Portag3 Ventures

Conquest Planning Inc. is a financial technology company based in Winnipeg, Canada, that offers an online platform for financial planning and advice. Established in 2018, the company focuses on providing innovative solutions tailored to the needs of the financial services industry. Through its platform, Conquest Planning aims to enhance the financial planning process, making it more accessible and efficient for users seeking personalized financial advice.

Kontempo provides embedded payment solutions for B2B e-commerce. Its API's make it easy to offer alternative payment methods, such as BNPL and interest-free installments, to your B2B clients.

Getquin, founded in January 2020 and based in Berlin, Germany, develops an investment software platform that assists users in managing and optimizing their investment portfolios. The application serves as a personalized investment advisor, enabling users to construct tailored ETF portfolios and track their performance across various brokerage accounts. It simplifies the investment process by providing tools for monitoring existing trading accounts and evaluating the performance of selected securities. With a focus on enhancing user experience in navigating the complex financial landscape, Getquin aims to make investing more accessible and efficient for individuals.

Zenner Israel help business travelers get to their destination when things go wrong.

TheGuarantors is a FinTech company that offers innovative risk and financial solutions for the real estate ecosystem. With a focus on data and industry expertise in real estate, risk, and finance, TheGuarantors has created winning opportunities for landlords, leasing staff, brokers, renters, and tenants by taking the risk out of the leasing process and making it more efficient at the same time. While Guaranti solves for risk on the multifamily side, Securiti is bringing office landlords and tenants closer together by making the security package cheaper and easier to buy. We are rethinking industry inefficiencies and market needs to create solutions where everyone wins. TheGuarantors were named to CNBC's 2018 Upstart 100 list of promising startups to watch.

Socotra, Inc. is a technology company that offers a modern cloud-based platform tailored for the insurance industry. Founded in 2014 and based in San Francisco, California, Socotra's software facilitates various essential functions, including policy administration, underwriting, claims management, billing, and reporting. Designed for both property and casualty and life insurance sectors, the platform leverages advanced technologies to deliver a transparent, reliable, flexible, and secure solution. This enables insurers to efficiently develop and distribute products that meet the evolving needs of their customers.

Glean Analytics Inc. specializes in providing an AI-powered spend management solution designed for small and mid-market companies. Founded in 2019 and based in New York, Glean offers a comprehensive platform that helps finance teams track their spending in real time, compare expenses against budgets, and identify cost drivers. The solution provides proactive alerts for potential savings and irregular spending patterns, enabling users to gain insights into their expenditures at a granular level. By analyzing expense data, Glean assists organizations in uncovering overlooked opportunities for cost reduction and optimizing their vendor spending.

Atomic FI, Inc. provides an infrastructure for connecting to payroll accounts. It offers Atomic, a technology that allows users to connect their payroll account using their payroll credentials. The company’s products also include Deposit, a solution to update the destination bank account of paychecks; Identify, a solution to reduce fraud and onboarding friction with verified profile data from a user’s employer; Verify, a solution to verify a user’s income and employment status; and Balance, a solution to move a user’s credit card/loan balance to a new account. It serves banking and lending industries. Atomic FI, Inc. was incorporated in 2019 and is based in Sandy, Utah.

Haruko is an easy-to-use platform that gives institutional investors the levels of visibility, security and compliance they demand when trading digital assets. Founded by a team of Traders and Engineers with experience operating in both tradition and digital assets markets, our vision is to be the go-to interface between institutions and the fast-moving world of the blockchain by leveraging our trading and technical experience to build intuitive, robust and reliable services.

LoanStreet Inc. operates an integrated, online platform that streamlines the process of sharing, managing, and originating loans for credit unions, banks, and direct lenders. It offers LoanStreet that provides access to a nationwide network of lenders and investors, track the performance of their loan portfolio, and more grow and diversify their balance sheet. The company’s LoanStreet provides real-time reporting, standardized agreements, balance sheet management, and automated reporting. The company was founded in 2013 and is based in New York, New York.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. The company offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct day-to-day banking operations while providing various tools for expense management, including spending insights, cash flow projections, and group spending features. By focusing on accessibility and ease of use, KOHO aims to empower individuals to better manage their finances and achieve their financial goals.

Modularbank is a cloud-native banking platform that allows to establish a new banking business or digitally transform an existing one. The platform builds next-generation banking experiences both in the retail and business banking landscape. Its API based banking platform follows the microservice architecture and is composed of flexible and independent modules that cover end-to-end everyday banking processes. Modularbank also offers sophisticated and flexible modular-based banking not just to existing banks and challenger banks, but to any business wishing to quickly roll out tailored financial services to their customers. It was founded in 2018 and is based in Tallinn, Estonia.

Conduit provides one API for connecting to DeFi. We enable companies to launch crypto-backed earnings products within their existing financial service platforms in days, not months. With Conduit, financial growth can become accessible to everyone.

Boosted.ai, founded in 2017 and headquartered in Mississauga, Canada, is an artificial intelligence company that focuses on improving portfolio management for the global financial industry. The company offers a proprietary web-based platform called Boosted Insights, which enables portfolio managers to utilize advanced quantitative investing techniques without needing extensive coding or data science expertise. By leveraging distributed machine learning, Boosted.ai aims to enhance investment decision-making processes and outcomes, making sophisticated financial strategies more accessible to professionals in the field.

League, Inc. is a company that develops an enterprise healthcare operating system aimed at improving employee health and lifestyle. Its core offering, the Health Benefits Experience (HBX) platform, functions as a centralized hub for various health solutions, facilitating better engagement and informed decision-making among employees regarding their healthcare. The platform includes features such as a digital wallet for managing coverage and spending accounts, as well as support services for benefits enrollment and navigation. League also provides benefits administration and advisory services, catering to clients in Canada, the United States, and Europe. Founded in 2014 and headquartered in Toronto, Canada, with an office in Chicago, Illinois, League has formed strategic partnerships to enhance its service offerings and foster employee wellness.

Atomic FI, Inc. provides an infrastructure for connecting to payroll accounts. It offers Atomic, a technology that allows users to connect their payroll account using their payroll credentials. The company’s products also include Deposit, a solution to update the destination bank account of paychecks; Identify, a solution to reduce fraud and onboarding friction with verified profile data from a user’s employer; Verify, a solution to verify a user’s income and employment status; and Balance, a solution to move a user’s credit card/loan balance to a new account. It serves banking and lending industries. Atomic FI, Inc. was incorporated in 2019 and is based in Sandy, Utah.

Rose is a next-generation data management platform that allows users to quickly find relevant data and interact with it in a way that allows them to make data driven decisions. Dealing with large amounts of data is a painful experience. The world is fifty odd years into the information revolution, and yet even the most sophisticated of institutions are still working on data using the same hodgepodge of opaque databases and error-prone spreadsheets developed decades ago. Finding what you want is difficult, cleaning data is a constant pain, and integrating information across sources and tools requires investing huge amounts of time and human capital. Rose addresses these issues by providing you with a hub for finding, cleaning, and interacting with your data. Rose's data marketplace gives users exposure to a wide array of robust data sets from a myriad of reputable providers. Users can view how a dataset is constructed and can pull the underlying data into an Excel spreadsheet or Jupyter Notebook. Rose allows users to see their data, make changes to it, and push those changes to the cloud in a way that everyone can see the cleaning process. Rose also comes prepackaged with a large function library that allows users to transform their data and interpret it in a format that makes sense. Information is the most valuable commodity in the marketplace today. Rose gives your organization a common set of tools for manipulating, sharing, and profiting off the backbreaking work of turning raw information into insights that drive decisions.

Mirza specializes in family planning for individuals and employers. The company is based in London, England.

Alpaca is a technology company based in San Mateo, California, that operates as a securities broker. It specializes in providing an algorithmic trading platform designed for developers to create, manage, and execute trading and investing algorithms. The Alpaca API enables the development of investing applications and brokerage services that facilitate commission-free trading. The company boasts a team with diverse backgrounds in finance and technology and has garnered support from prominent investors in the industry. By focusing on empowering developers, Alpaca aims to enhance access to financial markets through innovative technology solutions.

Banks don’t help us save. Moneyworld does. Moneyworld is a mix between a video game and a digital bank — and brings fun, prizes, and a sense of community to the usually lonely act of saving towards a goal. Have you ever wanted to replace your bank manager with a cute talking cat named Joony? Now is your chance! Earn a return on your savings just by exploring the sights and sounds of Moneyworld, and interacting with its inhabitants. Saving can now be fun and games.

Conquest Planning Inc. is a financial technology company based in Winnipeg, Canada, that offers an online platform for financial planning and advice. Established in 2018, the company focuses on providing innovative solutions tailored to the needs of the financial services industry. Through its platform, Conquest Planning aims to enhance the financial planning process, making it more accessible and efficient for users seeking personalized financial advice.

Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.

Kikoff Inc. operates and provides a platform to build credit scores for free. Its platform allows customers to receive funds and build a payment history by paying back each month. The company’s services enable users to build credit scores. Kikoff Inc. was incorporated in 2019 and is based in San Francisco, California.

Nesto is on a mission to offer a positive, empowering and transparent property financing experience, simplified from start to finish. Powered by the most advanced technology, we screen the whole market in seconds to find the most affordable mortgage while our commission-free experts provide you with unbiased support along the process. Simply, welcome to the bright future of home buying.

Hapi is a stock trading app designed to democratize access to the stock market in Latin America, specifically targeting users in Mexico, Brazil, Colombia, Chile, and Peru. The platform allows users to register quickly, transfer funds without minimum requirements, and trade stocks and ETFs without incurring any commission fees. Hapi provides real-time transaction capabilities and relevant information to assist users in making informed investment decisions. By simplifying the trading process, Hapi aims to make stock trading accessible and straightforward for everyone in the region.

Pledg SAS offers an online expense-sharing application to instantly buy and split payments with others. It allows users to split the overall expense and informs them to make the payments. The company was founded in 2016 and is based in Saint-Pabu, France.

Pledg SAS offers an online expense-sharing application to instantly buy and split payments with others. It allows users to split the overall expense and informs them to make the payments. The company was founded in 2016 and is based in Saint-Pabu, France.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. The company offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct day-to-day banking operations while providing various tools for expense management, including spending insights, cash flow projections, and group spending features. By focusing on accessibility and ease of use, KOHO aims to empower individuals to better manage their finances and achieve their financial goals.

Borrowell Inc. is a Toronto-based company founded in 2014 that specializes in financial products and services for Canadians. The company operates an online marketplace-lending platform that connects borrowers with lenders, offering personal loans and credit cards. Borrowell also provides tools for consumers to check their credit scores, which can aid in securing personal loans, car loans, or mortgages. By leveraging technology and a community-focused approach, Borrowell aims to enhance the borrowing experience, offering users better rates and improved service.

Albert Corporation, founded in 2015 and based in Culver City, California, provides accessible and affordable financial advisory services through its mobile application. The company offers a range of services including loans, saving policies, credit cards with rewards, retirement plans, and insurance services. A key feature is Albert Genius, which allows customers to communicate directly with financial experts for personalized advice and planning. In addition, users benefit from automated investing through Portfolio by Genius at no extra cost. Albert's free features encompass automatic savings, financial health monitoring, budgeting tools, and detailed spending reports. The platform also includes Albert Instant, providing cash advances against paychecks to help customers avoid overdraft fees.

Socotra, Inc. is a technology company that offers a modern cloud-based platform tailored for the insurance industry. Founded in 2014 and based in San Francisco, California, Socotra's software facilitates various essential functions, including policy administration, underwriting, claims management, billing, and reporting. Designed for both property and casualty and life insurance sectors, the platform leverages advanced technologies to deliver a transparent, reliable, flexible, and secure solution. This enables insurers to efficiently develop and distribute products that meet the evolving needs of their customers.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company specializes in providing transparent, affordable, and comprehensive insurance coverage through a digital platform. By leveraging technology and insurance expertise, Clark offers a user-friendly approach to insurance advice, enabling customers to assess their insurance status easily. Users can access the platform via iOS and Android applications or a website, where they receive an analysis of their current insurance situation and recommendations for optimization. This includes comparing tariffs from various insurance providers, allowing users to manage their insurance needs transparently and at a lower cost. Clark is supported by FinLeap and the Institute for Transparency.

Alpaca is a technology company based in San Mateo, California, that operates as a securities broker. It specializes in providing an algorithmic trading platform designed for developers to create, manage, and execute trading and investing algorithms. The Alpaca API enables the development of investing applications and brokerage services that facilitate commission-free trading. The company boasts a team with diverse backgrounds in finance and technology and has garnered support from prominent investors in the industry. By focusing on empowering developers, Alpaca aims to enhance access to financial markets through innovative technology solutions.

Fondeadora de México S.A.P.I. de C.V. operates a crowdfunding platform that connects entrepreneurs with funding for various projects, including those in arts, culture, technology, and social initiatives. Founded in 2011, the company is headquartered in Mexico City. In addition to its crowdfunding services, Fondeadora has developed a digital banking solution designed to streamline financial transactions and enhance user experience. Its primary offering includes a mobile app linked to a no-fee debit card, which allows users to manage their finances efficiently. This combination of crowdfunding and digital banking positions Fondeadora as a versatile player in the financial services sector, catering to diverse funding needs while addressing inefficiencies in traditional banking.

Dialogue Technologies Inc. operates a comprehensive care platform that focuses on employee wellness and health solutions. Founded in 2016 and based in Montreal, Canada, the company serves Canadian employers by providing a variety of services designed to enhance team engagement and health. Its platform facilitates virtual access to a multidisciplinary team of healthcare professionals, enabling employees to consult with nurses and doctors, navigate care options, receive medication deliveries, and obtain referrals to specialists. Dialogue aims to improve overall wellbeing by reducing barriers to quality care, supporting proactive management of both physical and mental health, and ultimately fostering a healthier workforce.

Choosing Therapy Inc operates an online publication focused on providing helpful articles on topics related to psychology and mental health. It develops technology solutions for solo and small therapy practices. It lists various types of therapies and therapists. Choosing Therapy Inc was incorporated in 2019 and is based in Brooklyn, New York.

Boosted.ai, founded in 2017 and headquartered in Mississauga, Canada, is an artificial intelligence company that focuses on improving portfolio management for the global financial industry. The company offers a proprietary web-based platform called Boosted Insights, which enables portfolio managers to utilize advanced quantitative investing techniques without needing extensive coding or data science expertise. By leveraging distributed machine learning, Boosted.ai aims to enhance investment decision-making processes and outcomes, making sophisticated financial strategies more accessible to professionals in the field.

Albert Corporation, founded in 2015 and based in Culver City, California, provides accessible and affordable financial advisory services through its mobile application. The company offers a range of services including loans, saving policies, credit cards with rewards, retirement plans, and insurance services. A key feature is Albert Genius, which allows customers to communicate directly with financial experts for personalized advice and planning. In addition, users benefit from automated investing through Portfolio by Genius at no extra cost. Albert's free features encompass automatic savings, financial health monitoring, budgeting tools, and detailed spending reports. The platform also includes Albert Instant, providing cash advances against paychecks to help customers avoid overdraft fees.

Conquest Planning Inc. is a financial technology company based in Winnipeg, Canada, that offers an online platform for financial planning and advice. Established in 2018, the company focuses on providing innovative solutions tailored to the needs of the financial services industry. Through its platform, Conquest Planning aims to enhance the financial planning process, making it more accessible and efficient for users seeking personalized financial advice.

Socotra, Inc. is a technology company that offers a modern cloud-based platform tailored for the insurance industry. Founded in 2014 and based in San Francisco, California, Socotra's software facilitates various essential functions, including policy administration, underwriting, claims management, billing, and reporting. Designed for both property and casualty and life insurance sectors, the platform leverages advanced technologies to deliver a transparent, reliable, flexible, and secure solution. This enables insurers to efficiently develop and distribute products that meet the evolving needs of their customers.

Alpaca is a technology company based in San Mateo, California, that operates as a securities broker. It specializes in providing an algorithmic trading platform designed for developers to create, manage, and execute trading and investing algorithms. The Alpaca API enables the development of investing applications and brokerage services that facilitate commission-free trading. The company boasts a team with diverse backgrounds in finance and technology and has garnered support from prominent investors in the industry. By focusing on empowering developers, Alpaca aims to enhance access to financial markets through innovative technology solutions.

League, Inc. is a company that develops an enterprise healthcare operating system aimed at improving employee health and lifestyle. Its core offering, the Health Benefits Experience (HBX) platform, functions as a centralized hub for various health solutions, facilitating better engagement and informed decision-making among employees regarding their healthcare. The platform includes features such as a digital wallet for managing coverage and spending accounts, as well as support services for benefits enrollment and navigation. League also provides benefits administration and advisory services, catering to clients in Canada, the United States, and Europe. Founded in 2014 and headquartered in Toronto, Canada, with an office in Chicago, Illinois, League has formed strategic partnerships to enhance its service offerings and foster employee wellness.

Flybits is the leading customer experience platform for the financial services sector, delivering personalization at scale. With the most advanced capabilities in the market, its enterprise-level solution brings relevant content, products, offers, and information to a bank’s digital channels based on what each individual customer needs in the moments that matter. With Flybits, banks are able to design, launch, and measure data-driven consumer experiences that deliver the right information to the right customer at the right time, while preserving their privacy. www.flybits.com

As an international pioneer in the insurance industry, Qover designs, builds and distributes innovative digital insurance solutions across Europe to help fast-growing companies. Its insurance solutions are available in real-time through APIs or white labelling that can be easily and quickly integrated into its partners’ digital platforms. Qover's solutions are diverse and suitable for every type of online business. Among the sectors in which the company is operating today are the gig economy, soft mobility, travel and PropTech. Thanks to the digitisation of the entire value chain, Qover is able to launch tailor-made and competitive products in less than a month. For this purpose, Qover teams up with top insurance companies in order to offer the best coverage on the market at the most attractive price for its partners. Qover is active in 11 countries and covers close to 100,000 people across Europe. Its long-standing partners include renowned companies such as Deliveroo, Wolt, Decathlon, Cowboy, Immoweb and many others.

Dialogue Technologies Inc. operates a comprehensive care platform that focuses on employee wellness and health solutions. Founded in 2016 and based in Montreal, Canada, the company serves Canadian employers by providing a variety of services designed to enhance team engagement and health. Its platform facilitates virtual access to a multidisciplinary team of healthcare professionals, enabling employees to consult with nurses and doctors, navigate care options, receive medication deliveries, and obtain referrals to specialists. Dialogue aims to improve overall wellbeing by reducing barriers to quality care, supporting proactive management of both physical and mental health, and ultimately fostering a healthier workforce.

Borrowell Inc. is a Toronto-based company founded in 2014 that specializes in financial products and services for Canadians. The company operates an online marketplace-lending platform that connects borrowers with lenders, offering personal loans and credit cards. Borrowell also provides tools for consumers to check their credit scores, which can aid in securing personal loans, car loans, or mortgages. By leveraging technology and a community-focused approach, Borrowell aims to enhance the borrowing experience, offering users better rates and improved service.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. The company offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct day-to-day banking operations while providing various tools for expense management, including spending insights, cash flow projections, and group spending features. By focusing on accessibility and ease of use, KOHO aims to empower individuals to better manage their finances and achieve their financial goals.

Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.

OpenSesafi is a vertical search engine for the financial industry that disrupts sales and distribution of financial products

Intropic Limited provides data refineries to map and clean information for investment management firms. The company was incorporated in 2018 and is based in London, United Kingdom.

Albert Corporation, founded in 2015 and based in Culver City, California, provides accessible and affordable financial advisory services through its mobile application. The company offers a range of services including loans, saving policies, credit cards with rewards, retirement plans, and insurance services. A key feature is Albert Genius, which allows customers to communicate directly with financial experts for personalized advice and planning. In addition, users benefit from automated investing through Portfolio by Genius at no extra cost. Albert's free features encompass automatic savings, financial health monitoring, budgeting tools, and detailed spending reports. The platform also includes Albert Instant, providing cash advances against paychecks to help customers avoid overdraft fees.

d1g1t is a digital wealth management platform powered by analytics that offers advanced, transparent portfolio management services to professional advisers and their individual investors. Founded in 2017, the company is headquartered at Toronto, Ontario, Canada.

Clearbanc provides growth capital for web-enabled businesses through its 20-minute term sheet. The company offers fast, affordable growth capital to eCommerce and B2B/SaaS companies. Its investments range from $10K - $10M and its portfolio spans small businesses across the United States, Canada, and the United Kingdom to some of the fastest-growing consumer brands. Launched in 2015, Clearbanc uses proprietary underwriting technology to offer more capital at quicker speeds and more flexible terms than other financing alternatives.

Neat Limited, founded in 2015 and based in Wan Chai, Hong Kong, operates a financial application that enables users to open mobile current accounts. The company provides a prepaid MasterCard known as the Neat Card, which facilitates payments in multiple currencies at various merchants globally. Neat offers tailored products for businesses, including dedicated Hong Kong bank account numbers, an online finance management dashboard, and expense cards for employees. For personal users, Neat provides mobile current accounts, ATM cards, and online money transfer capabilities. Designed with entrepreneurs in mind, Neat aims to offer a modern alternative to traditional banking, addressing the needs of a globalized economy and supporting seamless international business transactions.

Integrate.ai Inc. develops artificial intelligence software designed for enterprises, focusing on creating AI-enabled solutions that enhance customer interactions. Founded in 2017 and headquartered in Toronto, Canada, the company aims to bridge the gap between AI technologies and business processes. By leveraging machine learning and big data, Integrate.ai seeks to enrich people's lives while fostering the growth of more valuable businesses. The company's AI-powered platform is tailored for business-to-consumer enterprises, ensuring that customer engagements are both natural and meaningful.

Neat Limited, founded in 2015 and based in Wan Chai, Hong Kong, operates a financial application that enables users to open mobile current accounts. The company provides a prepaid MasterCard known as the Neat Card, which facilitates payments in multiple currencies at various merchants globally. Neat offers tailored products for businesses, including dedicated Hong Kong bank account numbers, an online finance management dashboard, and expense cards for employees. For personal users, Neat provides mobile current accounts, ATM cards, and online money transfer capabilities. Designed with entrepreneurs in mind, Neat aims to offer a modern alternative to traditional banking, addressing the needs of a globalized economy and supporting seamless international business transactions.

Multiply is a London-based company founded in 2016 that offers artificial intelligence-powered investment advice aimed at closing the financial advice gap. Recognizing that traditional financial advisors are often too costly for individuals with less than £100,000 in savings, Multiply seeks to democratize access to financial guidance. The company is collaborating with the Financial Conduct Authority's Advice Unit to achieve full regulation as an automated financial advice solution. Through a secure online platform, users can create free financial plans by answering a few questions about their current financial situation and future goals. Multiply's technology generates personalized recommendations covering various aspects such as savings, pensions, investments, and insurance. By providing this service at no cost, Multiply aims to empower individuals to make informed financial decisions and improve their financial well-being.

Albert Corporation, founded in 2015 and based in Culver City, California, provides accessible and affordable financial advisory services through its mobile application. The company offers a range of services including loans, saving policies, credit cards with rewards, retirement plans, and insurance services. A key feature is Albert Genius, which allows customers to communicate directly with financial experts for personalized advice and planning. In addition, users benefit from automated investing through Portfolio by Genius at no extra cost. Albert's free features encompass automatic savings, financial health monitoring, budgeting tools, and detailed spending reports. The platform also includes Albert Instant, providing cash advances against paychecks to help customers avoid overdraft fees.

Quovo Inc. is a data platform that specializes in providing financial analytics and data management solutions primarily for small and mid-sized investors. Founded in 2009 and based in New York, Quovo offers a service that automatically gathers, normalizes, and reconciles portfolio data from a wide range of financial institutions, including retail brokerages and custodians. Its offerings include tools for client onboarding, payment processing, and comprehensive insights into consumer financial accounts from over 14,000 institutions. Quovo's technology features automated data repair, manual entry support, and security measures, enabling clients such as family offices, advisors, and foundations to track investment strategies and generate reports. The company also supports fintech firms and leading financial services providers by enhancing customer relationships through streamlined access to financial data. Quovo operates as a subsidiary of Plaid Inc. since January 2019.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company specializes in providing transparent, affordable, and comprehensive insurance coverage through a digital platform. By leveraging technology and insurance expertise, Clark offers a user-friendly approach to insurance advice, enabling customers to assess their insurance status easily. Users can access the platform via iOS and Android applications or a website, where they receive an analysis of their current insurance situation and recommendations for optimization. This includes comparing tariffs from various insurance providers, allowing users to manage their insurance needs transparently and at a lower cost. Clark is supported by FinLeap and the Institute for Transparency.

Alan is a digital health insurance platform that revolutionizes health insurance by focusing on user experience with an excellent price-quality ratio health plan. Alan started by creating a health insurance company for individuals and companies, that they can trust as a service and enjoy as an experience. Alan is the insurance company that makes healthcare simpler, smarter, and better. It is the first new independent insurance licensed in France since 1986 by the French Prudential Supervisory Authority (ACPR) and it has raised more than €35m with leading investors such as Index Ventures, CNP, Partech, and Portage since its creation in 2016.

Dialogue Technologies Inc. operates a comprehensive care platform that focuses on employee wellness and health solutions. Founded in 2016 and based in Montreal, Canada, the company serves Canadian employers by providing a variety of services designed to enhance team engagement and health. Its platform facilitates virtual access to a multidisciplinary team of healthcare professionals, enabling employees to consult with nurses and doctors, navigate care options, receive medication deliveries, and obtain referrals to specialists. Dialogue aims to improve overall wellbeing by reducing barriers to quality care, supporting proactive management of both physical and mental health, and ultimately fostering a healthier workforce.

Drop Technologies Inc. operates a mobile-based loyalty platform that enables users to earn reward points on various brands through their debit and credit card purchases. Users can link their cards to the application, allowing them to accumulate points that can be redeemed for experiences, dining, and shopping. The platform caters to brick-and-mortar retailers, online retailers, and subscription services, enhancing the shopping experience by offering personalized rewards based on spending habits. The mobile application is accessible on both iOS and Android devices. Founded in 2015 and headquartered in Toronto, Canada, Drop Technologies Inc. was previously known as Drop Loyalty Inc. before rebranding in January 2018.

Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.

Loot Financial Services Ltd., based in London, provides innovative banking solutions, including current accounts and contactless MasterCard services. Founded in 2014, the company offers a web application that enables users to manage their finances effectively through features such as weekly budgeting data, real-time spending insights, and card management options like pausing and unpausing the card. Additionally, Loot combines a prepaid debit card with a budgeting app, allowing users to track their expenses without the hassle of manual entry. The company is currently focused on regional pilots to validate its business model and is seeking strategic investors for its global expansion.

KOHO Financial Inc. is a financial technology company based in Toronto, Canada, founded in 2014. The company offers low-cost banking services through a prepaid, reloadable Visa debit card and a mobile application designed to simplify financial management for users. The platform enables customers to conduct day-to-day banking operations while providing various tools for expense management, including spending insights, cash flow projections, and group spending features. By focusing on accessibility and ease of use, KOHO aims to empower individuals to better manage their finances and achieve their financial goals.

Stride Health, Inc. operates a health benefits platform that allows independent workers and part-time employees to select and enroll in affordable health coverage. It offers dental plans, drive plans, and doctor and prescription insurance plans. The company serves customers in the United States. Stride Health, Inc. was formerly known as Covered, Inc. and changed its name to Stride Health, Inc. in March 2013. The company was incorporated in 2013 and is based in San Francisco, California.

Kin Insurance, Inc. is an insurance agency founded in 2016 and headquartered in Chicago, Illinois, with additional offices in St. Petersburg, Florida. The company specializes in home insurance products, offering a range of coverage options including homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance utilizes an online platform that simplifies the application process, allowing customers to customize their policies based on thousands of property data points. This approach ensures that homeowners receive personalized and affordable coverage tailored to their specific needs. With payment processing facilities in Palatine and Chicago, Kin Insurance aims to provide a user-friendly experience while helping clients secure their assets effectively.

Limelight Health, Inc. develops a cloud-based quoting, underwriting, and proposal platform tailored for the employee benefits industry. Founded in 2014 and headquartered in San Francisco, California, with additional offices in Redding, California, and Des Moines, Iowa, the company offers a range of configurable microservices designed to streamline various business functions, including quoting, rating, proposal generation, and renewals. Its platform enhances the user experience for health insurance carriers, general agents, and brokers by automating manual workflows and facilitating plan distribution. The integrated API allows for seamless connectivity with other systems, promoting efficiency in operations and supporting brand reinforcement. As of August 2020, Limelight Health operates as a subsidiary of FINEOS Corporation Holdings plc.

Borrowell Inc. is a Toronto-based company founded in 2014 that specializes in financial products and services for Canadians. The company operates an online marketplace-lending platform that connects borrowers with lenders, offering personal loans and credit cards. Borrowell also provides tools for consumers to check their credit scores, which can aid in securing personal loans, car loans, or mortgages. By leveraging technology and a community-focused approach, Borrowell aims to enhance the borrowing experience, offering users better rates and improved service.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company specializes in providing transparent, affordable, and comprehensive insurance coverage through a digital platform. By leveraging technology and insurance expertise, Clark offers a user-friendly approach to insurance advice, enabling customers to assess their insurance status easily. Users can access the platform via iOS and Android applications or a website, where they receive an analysis of their current insurance situation and recommendations for optimization. This includes comparing tariffs from various insurance providers, allowing users to manage their insurance needs transparently and at a lower cost. Clark is supported by FinLeap and the Institute for Transparency.

Wave is a company dedicated to improving the operations of small businesses by offering a range of financial management tools. Founded in 2009 and headquartered in Toronto, Canada, Wave provides free services that include accounting, invoicing, and payroll, along with affordable credit card processing solutions. With over 3 million small business owners across more than 200 countries utilizing its platform, Wave focuses on supporting micro and small businesses in managing their financial needs effectively.

Flybits is the leading customer experience platform for the financial services sector, delivering personalization at scale. With the most advanced capabilities in the market, its enterprise-level solution brings relevant content, products, offers, and information to a bank’s digital channels based on what each individual customer needs in the moments that matter. With Flybits, banks are able to design, launch, and measure data-driven consumer experiences that deliver the right information to the right customer at the right time, while preserving their privacy. www.flybits.com

Street Contxt is a communication platform designed for the institutional financial community, facilitating connections between brokers and their clients through high-quality content and insights. Established in 2012 and headquartered in Toronto, Ontario, the platform aims to transform the production, consumption, and discovery of market-moving commentary. By creating an intelligent information marketplace tailored for global capital markets, Street Contxt provides actionable insights that are relevant to each user, enhancing the overall effectiveness of financial communication.

Drop Technologies Inc. operates a mobile-based loyalty platform that enables users to earn reward points on various brands through their debit and credit card purchases. Users can link their cards to the application, allowing them to accumulate points that can be redeemed for experiences, dining, and shopping. The platform caters to brick-and-mortar retailers, online retailers, and subscription services, enhancing the shopping experience by offering personalized rewards based on spending habits. The mobile application is accessible on both iOS and Android devices. Founded in 2015 and headquartered in Toronto, Canada, Drop Technologies Inc. was previously known as Drop Loyalty Inc. before rebranding in January 2018.

Zensurance Inc. provides online commercial insurance brokerage services for startups and small businesses. It offers business, contractors, tech, and tenants insurance. The company was founded in 2016 and is headquartered in Toronto, Canada. As of August 15, 2018, Zensurance Inc. operates as a subsidiary of The Travelers Companies, Inc.