The Raba Partnership

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Kera is a health technology company that operates an AI-powered platform designed to digitize and connect fragmented health information in Senegal and beyond. The platform aggregates and analyzes data from various sources such as electronic health records, lab results, pharmacies, and health insurance products, enabling healthcare professionals to enhance care delivery and accessibility.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Axis is a digital banking alternative tailored for small businesses and solopreneurs, addressing the various challenges they face in managing operations and finances. The platform simplifies employee payroll, salary advances, and business payments to suppliers, contractors, and vendors through an interoperable mobile wallet. Employees benefit from this system by being able to send and receive money from any mobile wallet in Egypt, while also earning rewards for their transactions. Fully licensed by the Central Bank of Egypt, Axis has developed its entire technology infrastructure in-house, offering a comprehensive suite of tools and resources designed to help small business founders thrive in a competitive landscape.

Ramani is a Tanzanian company founded in 2020, specializing in software development for sales operations. The company's application enables salespeople to effectively track inventory, register customers, and record sales transactions in real time. By providing a financial infrastructure platform, Ramani helps organizations capture essential supply chain data, enhancing sales visibility and supporting resellers in accessing financial services. This functionality allows clients to improve their revenue and expand their market share. Based in Dar es Salaam, Ramani aims to streamline sales processes for businesses across various sectors.

Yellow Card is a financial technology company that operates an online cryptocurrency trading platform, facilitating secure and cost-effective transactions across Africa. It specializes in providing on/off ramp services for stablecoins like USDT, USDC, and PYUSD, enabling users to buy and sell these coins using their local currencies. The company partners with local merchants and vendors to sell vouchers that can be redeemed for cryptocurrency, simplifying the money transfer process and promoting e-commerce participation. As of 2021, Yellow Card has facilitated over US$3 billion in transactions across 20 African countries, operating in the United States, Nigeria, Tanzania, Cameroon, Kenya, and South Africa.

The Fashion Kingdom is an e-commerce platform specializing in a wide range of fashion and beauty products. The company offers an extensive selection of clothing, including shirts, jeans, jackets, sweatshirts, hoodies, knitwear, swimwear, and activewear, as well as health and beauty items such as liquid lipsticks, fragrances, and various accessories. Catering to diverse age groups and genders, The Fashion Kingdom focuses on providing quality outfits from different brands at value-for-money prices, primarily serving customers in Egypt. To enhance customer experience, inquiries are managed through online applications, ensuring efficient communication and support.

Octo is a digital banking platform dedicated to providing financial services to Egyptians who lack access to formal credit. The platform facilitates a range of financial transactions, allowing users to deposit and withdraw funds at multiple locations, make purchases with a card, and transfer payments through its application. Additionally, Octo enables users to manage their finances by offering the ability to pay with credit at any store that accepts card payments, while allowing them to split transactions between cash and credit at competitive rates. This approach aims to enhance financial inclusion and offer greater flexibility in managing personal finances.

VALR, established in 2018 and headquartered in Johannesburg, South Africa, operates a digital asset platform specializing in cryptocurrency trading. The company offers over 50 cryptocurrencies, enabling users to buy, sell, store, and transfer these assets securely through its platform. VALR's services are designed to provide customers with a safe, transparent, and accessible financial system for digital assets.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Thndr is a financial services company based in Cairo, Egypt, that operates an app-based investment platform designed to facilitate commission-free trading for investors. Established in 2020 by Seif Amr, Thndr offers features such as no account minimums, easy account setup, and streamlined funding processes. The platform provides users with access to real-time market data and the latest financial news, along with educational tools to enhance their investment experience. By eliminating traditional barriers to entry in investing, Thndr aims to empower individuals to make informed financial decisions.

FloatPays is a financial technology company based in Cape Town, Western Cape, founded in 2019. The company specializes in providing a platform that facilitates payroll integration and offers employees early access to their wages. FloatPays enhances employee financial well-being through various services, including payment solutions, financial education, effective reporting, and training. By promoting budgeting and financial literacy, the company aims to empower individuals to transition from debt to savings, ultimately fostering a more secure financial future for its users.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Kwara GmbH is a technology company that specializes in developing a digital banking platform tailored for savings and credit co-operative societies (SACCOs). Founded in 2018 and headquartered in Berlin, Germany, with an additional office in Nairobi, Kenya, Kwara aims to modernize credit unions by providing a comprehensive cloud-based solution. The platform facilitates loan application servicing and approval for members, while also offering integration services, customer support, real-time financial tracking, and compliance assistance. Kwara's offerings include Kwara Pronto, a tool for managing loans. Currently, the company serves over 200 SACCOs across Kenya, South Africa, and the Philippines, enabling these financial institutions to enhance their operations and improve access to formal financial services.

Yellow Card is a financial technology company that operates an online cryptocurrency trading platform, facilitating secure and cost-effective transactions across Africa. It specializes in providing on/off ramp services for stablecoins like USDT, USDC, and PYUSD, enabling users to buy and sell these coins using their local currencies. The company partners with local merchants and vendors to sell vouchers that can be redeemed for cryptocurrency, simplifying the money transfer process and promoting e-commerce participation. As of 2021, Yellow Card has facilitated over US$3 billion in transactions across 20 African countries, operating in the United States, Nigeria, Tanzania, Cameroon, Kenya, and South Africa.

Yoco Technologies, based in Cape Town, South Africa, specializes in streamlining commerce between buyers and sellers. It offers a mobile point-of-sale solution that enables businesses to accept secure payments online and offline through a unified platform. This platform also includes lending and business software services, catering to over 300,000 small businesses annually, processing billions of dollars in transactions. Yoco aims to enhance the customer experience by reducing wait times and simplifying payment processes for both buyers and sellers.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Ramani is a Tanzanian company founded in 2020, specializing in software development for sales operations. The company's application enables salespeople to effectively track inventory, register customers, and record sales transactions in real time. By providing a financial infrastructure platform, Ramani helps organizations capture essential supply chain data, enhancing sales visibility and supporting resellers in accessing financial services. This functionality allows clients to improve their revenue and expand their market share. Based in Dar es Salaam, Ramani aims to streamline sales processes for businesses across various sectors.

54gene is a healthcare company founded in 2019 by Dr. Abasi Ene-Obong, focused on advancing genomic research in Africa. Headquartered in San Francisco with an office in Lagos, Nigeria, the company aims to address the underrepresentation of African genetic data in pharmaceutical research, where only 2% of genetic material used is from African populations. By developing a pan-African biobank, 54gene seeks to identify new drug targets and create diagnostics and treatments for various diseases, including cancer, cardiovascular, and neurodegenerative diseases. Additionally, the company offers genetic testing and molecular diagnostics services to enhance understanding of the human genome and improve access to essential healthcare solutions.

Thndr is a financial services company based in Cairo, Egypt, that operates an app-based investment platform designed to facilitate commission-free trading for investors. Established in 2020 by Seif Amr, Thndr offers features such as no account minimums, easy account setup, and streamlined funding processes. The platform provides users with access to real-time market data and the latest financial news, along with educational tools to enhance their investment experience. By eliminating traditional barriers to entry in investing, Thndr aims to empower individuals to make informed financial decisions.

Lori Systems is a logistics platform based in Nairobi, Kenya, that connects transporters with cargo owners across Africa. Founded in 2016, the company also has offices in Mombasa, Uganda, and Lagos. Lori addresses a significant challenge in the African logistics sector, where up to 75% of product costs can be attributed to logistics, compared to only 6% in the United States. The platform provides a tech-enabled and operations-driven marketplace that enhances transparency, flexibility, reliability, and cost efficiency, achieving savings of over 18% for users. It offers real-time tracking of cargo, automated documentation, and streamlined payment processes, facilitating smoother goods transportation across the continent. Since its product launch in May 2017, Lori has experienced rapid growth, with a compounded monthly increase of 30%. The demand for its services continues to rise, supported by recent investments from prominent institutional and strategic investors. The company has also received recognition, including winning Techcrunch Battlefield Africa.

Kobo360 is a digital logistics platform that connects cargo owners, truck operators, and drivers to streamline the supply chain process. Founded in 2017 and headquartered in Lagos, Nigeria, the platform utilizes data analytics and artificial intelligence to enhance efficiency in logistics operations, particularly in last-mile delivery. Kobo360 aims to reduce communication gaps and optimize pick-ups and deliveries, ensuring goods are moved seamlessly across the continent. The company also supports rural farmers by minimizing farm wastages, thereby enabling them to access new markets and increase their earnings. In addition to its logistics services, Kobo360 plans to establish a marketplace to link farmers directly with buyers globally, which will help eliminate intermediaries and improve profitability for smallholder farmers. Ultimately, Kobo360 seeks to build a comprehensive logistics ecosystem that enhances trade and commerce in Africa and emerging markets.

Twiga Foods Ltd. is a mobile-based supply platform that caters to retail outlets, kiosks, and market stalls across Africa. Founded in 2013 and headquartered in Nairobi, Kenya, the company facilitates a cashless, business-to-business supply chain that connects small and medium-sized vendors with essential agricultural products. Twiga Foods enables vendors to order a variety of supplies, including bananas, pineapples, and tomatoes, through its innovative platform, streamlining the distribution process in urban markets. This approach not only enhances efficiency but also supports local businesses by improving access to quality produce.

Thndr is a financial services company based in Cairo, Egypt, that operates an app-based investment platform designed to facilitate commission-free trading for investors. Established in 2020 by Seif Amr, Thndr offers features such as no account minimums, easy account setup, and streamlined funding processes. The platform provides users with access to real-time market data and the latest financial news, along with educational tools to enhance their investment experience. By eliminating traditional barriers to entry in investing, Thndr aims to empower individuals to make informed financial decisions.