QED Investors

QED Investors, LLC is a venture capital firm founded in 2007 and headquartered in Alexandria, Virginia, with an additional office in New York City. The firm focuses on making direct investments in high-growth companies, particularly in the financial services sector. It specializes in seed, early, and mid-stage investments, as well as growth capital transactions. QED Investors targets disruptive financial services companies and invests across various sectors, including fintech, online financial services, technology hardware, and specialized finance. The firm is active in regions such as India, Southeast Asia, the United States, the United Kingdom, and Latin America and the Caribbean. QED Investors is known for its commitment to engaging directly with portfolio companies, emphasizing the importance of information and collaboration in driving success.

Matt Burton

Partner

Cilluffo, William

Partner and Head of Early Stage Investments

Christian Limon

Investor

Morris, Nigel William

Co-Founder and Managing Partner

Packer, Mike

Partner

Alexandra Piedrahita

Principal

Matthew Risley

Partner

Rotman, Frank L.

Founding Partner

Past deals in Loan Portfolio

Milo

Series A in 2022
Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

Creditas

Series F in 2022
Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Spinwheel

Series A in 2021
Spinwheel is a financial software platform founded in 2019 and headquartered in Oakland, California, aimed at helping Americans reduce their debt efficiently. The company offers an API infrastructure that integrates debt management solutions into popular applications, allowing users to connect, pay, and manage their debts directly within those platforms. Spinwheel's software is particularly focused on student debt, featuring functionalities such as loan payment processing, interest rate comparisons, account linking, and tools for simplifying the loan payment experience. By embedding these financial capabilities in everyday apps, Spinwheel enables users to make debt payments seamlessly while pursuing their shopping activities.

Milo

Seed Round in 2021
Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

Mission Lane

Series A in 2019
Mission Lane LLC is a fintech company that specializes in providing credit card services to subprime consumers, aiming to enhance access to fair and transparent credit options. Founded in 2018 and based in Atlanta, Georgia, with additional offices in several locations, Mission Lane utilizes advanced technology, data analytics, and machine learning to deliver a dignified customer experience. The company offers digital self-service tools that help customers manage their accounts effectively and work towards improving their credit scores. By focusing on clear communication and understandable terms, Mission Lane supports individuals in rebuilding their financial lives and achieving better credit outcomes.

Covalto

Series B in 2019
Covalto (formerly known as Credijusto) was an early innovator in building the technology infrastructure to leverage digital tax, e-invoice and other financial data to underwrite and service SMEs at scale. The company has built a one-stop solution for SMEs by bringing together a multi-product credit offering, banking services and a full suite of business analytics tools. In 2021, Covalto became the first fintech in Mexico to acquire a regulated bank, supporting the expansion of its digital SME banking and services platform. The company was founded in 2015 and is based in Mexico City.

Agilis

Series A in 2019
Agilis is a financial services company focused on transforming the asset-backed secured lending market in Argentina through its online lending platform. By allowing borrowers to use property as collateral, Agilis offers loans with lower interest rates and longer repayment terms compared to traditional personal loans. The platform provides competitive rates and enhanced financing options that surpass those typically available through credit cards and personal bank loans. This approach aims to facilitate access to advanced financing alternatives for consumers, positioning Agilis as a key player in the online lending landscape.

Covalto

Series A in 2018
Covalto (formerly known as Credijusto) was an early innovator in building the technology infrastructure to leverage digital tax, e-invoice and other financial data to underwrite and service SMEs at scale. The company has built a one-stop solution for SMEs by bringing together a multi-product credit offering, banking services and a full suite of business analytics tools. In 2021, Covalto became the first fintech in Mexico to acquire a regulated bank, supporting the expansion of its digital SME banking and services platform. The company was founded in 2015 and is based in Mexico City.

Creditas

Series C in 2017
Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Creditas

Series B in 2017
Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

LendUp

Series C in 2016
LendUp’s mission is to provide anyone with a path to better financial health. We build technology, credit products and educational experiences for the 56% of the US population who are shut out of mainstream banking because of poor credit or volatile incomes. All of our technology is built in-house. We currently offer several types of credit products, including loans and credit cards. We embed education into our products, and where available, credit building opportunities, to help borrowers improve their long-term financial health and break out of vicious debt cycles. We were founded by two step-brothers, CEO Sasha Orloff and CTO Jake Rosenberg. Sasha puts the “fin” in fintech, having worked at Citi, World Bank, and Grameen Bank. Jake puts the “tech” in fintech; he was a platform CTO at Zynga at 29 and began working at Yahoo! at age 16, as employee #80.

Creditas

Series A in 2016
Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Future Finance

Series B in 2016
Future Finance is a non-government lender that offers student loans. Its mission is to provide loans for students that are simple, straightforward, and based on where they're heading, not where they've been. Future Finance helps students focus on what matters. Therefore, it aims to ensure everyone has the freedom to focus on their studies or kickstart their career whatever their financial background may be. It was founded in 2014 by Brian Norton and Vishal Garg and is headquartered in Dublin.

Creditas

Series A in 2015
Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Privlo

Seed Round in 2014
Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.

Future Finance

Series A in 2014
Future Finance is a non-government lender that offers student loans. Its mission is to provide loans for students that are simple, straightforward, and based on where they're heading, not where they've been. Future Finance helps students focus on what matters. Therefore, it aims to ensure everyone has the freedom to focus on their studies or kickstart their career whatever their financial background may be. It was founded in 2014 by Brian Norton and Vishal Garg and is headquartered in Dublin.

LendUp

Series A in 2013
LendUp’s mission is to provide anyone with a path to better financial health. We build technology, credit products and educational experiences for the 56% of the US population who are shut out of mainstream banking because of poor credit or volatile incomes. All of our technology is built in-house. We currently offer several types of credit products, including loans and credit cards. We embed education into our products, and where available, credit building opportunities, to help borrowers improve their long-term financial health and break out of vicious debt cycles. We were founded by two step-brothers, CEO Sasha Orloff and CTO Jake Rosenberg. Sasha puts the “fin” in fintech, having worked at Citi, World Bank, and Grameen Bank. Jake puts the “tech” in fintech; he was a platform CTO at Zynga at 29 and began working at Yahoo! at age 16, as employee #80.

Avant

Series B in 2013
Avant operates an online marketplace that provides users with access to personal loans to consolidate debt, pay unexpected medical expenses, and for family vacations. Through the use of big data and machine-learning algorithms, the company offers a customized approach to streamline credit options. The company caters to consumers in the United States and the United Kingdom. The company was founded in 2012 and is headquartered in Chicago, Illinois.

Privlo

Seed Round in 2013
Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.
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