Monkee is a financial application focused on enhancing users' financial health. Founded in Austria, the app utilizes behavioral design, gamification, and machine learning to promote sustainable financial practices. It offers an AI-driven Financial Health coach that assists users in setting saving targets and breaking them down into achievable goals. Through soft interventions, or nudges, the app encourages users to develop better spending and saving habits, ultimately helping them to balance their finances and save for the future. Initially launched in Germany and Austria, Monkee aims to empower individuals to lead financially secure lives.
Future Fashion is an omnichannel platform that helps fashion brands to virtualize and customize their collections in 3D by reducing sample costs and increasing customer experience. It's the owner of DIS, the brand offering the fastest made to order shoe service in the world. Thanks to an end-to-end platform, today DIS sells shoes without producing them using an omnichannel 3D configurator with over 60 million virtual combinations
PayQin Ltd. operates an e-wallet platform that facilitates online payments for users in emerging markets. Founded in 2017 and headquartered in London, with additional offices in France and Sweden, the company provides a mobile application featuring a virtual debit card for both local and international transactions. PayQin aims to simplify cross-border payments and card issuance for individuals and small to medium-sized enterprises, offering low fees and real-time processing. This approach allows users to focus on their growth rather than the complexities associated with international transactions.
Tipit develops a financial service technology that enables cashless tipping for customers. It provides direct tipping to employees' personal bank accounts. Tipit is based at Vilnius, Lithuania.
Zofi Cash is a digital financial platform that seeks to revolutionize how and when salaried people get paid. 30 days is way too long to wait to get paid. Our goal is to make everyday a pay day for the hard working africans on the african continent.
Investory is a startup Investor Relations SaaS platform. Enabling data-driven portfolio decision making for VCs and other startup investors. Simplifying investor reporting and enhancing the fundraising process for startups. We aim to revolutionize startup capital markets, leveraging data and artificial intelligence.
Finmap is financial management tool that allows business owners to see the state of their company without special knowledge of finance and studying of complex systems. By using 3 simple buttons - income, outcome and transfer - all analytics appears in a few clicks at a glance: how much the company earned, which projects more profitable, a statement of cash flows, accounts receivable and payable of the company. Finmap makes it possible to see the business situation on one sheet, removes chaos in financial management and gives the business owner the opportunity to make the right decisions
Planet42 is democratising mobility by enabling people ignored by banks to get access to a personal vehicle. The company leverages technology to mitigate risk and promote financial inclusion by buying second-hand cars from a network of motor dealers and providing them to customers on a subscription basis, without the need to physically see the car or meet the customer.
Future Fashion is an omnichannel platform that helps fashion brands to virtualize and customize their collections in 3D by reducing sample costs and increasing customer experience. It's the owner of DIS, the brand offering the fastest made to order shoe service in the world. Thanks to an end-to-end platform, today DIS sells shoes without producing them using an omnichannel 3D configurator with over 60 million virtual combinations
Ondato provides photo and real-time video remote customer identification & KYC services combining artificial intelligence & machine learning engines for both legal entities and natural persons. Bank level security, national / international document database access and easy integration as well as 100% process flexibility- the key points Ondato stands out on the market with its solution
dillali is an all in one income and expenditure management tool for micro and small businesses in Africa to manage their financial records all in one place; transitioning from paper to digital. SMEs can manage electronic invoices, expenses, income and management of inventory among others. Dillali is for mobile as well as desktop users.
Kernolab helps companies embedd financial features into their products: accounts, payments, cards, loans and more.
Jeff is a personalized loan broker that matches borrowers and lenders through alternative data. Jeff's mission is to help the unbanked to access financial services. In the absence of credit history and bank transactions, Jeff gathers alternative data from sources like smartphones, social media, behavioral patterns, geolocation, and other types of digital footprint. Jeff then puts this information to good use and find ways on how alternative data points can prove creditworthiness and build trust, building new ways of accessing financing and evolving an alternative credit score. The company was founded in 2019 and is located in Riga, Latvia.
Fractory Ltd operates an online platform focused on sheet metal fabrication, enabling users to upload CAD files and connect with partner service providers based on their availability, location, and capabilities. The platform offers a range of services including laser cutting, plasma cutting, tube laser cutting, oxy cutting, waterjet cutting, metal bending, and surface treatment. Established in 2019 and headquartered in Manchester, United Kingdom, Fractory serves as a manufacturing marketplace that simplifies the process of discovering, comparing, and fulfilling production orders, irrespective of batch size. By optimizing the use of specialized laser-cutting equipment, Fractory enhances the return on investment for users, while its automated quoting system allows for quick pricing without the need for extensive communication.
PayQin Ltd. operates an e-wallet platform that facilitates online payments for users in emerging markets. Founded in 2017 and headquartered in London, with additional offices in France and Sweden, the company provides a mobile application featuring a virtual debit card for both local and international transactions. PayQin aims to simplify cross-border payments and card issuance for individuals and small to medium-sized enterprises, offering low fees and real-time processing. This approach allows users to focus on their growth rather than the complexities associated with international transactions.
HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.
Finmap is financial management tool that allows business owners to see the state of their company without special knowledge of finance and studying of complex systems. By using 3 simple buttons - income, outcome and transfer - all analytics appears in a few clicks at a glance: how much the company earned, which projects more profitable, a statement of cash flows, accounts receivable and payable of the company. Finmap makes it possible to see the business situation on one sheet, removes chaos in financial management and gives the business owner the opportunity to make the right decisions
JetBeep is a product company that is working with financial institutions that are willing to roll out mobile wallets. The company JetBeep is a product company that is working with financial institutions that are willing to roll out mobile wallets.
Finmap is financial management tool that allows business owners to see the state of their company without special knowledge of finance and studying of complex systems. By using 3 simple buttons - income, outcome and transfer - all analytics appears in a few clicks at a glance: how much the company earned, which projects more profitable, a statement of cash flows, accounts receivable and payable of the company. Finmap makes it possible to see the business situation on one sheet, removes chaos in financial management and gives the business owner the opportunity to make the right decisions
Funderbeam is an innovative platform that facilitates investing and trading in equity stakes of private companies, primarily targeting early-stage investments. Founded in 2013 and headquartered in Tallinn, Estonia, with an additional office in London, Funderbeam operates as the world's first primary and secondary marketplace for early-stage investments, utilizing blockchain technology for security. The platform enables founders to raise funds while providing liquidity opportunities for early-stage equity investors. In addition to its main operations, Funderbeam also has a subsidiary based in Zagreb, Croatia, which focuses on equity crowdfunding, further expanding its reach to support investors and startups in South-East Europe.
Jeff is a personalized loan broker that matches borrowers and lenders through alternative data. Jeff's mission is to help the unbanked to access financial services. In the absence of credit history and bank transactions, Jeff gathers alternative data from sources like smartphones, social media, behavioral patterns, geolocation, and other types of digital footprint. Jeff then puts this information to good use and find ways on how alternative data points can prove creditworthiness and build trust, building new ways of accessing financing and evolving an alternative credit score. The company was founded in 2019 and is located in Riga, Latvia.
Investory is a startup Investor Relations SaaS platform. Enabling data-driven portfolio decision making for VCs and other startup investors. Simplifying investor reporting and enhancing the fundraising process for startups. We aim to revolutionize startup capital markets, leveraging data and artificial intelligence.
Kaiku is an early stage funding platform for first time venture funds. We work with 300+ VCs in 50 countries using the Kaiku platform to gather feedback on investor preferences and use AI to improve the quality of their leads.
Monkee is a financial application focused on enhancing users' financial health. Founded in Austria, the app utilizes behavioral design, gamification, and machine learning to promote sustainable financial practices. It offers an AI-driven Financial Health coach that assists users in setting saving targets and breaking them down into achievable goals. Through soft interventions, or nudges, the app encourages users to develop better spending and saving habits, ultimately helping them to balance their finances and save for the future. Initially launched in Germany and Austria, Monkee aims to empower individuals to lead financially secure lives.
Kernolab helps companies embedd financial features into their products: accounts, payments, cards, loans and more.
Ondato provides photo and real-time video remote customer identification & KYC services combining artificial intelligence & machine learning engines for both legal entities and natural persons. Bank level security, national / international document database access and easy integration as well as 100% process flexibility- the key points Ondato stands out on the market with its solution
Manu is a behavioral analytics company that specializes in assisting financial institutions with client onboarding and credit scoring processes. Founded in 2016 and based in Vilnius, Lithuania, Manu utilizes a behavioral data-driven AI model to profile customers, enabling institutions to identify reliable clients when they apply for loans. By leveraging personalized business decisions based on behavioral analytics, Manu aims to streamline these processes and enhance efficiency for its financial partners.
ForPeeps is a mobile bank app that provides all banking and transaction services.
dillali is an all in one income and expenditure management tool for micro and small businesses in Africa to manage their financial records all in one place; transitioning from paper to digital. SMEs can manage electronic invoices, expenses, income and management of inventory among others. Dillali is for mobile as well as desktop users.
Monevio Consulting is a fintech company that provides all financial services. It enables brands to deliver embedded finance and better fintech products faster. Electronic Money Institution consulting services are Market review, Business Plan/ Go-to-Market strategy, Financial plan preparation, IT part documentation preparation, and Human recourse Management. Bank Account Opening, Compliance, and White Labels are other banking services.
PAYZE is a tech-enabled API based payment gateway which instantly onboards online merchants and provides online marketplaces capability to define any number of relevant split schemes. PAYZE provides environment for online marketplaces to define payment split schemes once and never again worry about additional accounting or risks with taxes. This “automated ecosystem” enables marketplaces to scale their products without worrying about settlement between all actors on their platforms nor checks from relevant tax authorities.
HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.
ForPeeps is a mobile bank app that provides all banking and transaction services.
Spenfi, developed by UAB Haslle, specializes in spending and expense management software solutions designed for business-to-business applications. Established in 2019 and headquartered in Vilnius, Lithuania, the company offers a comprehensive platform that integrates various financial processes, including business travel expenses, administrative expenditures, subscription management, and invoice processing. Spenfi aims to enhance financial control for organizations by enabling finance teams to track purchases from order to payment, manage vendor payments, and automate expense reporting. The software also supports onboarding, purchase approvals, and provides real-time analysis, thereby streamlining operations and reducing the time spent on repetitive tasks. With its capabilities, Spenfi helps companies define custom budgets and efficiently manage payments, ensuring a more organized approach to financial management.
Planet42 is democratising mobility by enabling people ignored by banks to get access to a personal vehicle. The company leverages technology to mitigate risk and promote financial inclusion by buying second-hand cars from a network of motor dealers and providing them to customers on a subscription basis, without the need to physically see the car or meet the customer.
Ondato provides photo and real-time video remote customer identification & KYC services combining artificial intelligence & machine learning engines for both legal entities and natural persons. Bank level security, national / international document database access and easy integration as well as 100% process flexibility- the key points Ondato stands out on the market with its solution
kevin. provides a secure and developer-friendly payment infrastructure, unlocking the benefits of Open Banking to a wide range of market players. Licensed to operate across the EEA and supervised by the bank of Lithuania, kevin.'s banking payment and account information solutions are fully compliant with the PSD2 framework and outcompete card networks on both quality and price. We are a team of 40 (and growing!) passionate people driven by our expertise, ambition, trust and sense of ownership.
Ondato provides photo and real-time video remote customer identification & KYC services combining artificial intelligence & machine learning engines for both legal entities and natural persons. Bank level security, national / international document database access and easy integration as well as 100% process flexibility- the key points Ondato stands out on the market with its solution
kevin. provides a secure and developer-friendly payment infrastructure, unlocking the benefits of Open Banking to a wide range of market players. Licensed to operate across the EEA and supervised by the bank of Lithuania, kevin.'s banking payment and account information solutions are fully compliant with the PSD2 framework and outcompete card networks on both quality and price. We are a team of 40 (and growing!) passionate people driven by our expertise, ambition, trust and sense of ownership.
Flipful SIA, founded in 2019 and based in Riga, Latvia, offers a mobile application that allows employees to access their earned salary before the official payday. This solution helps employees avoid financial stress by providing them with timely access to their wages, thus reducing the reliance on high-interest payday loans or borrowing from family and friends. Flipful integrates seamlessly with existing payroll systems, ensuring that companies do not need to alter their current processes. By enabling employees to receive advances on their earned salary, Flipful serves as an employee benefits solution that enhances motivation and satisfaction, ultimately benefiting both employers and employees.
Planet42 is democratising mobility by enabling people ignored by banks to get access to a personal vehicle. The company leverages technology to mitigate risk and promote financial inclusion by buying second-hand cars from a network of motor dealers and providing them to customers on a subscription basis, without the need to physically see the car or meet the customer.
Investory is a startup Investor Relations SaaS platform. Enabling data-driven portfolio decision making for VCs and other startup investors. Simplifying investor reporting and enhancing the fundraising process for startups. We aim to revolutionize startup capital markets, leveraging data and artificial intelligence.
Ondato provides photo and real-time video remote customer identification & KYC services combining artificial intelligence & machine learning engines for both legal entities and natural persons. Bank level security, national / international document database access and easy integration as well as 100% process flexibility- the key points Ondato stands out on the market with its solution
Spenfi, developed by UAB Haslle, specializes in spending and expense management software solutions designed for business-to-business applications. Established in 2019 and headquartered in Vilnius, Lithuania, the company offers a comprehensive platform that integrates various financial processes, including business travel expenses, administrative expenditures, subscription management, and invoice processing. Spenfi aims to enhance financial control for organizations by enabling finance teams to track purchases from order to payment, manage vendor payments, and automate expense reporting. The software also supports onboarding, purchase approvals, and provides real-time analysis, thereby streamlining operations and reducing the time spent on repetitive tasks. With its capabilities, Spenfi helps companies define custom budgets and efficiently manage payments, ensuring a more organized approach to financial management.
JetBeep is a product company that is working with financial institutions that are willing to roll out mobile wallets. The company JetBeep is a product company that is working with financial institutions that are willing to roll out mobile wallets.
Fractory Ltd operates an online platform focused on sheet metal fabrication, enabling users to upload CAD files and connect with partner service providers based on their availability, location, and capabilities. The platform offers a range of services including laser cutting, plasma cutting, tube laser cutting, oxy cutting, waterjet cutting, metal bending, and surface treatment. Established in 2019 and headquartered in Manchester, United Kingdom, Fractory serves as a manufacturing marketplace that simplifies the process of discovering, comparing, and fulfilling production orders, irrespective of batch size. By optimizing the use of specialized laser-cutting equipment, Fractory enhances the return on investment for users, while its automated quoting system allows for quick pricing without the need for extensive communication.
Manu is a behavioral analytics company that specializes in assisting financial institutions with client onboarding and credit scoring processes. Founded in 2016 and based in Vilnius, Lithuania, Manu utilizes a behavioral data-driven AI model to profile customers, enabling institutions to identify reliable clients when they apply for loans. By leveraging personalized business decisions based on behavioral analytics, Manu aims to streamline these processes and enhance efficiency for its financial partners.
Manu is a behavioral analytics company that specializes in assisting financial institutions with client onboarding and credit scoring processes. Founded in 2016 and based in Vilnius, Lithuania, Manu utilizes a behavioral data-driven AI model to profile customers, enabling institutions to identify reliable clients when they apply for loans. By leveraging personalized business decisions based on behavioral analytics, Manu aims to streamline these processes and enhance efficiency for its financial partners.
H-Finance is a European digital lending company that specializes in issuing loans backed by cryptocurrency and other digital assets to both businesses and individuals. Founded in 2014 and headquartered in Vilnius, Lithuania, the company was established by the shareholders of the peer-to-peer lending platform SAVY. H-Finance operates on a global scale, providing financial solutions that leverage the growing market for digital assets.
Montonio Finance OÜ, founded in 2018 and based in Tallinn, Estonia, operates as a point-of-sale financing aggregator that leverages open banking to enhance credit efficiency and transparency. The company's platform simplifies the application process for hire purchase both online and in physical stores, helping merchants reduce lost sales and save time on service. Montonio's software integrates various payment methods and offers tools for refunds and shipping, allowing online merchants to streamline their operations and increase revenue through a unified dashboard. By focusing on creating a seamless experience for both merchants and customers, Montonio aims to improve the overall efficiency of credit intermediation services.
PayQin Ltd. operates an e-wallet platform that facilitates online payments for users in emerging markets. Founded in 2017 and headquartered in London, with additional offices in France and Sweden, the company provides a mobile application featuring a virtual debit card for both local and international transactions. PayQin aims to simplify cross-border payments and card issuance for individuals and small to medium-sized enterprises, offering low fees and real-time processing. This approach allows users to focus on their growth rather than the complexities associated with international transactions.
kevin. provides a secure and developer-friendly payment infrastructure, unlocking the benefits of Open Banking to a wide range of market players. Licensed to operate across the EEA and supervised by the bank of Lithuania, kevin.'s banking payment and account information solutions are fully compliant with the PSD2 framework and outcompete card networks on both quality and price. We are a team of 40 (and growing!) passionate people driven by our expertise, ambition, trust and sense of ownership.
Ninja Lender, founded in 2018 and based in Kyiv, Ukraine, operates a business-to-business marketplace that facilitates the buying and selling of rejected loan applications among credit institutions. The platform enables banks and lending companies to connect with alternative credit providers, allowing them to offer loans to clients who were initially denied. This process not only enhances financial inclusion for rejected borrowers but also helps financial institutions reduce customer acquisition costs and improve customer loyalty. By streamlining the loan application process, Ninja Lender aims to create a more efficient marketplace for credit services.
Ninja Lender, founded in 2018 and based in Kyiv, Ukraine, operates a business-to-business marketplace that facilitates the buying and selling of rejected loan applications among credit institutions. The platform enables banks and lending companies to connect with alternative credit providers, allowing them to offer loans to clients who were initially denied. This process not only enhances financial inclusion for rejected borrowers but also helps financial institutions reduce customer acquisition costs and improve customer loyalty. By streamlining the loan application process, Ninja Lender aims to create a more efficient marketplace for credit services.
PayQin Ltd. operates an e-wallet platform that facilitates online payments for users in emerging markets. Founded in 2017 and headquartered in London, with additional offices in France and Sweden, the company provides a mobile application featuring a virtual debit card for both local and international transactions. PayQin aims to simplify cross-border payments and card issuance for individuals and small to medium-sized enterprises, offering low fees and real-time processing. This approach allows users to focus on their growth rather than the complexities associated with international transactions.
PayQin Ltd. operates an e-wallet platform that facilitates online payments for users in emerging markets. Founded in 2017 and headquartered in London, with additional offices in France and Sweden, the company provides a mobile application featuring a virtual debit card for both local and international transactions. PayQin aims to simplify cross-border payments and card issuance for individuals and small to medium-sized enterprises, offering low fees and real-time processing. This approach allows users to focus on their growth rather than the complexities associated with international transactions.
PayTipTop makes payments fun and fast. We provide a standalone device for standard wireless bank cards, which is designed with customers to make their paying experience delightful. PayTipTop solution suites perfectly for predefined prices in charity, tips in pubs and lunch bags in restaurants. Contact us at info@paytiptop.com to start using our solution.
Piggymind is a service that helps customers trick themselves into saving money. It does that by tracking their expenses and accumulating the spare change into a savings wallet, which later gets invested in financial instruments, intelligently personalized to their lifestyle.
Trisbee s.r.o. develops and offers Trisbee, a mobile-based payment application for individuals and businesses. Its application allows individuals to pay to various registered traders and sole traders, as well as send money to their friends. The company also offers Trisbee Business for businesses to receive cashless payments for their goods or services. The company was incorporated in 2016 and is based in Prague, Czech Republic.
CostPocket is an accountancy startup intended to help accountants receive receipts from their clients in a much faster and easier way. Its expense management software automates business expense entry, eliminates paper trail, and reduces administrative effort and helps to ease the workflow and save 75% of the time accountants spend on receipts, enabling clients to save time on receipt delivery. The company was founded in 2016 and is headquartered in Tallinn, Estonia.
Fully-Verified is an identity verification solution that eliminates as much as 90% of identity fraud. The company is a banking-grade solution that verifies people live, on video with verification specialists.
CoinyPay is a chatbot technology provider for Banks and Payment Service Providers that enables one-tap payments.
JetBeep is a product company that is working with financial institutions that are willing to roll out mobile wallets. The company JetBeep is a product company that is working with financial institutions that are willing to roll out mobile wallets.
Fractory Ltd operates an online platform focused on sheet metal fabrication, enabling users to upload CAD files and connect with partner service providers based on their availability, location, and capabilities. The platform offers a range of services including laser cutting, plasma cutting, tube laser cutting, oxy cutting, waterjet cutting, metal bending, and surface treatment. Established in 2019 and headquartered in Manchester, United Kingdom, Fractory serves as a manufacturing marketplace that simplifies the process of discovering, comparing, and fulfilling production orders, irrespective of batch size. By optimizing the use of specialized laser-cutting equipment, Fractory enhances the return on investment for users, while its automated quoting system allows for quick pricing without the need for extensive communication.
Welltrado is a global alternative investment marketplace. P2P lending and crowdfunding platforms get new investors while investors earn profitable interest rates. Welltrado’s mission is to make investing transparent, profitable and easy.
bNesis operates in the technology sector, focusing on developing an API platform that facilitates the integration of various services for its users. By creating a unified API, bNesis enables seamless data transfer from multiple sources, including payment systems, eCommerce platforms, social media, and credit bureaus. This integration simplifies the process for financial institutions, allowing them to automate credit applications and improve the accuracy of their scoring systems. Users can easily apply for credit online, providing access to their financial data through a few simple steps. The platform analyzes this data using multiple scoring engines, resulting in quicker credit decisions and enhanced accuracy. bNesis’s solutions not only save time and resources on integrations but also help banks reduce bad debts and improve their overall income. The company is headquartered in L'Eliana, Spain.
Kuan Intelligence Ltd. is a financial technology company based in London, with additional presence in Hong Kong, specializing in peer-to-peer foreign exchange services for businesses. Established in 2015, Kuan offers cost-effective, efficient, and transparent currency exchange and payment solutions aimed at facilitating trade between Europe and Asia. The company leverages blockchain technology to enhance its cross-border payment platform, enabling rapid processing of large and recurring payments while ensuring compliance with know-your-customer and anti-money laundering regulations. By providing access to real exchange rates and minimizing hidden banking fees, Kuan empowers businesses to send and receive payments globally within one working day. The name "Kuan," derived from the Chinese word for "money" and "sincere," reflects the company's commitment to delivering trustworthy financial services.
EstateGuru is a cross-border marketplace for short- and mid term property loans in Continental Europe.The EG business model with mortgage-backed loans is an interesting way of investing in the real estate-related asset class.
Investly is a European marketplace that facilitates the financing of short-term invoices, typically ranging from 30 to 180 days. Through this platform, businesses can access competitive pricing from multiple investors, enabling them to manage cash flow more effectively, take on additional customers, and streamline production processes. Investors on the marketplace benefit from high returns by funding these short-duration loans, which are secured against the debtors of businesses across Europe. The financing process is designed to be straightforward and efficient, catering to the needs of both businesses seeking capital and investors looking for attractive investment opportunities.
Budget.to is an innovative budget management tool to help businesses who struggle with financial management save time and gain real-time control of their finances.