QED Investors

Shop Circle is a technology company that develops AI-powered tools for Shopify-based businesses. Its platform empowers independent brands within the Shopify ecosystem by providing solutions for customer engagement, operational efficiency, and conversion optimization.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Worky develops employee-centric HR software that automates HR activities and benefits. Its platform securely calculates payroll accurately, ensuring all HR processes are consolidated in one place.

RemoFirst is a global payroll and international HR platform that acts as an Employer of Record to enable compliant employment of talent worldwide. The solution lets businesses hire remote employees in 180+ countries without establishing local entities, handling payroll, tax and statutory compliance. It also supports international HR management, including tracking work hours, time off, holidays, bonuses and commissions, and providing employee benefits such as health insurance and financial benefits. By simplifying cross-border hiring, RemoFirst helps organizations onboard and manage international teams efficiently while navigating varied regulatory requirements.

Summer is a property management company that specializes in facilitating access to vacation homes through a unique rent-to-own program combined with short-term rentals. The company operates a homeownership platform designed to assist clients in purchasing second homes while also offering the opportunity to rent them out. By lowering entry and ongoing costs and minimizing the complexities associated with traditional real estate transactions, Summer enables users to easily find move-in-ready homes or select their ideal second home. Through its services, Summer aims to simplify the process of homeownership and enhance the vacation rental experience for clients.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Shop Circle is a technology company that develops AI-powered tools for Shopify-based businesses. Its platform empowers independent brands within the Shopify ecosystem by providing solutions for customer engagement, operational efficiency, and conversion optimization.

Founded in 2019, Teamshares operates an online platform facilitating employee ownership in small businesses. It acquires traditional companies from retiring owners, transitioning them to be majority employee-owned within two decades. The company provides new leadership, financial education, equity management software, and financial products to support this process.

Collective operates as an online back-office platform designed for self-employed people. Its technology and a team of trusted advisors give its members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a community all in one platform.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Shop Circle is a technology company that develops AI-powered tools for Shopify-based businesses. Its platform empowers independent brands within the Shopify ecosystem by providing solutions for customer engagement, operational efficiency, and conversion optimization.

Summer is a property management company that specializes in facilitating access to vacation homes through a unique rent-to-own program combined with short-term rentals. The company operates a homeownership platform designed to assist clients in purchasing second homes while also offering the opportunity to rent them out. By lowering entry and ongoing costs and minimizing the complexities associated with traditional real estate transactions, Summer enables users to easily find move-in-ready homes or select their ideal second home. Through its services, Summer aims to simplify the process of homeownership and enhance the vacation rental experience for clients.

Stem Disintermedia Inc. is a Los Angeles-based company founded in 2015 that provides a distribution platform and payment solutions specifically designed for independent musicians, artists, and their teams. The company's platform streamlines the management of revenue by aggregating earnings from various digital platforms, creating contracts, and managing payment splits among collaborators. It allows users to visualize their performance data across multiple services, thereby enhancing transparency in revenue management. By enabling artists to track and share their earnings, Stem Disintermedia facilitates a clearer understanding of finances within the music industry. The platform integrates with major music services such as Apple Music, Spotify, and YouTube, fostering connections among users and supporting their growth in a complex digital landscape.

Founded in 2016, Bambee provides affordable HR management solutions for small and medium-sized businesses. Its platform offers access to an HR manager starting at $99 a month, along with tools like HR Autopilot and Guided Payroll to ensure compliance. Serving various industries, Bambee aims to help businesses run efficiently like Fortune 500 companies.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

RemoFirst is a global payroll and international HR platform that acts as an Employer of Record to enable compliant employment of talent worldwide. The solution lets businesses hire remote employees in 180+ countries without establishing local entities, handling payroll, tax and statutory compliance. It also supports international HR management, including tracking work hours, time off, holidays, bonuses and commissions, and providing employee benefits such as health insurance and financial benefits. By simplifying cross-border hiring, RemoFirst helps organizations onboard and manage international teams efficiently while navigating varied regulatory requirements.

Founded in 2022, Kalto is a B2B payment company based in Mexico. It specializes in helping small and medium-sized businesses streamline their payment processes, reduce administrative costs, and optimize cash flow management through its software solutions.

BHub is a Latin American company specializing in providing financial back-office solutions for small and medium-sized enterprises (SMEs). Their AI-based platform is designed to relieve entrepreneurs and accountants by allowing the full outsourcing of finance and administrative tasks. The platform includes AI agents and automations for accounts payable/receivable, accounting, taxes, and payroll. By utilizing BHub's services, clients can significantly reduce the time, costs, and labor associated with these functions.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

BHub is a Latin American company specializing in providing financial back-office solutions for small and medium-sized enterprises (SMEs). Their AI-based platform is designed to relieve entrepreneurs and accountants by allowing the full outsourcing of finance and administrative tasks. The platform includes AI agents and automations for accounts payable/receivable, accounting, taxes, and payroll. By utilizing BHub's services, clients can significantly reduce the time, costs, and labor associated with these functions.

Capitalise.com is a financial information service focused on helping UK businesses secure the right funding by connecting them with suitable lenders. With a network of over 360 lenders, including more than 80 institutional and fintech partners, the platform simplifies the complex funding landscape for small and medium-sized enterprises (SMEs). Utilizing in-house technology and data analytics, Capitalise.com identifies optimal financing options tailored to the specific needs of businesses. This approach not only facilitates access to a variety of funding products but also empowers accounting firms to better serve their clients by clarifying and streamlining the funding process, thereby enhancing their role as trusted advisors.

Cora is an online payments company based in São Paulo, Brazil, focusing on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company operates as a digital bank, currently in closed beta, with plans to launch its first product—a free mobile account tailored for SMEs. Cora aims to offer a range of financial services including payments, credit-related products, and financial management tools designed to simplify and reduce the costs associated with daily financial tasks for entrepreneurs. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora's platform is intended to alleviate the bureaucratic burdens typically faced in managing day-to-day finances.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Refyne is a company that provides an earned wage access platform designed to enhance employee financial well-being by allowing access to real-time earned salaries before payday. By partnering with organizations, Refyne aims to promote financial literacy and resilience among employees, which contributes to a more productive and stress-free work environment. The platform serves both salaried employees and contractors, enabling them to track and withdraw portions of their earned wages as needed. This approach helps eliminate reliance on exploitative payday loans and high-interest credit options, fostering a more favorable work culture and encouraging employee retention through financial empowerment.

Collective operates as an online back-office platform designed for self-employed people. Its technology and a team of trusted advisors give its members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a community all in one platform.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Cora is an online payments company based in São Paulo, Brazil, focusing on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company operates as a digital bank, currently in closed beta, with plans to launch its first product—a free mobile account tailored for SMEs. Cora aims to offer a range of financial services including payments, credit-related products, and financial management tools designed to simplify and reduce the costs associated with daily financial tasks for entrepreneurs. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora's platform is intended to alleviate the bureaucratic burdens typically faced in managing day-to-day finances.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Founded in 2016, Bambee provides affordable HR management solutions for small and medium-sized businesses. Its platform offers access to an HR manager starting at $99 a month, along with tools like HR Autopilot and Guided Payroll to ensure compliance. Serving various industries, Bambee aims to help businesses run efficiently like Fortune 500 companies.

Refyne is a company that provides an earned wage access platform designed to enhance employee financial well-being by allowing access to real-time earned salaries before payday. By partnering with organizations, Refyne aims to promote financial literacy and resilience among employees, which contributes to a more productive and stress-free work environment. The platform serves both salaried employees and contractors, enabling them to track and withdraw portions of their earned wages as needed. This approach helps eliminate reliance on exploitative payday loans and high-interest credit options, fostering a more favorable work culture and encouraging employee retention through financial empowerment.

Collective operates as an online back-office platform designed for self-employed people. Its technology and a team of trusted advisors give its members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a community all in one platform.

Worky develops employee-centric HR software that automates HR activities and benefits. Its platform securely calculates payroll accurately, ensuring all HR processes are consolidated in one place.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Covalto, formerly known as Credijusto, is a financial technology company based in Mexico City that specializes in providing comprehensive financial solutions for small and medium-sized enterprises (SMEs). Founded in 2015, Covalto has developed a robust technology infrastructure that utilizes digital tax, e-invoice, and financial data to streamline the underwriting and servicing of SMEs. The company offers a multi-product credit platform, banking services, and a suite of business analytics tools, all designed to facilitate accessible and transparent credit for business growth. In 2021, Covalto distinguished itself as the first fintech in Mexico to acquire a regulated bank, further enhancing its digital banking and service offerings for SMEs.

Capitalise.com is a financial information service focused on helping UK businesses secure the right funding by connecting them with suitable lenders. With a network of over 360 lenders, including more than 80 institutional and fintech partners, the platform simplifies the complex funding landscape for small and medium-sized enterprises (SMEs). Utilizing in-house technology and data analytics, Capitalise.com identifies optimal financing options tailored to the specific needs of businesses. This approach not only facilitates access to a variety of funding products but also empowers accounting firms to better serve their clients by clarifying and streamlining the funding process, thereby enhancing their role as trusted advisors.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Covalto, formerly known as Credijusto, is a financial technology company based in Mexico City that specializes in providing comprehensive financial solutions for small and medium-sized enterprises (SMEs). Founded in 2015, Covalto has developed a robust technology infrastructure that utilizes digital tax, e-invoice, and financial data to streamline the underwriting and servicing of SMEs. The company offers a multi-product credit platform, banking services, and a suite of business analytics tools, all designed to facilitate accessible and transparent credit for business growth. In 2021, Covalto distinguished itself as the first fintech in Mexico to acquire a regulated bank, further enhancing its digital banking and service offerings for SMEs.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Founded in 2011, The Muse is a career development platform that assists job seekers in discovering suitable roles and companies. It offers tailored job searches, company profiles with behind-the-scenes insights, professional advice, and skills-building resources. For employers, it strengthens their brand and helps build a diverse candidate pipeline.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Founded in 2011, The Muse is a career development platform that assists job seekers in discovering suitable roles and companies. It offers tailored job searches, company profiles with behind-the-scenes insights, professional advice, and skills-building resources. For employers, it strengthens their brand and helps build a diverse candidate pipeline.

SoFi is a San Francisco–based financial services company offering lending, banking, and wealth management products designed to help individuals borrow, save, spend, and invest. Its offerings include personal loans, MBA and student loan refinancing, mortgages, checking and savings accounts, and credit cards, as well as investment and retirement planning services. The company also provides small business financing as part of its product suite. By combining digital tools with traditional financial services, SoFi targets early-stage professionals seeking to manage debt, build savings, and pursue long-term financial goals.

SoMoLend Holdings LLC operates a web-based platform that connects lenders and borrowers for financial solutions in the United States, primarily targeting small businesses and startups. Founded in 2011 and based in Cincinnati, Ohio, SoMoLend allows businesses to secure loans from a variety of sources, including banks, corporations, and local community members. The platform promotes peer-to-peer lending, enabling borrowers to raise funds from friends, family, and local investors. It serves as a transparent portal where lenders can assess potential borrowers in their communities, fostering local investment and support. The company's mission is to assist small businesses that struggle to obtain traditional funding, ultimately helping entrepreneurs grow and contributing to job creation and community development. SoMoLend's innovative approach to lending emphasizes the importance of community engagement and collaboration in financing local enterprises.

Storyblocks operates as an online subscription-based service offering unlimited downloads of stock media assets, including videos, audio tracks, graphics, and templates. Founded in 2001 and based in Arlington, Virginia, the company aims to provide affordable access to high-quality, royalty-free content for creatives. Through its platforms VideoBlocks.com, GraphicStock.com, and AudioBlocks.com, Storyblocks enables users to download an extensive range of assets without pay-per-clip constraints, fostering creativity and efficiency in storytelling projects.