Portage

Alpaca is a developer-focused financial technology platform that provides a modern brokerage infrastructure for accessing financial markets. The company offers services that include stock and cryptocurrency investing, real-time market data, and comprehensive brokerage capabilities through user-friendly application programming interfaces (APIs). This enables developers to create trading applications and integrate investment functionalities into various products. Alpaca supports a diverse range of businesses and applications globally, catering to tens of thousands of developers who utilize its platform to enhance their financial offerings. The company has attracted significant funding from leading investors in the sector, positioning itself as a prominent player in the embedded finance landscape.

Marshmallow Financial Services Limited, known as Marshmallow, is a London-based insurtech company that specializes in motor vehicle insurance. Founded in 2017, it focuses on providing car insurance products for residents relocating to the United Kingdom. Marshmallow aims to simplify the insurance process through technology, offering features such as instant policy management, personal support, and no administrative fees. The company controls the entire value chain, from sign-up and pricing to claims, which enhances the customer experience. While it began with car insurance, Marshmallow plans to expand its offerings to include various insurance products across multiple regions.

Bloomo Securities is a software company that specializes in the development of smart and fun investment apps.

Pearler is an investment platform based in Sydney, Australia, founded in 2018. It aims to simplify the investing process for individuals seeking financial independence by providing a user-friendly app. The platform allows users to invest in international stocks and exchange-traded fund portfolios with low brokerage fees. Pearler offers features such as auto-investing, strategy comparison, and progress tracking towards financial goals, making it a comprehensive resource for personal finance and long-term investing. By fostering a supportive community, Pearler seeks to empower ordinary individuals to become successful long-term investors.

LeapXpert is a developer of a business communication platform that facilitates the integration of consumer messaging applications into enterprise workflows. Its Federated Messaging Orchestration Platform (FMOP) offers a secure and centralized solution for communications between employees and clients, allowing users to communicate via their preferred messaging apps. By formalizing messaging as a business communication channel akin to traditional methods like calling or emailing, LeapXpert addresses the compliance and regulatory challenges arising from the increasing use of messaging applications in business environments. The platform helps organizations maintain accessible digital records of all interactions while ensuring governance and control over communications. LeapXpert serves a range of clients, including three of the world's top ten banks, and supports tens of thousands of users, enabling a customer-centered approach while upholding professional standards.

1Money Network is a technology company that operates a blockchain-based payment network. It facilitates fast, secure, and low-cost transactions using stablecoins, supporting multiple currencies and interoperability with other blockchains and wallets. The platform offers instant transaction finality and fixed low fees, making it suitable for both businesses and consumers.

Puzzl Group, Inc. operates a campaign tracking platform designed for brands to effectively monitor and manage their marketing efforts, particularly the in-person components of their campaigns. The platform allows businesses to track key metrics such as impressions, engagement, and conversions, while also facilitating the management of ambassador programs without the need for physical presence at targeted locations. With a focus on enhancing the effectiveness of personal marketing campaigns, Puzzl has successfully executed numerous campaigns, generating significant revenue and maintaining healthy profit margins. The company currently supports brands in managing a substantial number of brand ambassadors, positioning itself within a large market opportunity.

Midas is Turkey’s largest retail investing app, offering Turkish and U.S. equities at low commissions. We provide the most seamless user experience for investing in equities.

Belong, a revolutionary wealth-building platform. Belong strives to make wealth-building opportunities available to a broader market, with a concentration on professionally employed millennials.

Agio Ratings Ltd is a specialized financial services firm focusing on the digital asset market. It provides a suite of services, including credit ratings, risk analysis, and due diligence, to help businesses and investors navigate the complexities and risks associated with digital assets. The company's team of experts uses advanced technology and industry knowledge to assess the creditworthiness of digital asset exchanges, brokers, custodians, lenders, and stablecoins, enabling clients to make informed investment decisions and safeguard their capital. Agio Ratings Ltd is committed to delivering valuable, data-driven insights to support the long-term success of its clients in the digital asset space.

Benepass, Inc. is a benefits administration platform that specializes in providing employee perks and benefits for startups and small companies. Founded in 2019 and based in New York, Benepass offers a smart debit card and a mobile app that allow employers to manage and distribute tax-advantaged employee benefits and wellness programs efficiently. The platform enhances flexibility and usability by enabling employees to access their benefits through various means, including a prepaid card, mobile wallet, reimbursements, and a marketplace. Additionally, Benepass automates the onboarding and offboarding processes, integrating with payroll systems to ensure tax compliance while improving employee engagement.

ZILO is a technology company dedicated to transforming the global asset management sector through innovative software solutions. The company aims to revolutionize fund administration by replacing outdated systems with modern, efficient technology designed to streamline operations. ZILO's platform facilitates digital processing of transactions in compliance with regulatory standards, supports various operational tasks, and generates detailed audit reports. By unifying transfer agency, fund platforms, and fund accounting into a single solution, ZILO helps clients reduce operational costs and enhance user experience. Founded by experienced professionals with a history of innovation in the financial technology sector, ZILO is committed to creating sustainable value for firms and their customers while striving to become a market leader in global asset management.

Koho Financial Inc., established in 2014 and based in Toronto, Canada, is a financial technology company specializing in affordable banking services. It offers customers a reloadable Visa debit card and a user-friendly mobile app, equipped with tools and suggestions to help manage spending, set financial goals, track cash flow, and gain insights into expenses.

Lopay is a fintech company that focuses on developing payment tools designed to empower small businesses globally. The platform offers various payment applications, allowing businesses to accept payments through their mobile devices, payment stickers, or card readers. This functionality enables independent and small businesses to conduct cashless transactions more efficiently and at a lower cost. Additionally, Lopay provides its users with instant access to their earned funds, enhancing overall financial control and flexibility for these enterprises.

ThetaRay Ltd. is a technology company that specializes in big data analytics solutions, leveraging artificial intelligence and machine learning to enhance financial security. Founded in 2012 and headquartered in Hod HaSharon, Israel, with additional offices in key global locations, the company focuses on developing a transaction monitoring platform aimed at detecting early signs of money laundering and other illicit activities. Its software solutions encompass anti-money laundering, fraud detection, and cyber security, providing financial institutions and critical infrastructure sectors with tools to identify anomalies in real-time, manage risks, and uncover operational issues. By utilizing advanced algorithms, ThetaRay enhances operational efficiency and protects clients against emerging threats, ultimately facilitating the detection of fraud and the identification of growth opportunities.

Mooncard is a company focused on simplifying and automating the payment and expense management processes for businesses of all sizes. Recognizing that many routine purchasing and expense processes remain manual and complex, Mooncard offers a secure, real-time payment system designed to enhance efficiency and profitability. Its innovative payment solution utilizes modern technologies, including web, big data, and artificial intelligence, to automate the management of expense claims and business expenditures. By providing an easy-to-deploy service, Mooncard aims to eliminate the time-consuming tasks associated with payments, allowing companies to fully leverage advancements in payment technologies and streamline their financial operations.

Conquest Planning Inc., founded in 2018 and based in Winnipeg, Canada, is a FinTech company that offers an online financial planning and advice platform. The company's innovative solution aims to democratize access to financial advice, enabling users to create and manage their financial futures independently. Conquest Planning's platform features an intuitive user interface and a streamlined onboarding process, utilizing data-driven artificial intelligence to generate personalized financial plans in a visually appealing format. This approach enhances user engagement and empowers individuals to take control of their financial planning.

Liquidly is a financial technology company focused on enhancing liquidity for illiquid assets. By operating a marketplace tailored for private markets, Liquidly provides a robust technological infrastructure that facilitates the buying and selling of these assets. This platform aims to streamline the process for investors, offering them greater access to opportunities that were previously difficult to navigate due to the inherent lack of liquidity in certain markets. Through its innovative solutions, Liquidly seeks to bridge the gap between investors and illiquid asset opportunities.

Nesto Inc. is a Montreal-based mortgage broker established in 2017. The company specializes in providing financial and mortgage advice, focusing on various aspects of property-related lending, such as help to buy, buy-to-let, and affordable housing schemes. Nesto aims to create a positive and transparent property financing experience by leveraging advanced technology to screen the entire market for the most affordable mortgage options. Its platform utilizes artificial intelligence to identify relevant mortgage products quickly. Additionally, Nesto's commission-free experts offer unbiased support throughout the financing process, helping clients make informed decisions regarding their property investments.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Kontempo is a prominent B2B payments platform tailored for the industrial sector in Mexico. It offers software solutions for wholesalers, manufacturers, and distributors, enabling them to provide flexible payment options such as credit and installment plans to their customers. By utilizing advanced APIs and AI-driven risk models, Kontempo allows businesses to process more credit for a wider range of clients while minimizing financial risk and the need for additional capital. The platform also facilitates alternative payment methods, including buy now, pay later and interest-free installments, helping suppliers enhance sales and improve cash flow for their small business customers.

Pearler is an investment platform based in Sydney, Australia, founded in 2018. It aims to simplify the investing process for individuals seeking financial independence by providing a user-friendly app. The platform allows users to invest in international stocks and exchange-traded fund portfolios with low brokerage fees. Pearler offers features such as auto-investing, strategy comparison, and progress tracking towards financial goals, making it a comprehensive resource for personal finance and long-term investing. By fostering a supportive community, Pearler seeks to empower ordinary individuals to become successful long-term investors.

getquin is a comprehensive platform designed to assist individuals in tracking their net worth and managing their investment portfolios. It allows users to monitor and analyze a variety of assets in one centralized location, facilitating informed investment decisions. The platform also fosters interaction among a community of investors, enabling users to share insights and strategies. By providing tools for continuous oversight of investments, getquin aims to enhance the investment experience and promote better financial outcomes for its users.

TheGuarantors is a FinTech company that provides risk and financial solutions tailored for the real estate sector. Its platform offers an innovative rental coverage service that allows tenants to replace traditional security deposits with a small annual fee, thereby making renting more affordable and accessible. This solution not only helps tenants free up capital but also offers landlords the protection they require during the leasing process. By leveraging data and industry expertise in real estate and finance, TheGuarantors enhances the efficiency of leasing transactions, benefiting landlords, brokers, and renters alike. The company has received recognition for its growth and impact within the industry, appearing on notable lists such as The Inc. 5000 and Forbes' Best Startup Employers.

Tallied is a fintech infrastructure company that specializes in providing a comprehensive cloud-native, API-driven platform for credit card program management. It offers a complete solution for building, launching, and scaling both consumer and corporate credit card programs. The platform includes features such as application processing, credit underwriting, issuance processing, and digital programmable rewards, facilitating efficient cardholder servicing. By delivering an integrated infrastructure, Tallied enables fintechs, banks, vertical SaaS companies, marketplaces, and other financial institutions to securely launch and manage credit card programs effectively.

Haruko is a financial technology company that offers a comprehensive platform for institutional investors seeking to navigate the digital assets landscape. Founded by experienced traders and engineers, Haruko aims to bridge the gap between traditional finance and the rapidly evolving blockchain environment. The platform provides centralized and decentralized finance portfolio management, capturing detailed risk metrics and real-time pricing analytics that integrate seamlessly with client systems. This enables investors to manage digital asset investments alongside traditional asset classes. Haruko's services include historical portfolio valuations, in-depth insights at the protocol level, activity monitoring, and automation of blockchain transactions, ensuring that institutions can trade digital assets with the visibility, security, and compliance they require.

Atomic FI is a technology company focused on enhancing consumer engagement within the financial services sector. It aims to launch a range of innovative products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans. The company’s platform enables users to connect their payroll accounts securely using payroll credentials, thereby reducing fraud and streamlining the transaction process through multi-step verification. This approach addresses the current manual and error-prone nature of financial transactions, improving efficiency and user experience significantly. By increasing transaction speed by four to five times, Atomic FI positions itself to provide superior solutions that address critical pain points for both financial institutions and fintech companies.

LoanStreet Inc. operates an integrated online platform that simplifies the sharing, managing, and originating of loans for credit unions, banks, and direct lenders. Founded in 2013 and based in New York, the company provides a marketplace that facilitates the efficient syndication of loans of any size. LoanStreet automates and standardizes the entire loan process, allowing lenders and investors to buy, sell, and manage loans directly through its platform. The service includes features such as real-time reporting, standardized agreements, and enhanced balance sheet management, which help users optimize capital and reduce administrative costs. By offering deep insights into loan distribution and performance, LoanStreet enables financial institutions to grow and diversify their portfolios effectively.

Koho Financial Inc., established in 2014 and based in Toronto, Canada, is a financial technology company specializing in affordable banking services. It offers customers a reloadable Visa debit card and a user-friendly mobile app, equipped with tools and suggestions to help manage spending, set financial goals, track cash flow, and gain insights into expenses.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Tuum is a cloud-native banking platform that is spearheading the next generation of digital innovation in the financial services industry. Built around a microservices architecture, the platform consists of flexible and independent modules covering all retail and business banking capabilities. The platform is API-based for quick and easy integration and can run on all major cloud providers, as well as on private clouds. Founded by a team of banking and technology experts in 2019, Tuum combines technological excellence with in-depth banking knowledge and packages it into a sophisticated, cutting-edge platform. Tuum currently employs over 60 people with offices in Tallinn, Berlin and Malaga.

Atomic FI is a technology company focused on enhancing consumer engagement within the financial services sector. It aims to launch a range of innovative products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans. The company’s platform enables users to connect their payroll accounts securely using payroll credentials, thereby reducing fraud and streamlining the transaction process through multi-step verification. This approach addresses the current manual and error-prone nature of financial transactions, improving efficiency and user experience significantly. By increasing transaction speed by four to five times, Atomic FI positions itself to provide superior solutions that address critical pain points for both financial institutions and fintech companies.

Mirza operates a FinTech platform focused on providing tax-efficient employer stipends to caregivers. The platform's tools facilitate family financial planning and childcare funding, supporting corporate policies related to parental leave, fertility options, and modern parenting advice. By integrating these services, Mirza aims to help working professionals achieve their financial goals while balancing their caregiving responsibilities.

Alpaca is a developer-focused financial technology platform that provides a modern brokerage infrastructure for accessing financial markets. The company offers services that include stock and cryptocurrency investing, real-time market data, and comprehensive brokerage capabilities through user-friendly application programming interfaces (APIs). This enables developers to create trading applications and integrate investment functionalities into various products. Alpaca supports a diverse range of businesses and applications globally, catering to tens of thousands of developers who utilize its platform to enhance their financial offerings. The company has attracted significant funding from leading investors in the sector, positioning itself as a prominent player in the embedded finance landscape.

Moneyworld is a financial platform that integrates digital banking services with elements of gaming to make saving enjoyable and engaging. By replacing traditional banking experiences with interactive characters and a vibrant environment, Moneyworld encourages users to save towards their financial goals while earning daily returns on their savings. The platform combines the fun of exploration and interaction with its animated inhabitants, offering a unique approach to financial activities that fosters a sense of community. This innovative model aims to transform the often solitary act of saving into an entertaining and rewarding experience.

Conquest Planning Inc., founded in 2018 and based in Winnipeg, Canada, is a FinTech company that offers an online financial planning and advice platform. The company's innovative solution aims to democratize access to financial advice, enabling users to create and manage their financial futures independently. Conquest Planning's platform features an intuitive user interface and a streamlined onboarding process, utilizing data-driven artificial intelligence to generate personalized financial plans in a visually appealing format. This approach enhances user engagement and empowers individuals to take control of their financial planning.

Hellas Direct is a Cyprus-based digital-first insurance company that leverages advanced technology and artificial intelligence to transform the insurance industry. The company offers a range of insurance products, including car, motorcycle, and home insurance, by utilizing algorithms and advanced analytics to provide competitive pricing. By focusing on operational excellence, Hellas Direct aims to streamline the insurance process, making it simpler and more accessible for clients. With a mission to disrupt the traditional insurance value chain, Hellas Direct adopts a customer-centric approach, ensuring that clients receive the best possible offers tailored to their needs.

Nesto Inc. is a Montreal-based mortgage broker established in 2017. The company specializes in providing financial and mortgage advice, focusing on various aspects of property-related lending, such as help to buy, buy-to-let, and affordable housing schemes. Nesto aims to create a positive and transparent property financing experience by leveraging advanced technology to screen the entire market for the most affordable mortgage options. Its platform utilizes artificial intelligence to identify relevant mortgage products quickly. Additionally, Nesto's commission-free experts offer unbiased support throughout the financing process, helping clients make informed decisions regarding their property investments.

Synctera Inc. provides digital banking solutions that connect traditional banking operations with innovative financial technology. Incorporated in 2020 and based in San Carlos, California, the company offers a platform that facilitates the launch of FinTech and embedded banking products for businesses of all sizes. Synctera's technology infrastructure includes robust APIs, which enable companies to efficiently introduce and expand services such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Additionally, the platform supports regional and community banks in navigating regulatory compliance and managing partnerships with FinTech firms. Synctera's comprehensive offerings include PII encryption, secure login, authentication, endpoint protection, and penetration testing, ensuring that businesses can implement banking services effectively and securely.

Hapi is a stock trading app tailored for consumers in Latin America, offering a platform that aims to democratize access to the stock market. It allows users to register quickly, transfer funds for investment, and trade stocks and exchange-traded funds (ETFs) in real-time without incurring any commissions or minimum investment requirements. In addition to traditional stock trading, Hapi has expanded its services to include the ability to buy, hold, and sell cryptocurrencies. With a focus on simplicity and ease of use, Hapi seeks to empower individuals to manage their investments and track their returns effectively.

Pledg is a provider of instant financing solutions for e-commerce and in-store transactions, designed to enhance the purchasing experience for both consumers and merchants. The platform enables private and professional buyers to make purchases immediately while opting for deferred or installment payments, allowing them to pay later or in multiple installments. This approach helps merchants boost their conversion rates, increase average basket sizes, and foster brand loyalty. Pledg's offerings include shared payment options for group purchases, installment plans ranging from two to twelve payments, and deferred payment arrangements that let customers try items at home before committing to payment. The integration of Pledg's services is straightforward, and its unique scoring algorithm contributes to a high acceptance rate. The company has already established partnerships with over 100 large accounts, many of which generate over €1 billion in turnover.

Pledg is a provider of instant financing solutions for e-commerce and in-store transactions, designed to enhance the purchasing experience for both consumers and merchants. The platform enables private and professional buyers to make purchases immediately while opting for deferred or installment payments, allowing them to pay later or in multiple installments. This approach helps merchants boost their conversion rates, increase average basket sizes, and foster brand loyalty. Pledg's offerings include shared payment options for group purchases, installment plans ranging from two to twelve payments, and deferred payment arrangements that let customers try items at home before committing to payment. The integration of Pledg's services is straightforward, and its unique scoring algorithm contributes to a high acceptance rate. The company has already established partnerships with over 100 large accounts, many of which generate over €1 billion in turnover.

Koho Financial Inc., established in 2014 and based in Toronto, Canada, is a financial technology company specializing in affordable banking services. It offers customers a reloadable Visa debit card and a user-friendly mobile app, equipped with tools and suggestions to help manage spending, set financial goals, track cash flow, and gain insights into expenses.

Borrowell Inc. is a financial technology company based in Toronto, Canada, founded in 2014. It specializes in offering a range of financial products and services, including personal loans, credit cards, and free credit scores. Borrowell operates an online marketplace-lending platform that provides Canadians with access to borrowing options and unsecured consumer loans. The company is dedicated to enhancing financial prosperity for its users by offering tools for credit education, personalized credit coaching, and AI-driven recommendations for financial products. By delivering resources such as credit monitoring and tailored options from marketplace partners, Borrowell aims to help customers secure low-interest loans and improve their overall financial well-being.

Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance the insurance experience by providing transparent and affordable coverage options. Through its digital platform, available via iOS and Android applications as well as a website, Clark allows users to assess their insurance status and identifies opportunities for optimization by comparing tariffs from various insurance providers. By leveraging technology alongside insurance expertise, Clark offers customer-centric advice, enabling users to manage their insurance needs efficiently and cost-effectively. The company is supported by the FinTech incubator FinLeap and the Institute for Transparency, further enhancing its commitment to promoting clarity and fairness in the insurance industry.

Pearler is an investment platform based in Sydney, Australia, founded in 2018. It aims to simplify the investing process for individuals seeking financial independence by providing a user-friendly app. The platform allows users to invest in international stocks and exchange-traded fund portfolios with low brokerage fees. Pearler offers features such as auto-investing, strategy comparison, and progress tracking towards financial goals, making it a comprehensive resource for personal finance and long-term investing. By fostering a supportive community, Pearler seeks to empower ordinary individuals to become successful long-term investors.

getquin is a comprehensive platform designed to assist individuals in tracking their net worth and managing their investment portfolios. It allows users to monitor and analyze a variety of assets in one centralized location, facilitating informed investment decisions. The platform also fosters interaction among a community of investors, enabling users to share insights and strategies. By providing tools for continuous oversight of investments, getquin aims to enhance the investment experience and promote better financial outcomes for its users.

Alpaca is a developer-focused financial technology platform that provides a modern brokerage infrastructure for accessing financial markets. The company offers services that include stock and cryptocurrency investing, real-time market data, and comprehensive brokerage capabilities through user-friendly application programming interfaces (APIs). This enables developers to create trading applications and integrate investment functionalities into various products. Alpaca supports a diverse range of businesses and applications globally, catering to tens of thousands of developers who utilize its platform to enhance their financial offerings. The company has attracted significant funding from leading investors in the sector, positioning itself as a prominent player in the embedded finance landscape.

Atomic FI is a technology company focused on enhancing consumer engagement within the financial services sector. It aims to launch a range of innovative products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans. The company’s platform enables users to connect their payroll accounts securely using payroll credentials, thereby reducing fraud and streamlining the transaction process through multi-step verification. This approach addresses the current manual and error-prone nature of financial transactions, improving efficiency and user experience significantly. By increasing transaction speed by four to five times, Atomic FI positions itself to provide superior solutions that address critical pain points for both financial institutions and fintech companies.

Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Conquest Planning Inc., founded in 2018 and based in Winnipeg, Canada, is a FinTech company that offers an online financial planning and advice platform. The company's innovative solution aims to democratize access to financial advice, enabling users to create and manage their financial futures independently. Conquest Planning's platform features an intuitive user interface and a streamlined onboarding process, utilizing data-driven artificial intelligence to generate personalized financial plans in a visually appealing format. This approach enhances user engagement and empowers individuals to take control of their financial planning.

Alpaca is a developer-focused financial technology platform that provides a modern brokerage infrastructure for accessing financial markets. The company offers services that include stock and cryptocurrency investing, real-time market data, and comprehensive brokerage capabilities through user-friendly application programming interfaces (APIs). This enables developers to create trading applications and integrate investment functionalities into various products. Alpaca supports a diverse range of businesses and applications globally, catering to tens of thousands of developers who utilize its platform to enhance their financial offerings. The company has attracted significant funding from leading investors in the sector, positioning itself as a prominent player in the embedded finance landscape.

Borrowell Inc. is a financial technology company based in Toronto, Canada, founded in 2014. It specializes in offering a range of financial products and services, including personal loans, credit cards, and free credit scores. Borrowell operates an online marketplace-lending platform that provides Canadians with access to borrowing options and unsecured consumer loans. The company is dedicated to enhancing financial prosperity for its users by offering tools for credit education, personalized credit coaching, and AI-driven recommendations for financial products. By delivering resources such as credit monitoring and tailored options from marketplace partners, Borrowell aims to help customers secure low-interest loans and improve their overall financial well-being.

Koho Financial Inc., established in 2014 and based in Toronto, Canada, is a financial technology company specializing in affordable banking services. It offers customers a reloadable Visa debit card and a user-friendly mobile app, equipped with tools and suggestions to help manage spending, set financial goals, track cash flow, and gain insights into expenses.

Hellas Direct is a Cyprus-based digital-first insurance company that leverages advanced technology and artificial intelligence to transform the insurance industry. The company offers a range of insurance products, including car, motorcycle, and home insurance, by utilizing algorithms and advanced analytics to provide competitive pricing. By focusing on operational excellence, Hellas Direct aims to streamline the insurance process, making it simpler and more accessible for clients. With a mission to disrupt the traditional insurance value chain, Hellas Direct adopts a customer-centric approach, ensuring that clients receive the best possible offers tailored to their needs.

Magnifi is an online investing platform that provides AI-driven assistance to investors, aiming to simplify the investment process for both newcomers and experienced individuals. The platform features an investment search engine that allows users to explore a marketplace of over 15,000 investment options, including stocks, mutual funds, and ETFs, tailored to their personal financial goals. Magnifi's AI assistant helps users make informed decisions and reduces the apprehensions associated with investing. Additionally, investors can compare and analyze multiple investment options side-by-side and connect various brokerage accounts to manage their entire portfolio in one place. The company is headquartered in Hong Kong, with an office in Ho Chi Minh City, Vietnam.

Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

d1g1t Inc. is a Toronto-based company that specializes in developing a digital wealth management platform aimed at professional advisers and their individual investors. The platform utilizes advanced analytics and risk management tools to deliver transparent portfolio management services. Key features include client management, business growth monitoring, historical performance analysis, future risk assessment, onboarding solutions, and portfolio tracking. By offering these comprehensive tools, d1g1t enhances the adviser-client relationship through personalized interaction and supports advisers in effectively managing their business growth and investment strategies.

Neat Limited, founded in 2015 and based in Wan Chai, Hong Kong, operates a financial application that enables users to open mobile current accounts. The company provides a prepaid MasterCard known as the Neat Card, which facilitates payments in multiple currencies at various merchants globally. Neat offers tailored products for businesses, including dedicated Hong Kong bank account numbers, an online finance management dashboard, and expense cards for employees. For personal users, Neat provides mobile current accounts, ATM cards, and online money transfer capabilities. Designed with entrepreneurs in mind, Neat aims to offer a modern alternative to traditional banking, addressing the needs of a globalized economy and supporting seamless international business transactions.

Neat Limited, founded in 2015 and based in Wan Chai, Hong Kong, operates a financial application that enables users to open mobile current accounts. The company provides a prepaid MasterCard known as the Neat Card, which facilitates payments in multiple currencies at various merchants globally. Neat offers tailored products for businesses, including dedicated Hong Kong bank account numbers, an online finance management dashboard, and expense cards for employees. For personal users, Neat provides mobile current accounts, ATM cards, and online money transfer capabilities. Designed with entrepreneurs in mind, Neat aims to offer a modern alternative to traditional banking, addressing the needs of a globalized economy and supporting seamless international business transactions.

Multiply is a London-based company founded in 2016 that leverages artificial intelligence to provide personalized investment advice. The firm aims to address the "advice gap" by offering free financial plans accessible to individuals who may not have significant assets, thus making financial guidance available to a broader audience. Working in collaboration with the Financial Conduct Authority's Advice Unit, Multiply is pursuing full regulation to become one of the first automated financial advice solutions. Their platform allows users to create an account, answer questions about their financial situation and goals, and receive tailored recommendations across various financial areas, including savings, pensions, investments, and insurance. Multiply prioritizes user security through encryption, ensuring that personal information remains confidential and is never shared or sold. This innovative approach provides a fast, easy, and impartial way for individuals to enhance their financial decision-making.

Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance the insurance experience by providing transparent and affordable coverage options. Through its digital platform, available via iOS and Android applications as well as a website, Clark allows users to assess their insurance status and identifies opportunities for optimization by comparing tariffs from various insurance providers. By leveraging technology alongside insurance expertise, Clark offers customer-centric advice, enabling users to manage their insurance needs efficiently and cost-effectively. The company is supported by the FinTech incubator FinLeap and the Institute for Transparency, further enhancing its commitment to promoting clarity and fairness in the insurance industry.

Drop is a Toronto-based company that operates a personalized commerce platform, designed to enhance consumer experiences through rewards. The platform leverages machine learning to connect over 4 million members with more than 400 partner brands, enabling users to earn points on their purchases and redeem them for instant rewards. By offering an end-to-end solution, Drop facilitates a seamless connection between brands and consumers, helping merchants understand the behaviors of Millennial and Generation Z shoppers. The company aims to improve everyday consumer lives by providing tailored shopping experiences, and it has recently expanded its operations to the UK while maintaining a focus on the North American market.

Hellas Direct is a Cyprus-based digital-first insurance company that leverages advanced technology and artificial intelligence to transform the insurance industry. The company offers a range of insurance products, including car, motorcycle, and home insurance, by utilizing algorithms and advanced analytics to provide competitive pricing. By focusing on operational excellence, Hellas Direct aims to streamline the insurance process, making it simpler and more accessible for clients. With a mission to disrupt the traditional insurance value chain, Hellas Direct adopts a customer-centric approach, ensuring that clients receive the best possible offers tailored to their needs.

Loot Financial Services Ltd., based in London, provides current account services and contactless Mastercard offerings. Established in 2014, Loot combines a prepaid debit card with a budgeting application that allows users to manage their finances effectively. The app offers features such as weekly budgeting data, real-time spending information, and the ability to pause or unpause the card. By automating expense tracking, Loot simplifies financial management for its users. The company is also exploring business-to-business solutions aimed at customer acquisition and loyalty enhancement, while seeking strategic investors for a global launch.

Koho Financial Inc., established in 2014 and based in Toronto, Canada, is a financial technology company specializing in affordable banking services. It offers customers a reloadable Visa debit card and a user-friendly mobile app, equipped with tools and suggestions to help manage spending, set financial goals, track cash flow, and gain insights into expenses.

Borrowell Inc. is a financial technology company based in Toronto, Canada, founded in 2014. It specializes in offering a range of financial products and services, including personal loans, credit cards, and free credit scores. Borrowell operates an online marketplace-lending platform that provides Canadians with access to borrowing options and unsecured consumer loans. The company is dedicated to enhancing financial prosperity for its users by offering tools for credit education, personalized credit coaching, and AI-driven recommendations for financial products. By delivering resources such as credit monitoring and tailored options from marketplace partners, Borrowell aims to help customers secure low-interest loans and improve their overall financial well-being.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance the insurance experience by providing transparent and affordable coverage options. Through its digital platform, available via iOS and Android applications as well as a website, Clark allows users to assess their insurance status and identifies opportunities for optimization by comparing tariffs from various insurance providers. By leveraging technology alongside insurance expertise, Clark offers customer-centric advice, enabling users to manage their insurance needs efficiently and cost-effectively. The company is supported by the FinTech incubator FinLeap and the Institute for Transparency, further enhancing its commitment to promoting clarity and fairness in the insurance industry.

Wave makes running a small business better by providing free accounting, invoicing, affordable credit card processing (payments) and payroll. Over 3 million small business owners, in more than 200 countries around the world, rely on WaveApps to run their business. Wave was founded in 2009 and is headquartered in Toronto, Canada.

Street Context is an email intelligence software designed specifically for the fast-paced environment of global capital markets. It addresses the limitations of traditional CRMs and email marketing tools by providing timely and streamlined data, enabling buy- and sell-side teams to prioritize high-value conversations in a crowded inbox. The platform utilizes smart data technology and machine learning to effectively match clients with relevant content, enhancing engagement and overall client experience. With a focus on real-time analytics and rigorous cybersecurity, Street Context helps firms optimize their outreach efforts, ensuring that they can act quickly in a competitive landscape. Currently, 150 capital markets firms across 21 countries utilize this innovative solution to maximize productivity and maintain a steady flow of critical information in their communications.

Drop is a Toronto-based company that operates a personalized commerce platform, designed to enhance consumer experiences through rewards. The platform leverages machine learning to connect over 4 million members with more than 400 partner brands, enabling users to earn points on their purchases and redeem them for instant rewards. By offering an end-to-end solution, Drop facilitates a seamless connection between brands and consumers, helping merchants understand the behaviors of Millennial and Generation Z shoppers. The company aims to improve everyday consumer lives by providing tailored shopping experiences, and it has recently expanded its operations to the UK while maintaining a focus on the North American market.

Zensurance Inc. is an online commercial insurance brokerage based in Toronto, Canada, that specializes in providing insurance solutions for startups and small businesses. Founded in 2016, the company offers a variety of insurance products, including business, contractors, technology, and tenants insurance. By utilizing data and analytics, Zensurance identifies common risks within various industries to create tailored insurance packages that meet the specific needs of its clients. This approach allows small business owners to navigate the insurance process more efficiently, enabling them to learn about their requirements and purchase insurance online within minutes, without the hassle of lengthy forms or phone calls. Zensurance collaborates with leading insurance companies and industry experts to deliver advanced insurance solutions, enhancing the user experience and making insurance more accessible to its clients.

Wealthsimple Financial Inc. is a Toronto-based company that specializes in providing digital investment advisory services across Canada and operates additional offices in Brooklyn, New York, and London, United Kingdom. Founded in 2014, Wealthsimple offers a range of financial tools designed to help investors grow and manage their money. The company builds diversified portfolios of exchange-traded funds (ETFs) on behalf of its clients, offering accessible and affordable investment management without the high fees and account minimums typical of traditional firms. Wealthsimple also provides on-demand financial planning solutions and a hybrid savings and spending product known as Wealthsimple Cash. As of September 2020, Wealthsimple operates as a subsidiary of Purpose Advisor Solutions Inc.