The FinLab

The FinLab Pte Ltd is an accelerator dedicated to fostering the growth of innovative FinTech start-ups. As a joint venture between Infocomm Investments Pte Ltd and United Overseas Bank Ltd, it leverages extensive expertise in the financial and venture capital sectors to provide valuable insights, analytics, and infrastructure to emerging companies. The FinLab's programs are tailored to assist small and medium enterprises (SMEs) in their digital transformation by connecting them with suitable FinTech solutions that meet their specific needs. With a strong network across ASEAN, Greater China, Europe, and the United States, The FinLab offers its start-ups unprecedented access to global markets, enabling them to scale and expand effectively.

Marianne Tan

Program Director

Past deals in ASEAN

Bondlinc

Pre Seed Round in 2017
Bondlinc is a FinTech company that provides wealth management solutions, specializing in bond trading. Certified by the Singapore Fintech Association, it has received several industry accolades, including recognition for its regulatory reporting capabilities. The company's platform is designed to assist financial institutions in meeting their regulatory obligations while enhancing bond sales and trading efficiency through data-driven insights and technological tools. Bondlinc's operations are based in Singapore, Hong Kong, Taiwan, and India, and it has undergone three funding rounds, achieving a post-money valuation of $8 million as of March 31, 2019. The platform is endorsed by the Private Wealth Management Association of Hong Kong, highlighting its relevance in the financial services sector.

Turnkey Lender

Seed Round in 2016
Turnkey Lender provides cloud-based lending automation software for non-bank lenders and microfinance institutions. The platform covers end-to-end lending processes from origination, underwriting, and loan servicing to debt collection and reporting, including risk management, collateral management, and regulatory compliance. It supports a wide range of credit products, including consumer lending, microfinance, payday loans, auto loans, mortgages, SME loans, equipment leasing, telecom lending, POS financing, direct lending, and medical financing. It is a no-code SaaS platform powered by AI that enables innovators in 50+ countries to automate the entire lending process across various sectors.

Tuple Technologies

Seed Round in 2016
Tuple Technologies is a data analytics company that specializes in customer behavior modeling and engagement automation. Founded in 2016 and based in Singapore, the company integrates data science, artificial intelligence, and machine learning to help businesses optimize their customer acquisition and retention strategies. Its platform features a chatbot that serves as a virtual business assistant, enabling users to execute marketing campaigns across various digital channels quickly and efficiently. Tuple Technologies' solutions are applicable across multiple industries, including blockchain, insurance, manufacturing, banking, telecom, retail, and small to medium enterprises. By unifying data and providing insights into customer behavior, Tuple Technologies aims to enhance client decision-making and drive sales growth through automated and predictive analytics.

Attores

Seed Round in 2016
Attores is a Singapore-based company established in 2015 that specializes in providing Smart Contract as a Service through a blockchain-based platform. This innovative service allows users to digitally sign, share, and securely store documents and contracts, leveraging blockchain technology for data encryption. Attores focuses on various sectors, including insurance and applied finance, and offers customizable solutions that ensure full traceability and auditability of transactions. Its platform enables the secure sharing of data and documents, catering to a diverse range of applications, including the creation of legal agreements such as prenuptial contracts.

SsinoConnect

Seed Round in 2016
SsinoConnect operates a peer-to-peer car financing platform that offers potential car buyers with smaller down payments and lower financing rates. The company analyzes credit risk and recovery and provides credit modelling, collateral tracking, and fraud management services to offer high recovery investments to potential retail investors and low down payments for customers looking to buy cars. SsinoConnect was founded by Darrell Lee, Han Yue, Lai Heng Koh, Henry Lim, and Ajinkya Sadavarte in 2016. The company is based in Singapore.

Nickel

Seed Round in 2016
Nickel is a fintech company in the Capital Markets space which builds NiX, Asia’s first FX exchange on the blockchain. The exchange is a trade-driven, fully regulatory compliant marketplace for corporates and onshore banks to access liquidity and price discovery for emerging market currencies at the institutional level. The company was founded in 2015 and is headquartered in Singapore.
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