Tarabut Gateway, a disruptor in its own right, is the first and only licensed Open Banking platform (AISP/ PISP) in the MENA region. By developing a single universal open banking API, Tarabut Gateway provides access to a global network of banks and FinTechs that allows money and information to flow securely, instantly, and at a low cost. Having been the first to obtain an AISP & PISP license in the Middle East and North African region, Tarabut Gateway is transforming the MENA financial services landscape by introducing new revenue streams to financial institutions and allowing Fintech to test & monetize on their solutions.
Xendit provides payments infrastructure in South East Asia. They have an end to end solution that allows modern businesses to accept payments through cards and bank transfers, manage funds through escrow/custodian accounts and disburse funds through the fastest pipes in the markets they serve. This means they deliver frictionless payments across tech and traditional businesses.
BVNK, headquartered in London, establishes global standards for digital asset financial services, catering to fast-growing businesses across Europe and beyond. The company leverages cryptocurrencies to offer innovative solutions for treasury and investment management. Its primary offerings include the BVNK Business Account, BVNK Yield—which allows clients to earn interest on their capital—and BVNK Markets, designed for executing large transactions. BVNK's approach is defined by a commitment to transparency, accessibility, and advocacy for the integration of digital assets within the global financial landscape. By providing a modern banking system characterized by a shared core and customizable modules, BVNK enables clients to reduce costs, enhance flexibility, and modernize their banking experiences.
Open develops and offers an online platform for banking and intercompany settlement. It offers digital banking service for startups and small and medium enterprises that offer digital bank accounts that includes a current account packed with tools for bookkeeping, invoices, moving money, and accessing credit. Open's application programming interface platform lets financial institutions integrate banking and payments into their applications and accounting systems. Anish Achuthan founded it in 2017, with its headquarters in Bengaluru in India.
Minka Colombia SAS is a fintech company based in Bogotá, Colombia, founded in 2017. It specializes in providing an open banking cloud infrastructure that facilitates money usage and transfers. Minka operates as a company builder for Latin America, offering a comprehensive banking-as-a-service platform that includes digital identity management, digital banking channels, and a blockchain-based transactional core. The company's mission focuses on developing projects aimed at improving financial access and services for underbanked populations and small to medium-sized businesses in the region.
Union54 is a debit card issuing API designed for fintech companies and corporates, enabling them to issue debit cards to their customers without relying on traditional banks or credit card processors. The company provides essential services such as BIN sponsorship, transaction processing, and settlement, streamlining the card issuance process. In addition to its card issuing capabilities, Union54 also offers secure messaging and payment systems aimed at both civilian and government use. Its software includes an integrated wallet and an API for developing secure chat applications, allowing clients to create applications that facilitate secure communication and transactions. This dual focus on payment solutions and secure messaging positions Union54 as a versatile player in the financial technology landscape.
Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to efficiently track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It offers features such as budget setting, reminders for bill payments, and options for splitting bills among users. Additionally, Money View provides tools like Savings+ and TaxSaver+ to help users save money effectively. The platform aims to enhance financial awareness and management for its users.
Mono is a digital bank designed specifically for startups and small to medium-sized businesses in Latin America, beginning its operations in Colombia. The company aims to empower these businesses by addressing key challenges they face in managing finances. Mono's platform enables users to open a digital checking account quickly, make online payments using a debit card, and integrate seamlessly with various software-as-a-service applications. This approach allows businesses to efficiently manage their expenses and streamline their financial operations, ultimately facilitating growth and enhancing financial control.
Swipe allows small businesses to access finance by providing them with credit using its business credit card to help cover payroll and expenses.
Accrue Savings is an online savings platform designed to assist customers in planning and saving for future purchases. The platform offers merchant-embedded savings accounts that allow users to set aside money for specific items while earning cash rewards. This approach not only encourages responsible saving but also enhances the shopping experience by providing incentives directly linked to customer savings goals. By collaborating with various brands, Accrue Savings enables shoppers to receive cash rewards as they work towards their desired purchases, promoting a more strategic approach to managing everyday expenses.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
Dave Inc. is a financial services company based in Los Angeles, California, founded in 2015. The company has developed a mobile application designed to assist users in managing their finances by providing insights into bank overdrafts and predicting expenses. The app enables users to avoid overdraft fees and low balances by offering features such as paycheck advances, budgeting tools, and resources for finding side gigs. With a focus on helping users maintain financial stability, Dave serves approximately 7 million Americans by providing essential tools for budgeting and credit building. The application is accessible on both the App Store and Google Play, positioning Dave as a key player in the challenger bank space.
Jupiter, operated by Amica Financial Technologies Private Limited, is a digital retail bank based in Mumbai, India, focused on providing a co-created banking experience tailored specifically for millennials. Established in 2019, Jupiter offers a range of services including automated savings, loans, debit cards, and 24/7 customer support. The platform also provides users with insights into their spending habits and financial growth, enhancing their understanding of personal finance. In addition to these banking services, Jupiter engages in various consultancy activities, including legal, accounting, and market research, positioning itself as a comprehensive financial service provider.
Tarabut Gateway, a disruptor in its own right, is the first and only licensed Open Banking platform (AISP/ PISP) in the MENA region. By developing a single universal open banking API, Tarabut Gateway provides access to a global network of banks and FinTechs that allows money and information to flow securely, instantly, and at a low cost. Having been the first to obtain an AISP & PISP license in the Middle East and North African region, Tarabut Gateway is transforming the MENA financial services landscape by introducing new revenue streams to financial institutions and allowing Fintech to test & monetize on their solutions.
SWAP empowers companies to transform their financial operation with an innovative approach, technology, and business model. SWAP’s APIs offer clients end-to-end, white-label, financial solutions. Connected to them, its clients are able to develop complete financial ecosystems including pre-paid cards, digital wallets, financial services and further monetize their platform while expanding their core experience. It removes barriers and generates new business lines for companies, effectively creating internal fintech.
Union54 is a debit card issuing API designed for fintech companies and corporates, enabling them to issue debit cards to their customers without relying on traditional banks or credit card processors. The company provides essential services such as BIN sponsorship, transaction processing, and settlement, streamlining the card issuance process. In addition to its card issuing capabilities, Union54 also offers secure messaging and payment systems aimed at both civilian and government use. Its software includes an integrated wallet and an API for developing secure chat applications, allowing clients to create applications that facilitate secure communication and transactions. This dual focus on payment solutions and secure messaging positions Union54 as a versatile player in the financial technology landscape.
Union54 is a debit card issuing API designed for fintech companies and corporates, enabling them to issue debit cards to their customers without relying on traditional banks or credit card processors. The company provides essential services such as BIN sponsorship, transaction processing, and settlement, streamlining the card issuance process. In addition to its card issuing capabilities, Union54 also offers secure messaging and payment systems aimed at both civilian and government use. Its software includes an integrated wallet and an API for developing secure chat applications, allowing clients to create applications that facilitate secure communication and transactions. This dual focus on payment solutions and secure messaging positions Union54 as a versatile player in the financial technology landscape.
Zolve is a global neo-banking startup focused on delivering banking and financial services to individuals migrating to international markets. Its platform aims to transcend geographical boundaries by offering equitable access to a variety of financial products in a single, user-friendly interface. By facilitating saving and investment opportunities, Zolve empowers individuals to achieve financial independence and pursue their aspirations. The company's mission is to create a more inclusive financial ecosystem, making it easier for users to navigate their financial needs as they transition to new countries.
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.
Xendit provides payments infrastructure in South East Asia. They have an end to end solution that allows modern businesses to accept payments through cards and bank transfers, manage funds through escrow/custodian accounts and disburse funds through the fastest pipes in the markets they serve. This means they deliver frictionless payments across tech and traditional businesses.
Open develops and offers an online platform for banking and intercompany settlement. It offers digital banking service for startups and small and medium enterprises that offer digital bank accounts that includes a current account packed with tools for bookkeeping, invoices, moving money, and accessing credit. Open's application programming interface platform lets financial institutions integrate banking and payments into their applications and accounting systems. Anish Achuthan founded it in 2017, with its headquarters in Bengaluru in India.
Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). Currently in closed beta, the company plans to launch a free mobile account exclusively for SMEs. Cora aims to simplify financial management for entrepreneurs by offering a modern platform that reduces bureaucracy and repetitive tasks commonly associated with daily financial activities. In addition to the mobile account, Cora intends to develop a suite of payment solutions, credit products, and financial management tools to further support its clients. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to provide affordable and accessible financial services tailored to the needs of smaller businesses.
Chime is a fintech company established in 2013 by Chris Britt and Ryan King, aimed at providing a modern approach to banking that empowers its members to manage their finances effectively. The company offers a suite of services, including a Chime debit card, Spending Account, and Savings Account, all accessible through a user-friendly mobile app available on both iPhone and Android devices. Chime focuses on helping its members avoid bank fees, save money automatically, and enhance their financial well-being. Key features of the platform include fee-free overdrafts, early access to paychecks, and tools designed to improve credit scores, all of which promote greater financial control and flexibility. Chime has gained recognition for its innovative solutions in the personal finance space, positioning itself as a leader in digital banking.
Chime is a fintech company established in 2013 by Chris Britt and Ryan King, aimed at providing a modern approach to banking that empowers its members to manage their finances effectively. The company offers a suite of services, including a Chime debit card, Spending Account, and Savings Account, all accessible through a user-friendly mobile app available on both iPhone and Android devices. Chime focuses on helping its members avoid bank fees, save money automatically, and enhance their financial well-being. Key features of the platform include fee-free overdrafts, early access to paychecks, and tools designed to improve credit scores, all of which promote greater financial control and flexibility. Chime has gained recognition for its innovative solutions in the personal finance space, positioning itself as a leader in digital banking.
Revolut Limited develops a mobile application that allows users to exchange currencies at interbank rates, send money through social networks, and spend with a multi-currency card. The company, through its subsidiary, provides phone, medical insurance, and travel insurance. Revolut Limited was incorporated in 2013 and is based in London, United Kingdom.
FairMoney is a mobile banking platform that provides credit solutions to private and business borrowers by leveraging smartphone data to create instant credit scores. Founded in 2017 and headquartered in Paris, France, the company operates with a team of 45 professionals across Paris and Lagos, Nigeria. FairMoney has successfully disbursed over 350,000 loans, aiming to expand financial access for millions in Africa and South-East Asia. The company is supported by a range of European and American investors, emphasizing its commitment to innovation and growth in the microfinance sector.
Babel Bank is a prominent financial institution operating in the blockchain sector, with its headquarters in Iraq. The company specializes in providing a range of cryptocurrency financial services tailored for high-net-worth individuals and institutional clients globally. These services include cryptocurrency deposits, credit facilities, structured asset management, prime brokerage, and derivatives strategies. Babel Bank has extended its reach across the Asian market, with branches in major cities such as Singapore, Beijing, and Seoul. It has forged strong partnerships with leading institutions, including exchanges, custodians, investment funds, and mining organizations worldwide. The core team at Babel Bank comprises professionals with backgrounds in top-tier financial institutions and technology companies, bringing significant expertise to the cryptocurrency space. The firm has garnered support from distinguished venture capital funds and completed a Pre-A round of financing in March 2020, further solidifying its position in the industry.
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.
BlockFi, Inc. is a financial services company that specializes in cryptocurrency wealth management. Founded in 2017 and based in Jersey City, New Jersey, BlockFi offers a range of products designed for crypto investors. Its flagship offering is the BlockFi Interest Account, which allows users to earn interest on their Bitcoin, Ether, and Gemini Dollar holdings. The company also provides secured loans to clients who collateralize their loans with cryptocurrency, facilitating liquidity for both individuals and institutions. Additionally, BlockFi operates a trading platform that enables the exchange of various cryptocurrency pairs and offers customizable lending solutions. With a focus on enhancing financial accessibility and transparency in the digital asset space, BlockFi aims to meet the evolving needs of its clients while ensuring secure management of their crypto assets through a registered custodian.
BlockFi, Inc. is a financial services company that specializes in cryptocurrency wealth management. Founded in 2017 and based in Jersey City, New Jersey, BlockFi offers a range of products designed for crypto investors. Its flagship offering is the BlockFi Interest Account, which allows users to earn interest on their Bitcoin, Ether, and Gemini Dollar holdings. The company also provides secured loans to clients who collateralize their loans with cryptocurrency, facilitating liquidity for both individuals and institutions. Additionally, BlockFi operates a trading platform that enables the exchange of various cryptocurrency pairs and offers customizable lending solutions. With a focus on enhancing financial accessibility and transparency in the digital asset space, BlockFi aims to meet the evolving needs of its clients while ensuring secure management of their crypto assets through a registered custodian.
Rapyd is a mobile financial network that makes the world’s favorite ways to pay and be paid instantly available through a single API and SDK. Its platform and API brings together local financial specialists from every corner of the world to make the 100s of ways people pay available around the world. It enables ecommerce merchants, gig platforms, challenger wallets, remittance platforms, online lenders, and even traditional banks to break free of their old infrastructure and limitations and create new mobile-friendly solutions.
Blend Labs, Inc. specializes in developing software solutions for mortgage and consumer lending. The company offers a comprehensive suite of services that enhance the customer journey, including personalized consumer experiences, flexible application intake, and automated data verification. Its platform facilitates the collection of necessary documentation and streamlines the closing process, ensuring efficient integration with customer relationship management systems and loan origination systems. By serving banks, credit unions, and mortgage bankers, Blend enables financial institutions to improve customer acquisition and deepen relationships, processing over $3.5 billion in loans daily. Founded in 2012 and headquartered in San Francisco, Blend's digital lending platform is utilized by major financial institutions such as Wells Fargo and U.S. Bank, helping millions of consumers access home financing and other essential banking products.
Mambu GmbH is a Berlin-based software-as-a-service provider that specializes in banking solutions for managing credit and deposit products. Established in 2011, the company offers a comprehensive platform that enables financial institutions of all sizes, including fintech startups and traditional banks, to design, launch, and scale their banking portfolios. Mambu's services include loan product development, credit risk assessment, and document management, which enhance operational efficiency and data quality. Its platform supports over 7,000 products and serves more than eight million end customers across 46 countries. Additionally, Mambu facilitates features such as account opening, portfolio management, and task automation, thereby streamlining workflows for its clients. With offices in key global locations, Mambu is positioned to support a diverse range of financial institutions, from retail banks to microfinance organizations.
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.
Chime is a fintech company established in 2013 by Chris Britt and Ryan King, aimed at providing a modern approach to banking that empowers its members to manage their finances effectively. The company offers a suite of services, including a Chime debit card, Spending Account, and Savings Account, all accessible through a user-friendly mobile app available on both iPhone and Android devices. Chime focuses on helping its members avoid bank fees, save money automatically, and enhance their financial well-being. Key features of the platform include fee-free overdrafts, early access to paychecks, and tools designed to improve credit scores, all of which promote greater financial control and flexibility. Chime has gained recognition for its innovative solutions in the personal finance space, positioning itself as a leader in digital banking.
Rapyd is a mobile financial network that makes the world’s favorite ways to pay and be paid instantly available through a single API and SDK. Its platform and API brings together local financial specialists from every corner of the world to make the 100s of ways people pay available around the world. It enables ecommerce merchants, gig platforms, challenger wallets, remittance platforms, online lenders, and even traditional banks to break free of their old infrastructure and limitations and create new mobile-friendly solutions.
Open develops and offers an online platform for banking and intercompany settlement. It offers digital banking service for startups and small and medium enterprises that offer digital bank accounts that includes a current account packed with tools for bookkeeping, invoices, moving money, and accessing credit. Open's application programming interface platform lets financial institutions integrate banking and payments into their applications and accounting systems. Anish Achuthan founded it in 2017, with its headquarters in Bengaluru in India.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to efficiently track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It offers features such as budget setting, reminders for bill payments, and options for splitting bills among users. Additionally, Money View provides tools like Savings+ and TaxSaver+ to help users save money effectively. The platform aims to enhance financial awareness and management for its users.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Tyro Payments is Australia's first and only fully independent acquirer, offering an EFTPOS facility processing credit, debit, gift, loyalty and Medicare cards. Tyro is the first new entrant into the EFTPOS business in over 15 years. Tyro uses the Internet and related bleeding edge technologies to build an efficient and scalable transaction processing system that merchants can rely on. Tyro was has been recognised as the: * BRW 4th fastest growing company in Australia in 2010 * BRW 7th fastest growing company in Australia in 2011 Tyro (formerly MoneySwitch Ltd) holds an authority under the Banking Act to carry on banking business as a Specialist Credit Card Institution (SCCI) and operates under the supervision of the Australian Prudential Regulation Authority (APRA). Tyro provides credit, debit and EFTPOS card acquiring services and does not take money on deposit. (Note that all Funding figures are in Australian Dollars (AUD))
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to efficiently track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It offers features such as budget setting, reminders for bill payments, and options for splitting bills among users. Additionally, Money View provides tools like Savings+ and TaxSaver+ to help users save money effectively. The platform aims to enhance financial awareness and management for its users.
OnDeck is a technology-driven financial platform that offers loan financing specifically tailored for small and medium-sized businesses. Founded in 2006 and headquartered in New York City, the company utilizes proprietary software to collect and analyze operational data from businesses, employing an algorithm to assess loan eligibility based on performance rather than solely on personal credit scores. This innovative approach facilitates efficient access to capital, addressing a significant challenge faced by small businesses. By focusing on actual business performance, OnDeck enables companies to concentrate on growth and customer service instead of the complexities of securing loans. The company expanded its services to Australia in 2015, further broadening its reach in providing responsible credit access.