The Social Entrepreneurs Fund (TSEF)

Our healthcare system assumes we make decisions based on what is best for us. But it’s not that simple. Everyday stressors often cloud our judgement as to what’s best in the long run. For people with chronic conditions, this can make healthy habit formation difficult. Wellth is a venture-backed digital health company that improves adherence in chronic disease populations. Using the science of behavioral economics—combined with an appreciation for human nature—we uncover and address the unique obstacles that prevent people with chronic conditions from improving patient outcomes. Our program goes beyond current efforts to boost adherence with technology, reminders, and coaching solutions using contingency management and loss aversion to create motivation, behavior change and improve population health at scale. In addition to our RCT-proven outcomes, our easy-to-use mobile platform experience has been proven by health plans, providers, and other organizations to empower members with the incentives and support system they need to establish new healthy habits. Key outcomes for members include improved med and care plan adherence, reduction in readmissions, hospitalizations, and ED utilization, improved PDC, and more. Learn more at www.wellthapp.com.

Cushion is a venture-backed FinTech startup that is changing the way consumers pay their recurring bills. Our goal is to help Americans pay all of their bills in full and on time while avoiding nasty fees and penalties. To bring this vision to life, we are reimagining the experience from the ground up and looking for the best of the best people to join our team as we bring our game-changing bill pay solution to the tens of millions of Americans who need it: https://angel.co/company/cushion_ai/jobs

At Key, they're creating a world where real estate is a source of prosperity and freedom for everyone. Their patent-pending approach makes urban living possible again, free from the burdens of commuting, cost-prohibitive down payments, and the inflexibility that comes with a 25-year mortgage.

Mentor Spaces is a community-driven mentorship platform designed to make it easier for companies to attract, hire and retain underrepresented talent. As a mentorship community for underrepresented professionals, the platform facilitates conversations with experts aligned to one’s professional interests and goals. Mentor Spaces allows companies to cultivate relationships with underrepresented talent ahead of formal recruiting events.

Aunt Bertha picks up where Uncle Sam leaves off by making it easy to find and apply for government and charitable social service programs. By organizing the world's human service program information, people in need, and the people who help them can find programs in seconds on. They are driving down the cost of administering social service programs by providing a simple way for governments and charities to accept applications online. Aunt Bertha was founded in 2010 and headquartered in Austin, Texas.

Foodsmart is a digital nutrition platform that uses personalized dietary recommendations to improve health outcomes. The company supports those facing chronic disease and food insecurity by partnering with health plans and providers to give patients access to personalized and affordable healthy eating options.

Stoovo's mission is to redefine how people and businesses interact with addresses, focusing on the crucial "last meter" that traditional systems ignore. We empower smarter decisions by providing location intelligence and geospatial data, enhancing mobility, and minimizing risks.

Cushion is a venture-backed FinTech startup that is changing the way consumers pay their recurring bills. Our goal is to help Americans pay all of their bills in full and on time while avoiding nasty fees and penalties. To bring this vision to life, we are reimagining the experience from the ground up and looking for the best of the best people to join our team as we bring our game-changing bill pay solution to the tens of millions of Americans who need it: https://angel.co/company/cushion_ai/jobs

Voxy EnGen is a career-focused, virtual English language education training platform for organizations and employers working with immigrants and refugees.

Driver is a hardware-free mobile app that allows users to video record their trip while receiving alerts when they are at risk of hitting another car or pedestrian, drifting out of their lane, falling asleep or getting too distracted - all for free. The app will also enable users to control their phone with their voice in order to enable safe consumption of original and partnership-based: entertainment, news, communications, traffic and augmented reality navigation.

Driver is a hardware-free mobile app that allows users to video record their trip while receiving alerts when they are at risk of hitting another car or pedestrian, drifting out of their lane, falling asleep or getting too distracted - all for free. The app will also enable users to control their phone with their voice in order to enable safe consumption of original and partnership-based: entertainment, news, communications, traffic and augmented reality navigation.

Alice Financial is a financial services company that specializes in the fields of employee benefits and fintech. It helps its users to keep more of their paycheck by modernizing pre-tax spending while simultaneously helping employers save on payroll tax. The company was founded in 2015 and headquartered in New York, United States.

​​Climb (NMLS# 1240013) is an innovative student payment platform that makes career-focused education more accessible and affordable. Driven by a mission to empower individuals to unlock their potential – no matter their credit profile – Climb identifies programs and schools that offer skill-based training programs, then provides learners with payment options that are structured to meet the unique needs of those seeking career training. Recognizing the dynamic and diverse nature of a rapidly-changing economy, Climb partners with schools that teach everything from cybersecurity to healthcare training, heavy machine operation to data science, and culinary arts to AI & Machine Learning. While status quo education pathways are struggling to meet the real-world needs of students and prospective employers, Climb and its partner schools are committed to an inspiring practicality that helps bridge the gap between people looking for career training and companies looking to build a skilled workforce.

Clinicas del Azucar is a revolutionary chain of low-cost "one-stop" shops for diabetes care in Mexico, introducing innovative evidence-based algorithms, low-cost diagnostics and sophisticated payment structures to reduce the cost of care from one thousand to only two hundred dollars. They also provide diabetes prevention and treatment services and products. Clinicas del Azucar targets the 12 million low and middle-income people with diabetes in Mexico. They provide convenient, specialized and low-cost diabetes care. They reduce the time and cost of care by 70%.

Petal is a credit card company that is built to help people financially succeed. It aims to make credit honest, simple, and accessible. The company uses machine learning to analyze a customer’s full digital financial record—not just their credit score. Petal has pioneered cash flow underwriting, as an alternative to credit scores, to make credit more accessible, and offers a simple, modern digital experience that encourages members to build credit, avoid debt, and spend responsibly. Petal is based in New York, New York, and Richmond, Virginia. The Petal credit card is issued by WebBank, Member FDIC.

First Access is a financial technology company that offers a smart data platform for emerging market financial institutions. Micro and SME lenders have a clear path to a digital future. With an intuitive user experience for digitizing paper-based operations, institutions can collect rich data, monitor trends, and then automate processes while gaining more trust in the data. First Access has leveraged its credit scoring experience to allow incremental change without disrupting day-to-day operations. Financial institutions can grow more sophisticated with data, incorporating machine learning insights as it goes. The company's mission is to turn data into financial opportunity by helping lenders around the world digitize and automate access to credit with powerful, user-friendly technology. First Access was founded in 2011 and is headquartered in New York.

CloudFactory helps tech teams train and sustain AI with high-quality data at scale. As a social enterprise, CloudFactory exists to connect 1 million talented people to online work while together earning, learning, and serving ways to become leaders worth following.

Aunt Bertha picks up where Uncle Sam leaves off by making it easy to find and apply for government and charitable social service programs. By organizing the world's human service program information, people in need, and the people who help them can find programs in seconds on. They are driving down the cost of administering social service programs by providing a simple way for governments and charities to accept applications online. Aunt Bertha was founded in 2010 and headquartered in Austin, Texas.

ConnXus supplier management solutions simplify the complexities of global supply chains and allow buyers to achieve their goals of responsible and sustainable sourcing. ConnXus is a NMSDC, CPUC, CAMSC and State of Ohio-certified minority-owned business enterprise based in Mason, Ohio with local, regional and international capabilities.

Frogtek is a for-profit social venture dedicated to creating business tools for small shopkeepers in emerging markets. It develops its own mobile applications for small shops, designed specifically for customers at the Base-of-the-Pyramid. It also created a platform on the cloud with services for partners like payment providers, market researches, and consumer packaged goods companies. It was founded in 2008 and is headquartered in Ciudad, Mexico.

Clinicas del Azucar is a revolutionary chain of low-cost "one-stop" shops for diabetes care in Mexico, introducing innovative evidence-based algorithms, low-cost diagnostics and sophisticated payment structures to reduce the cost of care from one thousand to only two hundred dollars. They also provide diabetes prevention and treatment services and products. Clinicas del Azucar targets the 12 million low and middle-income people with diabetes in Mexico. They provide convenient, specialized and low-cost diabetes care. They reduce the time and cost of care by 70%.

First Access is a financial technology company that offers a smart data platform for emerging market financial institutions. Micro and SME lenders have a clear path to a digital future. With an intuitive user experience for digitizing paper-based operations, institutions can collect rich data, monitor trends, and then automate processes while gaining more trust in the data. First Access has leveraged its credit scoring experience to allow incremental change without disrupting day-to-day operations. Financial institutions can grow more sophisticated with data, incorporating machine learning insights as it goes. The company's mission is to turn data into financial opportunity by helping lenders around the world digitize and automate access to credit with powerful, user-friendly technology. First Access was founded in 2011 and is headquartered in New York.

Pigeonly is a subscription-based platform that makes it easy for people to search, find, and communicate anywhere in the world. They have a collaborative culture built on hacking ideas, code, and business models. It builds technology products for the overlooked and underserved.

Carbon Lighthouse is a technology company delivering easy building decarbonization for commercial real estate (CRE) owners. With more than a decade of deep expertise in eliminating carbon emissions from the built environment, its unique Efficiency Production platform and CLUES® AI software capture new climate, financial and operational value for owners that need to reach decarbonization goals. Since 2010, Carbon Lighthouse has enabled clients including Goldman Sachs, The Carlyle Group, L&B, AEW and Ohana to increase NOI of $0.20 - $0.50 per square foot at a cost of $0.07 per square foot while achieving science-based ESG objectives. To date, the company has delivered +$250M in client value and eliminated more than 584,000 tons of carbon emissions. For more information visit: www.carbonlighthouse.com.

BeneStream provides medical aid solutions that help employers make choices in complying with the Affordable Care Act. It is a software-as-a-service company providing a low-cost solution to employers facing tough choices under the Affordable Care Act (ACA). New mandates will require large employers to offer costly employer-sponsored insurance (ESI) to their entire full-time workforce – or face fines. BeneStream provides a better choice for employers with a low-income workforce: Outsourced enrollment in Medicaid. This solution will save employers money while complying with ACA and provides them free, comprehensive, and family coverage. In 2014, tens of thousands of employers must offer health insurance to tens of millions of employees for the first time. As a result, employers with more than 50 employees are considering financially tough choices such as offering ACA-compliant insurance to their low-income workforce, offering no insurance – and risk fines, and cut employee hours to part-time. Employers subject to ACA mandates are asking their benefits advisors for a better choice. BeneStream’s technology provides help to eligible low-income employees enroll in the federal Medicaid program. This is a win-win solution because: It saves employers the cost of insurance for their low-income workforce while complying with the ACA; It eliminates the risks of fines for the employer and the employee; and it provides free, comprehensive coverage for the employee and their family, without deductibles or cost-sharing.

Frogtek is a for-profit social venture dedicated to creating business tools for small shopkeepers in emerging markets. It develops its own mobile applications for small shops, designed specifically for customers at the Base-of-the-Pyramid. It also created a platform on the cloud with services for partners like payment providers, market researches, and consumer packaged goods companies. It was founded in 2008 and is headquartered in Ciudad, Mexico.

Angaza provides a technology that enables businesses to provide affordable life-changing products to people in emerging markets. The company's comprehensive pay-as-you-go platform is used by manufacturing and distribution companies around the world to sell life-changing products to the next billion off-grid consumers. It aims to end poverty by enabling universal access to transformative products, services, and information. With affordable access to livelihood necessities like solar lights and clean cookstoves, people without access to credit or traditional banking services can start on a path to financial inclusion. Angaza was established in 2010 and is headquartered in San Francisco, California.

Liberty & Justice is Africa leading Fair Trade Certifiedâ„¢ apparel manufacturing company. We specialize in value chain management for high-volume, time-sensitive, duty-free goods for leading American clothing brands, trading companies, and other importers who care about exceptional quality, on-time delivery, social and environmental impact, and geographic diversity.

Founded in 2007 in New Hampshire, USA, PharmaSecure provides technology-enabled solutions for protection against medicine counterfeiting as well as patient engagement and adherence. PharmaSecure has provided IDs to 2.5 billion drug packages across 300 packaging lines for clients including five of the top ten pharmaceutical companies in India and several of the leading anti-malarial drug providers in Nigeria. PharmaSecure’s proven serialization capabilities have enabled some of the leading exporters of drugs in India to meet the regulatory requirements of countries such as India, China, South Korea, Saudi Arabia and the United States. Products coded by PharmaSecure’s solutions are currently being exported to more than 50 countries around the world. PharmaSecure was also one of the first providers to be approved by the Nigerian FDA (NAFDAC) as a provider of the scratch-and-text Mobile Authentication Service (MAS) solution, which has been in place since 2013 for antimalarial and antibiotic drugs sold in the country and has resulted in dramatic reduction in counterfeiting rates. Every month, PharmaSecure engages tens of thousands of patients via text-and-voice based programs that have shown up to a 60 percent increase in adherence. It is currently implementing a project to measure and increase adherence for TB patients in India, supported by USAID and the Gates Foundation via a Grand Challenges in TB Control grant. PharmaSecure’s CEO, Nakul Pasricha, serves as Vice President on the Governing Body of the Authentication Solution Providers’ Association in India. For further information, please visit www.pharmasecure.com or email info@pharmasecure.com.