Tiger Global Management

Temporal Technologies Inc. is a software company based in Bellevue, Washington, established in 2019. It develops an open-source microservices orchestration engine that enables developers to create and manage scalable distributed applications, workflow functions, and data pipelines. The platform supports seamless execution of development, debugging, and testing processes, along with resource provisioning and monitoring tools. It also offers solutions for financial transactions. Temporal's technology is designed to ensure the reliable completion of workflows of any size and complexity, incorporating features such as built-in support for exponential activity retries and compensation logic through the native saga pattern. Additionally, the company provides cloud services to enhance its offerings.

TrueLayer Limited is a London-based company founded in 2016 that provides an open banking platform designed to facilitate the development of financial applications. Its toolkit enables businesses to connect with bank data, verify accounts, and access transactions in real-time, thus supporting a variety of sectors including payments, online lending, personal finance management, investment services, and cryptocurrencies. TrueLayer's solutions are utilized by FinTech startups, online lenders, personal finance managers, and other financial service providers to enhance user experiences by enabling secure and efficient transactions. The platform is operational in 21 countries and serves over 10 million users, streamlining the onboarding of new customers and allowing for rapid money transfers. TrueLayer aims to transform the payment landscape by combining real-time bank payments with financial and identity data.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Nomad is a fintech company that provides financial services such as a bank account and an investment platform. It develops an application where users can open an account and can use it to travel, buy, save money, and invest in the USA. It also offers remittances and a debit card.

Axis is a digital banking alternative tailored for small businesses and solopreneurs, addressing the various challenges they face in managing operations and finances. The platform simplifies employee payroll, salary advances, and business payments to suppliers, contractors, and vendors through an interoperable mobile wallet. Employees benefit from this system by being able to send and receive money from any mobile wallet in Egypt, while also earning rewards for their transactions. Fully licensed by the Central Bank of Egypt, Axis has developed its entire technology infrastructure in-house, offering a comprehensive suite of tools and resources designed to help small business founders thrive in a competitive landscape.

Monnai is a financial technology company that offers a comprehensive platform designed to enhance the decision-making capabilities of financial organizations. By providing access to over 500 insights through a single API, Monnai supports fintech firms in managing crucial aspects of customer interactions, including onboarding, trust and fraud risk assessment, credit underwriting, and debt collections. The platform facilitates real-time credit decisions and aggregates financial and digital insights, ultimately enabling businesses to enhance their operational efficiency and revenue growth by accessing financial services at more affordable rates.

Tarabut Gateway is the MENA region's first and largest regulated Open Banking platform. It connects a network of banks and FinTech companies through a universal application programming interface (API), facilitating the seamless flow of data between these entities. This innovative platform promotes collaboration and drives accelerated innovation in financial services, leading to improved products, services, and overall consumer experiences. By enabling businesses to develop and distribute personalized financial solutions, Tarabut Gateway enhances partnerships between financial institutions and supports the growth of the dynamic regional fintech sector.

PhonePe is a mobile payments application that enables users to transfer money instantly using just their mobile number. The platform is built on the Unified Payments Interface (UPI) and incorporates a digital wallet, making digital payments simple and secure. PhonePe aims to eliminate the need for cash and cards by providing a universally accepted payment solution, thereby enhancing the overall commerce experience for both customers and businesses. Its focus is on facilitating seamless transactions in the digital payment landscape.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Fazz is a financial technology company based in Singapore and Indonesia, founded in 2016. It focuses on providing digital financial services to enhance financial inclusion across Southeast Asia, particularly targeting underserved segments such as micro and small enterprises. Fazz offers a range of services including payment processing, banking, and investment solutions tailored for small businesses, startups, and large corporations. Its flagship offerings include Fazz Agen, an agent-based financial application designed for micro and small businesses, and Fazz Business, a comprehensive business account that facilitates payments, capital growth, and funding opportunities. The merger of PayFazz and Xfers has strengthened Fazz's position in the fintech landscape, enabling it to deliver diverse financial services to consumers and businesses alike.

Jar is an investment technology startup founded in 2021 by Nishchay AG and Misbah Ashraf, based in Bangalore, Karnataka. The company offers a platform that enables users to save money by automatically investing spare change from online transactions into digital gold. This innovative approach not only facilitates daily savings but also encourages users to develop a habit of investing. Users can conveniently redeem their investments or withdraw funds through UPI at any time, making the process accessible and user-friendly.

Jodo, founded in early 2020, is a fintech company focused on providing financial services tailored for middle-income households. The company aims to improve the lives of individuals through well-designed financial products that address specific needs. Jodo's platform offers an innovative solution for managing school fees, allowing lower-middle-class families to pay in two to three installments, thereby alleviating cash flow challenges that often arise after significant expenses. By enabling parents to pay their children's school fees in manageable monthly installments without interest, Jodo seeks to empower millions of people and enhance their financial well-being.

Meow Technologies is a financial technology company, not a bank. Banking services are provided by FirstBank, a Tennessee corporation, and by Grasshopper Bank, N.A. and Third Coast Bank SSB; Members FDIC. Meow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in blockchain technology and fintech, offering clients access to cryptocurrency markets for trading, credit, and clearing. FalconX utilizes data science and machine learning to ensure reliable execution of mid-to-large size trades, smart routing prices across multiple liquidity sources. This approach helps eliminate slippage and hidden fees, making it an attractive option for hedge funds, proprietary trading firms, and other institutional clients seeking efficient and cost-effective trading solutions.

Standard Practice is a healthcare payment platform designed to enhance the efficiency of medical practices. By utilizing fintech solutions, it empowers patients with a seamless payment experience and eliminates the need for healthcare providers to engage with insurance companies directly. The company offers innovative voice AI technology that automates outbound communications to insurance and pharmacies, thereby streamlining operations and improving employee satisfaction. Additionally, Standard Practice provides financing options that are both zero-fee and zero-interest, further supporting healthcare providers in managing their payment processes effectively.

PayGlocal is a financial technology company founded in 2021 by Yogesh Lokhande in Bangalore, Karnataka. The company specializes in providing a comprehensive payment processing platform that focuses on minimizing risk and ensuring secure transactions. Utilizing an AI-ML-based risk engine, PayGlocal offers multiple layers of transaction monitoring, which enhances the reliability of both recurring payments and standing instructions for global transactions. By combining effective risk management with an integrated global payment acceptance system, PayGlocal aims to deliver a cost-effective and seamless experience for businesses, prioritizing enterprise-grade security to facilitate hassle-free financial operations.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills. The fintech startup operates an app that rewards customers for paying their credit card bills on time and gives them access to a range of additional services such as credit and a premium catalog of products from high-end brands. Customers are offered a range of features which include the ability to better track spending across various credit cards, and get reminders. Cred is backed by investors such as Falcon Edge Capital, Coatue Management, Insight Partners, DST Global, RTP Global, Tiger Global, Greenoaks Capital, Dragoneer Investment Group, and Sofina. It was established in Bengaluru, Karnataka by Kunal Shah in 2017.

Jar is an investment technology startup founded in 2021 by Nishchay AG and Misbah Ashraf, based in Bangalore, Karnataka. The company offers a platform that enables users to save money by automatically investing spare change from online transactions into digital gold. This innovative approach not only facilitates daily savings but also encourages users to develop a habit of investing. Users can conveniently redeem their investments or withdraw funds through UPI at any time, making the process accessible and user-friendly.

slice, feel easy with money. slice’s purpose is to make the world better at using money and time, with a major focus on providing the best consumer experience. We believe that the best product will always transcend customer demographics, like how great music touches most of us. slice app brings a fast and simple way to make payments and access credit with its cornerstone products: slice account, slice UPI, and slice borrow. At slice, you’ll have the opportunity to make a significant and positive impact on people's lives with your career. Today, we have employees with an average age of 26, sharing the same belief in innovation, self-motivation, and happiness. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together. We are also backed by leading investors such as Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.

StarkWare Industries Ltd is a technology company based in Netanya, Israel, established in 2017. The company specializes in developing software and hardware solutions focused on the generation and verification of computational integrity proofs. Its primary offering, known as STARK, is a zero-knowledge proof protocol that enhances privacy in blockchain applications, increases transaction throughput, and enables off-chain computation. StarkWare Industries aims to create a comprehensive proof stack to facilitate secure and efficient computational processes across various applications.

Xendit is a Southeast Asian fintech company that specializes in providing payment infrastructure primarily in Indonesia and the Philippines. Founded in 2014 by Moses Lo, Tessa Wijaya, Bo Chen, and Juan Gonzalez, Xendit offers a robust payment gateway platform that enables businesses to accept various forms of payments, including bank transfers, virtual accounts, and credit cards. The company simplifies payment processes through a suite of world-class APIs and an intuitive dashboard, allowing businesses to efficiently manage transactions, disburse payroll, and access loan services while also detecting fraud. By streamlining these financial operations, Xendit supports the growth of businesses in the region.

Habi is a technology-driven real estate company based in Bogotá, Colombia, that specializes in simplifying the homeownership process for middle-class customers throughout Latin America. Founded in 2019, Habi utilizes a proprietary pricing algorithm and advanced analytical tools to facilitate quicker and more efficient transactions for buying and selling residential properties. By reducing the time required for sales and minimizing risks associated with traditional real estate processes, Habi eliminates the need for intermediaries and empowers clients with essential information. The company's innovative platform aims to enhance the overall experience of homeownership, making it more accessible and streamlined for its users.

Open Financial Technologies Pvt Ltd, established in 2016 and based in Bengaluru, India, specializes in developing an online platform for banking and intercompany settlement. The company provides digital banking services tailored for startups and small to medium enterprises (SMEs), offering digital bank accounts equipped with tools for bookkeeping, invoicing, money transfers, and credit access. Additionally, Open's application programming interface (API) platform enables financial institutions to integrate banking and payment functionalities into their applications and accounting systems.

Kard Financial, Inc., founded in 2015 and headquartered in New York, operates a web application designed to help users maximize their credit card rewards. By partnering with merchants and financial institutions, Kard aims to redefine the loyalty industry, offering a comprehensive solution that simplifies the rewards process for consumers. The company's platform notifies users of savings opportunities for both online and in-store purchases, enabling card issuers to reduce costs associated with loyalty programs while providing engaging offers to their customers.

Minka is a developer of open banking cloud software aimed at enhancing how individuals manage their finances. The platform enables swift interbank transactions, supports mobile wallets, and facilitates online tax collection, along with the transfer of digital currencies and cryptocurrencies. By providing these capabilities, Minka allows financial institutions to process transactions efficiently and cost-effectively, while also enabling them to create and launch innovative financial products.

Ondo Finance is a developer of a cryptocurrency trading platform aimed at making decentralized finance accessible to a broader audience. The platform provides users with the flexibility to choose between downside protection and enhanced returns, catering to various risk tolerances. By offering these options, Ondo Finance enables individuals to participate in decentralized finance yields while aligning their investment strategies with their personal financial goals.

CertiK, established in 2018, is a leading blockchain security company. Headquartered in New York with offices in Beijing, Seoul, and Seattle, it specializes in securing smart contracts and blockchain ecosystems. CertiK offers security audits, penetration testing, and custom formal verification services, utilizing AI technology to protect and monitor blockchain protocols and smart contracts in real-time. The company, founded by professors from Yale and Columbia Universities, aims to secure the web3 world by applying cutting-edge academic innovations to enterprise-level applications.

Union54 is a debit card issuing API based in Lusaka, Zambia, founded in 2020. It enables fintech companies and corporates to issue debit cards to their customers without the need for a bank or credit card processor. The company offers services such as BIN sponsorship, transaction processing, and settlement, streamlining the card issuance process for software developers. Union54's platform allows businesses to integrate debit card functionality into their offerings, enhancing their financial services capabilities.

CertiK, established in 2018, is a leading blockchain security company. Headquartered in New York with offices in Beijing, Seoul, and Seattle, it specializes in securing smart contracts and blockchain ecosystems. CertiK offers security audits, penetration testing, and custom formal verification services, utilizing AI technology to protect and monitor blockchain protocols and smart contracts in real-time. The company, founded by professors from Yale and Columbia Universities, aims to secure the web3 world by applying cutting-edge academic innovations to enterprise-level applications.

Oxyzo is a financial services company dedicated to transforming small and medium enterprises (SMEs) into larger businesses. It provides customized credit solutions designed to support SMEs in expanding their operations, increasing revenue, and improving profit margins. Oxyzo's offerings include low-interest rates, collateral-free credit options, and rapid loan processing within 72 hours. The company serves over 3,000 SMEs across India, disbursing more than 4,000 crores annually, with assets under management exceeding 1,500 crores. Key features of Oxyzo's services include a pay-as-you-use model that charges interest only for the duration of credit utilization, minimal documentation requirements for loan processing, and potential savings on raw material purchases, allowing businesses to benefit from a more flexible and accessible lending experience.

World is a company that connects users through a privacy-focused network designed for secure digital asset management. It offers a digital currency platform that emphasizes both privacy and transparency using a permissionless blockchain. The World App enables users to securely store their World ID, manage digital assets, and access various Mini Apps, promoting global connectivity and trust. Additionally, World provides an iris-scanning device that enhances digital identity security by storing biometric information, which helps discourage spammers from creating multiple accounts. This combination of secure identity management and digital currency aims to facilitate a reliable and user-friendly digital environment.

Flash is a company based in São Paulo, Brazil, that specializes in providing flexible benefits solutions. Founded in 2019, it has transformed traditional food vouchers by integrating a MasterCard, a user-friendly application, and a human resources platform into a single device. This innovative approach allows for the consolidation of various employment benefits into one centralized location, offering a socially responsible alternative for employees. By utilizing its proprietary card, Flash enables employees to easily access and manage their entitled benefits, enhancing convenience and flexibility in the workplace.

AngelList, established in 2010, is a U.S.-based online platform that connects startups, angel investors, and job seekers. It operates as the parent company of AngelList Venture, AngelList Talent, and Product Hunt, boasting over 20 unicorns in its portfolio. The platform supports millions of job seekers in their search and has facilitated the launch of over 100,000 products. Additionally, AngelList India serves as a platform for fundraising, recruitment, and product launches.

ApeX is a developer of an innovative derivatives protocol that focuses on creating perpetual swap markets for various token pairs. The company provides a decentralized, permissionless, non-custodial, and censorship-resistant platform for trading perpetual contracts. This approach allows clients to leverage the scalability and compatibility of arbitral technology, which helps reduce transaction costs and enhance execution speed. Additionally, ApeX is launching game NFTs aimed at enhancing the derivatives trading experience for Web3 users.

Mono is a digital bank designed specifically for startups and small to medium-sized businesses in Latin America, beginning its operations in Colombia. The company aims to empower these businesses by addressing key challenges they face in managing finances. Mono's platform enables users to open a digital checking account quickly, make online payments using a debit card, and integrate seamlessly with various software-as-a-service applications. This approach allows businesses to efficiently manage their expenses and streamline their financial operations, ultimately facilitating growth and enhancing financial control.

Rebill is a fintech platform focused on providing payment orchestration and subscription management solutions for digital businesses operating in Latin America. The platform allows companies to integrate over 100 local payment methods, including cards, bank transfers, cash, and wallets, facilitating efficient revenue operations across multiple countries and currencies. Rebill offers a single trust point for managing various payment gateways within a single transaction, ensuring flexibility for recurring billing scenarios. This automation helps e-commerce and SaaS businesses enhance acceptance rates and streamline billing processes. Additionally, Rebill is backed by prominent investors, ensuring robust support and resources for scaling operations in the region.

Metaphor focuses on simplifying the engagement with decentralized autonomous organizations (DAOs) by providing a user-friendly platform that facilitates the onboarding process. The company develops tools that allow users to easily connect their wallets, select membership types, and purchase tokens, thereby streamlining participation in web3 communities. By integrating on-chain membership status and approval, Metaphor aims to create a clear and unified experience for users, enabling them to understand who belongs to which DAO and facilitating efficient treasury management and contract control within these organizations.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Jar is an investment technology startup founded in 2021 by Nishchay AG and Misbah Ashraf, based in Bangalore, Karnataka. The company offers a platform that enables users to save money by automatically investing spare change from online transactions into digital gold. This innovative approach not only facilitates daily savings but also encourages users to develop a habit of investing. Users can conveniently redeem their investments or withdraw funds through UPI at any time, making the process accessible and user-friendly.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Genesis Global Technology Limited specializes in developing custom software and solutions tailored for the capital markets. Founded in 2015 and headquartered in London, with an additional office in New York, the company provides a range of platforms designed to enhance trading and operational efficiency. Its offerings include an automated quoting system for managing requests for quotes, an order execution management system, and a trade allocation manager that facilitates various trading processes. Additionally, Genesis Global offers tools for data management and reconciliation, such as a short/long code manager and a matcher. The company is led by a team of industry veterans with substantial experience in trading technologies across multiple asset classes, aiming to deliver innovative solutions that align with the evolving needs of clients in the financial sector.

Thndr is a financial services company based in Cairo, Egypt, that operates an app-based investment platform designed to facilitate commission-free trading for investors. Established in 2020 by Seif Amr, Thndr offers features such as no account minimums, easy account setup, and streamlined funding processes. The platform provides users with access to real-time market data and the latest financial news, along with educational tools to enhance their investment experience. By eliminating traditional barriers to entry in investing, Thndr aims to empower individuals to make informed financial decisions.

Bold is the proprietor of a financial company that focuses on small to medium-sized businesses. The company provides a card payment system that enables small merchants to accept digital payments via credit and debit cards, both national and international, for both contactless and chip transactions, and displays transaction details, processing costs, and sales reports through its application, allowing businesses to use an alternative payment method that helps to increase revenue.

Ayopop is a mobile application that offers a range of financial services, including credit, data packages, and electricity utility (PLN) services. It aims to streamline the process of managing financial transactions for users. By leveraging Ayoconnect's extensive financial API platform, Ayopop connects users with various financial products, allowing for efficient management of bills and expenses. The platform aggregates offerings from utilities, lenders, and other financial institutions, facilitating both personal finance management and increased financial literacy among its users. Through its innovative approach, Ayopop contributes to the growing trend of embedded finance in Southeast Asia, making essential services more accessible to a wider audience.

Blockdaemon Inc. is a blockchain node management platform that enables businesses, enterprises, and developers to efficiently deploy and manage blockchain applications. Founded in 2013 and headquartered in Los Angeles, California, with additional offices in New York and Ireland, the company provides tools that allow users to manage nodes across more than 30 blockchain protocols, including Bitcoin, Ethereum, and Polkadot. Blockdaemon's solution is designed to be fully portable, enabling users to easily switch between networks and chains without the need for extensive configuration. The company also supports the blockchain developer ecosystem by offering expert dev-ops advice, facilitating smoother integration and deployment in the rapidly evolving blockchain landscape.

M2P Fintech is a leading provider of a comprehensive API infrastructure designed to facilitate banking, payments, and lending services for businesses. The company offers a unified platform that supports various payment methods, including cards and digital wallets, while ensuring compliance with regulatory standards. M2P Fintech's technology enables seamless customer onboarding and compliance checks, thereby streamlining operations for financial institutions. By equipping sales teams with essential tools and information, M2P Fintech enhances the management of financial services, ultimately improving customer experiences in an increasingly digital economy.

Moss is a technology-based payment and credit card platform designed to help businesses optimize their financial management. The platform offers a corporate credit card with significantly higher spending limits, accommodating even the largest expenses. It provides both virtual and physical credit cards, allowing teams to spend securely and efficiently. Moss enables companies to set individual spending limits and access real-time data on expenditures by card, merchant, or team, ensuring effective cost control. Additionally, the Moss app facilitates the digitization of receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be easily exported to various accounting software, streamlining the reconciliation process.

Spendesk is an innovative expense management platform founded in 2016 that aims to streamline the spending process for businesses. It provides an all-in-one solution that includes features such as spend approvals, corporate cards, expense reimbursements, budget tracking, and invoice management, all designed to enhance visibility and automate financial workflows. This platform is particularly beneficial for finance teams, allowing them to save time and allocate resources toward more strategic initiatives. Trusted by a diverse range of organizations, from startups to established brands like Algolia and Soundcloud, Spendesk helps users focus on their core business operations rather than administrative tasks. Additionally, Spendesk supports a community of finance leaders through its initiative, CFO Connect, which has grown rapidly to include over 7,000 members.

Float (YC W20) offers seamless global banking and modern treasury management for businesses.

Indmoney is a mobile application that provides a comprehensive wealth management and advisory platform aimed at helping users invest, save, and plan for their financial future. The app offers features such as investment planning, tax analytics, and strategies for tax savings, along with tools for managing future cash flows and liabilities. Users can invest in various financial instruments, including Indian stocks, mutual funds, US stocks, national pension schemes, and fixed deposits. Indmoney also includes a digital banking feature called the Super Saver account, allowing customers to manage their personal finances more effectively. The platform leverages artificial intelligence and machine learning to provide personalized recommendations and facilitate family member account management, ultimately assisting users in maximizing their portfolio gains.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

Dave Inc. is a financial services company that operates a mobile application designed to enhance users' financial well-being. Founded in 2015 and based in Los Angeles, California, the app alerts users to potential overdrafts, helps predict expenses, and provides access to up to $250 in overdraft protection. Additionally, it offers features such as credit building and resources for finding side jobs, enabling users to manage their finances more effectively. With a user base exceeding 12 million, Dave aims to provide banking services without hidden fees, acting as a supportive tool for individuals seeking to budget, access funds, and receive financial guidance. The application is available on both the App Store and Google Play.

Link provides merchants with an alternate, low-cost payment solution and enables shoppers to pay with bank accounts. Through the power of Open Banking, Link allow customers to complete subscription and repeat transactions with unprecedented ease.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

CreditBook is a digital platform focused on providing financial solutions to Pakistan's underserved micro, small, and medium enterprises (MSMEs). Launched in 2020, it initially began with a bookkeeping app that has since benefited over 1 million MSMEs across 400 localities in the country. The platform offers a comprehensive suite of financial management tools that enables businesses to efficiently track pending payments, receive payment reminders, and maintain detailed transaction records. This functionality enhances transparency and decision-making efficiency, allowing businesses to extend financing to their customers quickly. CreditBook aims to improve the financial outcomes of MSMEs in emerging markets, contributing to their growth and sustainability.

CertiK, established in 2018, is a leading blockchain security company. Headquartered in New York with offices in Beijing, Seoul, and Seattle, it specializes in securing smart contracts and blockchain ecosystems. CertiK offers security audits, penetration testing, and custom formal verification services, utilizing AI technology to protect and monitor blockchain protocols and smart contracts in real-time. The company, founded by professors from Yale and Columbia Universities, aims to secure the web3 world by applying cutting-edge academic innovations to enterprise-level applications.

Mayfair is a fintech startup that provides an innovative accounting software platform aimed at companies holding between $5 million and $100 million in cash. The platform integrates seamlessly with modern finance technology, offering features such as ready-made tax reporting and actionable intelligence. This enables businesses to enhance the accessibility and operational utility of their accounting data, ultimately helping them achieve better yields while minimizing risk. Backed by prominent investors, Mayfair positions itself as a valuable resource for companies seeking to optimize their financial management.

slice, feel easy with money. slice’s purpose is to make the world better at using money and time, with a major focus on providing the best consumer experience. We believe that the best product will always transcend customer demographics, like how great music touches most of us. slice app brings a fast and simple way to make payments and access credit with its cornerstone products: slice account, slice UPI, and slice borrow. At slice, you’ll have the opportunity to make a significant and positive impact on people's lives with your career. Today, we have employees with an average age of 26, sharing the same belief in innovation, self-motivation, and happiness. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together. We are also backed by leading investors such as Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.

Upstox is a fintech company that offers a comprehensive online stockbroking platform, enabling retail investors to engage in equity trading, commodity trading, currency derivatives, and mutual funds. By leveraging technology, Upstox aims to reduce the costs associated with online trading through a zero-brokerage model, which provides clients with cost-effective investment options. The platform is designed to enhance the trading experience by offering advanced tools that facilitate informed investment decisions, ensuring a seamless and efficient trading process. Upstox's commitment to delivering reliable technology and exceptional service positions it as a significant player in the low-cost brokerage sector, with a focus on disrupting traditional brokerage practices.

MoonPay is a financial technology company that specializes in payment infrastructure for cryptocurrency transactions. Its platform allows users to easily convert fiat currencies into cryptocurrencies and non-fungible tokens (NFTs) using various payment methods, including credit and debit cards, local bank transfers, Apple Pay, and Google Pay. Operating on a non-custodial model, MoonPay does not hold customer funds, which provides users with enhanced control over their digital assets. By connecting cryptocurrency exchange platforms with users, MoonPay aims to streamline the process of cryptocurrency purchases, ensuring a seamless experience for clients.

Collibra is a data governance software company that provides an end-to-end Data Intelligence platform aimed at facilitating digital business transformation. Founded in 2008 and headquartered in Hoofdstedelijk Gewest, Belgium, Collibra's platform is designed to eliminate traditional data silos, enabling organizations to access and leverage their data effectively. By offering a comprehensive solution that connects data, insights, and algorithms, Collibra empowers users, referred to as Data Citizens, to find the information they need, collaborate efficiently, and understand the data's meaning. This focus on trustworthy business intelligence helps organizations achieve reliable outcomes and optimize their digital operations.

Float offers modern financial services, powerful software and industry-leading support designed for every company and stage of growth. Our product suite includes corporate cards, bill pay, expense management and high-yield accounts, giving finance teams everything they need to manage spending and cash flow efficiently.

Tarabut Gateway is the MENA region's first and largest regulated Open Banking platform. It connects a network of banks and FinTech companies through a universal application programming interface (API), facilitating the seamless flow of data between these entities. This innovative platform promotes collaboration and drives accelerated innovation in financial services, leading to improved products, services, and overall consumer experiences. By enabling businesses to develop and distribute personalized financial solutions, Tarabut Gateway enhances partnerships between financial institutions and supports the growth of the dynamic regional fintech sector.

SWAP provides a modular payment platform that enables companies to enhance their financial operations through innovative technology and a unique business model. By offering APIs for end-to-end, white-label financial solutions, SWAP allows clients to create comprehensive financial ecosystems that include features such as pre-paid cards, digital wallets, and various financial services. This platform facilitates secure money disbursements to merchants, assists with fund collection and bill payments, and supports peer-to-peer transactions via QR codes. By integrating these services, SWAP empowers businesses to expand their core offerings, eliminate barriers, and develop new revenue streams, effectively establishing internal fintech capabilities.

Union54 is a debit card issuing API based in Lusaka, Zambia, founded in 2020. It enables fintech companies and corporates to issue debit cards to their customers without the need for a bank or credit card processor. The company offers services such as BIN sponsorship, transaction processing, and settlement, streamlining the card issuance process for software developers. Union54's platform allows businesses to integrate debit card functionality into their offerings, enhancing their financial services capabilities.

Zolve is a neo-banking platform established in 2020 and based in Bangalore, India, designed to offer consumers a range of financial products and services. Its offerings include deposit accounts, prepaid cards, money transfers, bill payments, and cross-border transactions, along with tools for transaction monitoring and budget management. The platform aims to create equitable access to global financial products, enabling individuals to save and invest their money effectively. By focusing on providing a comprehensive financial ecosystem, Zolve seeks to empower users to achieve financial freedom and pursue their ambitions.

Brex Inc. is a financial technology company that provides corporate credit cards and integrated financial services to businesses. Established in 2017 and headquartered in San Francisco, California, Brex has additional offices in Draper, Utah; Vancouver, Canada; and New York, New York. The company offers the Brex Mastercard Corporate Credit Card, which features reward programs for various categories, including rideshare, travel, dining, and software subscriptions. By combining financial services with existing software applications, Brex enables businesses to streamline their financial operations and empower employees to make informed financial decisions. This innovative approach helps companies navigate the complexities of the modern business environment and enhances their growth potential.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills. The fintech startup operates an app that rewards customers for paying their credit card bills on time and gives them access to a range of additional services such as credit and a premium catalog of products from high-end brands. Customers are offered a range of features which include the ability to better track spending across various credit cards, and get reminders. Cred is backed by investors such as Falcon Edge Capital, Coatue Management, Insight Partners, DST Global, RTP Global, Tiger Global, Greenoaks Capital, Dragoneer Investment Group, and Sofina. It was established in Bengaluru, Karnataka by Kunal Shah in 2017.

Traive Inc. operates an online lending platform tailored to the agricultural sector, facilitating loans to farmers by connecting them with lenders. Incorporated in 2018 and based in Saint Paul, Minnesota, with additional offices in São Paulo, Minneapolis, and Boston, Traive leverages advanced machine learning techniques to assess credit risk dynamically. The platform goes beyond traditional credit scores, incorporating factors such as agronomic performance and market risks to deliver comprehensive credit evaluations. This innovative approach enables farmers to access fair and affordable funding while providing lenders with valuable insights into borrower behavior and a diversified portfolio of credit-worthy individuals. By utilizing big data and AI, Traive aims to streamline the lending process, reducing bureaucracy for producers and enhancing protection for lenders.

M2P Fintech is a leading provider of a comprehensive API infrastructure designed to facilitate banking, payments, and lending services for businesses. The company offers a unified platform that supports various payment methods, including cards and digital wallets, while ensuring compliance with regulatory standards. M2P Fintech's technology enables seamless customer onboarding and compliance checks, thereby streamlining operations for financial institutions. By equipping sales teams with essential tools and information, M2P Fintech enhances the management of financial services, ultimately improving customer experiences in an increasingly digital economy.

Mono is a Nigerian company founded in 2020 that specializes in financial data infrastructure through its application programming interface (API) platform. This platform offers businesses the ability to access essential financial information, including bank statements, account verification, and payment initiation. Mono's services are designed to enhance onboarding and identification processes, particularly in emerging markets. By providing real-time access to financial data and enabling secure direct bank payments, Mono aims to empower companies of all sizes, from startups to large enterprises. The company's mission focuses on unlocking the potential of Africa’s financial system, facilitating economic growth by equipping businesses with the necessary tools to thrive in the digital economy.

Mono is a Nigerian company founded in 2020 that specializes in financial data infrastructure through its application programming interface (API) platform. This platform offers businesses the ability to access essential financial information, including bank statements, account verification, and payment initiation. Mono's services are designed to enhance onboarding and identification processes, particularly in emerging markets. By providing real-time access to financial data and enabling secure direct bank payments, Mono aims to empower companies of all sizes, from startups to large enterprises. The company's mission focuses on unlocking the potential of Africa’s financial system, facilitating economic growth by equipping businesses with the necessary tools to thrive in the digital economy.

CoinSwitch is a leading cryptocurrency exchange aggregator based in India, designed to simplify the complexities of cryptocurrency trading for everyday users. With over 20 million registered users, CoinSwitch enables individuals to easily invest in a variety of cryptocurrencies through a user-friendly platform. Users can make one-time purchases or set up systematic investment plans, allowing for flexible investment strategies. In addition to trading, CoinSwitch provides educational resources that help users understand the cryptocurrency market and make informed decisions. The platform features the Crypto Rupee Index, which aids users in analyzing market sentiments. Committed to expanding accessibility to cryptocurrency, CoinSwitch aims to establish itself as a comprehensive wealth-tech destination for Indian investors, facilitating a seamless experience for managing all aspects of their crypto transactions.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

TrueLayer Limited is a London-based company founded in 2016 that provides an open banking platform designed to facilitate the development of financial applications. Its toolkit enables businesses to connect with bank data, verify accounts, and access transactions in real-time, thus supporting a variety of sectors including payments, online lending, personal finance management, investment services, and cryptocurrencies. TrueLayer's solutions are utilized by FinTech startups, online lenders, personal finance managers, and other financial service providers to enhance user experiences by enabling secure and efficient transactions. The platform is operational in 21 countries and serves over 10 million users, streamlining the onboarding of new customers and allowing for rapid money transfers. TrueLayer aims to transform the payment landscape by combining real-time bank payments with financial and identity data.

Melio is a fintech company that provides small businesses with a digital platform for managing business-to-business payments and receivables. Its services are designed to streamline the payment process, allowing businesses to transfer and receive payments more efficiently. The platform features an integrated accounts payable and receivables dashboard that enhances oversight and control over cash flow, helping to reduce or eliminate late payment costs. By simplifying the payment workflow, Melio enables small businesses to focus on customer engagement rather than administrative tasks, ultimately improving cash flow and minimizing time and costs associated with managing supplier payments.

Xendit is a Southeast Asian fintech company that specializes in providing payment infrastructure primarily in Indonesia and the Philippines. Founded in 2014 by Moses Lo, Tessa Wijaya, Bo Chen, and Juan Gonzalez, Xendit offers a robust payment gateway platform that enables businesses to accept various forms of payments, including bank transfers, virtual accounts, and credit cards. The company simplifies payment processes through a suite of world-class APIs and an intuitive dashboard, allowing businesses to efficiently manage transactions, disburse payroll, and access loan services while also detecting fraud. By streamlining these financial operations, Xendit supports the growth of businesses in the region.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Open Financial Technologies Pvt Ltd, established in 2016 and based in Bengaluru, India, specializes in developing an online platform for banking and intercompany settlement. The company provides digital banking services tailored for startups and small to medium enterprises (SMEs), offering digital bank accounts equipped with tools for bookkeeping, invoicing, money transfers, and credit access. Additionally, Open's application programming interface (API) platform enables financial institutions to integrate banking and payment functionalities into their applications and accounting systems.

CreditCaptain is an innovative fintech company revolutionizing the way individuals boost their credit scores. Leveraging advanced AI technology and a user-friendly platform, CreditCaptain provides personalized credit improvement plans, real-time tracking, and actionable insights to help users achieve their financial goals. Our mission is to empower individuals with the tools and knowledge they need to enhance their creditworthiness and unlock better financial opportunities. With CreditCaptain, users can expect a seamless experience, expert guidance, and significant improvements in their credit scores, paving the way for a brighter financial future.

Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company is currently in closed beta, preparing to launch its first product, a free mobile account tailored exclusively for SMEs. Cora aims to streamline financial processes by offering a modern platform that reduces bureaucracy and simplifies day-to-day financial tasks for entrepreneurs. In addition to the mobile account, Cora plans to introduce a range of payment solutions, credit products, and financial management tools, all designed to support the unique needs of small businesses. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to enhance the financial landscape for SMEs in Brazil.

PhonePe is a mobile payments application that enables users to transfer money instantly using just their mobile number. The platform is built on the Unified Payments Interface (UPI) and incorporates a digital wallet, making digital payments simple and secure. PhonePe aims to eliminate the need for cash and cards by providing a universally accepted payment solution, thereby enhancing the overall commerce experience for both customers and businesses. Its focus is on facilitating seamless transactions in the digital payment landscape.

CertiK, established in 2018, is a leading blockchain security company. Headquartered in New York with offices in Beijing, Seoul, and Seattle, it specializes in securing smart contracts and blockchain ecosystems. CertiK offers security audits, penetration testing, and custom formal verification services, utilizing AI technology to protect and monitor blockchain protocols and smart contracts in real-time. The company, founded by professors from Yale and Columbia Universities, aims to secure the web3 world by applying cutting-edge academic innovations to enterprise-level applications.

Chime is a mobile banking and finance platform that offers users convenient access to banking services through their smartphones. The platform features a unique savings mechanism that automatically allocates a predetermined amount of money into savings after each transaction. Chime generates revenue from transaction fees paid by merchants, which aligns its interests with those of its users, promoting fee avoidance and encouraging savings. Additionally, the platform provides fee-free overdrafts and early access to paychecks, empowering users to gain greater control and flexibility over their financial situations while supporting their efforts to improve credit.

TaxBit is a cryptocurrency tax and accounting software company that automates tax calculations and reporting for cryptocurrency transactions. Its platform allows users to link their exchanges and wallets to efficiently gather transaction data, which is then processed to generate tax forms automatically. In addition to tax automation, TaxBit offers real-time portfolio tracking and insights for tax optimization, enabling users to make informed, tax-efficient trading decisions throughout the year. The company serves both individual consumers and enterprises, providing a comprehensive solution for managing cryptocurrency tax compliance and accounting needs.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in blockchain technology and fintech, offering clients access to cryptocurrency markets for trading, credit, and clearing. FalconX utilizes data science and machine learning to ensure reliable execution of mid-to-large size trades, smart routing prices across multiple liquidity sources. This approach helps eliminate slippage and hidden fees, making it an attractive option for hedge funds, proprietary trading firms, and other institutional clients seeking efficient and cost-effective trading solutions.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

FairMoney is a credit-led mobile bank for emerging markets. It was launched in 2017 and operates in Nigeria and India. Its goal is to rebuild Africa's money story by offering Tier 1 digital financial services to merchants and consumers alike. It offers a range of digital financial products including, near-instant digital loans, investment products, savings, payments, and cards via mobile app.

RoadSync, Inc. is a company that specializes in creating an online payment platform tailored for the logistics industry, among others. Since its founding in 2015 and rebranding from MyLumper Corp. in December 2017, RoadSync has developed a payment portal that facilitates instant receipt generation for carriers, brokers, and drivers, while also providing visibility into billing activities and managing recurring transaction emails. The platform serves a variety of clients, including warehouses, repair and tow services, and logistics providers, enhancing their financial operations by streamlining expense management and enabling secure payment acceptance. This automation not only accelerates payment processes but also improves oversight for both payers and vendors, positioning RoadSync as a key financial solution in the rapidly evolving logistics sector. The company is headquartered in Atlanta, Georgia.

Habi is a technology-driven real estate company based in Bogotá, Colombia, that specializes in simplifying the homeownership process for middle-class customers throughout Latin America. Founded in 2019, Habi utilizes a proprietary pricing algorithm and advanced analytical tools to facilitate quicker and more efficient transactions for buying and selling residential properties. By reducing the time required for sales and minimizing risks associated with traditional real estate processes, Habi eliminates the need for intermediaries and empowers clients with essential information. The company's innovative platform aims to enhance the overall experience of homeownership, making it more accessible and streamlined for its users.

Flash is a company based in São Paulo, Brazil, that specializes in providing flexible benefits solutions. Founded in 2019, it has transformed traditional food vouchers by integrating a MasterCard, a user-friendly application, and a human resources platform into a single device. This innovative approach allows for the consolidation of various employment benefits into one centralized location, offering a socially responsible alternative for employees. By utilizing its proprietary card, Flash enables employees to easily access and manage their entitled benefits, enhancing convenience and flexibility in the workplace.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Bitso is a cryptocurrency exchange platform founded in 2014 and headquartered in Mexico City, Mexico. The company specializes in facilitating the buying and selling of bitcoin and other cryptocurrencies, providing users with a marketplace where they can trade fractions of various digital assets. Bitso's platform is designed for ease of use, allowing customers to conduct transactions and make payments via mobile devices. By focusing on the fintech and blockchain sectors, Bitso aims to enhance accessibility to cryptocurrency trading for users in Mexico and beyond.

Current is a consumer fintech banking platform dedicated to enhancing financial access for everyday Americans. The company focuses on developing integrated solutions that address the barriers preventing individuals from achieving their financial goals. By simplifying banking processes and providing user-friendly tools, Current aims to empower users to build a secure financial future. With backing from prominent investors, Current continues to innovate in the financial technology space, striving to meet the diverse needs of its customer base through modern banking solutions.

Brex Inc. is a financial technology company that provides corporate credit cards and integrated financial services to businesses. Established in 2017 and headquartered in San Francisco, California, Brex has additional offices in Draper, Utah; Vancouver, Canada; and New York, New York. The company offers the Brex Mastercard Corporate Credit Card, which features reward programs for various categories, including rideshare, travel, dining, and software subscriptions. By combining financial services with existing software applications, Brex enables businesses to streamline their financial operations and empower employees to make informed financial decisions. This innovative approach helps companies navigate the complexities of the modern business environment and enhances their growth potential.