Soma Capital

Human develops a decentralized ecosystem for online credentials verification, empowering individuals with digital ID self-governance. This ecosystem comprises secure access to data, a bankless account, and a network of verified identities running on user-owned mobile devices, enabling users to control their personal data and monetize their digital identity.

Volta is a multi-signature smart contract wallet designed to offer institutional-grade governance, risk management, and control for digital assets across both Ethereum Virtual Machine (EVM) and non-EVM blockchains. By implementing advanced security measures, Volta sets a new standard for the safekeeping of digital assets, catering to the needs of institutions seeking robust solutions for asset management in the rapidly evolving blockchain landscape.

Volta is a multi-signature smart contract wallet designed to offer institutional-grade governance, risk management, and control for digital assets across both Ethereum Virtual Machine (EVM) and non-EVM blockchains. By implementing advanced security measures, Volta sets a new standard for the safekeeping of digital assets, catering to the needs of institutions seeking robust solutions for asset management in the rapidly evolving blockchain landscape.

Kontigo is a financial technology company focused on integrating over 1.5 billion people into the financial system, particularly targeting small and medium-sized businesses in Latin America. The company provides a non-custodial and fully decentralized banking solution based on USDC, a stablecoin. Each user is equipped with a USDC wallet designed to safeguard against local inflation while also earning yield through saving circles, known as ROSCAs. Kontigo facilitates a "Save now, buy later" marketplace where users can spend or invest their savings. Additionally, the company has developed an AI-driven credit-building feature accessible via WhatsApp, which tracks and reports users' saving circle activities to local credit bureaus, enhancing their credit profiles.

The first travel credit card for Gen Z.

Acctual offers an accounts payable and receivable automation platform for crypto and fiat operations, consolidating the entire AP/AR process in one place and syncing with users' accounting systems. The platform automates invoice processing by extracting data from forwarded invoices, generating contextual journal entries, and enabling crypto payments from the wallet. This helps crypto-focused businesses manage bills more efficiently and establish a standardized, auditable financial workflow.

Pioneer is a company that specializes in utilizing artificial intelligence to assist businesses in securing grants, contracts, loans, and tax credits. Its AI-powered platform streamlines the application process by generating drafts and enhancing the volume of applications submitted. By providing secure access to government incentives from various federal, state, and local databases, Pioneer enables climate technology companies to concentrate on their primary operations while effectively tapping into non-dilutive funding opportunities. With a team of experts, Pioneer aims to optimize the grant-seeking process, making it more efficient for its clients.

Truewind develops an artificial intelligence-based platform that powers bookkeeping and finance operations. It offers a comprehensive financial back office experience through AI and concierge service, providing startups with reliable bookkeeping and detailed financial models for efficient operations.

0xPass develops a secure wallet connector with built-in support for authentication, identity management, and account abstraction. It simplifies wallet-based authentication and authorization for decentralized applications (DApps) by providing a customizable onboarding flow.

Arkifi is an artificial intelligence company that specializes in creating AI-powered financial analyst tools aimed at enhancing workflow efficiency for financial professionals. By utilizing a novel architectural framework, Arkifi minimizes dependence on traditional generative AI, thereby reducing the risk of factual inaccuracies typically associated with such technologies. This innovative approach allows financial analysts to concentrate on subjective analysis while relying on consistently accurate data, fostering a high level of confidence in the results produced by its tools. Ultimately, Arkifi seeks to empower enterprises with reliable analytics, streamlining their operations and decision-making processes in the financial sector.

UnshETH is a pioneering DeFi (Decentralized Finance) platform specializing in Ethereum staking. It aims to enhance validator decentralization, offering a user-friendly interface and robust security features to facilitate seamless staking experiences for a wide range of users, from individual investors to institutions.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

Magic is a fintech company that develops a bank payment platform.

Pesto is a fintech startup that offers Pesto Mastercard, an asset-backed secured credit card. Pesto Mastercard is making credit more affordable, even if you don’t have an excellent credit history or a good credit score.

Trébol is a technology company that specializes in providing infrastructure for neobanks and fintech lenders, focusing on automating the onboarding process for financial institutions. The company's application programming platform facilitates efficient workflows and secure connections with various financial services, including payment, commerce, tax, and accounting systems. By standardizing data and distributing it through a universal application programming interface, Trébol's software eliminates manual tasks such as document data extraction and retrieval of official company records. This automation allows businesses to enhance their operational efficiency, reducing both time and costs associated with traditional processes.

Zamp is a company that provides a comprehensive sales tax solution, integrating technology, automation, and human expertise to alleviate the burden of sales tax compliance for its clients. Its software is designed to automate and manage sales tax processes, offering a straightforward pricing model that covers onboarding, support, tax calculations, registrations, and filing. This approach allows clients to efficiently calculate and consolidate their sales tax obligations across various sales channels, simplifying what can often be a complex and time-consuming task.

Vibe operates as a non-fungible token (NFT) platform that enables creatives to turn NFTs into fully fledged applications.

Slash operates an online banking platform designed to facilitate seamless fund transfers between personal and business bank accounts. The platform offers a range of services, including deposits, payments, virtual cards, and expense tracking. Users benefit from features such as account and routing numbers, direct deposit capabilities, and detailed statements. Additionally, the platform incorporates bank-level security encryption and read-only access to ensure user information is protected. A mobile application enhances the user experience by allowing customers to manage both personal and business accounts from a single dashboard and to split subscription costs with friends. Support services are available to address customer inquiries via email.

Bitstack is a fintech company that provides a crypto wallet and app designed to save and invest in Bitcoin on autopilot. The platform lets users buy, sell, earn, and spend bitcoin, with everyday purchases rounded up to invest the spare change. It aims to simplify crypto-enabled financial management and help users achieve their financial goals. Since its inception in 2021, Bitstack has expanded beyond a rounding-up feature to offer a mass-market solution for managing Bitcoin, and it is positioned as part of a broader effort to reimagine consumer banking by leveraging Bitcoin and stablecoins in crypto-native services.

OpenYield operates a bond marketplace designed to provide an equity-like trading experience for corporate bonds, municipals, and Treasurys. Its platform offers automated liquidity, enabling retail brokers and advisors to enhance their fixed-income offerings while reducing costs.

Archetype is a developer of a revenue infrastructure platform designed to streamline the process of creating and managing billing and authorization systems for APIs. The company offers a suite of services, including APIs, analytics, and API management, which enable businesses to implement complex metering and billing models with customizable permissions. By facilitating developer-led integrations, Archetype allows engineers to quickly switch between usage-based and subscription-based pricing models without the burdensome task of constructing the underlying infrastructure for API key management, access control, or billing processes. This efficiency helps companies enhance their revenue operations while reducing operational complexities.

Webacy is a security solution provider specializing in Web3 technologies. The company offers services such as risk analysis, transaction monitoring, and smart contract assessments to enhance the security of digital assets. Additionally, Webacy develops an online platform designed to protect crypto assets and social media accounts post-mortem, allowing users to manage their digital legacy by deciding the fate of their digital life, including assigning beneficiaries or deleting content and accounts after death.

Tranch is a fintech company based in New York City, founded in 2021 by Beau Allison and Philip Kelvin. It focuses on providing businesses with flexible payment solutions to manage their invoices, particularly for large expenses. The company's platform allows enterprises, especially in the SaaS and service sectors, to control their cash flow by offering innovative payment options that prioritize growth. By simplifying the accounts receivable process, Tranch enables businesses to pay invoices upfront while also giving their customers the flexibility to choose how they want to manage their payments.

Kalder is a developer of a unified platform designed to facilitate the launch of co-branded cards and management of loyalty programs for brands, sports teams, and retailers. The platform offers comprehensive customer relationship management tools that support collaborations and advocacy campaigns, transforming customers into brand influencers. Kalder enables the creation of exclusive loyalty tiers and tracks engagement data across both online and in-person interactions. Additionally, the platform allows for the monetization of cashback partner networks, enhancing customer rewards and engagement. Through these services, Kalder aims to help brands improve customer engagement and drive business growth efficiently.

Paperplane is a technology company that assists builders, plumbers, and timber merchants manage credit risk. It uses predictive analytics to identify customers likely to default up to four weeks before any formal notice or credit report.

Notebook Labs is a company focused on providing identity infrastructure solutions for the Web3 ecosystem. It operates a cryptography platform that utilizes zero-knowledge technology to establish decentralized, anonymous, and verifiable identities. This enables Web3 protocols to generate Sybil-resistant credentials, allowing users to access Know Your Customer (KYC) services. Users can prove their identity and credentials across various wallets and blockchain networks without disclosing personal information, thus ensuring privacy and security while interacting with decentralized applications.

Integration Labs, formerly RootFi, provides a unified data integration platform and API that lets companies read and write customers' accounting, e-commerce, and payments data across platforms. The solution supports automating accounting, underwriting credit risk, and deriving business insights by syncing data across systems with standardized data models, enabling clients to streamline AP/AR, payroll accounting, and to build new tools and applications.

Arch is a decentralized finance (DeFi) asset manager that facilitates exposure to cryptocurrencies and digital assets for passive investors.

Vance is a financial services provider focused on offering non-dilutive funding to revenue-generating startups. The company has developed a global neo-bank that facilitates access to a comprehensive banking infrastructure, allowing users to manage their finances seamlessly while traveling. Vance enables zero-cost, real-time payments across various countries, empowering consumers to conduct banking transactions across borders through a unified interface. This approach aims to support startups by providing essential financial resources without compromising their ownership stakes.

Heru is a company focused on enhancing the lives of gig-economy workers through technology-driven services and benefits tailored to their unique needs. Founded in 2019 by Mateo Jaramillo and Stiven Rodriguez Sanchez, and headquartered in Mexico City, the company offers a comprehensive financial technology platform that simplifies accounting processes for independent workers. Heru's services include electronic invoicing, tax management, tailored insurance policies, working capital solutions, and expert financial guidance. By providing tools for efficient tax obligation management and access to essential resources, Heru aims to improve the overall well-being and working conditions of freelancers and independent professionals.

GroMo is a fintech marketplace that empowers individuals in India to become micro-entrepreneurs by selling a variety of financial products, including insurance policies, credit cards, savings accounts, and loans. The platform allows users to partner with banks and non-banking financial companies (NBFCs) to distribute these products, enabling them to earn substantial income with no initial investment. GroMo provides a user-friendly mobile app that facilitates sales from anywhere, offering features such as instant payouts, training and certification programs, customer management tools, and robust customer support. With over 1.4 million partners, GroMo aims to financially empower its users, allowing them to earn over INR 1 lakh monthly by leveraging the app's capabilities. This innovative platform not only simplifies the sales process but also fosters a community of individuals who can enhance their financial knowledge and grow their businesses through referrals and personalized engagement.

Novig operates a commission-free, high-frequency sports betting exchange that lets users bet and trade across multiple sports and events. The platform supports pre-game and in-game trading, live odds, and social betting, enabling players to place bets directly against friends or the market and to monitor performance. By removing traditional sportsbook commissions, Novig offers an alternative betting model centered on direct peer-to-peer interaction and real-time liquidity.

Duplo is a financial technology company focused on providing embedded payment solutions for business-to-business enterprises in Africa. The company offers a platform that includes APIs and user interfaces, allowing businesses to automate payment inflows, reconcile transactions at scale, and execute mass payouts efficiently. Duplo's services enable businesses to seamlessly collect and attribute cashless payments while managing their payment operations effectively. In addition to these core functionalities, Duplo also facilitates the provision of financial services to the customers of its client businesses.

Grey is a company that specializes in providing secure and convenient global banking solutions, primarily targeting emerging markets. It operates a web-based banking platform that allows users to easily open virtual global bank accounts, facilitating the management of foreign bank accounts and enabling hassle-free currency exchange and cross-border transactions. Additionally, Grey offers services for receiving payments from over 80 countries and access to virtual cards, aiming to enhance financial interconnectivity within the evolving gig economy. The company holds licenses from relevant regulatory authorities in Canada and the USA, underscoring its commitment to compliant and innovative financial services.

Rocketplace is a cryptocurrency trading platform that offers commission-free trading for buying and selling cryptocurrencies. The platform also provides free weekly educational articles covering cryptocurrency, NFTs, and Web3 to help users learn while engaging with the market. Headquartered in Palo Alto, California, Rocketplace was founded in 2021.

Arc is a comprehensive finance platform tailored for SaaS startups. It partners with Stripe to offer customized financial products, allowing software founders to borrow, save, and spend on a single digital platform.

Pastel is a company focused on supporting African businesses by providing financial applications that enhance operational efficiency. It offers various tools, including quick receipt management, bookkeeping solutions, and financing options tailored for small businesses in developing countries. By leveraging artificial intelligence and data science, Pastel develops digital tools that empower clients to improve their financial accountability and streamline their business processes. The company's mission is to unlock the potential of these businesses, enabling them to thrive in a competitive landscape.

Ansible Labs' platform, Beam, connects blockchains and bank accounts. Their mission is to modernize money movement. It was founded in 2022.

CreatorDAO is a decentralized community established in 2022 and headquartered in Los Angeles, California. The company focuses on investing in creators by offering a comprehensive platform that provides capital, technology, and operational support. CreatorDAO empowers creators by granting them access to essential resources such as mentorship and professional tools necessary for brand growth. By facilitating these investments, CreatorDAO aims to strengthen the creator economy and enhance the success of individuals within this domain.

Cashmere is a company that specializes in providing a secure cryptocurrency wallet designed to enhance the safety of digital assets. By employing a multi-signature signing feature, Cashmere offers a unique solution that merges the convenience of hot wallets with the robust security typically associated with cold wallets. This allows users to transfer funds safely while ensuring their cryptocurrency remains protected, even if popular hot wallets are compromised. Additionally, Cashmere operates as a shared wallet and asset management platform built on the Solana blockchain, further reinforcing its commitment to helping individuals securely store and manage their cryptocurrency holdings.

Peakflo is a SaaS platform that streamlines collections and payables for businesses in Southeast Asia. By offering a simple API and one‑click integration with accounting software, it automates back‑office workflows such as collections follow‑ups, procure‑to‑pay, invoice‑to‑cash, and expense management. The platform employs agentic workflows and AI voice agents to reduce manual effort, accelerate invoice payments by 10‑20 days, and cut vendor payment fees by 50‑90%. Finance teams across early‑stage startups to unicorns use Peakflo weekly to save time and improve cash flow.

Repool is a New York City-based provider of hedge fund back-office and administration solutions. The company offers end-to-end services for hedge funds, including hedge fund and digital asset fund administration, onboarding and closing software, and turnkey launch capabilities. Its product suite covers fund-in-a-box, hedge fund launch, digital asset fund launch, single- and multi-name special purpose vehicles, and friends-and-family hedge funds, enabling managers to set up and service funds efficiently. By combining administration, onboarding, and fundraising support, Repool aims to streamline operations for modern hedge funds and digital asset strategies.

Bunkyr is a cybersecurity company that delivers a platform for secure cryptocurrency wallets and encrypted applications. It enables recovery through an API and a simple social sign‑in, while backup keys are generated by datacenter‑hosted cryptographic hardware. The platform offers a hardware‑secured API that simplifies protection against data breaches, making security more cost‑effective, faster, and developer‑friendly.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

Ivella offers banking and savings products designed for couples and develops banking and financial applications to help them split expenses. The platform supports joint checking accounts and balances, helps prevent unplanned withdrawals from individual funds, and tracks spending to show who initiated a transaction, how costs are split, and how much each person paid.

Yummy Inc. is a food delivery application company founded in 2020 by Vicente Zavarce, with its headquarters located in San Francisco, California, and an additional office in Caracas, Venezuela. The Yummy app operates across Latin America, allowing users to order and pay for meals through both mobile and web platforms. It offers various payment options, including foreign credit cards and cash, making it convenient for users to enjoy their food at their preferred locations.

GoSats is a company focused on facilitating bitcoin investment in India through a user-friendly platform. It enables individuals to earn bitcoin cashback when they shop with partnered merchants, allowing them to passively accumulate bitcoin as part of their everyday purchasing activities. By integrating shopping with investment, GoSats aims to simplify the process of becoming a bitcoin investor, thereby creating new bitcoin enthusiasts daily. The platform serves as an innovative solution for those looking to enter the cryptocurrency market without needing extensive knowledge or experience.

Frontrunner is a decentralized sports prediction market that enables users to buy and sell shares of sports propositions and futures, functioning similarly to a stock trading platform. This innovative platform allows users to dynamically manage their portfolios by trading positions as odds fluctuate, thus providing greater control compared to traditional sportsbooks where bets are static. By utilizing blockchain technology, Frontrunner fosters fully transparent markets and liquid trading opportunities, fundamentally transforming how individuals invest in their sports insights and beliefs. The company's vision is to integrate decentralized finance concepts into the realm of sports betting, creating a marketplace that aligns financial trading with sports derivatives.

Finnt is a developer of automated financial analysis software designed to enhance the efficiency of corporate finance operations. The company leverages artificial intelligence to improve analytical capabilities and streamline workflows for financial teams. By removing manual and repetitive tasks, Finnt's software accelerates decision-making processes for financial firms. Additionally, it enables users to establish shared savings goals and track spending habits, facilitating effective savings for family members both domestically and internationally. Through its innovative approach, Finnt aims to help finance professionals focus on strategic initiatives rather than tedious administrative functions.

BharatX is an Indian fintech company that provides API-based credit infrastructure for consumer-facing apps and websites. The platform enables partners to embed credit as a feature at checkout, offering options such as buy now, pay later, credit lines, and postpaid plans without building a lending system from scratch. Through white-labeled credit journeys across a partner network, BharatX helps merchants extend financing at the point of sale, driving flexible consumer financing and improving checkout conversion.

Prembly specializes in AI-driven security infrastructure and compliance software for identity verification and fraud prevention. It offers company verification services across Africa, serving various sectors such as Fintech, Insurance, Mobility, E-commerce, HR management, and Crypto spaces. Prembly protects brands from ID thefts and enhances customer onboarding processes.

Mentum is a San Francisco‑based technology company that provides an API for fintech firms to access investment services and a business intelligence platform that helps organizations optimize supply chain operations. Its analytics tool offers customizable dashboards, real‑time data visualization, and reporting capabilities, enabling enterprises to analyze complex data sets, enhance operational efficiency, and derive strategic insights.

earnJARVIS is a crypto investment platform that helps retail investors and businesses access the full breath of the crypto economy by automating asset and yield management.

Daohq is a global platform facilitating the discovery, investment, and management of Decentralized Autonomous Organizations (DAOs). It offers advanced analytics for over 2,000 DAOs, enabling investors, researchers, and developers to access comprehensive data on financial, governance, and social statistics via its DAOHQ DAO Data API. The company's platform aims to fuel the decentralized future by providing a one-stop shop for managing organizations and companies on the blockchain.

SaveIN facilitates connection with nearby healthcare providers and enables users to pay for medical expenses in affordable monthly installments.

Sotira is a B2B SaaS startup that operates an integrated marketplace powered by artificial intelligence. It connects surplus inventory suppliers with buyers, enabling suppliers to recoup value from unsold items and secure upfront cash, while buyers benefit from streamlined sourcing processes and access to high-quality goods. The platform offers tools for financial tracking, analytics, profit forecasting, expense management, and pricing discovery to facilitate efficient transactions between parties.

Kapital is a financial services company that provides a digital platform for small and medium-sized businesses to oversee treasury operations, streamline finances, and access financing. The solution enables centralized management of corporate spending, payroll distribution, and payments to services and suppliers, giving SMEs, freelancers, and startups greater visibility and control over cash flows. In Mexico City, Kapital operates as a commercial bank established in 2021, offering business-focused banking services including advisory on business credit, debt financing, investments, business checking accounts, credit cards, and promissory notes.

Creizer is a fintech company that supports online sellers by offering intelligent, flexible credit tailored to entrepreneurs who operate on online platforms. The platform provides financing to online regional sellers with customizable repayments tied to sales, enabling businesses to pay as they sell based on their store performance. By focusing on micro, small and medium-sized enterprises, Creizer helps online merchants access capital aligned with their sales cycles.

Treinta is a digital ledger app tailored for Latin American microbusinesses. It enables users to record transactions by assigning products from their inventory, providing real-time insights into business metrics. By using Treinta, owners can save up to 30 minutes daily in bookkeeping tasks and enhance efficiency by over 30%. Currently, it serves microbusinesses transitioning from pen-and-paper tracking methods.

Better Financial is a holding company that develops fintech brands focused on helping Americans manage their finances. Their primary product is a banking application designed to assist users in paying off medical debts, offering an integrated insurance policy for everyday expenses and lost income during medical emergencies.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

Lenco is a neobank focused on providing online banking solutions tailored for small and medium-sized enterprises (SMEs) in Africa. The company offers easy-to-open and free-to-manage current bank accounts, along with various financial services designed to support business growth. Lenco's platform includes features such as spending analytics and customized account instructions, which allow businesses to manage their financial operations effectively and gain greater control over their teams. By streamlining banking processes and offering essential tools, Lenco aims to empower SMEs to thrive in a competitive market.

Acctual offers an accounts payable and receivable automation platform for crypto and fiat operations, consolidating the entire AP/AR process in one place and syncing with users' accounting systems. The platform automates invoice processing by extracting data from forwarded invoices, generating contextual journal entries, and enabling crypto payments from the wallet. This helps crypto-focused businesses manage bills more efficiently and establish a standardized, auditable financial workflow.

Truv offers an innovative solution for employment and income verification. By connecting with users' payroll accounts via a JavaScript widget, Truv securely accesses necessary data, facilitating faster and more affordable verifications compared to manual processes.

Rebill is a fintech company that specializes in providing a payments and subscriptions platform tailored for digital businesses and global enterprises operating in Latin America. Its platform enables seamless integration of over 100 local payment methods, including credit cards, bank transfers, cash, and digital wallets, facilitating efficient revenue operations across diverse markets. Rebill's solution offers a single point of trust and automation for managing cross-country and multi-currency transactions, allowing e-commerce and SaaS companies to optimize recurring billing scenarios. This flexibility enhances acceptance rates and provides advanced metrics, ultimately streamlining billing processes and enabling businesses to scale more rapidly in the region. The company prioritizes transparency and customer support, ensuring that clients receive reliable assistance as they expand their operations.

Kredi operates an online mortgage platform designed for Latin American customers. It uses proprietary algorithms to connect users with suitable financial institutions, streamlining the loan application process.

Mono is a digital bank designed specifically for startups and small to medium-sized businesses in Latin America, beginning its operations in Colombia. The company aims to empower these businesses by addressing key challenges they face in managing finances. Mono's platform enables users to open a digital checking account quickly, make online payments using a debit card, and integrate seamlessly with various software-as-a-service applications. This approach allows businesses to efficiently manage their expenses and streamline their financial operations, ultimately facilitating growth and enhancing financial control.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda. The company provides businesses with the tools to accept online payments through various channels, including credit cards, bank deposits, electronic wallets, and cash. Its platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing patterns, and a streamlined checkout process to enhance the customer experience. Additionally, PayMongo offers shareable payment links that merchants can distribute via multiple communication channels, facilitating convenient payment collection. The company's mission is to empower businesses in the rapidly evolving digital economy by providing modern, accessible payment solutions.

Swipe is a billing and payments application designed for small businesses, focusing on simplifying financial management tasks. The software enables users to generate instant GST-compliant invoices, track sales, and manage both inventory and vendor relationships. Additionally, Swipe facilitates the filing of GST returns and provides tools for creating professional invoices, helping businesses maintain compliance with tax regulations. By offering real-time insights into sales and purchases, Swipe aims to streamline the financial operations of its users, enhancing efficiency and organization.

Better Opinions is a stock market of opinions platform that allows users to trade their opinion on an outcome of an event.

PayCaddy facilitates Latin American companies in launching financial services via an API-driven platform. It offers digital wallet creation with KYC checks, online payment processing, and issuance of personalized debit/prepaid cards for customers or employees.

Flexio is a checkout technology company focused on transforming the financial landscape in Latin America through innovative point-of-sale financing solutions. The company aims to enhance consumer experiences by offering straightforward, transparent, and honest financial products. Flexio's digital payment platform enables businesses to manage collections and payments remotely, allowing them to efficiently receive invoices via email, automate data downloads, and ensure timely payment approvals. By prioritizing simplicity and privacy, Flexio serves as a vital financing solution for consumers while meeting the needs of merchants, thus contributing to a more accessible financial ecosystem in the region.

Pluto is the most comprehensive & powerful corporate card and spend management platform built for MENA businesses. From small businesses to the largest multi-national group holdings, businesses such as Property Finder, Knight Frank and Swissport have trusted Pluto with all of their non-payroll spending. Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash & account payables management all within one platform. No more chasing for receipts, manually approving invoices on long e-mail threads or sharing one corporate card with several people. Pluto's enterprise platform brings control back to complex finance and accounting business processes and creates a streamlined approach to controlling your company's spending.

Float (YC W20) offers seamless global banking and modern treasury management for businesses.

Wibond is a digital payment platform founded in Argentina in 2020 by Ezequiel Bucai and Alejandro Silvestre. It operates under a "buy now, pay later" model, providing users with a flexible payment method that allows them to pay in installments without the need for a card. This innovative approach enhances financial access for a diverse user community while enabling companies to increase sales by attracting new customers. Wibond's platform includes a virtual wallet that facilitates a variety of financial transactions such as payments, collections, and withdrawals, streamlining the payment process for businesses. With a vision to promote trade throughout Latin America, Wibond is expanding its services into markets like Chile and Mexico, building on its experience from a prior venture that connected users with a network of gyms and sports centers in multiple countries.

Arc is a comprehensive finance platform tailored for SaaS startups. It partners with Stripe to offer customized financial products, allowing software founders to borrow, save, and spend on a single digital platform.

TradeX is a financial exchange platform that allows individuals to engage in trading based on their opinions regarding various events. Users can predict outcomes on different topics, answering with a Yes or No, and receive rewards depending on the actual results of those events. This innovative approach not only facilitates personal expression but also enables users to hedge everyday risks associated with their predictions. By providing a structured environment for opinion-based trading, TradeX aims to create a dynamic marketplace that reflects public sentiment on significant issues.

Nitra is a financial technology company focused on transforming the healthcare industry through innovative and efficient solutions. It provides a suite of machine learning-powered financial software that includes credit cards, loans, accounts, payments, and expense management tools specifically designed for medical professionals. Nitra's platform enables healthcare providers to streamline their financial operations, allowing them to balance patient care with practice management. Its offerings include a business card that rewards spending and fosters partnerships with various service providers, as well as user-friendly accounting and receipt reconciliation tools. Nitra is committed to equipping the healthcare sector with advanced technology and dedicated support, ensuring that financial management can be both effective and straightforward.

Numida Technologies is a digital financial institution based in Kampala, Uganda, founded in 2015. The company specializes in serving micro- and small businesses in East Africa by offering application software that helps these enterprises maintain up-to-date digital financial records. Numida's proprietary credit scoring system enables it to provide unsecured growth and working capital loans to businesses, which not only results in high portfolio yields but also significantly impacts the livelihoods of borrowers. The platform aims to lower risks and costs for lending institutions, leading to improved lending terms for borrowers and fostering a thriving small business sector that creates employment, increases tax revenues, and enhances living standards for entrepreneurs and their staff.

Stack Wealth is a financial technology company that offers a platform designed to enhance wealth creation opportunities for its users. By providing access to premium multi-asset portfolios, Stack Wealth allows individuals to invest in various asset classes, including debt, equities in India and the US, gold, and private credit, tailored to their specific risk appetites. The company emphasizes the importance of good financial habits and rewards its investors with free US stocks for each investment made through the app. In addition, Stack Wealth features an artificial intelligence-powered manager that consolidates users' financial accounts, facilitating better control over their finances. This comprehensive approach helps users save more effectively, manage bills, and develop sound financial strategies, all while providing detailed reports to track their investment performance.

Founded in 2018, Quo Finance develops a financial planning platform that uses advanced AI to create personalized backup plans. This helps users modify loans and reduce default risks automatically, enabling them to reach their lifestyle goals faster.

Arch manages private investment operations for leading investors and investment advisors, reinventing private portfolio management through a digital solution that replaces traditionally paper based processes.

Trinio is a company that specializes in enhancing e-commerce experiences by reducing friction in the payment process and increasing conversion rates. It operates a payment gateway platform that offers a customizable and secure infrastructure designed to facilitate seamless transactions for shoppers and e-commerce platforms. By focusing on fraud prevention and streamlined checkout processes, Trinio aims to improve user satisfaction and bolster the overall efficiency of online shopping.

Fractional is a platform for fractional real estate investment that enables investors to purchase fractions of properties and visualize returns, cash flow, and costs via a marketplace. It supports a range of property types, including single-family and multi-family homes, with a focus on making real estate investing accessible, educational, collaborative, and inclusive while reducing entry barriers and time commitments.

Defy is Indian-based cryptocurrency exchange platform.

Aqua is an investment platform designed to enable individuals to invest in private equity with lower minimum investment requirements. The platform facilitates access to private equity funds and alternative asset funds, making it possible for retail investors to participate in these investment opportunities without the need for high net worth. Aqua aims to democratize access to stock and alternative assets, promoting liquidity and transparency in the investment process. By lowering barriers to entry, Aqua opens the door for a broader range of investors to engage in private equity.

REWORTH facilitates interactions between banks and merchants by leveraging cashback incentives. It uses anonymous transactional data to personalize offers, boost engagement, and provide real-time business intelligence. REWORTH's API infrastructure enables third-party services like credit scoring and fraud prevention.

Founded in 2014, Bolt enhances online shopping by offering a seamless checkout platform. It enables secure, logged-in, one-click purchases for shoppers, benefiting retailers like REVOLVE and Casper who use it to reduce cart abandonment and improve customer experience.

Trii is a fintech company focused on democratizing access to the stock market for retail investors in Latin America. It offers a mobile application that allows individual users to buy and sell shares easily and efficiently. By reducing the costs associated with retail transactions, Trii enables investors to automate investing processes that were previously labor-intensive and costly. The company's platform aims to simplify investment for a broader audience, promoting financial inclusion and enhancing the investment experience for users in the region.

Inai streamlines global payment processes by offering a single integration point for multiple payment service providers, wallets, buy now pay later platforms, open banking providers, fraud detection tools, business intelligence services, and accounting systems. Its dashboard enables merchants to create custom workflows tailored to their specific business needs without requiring any coding.

SalaryBox develops an employee management application for tracking salary and attendance. Its mobile SaaS product simplifies salary calculation, payments, wage disbursement, and government compliance.

Akiba Digital is a data and technology company that empowers businesses to make informed risk decisions through its financial intelligence solutions. It leverages alternative data to unlock financial opportunities for consumers, businesses, and society.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Treinta is a digital ledger app tailored for Latin American microbusinesses. It enables users to record transactions by assigning products from their inventory, providing real-time insights into business metrics. By using Treinta, owners can save up to 30 minutes daily in bookkeeping tasks and enhance efficiency by over 30%. Currently, it serves microbusinesses transitioning from pen-and-paper tracking methods.

Gotrade is a stock trading platform that enables retail investors to buy fractional shares in publicly traded companies with commission-free trading. The service targets users in a broad global audience, offering access to public equity markets through a mobile app and supporting fractional investments in US stocks via its platform. Security features highlighted include biometric authentication and data encryption. By lowering barriers to entry, Gotrade aims to expand participation in equity markets beyond traditional full-share trading, positioning itself as a global fractional trading solution that combines ease of use with affordable access to diversified investments.

Yummy Inc. is a food delivery application company founded in 2020 by Vicente Zavarce, with its headquarters located in San Francisco, California, and an additional office in Caracas, Venezuela. The Yummy app operates across Latin America, allowing users to order and pay for meals through both mobile and web platforms. It offers various payment options, including foreign credit cards and cash, making it convenient for users to enjoy their food at their preferred locations.

Kredi operates an online mortgage platform designed for Latin American customers. It uses proprietary algorithms to connect users with suitable financial institutions, streamlining the loan application process.

OnTop is a company that simplifies the process of hiring and managing global teams. It provides an employee recruitment platform designed to streamline onboarding, payroll management, and compliance. The platform features intelligent contracts and a global payment network that allows clients to pay international workers in US dollars effortlessly. Additionally, OnTop automates the filing of necessary documents and government forms associated with the hiring process, enabling companies to efficiently find and integrate suitable candidates without the complexities typically involved in remote employment. By abstracting the challenges of compliance and payment, OnTop enhances the overall experience of remote hiring for its clients.

Embed provides modern securities execution, clearing, settlement, and custody APIs for fintechs, broker-dealers, RIAs, banks, and trust companies.

Cast Corporation is a technology company based in San Francisco, California, founded in 2019. It specializes in creating cast players designed to use audio and video to clarify complex concepts, particularly in financial contexts. The company generates audio and video reports from data, enabling users to better understand financial and revenue information. Cast Corporation's offerings include financial casts, research reports, and services related to investor relations, personal finance, wealth management, retirement investment, college savings planning, and asset management. Additionally, the company focuses on revenue intelligence and operational insights, aiming to drive customer success and encourage users to take significant actions based on the information presented.