QED Investors

Félix is a chat-based platform that facilitates cross-border payments for Latinos in the United States, allowing them to send money abroad easily. By integrating blockchain technology and artificial intelligence, Félix aims to transform the remittance process, making it more efficient and user-friendly. The platform employs natural language processing to simplify and automate transactions, enabling customers to transfer funds between countries with minimal hassle.

Capim is a Brazilian fintech company specializing in "Buy Now, Pay Later" (BNPL) solutions tailored for the dental sector. The company's platform provides essential digital tools that assist dental clinics in managing their operations while enhancing patient access to treatments. By offering point-of-sale BNPL options, Capim enables patients to finance their dental care without relying on traditional credit card installment payments. Additionally, the platform facilitates the creation, sending, and management of invoices, allowing dental professionals to streamline their financial processes and improve patient retention. Through strategic partnerships with clinics and offices, Capim supports dentists in delivering risk-free treatment financing, ultimately benefiting both practitioners and patients.

Raenest is a financial technology company that simplifies invoicing and payment processes for startups and freelancers, particularly in Africa. It allows users to send and receive invoices in various currencies, facilitating seamless cross-border transactions. The platform provides tools for automated onboarding, verification, and salary disbursement, enabling businesses to manage payments efficiently. By offering features like virtual cards, Raenest helps companies coordinate payments, ensure compliance, and manage expenses more effectively. Its services support fast and cost-effective money transfers, making it easier for businesses to engage with freelancers, contractors, and vendors globally.

Kanastra operates as a technology-driven back office for alternative investments, focusing on private credit and private equity. The company has developed an asset management platform that addresses inefficiencies in the securitization market. This platform provides a range of services, including bank services, debt issuance, bookkeeping, and distribution. It also supports passive management and mirroring while offering real-time analytics and structured data. By leveraging technology, Kanastra aims to facilitate a seamless investment experience, allowing investors and originators to operate more efficiently and with greater freedom.

Habitto is a fintech platform focused on alleviating financial anxiety by helping customers cultivate good money habits. It offers a mobile application that provides financial advice and insights tailored to the Japanese market. Through its user-friendly interface, Habitto facilitates digital onboarding and eKYC, allowing users to easily access and manage their finances. The platform features a variety of investment and insurance products, empowering customers to achieve their financial goals while ensuring they have the necessary coverage. By delivering personalized advice and a convenient experience, Habitto aims to enhance users' financial wellbeing.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Plumery operates a digital engagement platform designed to assist banks in delivering enhanced mobile and web experiences for their customers. The company focuses on developing and maintaining advanced features and functionalities that leverage the latest technology and innovations. By facilitating the implementation of these digital solutions, Plumery aims to help banks of all sizes accelerate their digital initiatives and establish a strong foundation for future success.

Finkargo is a financial services company based in Bogota, Colombia, that focuses on providing trade financing solutions for small and medium-sized enterprises (SMEs) in Latin America. Founded in 2021, Finkargo aims to accelerate international trade operations by offering an import financing platform that integrates automated credit scoring and access to necessary capital. The company enables SMEs to enhance their sales and manage logistics more effectively by providing logistical and technological support, as well as fair pricing aligned with the needs of these businesses.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

Payabli is a payment infrastructure and monetization platform designed for software companies, emphasizing that these businesses should integrate payments into their core operations. Founded by industry veterans with extensive experience in payments technology and software as a service (SaaS), Payabli provides developer-friendly solutions for both payment acceptance and issuance. Its platform includes features such as payment gateways, accounts payable, vendor management, and payment reconciliation, which help clients streamline their payment processes. By enabling companies to enhance customer lifetime value and drive revenue, Payabli aims to simplify the complexities of payment operations and deliver a superior experience for both merchants and their customers.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Kanastra operates as a technology-driven back office for alternative investments, focusing on private credit and private equity. The company has developed an asset management platform that addresses inefficiencies in the securitization market. This platform provides a range of services, including bank services, debt issuance, bookkeeping, and distribution. It also supports passive management and mirroring while offering real-time analytics and structured data. By leveraging technology, Kanastra aims to facilitate a seamless investment experience, allowing investors and originators to operate more efficiently and with greater freedom.

Footprint is a developer of an identity verification platform designed to enhance how companies gather and manage user information. The platform offers tools for verifying, authenticating, and securing identities efficiently and cost-effectively. With features such as one-click Know Your Customer (KYC) processes and a secure data vault, Footprint simplifies user onboarding and allows businesses to manage sensitive data without friction. By enabling the creation of a shared knowledge database of bad actors, Footprint supports clients in expanding their user base while empowering consumers to maintain control over their personal information.

Kudos offers an AI-powered smart wallet service designed to optimize consumer rewards and benefits during purchases. The service tracks credit card rewards and analyzes data across various cards and online merchants. When consumers are ready to check out, the smart assistant identifies the most advantageous card to use, highlighting potential rewards and benefits for that specific transaction. This functionality enables users to efficiently manage their credit cards and make informed decisions about which card to utilize for maximum benefit.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Hello Alice is a FinTech platform established in 2017 by Carolyn Rodz and Elizabeth Gore, headquartered in Houston, Texas. The platform is designed to support small business owners by providing access to credit, loans, grants, and business planning services. It connects entrepreneurs of all backgrounds—regardless of gender, ethnicity, geography, or stage of growth—with the necessary programs, networks, and opportunities for success. Through its innovative use of machine learning, Hello Alice curates mentorship, events, tools, and resources tailored to the specific needs of each business. The company collaborates with enterprise business services, government agencies, and institutions to enhance support for small and medium enterprises, ultimately aiming to drive increased revenues for its users.

Mission Lane LLC is a fintech company focused on providing credit card services to subprime consumers. Founded in 2018 and headquartered in Atlanta, Georgia, with additional offices in several U.S. states and Canada, Mission Lane utilizes advanced technology, data analytics, and machine learning to enhance its offerings. The company provides digital self-service tools that help customers manage their accounts and work towards improving their credit scores. By prioritizing transparency and user-friendly terms, Mission Lane aims to deliver a dignified customer experience, making it easier for individuals to access fair credit options and rebuild their financial lives.

Upswing Financial Technologies is a developer of a financial technology platform that facilitates the integration of financial products through an open finance ecosystem. The company focuses on providing differentiated fintech solutions and empowers financial institutions with secure business processes and compliance. By enabling consumer companies to connect directly with banks, Upswing Financial Technologies allows them to offer a range of financial services to their customers, enhancing accessibility and efficiency in the financial sector.

Jugyah is a technology company focused on transforming the home rental experience for urban Indians. By leveraging a fintech-powered business model, Jugyah aims to redefine the long-term rental market, creating an environment where both renters and property owners feel a sense of belonging. The company's digital platform offers a streamlined rental process with low brokerage options and flexible living services, catering to the diverse needs of renters. Backed by prominent real estate developers and leading investors, Jugyah is currently in its beta phase, working to deliver exceptional rental experiences to its users.

Finkargo is a financial services company based in Bogota, Colombia, that focuses on providing trade financing solutions for small and medium-sized enterprises (SMEs) in Latin America. Founded in 2021, Finkargo aims to accelerate international trade operations by offering an import financing platform that integrates automated credit scoring and access to necessary capital. The company enables SMEs to enhance their sales and manage logistics more effectively by providing logistical and technological support, as well as fair pricing aligned with the needs of these businesses.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

40seas is a fintech company that offers a digital trade financing solution aimed at enhancing the global supply chain. By leveraging artificial intelligence and data-driven technology, the platform provides flexible B2B payment options that challenge traditional trade financing methods. This innovation facilitates cost-effective and accessible working capital for various stakeholders in the supply chain, including importers, exporters, freight forwarders, and sourcing agencies. The platform enables fast credit approvals and flexible financing, which helps improve cash flow, expand supplier networks, digitize purchasing processes, reduce trade risks, and ultimately increase sales, thereby simplifying the import and export activities for businesses.

Crux is the capital markets technology company changing the way clean energy and manufacturing projects are financed in the U.S. Crux’s platform, market intelligence, and expert team help developers and manufacturers raise capital through all stages of project development and operation. The company’s first offering is the leading platform for tax credit transfers. Since its launch in 2023, Crux has raised more than $27 million in funding from venture capital and strategic investors. Crux’s world-class team brings together expertise from energy, tax, finance, government, and technology to power an abundant, resilient, and secure energy future. For more information, visit https://www.cruxclimate.com/.

Kanastra operates as a technology-driven back office for alternative investments, focusing on private credit and private equity. The company has developed an asset management platform that addresses inefficiencies in the securitization market. This platform provides a range of services, including bank services, debt issuance, bookkeeping, and distribution. It also supports passive management and mirroring while offering real-time analytics and structured data. By leveraging technology, Kanastra aims to facilitate a seamless investment experience, allowing investors and originators to operate more efficiently and with greater freedom.

Badge is a company focused on helping businesses create dynamic experiences within Apple and Google wallets. Operating in stealth mode, Badge is currently in private beta, receiving support from QED and Infinity Ventures. The firm aims to innovate the way businesses engage with customers through digital wallet technologies.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Kanastra operates as a technology-driven back office for alternative investments, focusing on private credit and private equity. The company has developed an asset management platform that addresses inefficiencies in the securitization market. This platform provides a range of services, including bank services, debt issuance, bookkeeping, and distribution. It also supports passive management and mirroring while offering real-time analytics and structured data. By leveraging technology, Kanastra aims to facilitate a seamless investment experience, allowing investors and originators to operate more efficiently and with greater freedom.

Pylon is a New York-based company that offers a mortgage-lending-as-a-service platform designed to streamline the mortgage process. The platform enables users to originate, underwrite, process, fund, and close loans through an integrated digital experience. By utilizing APIs and pre-built user interface components, Pylon provides customizable infrastructure that allows developers to seamlessly incorporate mortgage lending into their products. This approach enhances the customer experience by delivering a modern, efficient solution for managing all aspects of mortgage origination from application to closing.

Kudos offers an AI-powered smart wallet service designed to optimize consumer rewards and benefits during purchases. The service tracks credit card rewards and analyzes data across various cards and online merchants. When consumers are ready to check out, the smart assistant identifies the most advantageous card to use, highlighting potential rewards and benefits for that specific transaction. This functionality enables users to efficiently manage their credit cards and make informed decisions about which card to utilize for maximum benefit.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Tienda Pago is a merchant support platform designed to facilitate weekly merchandise purchases for small merchants in emerging markets. By offering a mobile cashless payment system, it enables traders to finance consumer goods and manage inventory more effectively. The platform operates on a closed-loop payment mechanism that leverages mobile technology, allowing merchants to transact without cash and incentivizing them to purchase high-demand products on credit. This approach not only enhances sales and profit margins for traders but also fosters a collaborative ecosystem among distributors and merchants. Tienda Pago aims to reduce transaction inefficiencies and costs, ultimately benefiting all participants involved in the supply chain.

Treasury Prime Inc. is a Banking-as-a-Service company that provides an application programming interface (API) banking platform designed to connect banks and fintechs. Founded in 2017 and headquartered in San Francisco, California, Treasury Prime enables institutions to open and manage online bank accounts, automate financial operations, and streamline compliance processes. Its offerings include integration with core banking systems, allowing for a range of services such as account management, payment processing, and card issuance. By facilitating these services, Treasury Prime enhances the customer experience while helping banks and fintechs reduce operational costs.

Moniepoint is a financial technology company that offers a comprehensive digital banking and payment ecosystem tailored for small and medium-sized businesses. The platform provides a range of services, including payment processing, credit access, and business management tools. Moniepoint enables businesses to create accounts and accept payments through various offline and online channels, facilitating efficient financial management. By integrating banking solutions with essential business tools, Moniepoint supports organizations in managing their finances and accessing the resources necessary for growth.

Meow Technologies is a financial technology company, not a bank. Banking services are provided by FirstBank, a Tennessee corporation, and by Grasshopper Bank, N.A. and Third Coast Bank SSB; Members FDIC. Meow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more.

Solfácil is a company that supports solar installers by providing an ecosystem of financial services, equipment sourcing, and technology solutions. Their platform offers professional tools designed to facilitate the closing of deals and investment in solar power systems. This enables customers to access credit lines for solar installations without requiring upfront investments, thereby promoting the adoption of solar energy.

LEO1 is a financial service platform focused on educational lending. It offers a solution for parents and students to manage educational expenses through flexible installment payments. Additionally, LEO1 connects individual borrowers with lenders in a peer-to-peer lending model, facilitating easier access to credit for educational purposes. By combining these services, LEO1 aims to simplify the financing of education and improve financial accessibility for its users.

Fidel API is a financial infrastructure platform that empowers developers to create programmable experiences in real-time during payment card transactions. By integrating directly with major payment networks like Visa and Mastercard, the platform provides granular transaction data, including amount, location, date, and merchant details. This enables businesses to enhance customer engagement and marketing efforts through real-time, event-driven interactions. Fidel API's technology facilitates the development of advanced loyalty and rewards programs, as well as streamlining processes such as reimbursements and expense management. Founded in 2018 and headquartered in London, Fidel API serves a diverse clientele ranging from startups to large enterprises, including notable organizations like Google and British Airways. The company is supported by significant investors and has a global presence with offices in Lisbon and New York, along with remote employees.

Capchase Inc. is a fintech company that provides an online platform enabling Software as a Service (SaaS) companies to access cash tied up in future monthly payments. Founded in 2020, Capchase allows these companies to finance their growth by converting accounts receivable into immediate capital. Utilizing advanced underwriting algorithms, the company assesses the value of contracts and offers lines of credit tailored to the needs of its clients. This innovative approach allows SaaS businesses to receive revenue upfront while maintaining the ability to collect monthly payments from their customers, facilitating rapid growth without resorting to equity dilution or costly financing methods. Capchase is headquartered in New York, United States.

Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

Upswing Financial Technologies is a developer of a financial technology platform that facilitates the integration of financial products through an open finance ecosystem. The company focuses on providing differentiated fintech solutions and empowers financial institutions with secure business processes and compliance. By enabling consumer companies to connect directly with banks, Upswing Financial Technologies allows them to offer a range of financial services to their customers, enhancing accessibility and efficiency in the financial sector.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Shakepay Inc. is a Montreal-based technology company that offers financial applications focused on cryptocurrency. Founded in 2015, it provides a platform for Canadians to buy and sell Bitcoin, as well as a peer-to-peer mobile wallet that facilitates secure transactions between users. The company also offers a VISA debit card that allows cardholders to load and spend Bitcoin, enabling point of sale transactions, ATM withdrawals, and online purchases. Shakepay aims to simplify cryptocurrency trading and enhance users' financial capabilities.

Azibo is a financial services platform based in Reno, Nevada, that caters to the needs of small real estate owners. Founded in 2018, Azibo offers a comprehensive digital banking solution designed to streamline property management tasks. The platform enables users to collect applications, screen tenants, generate and e-sign leases, manage rent collection, and handle accounting and financial reporting. Additionally, it simplifies maintenance management and facilitates banking and bill payments. By automating these processes, Azibo enhances operational efficiency and reduces the administrative burden associated with managing rental properties.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Mudrex Inc. is a Bengaluru-based platform founded in 2018 that enables crypto traders to automate their trading strategies by setting predefined rules. The company aims to democratize investing, making crypto investing easy and accessible for a broad audience. Its flagship product, Coin Sets, simplifies the investment process and has received positive recognition in the market. With a rapidly growing community of over 1 million members, Mudrex focuses on building a user-friendly platform that empowers both individuals and institutions to invest in digital assets. The company leverages advanced technology and expert insights to create a secure environment for managing cryptocurrency investments.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Malga is an API to accept payments with multiple payment providers. Malga gives digital businesses access to multiple payments services through a single integration, and the ability to change between them on a transaction-to-transaction basis without writing code.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

Hash is a fintech company that provides B2B financial, payments, and banking solutions tailored for merchant partners. Established in 2017 by João Miranda, Hash's platform allows businesses to streamline financial transaction flows and customize their payment services to meet the specific needs of their customers and trade partners. By addressing key barriers in the provision of financial services, Hash acts as a gateway for enterprises seeking to enhance their payment offerings. The company has garnered recognition for its innovative approach, being featured in several prestigious lists, including "100 Startups to Watch" and "Top Fintech Companies in Brazil." Hash's commitment to creating value for its clients positions it as a notable player in the fintech landscape.

Fraction is a technology-driven lending platform designed to enhance the affordability and flexibility of residential real estate. It offers a digital solution that allows homeowners to manage and diversify their home equity. Through its platform, users can take on new mortgages, reduce home equity, and unlock the value tied up in their properties. This innovative approach enables homeowners to increase their monthly income, purchase additional homes, and convert existing mortgages into options that do not require monthly payments.

CommonStock is a company that offers an online platform designed to facilitate collaborative investing among users, allowing them to trade stocks together with friends, family, and colleagues. Founded in 2016 and based in San Francisco, the platform enables users to link their brokerage accounts, share their investment holdings by percentage, and receive real-time notifications when peers make trades. Users can also replicate each other's trades and invest collaboratively while tracking performance against one another. The service aims to create a community of engaged and informed investors, making investment decision-making more interactive and supportive. The platform is accessible for free on the web and through an iPhone app, with plans for an Android version in development.

Capitalise.com is a financial information service focused on helping UK businesses secure the right funding by connecting them with suitable lenders. With a network of over 360 lenders, including more than 80 institutional and fintech partners, the platform simplifies the complex funding landscape for small and medium-sized enterprises (SMEs). Utilizing in-house technology and data analytics, Capitalise.com identifies optimal financing options tailored to the specific needs of businesses. This approach not only facilitates access to a variety of funding products but also empowers accounting firms to better serve their clients by clarifying and streamlining the funding process, thereby enhancing their role as trusted advisors.

Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company is currently in closed beta, preparing to launch its first product, a free mobile account tailored exclusively for SMEs. Cora aims to streamline financial processes by offering a modern platform that reduces bureaucracy and simplifies day-to-day financial tasks for entrepreneurs. In addition to the mobile account, Cora plans to introduce a range of payment solutions, credit products, and financial management tools, all designed to support the unique needs of small businesses. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to enhance the financial landscape for SMEs in Brazil.

Reserve Trust is a pioneering fintech trust company that holds a Federal Reserve master account, enabling it to offer B2B payment services directly to financial institutions and fintechs. This access allows clients to bypass the traditional reliance on correspondent and sponsor banks for payment processing. The company also develops financial payment software designed to securely store and transfer assets, ensuring compliance with regulatory and market requirements. By adapting its technology to evolving conditions, Reserve Trust empowers businesses to innovate and create new products and services in the financial landscape.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Capim is a Brazilian fintech company specializing in "Buy Now, Pay Later" (BNPL) solutions tailored for the dental sector. The company's platform provides essential digital tools that assist dental clinics in managing their operations while enhancing patient access to treatments. By offering point-of-sale BNPL options, Capim enables patients to finance their dental care without relying on traditional credit card installment payments. Additionally, the platform facilitates the creation, sending, and management of invoices, allowing dental professionals to streamline their financial processes and improve patient retention. Through strategic partnerships with clinics and offices, Capim supports dentists in delivering risk-free treatment financing, ultimately benefiting both practitioners and patients.

Solfácil is a company that supports solar installers by providing an ecosystem of financial services, equipment sourcing, and technology solutions. Their platform offers professional tools designed to facilitate the closing of deals and investment in solar power systems. This enables customers to access credit lines for solar installations without requiring upfront investments, thereby promoting the adoption of solar energy.

GetGround is a property management platform that simplifies the process for landlords and property investors to manage residential investments in England and Wales. The company offers an innovative Fintech solution that enables users to establish registered UK limited companies online in approximately 30 minutes, facilitating the purchase of buy-to-let properties. GetGround provides a current account for handling rental income and expenses while managing day-to-day administrative tasks such as bookkeeping, accounting, and tax returns. Launched in early 2020, the platform has gained thousands of customers from the UK, Middle East, and Asia, positioning itself as a reliable partner for landlords and investors seeking to streamline their property management and investment processes.

Hello Alice is a FinTech platform established in 2017 by Carolyn Rodz and Elizabeth Gore, headquartered in Houston, Texas. The platform is designed to support small business owners by providing access to credit, loans, grants, and business planning services. It connects entrepreneurs of all backgrounds—regardless of gender, ethnicity, geography, or stage of growth—with the necessary programs, networks, and opportunities for success. Through its innovative use of machine learning, Hello Alice curates mentorship, events, tools, and resources tailored to the specific needs of each business. The company collaborates with enterprise business services, government agencies, and institutions to enhance support for small and medium enterprises, ultimately aiming to drive increased revenues for its users.

Ocrolus Inc. is a technology company that specializes in document automation for the financial sector. Founded in 2014 and based in New York, the company offers an intelligent automation platform that analyzes financial documents, enabling clients to automate manual data processes and enhance operational efficiency. Its solutions capture data from various sources, including e-statements and scanned documents, while performing algorithmic checks alongside reviews by fraud specialists. Ocrolus's platform supports a range of applications, including loan underwriting, account openings, and auditing, thereby facilitating credit decisions within fintech, mortgage, and banking industries. The company serves notable clients such as PayPal, Brex, and SoFi, and has raised over $100 million from leading fintech investors to bolster its innovative offerings.

Capchase Inc. is a fintech company that provides an online platform enabling Software as a Service (SaaS) companies to access cash tied up in future monthly payments. Founded in 2020, Capchase allows these companies to finance their growth by converting accounts receivable into immediate capital. Utilizing advanced underwriting algorithms, the company assesses the value of contracts and offers lines of credit tailored to the needs of its clients. This innovative approach allows SaaS businesses to receive revenue upfront while maintaining the ability to collect monthly payments from their customers, facilitating rapid growth without resorting to equity dilution or costly financing methods. Capchase is headquartered in New York, United States.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

Treasury Prime Inc. is a Banking-as-a-Service company that provides an application programming interface (API) banking platform designed to connect banks and fintechs. Founded in 2017 and headquartered in San Francisco, California, Treasury Prime enables institutions to open and manage online bank accounts, automate financial operations, and streamline compliance processes. Its offerings include integration with core banking systems, allowing for a range of services such as account management, payment processing, and card issuance. By facilitating these services, Treasury Prime enhances the customer experience while helping banks and fintechs reduce operational costs.

Spinwheel is a financial software platform founded in 2019 and headquartered in Oakland, California, aimed at helping Americans reduce their debt efficiently. The company offers an API infrastructure that integrates debt management solutions into popular applications, allowing users to connect, pay, and manage their debts directly within those platforms. Spinwheel's software is particularly focused on student debt, featuring functionalities such as loan payment processing, interest rate comparisons, account linking, and tools for simplifying the loan payment experience. By embedding these financial capabilities in everyday apps, Spinwheel enables users to make debt payments seamlessly while pursuing their shopping activities.

Bitso is a cryptocurrency exchange platform founded in 2014 and headquartered in Mexico City, Mexico. The company specializes in facilitating the buying and selling of bitcoin and other cryptocurrencies, providing users with a marketplace where they can trade fractions of various digital assets. Bitso's platform is designed for ease of use, allowing customers to conduct transactions and make payments via mobile devices. By focusing on the fintech and blockchain sectors, Bitso aims to enhance accessibility to cryptocurrency trading for users in Mexico and beyond.

Warren Investimentos is an investment brokerage and wealth management firm based in Brazil, specializing in providing tailored investment solutions for clients at various life stages. The company distinguishes itself as the first in Brazil to adopt a goal-based investment model, a strategy previously utilized primarily by ultra-high-net-worth individuals abroad. Warren Investimentos emphasizes a client-centric approach that aligns its services with the specific objectives of each investor, effectively mitigating conflicts of interest that often arise in the market. Through its innovative wealth management platform, the firm enables clients to set investment goals, analyze results, and track performance, thereby facilitating informed decision-making and enhancing the overall investment experience.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Hash is a fintech company that provides B2B financial, payments, and banking solutions tailored for merchant partners. Established in 2017 by João Miranda, Hash's platform allows businesses to streamline financial transaction flows and customize their payment services to meet the specific needs of their customers and trade partners. By addressing key barriers in the provision of financial services, Hash acts as a gateway for enterprises seeking to enhance their payment offerings. The company has garnered recognition for its innovative approach, being featured in several prestigious lists, including "100 Startups to Watch" and "Top Fintech Companies in Brazil." Hash's commitment to creating value for its clients positions it as a notable player in the fintech landscape.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company is currently in closed beta, preparing to launch its first product, a free mobile account tailored exclusively for SMEs. Cora aims to streamline financial processes by offering a modern platform that reduces bureaucracy and simplifies day-to-day financial tasks for entrepreneurs. In addition to the mobile account, Cora plans to introduce a range of payment solutions, credit products, and financial management tools, all designed to support the unique needs of small businesses. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to enhance the financial landscape for SMEs in Brazil.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

Provide, Inc. is a financial software company that specializes in offering tailored solutions for dentists, veterinarians, and healthcare professionals. Founded in 2013 and headquartered in San Francisco, California, the company provides a range of services including lending, business bank accounts, and insurance. This focus on the unique financial needs of healthcare providers reflects the company's commitment to supporting these essential professionals, particularly in challenging times such as the global pandemic. Previously known as Lendeavor, Provide aims to enhance the financial management capabilities of its users through innovative software solutions.

Bitso is a cryptocurrency exchange platform founded in 2014 and headquartered in Mexico City, Mexico. The company specializes in facilitating the buying and selling of bitcoin and other cryptocurrencies, providing users with a marketplace where they can trade fractions of various digital assets. Bitso's platform is designed for ease of use, allowing customers to conduct transactions and make payments via mobile devices. By focusing on the fintech and blockchain sectors, Bitso aims to enhance accessibility to cryptocurrency trading for users in Mexico and beyond.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Current is a consumer fintech banking platform dedicated to enhancing financial access for everyday Americans. The company focuses on developing integrated solutions that address the barriers preventing individuals from achieving their financial goals. By simplifying banking processes and providing user-friendly tools, Current aims to empower users to build a secure financial future. With backing from prominent investors, Current continues to innovate in the financial technology space, striving to meet the diverse needs of its customer base through modern banking solutions.

Ocrolus Inc. is a technology company that specializes in document automation for the financial sector. Founded in 2014 and based in New York, the company offers an intelligent automation platform that analyzes financial documents, enabling clients to automate manual data processes and enhance operational efficiency. Its solutions capture data from various sources, including e-statements and scanned documents, while performing algorithmic checks alongside reviews by fraud specialists. Ocrolus's platform supports a range of applications, including loan underwriting, account openings, and auditing, thereby facilitating credit decisions within fintech, mortgage, and banking industries. The company serves notable clients such as PayPal, Brex, and SoFi, and has raised over $100 million from leading fintech investors to bolster its innovative offerings.

CommonStock is a company that offers an online platform designed to facilitate collaborative investing among users, allowing them to trade stocks together with friends, family, and colleagues. Founded in 2016 and based in San Francisco, the platform enables users to link their brokerage accounts, share their investment holdings by percentage, and receive real-time notifications when peers make trades. Users can also replicate each other's trades and invest collaboratively while tracking performance against one another. The service aims to create a community of engaged and informed investors, making investment decision-making more interactive and supportive. The platform is accessible for free on the web and through an iPhone app, with plans for an Android version in development.

Zibo Inc. is a financial services provider that focuses on the needs of independent landlords. The company offers a comprehensive platform that facilitates the management of banking, rent payments, and financial tasks associated with rental properties. Key features include automated rent collection, tax preparation, and various payment services, including bank transfers and credit card processing. Additionally, Zibo provides insurance services tailored for residential rental properties. By offering a suite of tools for financial management, tenant screening, and accounting, Zibo aims to enhance cash flow and support landlords in growing their rental portfolios. Founded in 2018 and based in Redwood City, California, Zibo was previously known as Project Pegasus Inc. before rebranding in April 2019.

Warren Investimentos is an investment brokerage and wealth management firm based in Brazil, specializing in providing tailored investment solutions for clients at various life stages. The company distinguishes itself as the first in Brazil to adopt a goal-based investment model, a strategy previously utilized primarily by ultra-high-net-worth individuals abroad. Warren Investimentos emphasizes a client-centric approach that aligns its services with the specific objectives of each investor, effectively mitigating conflicts of interest that often arise in the market. Through its innovative wealth management platform, the firm enables clients to set investment goals, analyze results, and track performance, thereby facilitating informed decision-making and enhancing the overall investment experience.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

SimplyWise, Inc. is a technology company that focuses on retirement income planning. Founded in 2018 and headquartered in New York, SimplyWise offers a digital platform designed to help users estimate their social security benefits and calculate their future income through a short quiz. Additionally, the platform functions as a smart filing cabinet, allowing users to scan, organize, and store receipts, bills, and other important documents on their mobile devices. By providing tools for effective financial management, SimplyWise aims to assist users in making informed decisions about their retirement finances.

Current is a consumer fintech banking platform dedicated to enhancing financial access for everyday Americans. The company focuses on developing integrated solutions that address the barriers preventing individuals from achieving their financial goals. By simplifying banking processes and providing user-friendly tools, Current aims to empower users to build a secure financial future. With backing from prominent investors, Current continues to innovate in the financial technology space, striving to meet the diverse needs of its customer base through modern banking solutions.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Fidel API is a financial infrastructure platform that empowers developers to create programmable experiences in real-time during payment card transactions. By integrating directly with major payment networks like Visa and Mastercard, the platform provides granular transaction data, including amount, location, date, and merchant details. This enables businesses to enhance customer engagement and marketing efforts through real-time, event-driven interactions. Fidel API's technology facilitates the development of advanced loyalty and rewards programs, as well as streamlining processes such as reimbursements and expense management. Founded in 2018 and headquartered in London, Fidel API serves a diverse clientele ranging from startups to large enterprises, including notable organizations like Google and British Airways. The company is supported by significant investors and has a global presence with offices in Lisbon and New York, along with remote employees.

Mission Lane LLC is a fintech company focused on providing credit card services to subprime consumers. Founded in 2018 and headquartered in Atlanta, Georgia, with additional offices in several U.S. states and Canada, Mission Lane utilizes advanced technology, data analytics, and machine learning to enhance its offerings. The company provides digital self-service tools that help customers manage their accounts and work towards improving their credit scores. By prioritizing transparency and user-friendly terms, Mission Lane aims to deliver a dignified customer experience, making it easier for individuals to access fair credit options and rebuild their financial lives.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Covalto, formerly known as Credijusto, is a financial technology company based in Mexico City that specializes in providing comprehensive financial solutions for small and medium-sized enterprises (SMEs). Founded in 2015, Covalto has developed a robust technology infrastructure that utilizes digital tax, e-invoice, and financial data to streamline the underwriting and servicing of SMEs. The company offers a multi-product credit platform, banking services, and a suite of business analytics tools, all designed to facilitate accessible and transparent credit for business growth. In 2021, Covalto distinguished itself as the first fintech in Mexico to acquire a regulated bank, further enhancing its digital banking and service offerings for SMEs.