QED Investors

Ocrolus is a venture-backed FinTech company that uses Artificial Intelligence and crowdsourcing to automate financial review processes. The Company transforms e-statements, scans, and cell phone images, regardless of quality, into 99+% accurate digital data. It was founded in 2014 and is based in New York, United States.

Fraction is a technology-based lending platform focused on making residential real estate more affordable, flexible and liquid.

Cora is a digital bank for self employed and small & medium enterprises. The company is currently operating in closed beta and plans to launch its first product, a free SME-only mobile account. Cora will later release a portfolio of payments, credit-related products and financial management tools that are currently being developed. They have developed a modern platform that offers a cheaper and simpler service, freeing entrepreneurs from the bureaucracy and repetitive work that usually involves day to day finance. Cora was founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes and is headquartered in São Paulo, Sao Paulo, Brazil.

WealthEngine.com is the leading wealth research services firm for nonprofit organizations and financial services companies. Recognizing the value of wealth indicators and identifying links to prospects, WealthEngine gathers information to assist wealth managers, marketers and development professionals to create strategies for up-selling, cross-selling or fundraising. Headquartered in Bethesda, MD, WealthEngine offers sophisticated analytics, offering cutting-edge wealth identification products and services. Thousands of financial service providers and prospect researchers depend on our data mining expertise and sophisticated ratings.

Albert is a financial service company that makes financial advice accessible and affordable. Albert Genius customers can chat directly with a financial expert about any money topic, build a personalized financial plan, and access the intelligent, automated investing of Portfolio by Genius for no additional cost. The company's free features include automatic savings, financial health monitoring, budgeting. and detailed spending reports, and Albert Instant, which offers customers a cash advance against their paycheck to help avoid overdrafts.

Klarna is an eCommerce payment solutions platform for merchants and shoppers. The platform gives customers the freedom to choose how and when to pay. They also offer direct payments, pay after delivery options, and installment plans. Klarna is a regulated bank known for its “buy now, pay later” model that offers shoppers interest-free financing on retail purchases over a period of installments. Klarna was founded in 2005 in Stockholm, Sweden by Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson.

Stem Disintermedia helps creators, artists, and musicians to collect digital revenue and enables them to track and share their earnings. It develops a platform intended to provide distribution and payments solution for artists and their teams. The platform aggregates cross-platform earnings, create contracts, and honor splits with collaborators, disburse payments and statements to all stakeholders in a project and visualizes performance data for each platform, enabling businesses to bring clarity to the complicated process of revenue management and ensure everyone involved in the creative process gets paid. Milana Rabkin, Tim Luckow, and Jovin Cronin-Wilesmith formed Stem Disintermedia in Los Angeles, California in 2015.

Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Payhawk is a spending software that simplifies expenses, payments, and card spending for growing businesses. The company's platform enables financial officers and business owners to manage the entire spending lifecycle end-to-end. It collects and analyzes receipts, invoices, and card transactions to help stay in control of the budget with no paperwork for the employees. With its paperless corporate card linked to an automated expense management, Payhawk provides a product on top of existing banks. Payhawk was founded in 2018 and is headquartered in London, England.

HUNTY is a platform that help people find jobs by connecting them with world class mentors who prepare them for the job search process. And people only pay when they get hired.

Ocrolus is a venture-backed FinTech company that uses Artificial Intelligence and crowdsourcing to automate financial review processes. The Company transforms e-statements, scans, and cell phone images, regardless of quality, into 99+% accurate digital data. It was founded in 2014 and is based in New York, United States.

CommonStock is a developer of a group chat platform that is designed to share investment knowledge and decisions. It allows users to link any brokerage to share holdings by percentage, get real-time alerts when friends buy/sell, copy each other's trades and invest together choosing own amount, and compete to see who performs best, enabling users to coordinate trades as well as monitor and coach investment decisions. Commonstock’s product is currently available for free on the web and via an iPhone app (an Android-enabled app is forthcoming). The company was founded in 2017 by David McDonough and is headquartered in San Francisco, California.

Fundera provides expert insights and tailored options—from loans to credit cards to bank accounts—so business owners can shop and compare financial choices they often don’t know they have. We partner throughout every stage of their business, helping them weigh the best-fit financial options based on their current needs and eligibility. Through the combination of our proprietary technology and financial expertise, business owners are able to make their smartest business decisions yet.

Tienda Pago is the merchant support platform that facilitates your weekly merchandise purchase to distributors. It is the result of years of experience of a team of experts whose objective is to promote ecosystems where all participants, both distributors and traders, benefit from the service and proactively motivate other participants to join the system.

Konfio provides digital banking and software tools designed to boost small and mid-size enterprise's growth and productivity. It offers working capital loans, a corporate credit card, a loyalty program, and business productivity software tools. The company was founded in 2013 by David Arana and Francisco Padilla and is headquartered in Mexico City.

Betterfly is a purpose-driven wellbeing and insurance platform that empowers organizations and employees to improve their health and wellbeing while making an impact in their communities. Its unique approach to employee wellbeing rewards good habits with life insurance coverage that grows every day and converts every healthy activity into a charitable donation. It was founded in 2018 and is based in Santiago, Chile.

Signifyd, Inc. operates an API that helps e-commerce businesses to control fraud while doing business. The company offers E-Commerce Assurance, an API supported by a cloud platform that protects online retailers in the case of chargebacks and automates fraud prevention; and Signifyd Chargeback Recovery that allow merchants to address various types of chargebacks. It serves Fortune 1000 companies and Internet retailers. Signifyd, Inc. was formerly known as Trusted Patterns, Inc. The company was founded in 2011 and is based in San Jose, California with an additional headquarters in London, United Kingdom.

Credit Karma is a personal finance company that's focused on helping everyone make financial progress. Whether they're interested in getting a better deal on a loan, looking for ways to save, or simply monitoring their credit, Credit Karma offers a range of tools and personalized recommendations designed to help them make the most of their money. With more than 60 million members, Credit Karma helps people gain insight into their finances and credit information – and ultimately, improve their financial standing. Credit Karma was established in 2007 and is based in San Francisco, California.

Refyne partners with organisations to extend on-demand Earned Wage Access (EWA) to their employees. We believe employers play a crucial role in their staff’s financial literacy plan, and providing employees access to their real-time earned salary promotes a stress-free and productive workforce. Refyne’s one-stop platform enables your employee base to build financial resilience and nurture a favourable work culture. With our plug and play technology, employees can see and withdraw their earned salary instead of opting exploitative payday loans or other high-interest credit schemes.

SoFi is a finance company that offers a range of lending and wealth management services. The company primarily caters to early-stage professionals and offers variable and fixed rate parent, personal, and MBA loans, mortgage refinancing, and more. They create modern financial products and services that help people borrow, save, spend, invest, and protect their money better so that they can achieve financial independence and realize their ambitions from owning a home to saving for retirement, paying off their student loans, and more. It was founded in 2016 and is headquartered in San Francisco, California.

Pomelo is building a fintech-as-a-service platform for Latin America.

Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.

The Muse is an internet company that offers an online career platform that provides job listings and advice to people. It offers expert advice, including work relationships, job switch, work-life balance, as well as working abroad. It was founded in 2011 and headquartered in New York, United States.

Treasury Prime Inc. develops an application programming interface (API) banking platform that helps banks and fintechs to open and service online bank accounts. It offers Treasury Prime Treasury Prime for Banks that integrates with online banking, CRM, card issuing, payment gateways, and other legacy systems. The company also provides Treasury Prime for Fintechs to open and manage bank accounts, issue branded debit cards, transfer money by ACH and wires, and more. Treasury Prime Inc. was incorporated in 2017 and is based in San Francisco, California.

Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

Future Finance is a non-government lender that offers student loans. Its mission is to provide loans for students that are simple, straightforward, and based on where they're heading, not where they've been. Future Finance helps students focus on what matters. Therefore, it aims to ensure everyone has the freedom to focus on their studies or kickstart their career whatever their financial background may be. It was founded in 2014 by Brian Norton and Vishal Garg and is headquartered in Dublin.

CARD.com is the leader in affinity branded prepaid cards. The company expertly crafts financial products that speak to the passions of consumers while providing a banking solution that fits seamlessly into today's mobile lifestyles. CARD offers 8,000 personalized card designs including Tom Brady, Alvin Kamara and Todd Gurley of the NFLPA and brands like Hallmark, Betty Boop, Star Trek, Care Bears, Sonic the Hedgehog and more. For more information visit www.card.com.

BlueYield facilitates an automotive financial community that serves the interests of lenders, lead sources, affinity groups and consumers. Our objective is to bring efficiency and order to the direct auto finance marketplace allowing all participants to access the market effectively, while confident in the integrity of the process.

FreeWill is an online service that provides legal forms and legal information. FreeWill is an award-winning social venture founded by graduate students at Stanford University in 2016, with the help and support of many of the world’s leading experts in law, design, and philanthropy. The company is making estate planning warm, accessible, and totally free – so that you can more easily care for the people and causes you love.

Tandem is creating a better bank, challenging legacy banking by building an app and products with input from their community of users. Tandem's goal is to make money simple, help their users save, and to free up their time from financial stress.

Flywire develops a vertical payments platform designed to simplify the global payment and receivables process. Its platform utilizes vertical-specific insight and technology to optimize the payment experience while eliminating operational challenges from invoicing to payment reconciliation, enabling organizations to improve operational efficiency and protect their customers from fraudulent activity. The company was founded in 2011 and is headquartered in Boston, Massachusetts.

CARD.com is the leader in affinity branded prepaid cards. The company expertly crafts financial products that speak to the passions of consumers while providing a banking solution that fits seamlessly into today's mobile lifestyles. CARD offers 8,000 personalized card designs including Tom Brady, Alvin Kamara and Todd Gurley of the NFLPA and brands like Hallmark, Betty Boop, Star Trek, Care Bears, Sonic the Hedgehog and more. For more information visit www.card.com.

QuintoAndar is a platform that simplifies the rental of residential real estate for landlords and renters. With QuintoAndar, customers can work with a top-notch team that uses the best practices and best tools, be part of a high-impact project that will affect many people's lives, have autonomy to make decisions with no endless meetings, and work in an informal environment and horizontal hierarchy. Founded in February 2013 by Gabriel Braga and Andre Penha, it is headquartered in São Paulo in Brazil.

Coru (f.k.a. ComparaGuru.com) is a financial management platform enabling financial progress in Mexico. By employing the power of machine learning and artificial intelligence, Coru intelligently matches people to their right financial product, powerfully removing the complexity of making the right choice.

SimplyWise, Inc., develops a technology that enables users to calculate and make decisions on retirement income. It offers SimplyWise, a platform that enables users to take short quiz estimates on their social security benefits; and calculate their future income. SimplyWise, Inc. was formerly known as Benjamin Insurance Co. The company was founded in 2018 and is headquartered in New York, New York.

Rain Technologies Inc. develops applications for employees' financial health. Its application allows employees to have instant access to their earned wages. The company was founded in 2019 and is based in Los Angeles, California.

THE RESERVE TRUST COMPANY provides custody management and escrow payment services. It provides custody and escrow payment accounts for E-commerce, business-to-business services, crowdfunding, digital assets, import and export, and supply chain. Additionally, The company’s product TRUST ENGINE enables users to transfer funds and generate online reports. It serves public and private companies, public entities, foundations, endowments, families, and individuals. The company was founded in 2016 and is based in Greenwood Village, Colorado with an additional office in Washington DC, United States.

Roger.ai is a bill pay and accounts payable automation for SMBs and accountants. Roger.ai gives users the time back by getting all the boring daily financial work done via automated workflows for things like bill pay, approvals, compliance, and expenses. Users can pay any bill or invoice in a second or less, cut time spent on managing accounts payable, paying bills, and worrying about it. It has a powerful approval flow and a full AP automation with accounting system integrations. Roger.ai was founded on 2017 and is headquartered in Copenhagen.

Sundae’s mission is to help homeowners get the best outcome when it’s time to sell a house that needs some love. For too long, the process of selling outdated and damaged houses has been terrible for sellers. Local property investors capitalize on homeowner distress to purchase houses cheaply and resell them for huge profits. Sundae is putting more of those profits back in the hands of the homeowner. We’ve developed a model to predict when sellers will need our help, and a best-in-class sales and marketing team to reach them and a trusted brand that allows us to grow even faster through word of mouth and referrals. With scale and efficiency, we’re able to redistribute economic value to sellers in the form of the most competitive price so that Sundae can become the largest buyer of homes that need love in the United States.

Proper is an automated accounting startup that offers property accounting tools that help property managers to grow their portfolios. The company utilizes machine learning and Fortune-500 level financial specialists to help property managers and owners grow their businesses without fear of operational limitations, as well as decrease the time their accountants spend performing routine tasks. Mark Rojas founded it in San Francisco, California in 2017.

Rabbet is the construction finance platform that parses documents and connects information for frictionless transactions. Their mission is to fuel the connected construction economy. Through intelligent automation of the construction draw process, their platform eases administrative burden while connecting everyone with accurate information faster.

Visionary Financepeer Private Limited operates as an artificial intelligence based school fee financing company. It provides digital lending platform, which includes algorithm that quantifies risk from credit and non-credit bureau channels. It offers personal loans, home loans, debt consolidation loans, vehicle loans, and business loans. The company was founded in 2017 and is based in Mumbai, India.

Kin Insurance, Inc., an insurance agency, provides insurance products and services. It offers insurance products and services in the areas of homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance, Inc. was formerly known as Bright Policy, Inc. The company was founded in 2016 and is headquartered in Chicago, Illinois with an additional office in St. Petersburg, Florida. It has payment processing offices in Palatine and Chicago, Illinois.

SoFi is a finance company that offers a range of lending and wealth management services. The company primarily caters to early-stage professionals and offers variable and fixed rate parent, personal, and MBA loans, mortgage refinancing, and more. They create modern financial products and services that help people borrow, save, spend, invest, and protect their money better so that they can achieve financial independence and realize their ambitions from owning a home to saving for retirement, paying off their student loans, and more. It was founded in 2016 and is headquartered in San Francisco, California.

Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

33Across is a technology company focused on solving the challenge of consumer attention for automated advertising. Our Attention Platform is the first programmatic solution to unify high-impact creative, quality supply, and true technology-driven scale. Brands can now deliver superior audience engagement while 33Across publishers benefit from the ability to drive more revenue for every ad placement, resulting in greater efficiency and an enhanced consumer experience..

Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.

Tribal Credit is a corporate charge card specially designed for startups in emerging markets. Using a proprietary AI-driven approval process, the San Francisco based startup provides small and medium companies with access to payments and complete control over their spending. Founded by serial entrepreneurs, data scientists and fintech execs who have built and led startups in both emerging markets and Silicon Valley, the startup aspires to bridge the business financial inclusion gap between the two. Tribal Credit is backed by BECO Capital, Global Ventures, Endure Capital, 500 Startups, Rising Tide Fund, AR Ventures, Off The Grid Ventures, RiseUp, and Tribe Capital.

Rain Technologies Inc. develops applications for employees' financial health. Its application allows employees to have instant access to their earned wages. The company was founded in 2019 and is based in Los Angeles, California.

Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

2U, Inc. operates as an education technology company in the United States, Hong Kong, South Africa, and the United Kingdom. It operates in two segments, Graduate Program Segment and Short Course Segment. The Graduate Program Segment targets students seeking a full graduate degree. The Short Course Segment targets working professionals seeking career advancement through skills attainment. The company builds, delivers, and supports online graduate programs and certificates for working adults through its 2U Operating System, a platform that provides front-end and back-end cloud-based SaaS technology and technology-enabled services to university clients. The company was formerly known as 2Tor Inc. and changed its name to 2U, Inc. in October 2012. 2U, Inc. was founded in 2008 and is headquartered in Lanham, Maryland.

Fidel Limited engages in developing application program interface (API) platform that connects developers to marketing services. The company develops card-linked API, which allows developers and retailers to create apps and connect banking cards with reward services. It manages all heavy lifting in the background and transactional data securely accessible through a single access point so that developer can create web and mobile applications using real-time payment data. The company was founded in 2012 and is based in London, United Kingdom.

Any company that wants to offer payment services faces numerous regulatory and technological barriers in Brazil. Through Hash, any B2B company can offer its customers payments services by eliminating these initial issues with our white-label platform, reducing the initial investment and operating costs by up to 95%. João Miranda is the founder and CEO of the company. He was part of the initial team at Pagar.me, fintech acquired by Stone, and served as a software engineer and large account manager.

GuiaBolso is a digital hub that connects Brazilian consumers to financial products via an in-app marketplace with real-time origination. As a company in Brazil with proprietary bank account aggregation technology and offering free credit bureau reports, GuiaBolso gives users a complete view of finances and provides bank partners with unparalleled data analysis and credit modeling. This creates a very positive dynamic for both, for example, GuiaBolso users now have access to a selection of fairly-priced loans based on actual credit risk, quite revolutionary in a country without a national credit score and with the world’s highest interest spreads. The company mission is to improve people’s well-being by providing the complete information needed to make better financial decisions.

Videology is a digital media advertising technology solutions provider, providing its clients with solutions to connect advertiser brands with consumers who are most interested in those brands. By leveraging the power of consumer data and ad decisioning, we increase accountability, and optimize the performance of video and display advertising campaigns by providing a more relevant, meaningful web experience for consumers who view the ads delivered through our advertising technology solutions.

DriveFactor is a consolidated contractors company that offers a range of insurance telematics technology solutions. The DriveFactor platform is built on a dynamic, scalable architecture, accepting data from any input method and enabling easy sharing with business partners. The team has built its technology and apps for insurance, and applies its expertise to help clients customize telematics solutions to meet their short- and long-term needs. It was founded in 2010 and is based in Glen Allen, Virginia, USA.

How about the industry’s first mobile app that gives you up-to-the-minute performance data on the fly, for on-the-go control of your real estate investment, wherever you are. You’ll instantly know when rents are paid and have a snapshot of your profits whenever you like. You can also review maintenance requests and approve expenses as they happen, and get alerts about things like local market trends. This radical departure from property management also includes unparalleled service from the Mynd team, led by Doug Brien and Colin Wiel, who have your best interests at heart, at all times. We’re in San Francisco’s East Bay, so get on the waitlist today. You won’t believe what else we have in Mynd for rental property management.

Shakepay Inc. offers a VISA debit card that enables cardholders to load and spend Bitcoin, a digital currency. The card can be used for point of sale transactions, ATM withdrawals, and online orders. The company was founded in 2017 and is headquartered in Montreal, Canada.

Videology is a digital media advertising technology solutions provider, providing its clients with solutions to connect advertiser brands with consumers who are most interested in those brands. By leveraging the power of consumer data and ad decisioning, we increase accountability, and optimize the performance of video and display advertising campaigns by providing a more relevant, meaningful web experience for consumers who view the ads delivered through our advertising technology solutions.

MediaMath, Inc. develops and delivers digital advertising media and data management technology solutions to advertisers worldwide. The company’s TerminalOne platform activates data, automates execution, and optimizes advertising interactions across addressable media. Its Omnichannel programmatic marketing platform activates predictive audience to enhance one-to-one customer conversations; accesses Omnichannel media at scale to deliver relevance of context and message; closes the loop between measurement and optimization with machine learning; and leverages people in the business. The company also provides professional services in the areas of programmatic strategy and optimization, analytics, technology support, and advertising operations; and training and certification programs focusing on digital marketing. MediaMath, Inc. was founded in 2007 and is headquartered in New York, New York with additional offices in San Francisco and Santa Monica, California; Boston, Massachusetts; Chicago, Illinois; Miami, Florida; Durham, North Carolina; London, United Kingdom; Madrid, Spain; Berlin; Singapore; Tokyo, Japan; Sao Paulo, Brazil; Sydney and Melbourne, Australia; and Bengaluru, India.

FreeWill is an online service that provides legal forms and legal information. FreeWill is an award-winning social venture founded by graduate students at Stanford University in 2016, with the help and support of many of the world’s leading experts in law, design, and philanthropy. The company is making estate planning warm, accessible, and totally free – so that you can more easily care for the people and causes you love.

FPL Technologies Pvt. Ltd. provides an application software with the name One Score app which is used to check and understand credit score. The company was founded in 2019 and is based in Mumbai, Maharashtra, India.

Remitly is a mobile payment service that enables consumers to conveniently make person-to-person international money transfers from the United States. Its online service is disrupting the $588 billion a year industry by using the latest technology and mobile devices to eliminate unnecessary forms, codes, agents, extra time and fees tied to the traditional money transfer process. As a licensed money transmitter, Remitly currently operates in 49 states and Washington, D.C., and spends millions of dollars to thousands of customers each month. Remitly is backed by Stripes Group, DFJ, Vulcan Capital, QED, Trilogy Equity Partners, DN Capital, Founders Co-Op, Bezos Expeditions, and TomorrowVentures.

Valen Analytics provides proprietary data, analytics, and predictive modeling to help carriers manage and segment their portfolios. Valen Analytics partners with insurance carriers to improve underwriting performance. The company's InsureRight Platform is the only industry solution with proprietary insight into portfolio metrics and risk characteristics to identify pockets of pricing inadequacy and profitability. A dynamic portfolio management tool provides access to Valen’s contributory database containing industry comparisons and predictive scores on over 20 million policies for property and casualty insurance carriers. Founded in 2002 and is headquartered in Denver, CO, USA.

FreeWill is an online service that provides legal forms and legal information. FreeWill is an award-winning social venture founded by graduate students at Stanford University in 2016, with the help and support of many of the world’s leading experts in law, design, and philanthropy. The company is making estate planning warm, accessible, and totally free – so that you can more easily care for the people and causes you love.

Fairplay is a performance-based financing platform that supports and helps e-Commerce companies to grow by advancing revenue for marketing spend. It offers funding in exchange for a steady share of revenues until the capital is paid back plus a flat fee. Fairplay was founded in 2019 and is headquartered in Mexico City.

Roofstock, Inc. operates an online marketplace that enables investors to invest in real estate properties. It offers Roofstock, an online marketplace that enables users to invest in SFR homes; and provides research, analytics, and insights to evaluate and purchase independently certified properties. The company’s platform also enables buyers to access vetted homes with attractive investment profiles and cash flow potential; and sellers to market homes without losing income and disrupting tenants. Roofstock, Inc. was incorporated in 2014 and is headquartered in Oakland, California.

Wayflyer is a revenue-based financing platform for eCommerce brands.

GuiaBolso is a digital hub that connects Brazilian consumers to financial products via an in-app marketplace with real-time origination. As a company in Brazil with proprietary bank account aggregation technology and offering free credit bureau reports, GuiaBolso gives users a complete view of finances and provides bank partners with unparalleled data analysis and credit modeling. This creates a very positive dynamic for both, for example, GuiaBolso users now have access to a selection of fairly-priced loans based on actual credit risk, quite revolutionary in a country without a national credit score and with the world’s highest interest spreads. The company mission is to improve people’s well-being by providing the complete information needed to make better financial decisions.

Xerpa is a technology company that is focused on the development of solutions to automate human resource management in companies. Xerpa offers Sherpa, a solution that enables businesses to record and manage documents and data related to leaves, absenteeism, and benefits. It offers technology solutions that enable its users to manage manual tasks such as ordering prints and creating registration forms. Xerpa was founded by Paulo Ahagon and Nicholas Reise in 2015. It is based in Sao Paulo, Brazil.

33Across is a technology company focused on solving the challenge of consumer attention for automated advertising. Our Attention Platform is the first programmatic solution to unify high-impact creative, quality supply, and true technology-driven scale. Brands can now deliver superior audience engagement while 33Across publishers benefit from the ability to drive more revenue for every ad placement, resulting in greater efficiency and an enhanced consumer experience..

Wagestream allows your employees to have complete control over when they get paid. It effectively ends the need for employee advances, loans and employee stress suffered from short term, unplanned financial obligations. Mission 1#: Provide Financial Freedom to UK workers. Mission 2#: Destroy the Pay Day Loan industry. Ahmee.

Kin Insurance, Inc., an insurance agency, provides insurance products and services. It offers insurance products and services in the areas of homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance, Inc. was formerly known as Bright Policy, Inc. The company was founded in 2016 and is headquartered in Chicago, Illinois with an additional office in St. Petersburg, Florida. It has payment processing offices in Palatine and Chicago, Illinois.

Creditas is a financial technology company, operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Pomelo is building a fintech-as-a-service platform for Latin America.

Tribal Credit is a corporate charge card specially designed for startups in emerging markets. Using a proprietary AI-driven approval process, the San Francisco based startup provides small and medium companies with access to payments and complete control over their spending. Founded by serial entrepreneurs, data scientists and fintech execs who have built and led startups in both emerging markets and Silicon Valley, the startup aspires to bridge the business financial inclusion gap between the two. Tribal Credit is backed by BECO Capital, Global Ventures, Endure Capital, 500 Startups, Rising Tide Fund, AR Ventures, Off The Grid Ventures, RiseUp, and Tribe Capital.

TAC Financial, Inc.™ is helping hard working people in today’s tough economic environment. Our comprehensive services platform aims to create safe and healthy financial and wellness benefit environments that are accessible to all families and individuals, regardless of financial situation or medical history. The TAC Financial Services Platform gives you freedom from check cashing stores and the associated fees. The Americas Card Visa® Prepaid card enables you to receive your checks directly delivered onto your Visa® prepaid payroll card.With The Americas Card you can also manage your money online to pay bills with just a few clicks or set up alerts so you know when your balance has changed. In addition to empowering our members with valuable and needed financial services, The Americas Card gives members exclusive opportunities to take advantage of Health and Wellness benefits. By offering affordable and accessible services, The Americas Card lowers the cost of providing for your loved ones and the convenience of a prepaid Visa card that can be used at all merchants that accept Visa debit cards, NYCE®, PLUS® and STAR® networks are available.

XpertSea Solutions Inc. develops solutions to count aquatic organisms for aquaculture farmers and scientists worldwide. It offers XperCount, a connected device for counting, sizing, and imaging small aquatic organisms. The company also provides a platform for generating, storing, and analyzing data about aquatic populations. XpertSea Solutions Inc. was founded in 2009 and is based in Quebec, Canada.

Over the last twenty years, Red Ventures has built a portfolio of influential brands, digital platforms, and strategic partnerships that work together to connect millions of people with expert advice. Through premium content and personalized digital experiences, Red Ventures builds online journeys that make it easier for people to make important decisions about their homes, health, travel, finances, education and entertainment. Founded in 2000, Red Ventures has 3,000 employees in 10 cities across the US, as well as in the UK and Brazil. Red Ventures owns and operates several large digital brands including Healthline, The Points Guy, Bankrate, MYMOVE, and Allconnect.com.

Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.

Wagestream allows your employees to have complete control over when they get paid. It effectively ends the need for employee advances, loans and employee stress suffered from short term, unplanned financial obligations. Mission 1#: Provide Financial Freedom to UK workers. Mission 2#: Destroy the Pay Day Loan industry. Ahmee.

We're the modern practice finance company, innovating for dentists, veterinarians, and other healthcare professionals like you. Today, more than ever — as our country perseveres through a global pandemic — we recognize the importance of healthcare providers. We call ourselves "Provide" in tribute to you.

Future Finance is a non-government lender that offers student loans. Its mission is to provide loans for students that are simple, straightforward, and based on where they're heading, not where they've been. Future Finance helps students focus on what matters. Therefore, it aims to ensure everyone has the freedom to focus on their studies or kickstart their career whatever their financial background may be. It was founded in 2014 by Brian Norton and Vishal Garg and is headquartered in Dublin.

Building the infrastructure to experience the world, join the waitlist on wander.com

ApplePie Capital is an alternative financing software platform designed for franchise businesses. Its franchise loan marketplace enables entrepreneurs to efficiently obtain financing to start or expand their franchise business. ApplePie Capital enables investors to earn attractive fixed-income returns with established franchise brands they know and trust. The company was founded in 2013 and headquartered in San Francisco, California.

Ntropy is enabling machine learning models to learn from data across privacy barriers.

Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

YayPay builds modern accounts receivables management software powered by data science for finance, credit and collections teams. It serves mid-market and enterprise customers through automation of the credit to cash process with credit assessment, invoicing, collections management, online payment portal, cash application and predictive analytics. The company was founded in 2015 and is headquartered in New York.

Fairplay is a performance-based financing platform that supports and helps e-Commerce companies to grow by advancing revenue for marketing spend. It offers funding in exchange for a steady share of revenues until the capital is paid back plus a flat fee. Fairplay was founded in 2019 and is headquartered in Mexico City.

Collective operates as an online back-office platform designed for self-employed people. Its technology and a team of trusted advisors give its members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a thriving community- all in one platform. The company was founded in 2019 and is headquartered in San Francisco, California.

Founded by repeat entrepreneurs in 2018, Loft is Brazil’s first transactional marketplace for residential real estate, facilitating the purchase and sale of properties on behalf of individuals, brokers, and two publicly listed REITs managed by the company. By leveraging proprietary transaction data and an end-to-end digital workflow, Loft is bringing the Brazilian homebuying experience into the ecommerce age while integrating a multitude of adjacent service offerings. Loft was founded in 2018 and is based in São Paulo, Brazil.

CAN Capital, Inc., a financial services provider, provides working capital and small business loans in the United States. It offers small business term loans and merchant cash advances for inventory, technology upgrade, payroll, equipment, expansion, and marketing needs. CAN Capital, Inc. was formerly known as Capital Access Network, Inc. and changed its name to CAN Capital, Inc. in December 2013. The company was founded in 1998 and is based in Kennesaw, Georgia.

Payhawk is a spending software that simplifies expenses, payments, and card spending for growing businesses. The company's platform enables financial officers and business owners to manage the entire spending lifecycle end-to-end. It collects and analyzes receipts, invoices, and card transactions to help stay in control of the budget with no paperwork for the employees. With its paperless corporate card linked to an automated expense management, Payhawk provides a product on top of existing banks. Payhawk was founded in 2018 and is headquartered in London, England.

Milo Credit, LLC provides home equity loans through its online platform to foreign and international customers in the United States. It offers new purchase, refinance, and cash out loans on condos, single family residences, townhouses, and commercial properties. Milo Credit, LLC was founded in 2018 and is based in Miami, Florida.

Easyknock, Inc., a real estate technology company, engages in buying and leasing back houses to owners in the United States. The company specialize in sale-leaseback programs that enables homeowners to access their home equity without moving through a residential sale leaseback agreement. It offers Sell and Stay that enables homeowners to receive cash for the value in their home without moving, with the flexibility to buy back their house or move at any time; and MoveAbility that serves as a bridge product for homeowners planning on moving in the near-term. The company was founded in 2016 and is based in New York, New York with an additional office in Charlotte, North Carolina.

Health iPASS is redefining the patient revenue cycle by improving the patient experience from appointment to payment. Health iPASS helps providers promote price transparency, build trust, and increase their operating income by simplifying the check-in process and streamlining both time-of-service and residual balance patient payments through an innovative, multi-channel software solution. Our patient friendly system supports 850+ payers, 90+ practice management systems and is payment processor-agnostic. Many providers have realized 90-95% patient net collection rates, slashed denials by over 50%, and have significantly reduced cost and time to collect.

Decent Inc. provides health and medical insurance plans for self-employed professionals. It offers Trailblazer Plan, a comprehensive health plan for freelance professionals. Decent Inc. was incorporated in 2018 and is based in Mill Valley, California.

Wayflyer is a revenue-based financing platform for eCommerce brands.

FraudScope, Inc. develops artificial intelligence (AI) based platform for healthcare fraud, waste, and abuse applications. It offers FraudScope, a software platform to detect, score, and rank suspect medical billing practices; and augment existing methodologies using sophisticated algorithm tuning to detect fraud schemes in raw claims data. The company’s platform also scans medical insurance claims data and creates real-time profiles for each provider, provider type, beneficiary, diagnosis, service profile, and care pathway; aggregates substantiated evidence for the fraud it detects; and ensures that healthcare dollars go to real patient care. FraudScope, Inc. was founded in 2016 and is based in Atlanta, Georgia.

Signifyd, Inc. operates an API that helps e-commerce businesses to control fraud while doing business. The company offers E-Commerce Assurance, an API supported by a cloud platform that protects online retailers in the case of chargebacks and automates fraud prevention; and Signifyd Chargeback Recovery that allow merchants to address various types of chargebacks. It serves Fortune 1000 companies and Internet retailers. Signifyd, Inc. was formerly known as Trusted Patterns, Inc. The company was founded in 2011 and is based in San Jose, California with an additional headquarters in London, United Kingdom.

Konfio provides digital banking and software tools designed to boost small and mid-size enterprise's growth and productivity. It offers working capital loans, a corporate credit card, a loyalty program, and business productivity software tools. The company was founded in 2013 by David Arana and Francisco Padilla and is headquartered in Mexico City.

We empower brands and retailers to compete by providing technology to crowdsource work

Pitzi is the leading Brazilian insurtech, using cutting edge CX design and an innovative supply chain to transform how Brazilians interact with insurance products. Pitzi powers many of the largest smartphone insurance programs in Brazil in partnership with leading insurance companies, protecting more than 1 million Brazilian consumers. Pitzi is backed by top venture investors including Thrive Capital, Kaszek Ventures, QED and DCM Ventures, and is headquartered in São Paulo, Brazil.

MMKT Exchange LLC provides a platform that streamlines the loan syndication and trading process for qualified institutional buyers and originators. The company’s platform works as a forum where commercial lenders who have originated commercial loans and qualified institutional buyers interact with one another. Its platform enables qualified institutional buyers to access loan listings from leading originators; originators to list loans; and sponsors and borrowers to monitor purchaser activity. MMKT Exchange LLC was founded in 2015 and is based in New York, New York.

Creditas is a financial technology company, operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Mudrex helps people invest in crypto like a hedge fund does. Pro traders build trading algorithms using Mudrex algorithmic trading platform. Mudrex builds portfolio bundle using top performing algorithms for different risk-reward profile. An investor simply choose a portfolio based on her risk-reward expectations. Mudrex then automatically buys and sells different crypto currencies on behalf of investors.

Optoro is a technology company that connects a seamless online returns experience with efficient supply chain processing and resale. From providing an online portal to improve customer returns to technology that streamlines processing by routing inventory to its next best home, the company offers solutions for retailers and brands looking to improve outcomes across all points in the returns process.

Flywire develops a vertical payments platform designed to simplify the global payment and receivables process. Its platform utilizes vertical-specific insight and technology to optimize the payment experience while eliminating operational challenges from invoicing to payment reconciliation, enabling organizations to improve operational efficiency and protect their customers from fraudulent activity. The company was founded in 2011 and is headquartered in Boston, Massachusetts.

FPL Technologies Pvt. Ltd. provides an application software with the name One Score app which is used to check and understand credit score. The company was founded in 2019 and is based in Mumbai, Maharashtra, India.

Videology is a digital media advertising technology solutions provider, providing its clients with solutions to connect advertiser brands with consumers who are most interested in those brands. By leveraging the power of consumer data and ad decisioning, we increase accountability, and optimize the performance of video and display advertising campaigns by providing a more relevant, meaningful web experience for consumers who view the ads delivered through our advertising technology solutions.

At Capitalise.com, our vision is to unlock UK businesses’ full potential today by matching the right business to the right lender. With 360 plus lenders and growing this funding journey has become increasingly complex and hard to navigate. Capitalise.com uses in-house technology and data analytics to identify the best financing options available for UK businesses. We've partnered with over 80 institutional and fintech lenders throughout the UK to offer business loans to UK SMEs.

Founded by several Financial Advisors that had spent 15 years managing money for very wealthy clients, blooom has become of the nation’s fastest growing robo-advisors with a specific focus on helping any American with a workplace retirement account like a 401k or 403b. Blooom is a Registered Investment Advisor with the SEC, and aims to scale fiduciary best practices on low fees, and appropriate asset allocation and diversification, to millions of Americans who have workplace retirement accounts, yet no access to a financial advisor and no desire to "DIY it."

Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

Summer combines innovative technology and policy expertise to serve student loan borrowers across the country. Founded in partnership with Yale University, we’re registered as a public benefit corp (PBC) as part of our commitment to helping all borrowers improve their financial health through smart repayment strategies.

Konfio provides digital banking and software tools designed to boost small and mid-size enterprise's growth and productivity. It offers working capital loans, a corporate credit card, a loyalty program, and business productivity software tools. The company was founded in 2013 by David Arana and Francisco Padilla and is headquartered in Mexico City.

Sundae’s mission is to help homeowners get the best outcome when it’s time to sell a house that needs some love. For too long, the process of selling outdated and damaged houses has been terrible for sellers. Local property investors capitalize on homeowner distress to purchase houses cheaply and resell them for huge profits. Sundae is putting more of those profits back in the hands of the homeowner. We’ve developed a model to predict when sellers will need our help, and a best-in-class sales and marketing team to reach them and a trusted brand that allows us to grow even faster through word of mouth and referrals. With scale and efficiency, we’re able to redistribute economic value to sellers in the form of the most competitive price so that Sundae can become the largest buyer of homes that need love in the United States.

AddThis provide online marketers easy-to-use tools to deliver personalized experiences to users across the web. Over 15 million domains reaching 2B unique users, leverage the AddThis platform to drive traffic and engagement. <a href="https://luckypatcherforum.com/modded-play-store/">Modded Pay Store</a> The company leverages a footprint of 1 trillion page views yearly to power their unique offering.

Nuvocargo, Inc. provides customs broker, freight forwarder, and non vessel owning common carrier (VOOC) services between the United States and Mexico. It lists standardized and transparent quotes for its network of carriers. It also offers a cloud-based dashboard, which provides cargo live tracking, including shipment status, customs clearance, and paperwork. Nuvocargo, Inc. was founded in 2017 and is based in New York, New York.

The Muse is an internet company that offers an online career platform that provides job listings and advice to people. It offers expert advice, including work relationships, job switch, work-life balance, as well as working abroad. It was founded in 2011 and headquartered in New York, United States.

Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.

SimplyWise, Inc., develops a technology that enables users to calculate and make decisions on retirement income. It offers SimplyWise, a platform that enables users to take short quiz estimates on their social security benefits; and calculate their future income. SimplyWise, Inc. was formerly known as Benjamin Insurance Co. The company was founded in 2018 and is headquartered in New York, New York.

Optoro is a technology company that connects a seamless online returns experience with efficient supply chain processing and resale. From providing an online portal to improve customer returns to technology that streamlines processing by routing inventory to its next best home, the company offers solutions for retailers and brands looking to improve outcomes across all points in the returns process.

Fidel Limited engages in developing application program interface (API) platform that connects developers to marketing services. The company develops card-linked API, which allows developers and retailers to create apps and connect banking cards with reward services. It manages all heavy lifting in the background and transactional data securely accessible through a single access point so that developer can create web and mobile applications using real-time payment data. The company was founded in 2012 and is based in London, United Kingdom.

Treasury Prime Inc. develops an application programming interface (API) banking platform that helps banks and fintechs to open and service online bank accounts. It offers Treasury Prime Treasury Prime for Banks that integrates with online banking, CRM, card issuing, payment gateways, and other legacy systems. The company also provides Treasury Prime for Fintechs to open and manage bank accounts, issue branded debit cards, transfer money by ACH and wires, and more. Treasury Prime Inc. was incorporated in 2017 and is based in San Francisco, California.

Solfácil purpose is to allow all people to invest in solar. We are the first solar investment platform in Brazil. We are a fintech with a innovative loan that allows consumers to switch their monthly cost with electricity into a great investment in a solar system. Consumers benefit from zero downpayment, up to 30% immediate savings, 20+ years of free electricity and ability to produce and consume clean energy.

Tint.ai provides a data intelligence platform that helps data scientists find the right external data to improve the performance of their artificial intelligence models. Its platform automates the steps required to get external data from vendors and evaluates it using machine learning. The company was founded in 2018 and is based in San Francisco, California.

HouseCanary is a technology company revolutionizing the residential real estate investment and lending ecosystems with professional-grade home valuation products. It's over four years of real estate data that drives the analytics and value forecasts in the industry, generating instant, actionable insights. Insights are delivered via app or API. The company's technology utilizes Python, AWS, Redshift, PostgreSQL, R, Pandas, NumPy, PostGIS, Django, Flask, AngularJS, React, Swift, Ansible, Terraform, DynamoDB, S3, Aurora, Node, Express, Tile38, Lua, Go, CloudSearch, C, Redis, Prometheus, Grafana, ELK, FreeIPA, Memcached, Fluentd, SQS, SNS, CFEngine, SQLAlchemy, Alembic, and Swift. HouseCanary was founded in 2013 and is headquartered in San Francisco, California.

Bitso SAPI de CV owns and operates an online trading platform that enables users to buy and sell bitcoins. Its platform provides funding and withdrawal options; and enables users to finance their account in person at various locations in Mexico. The company also provides The Bitso API that allows users to integrate the Bitso trading platform with third party applications, such as trading applications, charting programs, point of sale systems, and more. It also develops application called BITSO APP for trading activities. Bitso SAPI de CV was founded in 2014 and is based in Mexico City, Mexico.

Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

TransUnion Healthcare is a wholly-owned subsidiary of TransUnion, making trust possible by creating simplicity and transparency throughout the healthcare ecosystem to improve health and financial outcomes. The company was founded in 2003 and is based in Chicago, Illinois.

Cora is a digital bank for self employed and small & medium enterprises. The company is currently operating in closed beta and plans to launch its first product, a free SME-only mobile account. Cora will later release a portfolio of payments, credit-related products and financial management tools that are currently being developed. They have developed a modern platform that offers a cheaper and simpler service, freeing entrepreneurs from the bureaucracy and repetitive work that usually involves day to day finance. Cora was founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes and is headquartered in São Paulo, Sao Paulo, Brazil.

Capchase Inc. operates an online platform for getting cash from accounts receivable. It provides a solution for Software as a Service (SaaS) companies to finance the growth of their operations with cash tied up in future monthly payments. The company uses its underwriting algorithms to assess the quality of those contracts and extend a line of debt. The company was incorporated in 2020 and is based in Cambridge, Massachusetts.

Albert is a financial service company that makes financial advice accessible and affordable. Albert Genius customers can chat directly with a financial expert about any money topic, build a personalized financial plan, and access the intelligent, automated investing of Portfolio by Genius for no additional cost. The company's free features include automatic savings, financial health monitoring, budgeting. and detailed spending reports, and Albert Instant, which offers customers a cash advance against their paycheck to help avoid overdrafts.

Nuvocargo, Inc. provides customs broker, freight forwarder, and non vessel owning common carrier (VOOC) services between the United States and Mexico. It lists standardized and transparent quotes for its network of carriers. It also offers a cloud-based dashboard, which provides cargo live tracking, including shipment status, customs clearance, and paperwork. Nuvocargo, Inc. was founded in 2017 and is based in New York, New York.

Fairplay is a performance-based financing platform that supports and helps e-Commerce companies to grow by advancing revenue for marketing spend. It offers funding in exchange for a steady share of revenues until the capital is paid back plus a flat fee. Fairplay was founded in 2019 and is headquartered in Mexico City.

Payhawk is a spending software that simplifies expenses, payments, and card spending for growing businesses. The company's platform enables financial officers and business owners to manage the entire spending lifecycle end-to-end. It collects and analyzes receipts, invoices, and card transactions to help stay in control of the budget with no paperwork for the employees. With its paperless corporate card linked to an automated expense management, Payhawk provides a product on top of existing banks. Payhawk was founded in 2018 and is headquartered in London, England.

BHub is a full back-office SaaS for startups & SMEs. Our purpose is to unburden entrepreneurs, allowing them to focus on their core business, while BHub deals with all the rest. We currently offer bookkeeping, CFO service, legal and HR for startups & SMEs. Our platform offer a chat-based UX combined with accurate financial reports and error free bookkeeping, enabling businesses to reduce time, cost, and labor associated with traditional outsourced bookkeeping practices.

Worky SAPI de CV develops and operates a cloud based application for small and medium-sized companies in Mexico. The company offers calendar, directory, organization chart, time clock, recruitment, payroll, and report, as well as incidents, benefits, and evaluation solutions. Its tool is used to manage human capital without paperwork and with agility, calculate the pre-payroll and automate the distribution of receipts, send event announcements and important information to collaborators, and more. The company was founded in 2017 and is based in Mexico City, Mexico.

Collective operates as an online back-office platform designed for self-employed people. Its technology and a team of trusted advisors give its members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a thriving community- all in one platform. The company was founded in 2019 and is headquartered in San Francisco, California.

BHub is a full back-office SaaS for startups & SMEs. Our purpose is to unburden entrepreneurs, allowing them to focus on their core business, while BHub deals with all the rest. We currently offer bookkeeping, CFO service, legal and HR for startups & SMEs. Our platform offer a chat-based UX combined with accurate financial reports and error free bookkeeping, enabling businesses to reduce time, cost, and labor associated with traditional outsourced bookkeeping practices.

At Capitalise.com, our vision is to unlock UK businesses’ full potential today by matching the right business to the right lender. With 360 plus lenders and growing this funding journey has become increasingly complex and hard to navigate. Capitalise.com uses in-house technology and data analytics to identify the best financing options available for UK businesses. We've partnered with over 80 institutional and fintech lenders throughout the UK to offer business loans to UK SMEs.

FraudScope, Inc. develops artificial intelligence (AI) based platform for healthcare fraud, waste, and abuse applications. It offers FraudScope, a software platform to detect, score, and rank suspect medical billing practices; and augment existing methodologies using sophisticated algorithm tuning to detect fraud schemes in raw claims data. The company’s platform also scans medical insurance claims data and creates real-time profiles for each provider, provider type, beneficiary, diagnosis, service profile, and care pathway; aggregates substantiated evidence for the fraud it detects; and ensures that healthcare dollars go to real patient care. FraudScope, Inc. was founded in 2016 and is based in Atlanta, Georgia.

Amica Financial Technologies Private Limited provides digital retail banking services. The company provides automated savings, loans, debit cards, 24x7 support, and convenient services, as well as insights into where users’ money is going and how it is growing. Amica Financial Technologies Private Limited was incorporated in 2019 and is based in Mumbai, India.

GAIN Credit, Inc., an analytics company, provides credit solutions. It offers Drafty, a line-of-credit solution that enables customers to define their own limit up to the approved amount and borrow funds accordingly at any time; Lending Stream, a 6-month digital loan provider in the United Kingdom; and OYE, a solution for transforming consumer lending by digitizing the end to end lending process for unsecured loans. GAIN Credit, Inc. was formerly known as Global Analytics Holdings, Inc. The company was founded in 2003 and is based in San Diego, California with additional offices in London, United Kingdom; and Chennai and Delhi, India.

Sundae’s mission is to help homeowners get the best outcome when it’s time to sell a house that needs some love. For too long, the process of selling outdated and damaged houses has been terrible for sellers. Local property investors capitalize on homeowner distress to purchase houses cheaply and resell them for huge profits. Sundae is putting more of those profits back in the hands of the homeowner. We’ve developed a model to predict when sellers will need our help, and a best-in-class sales and marketing team to reach them and a trusted brand that allows us to grow even faster through word of mouth and referrals. With scale and efficiency, we’re able to redistribute economic value to sellers in the form of the most competitive price so that Sundae can become the largest buyer of homes that need love in the United States.

Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.

Kocomo is an early-stage proptech startup, backed by leading U.S., European, and Latin American investors. Leveraging the power of technology, Kocomo has created a transparent vertically-integrated solution that empowers people to purchase, enjoy, and sell co-ownership stakes in luxury homes, starting in Mexico. At Kocomo, we believe your memories deserve a home. We are on a mission to make the dream of vacation home ownership an attainable reality for more people around the world.

Atomic is a personalized investment management service API that lets companies offer their end-users a disciplined way to invest with them.

Easyknock, Inc., a real estate technology company, engages in buying and leasing back houses to owners in the United States. The company specialize in sale-leaseback programs that enables homeowners to access their home equity without moving through a residential sale leaseback agreement. It offers Sell and Stay that enables homeowners to receive cash for the value in their home without moving, with the flexibility to buy back their house or move at any time; and MoveAbility that serves as a bridge product for homeowners planning on moving in the near-term. The company was founded in 2016 and is based in New York, New York with an additional office in Charlotte, North Carolina.

Mobile Posse, Inc. provides mobile content discovery solutions that help wireless carriers and device manufacturers capitalize on the mobile advertising economy. It offers First Feed, a mobile content discovery platform on handsets that allows carriers’ customers to opt in to receive engaging daily content; a CRM solution that enables direct customer outreach to resolve issues; and a web portal, which provides engaging default home pages that turn cost centers into profit centers. The company was founded in 2005 and is based in Arlington, Virginia with an additional office in New York, New York. As of February 28, 2020, Mobile Posse, Inc. operates as a subsidiary of Digital Turbine Media, Inc.

Plug is an API to accept payments with multiple payment providers. Plug gives digital businesses access to multiple payments services through a single integration, and the ability to change between them on a transaction-to-transaction basis without writing code.

CommonStock is a developer of a group chat platform that is designed to share investment knowledge and decisions. It allows users to link any brokerage to share holdings by percentage, get real-time alerts when friends buy/sell, copy each other's trades and invest together choosing own amount, and compete to see who performs best, enabling users to coordinate trades as well as monitor and coach investment decisions. Commonstock’s product is currently available for free on the web and via an iPhone app (an Android-enabled app is forthcoming). The company was founded in 2017 by David McDonough and is headquartered in San Francisco, California.

Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.

Vubiquity, formerly Avail-TVN, is the largest global provider of multiplatform video services. The company manages more than 28,000 hours of content monthly from over 340 content providers and reaches over 75 million households through close to 300 service providers. Vubiquity's services, including Video On Demand (VOD), Multiplatform, Advanced Advertising, Creative Services and Data Analytics, are available in 39 territories and 15 languages.

Cobre is powering companies to become workplace banks with private label technology that will give low wage employees access to financial products

Seek is a content platform that connects tastemakers in the consumer leisure space with millions of consumers seeking trusted and relevant recommendations on where to eat, drink and spend their leisure time. Consumers have access to trusted and vetted recommendations from like-minded experts while tastemakers can showcase and monetize their expertise and passion. Seek currently has thousands of recommendations from tastemakers around the world.

Wildfire is on a mission to reward organic commerce everywhere. We help companies monetize their users with white-label cash back and coupon services. Wildfire makes it easy for our partners’ users to save money and earn cash back from their favorite apps and websites.

Betterfly is a purpose-driven wellbeing and insurance platform that empowers organizations and employees to improve their health and wellbeing while making an impact in their communities. Its unique approach to employee wellbeing rewards good habits with life insurance coverage that grows every day and converts every healthy activity into a charitable donation. It was founded in 2018 and is based in Santiago, Chile.

ApplePie Capital is an alternative financing software platform designed for franchise businesses. Its franchise loan marketplace enables entrepreneurs to efficiently obtain financing to start or expand their franchise business. ApplePie Capital enables investors to earn attractive fixed-income returns with established franchise brands they know and trust. The company was founded in 2013 and headquartered in San Francisco, California.

We’re a fintech platform that helps Americans get out of student debt sooner by powering the management & payment of loans in their favorite loyalty, payment & banking apps.

ApplePie Capital is an alternative financing software platform designed for franchise businesses. Its franchise loan marketplace enables entrepreneurs to efficiently obtain financing to start or expand their franchise business. ApplePie Capital enables investors to earn attractive fixed-income returns with established franchise brands they know and trust. The company was founded in 2013 and headquartered in San Francisco, California.

Rain Technologies Inc. develops applications for employees' financial health. Its application allows employees to have instant access to their earned wages. The company was founded in 2019 and is based in Los Angeles, California.

Wayflyer is a revenue-based financing platform for eCommerce brands.

Escale is a technology marketing and sales company. It is displacing the traditional outsourced agency & outsourced sales model, which has misaligned incentives, fails at leveraging data across online-to-offline conversion funnels and creates sub-par customer experiences. Via Escale's platform, it acquires customers for major B2C brands, managing the entire marketing and sales funnel from demand generation online through closing the final sales with our in-house performance sales center. It is paid 100% in a commission model for each customer it acquires and all marketing spend comes from its own investment to ensure they are truly aligned for performance and have full control over their own decisions. Escale was founded by Matthew Kligerman and Ken Diamond in 2013; and is headquartered in Sao Paulo, Brazil.

About Orchard Orchard Platform has built a centralized marketplace where loan originators and institutional investors can come together to explore and evaluate opportunities for funding, buying, and selling loans. By providing a global network of institutional buyers and sellers with high-quality data services, advanced analytics and reporting, and robust capital management tools through an innovative, end-to-end platform, Orchard has created a smarter way for participants in the private credit markets to interact, evaluate deals, and move forward with simple and complex transactions more efficiently. Orchard Platform does not provide legal advice, tax advice, or accounting advice. Before making any investment or executing any transaction, you should consult with your legal, tax, and accounting advisors with respect to the suitability, value, and risk of such investment or transaction. Investment advisory services are provided to clients by Orchard Platform Advisors, LLC, an SEC-registered investment adviser headquartered in New York, N.Y. Orchard produces the Orchard U.S. Consumer Marketplace Lending Index—the only industry-wide direct lending performance benchmark—and has been named one of the Next Billion Dollar Startups by Forbes. The commentary and insights posted on its blog, and the data and research available to everyone on its platform, have cemented Orchard as a thought leader in its industry. For more information, visit www.orchardplatform.com. About Orchard Platform Markets, LLC Orchard Platform Markets, LLC is a wholly-owned subsidiary of Orchard App Inc., and is an SEC-registered broker-dealer and member of FINRA and SIPC. The mission of Orchard Platform Markets, LLC is to provide a transparent, technologically optimized platform for loan originators and institutional investors to safely and securely connect, evaluate potential deals, and move forward with multiple types of transactions. For more information, visit www.orchardplatformmarkets.com.

Rest Less is a social enterprise startup offering jobs, volunteering and guidance for the over 50s. The online platform offers fulfilling opportunities to work, volunteer or find a new career path.

SoMoLend Holdings LLC operates a platform that enables lenders and borrowers to connect each other for financial borrowing and lending solutions in the United States. It enables small businesses and startups to get business loans from lenders, such as banks, corporations, and chambers of commerce. The company was founded in 2011 and is based in Cincinnati, Ohio.

Hello Alice (helloalice.com) helps businesses launch and grow. A free multi-channel platform, Hello Alice guides business owners by providing funding, networks, and services. Through supporting hundreds of thousands of companies a day in all 50 states and globally, Hello Alice is building the largest community of owners in the country, while tracking data and trends to increase the success rate for entrepreneurs. Our partners include enterprise business services, government agencies, and institutions looking to serve small- and medium-business owners to ensure increased revenues. Founded by Carolyn Rodz and Elizabeth Gore, we believe in business for all by providing access to all owners, including women, people of color, veterans, and every American with an entrepreneurial spirit.

Refyne partners with organisations to extend on-demand Earned Wage Access (EWA) to their employees. We believe employers play a crucial role in their staff’s financial literacy plan, and providing employees access to their real-time earned salary promotes a stress-free and productive workforce. Refyne’s one-stop platform enables your employee base to build financial resilience and nurture a favourable work culture. With our plug and play technology, employees can see and withdraw their earned salary instead of opting exploitative payday loans or other high-interest credit schemes.

QuikNode is a Web3 developer platform which helps you build & operate blockchain-powered applications (dApps). A lightning-fast global API provides instant access to Ethereum & Bitcoin networks (JSON-RPC over https:// or wss://). Monitor usage with analytics dashboard and ship faster with tools like 1-click WebHooks for smart-contract events. Over 3000 nodes launched; trusted by top blockchain projects; helping the blockchain ecosystem grow since 2017!

Fundera provides expert insights and tailored options—from loans to credit cards to bank accounts—so business owners can shop and compare financial choices they often don’t know they have. We partner throughout every stage of their business, helping them weigh the best-fit financial options based on their current needs and eligibility. Through the combination of our proprietary technology and financial expertise, business owners are able to make their smartest business decisions yet.

In minu, we are revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. We work with HR areas of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

OpenInvest is a Public Benefit Corporation and asset manager that uses technology to mainstream customized ethical investing. OpenInvest is a YCombinator and Andreessen Horowitz-backed startup powering the post-fund future. Their team of senior technologists from the hedge fund industry and civil society leaders is first tackling under-served markets in customized ESG asset management. With seed funding, the team has built fully integrated and proprietary direct-indexing construction, management, trading, proxy voting, and UX systems that now serve thousands of customers. Founded in 2015, the company is headquartered in San Francisco, California, United States.

Pomelo is building a fintech-as-a-service platform for Latin America.

Any company that wants to offer payment services faces numerous regulatory and technological barriers in Brazil. Through Hash, any B2B company can offer its customers payments services by eliminating these initial issues with our white-label platform, reducing the initial investment and operating costs by up to 95%. João Miranda is the founder and CEO of the company. He was part of the initial team at Pagar.me, fintech acquired by Stone, and served as a software engineer and large account manager.

Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Bitso SAPI de CV owns and operates an online trading platform that enables users to buy and sell bitcoins. Its platform provides funding and withdrawal options; and enables users to finance their account in person at various locations in Mexico. The company also provides The Bitso API that allows users to integrate the Bitso trading platform with third party applications, such as trading applications, charting programs, point of sale systems, and more. It also develops application called BITSO APP for trading activities. Bitso SAPI de CV was founded in 2014 and is based in Mexico City, Mexico.

China Rapid Finance is an online consumer lending marketplace serving online users and China’s emerging middle class. The Company provides consumer credit access to the world’s largest untapped market, expected to grow to more than RMB 5.4 trillion (US $870 billion) by 2020. Its technology enables socially inclusive financing to the most creditworthy individuals, serving a potential 500 million consumers who are economically active but never have had access to bank credit. China Rapid Finance is a recognized technology innovator and has transformed China’s consumer credit landscape with its introduction of the most advanced omni-channel borrower acquisition system and proprietary Big Data analytics technology platform featuring an end-to-end automated credit decisioning system. It has a proven track record in credit risk management, transparency and a culture focused on innovation with more than 5,000 employees and 80 data verification centers across China. China Rapid Finance was founded in 2001 by Mr. Zane Wang, PhD, one of China’s leading experts in consumer credit market innovation and lending marketplace technology. Prior to founding China Rapid Finance, Dr. Wang received his PhD in Statistics from the University of Illinois at Chicago and started his career in the United States, serving as Head of Analytics for Sears Credit – the world’s largest retail credit card portfolio, subsequently acquired by Citibank. Upon returning to China, Dr. Wang advised the People’s Bank of China on the creation of China’s national credit bureau and the first functioning credit bureau in Shanghai before launching China Rapid Finance. Dr. Wang also is the only Council Committee member of the China Association of Microfinance from the marketplace lending industry, and the Secretary of the Shanghai Financial Information Professional Committee, a branch of the Shanghai government trade association.

Founded by repeat entrepreneurs in 2018, Loft is Brazil’s first transactional marketplace for residential real estate, facilitating the purchase and sale of properties on behalf of individuals, brokers, and two publicly listed REITs managed by the company. By leveraging proprietary transaction data and an end-to-end digital workflow, Loft is bringing the Brazilian homebuying experience into the ecommerce age while integrating a multitude of adjacent service offerings. Loft was founded in 2018 and is based in São Paulo, Brazil.

Zibo Inc. develops a banking and payments platform for independent landlords. The company offers Zibo, a financial platform, which provides management of bank accounts, rent payments, rent collection automation, tax preparation, bank transfer, and credit card payment services. It also provides insurance services for residential rental properties. Zibo Inc. was formerly known as Project Pegasus Inc. and changed its name to Zibo Inc. in April 2019. The company was incorporated in 2018 and is based in Redwood City, California.

Roofstock, Inc. operates an online marketplace that enables investors to invest in real estate properties. It offers Roofstock, an online marketplace that enables users to invest in SFR homes; and provides research, analytics, and insights to evaluate and purchase independently certified properties. The company’s platform also enables buyers to access vetted homes with attractive investment profiles and cash flow potential; and sellers to market homes without losing income and disrupting tenants. Roofstock, Inc. was incorporated in 2014 and is headquartered in Oakland, California.

Flywire develops a vertical payments platform designed to simplify the global payment and receivables process. Its platform utilizes vertical-specific insight and technology to optimize the payment experience while eliminating operational challenges from invoicing to payment reconciliation, enabling organizations to improve operational efficiency and protect their customers from fraudulent activity. The company was founded in 2011 and is headquartered in Boston, Massachusetts.

LendUp Loans, LLC provides online lending services. It offers single-payment loans and installment loans. It also provides credit cards and online education courses. The company was founded in 2011 and is based in Oakland, California.

Collective operates as an online back-office platform designed for self-employed people. Its technology and a team of trusted advisors give its members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a thriving community- all in one platform. The company was founded in 2019 and is headquartered in San Francisco, California.

GreenSky, Inc., a technology company, provides point-of-sale financing and payment solutions to merchants, consumers, and banks. It offers a proprietary technology infrastructure that supports the full transaction lifecycle, including credit application, underwriting, real-time allocation to bank partners, document distribution, funding, settlement, and servicing functions. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Milo Credit, LLC provides home equity loans through its online platform to foreign and international customers in the United States. It offers new purchase, refinance, and cash out loans on condos, single family residences, townhouses, and commercial properties. Milo Credit, LLC was founded in 2018 and is based in Miami, Florida.

Ocrolus is a venture-backed FinTech company that uses Artificial Intelligence and crowdsourcing to automate financial review processes. The Company transforms e-statements, scans, and cell phone images, regardless of quality, into 99+% accurate digital data. It was founded in 2014 and is based in New York, United States.

True Link is a diversified financial services firm dedicated to protecting and increasing our customers' independence and quality of life. True Link provides greater independence and autonomy to people who are at financial risk when engaging with the world.

L2C is the nation's leading provider of advanced consumer scoring and analytics solutions. L2C leverages alternative payment and asset data to create new predictive credit, collection and marketing scores for over 260 million Americans. L2C’s clients include leading institutions in the financial service, retail, healthcare, automotive, telecommunication, and media and entertainment industries.

Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.

ClearScore is one of the leading FinTech businesses in the UK. They want to help everyone make better financial decisions, starting with free access to their credit score and report. With ClearScore, you can handle everything to do with credit in one place. From checking your credit report and score to learning how to manage your money, They’re constantly innovating to make their offering as clear and beautiful as possible. And it’s all free, forever. They have over 6 million users, are the UK’s no.1 credit checking service and are rapidly expanding.

Dorsata enables healthcare providers to make better decisions that are informed by data and best practices. The company provides teams of clinicians tools to build, share, and then use defined workflows, called care pathways, for efficient decision-making, documentation, and order entry. Leveraging these clinician-developed care pathways, Dorsata is committed to transforming healthcare from a cost-reduction and quality improvement standpoint. Dorsata was founded in 2011 and is headquartered in Washington, District of Columbia, United States.

Creditas is a financial technology company, operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Avant operates an online marketplace that provides users with access to personal loans to consolidate debt, pay unexpected medical expenses, and for family vacations. Through the use of big data and machine-learning algorithms, the company offers a customized approach to streamline credit options. The company caters to consumers in the United States and the United Kingdom. Headquartered in Chicago, Illinois, Avant was founded in November 2012.

StoryBlocks (videoblocks.com, audioblocks.com, graphicstock.com) is the first subscription-based provider of stock video and audio, providing its members with unlimited download access to a vast, and growing, library of royalty free content. StoryBlocks offers unlimited download access to stock video, motion backgrounds, production music, After Effects templates, sound effects, special effects and more. Customers range from leading television and movie production networks to pro-sumers and hobbyists looking to enhance their video projects and productions.

Audience Partners, LLC provides data-driven interactive advertising and direct marketing solutions for advertisers, direct marketing companies, and media organizations and publishers. It offers marketing services such as direct audience targeting, cookie and IP targeting, identifying audience segments, fraud prevention, and targeting consumers based on their current location, location history, offline purchase data, devices, and content. The company also develops CampaignGrid Direct that offers on-demand dashboard to measure the campaign performance and allows to personally monitor progress and its results. In addition, it assists clients in the healthcare industry, telecommunications, and political arena. The company was founded in 2008 and is based in Plymouth, Pennsylvania with additional offices in Washington, District of Columbia and New York, New York. As of March 2, 2017, Audience Partners, LLC operates as a subsidiary of Altice USA, Inc.

Founded in 2006, Convoke Systems, Inc., manages, automates, and accelerates accurate business information for the recovery of debt. The Company is a PCI Compliant Software-as-a-Service (SaaS) provider, delivering an on-demand platform and applications that manage access and delivery of data and information for the financial services and accounts receivable management industries (ARM) necessary to recover debt and conform to Federal State and Local laws and regulations. The Company is privately held, and has established relationships with leading financial institutions in the U.S.

Resolve Innovations, Inc. operates as a financial management platform. Its platform allows users to compare debt relief options and connect with debt relief providers. The company also provides tools to improve credit score, trim expenses, boost income, pay down debt, consolidate debt, reduce interest rates, and negotiate with creditors. Resolve Innovations, Inc. was founded in 2017 and is based in Oakland, California.

Konfio provides digital banking and software tools designed to boost small and mid-size enterprise's growth and productivity. It offers working capital loans, a corporate credit card, a loyalty program, and business productivity software tools. The company was founded in 2013 by David Arana and Francisco Padilla and is headquartered in Mexico City.

Zebit UK LTD, owned by Global Analytics Holdings, was closed down in 2014, and was absorbed by Lending Stream, another GAH company. ---- Zebit is a short-term lender that offers loans with flexible repayment options. You can take out a loan of up to £800 for a month to 7 months; Zebit lets you choose your repayment on a weekly or monthly basis. Zebit runs an affordability analysis on all applications to evaluate whether you would be able to repay the loan in a sustainable manner. Upon approval, Zebit will send the money to your bank account within 4 minutes* with no transfer or application fees (the time that it takes for cash to appear in your account will depend on your bank’s policies and procedures). Zebit accepts applications 24 hours a day, 7 days a week, even on bank holidays. Advantages 1. Upon approval, fund transfer initiated within 4 minutes* (the time that it takes for cash to appear in your account will depend on your bank’s policies and procedures). 2. Choose your repayment term – over 1 month up to 7 months. 3. Apply to borrow any amount, from £50 to £800. Disadvantages Lending of this type is an expensive form of credit that may be appropriate for short-term financial needs, but may not be appropriate for long-term borrowing - or if you are in financial difficulty. Terms and Conditions You need to be 18 years of age, or older, be in regular employment with a minimum monthly income of at least £400, and have a valid debit card and a working bank account. You should also be a UK resident. We currently do not lend to individuals who are self-employed. Costs, Rates & Fees Representative APR:1561.7% Representative Example:Annual Interest Rate: 314.7% (fixed).Total Amount of Credit: £100;Duration of Agreement:1 month; Total Cost of Credit: £25; Total Repayable: £ 125 on a loan of £100 for 1 month Extension:Not permitted **Please refer website to understand the fee structure and other details before you apply for a loan *Subject to loan approval, you will receive cash through Express Cash transfer option for free if supported by your bank. Zebit can initiate the transfer of funds into your account within 4 minutes after final approval of your loan subject to an assessment of affordability and creditworthiness.. The time that it takes for cash to appear in your account will depend on your bank’s policies and procedures

Bambee, Inc. develops a mobile application and platform to create performance improvement plans online. It offers human resource to HR policy and maintain compliance. It also provides online training courses. The company serves food and beverage, retail, entertainment, health care and medical, technology, education, hotels, security, insurance, caregivers, manufacturing, energy, customer support, construction, and non-profit industries. The company was founded in 2016 and is based in Santa Monica, California.

33Across is a technology company focused on solving the challenge of consumer attention for automated advertising. Our Attention Platform is the first programmatic solution to unify high-impact creative, quality supply, and true technology-driven scale. Brands can now deliver superior audience engagement while 33Across publishers benefit from the ability to drive more revenue for every ad placement, resulting in greater efficiency and an enhanced consumer experience..

We're the modern practice finance company, innovating for dentists, veterinarians, and other healthcare professionals like you. Today, more than ever — as our country perseveres through a global pandemic — we recognize the importance of healthcare providers. We call ourselves "Provide" in tribute to you.

MotoRefi, Inc. operates an automotive refinance origination platform. The company works with their lending partners to provide their customers with automotive loan offers that can reduce monthly payments and save interest. It products include auto refinance, auto insurance, total loss protection, key replacement, and cosmetic care package. MotoRefi, Inc. was founded in 2016 and is based in Alexandria, Virginia.

As of July 21, 2016, Breeze suspended operations. Breeze offers fleet management technology that modernizes car ownership by making it flexible and accessible to all. Breeze was launched in 2014 by [Jeff Pang](https://www.crunchbase.com/person/jeff-pang#/entity), [Ned Ryan](https://www.crunchbase.com/person/ned-ryan#/entity), and [Charlie Fang](https://www.crunchbase.com/person/charlie-fang#/entity). It is active in San Francisco, Los Angeles, Seattle, Chicago, Washington, and Boston, although the company is no longer accepting new customers (for its old leasing platform).

Solfácil purpose is to allow all people to invest in solar. We are the first solar investment platform in Brazil. We are a fintech with a innovative loan that allows consumers to switch their monthly cost with electricity into a great investment in a solar system. Consumers benefit from zero downpayment, up to 30% immediate savings, 20+ years of free electricity and ability to produce and consume clean energy.

YayPay builds modern accounts receivables management software powered by data science for finance, credit and collections teams. It serves mid-market and enterprise customers through automation of the credit to cash process with credit assessment, invoicing, collections management, online payment portal, cash application and predictive analytics. The company was founded in 2015 and is headquartered in New York.

GetGround is a platform to buy properties with a focus on helping their clients make the most of their money. They incorporate separate UK companies to hold each property. Adept at navigating the intricacies of today's financial world, they ensure your investment property works for you. Wherever you are, they bring together the right network, ideas and opportunities to achieve your goals. This laser focused approach draws on a wide range of specialist services and partners. They design creative solutions to allow you to protect and build your property portfolio.

Mission Lane LLC provides credit card services to subprime consumers. The company leverages advanced technology, data analytics, and machine learning to provide its services to the consumers. The company's digital self-service tools make it easier for customers to stay on top of their accounts, further helping them succeed in improving their credit scores. Mission Lane LLC was founded in 2018 and is headquartered in Atlanta, Georgia with additional offices in Richmond, Virginia; Pennsylvania; New York; New Jersey; and Toronto, Canada.

2U, Inc. operates as an education technology company in the United States, Hong Kong, South Africa, and the United Kingdom. It operates in two segments, Graduate Program Segment and Short Course Segment. The Graduate Program Segment targets students seeking a full graduate degree. The Short Course Segment targets working professionals seeking career advancement through skills attainment. The company builds, delivers, and supports online graduate programs and certificates for working adults through its 2U Operating System, a platform that provides front-end and back-end cloud-based SaaS technology and technology-enabled services to university clients. The company was formerly known as 2Tor Inc. and changed its name to 2U, Inc. in October 2012. 2U, Inc. was founded in 2008 and is headquartered in Lanham, Maryland.

Prosper is an online lending platform that connects people who want to borrow money with individuals and institutions. Its platform provides lists of loan requests with low, fixed-rate loans and no hidden fees or prepayment penalties, enabling clients to easily gain access to affordable personal loans and investors to earn solid returns via a data-driven underwriting model. The company was founded in 2005 and is headquartered in San Francisco, California.

Escale is a technology marketing and sales company. It is displacing the traditional outsourced agency & outsourced sales model, which has misaligned incentives, fails at leveraging data across online-to-offline conversion funnels and creates sub-par customer experiences. Via Escale's platform, it acquires customers for major B2C brands, managing the entire marketing and sales funnel from demand generation online through closing the final sales with our in-house performance sales center. It is paid 100% in a commission model for each customer it acquires and all marketing spend comes from its own investment to ensure they are truly aligned for performance and have full control over their own decisions. Escale was founded by Matthew Kligerman and Ken Diamond in 2013; and is headquartered in Sao Paulo, Brazil.

Albert is a financial service company that makes financial advice accessible and affordable. Albert Genius customers can chat directly with a financial expert about any money topic, build a personalized financial plan, and access the intelligent, automated investing of Portfolio by Genius for no additional cost. The company's free features include automatic savings, financial health monitoring, budgeting. and detailed spending reports, and Albert Instant, which offers customers a cash advance against their paycheck to help avoid overdrafts.

CircleUp is the investment platform providing capital and resources to innovative, early-stage consumer brands with a modern, scalable approach to private markets. CircleUp is comprised of internally-managed equity funds, a credit program, and an Insights & Connections team - all powered by Helio, CircleUp's proprietary machine learning platform. Helio collects and analyzes billions of data points to evaluates 1.3 million consumer businesses and predict future business success.

Roofstock is an online marketplace for investing in leased single-family rental homes in a transparent and low-friction way. The company provides its clients with research, analytics, and insights to evaluate and purchase independently certified properties at set prices. It enables its investors to treat their real estate investments more like stock portfolios, focusing on asset allocation, rather than researching, and buying vacant homes that need to be repaired and leased. Founded in 2015, Roofstock gets its funding from Bain Capital, Ron Conway, Khosla Ventures, Marc Benioff, and other investment companies. It is headquartered in Oakland, California.

LendUp Loans, LLC provides online lending services. It offers single-payment loans and installment loans. It also provides credit cards and online education courses. The company was founded in 2011 and is based in Oakland, California.

CARD.com is the leader in affinity branded prepaid cards. The company expertly crafts financial products that speak to the passions of consumers while providing a banking solution that fits seamlessly into today's mobile lifestyles. CARD offers 8,000 personalized card designs including Tom Brady, Alvin Kamara and Todd Gurley of the NFLPA and brands like Hallmark, Betty Boop, Star Trek, Care Bears, Sonic the Hedgehog and more. For more information visit www.card.com.

Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

Zinobe has operated in Colombia since 2012 and develops online financial products for the consumer and small business sectors. The company is focused on using technology to provide the highest level of customer experience and has developed a data centric credit model to help target underserved markets in Colombia. Zinobe is backed by firms such as QED Investors, a U.S. based venture capital firm specializing in disruptive financial services companies in the U.S., U.K. and Latin America. For more information, please visit www.zinobe.com, www.lineru.com.

Wagestream allows your employees to have complete control over when they get paid. It effectively ends the need for employee advances, loans and employee stress suffered from short term, unplanned financial obligations. Mission 1#: Provide Financial Freedom to UK workers. Mission 2#: Destroy the Pay Day Loan industry. Ahmee.

Onswipe is a platform that provides a way for publishers of all sizes to make their content and advertising a beautiful experience on touch-enabled devices via Web browser. With Onswipe, media content and advertising will appear and function as they do on native websites and applications, providing a magazine-like experience on touch devices. Onswipe addresses a growing industry need with tablet use on the rise.

Ocrolus is a venture-backed FinTech company that uses Artificial Intelligence and crowdsourcing to automate financial review processes. The Company transforms e-statements, scans, and cell phone images, regardless of quality, into 99+% accurate digital data. It was founded in 2014 and is based in New York, United States.

Betterfly is a purpose-driven wellbeing and insurance platform that empowers organizations and employees to improve their health and wellbeing while making an impact in their communities. Its unique approach to employee wellbeing rewards good habits with life insurance coverage that grows every day and converts every healthy activity into a charitable donation. It was founded in 2018 and is based in Santiago, Chile.

Rest Less is a social enterprise startup offering jobs, volunteering and guidance for the over 50s. The online platform offers fulfilling opportunities to work, volunteer or find a new career path.

AddThis provide online marketers easy-to-use tools to deliver personalized experiences to users across the web. Over 15 million domains reaching 2B unique users, leverage the AddThis platform to drive traffic and engagement. <a href="https://luckypatcherforum.com/modded-play-store/">Modded Pay Store</a> The company leverages a footprint of 1 trillion page views yearly to power their unique offering.

Founded by several Financial Advisors that had spent 15 years managing money for very wealthy clients, blooom has become of the nation’s fastest growing robo-advisors with a specific focus on helping any American with a workplace retirement account like a 401k or 403b. Blooom is a Registered Investment Advisor with the SEC, and aims to scale fiduciary best practices on low fees, and appropriate asset allocation and diversification, to millions of Americans who have workplace retirement accounts, yet no access to a financial advisor and no desire to "DIY it."

Bloomspot provides exclusive offers for renowned local restaurants, spas, salons, weekend getaways, events, and international resorts. A highly targeted member base, expertly sourced partners, and individually designed promotions ensures member satisfaction and profitability for merchant partners. Bloomspot has featured the highest-rated experiences including 100 Zagat-rated restaurants and AAA Four Diamond hotels in some of the largest U.S. markets.

In minu, we are revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. We work with HR areas of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Goodlord’s mission is to make renting simple and transparent for everyone involved by using its mobile-friendly technology to streamline the lettings process for agents, landlords and tenants. Its cloud-based software digitises tenancy creation and progression, allowing Goodlord to cut pointless, time-consuming administration for agents while transforming the tenant and landlord experience. Goodlord also provides a shop-front for agents to easily offer services which provide more value to their tenants and landlords, such as insurance and utility services.

Prosper is an online lending platform that connects people who want to borrow money with individuals and institutions. Its platform provides lists of loan requests with low, fixed-rate loans and no hidden fees or prepayment penalties, enabling clients to easily gain access to affordable personal loans and investors to earn solid returns via a data-driven underwriting model. The company was founded in 2005 and is headquartered in San Francisco, California.

GuiaBolso is a digital hub that connects Brazilian consumers to financial products via an in-app marketplace with real-time origination. As a company in Brazil with proprietary bank account aggregation technology and offering free credit bureau reports, GuiaBolso gives users a complete view of finances and provides bank partners with unparalleled data analysis and credit modeling. This creates a very positive dynamic for both, for example, GuiaBolso users now have access to a selection of fairly-priced loans based on actual credit risk, quite revolutionary in a country without a national credit score and with the world’s highest interest spreads. The company mission is to improve people’s well-being by providing the complete information needed to make better financial decisions.

About Orchard Orchard Platform has built a centralized marketplace where loan originators and institutional investors can come together to explore and evaluate opportunities for funding, buying, and selling loans. By providing a global network of institutional buyers and sellers with high-quality data services, advanced analytics and reporting, and robust capital management tools through an innovative, end-to-end platform, Orchard has created a smarter way for participants in the private credit markets to interact, evaluate deals, and move forward with simple and complex transactions more efficiently. Orchard Platform does not provide legal advice, tax advice, or accounting advice. Before making any investment or executing any transaction, you should consult with your legal, tax, and accounting advisors with respect to the suitability, value, and risk of such investment or transaction. Investment advisory services are provided to clients by Orchard Platform Advisors, LLC, an SEC-registered investment adviser headquartered in New York, N.Y. Orchard produces the Orchard U.S. Consumer Marketplace Lending Index—the only industry-wide direct lending performance benchmark—and has been named one of the Next Billion Dollar Startups by Forbes. The commentary and insights posted on its blog, and the data and research available to everyone on its platform, have cemented Orchard as a thought leader in its industry. For more information, visit www.orchardplatform.com. About Orchard Platform Markets, LLC Orchard Platform Markets, LLC is a wholly-owned subsidiary of Orchard App Inc., and is an SEC-registered broker-dealer and member of FINRA and SIPC. The mission of Orchard Platform Markets, LLC is to provide a transparent, technologically optimized platform for loan originators and institutional investors to safely and securely connect, evaluate potential deals, and move forward with multiple types of transactions. For more information, visit www.orchardplatformmarkets.com.

Dorsata enables healthcare providers to make better decisions that are informed by data and best practices. The company provides teams of clinicians tools to build, share, and then use defined workflows, called care pathways, for efficient decision-making, documentation, and order entry. Leveraging these clinician-developed care pathways, Dorsata is committed to transforming healthcare from a cost-reduction and quality improvement standpoint. Dorsata was founded in 2011 and is headquartered in Washington, District of Columbia, United States.

As of June 29, 2017, Knip AG was acquired by Komparu B.V.. Knip AG develops an application software that allows users to manage their insurances. The application offers users a biannual review of their finances to provide them with tariffs and products. Knip AG was founded in 2013 and is based in Zurich, Switzerland.

Konfio provides digital banking and software tools designed to boost small and mid-size enterprise's growth and productivity. It offers working capital loans, a corporate credit card, a loyalty program, and business productivity software tools. The company was founded in 2013 by David Arana and Francisco Padilla and is headquartered in Mexico City.

MediaMath, Inc. develops and delivers digital advertising media and data management technology solutions to advertisers worldwide. The company’s TerminalOne platform activates data, automates execution, and optimizes advertising interactions across addressable media. Its Omnichannel programmatic marketing platform activates predictive audience to enhance one-to-one customer conversations; accesses Omnichannel media at scale to deliver relevance of context and message; closes the loop between measurement and optimization with machine learning; and leverages people in the business. The company also provides professional services in the areas of programmatic strategy and optimization, analytics, technology support, and advertising operations; and training and certification programs focusing on digital marketing. MediaMath, Inc. was founded in 2007 and is headquartered in New York, New York with additional offices in San Francisco and Santa Monica, California; Boston, Massachusetts; Chicago, Illinois; Miami, Florida; Durham, North Carolina; London, United Kingdom; Madrid, Spain; Berlin; Singapore; Tokyo, Japan; Sao Paulo, Brazil; Sydney and Melbourne, Australia; and Bengaluru, India.

Creditas is a financial technology company, operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Sociogramics launched in 2011 on the premise that existing scores and methods for sorting and assigning consumer behaviors are obsolete in an era of Big Data. We are leveraging emerging data sets coupled with our team's machine learning expertise to fundamentally improve online identity, employment and income verification.

DriveFactor is a consolidated contractors company that offers a range of insurance telematics technology solutions. The DriveFactor platform is built on a dynamic, scalable architecture, accepting data from any input method and enabling easy sharing with business partners. The team has built its technology and apps for insurance, and applies its expertise to help clients customize telematics solutions to meet their short- and long-term needs. It was founded in 2010 and is based in Glen Allen, Virginia, USA.

Creditas is a financial technology company, operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

33Across is a technology company focused on solving the challenge of consumer attention for automated advertising. Our Attention Platform is the first programmatic solution to unify high-impact creative, quality supply, and true technology-driven scale. Brands can now deliver superior audience engagement while 33Across publishers benefit from the ability to drive more revenue for every ad placement, resulting in greater efficiency and an enhanced consumer experience..

MediaMath, Inc. develops and delivers digital advertising media and data management technology solutions to advertisers worldwide. The company’s TerminalOne platform activates data, automates execution, and optimizes advertising interactions across addressable media. Its Omnichannel programmatic marketing platform activates predictive audience to enhance one-to-one customer conversations; accesses Omnichannel media at scale to deliver relevance of context and message; closes the loop between measurement and optimization with machine learning; and leverages people in the business. The company also provides professional services in the areas of programmatic strategy and optimization, analytics, technology support, and advertising operations; and training and certification programs focusing on digital marketing. MediaMath, Inc. was founded in 2007 and is headquartered in New York, New York with additional offices in San Francisco and Santa Monica, California; Boston, Massachusetts; Chicago, Illinois; Miami, Florida; Durham, North Carolina; London, United Kingdom; Madrid, Spain; Berlin; Singapore; Tokyo, Japan; Sao Paulo, Brazil; Sydney and Melbourne, Australia; and Bengaluru, India.

GuiaBolso is a digital hub that connects Brazilian consumers to financial products via an in-app marketplace with real-time origination. As a company in Brazil with proprietary bank account aggregation technology and offering free credit bureau reports, GuiaBolso gives users a complete view of finances and provides bank partners with unparalleled data analysis and credit modeling. This creates a very positive dynamic for both, for example, GuiaBolso users now have access to a selection of fairly-priced loans based on actual credit risk, quite revolutionary in a country without a national credit score and with the world’s highest interest spreads. The company mission is to improve people’s well-being by providing the complete information needed to make better financial decisions.

OpenInvest is a Public Benefit Corporation and asset manager that uses technology to mainstream customized ethical investing. OpenInvest is a YCombinator and Andreessen Horowitz-backed startup powering the post-fund future. Their team of senior technologists from the hedge fund industry and civil society leaders is first tackling under-served markets in customized ESG asset management. With seed funding, the team has built fully integrated and proprietary direct-indexing construction, management, trading, proxy voting, and UX systems that now serve thousands of customers. Founded in 2015, the company is headquartered in San Francisco, California, United States.

Amount, Inc. designs and develops mobile banking solutions for financial institutions. The company offers Amount 360, a cloud-based solution that provides full-stack solutions, omnichannel integration, mitigation strategies, integration hubs, and a proprietary fraud model. The company also offers solutions for personal loans, credit cards, deposit accounts, and point-of-sale. Amount, Inc. was incorporated in 2018 and is based in Chicago, Illinois.

Albert is a financial service company that makes financial advice accessible and affordable. Albert Genius customers can chat directly with a financial expert about any money topic, build a personalized financial plan, and access the intelligent, automated investing of Portfolio by Genius for no additional cost. The company's free features include automatic savings, financial health monitoring, budgeting. and detailed spending reports, and Albert Instant, which offers customers a cash advance against their paycheck to help avoid overdrafts.

Founded by repeat entrepreneurs in 2018, Loft is Brazil’s first transactional marketplace for residential real estate, facilitating the purchase and sale of properties on behalf of individuals, brokers, and two publicly listed REITs managed by the company. By leveraging proprietary transaction data and an end-to-end digital workflow, Loft is bringing the Brazilian homebuying experience into the ecommerce age while integrating a multitude of adjacent service offerings. Loft was founded in 2018 and is based in São Paulo, Brazil.

Credit Karma is a personal finance company that's focused on helping everyone make financial progress. Whether they're interested in getting a better deal on a loan, looking for ways to save, or simply monitoring their credit, Credit Karma offers a range of tools and personalized recommendations designed to help them make the most of their money. With more than 60 million members, Credit Karma helps people gain insight into their finances and credit information – and ultimately, improve their financial standing. Credit Karma was established in 2007 and is based in San Francisco, California.

The Muse is an internet company that offers an online career platform that provides job listings and advice to people. It offers expert advice, including work relationships, job switch, work-life balance, as well as working abroad. It was founded in 2011 and headquartered in New York, United States.

Mobile Posse, Inc. provides mobile content discovery solutions that help wireless carriers and device manufacturers capitalize on the mobile advertising economy. It offers First Feed, a mobile content discovery platform on handsets that allows carriers’ customers to opt in to receive engaging daily content; a CRM solution that enables direct customer outreach to resolve issues; and a web portal, which provides engaging default home pages that turn cost centers into profit centers. The company was founded in 2005 and is based in Arlington, Virginia with an additional office in New York, New York. As of February 28, 2020, Mobile Posse, Inc. operates as a subsidiary of Digital Turbine Media, Inc.

Remitly is a mobile payment service that enables consumers to conveniently make person-to-person international money transfers from the United States. Its online service is disrupting the $588 billion a year industry by using the latest technology and mobile devices to eliminate unnecessary forms, codes, agents, extra time and fees tied to the traditional money transfer process. As a licensed money transmitter, Remitly currently operates in 49 states and Washington, D.C., and spends millions of dollars to thousands of customers each month. Remitly is backed by Stripes Group, DFJ, Vulcan Capital, QED, Trilogy Equity Partners, DN Capital, Founders Co-Op, Bezos Expeditions, and TomorrowVentures.

Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.

Agilis is a financial services company that intends to disrupt the asset-backed secured lending in Argentina by becoming the leading online lending platform. By putting a property as a backup of the loan, lenders can finance at a lower rate and a much longer term than with a personal loan.

Konfio provides digital banking and software tools designed to boost small and mid-size enterprise's growth and productivity. It offers working capital loans, a corporate credit card, a loyalty program, and business productivity software tools. The company was founded in 2013 by David Arana and Francisco Padilla and is headquartered in Mexico City.

Koofers, Inc. offers a consumer Internet platform for students that provides access to testbanks, practice exams, professor ratings and grade distribution data, flashcards, and a class schedule maker. It also offers an enterprise campus recruiting solution that allows employers and recruiting companies to find and vet through college students looking for internships and full job time opportunities. Koofers, Inc. was founded in 2008 and is based in Blacksburg, Virginia.

Signifyd, Inc. operates an API that helps e-commerce businesses to control fraud while doing business. The company offers E-Commerce Assurance, an API supported by a cloud platform that protects online retailers in the case of chargebacks and automates fraud prevention; and Signifyd Chargeback Recovery that allow merchants to address various types of chargebacks. It serves Fortune 1000 companies and Internet retailers. Signifyd, Inc. was formerly known as Trusted Patterns, Inc. The company was founded in 2011 and is based in San Jose, California with an additional headquarters in London, United Kingdom.