Milo Credit, LLC is a financial technology company based in Miami, Florida, specializing in home equity loans for international customers in the United States. Founded in 2018, Milo offers a range of loan products, including new purchase, refinance, and cash-out loans for various property types such as condos, single-family residences, townhouses, and commercial properties. The company aims to transform the way global consumers access credit by providing an efficient online platform that enables rapid loan processing, often closing loans within days. With a commitment to solving real financial challenges, Milo has established itself as a leading solution for global consumers seeking home credit.
Cobre is powering companies to become workplace banks with private label technology that will give low wage employees access to financial products
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
Azibo is a financial services platform based in Reno, Nevada, that caters to the needs of small real estate owners. Founded in 2018, Azibo offers a comprehensive digital banking solution designed to streamline property management tasks. The platform enables users to collect applications, screen tenants, generate and e-sign leases, manage rent collection, and handle accounting and financial reporting. Additionally, it simplifies maintenance management and facilitates banking and bill payments. By automating these processes, Azibo enhances operational efficiency and reduces the administrative burden associated with managing rental properties.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Cora is a digital bank based in São Paulo, Brazil, focused on providing financial services to self-employed individuals and small to medium-sized enterprises (SMEs). Currently operating in closed beta, the company plans to launch a free mobile account specifically for SMEs, with future offerings including a range of payment solutions, credit products, and financial management tools. Cora aims to simplify the financial management process for its clients by offering a customer-centric platform that addresses the unique needs of small businesses, helping them navigate the complexities of day-to-day finance while reducing bureaucracy and repetitive tasks. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora is dedicated to empowering entrepreneurs through accessible financial solutions.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Cora is a digital bank based in São Paulo, Brazil, focused on providing financial services to self-employed individuals and small to medium-sized enterprises (SMEs). Currently operating in closed beta, the company plans to launch a free mobile account specifically for SMEs, with future offerings including a range of payment solutions, credit products, and financial management tools. Cora aims to simplify the financial management process for its clients by offering a customer-centric platform that addresses the unique needs of small businesses, helping them navigate the complexities of day-to-day finance while reducing bureaucracy and repetitive tasks. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora is dedicated to empowering entrepreneurs through accessible financial solutions.
Milo Credit, LLC is a financial technology company based in Miami, Florida, specializing in home equity loans for international customers in the United States. Founded in 2018, Milo offers a range of loan products, including new purchase, refinance, and cash-out loans for various property types such as condos, single-family residences, townhouses, and commercial properties. The company aims to transform the way global consumers access credit by providing an efficient online platform that enables rapid loan processing, often closing loans within days. With a commitment to solving real financial challenges, Milo has established itself as a leading solution for global consumers seeking home credit.
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.
Zibo Inc. develops a banking and payments platform for independent landlords. The company offers Zibo, a financial platform, which provides management of bank accounts, rent payments, rent collection automation, tax preparation, bank transfer, and credit card payment services. It also provides insurance services for residential rental properties. Zibo Inc. was formerly known as Project Pegasus Inc. and changed its name to Zibo Inc. in April 2019. The company was incorporated in 2018 and is based in Redwood City, California.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.
Mission Lane LLC specializes in providing credit card services to subprime consumers, aiming to facilitate access to responsible credit on transparent terms. Founded in 2018 and headquartered in Atlanta, Georgia, the company utilizes advanced technology, data analytics, and machine learning to enhance the customer experience. Mission Lane offers digital self-service tools that empower customers to manage their accounts effectively and work towards improving their credit scores. The company is dedicated to creating fair and clear credit solutions, ensuring that its terms are straightforward and accessible compared to other options in the market. By focusing on customer success, Mission Lane fosters a mutually beneficial relationship where both the company and its clients thrive together.
Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.
Corpay One, formerly known as Roger.ai, is a financial technology company specializing in bill payment and accounts payable automation for small and medium-sized businesses. The platform enables users to manage their financial tasks efficiently by automating workflows related to bill payments, approvals, compliance, and expenses. Users can pay any bill or invoice quickly, often in less than a second, significantly reducing the time spent on accounts payable management. The application also offers features such as automated recognition of recurring bills and insights into past expenditures, enhancing users' financial oversight. Founded in 2017 and headquartered in Copenhagen, Corpay One is designed to streamline daily financial operations for both businesses and accountants.
Zinobe has operated in Colombia since 2012 and develops online financial products for the consumer and small business sectors. The company is focused on using technology to provide the highest level of customer experience and has developed a data centric credit model to help target underserved markets in Colombia. Zinobe is backed by firms such as QED Investors, a U.S. based venture capital firm specializing in disruptive financial services companies in the U.S., U.K. and Latin America. For more information, please visit www.zinobe.com, www.lineru.com.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Coru, formerly known as ComparaGuru.com, is a financial management platform based in Mexico that leverages machine learning and artificial intelligence to facilitate financial progress for its users. The platform simplifies the process of selecting financial products by intelligently matching individuals with options that best suit their needs. In addition to its automated services, Coru provides personalized assistance through one-on-one consultations with financial experts, ensuring that customers receive tailored guidance. This approach aims to enhance the overall customer experience and empower users to make informed financial decisions with confidence.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
LendUp Loans, LLC is an online lending service based in Oakland, California, founded in 2011. The company focuses on providing financial solutions for individuals who struggle with access to mainstream banking due to poor credit or unstable incomes. LendUp offers a variety of credit products, including single-payment loans, installment loans, and credit cards, while also integrating educational resources into their offerings. This approach aims to empower borrowers by equipping them with the knowledge and tools needed to improve their financial health and break free from cycles of debt. The company's technology and products are developed in-house, reflecting its commitment to creating accessible financial solutions for underserved populations.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
ClearScore is a prominent FinTech company based in the UK that aims to empower individuals to make informed financial decisions. The platform offers free access to credit scores and reports, providing users with a comprehensive tool to manage their credit information. With over 6 million users, ClearScore serves as the leading credit checking service in the UK, allowing individuals to monitor their credit status while also offering resources to improve their financial well-being. The company focuses on helping users consolidate personal debts and explore low-interest loan options, thereby encouraging responsible financial management and planning for the future. ClearScore continues to innovate its services to enhance user experience, maintaining a commitment to providing free access to its offerings.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
CARD Corporation specializes in providing prepaid debit card solutions that cater to the diverse interests of consumers. Established in 2012 and headquartered in Santa Monica, California, the company offers a wide array of personalized card designs, featuring popular figures from sports and entertainment, such as NFL players and iconic brands. CARD.com enables users to manage their finances efficiently through services like online bill pay, direct deposit, and access to a network of ATMs for cash withdrawals. The platform functions as a comprehensive banking solution, allowing customers to perform a variety of transactions seamlessly, including point-of-sale purchases and online payments. CARD Corporation has formed strategic partnerships with entities like Paws Incorporated and Meta Financial Group, enhancing its service offerings and reach in the financial technology landscape.
CARD Corporation specializes in providing prepaid debit card solutions that cater to the diverse interests of consumers. Established in 2012 and headquartered in Santa Monica, California, the company offers a wide array of personalized card designs, featuring popular figures from sports and entertainment, such as NFL players and iconic brands. CARD.com enables users to manage their finances efficiently through services like online bill pay, direct deposit, and access to a network of ATMs for cash withdrawals. The platform functions as a comprehensive banking solution, allowing customers to perform a variety of transactions seamlessly, including point-of-sale purchases and online payments. CARD Corporation has formed strategic partnerships with entities like Paws Incorporated and Meta Financial Group, enhancing its service offerings and reach in the financial technology landscape.
GreenSky, Inc., a technology company, provides point-of-sale financing and payment solutions to merchants, consumers, and banks. It offers a proprietary technology infrastructure that supports the full transaction lifecycle, including credit application, underwriting, real-time allocation to bank partners, document distribution, funding, settlement, and servicing functions. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
Credit Karma is a personal finance company founded in 2007 and headquartered in San Francisco, California. It aims to assist individuals in making informed financial decisions by providing free access to credit reports and personalized financial advisory services. With a membership base exceeding 100 million, Credit Karma offers various tools and recommendations that help users secure better loan deals, save money, and monitor their credit status. The company's mission is to empower people to understand their finances and enhance their financial well-being.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.
CARD Corporation specializes in providing prepaid debit card solutions that cater to the diverse interests of consumers. Established in 2012 and headquartered in Santa Monica, California, the company offers a wide array of personalized card designs, featuring popular figures from sports and entertainment, such as NFL players and iconic brands. CARD.com enables users to manage their finances efficiently through services like online bill pay, direct deposit, and access to a network of ATMs for cash withdrawals. The platform functions as a comprehensive banking solution, allowing customers to perform a variety of transactions seamlessly, including point-of-sale purchases and online payments. CARD Corporation has formed strategic partnerships with entities like Paws Incorporated and Meta Financial Group, enhancing its service offerings and reach in the financial technology landscape.
LendUp Loans, LLC is an online lending service based in Oakland, California, founded in 2011. The company focuses on providing financial solutions for individuals who struggle with access to mainstream banking due to poor credit or unstable incomes. LendUp offers a variety of credit products, including single-payment loans, installment loans, and credit cards, while also integrating educational resources into their offerings. This approach aims to empower borrowers by equipping them with the knowledge and tools needed to improve their financial health and break free from cycles of debt. The company's technology and products are developed in-house, reflecting its commitment to creating accessible financial solutions for underserved populations.
BlueYield, Inc. operates as a consumer auto finance lending exchange, providing access to a variety of auto loans, including options for both new and used vehicles from franchise and non-franchise dealers, as well as refinance and lease buyouts. The company also offers custom software tools that enable lenders to connect with consumers, monitor portfolio performance, and leverage predictive analytics. Additionally, BlueYield provides lender development, management, and connectivity solutions, along with private-label affinity automotive financing programs. Founded in 2008 and based in Aliso Viejo, California, BlueYield serves a diverse clientele that includes lenders, lead sources, affinity groups, and consumers. As of August 2016, BlueYield operates as a subsidiary of Ally Financial Inc.
Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.
Zebit UK LTD
Series D in 2012
Zebit UK LTD, owned by Global Analytics Holdings, was closed down in 2014, and was absorbed by Lending Stream, another GAH company. ---- Zebit is a short-term lender that offers loans with flexible repayment options. You can take out a loan of up to £800 for a month to 7 months; Zebit lets you choose your repayment on a weekly or monthly basis. Zebit runs an affordability analysis on all applications to evaluate whether you would be able to repay the loan in a sustainable manner. Upon approval, Zebit will send the money to your bank account within 4 minutes* with no transfer or application fees (the time that it takes for cash to appear in your account will depend on your bank’s policies and procedures). Zebit accepts applications 24 hours a day, 7 days a week, even on bank holidays. Advantages 1. Upon approval, fund transfer initiated within 4 minutes* (the time that it takes for cash to appear in your account will depend on your bank’s policies and procedures). 2. Choose your repayment term – over 1 month up to 7 months. 3. Apply to borrow any amount, from £50 to £800. Disadvantages Lending of this type is an expensive form of credit that may be appropriate for short-term financial needs, but may not be appropriate for long-term borrowing - or if you are in financial difficulty. Terms and Conditions You need to be 18 years of age, or older, be in regular employment with a minimum monthly income of at least £400, and have a valid debit card and a working bank account. You should also be a UK resident. We currently do not lend to individuals who are self-employed. Costs, Rates & Fees Representative APR:1561.7% Representative Example:Annual Interest Rate: 314.7% (fixed).Total Amount of Credit: £100;Duration of Agreement:1 month; Total Cost of Credit: £25; Total Repayable: £ 125 on a loan of £100 for 1 month Extension:Not permitted **Please refer website to understand the fee structure and other details before you apply for a loan *Subject to loan approval, you will receive cash through Express Cash transfer option for free if supported by your bank. Zebit can initiate the transfer of funds into your account within 4 minutes after final approval of your loan subject to an assessment of affordability and creditworthiness.. The time that it takes for cash to appear in your account will depend on your bank’s policies and procedures
Klarna is a payment solutions provider that specializes in eCommerce, offering services for both consumers and merchants in several countries, including Sweden, Germany, Austria, Switzerland, and Norway. Founded in 2005 and headquartered in Stockholm, Klarna enables shoppers to select how and when to pay for their purchases through a variety of options such as card payments, direct banking, and installment plans. The company is particularly known for its "buy now, pay later" model, which allows consumers to finance retail purchases without interest over time. For merchants, Klarna provides a comprehensive suite of services that includes technology solutions, credit risk management, and customer administration, facilitating a streamlined shopping experience both online and in-store.
TransUnion is one of the three major credit bureaus in the United States, specializing in consumer information essential for credit approval. The company offers a comprehensive suite of services, including credit alerts, credit reports, and credit scores, aimed at enhancing financial transparency and security. Additionally, TransUnion provides fraud detection and analytical services to help businesses make informed decisions. With a presence in over 30 countries, the company generates approximately a quarter of its revenue from international markets. TransUnion Healthcare, a subsidiary established in 2003, focuses on improving health and financial outcomes within the healthcare ecosystem by fostering trust and simplicity. Based in Chicago, Illinois, TransUnion is dedicated to providing total credit protection and supporting consumers and businesses alike.
L2C is the nation's leading provider of advanced consumer scoring and analytics solutions. L2C leverages alternative payment and asset data to create new predictive credit, collection and marketing scores for over 260 million Americans. L2C’s clients include leading institutions in the financial service, retail, healthcare, automotive, telecommunication, and media and entertainment industries.
GAIN Credit, Inc. is an analytics company specializing in providing credit solutions to underserved customers. The company offers various lending products, including Drafty, a flexible line-of-credit solution that allows customers to set their own borrowing limits; Lending Stream, a provider of six-month digital loans in the United Kingdom; and OYE, which digitizes the unsecured loan process. Founded in 2003 and headquartered in San Diego, California, GAIN Credit also has offices in London, United Kingdom, and Chennai and Delhi, India. The company focuses on leveraging advanced analytics and technology to enhance its lending offerings, aiming to improve access to credit for those who may not fully benefit from traditional financial services.
Credit Karma is a personal finance company founded in 2007 and headquartered in San Francisco, California. It aims to assist individuals in making informed financial decisions by providing free access to credit reports and personalized financial advisory services. With a membership base exceeding 100 million, Credit Karma offers various tools and recommendations that help users secure better loan deals, save money, and monitor their credit status. The company's mission is to empower people to understand their finances and enhance their financial well-being.
China Rapid Finance is an online consumer lending marketplace serving online users and China’s emerging middle class. The Company provides consumer credit access to the world’s largest untapped market, expected to grow to more than RMB 5.4 trillion (US $870 billion) by 2020. Its technology enables socially inclusive financing to the most creditworthy individuals, serving a potential 500 million consumers who are economically active but never have had access to bank credit. China Rapid Finance is a recognized technology innovator and has transformed China’s consumer credit landscape with its introduction of the most advanced omni-channel borrower acquisition system and proprietary Big Data analytics technology platform featuring an end-to-end automated credit decisioning system. It has a proven track record in credit risk management, transparency and a culture focused on innovation with more than 5,000 employees and 80 data verification centers across China. China Rapid Finance was founded in 2001 by Mr. Zane Wang, PhD, one of China’s leading experts in consumer credit market innovation and lending marketplace technology. Prior to founding China Rapid Finance, Dr. Wang received his PhD in Statistics from the University of Illinois at Chicago and started his career in the United States, serving as Head of Analytics for Sears Credit – the world’s largest retail credit card portfolio, subsequently acquired by Citibank. Upon returning to China, Dr. Wang advised the People’s Bank of China on the creation of China’s national credit bureau and the first functioning credit bureau in Shanghai before launching China Rapid Finance. Dr. Wang also is the only Council Committee member of the China Association of Microfinance from the marketplace lending industry, and the Secretary of the Shanghai Financial Information Professional Committee, a branch of the Shanghai government trade association.