Sarmayacar

OneLoad is a fintech product developed by EP Systems, a subsidiary of Systems Limited. It offers an innovative digital wallet and payment platform designed to promote financial inclusion and accessibility to digital payments in Pakistan.

Bykea is an app-based platform offering ride-hailing and logistics services in Pakistan. It primarily uses bicycles for transport, navigating congested streets more efficiently than cars or rickshaws. The company aims to provide affordable technology solutions addressing challenges in transportation, logistics, and payments.

Abhi is a financial wellness platform based in Pakistan that enables employees to access a portion of their accrued wages as a salary advance. The service allows employees to withdraw funds into any bank account and supports on-demand payroll for employers, helping them pay staff timely and reduce HR and finance workload. The platform also offers features such as access to unpaid wages, invoice factoring and payroll processing, empowering employers with flexible wage payment options. Founded in 2021, Abhi seeks to redefine personal finance by giving workers more control over their earnings.

Operator of an educational platform intended to help students discover and pursue their passions through a variety of extracurricular courses. The company's platform offers tools to manage student activities, generate reports, communicate with parents, extracurricular management, evaluation, and reporting, enabling schools and teachers to improve skill-based educational offerings.

Jugnu is a B2B e-commerce marketplace focused on enhancing the livelihoods of small to medium-sized retailers in Pakistan. The company offers a user-friendly platform that connects brands directly with grocery stores, facilitating access to a diverse product catalog and transparent pricing. Through its services, Jugnu enables retailers to efficiently procure inventory and provides reliable next-day delivery for their orders. By streamlining the supply chain for grocery retailers, Jugnu aims to contribute positively to the local economy and empower businesses with essential financial services.

oladoc.com is an online healthcare platform based in Lahore, Pakistan, that connects patients with medical doctors and specialists. Founded in 2016 and rebranded from MyDoctor.pk in 2018, oladoc.com allows users to search for healthcare providers by specialty, location, satisfaction score, and waiting time, enabling them to book confirmed appointments free of charge. The platform serves over 500,000 patients each month and has more than 4,500 healthcare providers registered. In addition to appointment scheduling, oladoc.com offers various services, including home delivery of medicines, home lab testing, and nursing services. The company also provides a practice management solution for healthcare providers and hospitals, facilitating the management of appointments and patient records. Through its services, oladoc.com aims to make healthcare more accessible, transparent, and affordable for the masses in Pakistan.

Abhi is a financial wellness platform based in Pakistan that enables employees to access a portion of their accrued wages as a salary advance. The service allows employees to withdraw funds into any bank account and supports on-demand payroll for employers, helping them pay staff timely and reduce HR and finance workload. The platform also offers features such as access to unpaid wages, invoice factoring and payroll processing, empowering employers with flexible wage payment options. Founded in 2021, Abhi seeks to redefine personal finance by giving workers more control over their earnings.

Abhi is a financial wellness platform based in Pakistan that enables employees to access a portion of their accrued wages as a salary advance. The service allows employees to withdraw funds into any bank account and supports on-demand payroll for employers, helping them pay staff timely and reduce HR and finance workload. The platform also offers features such as access to unpaid wages, invoice factoring and payroll processing, empowering employers with flexible wage payment options. Founded in 2021, Abhi seeks to redefine personal finance by giving workers more control over their earnings.

Bykea is an app-based platform offering ride-hailing and logistics services in Pakistan. It primarily uses bicycles for transport, navigating congested streets more efficiently than cars or rickshaws. The company aims to provide affordable technology solutions addressing challenges in transportation, logistics, and payments.

Dot & Line operates an online tutoring platform and an alternative learning environment in Pakistan, delivering personalized education through live, one-on-one instruction. The program offers certified tutors, flexible learning options, and subject-specific guidance across kindergarten through high school, enabling students to improve in mathematics and literacy while accessing high-quality, tailored education. The approach emphasizes scalable, low-cost learning environments and supports women empowerment by creating opportunities for women to earn dignified income through participation in the educational ecosystem.

Dot & Line operates an online tutoring platform and an alternative learning environment in Pakistan, delivering personalized education through live, one-on-one instruction. The program offers certified tutors, flexible learning options, and subject-specific guidance across kindergarten through high school, enabling students to improve in mathematics and literacy while accessing high-quality, tailored education. The approach emphasizes scalable, low-cost learning environments and supports women empowerment by creating opportunities for women to earn dignified income through participation in the educational ecosystem.

Bykea is an app-based platform offering ride-hailing and logistics services in Pakistan. It primarily uses bicycles for transport, navigating congested streets more efficiently than cars or rickshaws. The company aims to provide affordable technology solutions addressing challenges in transportation, logistics, and payments.

PublishEX is the only Pakistani company to have become a viable multi telco payment aggregator with agreements and integrations ongoing with 3 of the 4 largest operators covering 85% marketshare of the total cell phone market in Pakistan. Our solution allows integration of over 100m subscribers to make payments online without requiring a bank account, credit card or having to go to carrier specific mobile wallets.