QED Investors

SkorLife Platforms is a financial wellness company that offers a platform designed to assist users in enhancing their financial lifestyles. The platform provides free access to credit scores and credit history, along with personalized advice and tools. Users can monitor their credit status, manage installment payments, and explore various financial products, including loans and credit cards. By delivering these resources, SkorLife aims to empower individuals to improve their credit scores and make informed financial decisions.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

Kudos Technology offers an AI-powered smart wallet service designed to enhance consumer rewards and benefits during purchases. The service efficiently tracks credit card rewards and analyzes data from multiple cards across numerous online merchants. When consumers are ready to check out, the smart assistant identifies the optimal card to use, maximizing the rewards and benefits associated with each transaction. This technology empowers customers to easily manage their payment options, ensuring they select the most advantageous card for every purchase.

SkorLife Platforms is a financial wellness company that offers a platform designed to assist users in enhancing their financial lifestyles. The platform provides free access to credit scores and credit history, along with personalized advice and tools. Users can monitor their credit status, manage installment payments, and explore various financial products, including loans and credit cards. By delivering these resources, SkorLife aims to empower individuals to improve their credit scores and make informed financial decisions.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Kudos Technology offers an AI-powered smart wallet service designed to enhance consumer rewards and benefits during purchases. The service efficiently tracks credit card rewards and analyzes data from multiple cards across numerous online merchants. When consumers are ready to check out, the smart assistant identifies the optimal card to use, maximizing the rewards and benefits associated with each transaction. This technology empowers customers to easily manage their payment options, ensuring they select the most advantageous card for every purchase.

LEO1 is a financial services platform focused on providing educational lending solutions. The company specializes in offering education loans and facilitating peer-to-peer lending, making it easier for parents and students to manage tuition and related fees through flexible installment payment options. LEO1's platform connects individual borrowers with lenders in a digital environment, enhancing access to credit facilities for those pursuing educational opportunities.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Refyne is a company that provides an earned wage access platform designed to enhance employee financial well-being by allowing access to real-time earned salaries before payday. By partnering with organizations, Refyne aims to promote financial literacy and resilience among employees, which contributes to a more productive and stress-free work environment. The platform serves both salaried employees and contractors, enabling them to track and withdraw portions of their earned wages as needed. This approach helps eliminate reliance on exploitative payday loans and high-interest credit options, fostering a more favorable work culture and encouraging employee retention through financial empowerment.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

Albert Corporation is a financial technology company founded in 2015 and based in Culver City, California. The company focuses on democratizing money management by providing accessible and affordable financial advisory services through its mobile application. Its platform enables users to engage directly with financial experts to address various money-related issues, as well as to create personalized financial plans. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. Additionally, the platform allows customers to access automated investing options and provides Albert Instant, which offers advances against paychecks to help prevent overdrafts. By aggregating financial data from bank accounts, credit cards, loans, and investments, Albert delivers personalized recommendations to assist users in effectively managing their finances.

Refyne is a company that provides an earned wage access platform designed to enhance employee financial well-being by allowing access to real-time earned salaries before payday. By partnering with organizations, Refyne aims to promote financial literacy and resilience among employees, which contributes to a more productive and stress-free work environment. The platform serves both salaried employees and contractors, enabling them to track and withdraw portions of their earned wages as needed. This approach helps eliminate reliance on exploitative payday loans and high-interest credit options, fostering a more favorable work culture and encouraging employee retention through financial empowerment.

Zibo Inc. is a financial services company that specializes in providing a banking and payments platform tailored for independent landlords. Established in 2018 and based in Redwood City, California, Zibo offers a range of services designed to streamline the management of rental properties. Its platform facilitates rent payments, automates rent collection, and assists with financial management tasks such as tax preparation and accounting. Additionally, Zibo provides tools for tenant screening and rental applications, along with insurance services for residential rental properties. By offering a comprehensive suite of services at no cost, Zibo aims to help landlords enhance cash flow and effectively manage their rental portfolios.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

Albert Corporation is a financial technology company founded in 2015 and based in Culver City, California. The company focuses on democratizing money management by providing accessible and affordable financial advisory services through its mobile application. Its platform enables users to engage directly with financial experts to address various money-related issues, as well as to create personalized financial plans. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. Additionally, the platform allows customers to access automated investing options and provides Albert Instant, which offers advances against paychecks to help prevent overdrafts. By aggregating financial data from bank accounts, credit cards, loans, and investments, Albert delivers personalized recommendations to assist users in effectively managing their finances.

SimplyWise, Inc. is a technology company founded in 2018 and headquartered in New York, New York. The company specializes in developing a digital platform that assists users in managing their retirement income planning. SimplyWise offers tools that allow users to estimate their Social Security benefits through a short quiz and calculate their future income. In addition to retirement planning, the company provides a solution for organizing financial documents, including receipts and bills, making it easier for users to track their financial data effectively. By combining these features, SimplyWise aims to empower individuals to make informed financial decisions.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Resolve Innovations, Inc., established in 2017 and headquartered in Oakland, California, operates a financial management platform. This platform enables users to explore and compare debt relief options, and facilitates connections with debt relief providers. Additionally, it offers tools to enhance credit scores, reduce expenses, increase income, manage and consolidate debt, lower interest rates, and negotiate with creditors. The company was founded by a team comprising financial advisors, debt experts, and technologists, aiming to provide accessible and unbiased assistance to individuals facing financial challenges.

Albert Corporation is a financial technology company founded in 2015 and based in Culver City, California. The company focuses on democratizing money management by providing accessible and affordable financial advisory services through its mobile application. Its platform enables users to engage directly with financial experts to address various money-related issues, as well as to create personalized financial plans. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. Additionally, the platform allows customers to access automated investing options and provides Albert Instant, which offers advances against paychecks to help prevent overdrafts. By aggregating financial data from bank accounts, credit cards, loans, and investments, Albert delivers personalized recommendations to assist users in effectively managing their finances.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Albert Corporation is a financial technology company founded in 2015 and based in Culver City, California. The company focuses on democratizing money management by providing accessible and affordable financial advisory services through its mobile application. Its platform enables users to engage directly with financial experts to address various money-related issues, as well as to create personalized financial plans. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. Additionally, the platform allows customers to access automated investing options and provides Albert Instant, which offers advances against paychecks to help prevent overdrafts. By aggregating financial data from bank accounts, credit cards, loans, and investments, Albert delivers personalized recommendations to assist users in effectively managing their finances.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

True Link Financial, Inc., founded in 2012 and based in San Francisco, California, is a financial services company dedicated to serving people with disabilities, vulnerable older adults, and individuals in recovery. The company offers Visa prepaid cards designed to protect loved ones from fraud and misuse, as well as investment advisory services including fiduciary accounts. True Link's software platform supports budgeting, disbursements, record-keeping, reporting, communication, and government benefits protection for various trustees and fiduciaries. The company aims to enhance the independence and quality of life for its customers by providing financial solutions tailored to their unique needs.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

LendUp is an online lending service focused on improving financial health for individuals who are often excluded from traditional banking due to poor credit or unstable incomes. Founded by Sasha Orloff and Jake Rosenberg, the company offers a range of credit products, including loans and credit cards, designed specifically for the emerging middle class. LendUp integrates educational resources into its offerings, providing borrowers with the tools needed to enhance their financial literacy and build credit over time. By leveraging in-house technology, LendUp aims to deliver affordable and accessible financial solutions, allowing clients to break free from cycles of debt and achieve better financial outcomes.

ClearScore is a financial technology company that offers credit scoring services and a marketplace aimed at improving users' financial well-being. The company provides access to crucial financial data, including credit reports and scores, as well as open banking data. Its platform is designed to assist users in consolidating personal debts and repaying them through low-interest, fixed-rate loans. By empowering individuals with these tools, ClearScore enables users to make informed and responsible decisions regarding debt management and financial planning.

Tandem is a digital bank that aims to provide a better banking experience by leveraging technology and user feedback. It offers a range of financial services, including savings accounts, credit cards, and loans, all managed through a user-friendly mobile app. Tandem's approach is centered around simplicity, with a focus on helping users save money and reducing financial stress. It differentiates itself by actively engaging with its user community to inform product development and improvement.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Credit Karma is a personal finance company founded in 2007 and headquartered in San Francisco, California. It aims to assist individuals in making informed financial decisions by providing access to free credit scores and reports, along with credit monitoring services. The platform offers a variety of tools and personalized recommendations that help users improve their financial standing, such as credit report cards and loan savings suggestions. With over 100 million members, Credit Karma empowers users to monitor their credit health and gain insights into their financial situations, ultimately facilitating better financial progress.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

SoFi, established in 2011 and headquartered in San Francisco, operates as a commercial bank offering a range of financial services. Primarily serving early-career professionals, SoFi provides personal loans, mortgage refinancing, and student loan assistance. Their wealth management services include retirement savings plans, investment products, and credit card offerings. Additionally, they provide small business financing solutions.

LendUp is an online lending service focused on improving financial health for individuals who are often excluded from traditional banking due to poor credit or unstable incomes. Founded by Sasha Orloff and Jake Rosenberg, the company offers a range of credit products, including loans and credit cards, designed specifically for the emerging middle class. LendUp integrates educational resources into its offerings, providing borrowers with the tools needed to enhance their financial literacy and build credit over time. By leveraging in-house technology, LendUp aims to deliver affordable and accessible financial solutions, allowing clients to break free from cycles of debt and achieve better financial outcomes.

Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Credit Karma is a personal finance company founded in 2007 and headquartered in San Francisco, California. It aims to assist individuals in making informed financial decisions by providing access to free credit scores and reports, along with credit monitoring services. The platform offers a variety of tools and personalized recommendations that help users improve their financial standing, such as credit report cards and loan savings suggestions. With over 100 million members, Credit Karma empowers users to monitor their credit health and gain insights into their financial situations, ultimately facilitating better financial progress.

Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.