Ulu Ventures

OCHO is a provider of auto insurance services that focuses on affordability and fairness while promoting credit-building opportunities for its customers. The company offers innovative insurance solutions that include zero down payments and lower premiums, making it easier for individuals to access insurance coverage. Additionally, OCHO’s services extend to lower security deposits for rental agreements and the elimination of deposits for utilities, allowing users to secure their assets at a low and equitable cost. Through its unique approach, OCHO aims to enhance financial accessibility and stability for its clients.

OCHO is a provider of auto insurance services that focuses on affordability and fairness while promoting credit-building opportunities for its customers. The company offers innovative insurance solutions that include zero down payments and lower premiums, making it easier for individuals to access insurance coverage. Additionally, OCHO’s services extend to lower security deposits for rental agreements and the elimination of deposits for utilities, allowing users to secure their assets at a low and equitable cost. Through its unique approach, OCHO aims to enhance financial accessibility and stability for its clients.

TomoCredit LLC, established in 2018 and headquartered in San Francisco, specializes in manufacturing electronic smart and credit cards designed for millennials with limited or no credit history. The company's core product enables users to build credit and qualify for loans by analyzing alternative data sources through a proprietary algorithm. TomoCredit offers a mobile application for account management and rewards customers with cryptocurrency for their purchases, facilitating instant loan access anytime, anywhere. The founding team comprises immigrant entrepreneurs who faced credit card challenges as foreign nationals, bringing together alumni from Coinbase, Kenetic Hedge Fund, Google, MIT, and UC Berkeley.

Cerebro Capital, Inc. is a technology company based in Baltimore, Maryland, founded in 2017. It specializes in developing a web-based portal tailored for middle-market companies seeking to utilize credit facilities for operational needs, growth, or acquisitions. The platform integrates data from over 80 lenders and employs analytics to effectively match financing types with suitable lenders, enhancing transparency in the borrowing process. By providing a comprehensive online loan management system, Cerebro Capital aims to improve the efficiency of lending for corporate borrowers and financial intermediaries. The company equips users with access to critical market expertise, detailed term sheets, and continuous monitoring of credit standing and debt capacity, ultimately transforming how financial teams evaluate and source corporate credit.

TomoCredit LLC, established in 2018 and headquartered in San Francisco, specializes in manufacturing electronic smart and credit cards designed for millennials with limited or no credit history. The company's core product enables users to build credit and qualify for loans by analyzing alternative data sources through a proprietary algorithm. TomoCredit offers a mobile application for account management and rewards customers with cryptocurrency for their purchases, facilitating instant loan access anytime, anywhere. The founding team comprises immigrant entrepreneurs who faced credit card challenges as foreign nationals, bringing together alumni from Coinbase, Kenetic Hedge Fund, Google, MIT, and UC Berkeley.

SnapCheck is a San Francisco-based company that has developed a mobile application offering digital check deposit services primarily for credit unions and banks. The company's platform provides a high-speed, secure, and universally accepted solution aimed at eliminating the use of paper checks, which number around 18 billion annually in the United States. By replacing traditional checks with a digital alternative, SnapCheck enables businesses, consumers, and financial institutions to significantly cut costs and reduce fraud losses. This innovative approach not only streamlines check payments but also has the potential to save the economy over $50 billion each year while also contributing to environmental sustainability by reducing paper usage.