Lunar A/S is a digital challenger bank based in Aarhus, Denmark, that offers mobile banking solutions through its online application. Founded in 2015, the company provides a range of financial services designed for personal finance management, including digital banking, payment transfers, loans, and investment options. Its product offerings encompass features like tracking expenses, interactive budgets, travel insurance, and a customizable metal card. Lunar also operates a subscription-based service called Lunar Premium, which provides additional banking features. The company has expanded its services to Norway and Sweden and aims to establish full personal and business banking operations while pursuing profitability in key markets. With a workforce of over 180 employees, Lunar has raised significant funding to support its growth and innovation in digital banking for the millennial generation.
FDB is Israel's first digital bank to incorporate artificial intelligence.
PT. FLIP is a financial technology company based in Depok, Indonesia, founded in 2015. It operates an online platform that facilitates secure interbank fund transfers without any transaction fees. The application is designed to provide users with an efficient and seamless experience for various money transactions, allowing them to save on costs typically associated with interbank transfers. By focusing on innovative solutions, PT. FLIP aims to offer fair financial services that are accessible to a broad audience, enhancing the overall user experience in digital money transfer.
Previse Limited develops and offers a proprietary artificial intelligence (AI) solution that supports instant payments between corporate and SMEs. It product provides a score which is a score the likelihood that a corporate buyer will ultimately pay a supplier’s invoice. The company provides the score to funders, principally banks, and asset managers, which pay the supplier instantly on the buyer’s behalf. The company was incorporated in 2014 and is based in London, United Kingdom.
Lunar A/S is a digital challenger bank based in Aarhus, Denmark, that offers mobile banking solutions through its online application. Founded in 2015, the company provides a range of financial services designed for personal finance management, including digital banking, payment transfers, loans, and investment options. Its product offerings encompass features like tracking expenses, interactive budgets, travel insurance, and a customizable metal card. Lunar also operates a subscription-based service called Lunar Premium, which provides additional banking features. The company has expanded its services to Norway and Sweden and aims to establish full personal and business banking operations while pursuing profitability in key markets. With a workforce of over 180 employees, Lunar has raised significant funding to support its growth and innovation in digital banking for the millennial generation.
Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
FDB is Israel's first digital bank to incorporate artificial intelligence.
Lydia Solutions SAS is a Paris-based company founded in 2012 that specializes in financial software for mobile payments. The company has developed a platform that facilitates peer-to-peer (P2P) and peer-to-business (P2B) transactions, enabling users to make payments easily and efficiently. Lydia's mobile application serves as a social interface that connects users' phones with payment cards, allowing them to send money to anyone with the app without the need for physical cash, checks, or ATM cards. The platform also offers features such as the ability to set aside funds for specific purposes and associate multiple payment methods with user accounts, enhancing the overall payment experience.
TymeBank is a fully black-owned and controlled investment company based in South Africa. It is an exclusively digital retail bank that aims to provide every South African accessible and affordable banking so that they can take part in, grow and benefit from the country’s economy.
Enfuce Financial Services Oy, founded in 2016 and based in Espoo, Finland, specializes in providing a cloud-based payment platform tailored for banks, fintechs, and merchants. The company offers a range of services, including open banking, payment processing, issuing and acquiring solutions, as well as sustainability services like a carbon footprint tracker. Enfuce's innovative technology and compliance expertise enable it to deliver scalable and secure solutions to its clients, facilitating their financial operations and expansions. With a workforce of over 50 professionals in the Nordics, Enfuce supports nearly 10 million end-users on its platform, ensuring efficient monitoring, reporting, and handling of disputes and errors in financial transactions.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Cora is a digital bank based in São Paulo, Brazil, focused on providing financial services to self-employed individuals and small to medium-sized enterprises (SMEs). Currently operating in closed beta, the company plans to launch a free mobile account specifically for SMEs, with future offerings including a range of payment solutions, credit products, and financial management tools. Cora aims to simplify the financial management process for its clients by offering a customer-centric platform that addresses the unique needs of small businesses, helping them navigate the complexities of day-to-day finance while reducing bureaucracy and repetitive tasks. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora is dedicated to empowering entrepreneurs through accessible financial solutions.
Lunar A/S is a digital challenger bank based in Aarhus, Denmark, that offers mobile banking solutions through its online application. Founded in 2015, the company provides a range of financial services designed for personal finance management, including digital banking, payment transfers, loans, and investment options. Its product offerings encompass features like tracking expenses, interactive budgets, travel insurance, and a customizable metal card. Lunar also operates a subscription-based service called Lunar Premium, which provides additional banking features. The company has expanded its services to Norway and Sweden and aims to establish full personal and business banking operations while pursuing profitability in key markets. With a workforce of over 180 employees, Lunar has raised significant funding to support its growth and innovation in digital banking for the millennial generation.
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.
StashFin is a digital lending venture that offers online application for personal loans, providing simple and fast approval and disbursal for loans. It was started by a team of former financial services professionals who have more than 40 years of experience in consumer finance and capital markets. It is dedicated to disrupting traditional lending in India.
Enfuce Financial Services Oy, founded in 2016 and based in Espoo, Finland, specializes in providing a cloud-based payment platform tailored for banks, fintechs, and merchants. The company offers a range of services, including open banking, payment processing, issuing and acquiring solutions, as well as sustainability services like a carbon footprint tracker. Enfuce's innovative technology and compliance expertise enable it to deliver scalable and secure solutions to its clients, facilitating their financial operations and expansions. With a workforce of over 50 professionals in the Nordics, Enfuce supports nearly 10 million end-users on its platform, ensuring efficient monitoring, reporting, and handling of disputes and errors in financial transactions.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Medbanks Network Technology Co. Ltd., founded in 2014 and headquartered in Beijing, China, provides data processing services tailored for the healthcare industry. The company specializes in developing a multi-center database that aggregates and analyzes data reflecting China's patient population. Additionally, Medbanks creates an oncology database that incorporates clinical and professional medical services based on information collected from hospitals. This focus on data management and analysis aims to enhance healthcare services and research in China.
Satispay S.p.A. is a fintech company based in Milan, Italy, that operates a mobile payment application allowing users to make payments to stores or friends via their smartphones. Founded in 2013, Satispay offers a platform that connects directly to users' bank accounts, enabling seamless transactions for both consumers and merchants. The consumer app is accessible to anyone with a bank account, while merchants can accept payments online or offline using various devices and point-of-sale systems. This direct connection to bank accounts allows Satispay to process payments with a structural cost advantage, resulting in no charges for consumers and a cost-effective, convenient solution for merchants.
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Afterpay Pty Ltd is a technology-driven payments company based in Melbourne, Australia, that specializes in providing "buy now, pay later" services. Established in 2014, it enables retail merchants to offer customers the option to purchase goods and services online or in-store and pay in four interest-free installments over a short period. This approach allows customers to receive products immediately while maintaining financial control, as they avoid interest, fees, and extended debt if payments are made on time. Afterpay operates in multiple regions, including Australia, New Zealand, the United States, Canada, and the United Kingdom, and it partners with over 50,000 retailers worldwide. The platform is designed to promote responsible spending and financial wellness for consumers while supporting merchants in growing their businesses.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
Lydia Solutions SAS is a Paris-based company founded in 2012 that specializes in financial software for mobile payments. The company has developed a platform that facilitates peer-to-peer (P2P) and peer-to-business (P2B) transactions, enabling users to make payments easily and efficiently. Lydia's mobile application serves as a social interface that connects users' phones with payment cards, allowing them to send money to anyone with the app without the need for physical cash, checks, or ATM cards. The platform also offers features such as the ability to set aside funds for specific purposes and associate multiple payment methods with user accounts, enhancing the overall payment experience.
Medbanks Network Technology Co. Ltd., founded in 2014 and headquartered in Beijing, China, provides data processing services tailored for the healthcare industry. The company specializes in developing a multi-center database that aggregates and analyzes data reflecting China's patient population. Additionally, Medbanks creates an oncology database that incorporates clinical and professional medical services based on information collected from hospitals. This focus on data management and analysis aims to enhance healthcare services and research in China.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Niyo Global is a financial technology company founded in 2015 and based in Palo Alto, California. The company specializes in digital banking solutions, focusing on helping salaried employees access various company benefits and financial services. Niyo partners with employers and banks to provide a digital platform that allows employees to utilize their benefits, such as healthcare and food allowances, through a mobile app designed for submitting claims. Additionally, Niyo offers a comprehensive payroll management platform that includes features for managing taxes and expenses, along with expense management cards and digital accounts that support multiple wallets. This enables users to effectively manage their personal finances and investment options.
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Medbanks Network Technology Co. Ltd., founded in 2014 and headquartered in Beijing, China, provides data processing services tailored for the healthcare industry. The company specializes in developing a multi-center database that aggregates and analyzes data reflecting China's patient population. Additionally, Medbanks creates an oncology database that incorporates clinical and professional medical services based on information collected from hospitals. This focus on data management and analysis aims to enhance healthcare services and research in China.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Paystack Payments Limited is a technology company that provides payment processing services to businesses across Africa. Founded in 2015 and headquartered in Lagos, Nigeria, with an additional office in San Francisco, California, Paystack offers an online payment gateway that enables merchants to accept various forms of payment, including credit and debit cards, money transfers, and mobile money. The platform facilitates online transactions for a diverse range of clients, including entrepreneurs, corporates, fintech companies, schools, and betting businesses, allowing them to receive funds from customers worldwide. By streamlining payment acceptance, Paystack aims to enhance the financial ecosystem for businesses in the region.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
iPayLinks Financial Information Service (Shanghai) Co., Ltd., headquartered in Shanghai, China, is a prominent provider of cross-border settlement services. The company has established branches in multiple locations, including Shenzhen, Hong Kong, Singapore, Malaysia, the UK, the US, the UAE, and India, serving over 50,000 institutions and enterprises. iPayLinks offers a comprehensive "three-in-one" cross-border settlement solution tailored for e-commerce and travel sectors, facilitating payments through various international credit cards and localized payment methods across more than 200 regions. Their platform also enables collection services from major online marketplaces such as Amazon and eBay, alongside a one-stop collection and distribution system. Additionally, iPayLinks provides supply chain finance products to enhance working capital efficiency. The company holds several international licenses and has achieved PCI-DSS Level-1 certification, underscoring its commitment to security in payment services. iPayLinks has garnered recognition, including awards from KPMG and Deloitte, and has received funding from notable investors like Tencent and Legend Capital.
Paystack Payments Limited is a technology company that provides payment processing services to businesses across Africa. Founded in 2015 and headquartered in Lagos, Nigeria, with an additional office in San Francisco, California, Paystack offers an online payment gateway that enables merchants to accept various forms of payment, including credit and debit cards, money transfers, and mobile money. The platform facilitates online transactions for a diverse range of clients, including entrepreneurs, corporates, fintech companies, schools, and betting businesses, allowing them to receive funds from customers worldwide. By streamlining payment acceptance, Paystack aims to enhance the financial ecosystem for businesses in the region.
Medbanks Network Technology Co. Ltd., founded in 2014 and headquartered in Beijing, China, provides data processing services tailored for the healthcare industry. The company specializes in developing a multi-center database that aggregates and analyzes data reflecting China's patient population. Additionally, Medbanks creates an oncology database that incorporates clinical and professional medical services based on information collected from hospitals. This focus on data management and analysis aims to enhance healthcare services and research in China.
Happy Money, Inc. is a financial services company that focuses on helping individuals pay off credit card debt and build savings. The company offers a range of products, including Payoff, which provides loans specifically for credit card repayment, and Joy, a mobile application that utilizes robotic Money Coaches to assist users in spending wisely and enhancing their savings. Additionally, Happy Money Score leverages psychological insights to guide users in making informed financial decisions. Established in 2009 in Costa Mesa, California, Happy Money was originally known as Payoff, Inc. before rebranding in March 2020. The company emphasizes a mission-driven approach to finance, aiming to transform the traditional banking model by promoting financial wellness and encouraging users to shift from borrowing to saving.
WeBank Co., Ltd. is a digital bank based in Shenzhen, China, founded in 2014. It specializes in providing a range of financial services tailored for individuals and small to micro enterprises. Its offerings include deposit accounts, various types of loans (short-term, medium-term, and long-term), and services related to domestic and international settlements. Additionally, WeBank engages in activities such as bill acceptance and discounting, inter-bank lending, foreign exchange trading, and insurance and fund sales. The bank also provides auto loans, bank cards, letters of credit, and safe deposit box services. Notably, WeBank incorporates advanced technology like facial recognition for security purposes and operates primarily through online platforms, making financial products more accessible.