Speedinvest

Flow48 is a platform that specializes in revenue-based financing, providing companies with access to capital to stabilize their cash flow. The platform offers upfront lump-sum investments that businesses can use for purposes such as inventory purchases or capital expenditures. This funding model allows companies to generate future revenues while benefiting from rapid access to funds and flexible repayment options. Flow48 aims to support businesses in their growth and operational needs through innovative financial solutions.

Oze is a digital platform designed to support small and medium-sized enterprises (SMEs) in Africa by providing tools for managing sales, expenses, and customer data. The app enables entrepreneurs to track their financial activities efficiently and offers tailored recommendations, reports, and business education to enhance their operations. Oze also provides access to coaching for users seeking additional guidance. By leveraging data and machine learning, Oze can assess credit risk and facilitate affordable financing options through banking partners. With a user base exceeding 150,000, Oze has established itself as the largest online community of SMEs in West Africa, demonstrating significant impact as 97% of businesses using Oze for over nine months have reported growth or profitability.

Mundi is a fintech company that transforms financial technology by offering access to capital market products and opportunities to businesses of all sizes.

Flow48 is a platform that specializes in revenue-based financing, providing companies with access to capital to stabilize their cash flow. The platform offers upfront lump-sum investments that businesses can use for purposes such as inventory purchases or capital expenditures. This funding model allows companies to generate future revenues while benefiting from rapid access to funds and flexible repayment options. Flow48 aims to support businesses in their growth and operational needs through innovative financial solutions.

YardLink is a B2B procurement platform tailored for the construction industry, founded in 2018 and based in London, England. It provides contractors with access to a wide range of tools, equipment, bulk materials, fuel, waste management services, and other necessary supplies. The platform facilitates the process of finding, booking, and paying for these resources, while also aiming to reduce the carbon footprint of construction projects by linking contractors with approved local suppliers. By leveraging technology, YardLink optimizes the procurement process, allowing builders to efficiently connect with equipment rental companies and manage their resources effectively.

Julaya is a fintech company focused on providing African businesses with digital financial solutions. The platform enables companies to manage payments efficiently through a digital account, facilitating mobile money transactions for employees and suppliers. Julaya's services include issuing virtual and physical prepaid cards, allowing businesses to streamline their financial operations. Additionally, the software supports utility bill payments, credit card reloading, and money transfers, enhancing accessibility to digital payment options. By digitizing their operations on the Julaya platform, businesses can also access digital loans, thereby improving their financial flexibility and operational efficiency. Julaya aims to empower businesses by offering a comprehensive suite of financial tools tailored to meet their specific needs.

Rollee is a developer of a secure platform that specializes in the verification of employment data. The company offers services such as profile verification, claim verification, activity monitoring, and fleet management. By leveraging reliable data from payroll sources, Rollee enables businesses to automate their verification processes, ensuring accuracy and efficiency in managing employment information. The platform serves as a vital resource for organizations seeking to streamline their hiring and verification operations in Europe.

Oze is a digital platform designed to support small and medium-sized enterprises (SMEs) in Africa by providing tools for managing sales, expenses, and customer data. The app enables entrepreneurs to track their financial activities efficiently and offers tailored recommendations, reports, and business education to enhance their operations. Oze also provides access to coaching for users seeking additional guidance. By leveraging data and machine learning, Oze can assess credit risk and facilitate affordable financing options through banking partners. With a user base exceeding 150,000, Oze has established itself as the largest online community of SMEs in West Africa, demonstrating significant impact as 97% of businesses using Oze for over nine months have reported growth or profitability.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Xapix, Inc. operates an online platform that enables enterprise developers to discover, integrate, and manage data and services from various providers. Founded in 2015 and based in San Francisco with an additional office in Berlin, the company specializes in combining data endpoints into a unified application programming interface (API), facilitating data mapping across different formats. Xapix also offers a suite of tools aimed at e-commerce leaders, including a personal Amazon AI Operations Assistant that supports financial and operational analysis, alerts, and optimizations to enhance sales and profitability. Its analytics platform centralizes essential data and delivers artificial intelligence-driven recommendations, thereby assisting digital-first retailers in acquiring, managing, and scaling their brands through automated product portfolio management. This enables clients to gain performance insights, measure growth, and maintain a competitive edge in the marketplace.

YardLink is a B2B procurement platform tailored for the construction industry, founded in 2018 and based in London, England. It provides contractors with access to a wide range of tools, equipment, bulk materials, fuel, waste management services, and other necessary supplies. The platform facilitates the process of finding, booking, and paying for these resources, while also aiming to reduce the carbon footprint of construction projects by linking contractors with approved local suppliers. By leveraging technology, YardLink optimizes the procurement process, allowing builders to efficiently connect with equipment rental companies and manage their resources effectively.

Lummo empower entrepreneurs and brands in SEA to accelerate their growth and to serve their customers by giving them the best technology.

Gronda GmbH, founded in 2015 and based in Wattens, Austria, operates the world's largest online community for culinary professionals, including chefs, waiters, and baristas. The platform, which serves users in Germany, Austria, Switzerland, and Italy, empowers chefs to showcase their culinary creations, connect with a global audience, and monetize their recipes. Gronda aims to preserve culinary knowledge by enabling chefs to document and share their work, inspiring future generations and fostering innovation within the culinary industry. Key features of the platform include chef portfolios for building an online presence, recipe sharing to inspire millions, and community-building tools that connect chefs and food enthusiasts. With over 1.1 million chefs worldwide and more than 170,000 creations shared, Gronda has established itself as a vital resource in the culinary landscape, receiving high ratings from its users.

Kerala Startup Mission (KSUM) is a government agency established in 2006, located in Trivandrum, India. It plays a crucial role in fostering a dynamic startup ecosystem in Kerala by providing state-of-the-art facilities and networking opportunities for entrepreneurs. KSUM focuses on encouraging innovation in various sectors beyond software and IT, promoting the development of future technologies and novel solutions to contemporary challenges. The agency facilitates exposure to both national and international startup ecosystems, enabling local startups to gain recognition and success on global platforms. It also implements supportive policies, such as the Kerala technology startup policy of 2014 and the updated State IT policy of 2017, to enhance the entrepreneurial landscape in the region. Through its initiatives, KSUM aims to nurture and empower startups, helping them thrive in a competitive environment.

Rive is redefining how people buy, sell, and rent homes. Rive brings simplicity to switching homes by providing liquidity to sellers and fully renovated, move-in-ready homes for buyers while providing real estate agents with a unique combination of tech tools and products to give superior service to their customers. As a result, our customers have access to everything they need for a successful real estate transaction, from cutting-edge real-time market insights to renovation services delivered by local real estate professionals who guide them at every step. ‘Rive’ means leading edge and groundbreaking, just like the idea Rive was founded on: that selling homes should be simple and stress-free. To make this a reality, the Rive platform brings together all the different solutions that you need to change your life and property. Since we started in 2017, we have grown from a local iBuyer into a team of more than 300 real estate professionals in Finland, Spain, and Poland, and expanded our offering into a full-service real estate platform that provides a range of solutions for selling, buying, renovating, and financing your home. Rive is headquartered in Helsinki and is operating in all the major cities in Finland as well as Warsaw, Poland, and Madrid and Barcelona, Spain. Rive service concept is developed by Homerun Technologies Ltd. You can find more about us: www.rivehomes.com

Xapix, Inc. operates an online platform that enables enterprise developers to discover, integrate, and manage data and services from various providers. Founded in 2015 and based in San Francisco with an additional office in Berlin, the company specializes in combining data endpoints into a unified application programming interface (API), facilitating data mapping across different formats. Xapix also offers a suite of tools aimed at e-commerce leaders, including a personal Amazon AI Operations Assistant that supports financial and operational analysis, alerts, and optimizations to enhance sales and profitability. Its analytics platform centralizes essential data and delivers artificial intelligence-driven recommendations, thereby assisting digital-first retailers in acquiring, managing, and scaling their brands through automated product portfolio management. This enables clients to gain performance insights, measure growth, and maintain a competitive edge in the marketplace.

LAMA is providing video interviews as a service. We help businesses produce personalized video interviews in minutes, for a fraction of the cost of a professional video team. Users can conduct an interview directly through our app, and seamlessly integrate the video on their websites, blogs etc. We also have our own magazine, where we help entrepreneurs promote themselves and learn from each other.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Rive is redefining how people buy, sell, and rent homes. Rive brings simplicity to switching homes by providing liquidity to sellers and fully renovated, move-in-ready homes for buyers while providing real estate agents with a unique combination of tech tools and products to give superior service to their customers. As a result, our customers have access to everything they need for a successful real estate transaction, from cutting-edge real-time market insights to renovation services delivered by local real estate professionals who guide them at every step. ‘Rive’ means leading edge and groundbreaking, just like the idea Rive was founded on: that selling homes should be simple and stress-free. To make this a reality, the Rive platform brings together all the different solutions that you need to change your life and property. Since we started in 2017, we have grown from a local iBuyer into a team of more than 300 real estate professionals in Finland, Spain, and Poland, and expanded our offering into a full-service real estate platform that provides a range of solutions for selling, buying, renovating, and financing your home. Rive is headquartered in Helsinki and is operating in all the major cities in Finland as well as Warsaw, Poland, and Madrid and Barcelona, Spain. Rive service concept is developed by Homerun Technologies Ltd. You can find more about us: www.rivehomes.com

Rive is redefining how people buy, sell, and rent homes. Rive brings simplicity to switching homes by providing liquidity to sellers and fully renovated, move-in-ready homes for buyers while providing real estate agents with a unique combination of tech tools and products to give superior service to their customers. As a result, our customers have access to everything they need for a successful real estate transaction, from cutting-edge real-time market insights to renovation services delivered by local real estate professionals who guide them at every step. ‘Rive’ means leading edge and groundbreaking, just like the idea Rive was founded on: that selling homes should be simple and stress-free. To make this a reality, the Rive platform brings together all the different solutions that you need to change your life and property. Since we started in 2017, we have grown from a local iBuyer into a team of more than 300 real estate professionals in Finland, Spain, and Poland, and expanded our offering into a full-service real estate platform that provides a range of solutions for selling, buying, renovating, and financing your home. Rive is headquartered in Helsinki and is operating in all the major cities in Finland as well as Warsaw, Poland, and Madrid and Barcelona, Spain. Rive service concept is developed by Homerun Technologies Ltd. You can find more about us: www.rivehomes.com

Speedstartstudio is an incubator focused on fostering innovation and digital entrepreneurship by collaborating with a select group of corporate partners. Based in Lake, the studio aims to bridge the gap between traditional industries and the digital realm, helping to identify opportunities for growth and the creation of new companies. Founders Michael Breidenbrücker and Christoph Böckle leverage their expertise to provide guidance and financial assistance, equipping emerging businesses with the necessary entrepreneurial knowledge and operational experience. This approach not only accelerates corporate innovation but also enhances revenue and profitability for the companies involved.

Finnest GmbH is an online crowdfunding platform founded in 2014 and headquartered in Vienna, Austria. The company focuses on providing established small and medium-sized enterprises (SMEs) with alternative access to the capital market, enabling investors to participate in private placements of financially sound businesses. Finnest has developed a unique approach that combines corporate financing with crowd-investing, utilizing a reverse blind auction system where investors propose investment offers and set their own annual interest rates. This method incorporates elements from traditional book-building mechanisms used in corporate bonds, along with marketing and loyalty effects typical of crowd financing. Finnest primarily assists investors from Austria, Germany, and Switzerland in offering qualified subordinated loans to selected companies in Austria and Germany. In 2019, Finnest became a subsidiary of Invesdor Oy.

Holvi is a digital banking service tailored for small businesses, including solopreneurs, freelancers, and startups in Europe. It provides a comprehensive platform that combines business accounts, invoicing, and bookkeeping tools, streamlining financial administration for its users. As a licensed Payment Institution, Holvi operates under the authorization of the Financial Supervisory Authority of Finland, allowing it to serve customers across the EU. The platform facilitates sales, invoicing, and cash flow tracking, enabling businesses to efficiently manage their finances and focus on growth without the distractions of traditional financial management.

Joblocal operates as a regional job fair network in Germany, providing a platform tailored to connect local job seekers with relevant employment opportunities in their vicinity. Unlike national job sites, joblocal focuses on the entire job market within specific regions, catering to various levels of employment, including specialists, managers, temporary workers, and trainees. The platform serves as both a marketing and human resources tool, offering features such as a job board, online job markets, recruiting services, employer branding, and HR consulting. This approach aims to enhance local employment engagement and streamline the recruitment process for both candidates and employers.

GAMINSIDE GmbH, founded in 2011 and based in Vienna, Austria, specializes in providing loyalty and status programs for online games. The company serves game publishers by offering tailored solutions, services, and software designed to manage and influence customer behavior effectively. By integrating gamification strategies with customer loyalty initiatives, GAMINSIDE aims to help businesses enhance their relationships with customers and maximize revenue potential. As a full-service provider in the European market, GAMINSIDE focuses on delivering unique and comprehensive packages that align with the specific needs of its clients.