QED Investors

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Félix is a chat-based platform that facilitates cross-border payments for Latinos in the United States, allowing them to send money abroad easily. By integrating blockchain technology and artificial intelligence, Félix aims to transform the remittance process, making it more efficient and user-friendly. The platform employs natural language processing to simplify and automate transactions, enabling customers to transfer funds between countries with minimal hassle.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Capim is a Brazilian fintech company specializing in "Buy Now, Pay Later" (BNPL) solutions tailored for the dental sector. The company's platform provides essential digital tools that assist dental clinics in managing their operations while enhancing patient access to treatments. By offering point-of-sale BNPL options, Capim enables patients to finance their dental care without relying on traditional credit card installment payments. Additionally, the platform facilitates the creation, sending, and management of invoices, allowing dental professionals to streamline their financial processes and improve patient retention. Through strategic partnerships with clinics and offices, Capim supports dentists in delivering risk-free treatment financing, ultimately benefiting both practitioners and patients.

Raenest is a financial technology company that simplifies invoicing and payment processes for startups and freelancers, particularly in Africa. It allows users to send and receive invoices in various currencies, facilitating seamless cross-border transactions. The platform provides tools for automated onboarding, verification, and salary disbursement, enabling businesses to manage payments efficiently. By offering features like virtual cards, Raenest helps companies coordinate payments, ensure compliance, and manage expenses more effectively. Its services support fast and cost-effective money transfers, making it easier for businesses to engage with freelancers, contractors, and vendors globally.

Cedar Money is a payment platform that offers transaction, fraud detection, real-time exchange rates, and enabling businesses cashfree.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Noodle is a financial platform designed to support the entertainment industry by facilitating financial transactions for creators and businesses. It offers digital accounts and a streamlined financial exchange system that allows for one-tap global payouts, simplifying payments to creators and suppliers. Noodle also provides advance payments of up to a year, enabling content creators, social media influencers, and publishers to manage their finances more effectively. By enhancing the financial operations of its users, Noodle aims to save time and effort, allowing artists and companies to focus on their creative and business endeavors.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

Payabli is a payment infrastructure and monetization platform designed for software companies, emphasizing that these businesses should integrate payments into their core operations. Founded by industry veterans with extensive experience in payments technology and software as a service (SaaS), Payabli provides developer-friendly solutions for both payment acceptance and issuance. Its platform includes features such as payment gateways, accounts payable, vendor management, and payment reconciliation, which help clients streamline their payment processes. By enabling companies to enhance customer lifetime value and drive revenue, Payabli aims to simplify the complexities of payment operations and deliver a superior experience for both merchants and their customers.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

International Payments Identity(IPiD) is a international payments addressing platform that provide solutions to validate bank account of the payee and fetch his banking information by mapping proxies with bank account details.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

Vixtra is a payment method and credit provider focused on assisting Latin American importers in purchasing goods from international suppliers. The company specializes in simplifying international transactions through its payment gateway platform, which enables instant payments and bank account verification. Vixtra facilitates transactions via multiple methods, including credit and debit cards, allowing businesses to make bulk outbound payments to multinational suppliers efficiently. By streamlining the payment process, Vixtra addresses the unique challenges faced by importers in the region.

Aghanim is a technology company that provides a comprehensive platform for mobile game developers. This platform integrates commerce, live operations automation, community engagement, and payment processing. It enables game developers to create web-based game hubs, offering personalized offers and meta-gaming experiences like news, leaderboards, and rewards to their player communities.

Carmoola is an online financial lending platform that transforms the car financing experience by offering a straightforward and efficient way to pay for vehicles. Through its user-friendly app, customers can access car loans and financing options with low-interest rates and favorable terms, allowing them to spread the cost of their purchases into manageable payments. The platform emphasizes transparency by eliminating hidden fees and broker commissions, providing a hassle-free alternative to traditional financing methods. Additionally, Carmoola offers 24/7 support without the inconvenience of call centers, ensuring that customers can manage their finances effortlessly and take control of their car buying experience.

Revio was founded in 2020 to help businesses collect more revenue, through reducing payment failures and recovering lost revenue. Through a single API, we optimise merchants’ payment stacks with locally-optimised payment methods and smart payment routing, failover, and retries. We understand that there is more to getting paid than accepting payments, and believe that how you engage customers when trying to collect a failed payment is as important as when you are trying to acquire them. Our Recovery solution builds on this insight, empowering businesses with data-driven omnichannel interaction workflows to recover at-risk revenue from their customers. Today, we’re helping some of Africa's largest brands and fastest-growing startups increase their revenue through increased payment success rates, customer retention, and lifetime value. Locally grounded but globally relevant, we aim to be the go-to revenue recovery and growth partner for businesses across emerging markets.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

Carmoola is an online financial lending platform that transforms the car financing experience by offering a straightforward and efficient way to pay for vehicles. Through its user-friendly app, customers can access car loans and financing options with low-interest rates and favorable terms, allowing them to spread the cost of their purchases into manageable payments. The platform emphasizes transparency by eliminating hidden fees and broker commissions, providing a hassle-free alternative to traditional financing methods. Additionally, Carmoola offers 24/7 support without the inconvenience of call centers, ensuring that customers can manage their finances effortlessly and take control of their car buying experience.

Carmoola is an online financial lending platform that transforms the car financing experience by offering a straightforward and efficient way to pay for vehicles. Through its user-friendly app, customers can access car loans and financing options with low-interest rates and favorable terms, allowing them to spread the cost of their purchases into manageable payments. The platform emphasizes transparency by eliminating hidden fees and broker commissions, providing a hassle-free alternative to traditional financing methods. Additionally, Carmoola offers 24/7 support without the inconvenience of call centers, ensuring that customers can manage their finances effortlessly and take control of their car buying experience.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Vixtra is a payment method and credit provider focused on assisting Latin American importers in purchasing goods from international suppliers. The company specializes in simplifying international transactions through its payment gateway platform, which enables instant payments and bank account verification. Vixtra facilitates transactions via multiple methods, including credit and debit cards, allowing businesses to make bulk outbound payments to multinational suppliers efficiently. By streamlining the payment process, Vixtra addresses the unique challenges faced by importers in the region.

Tienda Pago is a merchant support platform designed to facilitate weekly merchandise purchases for small merchants in emerging markets. By offering a mobile cashless payment system, it enables traders to finance consumer goods and manage inventory more effectively. The platform operates on a closed-loop payment mechanism that leverages mobile technology, allowing merchants to transact without cash and incentivizing them to purchase high-demand products on credit. This approach not only enhances sales and profit margins for traders but also fosters a collaborative ecosystem among distributors and merchants. Tienda Pago aims to reduce transaction inefficiencies and costs, ultimately benefiting all participants involved in the supply chain.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Moniepoint is a financial technology company that offers a comprehensive digital banking and payment ecosystem tailored for small and medium-sized businesses. The platform provides a range of services, including payment processing, credit access, and business management tools. Moniepoint enables businesses to create accounts and accept payments through various offline and online channels, facilitating efficient financial management. By integrating banking solutions with essential business tools, Moniepoint supports organizations in managing their finances and accessing the resources necessary for growth.

Meow Technologies is a financial technology company, not a bank. Banking services are provided by FirstBank, a Tennessee corporation, and by Grasshopper Bank, N.A. and Third Coast Bank SSB; Members FDIC. Meow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more.

Stem Disintermedia Inc. develops a distribution platform and payments solution tailored for independent musicians, teams, and record labels. The platform, known as Stem, simplifies the management of revenue splits among collaborators, providing artists with valuable insights into their earnings and performance data across multiple streaming services. It allows users to customize their dashboards and offers assistance with release strategies and connections to a broader creative community. Additionally, Stem aggregates earnings from various platforms, facilitates contract creation, and ensures timely payments and statements to all stakeholders involved in a project. Founded in 2015 in Los Angeles, California, Stem Disintermedia aims to clarify the complexities of revenue management in the music industry, ensuring fair compensation for all contributors.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Fidel API is a financial infrastructure platform that empowers developers to create programmable experiences in real-time during payment card transactions. By integrating directly with major payment networks like Visa and Mastercard, the platform provides granular transaction data, including amount, location, date, and merchant details. This enables businesses to enhance customer engagement and marketing efforts through real-time, event-driven interactions. Fidel API's technology facilitates the development of advanced loyalty and rewards programs, as well as streamlining processes such as reimbursements and expense management. Founded in 2018 and headquartered in London, Fidel API serves a diverse clientele ranging from startups to large enterprises, including notable organizations like Google and British Airways. The company is supported by significant investors and has a global presence with offices in Lisbon and New York, along with remote employees.

Kamino is a financial management software company that specializes in providing comprehensive solutions for medium-sized businesses in Brazil. The platform features an integrated system for B2B payments, including proprietary banking services and corporate credit card solutions, alongside seamless connections to leading local banks and enterprise resource planning (ERP) systems. This integration allows financial managers to gain real-time insights into company expenditures and manage payments through a structured approval process. Kamino's capabilities include automatic invoice capture, data extraction, and streamlined accounts payable and reconciliation, which collectively enhance operational efficiency. By automating these processes, Kamino enables businesses to improve cash flow, reduce errors, and save significant amounts of time in their financial operations.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Shakepay Inc. is a Montreal-based technology company that offers financial applications focused on cryptocurrency. Founded in 2015, it provides a platform for Canadians to buy and sell Bitcoin, as well as a peer-to-peer mobile wallet that facilitates secure transactions between users. The company also offers a VISA debit card that allows cardholders to load and spend Bitcoin, enabling point of sale transactions, ATM withdrawals, and online purchases. Shakepay aims to simplify cryptocurrency trading and enhance users' financial capabilities.

Kalto is a B2B payment company established in 2022 and headquartered in Mexico, dedicated to assisting small and medium-sized businesses (SMBs) in enhancing their growth. The company provides software solutions that streamline payment processes, reduce administrative costs, and improve cash flow management. Kalto's platform integrates merchant and business-to-business payments into e-commerce marketplaces and websites, facilitating frictionless checkout experiences. By automating payment reconciliation, Kalto enables businesses to optimize their payment systems, ultimately boosting sales and enhancing overall operational efficiency.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Malga is an API to accept payments with multiple payment providers. Malga gives digital businesses access to multiple payments services through a single integration, and the ability to change between them on a transaction-to-transaction basis without writing code.

Hash is a fintech company that provides B2B financial, payments, and banking solutions tailored for merchant partners. Established in 2017 by João Miranda, Hash's platform allows businesses to streamline financial transaction flows and customize their payment services to meet the specific needs of their customers and trade partners. By addressing key barriers in the provision of financial services, Hash acts as a gateway for enterprises seeking to enhance their payment offerings. The company has garnered recognition for its innovative approach, being featured in several prestigious lists, including "100 Startups to Watch" and "Top Fintech Companies in Brazil." Hash's commitment to creating value for its clients positions it as a notable player in the fintech landscape.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Capim is a Brazilian fintech company specializing in "Buy Now, Pay Later" (BNPL) solutions tailored for the dental sector. The company's platform provides essential digital tools that assist dental clinics in managing their operations while enhancing patient access to treatments. By offering point-of-sale BNPL options, Capim enables patients to finance their dental care without relying on traditional credit card installment payments. Additionally, the platform facilitates the creation, sending, and management of invoices, allowing dental professionals to streamline their financial processes and improve patient retention. Through strategic partnerships with clinics and offices, Capim supports dentists in delivering risk-free treatment financing, ultimately benefiting both practitioners and patients.

Hash is a fintech company that provides B2B financial, payments, and banking solutions tailored for merchant partners. Established in 2017 by João Miranda, Hash's platform allows businesses to streamline financial transaction flows and customize their payment services to meet the specific needs of their customers and trade partners. By addressing key barriers in the provision of financial services, Hash acts as a gateway for enterprises seeking to enhance their payment offerings. The company has garnered recognition for its innovative approach, being featured in several prestigious lists, including "100 Startups to Watch" and "Top Fintech Companies in Brazil." Hash's commitment to creating value for its clients positions it as a notable player in the fintech landscape.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Fidel API is a financial infrastructure platform that empowers developers to create programmable experiences in real-time during payment card transactions. By integrating directly with major payment networks like Visa and Mastercard, the platform provides granular transaction data, including amount, location, date, and merchant details. This enables businesses to enhance customer engagement and marketing efforts through real-time, event-driven interactions. Fidel API's technology facilitates the development of advanced loyalty and rewards programs, as well as streamlining processes such as reimbursements and expense management. Founded in 2018 and headquartered in London, Fidel API serves a diverse clientele ranging from startups to large enterprises, including notable organizations like Google and British Airways. The company is supported by significant investors and has a global presence with offices in Lisbon and New York, along with remote employees.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

Corpay One is a spend management solution tailored for small and medium-sized businesses, focusing on automating the bill payment process. The company's platform utilizes artificial intelligence and machine learning to seamlessly integrate with existing accounting systems. This technology enables users to instantly receive and scan invoices by capturing photos of bills, streamlining the payment process for businesses and accountants. With features that enhance security and efficiency, Corpay One simplifies financial management, allowing users to make payments more quickly and easily. Founded in 2016 and based in San Francisco, the company aims to transform how businesses handle their financial obligations.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Tienda Pago is a merchant support platform designed to facilitate weekly merchandise purchases for small merchants in emerging markets. By offering a mobile cashless payment system, it enables traders to finance consumer goods and manage inventory more effectively. The platform operates on a closed-loop payment mechanism that leverages mobile technology, allowing merchants to transact without cash and incentivizing them to purchase high-demand products on credit. This approach not only enhances sales and profit margins for traders but also fosters a collaborative ecosystem among distributors and merchants. Tienda Pago aims to reduce transaction inefficiencies and costs, ultimately benefiting all participants involved in the supply chain.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Flywire is a payments enablement and software company headquartered in Boston, Massachusetts, that specializes in providing secure payment solutions for various industries, including education and healthcare. The company leverages its proprietary global payments network, an advanced payments platform, and industry-specific software to facilitate complex transactions for over 4,000 clients worldwide. Flywire supports a diverse range of payment methods, allowing transactions in more than 140 currencies across 240 countries and territories. Its solutions aim to streamline the process of receiving reconciled domestic and international payments, enhancing cost-effectiveness and efficiency for its clients. The majority of Flywire's revenue is generated from the Americas, reflecting its strong presence in the region.

CARD.com specializes in affinity branded prepaid cards, providing a range of financial products tailored to consumer interests. The company offers an extensive selection of over 8,000 personalized card designs featuring popular figures and brands, such as athletes from the NFLPA and iconic characters like Sonic the Hedgehog and Betty Boop. CARD.com’s platform functions similarly to a debit account, allowing users to load money conveniently and conduct transactions across various channels, including online bill payments, direct deposits, ATM withdrawals, and point-of-sale purchases. This flexibility enables users to manage their finances seamlessly within today's mobile lifestyle.

GreenSky, Inc. is a technology company based in Atlanta, Georgia, that specializes in point-of-sale financing and payment solutions for merchants, consumers, and banks. Founded in 2006, GreenSky employs a proprietary technology infrastructure that streamlines the transaction lifecycle, encompassing credit applications, underwriting, and real-time allocation to banking partners. The company provides paperless solutions that enhance the user experience in payments and credit, facilitating loans primarily for home improvement and healthcare services. With partnerships among numerous large banking institutions, GreenSky has funded over 12 billion dollars in loans for more than 1.7 million customers, offering an accessible mobile app for loan management. Its services target consumers with prime to prime-plus credit, presenting an alternative to traditional credit cards for smaller loan amounts.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Flywire is a payments enablement and software company headquartered in Boston, Massachusetts, that specializes in providing secure payment solutions for various industries, including education and healthcare. The company leverages its proprietary global payments network, an advanced payments platform, and industry-specific software to facilitate complex transactions for over 4,000 clients worldwide. Flywire supports a diverse range of payment methods, allowing transactions in more than 140 currencies across 240 countries and territories. Its solutions aim to streamline the process of receiving reconciled domestic and international payments, enhancing cost-effectiveness and efficiency for its clients. The majority of Flywire's revenue is generated from the Americas, reflecting its strong presence in the region.

CARD.com specializes in affinity branded prepaid cards, providing a range of financial products tailored to consumer interests. The company offers an extensive selection of over 8,000 personalized card designs featuring popular figures and brands, such as athletes from the NFLPA and iconic characters like Sonic the Hedgehog and Betty Boop. CARD.com’s platform functions similarly to a debit account, allowing users to load money conveniently and conduct transactions across various channels, including online bill payments, direct deposits, ATM withdrawals, and point-of-sale purchases. This flexibility enables users to manage their finances seamlessly within today's mobile lifestyle.

Flywire is a payments enablement and software company headquartered in Boston, Massachusetts, that specializes in providing secure payment solutions for various industries, including education and healthcare. The company leverages its proprietary global payments network, an advanced payments platform, and industry-specific software to facilitate complex transactions for over 4,000 clients worldwide. Flywire supports a diverse range of payment methods, allowing transactions in more than 140 currencies across 240 countries and territories. Its solutions aim to streamline the process of receiving reconciled domestic and international payments, enhancing cost-effectiveness and efficiency for its clients. The majority of Flywire's revenue is generated from the Americas, reflecting its strong presence in the region.

Klarna Inc. is an e-commerce payment solutions provider that serves both merchants and consumers, specializing in flexible payment options. Founded in 2005 and headquartered in Columbus, Ohio, with additional offices in New York City, Klarna offers a range of services including direct payments, pay-after-delivery options, and installment plans. The company is recognized for its "buy now, pay later" model, allowing shoppers to finance their retail purchases with interest-free payments. Klarna also enhances the shopping experience through its app, which offers features such as cashback rewards and on-site messaging for retailers. As a regulated bank, Klarna operates under a framework that supports a variety of payment processing and dispute resolution services, aiming to make transactions simple, safe, and smooth for users.

TAC Financial, Inc.™ is helping hard working people in today’s tough economic environment. Our comprehensive services platform aims to create safe and healthy financial and wellness benefit environments that are accessible to all families and individuals, regardless of financial situation or medical history. The TAC Financial Services Platform gives you freedom from check cashing stores and the associated fees. The Americas Card Visa® Prepaid card enables you to receive your checks directly delivered onto your Visa® prepaid payroll card.With The Americas Card you can also manage your money online to pay bills with just a few clicks or set up alerts so you know when your balance has changed. In addition to empowering our members with valuable and needed financial services, The Americas Card gives members exclusive opportunities to take advantage of Health and Wellness benefits. By offering affordable and accessible services, The Americas Card lowers the cost of providing for your loved ones and the convenience of a prepaid Visa card that can be used at all merchants that accept Visa debit cards, NYCE®, PLUS® and STAR® networks are available.