android devices. Founded in 2015 and headquartered in Toronto, Canada, Drop Technologies Inc. was previously known as Drop Loyalty Inc. before rebranding in January 2018.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. It offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct their daily banking operations while providing tools for expense management, such as setting financial goals, cash flow projections, group spending features, and spending insights. These functionalities allow users to effectively manage their finances and make informed spending decisions while on the go.

Stride Health, Inc. operates a health benefits platform tailored for independent workers and part-time employees in the United States. The platform enables users to select and enroll in various affordable health coverage options, including dental, vision, and prescription insurance plans. Stride Health simplifies the process of finding suitable health insurance by providing personalized recommendations and tax deduction support, thereby helping customers maximize their take-home pay. The company, originally known as Covered, Inc., rebranded to Stride Health in March 2013 and has since been based in San Francisco, California. Through its services, Stride Health aims to make healthcare accessible and manageable for its users.

Kin Insurance, Inc. is an insurance agency founded in 2016 and headquartered in Chicago, Illinois, with additional offices in St. Petersburg, Florida. The company specializes in home insurance products, offering a range of coverage options including homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance utilizes an online platform that simplifies the application process, allowing customers to customize their policies based on thousands of property data points. This approach ensures that homeowners receive personalized and affordable coverage tailored to their specific needs. With payment processing facilities in Palatine and Chicago, Kin Insurance aims to provide a user-friendly experience while helping clients secure their assets effectively.

Limelight Health, Inc. is a developer of a cloud-based platform designed to streamline and automate the quoting, underwriting, and proposal processes for the employee benefits industry. Founded in 2014 and headquartered in San Francisco, California, with additional offices in Redding and Des Moines, the company serves health insurance carriers, general agents, and brokers. Its technology facilitates higher sales by automating manual workflows and enhancing plan distribution. The platform features a comprehensive suite of configurable microservices, including quoting, rating, proposal generation, and enrollment support, all aimed at simplifying user experiences and promoting brand value. Limelight Health also provides seamless integration with various industry systems through its API, allowing for efficient data management and process automation. As of August 2020, Limelight Health operates as a subsidiary of FINEOS Corporation Holdings plc.

Borrowell Inc. is a financial services company based in Toronto, Canada, founded in 2014. It operates an online marketplace-lending platform that connects borrowers with lenders, offering a variety of financial products, including personal loans and credit cards. Borrowell provides Canadians with tools to manage their financial well-being, including free credit score monitoring and personalized recommendations for financial products from various partners. The platform aims to simplify the borrowing process by empowering users to make informed decisions, access low-interest loans, and improve their overall financial health. Through its innovative approach, Borrowell seeks to enhance the borrowing experience for Canadians.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company specializes in providing transparent, affordable, and comprehensive insurance coverage through a digital platform. By leveraging technology and insurance expertise, Clark offers a user-friendly approach to insurance advice, enabling customers to assess their insurance status easily. Users can access the platform via iOS and Android applications or a website, where they receive an analysis of their current insurance situation and recommendations for optimization. This includes comparing tariffs from various insurance providers, allowing users to manage their insurance needs transparently and at a lower cost. Clark is supported by FinLeap and the Institute for Transparency.

Wave is a financial management company that specializes in providing online software solutions for small businesses. Founded in 2009 and headquartered in Toronto, Canada, Wave offers a comprehensive suite of services including accounting, invoicing, payroll, and payment processing. With over 3 million users in more than 200 countries, Wave is dedicated to enhancing the operational efficiency of micro and small businesses by helping them manage their finances effectively. The platform enables business owners to improve cash flow and streamline financial tasks, allowing them to focus on growth and sustainability.

Flybits Inc., based in Toronto, Canada, specializes in developing a platform that enhances customer experiences in the financial services sector through contextualization. The company's advanced solution allows banks to deliver personalized content, products, and offers tailored to individual customer needs in real-time. By leveraging extensive data and sensing capabilities, Flybits enables financial institutions to design, launch, and evaluate data-driven experiences that provide relevant information while maintaining customer privacy. This approach fosters a deeper relationship between customers and their financial institutions, ultimately driving product awareness and adding significant value to users' interactions.

Street Contxt is a global communication platform designed for the institutional financial community, facilitating connections between brokers and their clients through high-quality content and insights. Launched in 2012 and headquartered in Toronto, the platform serves as an intelligent information marketplace tailored for global capital markets. It utilizes advanced data technology and machine learning to enhance client coverage, ensuring that the right content reaches the appropriate clients. By integrating seamlessly with existing software, Street Contxt helps clients manage information overload, fosters better engagement, and improves the overall client experience while maintaining stringent cybersecurity measures. The platform aims to transform the production, consumption, and discovery of market-moving commentary, providing actionable insights relevant to each user.

Drop Technologies Inc. operates a mobile-based loyalty platform that enables users to earn reward points on various brands through their debit and credit card purchases. Users can link their cards to the application, allowing them to accumulate points that can be redeemed for experiences, dining, and shopping. The platform caters to brick-and-mortar retailers, online retailers, and subscription services, enhancing the shopping experience by offering personalized rewards based on spending habits. The mobile application is accessible on both iOS and Android devices. Founded in 2015 and headquartered in Toronto, Canada, Drop Technologies Inc. was previously known as Drop Loyalty Inc. before rebranding in January 2018.

Zensurance Inc. provides online commercial insurance brokerage services for startups and small businesses. It offers business, contractors, tech, and tenants insurance. The company was founded in 2016 and is headquartered in Toronto, Canada. As of August 15, 2018, Zensurance Inc. operates as a subsidiary of The Travelers Companies, Inc.

Wealthsimple Financial Inc. is a Toronto-based company that offers digital investment advisory services across Canada, including provinces and territories such as Ontario, British Columbia, and Alberta. Founded in 2014, the firm provides a range of financial tools designed to help investors grow and manage their wealth. Wealthsimple's primary offerings include an application that allows users to invest in diversified portfolios of exchange-traded funds and a hybrid product known as Wealthsimple Cash, which combines savings and spending features. The company serves over one million Canadians and is supported by a team of financial experts and technology professionals with experience from leading firms. In addition to its Canadian operations, Wealthsimple has offices in New York and London and operates as a subsidiary of Purpose Advisor Solutions Inc.