QED Investors

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Félix is a chat-based platform that enables Latinos in the United States to send money abroad. The company combines blockchain technology, natural language processing, and artificial intelligence to automate and simplify cross-border payments, aiming to transform remittances and improve financial health for users. The platform supports faster transfers, reduced costs, and easier tracking by engaging users through chat interactions and secure settlement processes. It also helps build credit history for customers, contributing to broader financial inclusion.

Hydrolix is a data lake platform that aims to enhance the cost efficiency of log data management for organizations dealing with large volumes of data. The company specializes in providing high-performance, scalable data storage solutions that cater to both structured and unstructured data. Its technology features high-density compression and scale-to-zero controls, allowing clients to perform sub-second interactive queries while minimizing costs related to data ingestion, querying, and storage. With a focus on real-time analytics, Hydrolix addresses the challenges of data management, ensuring consistent performance as data volumes grow. Their platform is designed to adapt to the evolving data needs of enterprises, making it a valuable asset for organizations looking to optimize their data handling capabilities.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

CoverForce is a platform that facilitates instant quoting, payment, and binding of commercial property and casualty insurance via API. It integrates insurance solutions into existing workflows, enhancing operational efficiency for businesses. The platform offers tools to manage insurance requirements effectively while ensuring a seamless user experience.

Swap is a software company that specializes in returns, exchanges, and funding for e-commerce.

Capim is a Brazilian fintech company specializing in "Buy Now, Pay Later" (BNPL) solutions tailored for the dental sector. The company offers a financial management platform that equips dental clinics with digital tools to streamline operations and enhance patient access to treatments. By providing point-of-sale BNPL options, Capim allows patients to finance their dental care without relying on traditional credit card payment methods. Additionally, the platform enables clinics to manage invoicing and treatment financing, thereby facilitating better patient retention and operational efficiency for dental professionals.

Shop Circle is a technology company that develops AI-powered tools for Shopify-based businesses. Its platform empowers independent brands within the Shopify ecosystem by providing solutions for customer engagement, operational efficiency, and conversion optimization.

Raenest is a financial technology company that provides a comprehensive platform for startups and freelancers to manage invoicing and payments across multiple currencies. The company streamlines the process of sending invoices, receiving deposits, and processing payments, allowing users to easily pay contractors, vendors, and freelancers globally. Raenest's services include automated onboarding and verification, as well as the creation of virtual cards, which facilitate efficient coordination of payments while ensuring compliance with tax regulations. By offering fast and cost-effective money transfers, Raenest empowers African individuals and businesses to navigate the complexities of cross-border transactions with ease.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

Cedar Money is a payment platform that offers transaction, fraud detection, real-time exchange rates, and enabling businesses cashfree.

SkorLife offers a comprehensive financial wellness platform that enables users to access their credit history and score for free. It provides personalized advice, tools, and resources to help users improve their credit score and manage various financial products such as installments, pay later services, loans, and credit cards.

Carecode system combines powerful Generative AI models with continuous learning mechanisms, enabling natural and autonomous interactions that adapt to complicated environments without the need for human intervention.

Habitto is a fintech platform focused on alleviating financial anxiety by helping customers develop healthy money habits. The company offers personalized financial advice through its mobile application, which serves as a single point for customer acquisition. With features that include digital onboarding and electronic Know Your Customer (eKYC), Habitto provides users with daily access to their financial status and policy information. The platform also offers a variety of investment and insurance products, enabling customers to effectively save, grow, and protect their money while working towards their financial goals.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Wildfire Systems offers a white-label platform that enables businesses to implement shopping rewards and cashback programs. The platform features customizable tools for integrating rewards into customer journeys, enhancing loyalty and revenue. It ensures compliance with security standards while providing access to a vast network of merchants for cashback and coupon offers.

Plumery is a digital engagement platform designed to assist banks of all sizes in creating effective mobile and web experiences for their customers. The company emphasizes the development and maintenance of advanced features and innovative technologies, which help banks enhance their digital initiatives. By offering a comprehensive solution, Plumery aims to provide banks with the tools necessary to deliver engaging experiences, ensuring they are well-equipped for success in a rapidly evolving digital landscape.

Airship is a company that offers a comprehensive suite of software tools and financial products specifically designed for owner-operators in the home services industry, including HVAC technicians. The company's mission is to empower these entrepreneurs by streamlining operations, enhancing customer engagement, and facilitating business growth. Through its innovative solutions, Airship enables home service providers to manage workflows more efficiently and access essential financial resources, allowing them to scale their businesses with confidence.

Noodle is a financial platform designed to support the entertainment industry by providing various financial services, including digital accounts, financial exchanges, and credit solutions. The platform facilitates seamless payments to creators and suppliers through one-tap global payouts and offers advance payments of up to a year to bolster business growth. By streamlining financial transactions, Noodle enables content creators, social media influencers, publishers, and businesses to save time and resources, allowing them to focus on their creative endeavors and enhance productivity in the digital and media sectors.

Finkargo is a financial services company offering a trade financing platform for small and medium-sized enterprises. The platform combines capital access with logistics and technology to accelerate international trade, featuring automated credit scoring and integrated logistics and financing processes. By simplifying import operations, it helps SMEs grow sales and gain better control over supply chains in Latin America. Founded in 2021 and based in Bogota, Colombia, Finkargo emphasizes fair pricing and logistics guarantees tailored to SME realities.

Founded in 2019, XP Health is a health tech startup offering an AI-powered vision benefits platform for employees and families. It uses facial recognition technology to recommend suitable eyewear from leading designers with high accuracy. The company works with businesses like Chegg and Zenefits, providing comprehensive virtual-first eye care at lower costs.

FlapKap is a company that offers a revenue-based financing solution tailored for e-commerce and SaaS businesses. It focuses on enabling these companies, particularly in consumer-facing sectors such as retail and restaurants, to enhance their inventory and digital advertising capabilities through quick access to funding. The platform evaluates businesses using a comprehensive approach, analyzing data from various sources including e-commerce sites, advertising metrics, online reviews, payment gateways, point of sale systems, bank accounts, and enterprise resource planning platforms. Additionally, FlapKap employs AI to provide insights that optimize advertising spending, allowing businesses to manage their expenditures effectively while benefiting from flexible repayment terms.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

GovPort is a vertical software-as-a-service platform for federal government contractors that centralizes subcontractor oversight and communication. It provides centralized alerts, secure messaging, and tools to automate compliance tasks, creating a digital, auditable trail of compliance. By reducing administrative costs and risk, it helps prime contractors and their subcontractors stay aligned and manage tasks efficiently.

Payabli provides a payment infrastructure and monetization platform for software companies, enabling payments to be a core part of their business model to drive revenue, enhance customer lifetime value, and boost enterprise value. The platform offers developer-friendly Pay-In and Pay-Out capabilities, along with features such as payment gateways, accounts payable, checkout, vendor management, payment reconciliation, and payment tracking to manage the operational aspects of a payments program.

Jupiter is a digital retail bank based in Mumbai, India, that offers a unique co-created banking experience tailored specifically for Millennials. Established in 2019, it provides a comprehensive digital banking application that enables users to efficiently manage their finances. The application assists users in tracking expenses by offering insights into their spending habits and savings growth. Additionally, Jupiter facilitates automated savings, loans, and debit card services, along with 24/7 customer support to enhance user convenience. Through its focus on user-friendly financial management, Jupiter aims to revolutionize the banking experience for the younger generation.

Amparo is a digital platform designed to assist families in managing practical, financial, and emotional challenges following the loss of a loved one. It simplifies coordination of care, relationships, and transactions, providing essential support during difficult times.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

International Payments Identity(IPiD) is a international payments addressing platform that provide solutions to validate bank account of the payee and fetch his banking information by mapping proxies with bank account details.

Cloover offers an embedded financial services platform for the renewable energy industry. It collaborates with professionals to streamline sustainable home upgrades, providing flexible payment options and enhancing customer experience through technology and data.

Footprint is a developer of an identity verification platform designed to enhance how companies gather and manage user information. The platform offers tools for verifying, authenticating, and securing identities efficiently and cost-effectively. With features such as one-click Know Your Customer (KYC) processes and a secure data vault, Footprint simplifies user onboarding and allows businesses to manage sensitive data without friction. By enabling the creation of a shared knowledge database of bad actors, Footprint supports clients in expanding their user base while empowering consumers to maintain control over their personal information.

Kudos Technology offers an AI-powered smart wallet service designed to enhance consumer rewards and benefits during purchases. The service efficiently tracks credit card rewards and analyzes data from multiple cards across numerous online merchants. When consumers are ready to check out, the smart assistant identifies the optimal card to use, maximizing the rewards and benefits associated with each transaction. This technology empowers customers to easily manage their payment options, ensuring they select the most advantageous card for every purchase.

Worky develops employee-centric HR software that automates HR activities and benefits. Its platform securely calculates payroll accurately, ensuring all HR processes are consolidated in one place.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

MakersHub offers an Accounts Payable solution designed for businesses seeking accurate bill data management. It automates manual bill data entry, improves accuracy, and provides flexible approval flows for enhanced control and visibility.

Efficient Capital Labs is a direct lender providing non-dilutive financing to SaaS businesses. It offers fast, seamless, and cost-effective capital with underwriting that supports transparent terms. The firm targets B2B SaaS companies that have a substantial product and operations presence in India while generating revenues in the United States and other major markets. By delivering non-dilutive funding, Efficient Capital Labs helps SaaS companies scale, fund product development, and expand operations without equity dilution, positioning itself as a practical financing partner for growth-focused SaaS businesses.

Swap is a software company that specializes in returns, exchanges, and funding for e-commerce.

Vixtra is a payment method and credit provider focused on supporting Latin American importers in their transactions with international suppliers. The company has developed a payment gateway platform that simplifies international transactions by offering instant payment and bank account verification. Vixtra enables businesses to conduct bulk outbound payments efficiently, utilizing various payment methods including credit and debit cards. This comprehensive approach facilitates smoother and more reliable financial interactions between importers and their multinational suppliers.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Hello Alice is a FinTech platform established in 2017 and headquartered in Houston, Texas. It focuses on supporting small business owners by providing access to credit, loans, grants, and business planning services. The platform utilizes machine learning to connect entrepreneurs with the necessary resources, regardless of their gender, ethnicity, geography, or stage of growth. Through its partnerships with enterprise business services, government agencies, and institutions, Hello Alice aims to enhance revenue opportunities for small and medium businesses. The platform offers curated mentorship, events, tools, and resources tailored to meet the specific needs of founders, thereby facilitating their path to success.

Fermat Commerce operates an influencer-driven e-commerce platform designed to enhance brand sales and provide a seamless shopping experience for end-users. The platform enables content creators to embed brand-direct shopping features on their websites, allowing customers to purchase products without leaving the creators' content. By offering e-commerce enablement software, Fermat Commerce supports both merchants and content creators in building and managing their online stores, thereby facilitating a direct connection between brands and consumers within a creator's online environment.

RemoFirst is a global payroll and international HR platform that acts as an Employer of Record to enable compliant employment of talent worldwide. The solution lets businesses hire remote employees in 180+ countries without establishing local entities, handling payroll, tax and statutory compliance. It also supports international HR management, including tracking work hours, time off, holidays, bonuses and commissions, and providing employee benefits such as health insurance and financial benefits. By simplifying cross-border hiring, RemoFirst helps organizations onboard and manage international teams efficiently while navigating varied regulatory requirements.

Founded in 2018, Mission Lane is a fintech company specializing in consumer finance services. It offers credit card services tailored for subprime consumers, leveraging advanced technology, data analytics, and machine learning to assess creditworthiness and provide fair access to credit. The company's digital self-service tools empower customers to manage their accounts effectively, fostering improvement in their credit scores.

Aghanim is a company that specializes in providing an integrated commerce and live operations automation platform designed specifically for mobile game monetization. It has developed a direct-to-consumer platform that facilitates community engagement and payment solutions, empowering game developers to establish web-based game hubs. This platform enables developers to deliver personalized offers and cultivates player communities by offering meta-gaming experiences, including news updates, leaderboards, achievements, and daily rewards. Through its innovative services, Aghanim aims to enhance the gaming experience and streamline monetization for mobile game developers.

Upswing Financial Technologies develops an open finance B2B ecosystem and an API-driven fintech platform that enables banks and other financial institutions to offer digital financial products to their customers. The platform supports secure, compliant business processes and helps consumer brands integrate directly with banks to provide financial services through partner institutions. By focusing on open finance and differentiated fintech solutions, the company aims to streamline integrations and broaden access to banking-enabled services for end users.

Carmoola is a fintech company that provides an online car financing platform accessed through a mobile app. It offers car loans and financing options with low-interest rates and attractive terms, enabling customers to spread the cost of a vehicle over multiple payments. The service aims to reinvent how people pay for cars by delivering transparent terms with no hidden fees or broker commissions. It emphasizes a streamlined experience and 24/7 support, avoiding traditional call centres to simplify the process of arranging affordable car finance.

Zubale is a technology-driven company that serves as critical infrastructure for retailers in the e-commerce sector. It operates a marketplace that connects retailers with gig workers, facilitating efficient back-end operations and enhancing service quality through improved fill rates and timely deliveries. By leveraging a platform that allows businesses to crowdsource various digital tasks, Zubale enables independent workers to complete assignments and earn rewards. The company has achieved remarkable growth, completing over 3 million jobs across 90 cities and 16,800 stores in Mexico, Colombia, and Costa Rica, with plans to expand further across Latin America. Co-founders Allison Campbell and Sebastian Monroy bring extensive retail experience from their backgrounds at Walmart and Procter & Gamble, enhancing Zubale's capabilities in the region.

Summer is a property management company that specializes in facilitating access to vacation homes through a unique rent-to-own program combined with short-term rentals. The company operates a homeownership platform designed to assist clients in purchasing second homes while also offering the opportunity to rent them out. By lowering entry and ongoing costs and minimizing the complexities associated with traditional real estate transactions, Summer enables users to easily find move-in-ready homes or select their ideal second home. Through its services, Summer aims to simplify the process of homeownership and enhance the vacation rental experience for clients.

Jugyah is a technology company revolutionizing long-term home rentals in urban India. Its fin-tech powered platform connects renters with property owners, offering flexible living services and competitive home loan options.

Finkargo is a financial services company offering a trade financing platform for small and medium-sized enterprises. The platform combines capital access with logistics and technology to accelerate international trade, featuring automated credit scoring and integrated logistics and financing processes. By simplifying import operations, it helps SMEs grow sales and gain better control over supply chains in Latin America. Founded in 2021 and based in Bogota, Colombia, Finkargo emphasizes fair pricing and logistics guarantees tailored to SME realities.

Blackbird Labs is a web3 hospitality technology platform founded in 2022 by Ben Leventhal and based in New York, United States. The company focuses on directly connecting restaurants with their customers through loyalty and membership services. By leveraging innovative software solutions, Blackbird Labs aims to enhance the dining experience, facilitating meaningful and ongoing interactions between restaurants and their guests. The platform is designed to transform how hospitality businesses engage with their clientele, ultimately elevating customer satisfaction and loyalty.

Revio was founded in 2020 to help businesses collect more revenue, through reducing payment failures and recovering lost revenue. Through a single API, we optimise merchants’ payment stacks with locally-optimised payment methods and smart payment routing, failover, and retries. We understand that there is more to getting paid than accepting payments, and believe that how you engage customers when trying to collect a failed payment is as important as when you are trying to acquire them. Our Recovery solution builds on this insight, empowering businesses with data-driven omnichannel interaction workflows to recover at-risk revenue from their customers. Today, we’re helping some of Africa's largest brands and fastest-growing startups increase their revenue through increased payment success rates, customer retention, and lifetime value. Locally grounded but globally relevant, we aim to be the go-to revenue recovery and growth partner for businesses across emerging markets.

Mottu is a motorcycle rental company that enables gig workers to participate in delivery and logistics apps by providing rental motorcycles and a platform that handles maintenance. The service does not require a guarantor to rent bikes and aims to empower individuals, particularly in Brazil, to earn a living delivering goods.

Kin Insurance, Inc. is a digital insurance agency that specializes in homeowners insurance and related products. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, the company aims to enhance the convenience and affordability of insurance by operating directly with consumers, eliminating the need for external agents. Kin Insurance offers a variety of products, including homeowners, mobile home, condo, flood, and landlord insurance, among others. The company leverages extensive property data to ensure precise pricing and improve underwriting outcomes, providing personalized coverage options and efficient claims services through its technology-driven platform.

Shop Circle is a technology company that develops AI-powered tools for Shopify-based businesses. Its platform empowers independent brands within the Shopify ecosystem by providing solutions for customer engagement, operational efficiency, and conversion optimization.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Founded in 2019, Teamshares operates an online platform facilitating employee ownership in small businesses. It acquires traditional companies from retiring owners, transitioning them to be majority employee-owned within two decades. The company provides new leadership, financial education, equity management software, and financial products to support this process.

Loft is a Brazilian real estate technology company that operates a transactional marketplace and online property platform. Founded in 2018 and based in São Paulo, Loft provides an end-to-end digital workflow to manage home buying and selling, facilitating transactions for individuals, brokers, and publicly listed REITs. The platform combines proprietary transaction data with a searchable property database and integrated services to streamline search, valuation, and deal execution, bringing the Brazilian homebuying experience into the e-commerce era. It offers access to residential and commercial properties, with user feedback and ratings supporting transparent transactions. Loft aims to simplify real estate deals through digital tools and data-driven processes, reducing friction in buying and selling properties across the Brazilian market.

40seas is a fintech company that offers a digital trade financing solution aimed at enhancing the global supply chain. By leveraging artificial intelligence and data-driven technology, the platform provides flexible B2B payment options that challenge traditional trade financing methods. This innovation facilitates cost-effective and accessible working capital for various stakeholders in the supply chain, including importers, exporters, freight forwarders, and sourcing agencies. The platform enables fast credit approvals and flexible financing, which helps improve cash flow, expand supplier networks, digitize purchasing processes, reduce trade risks, and ultimately increase sales, thereby simplifying the import and export activities for businesses.

Remedial Health is a company focused on enhancing the procurement and distribution of pharmaceuticals across Africa. It provides a platform that facilitates business-to-business access to medicines, enabling pharmacies and hospitals to order and access retail medications directly from manufacturers or distributors. This approach addresses the inefficiencies and risks associated with relying on open-air medicine markets, where healthcare providers often encounter counterfeit products. By improving the pharmacy operations and workflow management processes, Remedial Health aims to ensure that healthcare providers can more effectively stock their facilities, thereby contributing to a safer and more reliable healthcare environment.

Project B provides Operations System for Employee Financial Data.

Efficient Capital Labs is a direct lender providing non-dilutive financing to SaaS businesses. It offers fast, seamless, and cost-effective capital with underwriting that supports transparent terms. The firm targets B2B SaaS companies that have a substantial product and operations presence in India while generating revenues in the United States and other major markets. By delivering non-dilutive funding, Efficient Capital Labs helps SaaS companies scale, fund product development, and expand operations without equity dilution, positioning itself as a practical financing partner for growth-focused SaaS businesses.

Collective operates as an online back-office platform designed for self-employed people. Its technology and a team of trusted advisors give its members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a community all in one platform.

Nuvocargo, Inc. is a digital platform specializing in cross-border trade between the United States and Mexico. Founded in 2017 and based in New York, the company offers an integrated suite of services, including customs brokerage, freight forwarding, cargo insurance, and supply chain financing. Nuvocargo distinguishes itself by providing standardized and transparent quotes through its network of carriers, along with a cloud-based dashboard that enables real-time cargo tracking, shipment status updates, and customs clearance management. The company aims to modernize the largely untapped $2 trillion logistics market, enhancing visibility and efficiency for shippers. With a bilingual team that bridges technology and logistics across the Americas, Nuvocargo has reported significant revenue growth since its inception, reflecting its unique position in the industry.

Crux is the capital markets technology company changing the way clean energy and manufacturing projects are financed in the U.S. Crux’s platform, market intelligence, and expert team help developers and manufacturers raise capital through all stages of project development and operation. The company’s first offering is the leading platform for tax credit transfers. Since its launch in 2023, Crux has raised more than $27 million in funding from venture capital and strategic investors. Crux’s world-class team brings together expertise from energy, tax, finance, government, and technology to power an abundant, resilient, and secure energy future. For more information, visit https://www.cruxclimate.com/.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

SkorLife offers a comprehensive financial wellness platform that enables users to access their credit history and score for free. It provides personalized advice, tools, and resources to help users improve their credit score and manage various financial products such as installments, pay later services, loans, and credit cards.

Badge is a company focused on enabling businesses to create dynamic experiences for users within Apple and Google wallets. Currently operating in stealth mode, Badge is in private beta and is supported by notable venture firms QED and Infinity Ventures. The company's innovative approach aims to enhance digital engagement and streamline user interactions through mobile wallet solutions, although specific details about its offerings and operational strategies remain under wraps.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Proper Technologies, Inc. is a company that specializes in providing automated accounting and bookkeeping services tailored for the property industry. Founded in 2017 and based in San Francisco, California, Proper employs artificial intelligence and machine learning to enhance its offerings. The company serves property managers, property owners, and asset managers, enabling them to grow their portfolios while minimizing operational constraints. Proper's software streamlines accounting tasks, allowing accountants to focus on more strategic activities by ensuring accurate and efficient recording and classification of financial transactions. Through its innovative technology, Proper aims to deliver reliable and cost-effective accounting solutions for its clients in the property sector.

Kin Insurance, Inc. is a digital insurance agency that specializes in homeowners insurance and related products. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, the company aims to enhance the convenience and affordability of insurance by operating directly with consumers, eliminating the need for external agents. Kin Insurance offers a variety of products, including homeowners, mobile home, condo, flood, and landlord insurance, among others. The company leverages extensive property data to ensure precise pricing and improve underwriting outcomes, providing personalized coverage options and efficient claims services through its technology-driven platform.

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

Finch is a software company based in Mountain View, California, founded in 2020. It specializes in providing a platform that enables users to seamlessly access payroll and HR systems across more than 200 providers. By offering a single integration point, Finch facilitates compliance and security, allowing administrators to connect their organizations to various applications. The company’s technology serves as a crucial infrastructure that supports standardized and interconnected data systems within the employment sector. Finch empowers developers and innovators by granting them access to a comprehensive directory of employee data and financial information, thereby enhancing use cases across lending, insurance, benefits, financial planning, and HR applications.

Carmoola is a fintech company that provides an online car financing platform accessed through a mobile app. It offers car loans and financing options with low-interest rates and attractive terms, enabling customers to spread the cost of a vehicle over multiple payments. The service aims to reinvent how people pay for cars by delivering transparent terms with no hidden fees or broker commissions. It emphasizes a streamlined experience and 24/7 support, avoiding traditional call centres to simplify the process of arranging affordable car finance.

Carmoola is a fintech company that provides an online car financing platform accessed through a mobile app. It offers car loans and financing options with low-interest rates and attractive terms, enabling customers to spread the cost of a vehicle over multiple payments. The service aims to reinvent how people pay for cars by delivering transparent terms with no hidden fees or broker commissions. It emphasizes a streamlined experience and 24/7 support, avoiding traditional call centres to simplify the process of arranging affordable car finance.

GovPort is a vertical software-as-a-service platform for federal government contractors that centralizes subcontractor oversight and communication. It provides centralized alerts, secure messaging, and tools to automate compliance tasks, creating a digital, auditable trail of compliance. By reducing administrative costs and risk, it helps prime contractors and their subcontractors stay aligned and manage tasks efficiently.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Freemodel offers pre-renovation services for residential properties to support agents and homeowners in preparing homes for sale. The company manages the renovation process to maximize sale price while reducing complexity and upfront capital requirements. Its services include selecting finish materials and colors, preparing construction documentation and build schematics, creating dynamic visualizations, and organizing permit plans for each project, enabling property owners to manage and finance remodels and pre-sales preparations.

Founded in Miami in 2017, QuickNode is a comprehensive blockchain development platform that empowers developers and businesses with fast, reliable APIs and supportive tools to execute Web3 ideas efficiently.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Rest Less is a digital platform empowering individuals aged 50 and above to navigate life's transitions. With over 1 million members, it offers resources covering health, wealth, work, learning, lifestyle, social connections, and more.

Lastro is an innovative company leveraging artificial intelligence to transform business operations, particularly within the real estate sector. Its primary offering, Lais, serves as an AI-powered assistant for real estate brokerages, enhancing customer engagement by instantly responding to leads, searching for properties, and addressing common inquiries. This tool has proven effective, leading to significant growth for brokerages, with reported increases of up to 60% in lead conversion rates. Additionally, Lastro provides a comprehensive real estate management platform that consolidates essential functions for landlords managing rental portfolios. This platform simplifies tasks through integrated payment systems, automates rent collection, organizes lease contracts in a cloud-based environment, and facilitates the monitoring of tenant obligations. By streamlining these processes, Lastro enables landlords to efficiently manage their contracts and rentals, thereby improving overall operational effectiveness.

Pylon offers a digital mortgage-lending platform that enables businesses to integrate mortgage services into their products. Based in New York, it provides APIs, UI components, and capital markets stack for origination, underwriting, processing, funding, and closing of loans.

Pashouses offers a fast and convenient platform for buying and selling houses that is also safe and dependable. Pashouses provide a comprehensive service or "one-stop shop" where marketing services, offers, buying and selling transactions, and everything else is handled, including applying for Home Ownership Loans (KPR). Pashouses collaborates with a number of legal banking institutions. The company was founded in 2020 and is based in Indonesia.

Mattilda is a Mexican company focused on addressing financial challenges faced by schools in Mexico and Latin America. It offers a finance management platform that streamlines financial processes for parents and private educational institutions. The platform enables schools to advance tuition fees, ensuring a predictable cash flow and minimizing delays in payment. Additionally, it provides various flexible payment options for parents, allowing them to manage their finances more effectively. By offering automated collection management products and medium to long-term credit solutions, Mattilda supports schools in prioritizing their educational mission while enhancing their financial stability.

Vixtra is a payment method and credit provider focused on supporting Latin American importers in their transactions with international suppliers. The company has developed a payment gateway platform that simplifies international transactions by offering instant payment and bank account verification. Vixtra enables businesses to conduct bulk outbound payments efficiently, utilizing various payment methods including credit and debit cards. This comprehensive approach facilitates smoother and more reliable financial interactions between importers and their multinational suppliers.

Kudos Technology offers an AI-powered smart wallet service designed to enhance consumer rewards and benefits during purchases. The service efficiently tracks credit card rewards and analyzes data from multiple cards across numerous online merchants. When consumers are ready to check out, the smart assistant identifies the optimal card to use, maximizing the rewards and benefits associated with each transaction. This technology empowers customers to easily manage their payment options, ensuring they select the most advantageous card for every purchase.

Ntropy is a technology company that specializes in providing enterprise software solutions aimed at enhancing customer understanding through financial transactions. Its software automates the categorization of data and assesses borrower risk by utilizing open banking and transaction data. By transforming raw information into precise categories and labels, Ntropy enables clients to detect fraud effectively while maintaining a positive user experience. The company's innovative approach allows for the efficient deployment of risk assessment models at a minimal cost, thereby streamlining operations for its clients.

FlapKap is a company that offers a revenue-based financing solution tailored for e-commerce and SaaS businesses. It focuses on enabling these companies, particularly in consumer-facing sectors such as retail and restaurants, to enhance their inventory and digital advertising capabilities through quick access to funding. The platform evaluates businesses using a comprehensive approach, analyzing data from various sources including e-commerce sites, advertising metrics, online reviews, payment gateways, point of sale systems, bank accounts, and enterprise resource planning platforms. Additionally, FlapKap employs AI to provide insights that optimize advertising spending, allowing businesses to manage their expenditures effectively while benefiting from flexible repayment terms.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Tienda Pago is a merchant support platform designed to assist small merchants in emerging markets by facilitating mobile cashless payments and financing for inventory purchases. The company focuses on creating an ecosystem where both distributors and traders can thrive by offering a closed-loop payment mechanism that leverages mobile technology. This system allows merchants to buy high-demand products on credit, thereby increasing their sales and profit margins. Tienda Pago's platform addresses inefficiencies in traditional payment methods, enabling seamless cashless transactions and supporting the growth of small businesses within its network. Through its services, Tienda Pago aims to promote collaboration among participants, encouraging more traders and distributors to engage with its innovative solutions.

Lingua Franca is a boutique retained executive and professional level search firm that places leaders in strategic roles that are driven by strong data and analytics. They are former industry executives and consultants with more than 20 years of executive, analytical and advisory experience with large and small firms where strong analytics are a foundation for success. This practical experience allows us to understand and define the essential skills and competencies needed to drive distinct value in industries and companies that demand strong analytical capabilities.

Fermat Commerce operates an influencer-driven e-commerce platform designed to enhance brand sales and provide a seamless shopping experience for end-users. The platform enables content creators to embed brand-direct shopping features on their websites, allowing customers to purchase products without leaving the creators' content. By offering e-commerce enablement software, Fermat Commerce supports both merchants and content creators in building and managing their online stores, thereby facilitating a direct connection between brands and consumers within a creator's online environment.

Treasury Prime Inc. is a Banking-as-a-Service provider that operates an application programming interface (API) banking platform designed to connect banks and fintech companies. Incorporated in 2017 and headquartered in San Francisco, California, the company facilitates the opening and servicing of online bank accounts. Treasury Prime's platform integrates seamlessly with core banking systems, allowing developers to access a variety of banking services, including account management, payment processing, and card issuance. The solutions offered by Treasury Prime aim to automate and streamline financial operations, enhance compliance, and improve the overall customer experience while reducing costs for banks and fintechs alike.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

MakersHub offers an Accounts Payable solution designed for businesses seeking accurate bill data management. It automates manual bill data entry, improves accuracy, and provides flexible approval flows for enhanced control and visibility.

Meow Technologies is a financial technology company, not a bank. Banking services are provided by FirstBank, a Tennessee corporation, and by Grasshopper Bank, N.A. and Third Coast Bank SSB; Members FDIC. Meow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more.

Shop Circle is a technology company that develops AI-powered tools for Shopify-based businesses. Its platform empowers independent brands within the Shopify ecosystem by providing solutions for customer engagement, operational efficiency, and conversion optimization.

Summer is a property management company that specializes in facilitating access to vacation homes through a unique rent-to-own program combined with short-term rentals. The company operates a homeownership platform designed to assist clients in purchasing second homes while also offering the opportunity to rent them out. By lowering entry and ongoing costs and minimizing the complexities associated with traditional real estate transactions, Summer enables users to easily find move-in-ready homes or select their ideal second home. Through its services, Summer aims to simplify the process of homeownership and enhance the vacation rental experience for clients.