SMBC Venture Capital

Lecto provides Saas solutions to eliminate the tedious practices behind financial services. It is a platform that constantly supports intricate operational designs for dunning collection and credit administration. With the elimination of the difficulty and expense associated with problematic behaviors that underlie financial services, Lecto seeks to foster an atmosphere where more individuals can engage in creative and enjoyable activities.

Payn is a developer of a digital billing tool that streamlines the cancellation fee billing process for businesses. The company's platform automates key functions such as billing, message sending, billing reminders, and collections, thereby simplifying the management of cancellation fees. By enhancing operational efficiency, Payn aims to foster fair relationships between businesses and consumers, ensuring that workers are appropriately rewarded while providing benefits to customers.