Tiger Global Management

BVNK offers modern payment infrastructure for businesses. It unifies banks and blockchain networks on a single platform, allowing companies to send and receive stablecoin payments, convert currencies, and integrate crypto payments into their checkout processes. BVNK's flexible platform enables innovators to launch new payment products swiftly while ensuring compliance.

TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Yuno is a developer of payment infrastructure technology that allows companies to seamlessly accept a wide range of payment methods and effectively manage fraud through a single integration. The company's platform enhances the customer experience by enabling customizable checkout options and simplifying the addition of new payment methods. Yuno's technology optimizes revenue by intelligently routing transactions to the most suitable processors and automatically retrying declined transactions. It provides a user interface that facilitates the management of various payment methods and fraud prevention services, enabling enterprises to orchestrate transactions and reconcile accounts efficiently.

Nomad is a fintech company that offers financial services primarily aimed at non-residents in the United States. Its platform enables users to open current accounts, transfer money, and pay bills easily. Additionally, Nomad provides a virtual card for online shopping, allowing Brazilian residents to access these financial services without incurring fees. This innovative approach facilitates hassle-free banking and financial management for individuals who may otherwise face challenges in accessing traditional financial services.

Carrum Health is an online healthcare platform focused on simplifying the healthcare payment model for employers and their employees. By establishing direct connections between progressive self-insured employers and top-quality regional healthcare providers, Carrum Health offers a comprehensive bundled payment solution that enhances the value of health benefits. The platform aims to reduce healthcare costs for patients, often leading to low or zero out-of-pocket expenses. Through this innovative approach, Carrum Health seeks to streamline the delivery and financing of healthcare, making it more accessible and affordable for both employers and their workforce.

Axis is a digital banking alternative for small businesses and solopreneurs in Egypt. It offers a seamless payment management system that handles employee payroll, salary advances, and business payments to suppliers and vendors. Axis's fully interoperable mobile wallet enables users to send and receive money from any mobile wallet in Egypt.

PhonePe is a mobile payments application that enables users to transfer money instantly using just their mobile number. The platform is built on the Unified Payments Interface (UPI) and incorporates a digital wallet, making digital payments simple and secure. PhonePe aims to eliminate the need for cash and cards by providing a universally accepted payment solution, thereby enhancing the overall commerce experience for both customers and businesses. Its focus is on facilitating seamless transactions in the digital payment landscape.

MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Mesh Payments is a financial technology company founded in 2018 by Eran Katoni and Oded Zehavi, based in New York, New York. The company specializes in providing cardless corporate payment solutions tailored for businesses operating on a Software as a Service (SaaS) model. Mesh Payments offers a comprehensive spend management platform that includes features such as virtual and physical cards, real-time expense tracking, automated workflows, and detailed spend reports. This platform empowers finance managers to gain full visibility and control over expenditures, streamline the approval process, and enhance overall financial health through intelligent payment orchestration and reconciliation.

Jodo is a fintech platform founded in 2020 with a mission to positively impact lives through well-designed financial products. It targets middle-income households by offering financial services that address cash-flow challenges, including a no-interest installment option for paying school fees. The company pursues a full-service model with multiple products to help customers meet everyday financial needs. Built on research into users' needs, Jodo seeks to enable millions of people to manage payments and access essential financial services more easily.

Meow Technologies is a financial technology company, not a bank. Banking services are provided by FirstBank, a Tennessee corporation, and by Grasshopper Bank, N.A. and Third Coast Bank SSB; Members FDIC. Meow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more.

Standard Practice operates a healthcare platform that uses voice artificial intelligence to support revenue cycle management for medical practices. It automates outbound communications to insurers and pharmacies, and offers financing options and payment cards, aiming to streamline payor interactions while enhancing staff efficiency.

PayGlocal, founded in 2021 by Yogesh Lokhande in Bangalore, Karnataka, specializes in global payment processing. Its AI-ML-based risk engine facilitates secure, low-risk transactions, offering businesses end-to-end payment solutions with recurring payments and standing instructions. The platform ensures cost-effective outcomes while maintaining enterprise-grade security, providing a seamless transaction experience across multiple layers and feeds.

CRED is a members-only application that incentivizes users by offering exclusive rewards for timely credit card bill payments. The platform promotes financial responsibility by encouraging users to maintain good credit scores while rewarding them with various offers and discounts on shopping, health services, and other expenditures. CRED prioritizes the protection of user data through stringent security processes and compliance with regulatory standards, ensuring transparency and opt-in consent for data usage. By facilitating on-time credit card payments, CRED not only helps users manage their finances better but also enhances their overall spending experience with valuable rewards.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Xendit is a Southeast Asian fintech company that specializes in providing payment infrastructure primarily in Indonesia and the Philippines. Founded in 2014 by Moses Lo, Tessa Wijaya, Bo Chen, and Juan Gonzalez, Xendit offers a robust payment gateway platform that enables businesses to accept various forms of payments, including bank transfers, virtual accounts, and credit cards. The company simplifies payment processes through a suite of world-class APIs and an intuitive dashboard, allowing businesses to efficiently manage transactions, disburse payroll, and access loan services while also detecting fraud. By streamlining these financial operations, Xendit supports the growth of businesses in the region.

BVNK offers modern payment infrastructure for businesses. It unifies banks and blockchain networks on a single platform, allowing companies to send and receive stablecoin payments, convert currencies, and integrate crypto payments into their checkout processes. BVNK's flexible platform enables innovators to launch new payment products swiftly while ensuring compliance.

Founded in Singapore in 2016, HitPay simplifies payments for growing businesses across Asia Pacific. It offers a unified platform for e-commerce, point-of-sale, and B2B transactions, supporting multiple currencies and payment methods securely.

Minka is a developer of open banking cloud software focused on enhancing the financial experience for users. The company's platform enables rapid interbank transactions, supports mobile wallets, and manages online tax collection. Additionally, it facilitates transfers of digital currencies and cryptocurrencies, allowing financial institutions to process transactions efficiently. Minka's technology not only streamlines transaction processes but also empowers financial organizations to create and launch new products, ultimately improving how individuals and businesses interact with their finances.

Union54 is a debit card issuing API that facilitates the issuance of debit cards for fintech companies and corporates without the need for a bank or credit card processor. Founded in 2020 and based in Lusaka, Zambia, the company provides essential services such as BIN sponsorship, transaction processing, and settlement. This allows software companies to seamlessly integrate debit card services into their offerings. In addition to its core services, Union54 is involved in the development of secure messaging and instant payment systems, providing tools for both civilian and government use. Its software solutions include a messaging application with an integrated wallet and an API for creating chat applications, enabling clients to securely communicate and manage payments.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Yuno is a developer of payment infrastructure technology that allows companies to seamlessly accept a wide range of payment methods and effectively manage fraud through a single integration. The company's platform enhances the customer experience by enabling customizable checkout options and simplifying the addition of new payment methods. Yuno's technology optimizes revenue by intelligently routing transactions to the most suitable processors and automatically retrying declined transactions. It provides a user interface that facilitates the management of various payment methods and fraud prevention services, enabling enterprises to orchestrate transactions and reconcile accounts efficiently.

MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Selfbook is a technology-first payment platform for hotels that enables one-tap payments across global credit and debit cards, digital wallets, and alternative methods. It integrates with existing reservation systems to simplify and secure the direct-booking flow, removing barriers to direct bookings and supporting mobile and web transactions. The platform helps hotels improve conversion, increase revenue, and offer modern e-commerce capabilities by unifying payments and streamlining the checkout experience.

Rebill is a fintech company that specializes in providing a payments and subscriptions platform tailored for digital businesses and global enterprises operating in Latin America. Its platform enables seamless integration of over 100 local payment methods, including credit cards, bank transfers, cash, and digital wallets, facilitating efficient revenue operations across diverse markets. Rebill's solution offers a single point of trust and automation for managing cross-country and multi-currency transactions, allowing e-commerce and SaaS companies to optimize recurring billing scenarios. This flexibility enhances acceptance rates and provides advanced metrics, ultimately streamlining billing processes and enabling businesses to scale more rapidly in the region. The company prioritizes transparency and customer support, ensuring that clients receive reliable assistance as they expand their operations.

Mono is a digital bank designed specifically for startups and small to medium-sized businesses in Latin America, beginning its operations in Colombia. The company aims to empower these businesses by addressing key challenges they face in managing finances. Mono's platform enables users to open a digital checking account quickly, make online payments using a debit card, and integrate seamlessly with various software-as-a-service applications. This approach allows businesses to efficiently manage their expenses and streamline their financial operations, ultimately facilitating growth and enhancing financial control.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Flutterwave is a global payments technology company that enables businesses worldwide to accept payments from customers globally via web and mobile. It offers services such as Flutterwave Checkout, API for virtual card management, invoicing, payment links, and more, serving industries like gaming, events, transportation, hospitality, and individuals.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

M2P Fintech is a leading provider of a comprehensive API infrastructure designed to facilitate banking, payments, and lending services for businesses. The company offers a unified platform that supports various payment methods, including cards and digital wallets, while ensuring compliance with regulatory standards. M2P Fintech's technology enables seamless customer onboarding and compliance checks, thereby streamlining operations for financial institutions. By equipping sales teams with essential tools and information, M2P Fintech enhances the management of financial services, ultimately improving customer experiences in an increasingly digital economy.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

Checkout.com is a company that specializes in providing an online payments platform designed to facilitate secure digital transactions across the Internet. Established in 2012, it offers a comprehensive solution that supports payments in over 150 currencies, integrating local acquiring capabilities and advanced fraud detection through a single API. The platform enables businesses to accept all major international credit and debit cards, as well as various alternative and local payment methods. With a focus on eliminating intermediaries, Checkout.com connects retailers directly with customers' bank accounts, delivering data-rich insights that help enhance performance and improve approval rates. The company employs more than 1,700 people across 19 offices globally, ensuring local expertise and tailored risk management solutions to help businesses optimize their mobile and online purchasing while effectively managing potential risks.

Qonto is an online bank headquartered in Paris that serves small and medium-sized businesses and freelancers. It provides business bank accounts and digital banking services designed to simplify payments, accounting, and cash flow management for a range of company types. The platform offers features such as international transfers, invoicing, expense management, virtual cards, multi-account capabilities, and integrations with other business tools. With transparent pricing and a focus on efficiency, Qonto supports startups, founders, freelancers, and growing teams in managing finances.

Link provides merchants with an alternate, low-cost payment solution and enables shoppers to pay with bank accounts. Through the power of Open Banking, Link allow customers to complete subscription and repeat transactions with unprecedented ease.

Razorpay is a payment platform founded in 2014 and headquartered in Bangalore, Karnataka. It enables businesses to accept, process, and disburse payments through a comprehensive product suite that supports various payment methods, including credit cards, debit cards, net banking, UPI, and popular digital wallets. Razorpay offers APIs and integrations that facilitate the management of online transactions, automate electronic funds transfers, and enable real-time payment processing. The platform also allows businesses to collect recurring payments and share invoices with customers, providing a secure and efficient solution for financial transactions.

CreditBook is a digital platform in Pakistan that serves micro, small and medium enterprises with financial management tools. Originating as a bookkeeping app, it has expanded into a suite of financial solutions that enable underserved businesses to track pending payments, receive payment reminders, and record all transactions, helping owners make informed decisions. By digitizing core financial processes, the platform supports transparency and efficiency and enables small businesses to extend credit to customers quickly, improving cash flow across local markets in Pakistan.

Mesh Payments is a financial technology company founded in 2018 by Eran Katoni and Oded Zehavi, based in New York, New York. The company specializes in providing cardless corporate payment solutions tailored for businesses operating on a Software as a Service (SaaS) model. Mesh Payments offers a comprehensive spend management platform that includes features such as virtual and physical cards, real-time expense tracking, automated workflows, and detailed spend reports. This platform empowers finance managers to gain full visibility and control over expenditures, streamline the approval process, and enhance overall financial health through intelligent payment orchestration and reconciliation.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

MoonPay is a fintech company specializing in payment infrastructure for seamless conversion between fiat currencies and cryptocurrencies. Its platform enables users to buy cryptocurrencies and NFTs using various payment methods, operating on a non-custodial model for enhanced user control over digital assets.

Wrapbook is a comprehensive platform designed for efficient payroll management in production environments. It connects accounting teams, production staff, cast, and crew through a user-friendly interface. Key features include one-click worker payments, real-time expense tracking, automated timecards, union compliance, and on-demand payroll reporting.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

SWAP provides Banking-as-a-Service (BaaS) platform for SaaS companies and fintech startups. Its secure APIs enable clients to integrate financial services such as pre-paid cards, digital wallets, and expense management into their platforms, creating new revenue streams and enhancing user experiences.

Union54 is a debit card issuing API that facilitates the issuance of debit cards for fintech companies and corporates without the need for a bank or credit card processor. Founded in 2020 and based in Lusaka, Zambia, the company provides essential services such as BIN sponsorship, transaction processing, and settlement. This allows software companies to seamlessly integrate debit card services into their offerings. In addition to its core services, Union54 is involved in the development of secure messaging and instant payment systems, providing tools for both civilian and government use. Its software solutions include a messaging application with an integrated wallet and an API for creating chat applications, enabling clients to securely communicate and manage payments.

Zolve is a neo-banking platform that provides consumer financial products, including deposit accounts, prepaid cards, money transfers, bill payments, and cross-border transactions, with tools for monitoring spending and budgeting. Launched in 2020 and based in Bangalore, India, the company aims to create a borderless financial world that offers equitable access to global financial products on a single platform, helping individuals save and invest toward financial freedom.

Selfbook is a technology-first payment platform for hotels that enables one-tap payments across global credit and debit cards, digital wallets, and alternative methods. It integrates with existing reservation systems to simplify and secure the direct-booking flow, removing barriers to direct bookings and supporting mobile and web transactions. The platform helps hotels improve conversion, increase revenue, and offer modern e-commerce capabilities by unifying payments and streamlining the checkout experience.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

CRED is a members-only application that incentivizes users by offering exclusive rewards for timely credit card bill payments. The platform promotes financial responsibility by encouraging users to maintain good credit scores while rewarding them with various offers and discounts on shopping, health services, and other expenditures. CRED prioritizes the protection of user data through stringent security processes and compliance with regulatory standards, ensuring transparency and opt-in consent for data usage. By facilitating on-time credit card payments, CRED not only helps users manage their finances better but also enhances their overall spending experience with valuable rewards.

M2P Fintech is a leading provider of a comprehensive API infrastructure designed to facilitate banking, payments, and lending services for businesses. The company offers a unified platform that supports various payment methods, including cards and digital wallets, while ensuring compliance with regulatory standards. M2P Fintech's technology enables seamless customer onboarding and compliance checks, thereby streamlining operations for financial institutions. By equipping sales teams with essential tools and information, M2P Fintech enhances the management of financial services, ultimately improving customer experiences in an increasingly digital economy.

Higo is a developer of payment software aimed at enhancing the procure-to-pay process for B2B companies and their suppliers. The software centralizes invoice receipt, automates the approval workflow, and simplifies payment transactions, thereby streamlining supplier and logistics interactions. By focusing on small and medium-sized businesses, Higo enables these companies to optimize their cash flow and improve operational efficiency. The company's solutions are designed to address the complexities of multi-stakeholder commercial relationships, making financial processes more straightforward and effective.

TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Xendit is a Southeast Asian fintech company that specializes in providing payment infrastructure primarily in Indonesia and the Philippines. Founded in 2014 by Moses Lo, Tessa Wijaya, Bo Chen, and Juan Gonzalez, Xendit offers a robust payment gateway platform that enables businesses to accept various forms of payments, including bank transfers, virtual accounts, and credit cards. The company simplifies payment processes through a suite of world-class APIs and an intuitive dashboard, allowing businesses to efficiently manage transactions, disburse payroll, and access loan services while also detecting fraud. By streamlining these financial operations, Xendit supports the growth of businesses in the region.

Papaya Global is a cloud‑based SaaS company that provides a global payroll and workforce management platform. Its software automates payroll processing, compliance with local labor laws, and other human resource functions for companies operating in multiple countries. The platform supports end‑to‑end employer of record services, contract worker management, immigration and work‑permit services, and integrates payments directly into the payroll workflow. By connecting data from human capital management and enterprise resource planning systems, it creates a single source of truth that gives finance teams visibility and control over workforce spending. Clients include large multinational corporations such as Johnson & Johnson, Facebook, and General Electric.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Cora is an online payments company based in São Paulo, Brazil, focusing on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company operates as a digital bank, currently in closed beta, with plans to launch its first product—a free mobile account tailored for SMEs. Cora aims to offer a range of financial services including payments, credit-related products, and financial management tools designed to simplify and reduce the costs associated with daily financial tasks for entrepreneurs. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora's platform is intended to alleviate the bureaucratic burdens typically faced in managing day-to-day finances.

PhonePe is a mobile payments application that enables users to transfer money instantly using just their mobile number. The platform is built on the Unified Payments Interface (UPI) and incorporates a digital wallet, making digital payments simple and secure. PhonePe aims to eliminate the need for cash and cards by providing a universally accepted payment solution, thereby enhancing the overall commerce experience for both customers and businesses. Its focus is on facilitating seamless transactions in the digital payment landscape.

Chime is a mobile banking and finance platform that automatically sets aside a predetermined amount into savings after transactions. It earns revenue from merchant transaction fees, aligning incentives and enabling users to avoid fees, save money, and lead healthier financial lives.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Razorpay is a payment platform founded in 2014 and headquartered in Bangalore, Karnataka. It enables businesses to accept, process, and disburse payments through a comprehensive product suite that supports various payment methods, including credit cards, debit cards, net banking, UPI, and popular digital wallets. Razorpay offers APIs and integrations that facilitate the management of online transactions, automate electronic funds transfers, and enable real-time payment processing. The platform also allows businesses to collect recurring payments and share invoices with customers, providing a secure and efficient solution for financial transactions.

CRED is a members-only application that incentivizes users by offering exclusive rewards for timely credit card bill payments. The platform promotes financial responsibility by encouraging users to maintain good credit scores while rewarding them with various offers and discounts on shopping, health services, and other expenditures. CRED prioritizes the protection of user data through stringent security processes and compliance with regulatory standards, ensuring transparency and opt-in consent for data usage. By facilitating on-time credit card payments, CRED not only helps users manage their finances better but also enhances their overall spending experience with valuable rewards.

dLocal is a payments technology platform that enables global merchants to process cross-border and local payments in emerging markets. Founded in 2016 and based in Montevideo, Uruguay, the company provides access to hundreds of local payment methods across multiple countries, helping merchants reach consumers in Africa, Asia, and Latin America. Its One dLocal platform supports pay-in and pay-out flows, serving enterprise clients with a focus on reducing complexity and enabling safe, efficient online payments. The company generates revenue from processing fees charged to merchants for cross-border and local transactions, with Brazil a major market in Latin America.

Teya is a comprehensive platform serving over 300,000 business owners worldwide. It offers payment processing, loyalty programs, cash advances, and business management tools, empowering small and growing businesses to thrive.

Cedar is a patient payment and engagement platform designed for hospitals, health systems, and medical groups to enhance the overall patient experience. Founded in 2016 and headquartered in New York, the platform utilizes advanced data science to streamline and personalize the billing process. By consolidating billing information from various caregivers, Cedar provides clear invoices that detail patient obligations while offering user-friendly click-to-pay options. This modern approach not only simplifies the payment experience but also supports healthcare providers in improving their billing operations and fostering better patient engagement.

Flutterwave is a global payments technology company that enables businesses worldwide to accept payments from customers globally via web and mobile. It offers services such as Flutterwave Checkout, API for virtual card management, invoicing, payment links, and more, serving industries like gaming, events, transportation, hospitality, and individuals.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

Checkout.com is a company that specializes in providing an online payments platform designed to facilitate secure digital transactions across the Internet. Established in 2012, it offers a comprehensive solution that supports payments in over 150 currencies, integrating local acquiring capabilities and advanced fraud detection through a single API. The platform enables businesses to accept all major international credit and debit cards, as well as various alternative and local payment methods. With a focus on eliminating intermediaries, Checkout.com connects retailers directly with customers' bank accounts, delivering data-rich insights that help enhance performance and improve approval rates. The company employs more than 1,700 people across 19 offices globally, ensuring local expertise and tailored risk management solutions to help businesses optimize their mobile and online purchasing while effectively managing potential risks.

Carrum Health is an online healthcare platform focused on simplifying the healthcare payment model for employers and their employees. By establishing direct connections between progressive self-insured employers and top-quality regional healthcare providers, Carrum Health offers a comprehensive bundled payment solution that enhances the value of health benefits. The platform aims to reduce healthcare costs for patients, often leading to low or zero out-of-pocket expenses. Through this innovative approach, Carrum Health seeks to streamline the delivery and financing of healthcare, making it more accessible and affordable for both employers and their workforce.

CreditBook is a digital platform in Pakistan that serves micro, small and medium enterprises with financial management tools. Originating as a bookkeeping app, it has expanded into a suite of financial solutions that enable underserved businesses to track pending payments, receive payment reminders, and record all transactions, helping owners make informed decisions. By digitizing core financial processes, the platform supports transparency and efficiency and enables small businesses to extend credit to customers quickly, improving cash flow across local markets in Pakistan.

CRED is a members-only application that incentivizes users by offering exclusive rewards for timely credit card bill payments. The platform promotes financial responsibility by encouraging users to maintain good credit scores while rewarding them with various offers and discounts on shopping, health services, and other expenditures. CRED prioritizes the protection of user data through stringent security processes and compliance with regulatory standards, ensuring transparency and opt-in consent for data usage. By facilitating on-time credit card payments, CRED not only helps users manage their finances better but also enhances their overall spending experience with valuable rewards.

Teya is a comprehensive platform serving over 300,000 business owners worldwide. It offers payment processing, loyalty programs, cash advances, and business management tools, empowering small and growing businesses to thrive.

Razorpay is a payment platform founded in 2014 and headquartered in Bangalore, Karnataka. It enables businesses to accept, process, and disburse payments through a comprehensive product suite that supports various payment methods, including credit cards, debit cards, net banking, UPI, and popular digital wallets. Razorpay offers APIs and integrations that facilitate the management of online transactions, automate electronic funds transfers, and enable real-time payment processing. The platform also allows businesses to collect recurring payments and share invoices with customers, providing a secure and efficient solution for financial transactions.

Chime is a mobile banking and finance platform that automatically sets aside a predetermined amount into savings after transactions. It earns revenue from merchant transaction fees, aligning incentives and enabling users to avoid fees, save money, and lead healthier financial lives.

PT Payfazz Teknologi Nusantara is a financial technology company focused on providing an agency-based financial platform designed to serve the unbanked population in Indonesia. The platform facilitates secure digital transactions, including bill payments, loans, money transfers, savings accounts, and investment services, thus enhancing financial accessibility for users without bank accounts. PAYFAZZ collaborates with various partners, including banks and financial institutions, to establish a distributed network of agents that streamline payment processes. With a commitment to security, the company employs advanced security measures such as GeoTrust SSL, User ID, and Password protections. Through its innovative solutions, PAYFAZZ aims to contribute to the digital transformation of Indonesia's financial landscape and improve its position within Southeast Asia.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

OkCredit is a financial technology company that offers a mobile-based application designed to streamline credit account management for shop owners and their customers. Founded in April 2017 by Gaurav Kumar and Aditya Prasad, the company is headquartered in Faridabad, India. The application allows merchants to easily record credit and payment transactions digitally, simplifying the process of tracking receivables and payables. By digitizing these transactions, OkCredit enables businesses to move away from traditional paper-based accounting methods, thereby reducing the burden of maintaining physical records. This innovative solution supports merchants in managing their financial operations more efficiently across the country.

CRED is a members-only application that incentivizes users by offering exclusive rewards for timely credit card bill payments. The platform promotes financial responsibility by encouraging users to maintain good credit scores while rewarding them with various offers and discounts on shopping, health services, and other expenditures. CRED prioritizes the protection of user data through stringent security processes and compliance with regulatory standards, ensuring transparency and opt-in consent for data usage. By facilitating on-time credit card payments, CRED not only helps users manage their finances better but also enhances their overall spending experience with valuable rewards.

Razorpay is a payment platform founded in 2014 and headquartered in Bangalore, Karnataka. It enables businesses to accept, process, and disburse payments through a comprehensive product suite that supports various payment methods, including credit cards, debit cards, net banking, UPI, and popular digital wallets. Razorpay offers APIs and integrations that facilitate the management of online transactions, automate electronic funds transfers, and enable real-time payment processing. The platform also allows businesses to collect recurring payments and share invoices with customers, providing a secure and efficient solution for financial transactions.

OkCredit is a financial technology company that offers a mobile-based application designed to streamline credit account management for shop owners and their customers. Founded in April 2017 by Gaurav Kumar and Aditya Prasad, the company is headquartered in Faridabad, India. The application allows merchants to easily record credit and payment transactions digitally, simplifying the process of tracking receivables and payables. By digitizing these transactions, OkCredit enables businesses to move away from traditional paper-based accounting methods, thereby reducing the burden of maintaining physical records. This innovative solution supports merchants in managing their financial operations more efficiently across the country.

Stripe develops APIs and tools for businesses to accept and manage online payments securely. It supports various international debit/credit cards, serving e-commerce platforms, SaaS companies, marketplaces, and non-profits globally.

PT Payfazz Teknologi Nusantara is a financial technology company focused on providing an agency-based financial platform designed to serve the unbanked population in Indonesia. The platform facilitates secure digital transactions, including bill payments, loans, money transfers, savings accounts, and investment services, thus enhancing financial accessibility for users without bank accounts. PAYFAZZ collaborates with various partners, including banks and financial institutions, to establish a distributed network of agents that streamline payment processes. With a commitment to security, the company employs advanced security measures such as GeoTrust SSL, User ID, and Password protections. Through its innovative solutions, PAYFAZZ aims to contribute to the digital transformation of Indonesia's financial landscape and improve its position within Southeast Asia.

Stripe develops APIs and tools for businesses to accept and manage online payments securely. It supports various international debit/credit cards, serving e-commerce platforms, SaaS companies, marketplaces, and non-profits globally.

Razorpay is a payment platform founded in 2014 and headquartered in Bangalore, Karnataka. It enables businesses to accept, process, and disburse payments through a comprehensive product suite that supports various payment methods, including credit cards, debit cards, net banking, UPI, and popular digital wallets. Razorpay offers APIs and integrations that facilitate the management of online transactions, automate electronic funds transfers, and enable real-time payment processing. The platform also allows businesses to collect recurring payments and share invoices with customers, providing a secure and efficient solution for financial transactions.

MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Tyro Payments specializes in providing tailored payment solutions and value-added business banking products, primarily serving small to medium-sized enterprises in the hospitality, retail, and health sectors. Their offerings include industry-specific solutions, easy integration with point-of-sale systems, broad acceptance of various payment types, and additional features.

Razorpay is a payment platform founded in 2014 and headquartered in Bangalore, Karnataka. It enables businesses to accept, process, and disburse payments through a comprehensive product suite that supports various payment methods, including credit cards, debit cards, net banking, UPI, and popular digital wallets. Razorpay offers APIs and integrations that facilitate the management of online transactions, automate electronic funds transfers, and enable real-time payment processing. The platform also allows businesses to collect recurring payments and share invoices with customers, providing a secure and efficient solution for financial transactions.

MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Founded in 2009, Block is a technology company specializing in financial services. It offers payment services to merchants and operates Cash App, a person-to-person payment network.

MercadoLibre operates the leading e-commerce and fintech platform in Latin America, offering MercadoLibre Marketplace for online buying and selling, MercadoPago for payments both on and off its marketplaces, and complementary services such as MercadoCredito lending, MercadoEnvios logistics, MercadoLibre Classifieds, MercadoShops hosted store software, and MercadoClics advertising. The company serves about 218 million active users and one million active sellers across 18 countries, and generates revenue from various streams including fees, payments processing, advertising, and subscriptions. Founded in 1999 and headquartered in Buenos Aires, it provides an integrated solution that connects buyers, sellers, and merchants through its platform.