Startup Wise Guys

Pointship is a digital assets marketplace that specializes in transforming various rewards, including airline miles, hotel points, game credits, and event tickets, into non-fungible tokens (NFTs). By leveraging blockchain technology, Pointship enables users to monetize these unused rewards and exchange them for tokens, enhancing the overall customer experience. The platform not only focuses on travel and airline features but is also poised to expand its services into other sectors like gaming and events, broadening its potential applications and user engagement.

Platma is a developer of a workspace platform that focuses on enhancing low-code and no-code development capabilities for small and medium businesses. By utilizing a declarative programming approach, Platma enables users to automate their business processes without requiring IT skills. The platform offers a variety of tools and services, including open-source components and artificial intelligence systems, which facilitate the rapid creation of high-quality applications. Additionally, it features a marketplace that supports developers in accessing necessary resources, streamlining the software development process while ensuring efficiency and ease of use.

INKsearch is an online booking platform designed for tattoo enthusiasts, artists, and studios, headquartered in Warsaw, Poland. The platform simplifies the process of finding and booking appointments with tattoo artists, while also providing users with inspiration and information related to tattoos. It serves as a marketplace where clients can discover their favorite artists, share recommendations, and explore creative ideas for their tattoos. For artists, INKsearch offers opportunities to promote their work, connect with potential clients, and gain employment at various studios. The user-friendly interface enhances the overall experience for both clients and artists, fostering a vibrant community within the tattoo industry.

Motiveer, an Estonian startup established by Karin Kuusk and Oleksii Komarov in 2023, introduces an AI-driven platform that seamlessly connects businesses with the ideal corporate training provider for their specific requirements. By constantly refining its matching algorithms, expanding networks of expertise, and harnessing the potential of data, MOTIVEER is dedicated to enabling organizations to excel in an ever-changing business environment, while simultaneously fostering the professional advancement of experts across the globe. At the core of Motiveer's innovation lies a meticulously curated AI-powered matching platform. This platform meticulously assesses the profiles and demands of both organizations and experts and subsequently facilitates suitable matches. The process requires just 10 minutes of time investment from organizations to outline their needs, resulting in AI-supported, pre-matched personalized offers from available experts within a 72-hour window. In parallel, the Motiveer team collaborates with training providers, forging a global community of experts. Additionally, they extend virtual shares of their company to these providers, thus collectively contributing to the growth and development of the MOTIVEER platform. This dual-sided approach reflects Motiveer's commitment to bridging the gap between organizations seeking optimal training solutions and experts poised to provide them.

Cubed is a two-sided marketplace where real-estate buyers can customize and order precisely what they want & real-estate developers can deliver buildings faster and cheaper with reduced risks. This is done by pre-selling properties on the platform and using standardized 3D projects built in off-site factories.

Karrycar is a digital platform that operates as a freight forwarder, specifically designed for the car logistics sector. It connects car dealers and individuals with transporters, streamlining the transportation process of vehicles. By offering a digital marketplace, Karrycar simplifies and automates the logistics of vehicle transportation, providing competitive pricing and door-to-door service. This approach enables customers to save time and money while reducing the complexities often associated with moving vehicles.

Pointship is a digital assets marketplace that specializes in transforming various rewards, including airline miles, hotel points, game credits, and event tickets, into non-fungible tokens (NFTs). By leveraging blockchain technology, Pointship enables users to monetize these unused rewards and exchange them for tokens, enhancing the overall customer experience. The platform not only focuses on travel and airline features but is also poised to expand its services into other sectors like gaming and events, broadening its potential applications and user engagement.

INKsearch is an online booking platform designed for tattoo enthusiasts, artists, and studios, headquartered in Warsaw, Poland. The platform simplifies the process of finding and booking appointments with tattoo artists, while also providing users with inspiration and information related to tattoos. It serves as a marketplace where clients can discover their favorite artists, share recommendations, and explore creative ideas for their tattoos. For artists, INKsearch offers opportunities to promote their work, connect with potential clients, and gain employment at various studios. The user-friendly interface enhances the overall experience for both clients and artists, fostering a vibrant community within the tattoo industry.

Platma is a developer of a workspace platform that focuses on enhancing low-code and no-code development capabilities for small and medium businesses. By utilizing a declarative programming approach, Platma enables users to automate their business processes without requiring IT skills. The platform offers a variety of tools and services, including open-source components and artificial intelligence systems, which facilitate the rapid creation of high-quality applications. Additionally, it features a marketplace that supports developers in accessing necessary resources, streamlining the software development process while ensuring efficiency and ease of use.

Tunzaa is an online savings platform designed to enhance the financial habits of unbanked consumers in Africa. It provides a save-now-buy-later infrastructure that allows users to save money and make purchases from a curated selection of trusted merchants. By catering to individuals with average or below-average incomes, Tunzaa facilitates a data-driven marketplace where users can manage their finances more effectively. The platform enables customers to make installment payments directly from their mobile money wallets, allowing them to achieve their purchasing goals at a pace that suits their financial situation.

Culture Technologies is a developer of a platform that creates an international marketplace for mental healthcare. The company focuses on connecting patients experiencing mental health issues, such as anxiety and stress, with licensed psychologists. Its application provides a secure network that allows individuals to communicate their concerns and access professional help. Patients can engage in completely private video and audio calls with therapists, ensuring confidentiality and convenience in seeking mental health support.

iFactor is a technology company focused on addressing the financing challenges faced by small and medium-sized enterprises (SMEs) through innovative solutions. It has developed proprietary AI and machine learning technology that enhances credit risk assessments by utilizing a variety of alternative data sources, including KYC and AML processes validated by banks. This approach improves cost efficiency for lenders and reduces fraud and default risks, while also expediting the lending process through automation. Additionally, iFactor operates a hybrid marketplace that connects SMEs with various lenders—such as banks and private equity firms—allowing them to bid on loan applications based on credit scores. This marketplace enhances capital allocation by aligning lender risk appetites with suitable SME financing opportunities. Furthermore, iFactor's services include an invoice trading platform that enables SMEs to sell invoices for immediate cash, providing them with flexible liquidity and allowing investors to access secure, high-yield investment opportunities.

Glivee is a lifestyle marketplace based in Milan, Italy, established in 2021. The company focuses on providing sustainable consumer goods and apparel, aiming to facilitate a transition toward a more sustainable lifestyle. Glivee employs a proprietary framework to assess the sustainability of products, helping brands evaluate their eco-friendly attributes. This process allows consumers to access a variety of sustainable goods at affordable prices, making it easier for them to make environmentally conscious choices.

Karrycar is a digital platform that operates as a freight forwarder, specifically designed for the car logistics sector. It connects car dealers and individuals with transporters, streamlining the transportation process of vehicles. By offering a digital marketplace, Karrycar simplifies and automates the logistics of vehicle transportation, providing competitive pricing and door-to-door service. This approach enables customers to save time and money while reducing the complexities often associated with moving vehicles.

INKsearch is an online booking platform designed for tattoo enthusiasts, artists, and studios, headquartered in Warsaw, Poland. The platform simplifies the process of finding and booking appointments with tattoo artists, while also providing users with inspiration and information related to tattoos. It serves as a marketplace where clients can discover their favorite artists, share recommendations, and explore creative ideas for their tattoos. For artists, INKsearch offers opportunities to promote their work, connect with potential clients, and gain employment at various studios. The user-friendly interface enhances the overall experience for both clients and artists, fostering a vibrant community within the tattoo industry.

Savable is a digital platform created to address the issue of food waste by facilitating the sale of surplus food from local food businesses. The platform allows these establishments to sell excess food at discounted prices, particularly at the end of the day, thereby turning potential waste into profit. By connecting food businesses with consumers, Savable aims to minimize food waste within the industry and promote sustainable practices. This approach not only benefits food providers economically but also offers consumers access to affordable food options, contributing to a more efficient food system.

HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.

Ringy operates an online marketplace specializing in refurbished electronics, offering a sustainable alternative to purchasing new devices. The company emphasizes the environmental benefits of its business model, which aims to reduce resource extraction and lower CO2 emissions by refurbishing and recycling old electronics. All devices are professionally refurbished and come with a 12-month warranty, ensuring reliability for users. In addition to selling devices, Ringy provides tools for communication, allowing agents to make calls, send SMS, and emails via an internet connection. Features such as discreet coaching during calls and easy collaboration for sales teams enhance the user experience. By focusing on refurbished products, Ringy not only offers cost-effective options for end-users but also promotes a greener approach to electronics consumption.

Glivee is a lifestyle marketplace based in Milan, Italy, established in 2021. The company focuses on providing sustainable consumer goods and apparel, aiming to facilitate a transition toward a more sustainable lifestyle. Glivee employs a proprietary framework to assess the sustainability of products, helping brands evaluate their eco-friendly attributes. This process allows consumers to access a variety of sustainable goods at affordable prices, making it easier for them to make environmentally conscious choices.

KWOTA operates a carbon credits marketplace that focuses on the digital validation and trading of carbon emission savings derived from increased material recovery. By verifying carbon emission credits associated with the use of recycled materials, KWOTA provides an advantage to material producers, encouraging them to integrate more recycled content into their processes. This approach not only helps clients reduce carbon dioxide emissions but also promotes greater material reuse and operational efficiency. Through its platform, KWOTA aims to facilitate a more sustainable economy by linking the recycling industry with carbon credit trading, ultimately contributing to environmental conservation efforts.

Kaiku is an early-stage funding platform designed to assist first-time venture funds in streamlining their investment processes. The company has developed an artificial intelligence-based sourcing tool that automates deal origination for investors, facilitating improved funding exposure for startups. By collaborating with over 300 venture capitalists across 50 countries, Kaiku gathers feedback on investor preferences, enhancing the quality of leads for its clients. This approach not only supports emerging venture funds in sourcing deal flow but also helps build a global network, ultimately simplifying early-stage investment activities in the market.

WiseDrive operates an online platform that simplifies the repair and maintenance market for car owners. It enables users to compare automotive repair workshops and access service offers, making it easier to find suitable providers and make reservations. The platform includes features such as an e-care book, car wash services, repair work, and damage handling. By enhancing transparency in the automotive service sector, WiseDrive aims to improve the overall car maintenance experience for its customers.

HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.

HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.

WiseDrive operates an online platform that simplifies the repair and maintenance market for car owners. It enables users to compare automotive repair workshops and access service offers, making it easier to find suitable providers and make reservations. The platform includes features such as an e-care book, car wash services, repair work, and damage handling. By enhancing transparency in the automotive service sector, WiseDrive aims to improve the overall car maintenance experience for its customers.

Funderbeam is a funding and trading platform established in 2013 that connects companies with investors to facilitate the buying and selling of equity stakes in private companies. It serves as a global data platform for startups, enabling founders to access legal support, funding management, and a network of investors. The platform empowers investors by allowing them to manage their investments and trade at their convenience. Utilizing blockchain technology, Funderbeam enhances its operations by offering a secure ledger for transactions and providing access to private market investment opportunities. The platform allows clients to track their private market portfolios and directly invest in early-stage and growth companies, thereby supporting startups in securing the necessary funding for their development.

Culture Technologies is a developer of a platform that creates an international marketplace for mental healthcare. The company focuses on connecting patients experiencing mental health issues, such as anxiety and stress, with licensed psychologists. Its application provides a secure network that allows individuals to communicate their concerns and access professional help. Patients can engage in completely private video and audio calls with therapists, ensuring confidentiality and convenience in seeking mental health support.

WiseDrive operates an online platform that simplifies the repair and maintenance market for car owners. It enables users to compare automotive repair workshops and access service offers, making it easier to find suitable providers and make reservations. The platform includes features such as an e-care book, car wash services, repair work, and damage handling. By enhancing transparency in the automotive service sector, WiseDrive aims to improve the overall car maintenance experience for its customers.

Kaiku is an early-stage funding platform designed to assist first-time venture funds in streamlining their investment processes. The company has developed an artificial intelligence-based sourcing tool that automates deal origination for investors, facilitating improved funding exposure for startups. By collaborating with over 300 venture capitalists across 50 countries, Kaiku gathers feedback on investor preferences, enhancing the quality of leads for its clients. This approach not only supports emerging venture funds in sourcing deal flow but also helps build a global network, ultimately simplifying early-stage investment activities in the market.

Ringy operates an online marketplace specializing in refurbished electronics, offering a sustainable alternative to purchasing new devices. The company emphasizes the environmental benefits of its business model, which aims to reduce resource extraction and lower CO2 emissions by refurbishing and recycling old electronics. All devices are professionally refurbished and come with a 12-month warranty, ensuring reliability for users. In addition to selling devices, Ringy provides tools for communication, allowing agents to make calls, send SMS, and emails via an internet connection. Features such as discreet coaching during calls and easy collaboration for sales teams enhance the user experience. By focusing on refurbished products, Ringy not only offers cost-effective options for end-users but also promotes a greener approach to electronics consumption.

PAYZE is a technology-driven payment gateway that simplifies the onboarding process for online merchants and enhances the capabilities of online marketplaces. By offering a flexible API, PAYZE allows these marketplaces to establish various payment split schemes, eliminating the need for repeated adjustments or concerns about tax compliance. Their platform supports multiple payment methods, including split payments, email payments, recurring payments, and QR payments, which facilitates faster and more secure transactions for both customers and merchants. This streamlined approach enables businesses to scale their operations without the complexities of managing settlements and accounting across different stakeholders.

IPOhub is a pan-European investment platform that connects investors with small and medium-sized enterprises (SMEs) seeking to grow through share issues and initial public offerings (IPOs). The platform aims to simplify and democratize the investment process, making it accessible to a broader audience regardless of their location. IPOhub provides a comprehensive online resource that details upcoming and current IPOs, allowing clients to search, research, and subscribe to various investment opportunities from companies listed on growth markets across Europe. By focusing on SME investment, IPOhub seeks to support economic development and create a fair and transparent marketplace for both investors and businesses.

HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.

Vumonic Technologies Private Limited is a data intelligence company based in Bengaluru, India, focused on providing competitive insights for the e-commerce and retail sectors. Since its incorporation in 2016, Vumonic has developed a software platform that offers detailed analytics on market and transaction shares, including demographic and geographic insights. This technology enables businesses to understand consumer purchase behaviors and sentiment, while also analyzing customer lifetime value, retention rates, and revenue streams from both new and repeat customers. Vumonic serves clients across nine countries and three continents, delivering real-time market insights that empower strategic teams to gain a competitive advantage in the rapidly evolving online marketplace.

AgroPlatform is a pioneering digital solution designed to enhance the grain trade for agricultural companies across Europe, particularly in the Baltics. The platform connects grain growers, buyers, and the stock market, facilitating online transactions and providing real-time industry insights. By enabling farmers to access and compare various grain purchase and sale offers, AgroPlatform promotes a fair and efficient trading environment. This innovative approach not only streamlines the trading process but also supports the agricultural sector in exploring new avenues for growth and development.

AgroPlatform is a pioneering digital solution designed to enhance the grain trade for agricultural companies across Europe, particularly in the Baltics. The platform connects grain growers, buyers, and the stock market, facilitating online transactions and providing real-time industry insights. By enabling farmers to access and compare various grain purchase and sale offers, AgroPlatform promotes a fair and efficient trading environment. This innovative approach not only streamlines the trading process but also supports the agricultural sector in exploring new avenues for growth and development.

Consorto B.V. operates an online platform that connects real estate investors and brokers with a variety of commercial real estate investment opportunities across Europe. Founded in 2017 and headquartered in Amsterdam, with an office in Tallinn, the platform offers access to a diverse range of properties, including offices, hotels, retail spaces, and mixed-use developments. By leveraging advanced AI technology, Consorto enhances deal discovery and transaction processes, facilitating cross-border investments and promoting market transparency. The platform serves as a comprehensive database where users can create, view, and save property listings while connecting with buyers, sellers, and brokers, thereby streamlining the investment process in the commercial real estate sector.

Vumonic Technologies Private Limited is a data intelligence company based in Bengaluru, India, focused on providing competitive insights for the e-commerce and retail sectors. Since its incorporation in 2016, Vumonic has developed a software platform that offers detailed analytics on market and transaction shares, including demographic and geographic insights. This technology enables businesses to understand consumer purchase behaviors and sentiment, while also analyzing customer lifetime value, retention rates, and revenue streams from both new and repeat customers. Vumonic serves clients across nine countries and three continents, delivering real-time market insights that empower strategic teams to gain a competitive advantage in the rapidly evolving online marketplace.

AgroPlatform is a pioneering digital solution designed to enhance the grain trade for agricultural companies across Europe, particularly in the Baltics. The platform connects grain growers, buyers, and the stock market, facilitating online transactions and providing real-time industry insights. By enabling farmers to access and compare various grain purchase and sale offers, AgroPlatform promotes a fair and efficient trading environment. This innovative approach not only streamlines the trading process but also supports the agricultural sector in exploring new avenues for growth and development.

Ninja Lender is a B2B marketplace based in Kyiv, Ukraine, established in 2018, that facilitates the buying and selling of rejected loan applications among various credit institutions. The platform aims to enhance financial inclusion by connecting borrowers with lenders who may be willing to finance previously rejected applications. By using an API for data exchange with financial institutions, Ninja Lender streamlines the process of matching lenders to rejected loan applications. Additionally, the company offers a web application for borrowers to gather necessary information and permissions. Acting as a financial intermediary, Ninja Lender generates revenue by charging a brokerage fee on the data price for applications that receive financing. This approach not only helps banks and lending companies improve customer loyalty but also reduces their customer acquisition costs by allowing them to sell rejected applications to other credit providers.

Ninja Lender is a B2B marketplace based in Kyiv, Ukraine, established in 2018, that facilitates the buying and selling of rejected loan applications among various credit institutions. The platform aims to enhance financial inclusion by connecting borrowers with lenders who may be willing to finance previously rejected applications. By using an API for data exchange with financial institutions, Ninja Lender streamlines the process of matching lenders to rejected loan applications. Additionally, the company offers a web application for borrowers to gather necessary information and permissions. Acting as a financial intermediary, Ninja Lender generates revenue by charging a brokerage fee on the data price for applications that receive financing. This approach not only helps banks and lending companies improve customer loyalty but also reduces their customer acquisition costs by allowing them to sell rejected applications to other credit providers.

Partly is a community platform designed to connect individuals seeking assistance with various household tasks to verified and background-checked professionals. Through its digital platform and mobile app, Partly facilitates a range of services, including socket installation, dishwasher repair, furniture assembly, home cleaning, and animal care. By providing a safe and efficient way for users to find trusted service providers, Partly aims to simplify the process of completing everyday tasks, transforming to-do lists into accomplished activities.

Vumonic Technologies Private Limited is a data intelligence company based in Bengaluru, India, focused on providing competitive insights for the e-commerce and retail sectors. Since its incorporation in 2016, Vumonic has developed a software platform that offers detailed analytics on market and transaction shares, including demographic and geographic insights. This technology enables businesses to understand consumer purchase behaviors and sentiment, while also analyzing customer lifetime value, retention rates, and revenue streams from both new and repeat customers. Vumonic serves clients across nine countries and three continents, delivering real-time market insights that empower strategic teams to gain a competitive advantage in the rapidly evolving online marketplace.

Fanvestory operates a marketplace focused on music copyright, enabling fans to purchase a stake in songs and earn future royalties while supporting their favorite artists. This platform allows fans to fund various projects, such as songs, videos, and tours, in exchange for a share of future earnings. Artists benefit by receiving upfront payments for their copyrighted works and gaining a unique communication channel with their most dedicated supporters, enhancing their promotional efforts. Through this model, Fanvestory fosters a deeper connection between artists and fans, empowering fans to directly contribute to the success of the musicians they admire.

Welltrado operates a global alternative investment marketplace that connects investors with peer-to-peer lending and crowdfunding platforms. Its mission is to simplify the investment process while ensuring transparency and profitability for investors. The platform facilitates the buying and selling of loans from various providers, allowing both retail and institutional investors to diversify their portfolios and invest in P2P funds. By bridging the gap between loan providers and investors, Welltrado aims to enhance accessibility and streamline investment opportunities in the alternative finance sector.

WhatTheBus is a platform that facilitates the rental of buses by connecting bus companies with individuals and groups seeking transportation options. It operates as a marketplace specifically for bus rentals and chartered buses, enabling travelers to easily purchase bus tickets online primarily in Europe. The service aims to streamline the process of renting buses, making it more accessible for users looking for group travel solutions.

Estateguru is a leading Pan-European marketplace that facilitates property-backed loans for small and medium-sized enterprises (SMEs) while providing investment opportunities for a global investor base. The platform creates a digital and borderless ecosystem for real estate financing, connecting various service providers, SMEs, and investors in a single marketplace. By doing so, it offers a unique service that bypasses traditional banks and financial institutions, allowing for seamless cross-border transactions. Estateguru enhances returns for investors and expands borrowing options for businesses by managing short-term asset-backed property finance. With a team of 117 professionals from 21 nationalities, the company operates from locations including Berlin, Manchester, Helsinki, Yerevan, Tallinn, Riga, and Vilnius.