Valor Capital Group

Merama is an e-commerce platform that partners with brands to accelerate growth in Latin America. The platform supports portfolio brands with talent resources and non-dilutive capital to help them scale online, aiming to build a leading group of Latin American online brands. Founded in 2020, Merama is headquartered in Mexico City.

Capim is a Brazilian fintech company specializing in "Buy Now, Pay Later" (BNPL) solutions tailored for the dental sector. The company offers a financial management platform that equips dental clinics with digital tools to streamline operations and enhance patient access to treatments. By providing point-of-sale BNPL options, Capim allows patients to finance their dental care without relying on traditional credit card payment methods. Additionally, the platform enables clinics to manage invoicing and treatment financing, thereby facilitating better patient retention and operational efficiency for dental professionals.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

Agrolend is a digital bank specializing in providing credit facilities for the agribusiness sector. It focuses on supporting farmers by offering loans for purchasing agricultural inputs like seeds, crop protection products, and nutrients.

BHub is a leading financial back-office solution for SMEs in Latin America. Its AI-powered platform streamlines finance and administrative tasks, offering full outsourcing capabilities for accounts payable/receivable, accounting, taxes, payroll, and other processes. This enables clients to reduce time, costs, and labor associated with these functions.

Franq is a Brazilian fintech that aggregates 50 financial institutions to distribute over 100 financial products and services through a network of 7,000 independent brokers, known as Personal Bankers. It operates as a multi-sided marketplace that enables banking professionals to offer a wide range of products to individuals and small and medium-sized enterprises, serving as a free, one-stop shop. The platform emphasizes the independence and autonomy of the independent professionals and provides clients with access to products from banks, fintechs and insurers so they can choose the options that best fit their needs.

Partior develops blockchain-based technology to streamline digital payments for financial institutions. Its platform facilitates real-time, cross-border transactions in multiple currencies, enhancing transparency and speed while reducing operational inefficiencies by eliminating manual reconciliation.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

Vixtra is a payment method and credit provider focused on supporting Latin American importers in their transactions with international suppliers. The company has developed a payment gateway platform that simplifies international transactions by offering instant payment and bank account verification. Vixtra enables businesses to conduct bulk outbound payments efficiently, utilizing various payment methods including credit and debit cards. This comprehensive approach facilitates smoother and more reliable financial interactions between importers and their multinational suppliers.

Incognia is a provider of advanced identity solutions designed to facilitate secure and seamless digital interactions. The company specializes in persistent device fingerprint technology, which integrates device recognition signals, location analytics, and tamper detection to enhance user verification and fraud prevention. Its platform offers a range of services, including data breach prevention, secure authentication, and account takeover protection, enabling businesses in sectors such as food delivery, ride-hailing, marketplaces, and financial services to safeguard their reputations and improve customer retention. By delivering customizable risk assessments and actionable insights, Incognia helps companies optimize conversions, minimize false positives, and effectively combat fraud.

Conta Simples is a comprehensive finance platform that combines checking accounts, expense management software, and corporate cards. It aims to provide control, visibility, autonomy, and decentralization of payments for small and medium-sized businesses in Latin America.

Vixtra is a payment method and credit provider focused on supporting Latin American importers in their transactions with international suppliers. The company has developed a payment gateway platform that simplifies international transactions by offering instant payment and bank account verification. Vixtra enables businesses to conduct bulk outbound payments efficiently, utilizing various payment methods including credit and debit cards. This comprehensive approach facilitates smoother and more reliable financial interactions between importers and their multinational suppliers.

Nonco is a digital asset brokerage firm tailored for professional investors. It offers institutional services such as electronic spot trading and secure quote requests via dedicated chat, providing clients swift access to diverse markets and investment opportunities.

Nexu is a digital platform designed for car dealerships. It uses AI and automation to offer real-time financing solutions, enabling more customers to acquire new or used vehicles with personalized plans and minimal requirements.

Founded in 2019 by Juliano Dutra in Sao Paulo, Brazil, Gringo is a technology-driven company simplifying car ownership processes. It offers an application that streamlines buying, selling, financing, and insurance, while providing real-time alerts on vehicle-related tasks such as fines, taxes, and license expiration.

Praso operates a business-to-business platform that connects large food-service producers with small shops such as bars, restaurants, cafés, and bakeries. It combines data-driven demand generation, last-mile logistics, purchase-behavior insights, and a credit solution to streamline procurement. Praso also operates a multi-category grocery e-commerce platform that eliminates middlemen in the supply chain, enabling buyers to source groceries across categories—staples, dairy, oils, olives, drinks, and beverages—with a focus on affordability and speed.

Principia provides an integrated financial and academic management platform for higher education institutions in Brazil. It offers a zero-default billing and collections service that guarantees on-time tuition payments by assuming responsibility for revenue management, enabling financial predictability for private institutions. Its academic software automates processes such as re-enrollment, digital administrative tasks, classroom scheduling, and student support, reducing operational costs and boosting staff productivity. The company incorporates AI into a growing share of its operations and plans deeper AI integration across its platform. Principia serves more than 600 partner institutions, including universities, technical schools, K-12 entities, and providers of open education, and emphasizes financial inclusion to help students access education and reduce dropout rates. It is a certified B Corp, recognizing its social and environmental impact.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

Parfin is a financial technology company founded in 2019 by experienced professionals from investment banking and blockchain sectors. The company specializes in developing enterprise-grade software products that facilitate the integration of blockchain technology within financial institutions. Parfin is known for its core product, Rayls, which adopts a unified finance approach, enabling traditional financial systems to leverage blockchain with necessary compliance, security, and privacy measures. By providing a secure infrastructure for managing digital assets and traditional currencies, Parfin connects digital asset exchanges, custodians, and banks, thereby enhancing governance, security, and scalability for institutional clients. Through its innovative solutions, Parfin is contributing to the creation of more efficient, transparent, and inclusive financial markets.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

Lemon Cash operates a digital financial platform offering instant currency exchange, contactless international VISA card with cashback rewards, access to decentralized finance investments, margin trading, lending market, and crypto management services in Latin America.

Principia provides an integrated financial and academic management platform for higher education institutions in Brazil. It offers a zero-default billing and collections service that guarantees on-time tuition payments by assuming responsibility for revenue management, enabling financial predictability for private institutions. Its academic software automates processes such as re-enrollment, digital administrative tasks, classroom scheduling, and student support, reducing operational costs and boosting staff productivity. The company incorporates AI into a growing share of its operations and plans deeper AI integration across its platform. Principia serves more than 600 partner institutions, including universities, technical schools, K-12 entities, and providers of open education, and emphasizes financial inclusion to help students access education and reduce dropout rates. It is a certified B Corp, recognizing its social and environmental impact.

Agrolend is a digital bank specializing in providing credit facilities for the agribusiness sector. It focuses on supporting farmers by offering loans for purchasing agricultural inputs like seeds, crop protection products, and nutrients.

Vixtra is a payment method and credit provider focused on supporting Latin American importers in their transactions with international suppliers. The company has developed a payment gateway platform that simplifies international transactions by offering instant payment and bank account verification. Vixtra enables businesses to conduct bulk outbound payments efficiently, utilizing various payment methods including credit and debit cards. This comprehensive approach facilitates smoother and more reliable financial interactions between importers and their multinational suppliers.

Origami is building the world’s most valuable DAOs. We help the most ambitious communities launch and grow their DAOs.

Franq is a Brazilian fintech that aggregates 50 financial institutions to distribute over 100 financial products and services through a network of 7,000 independent brokers, known as Personal Bankers. It operates as a multi-sided marketplace that enables banking professionals to offer a wide range of products to individuals and small and medium-sized enterprises, serving as a free, one-stop shop. The platform emphasizes the independence and autonomy of the independent professionals and provides clients with access to products from banks, fintechs and insurers so they can choose the options that best fit their needs.

CERC Central de Recebíveis S.A. is a financial services company based in São Paulo, Brazil, specializing in enhancing the utilization of receivables in credit operations. Founded in 2015 by Marcelo Maziero and Fernando Fontes, CERC has developed an intelligent platform designed to provide security and efficiency in the use of receivables as collateral for lenders. The company aims to transform the credit market by improving the security and effectiveness of credit transactions, facilitating accelerated and sustainable growth in credit offerings for businesses of all sizes.

BHub is a leading financial back-office solution for SMEs in Latin America. Its AI-powered platform streamlines finance and administrative tasks, offering full outsourcing capabilities for accounts payable/receivable, accounting, taxes, payroll, and other processes. This enables clients to reduce time, costs, and labor associated with these functions.

Credix is a decentralized credit platform focused on providing borrowers in emerging markets with access to capital that has been historically difficult to obtain. By leveraging blockchain technology, Credix connects high-quality borrowers with global investors, creating credit lines that offer attractive yields. The platform serves as an infrastructure for businesses and marketplaces, facilitating lending, underwriting, and debt collection. This approach allows for diverse credit options while ensuring that investors are paid upfront. Credix aims to enhance transparency and efficiency in the credit market, enabling borrowers to access funds in a more streamlined manner.

Founded in 2019, Caju offers a digital platform that enables companies to manage employee benefits efficiently. It provides employees with a single Visa card for various benefit categories such as food, mobility, culture, health, education, and home office.

Quaddro simplifies operations for Latin American solopreneurs by offering an integrated solution that automates sales, booking, retention, and payment processes. This enables users to focus on their core passions while Quaddro manages the rest.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

DEUNA is a SaaS startup that enables a 1-click checkout buying experience and expands its sales network for e-commerce merchants. It offers payment processing, fraud prevention, and customer analytics. DEUNA reduces the time it takes to make a purchase by 80%, increasing its conversion rate by 50%. It was started by Co-founders Roberto Enrique Kafati Santos and Jose Maria Serrano in 2020. The company is based in Palo Alto, California, United States.

Solfácil facilitates solar energy adoption by providing solar installers with comprehensive business support. This includes financial services for project financing, equipment sourcing, and advanced technology solutions.

Ribon is a developer of an innovative fund donation application aimed at enhancing charitable giving among millennials and younger generations. The company’s proprietary Reverse Matching Gift technology encourages nonprofit healthcare systems to achieve high employee participation rates in their giving programs, ranging from 60% to 100%. Recognized by the Gates Foundation as one of the top ten most innovative donation technologies globally, Ribon's platform allows large donors to contribute funds that individuals can then allocate to various social projects. This approach enables users to amplify their impact without having to spend their own money, thereby making workplace philanthropy more engaging and scalable. Through its solutions, Ribon aims to popularize the habit of donating and transform the landscape of charitable contributions.

Dolado is a Latin American platform that helps small businesses increase sales, improve purchasing, and streamline operations through an integrated suite of e-commerce and financial services. It targets merchants in suburban areas and tier-2 cities where technology adoption is lower, providing tools to buy and sell a wide range of products, such as cell phone accessories, food items, automotive goods, and toys, and to manage inventory, payments, and other retail processes more efficiently.

Open Forest Protocol is a scalable digital platform that validates and issues forest carbon credits, bringing transparency, inclusivity, and affordability to a market that has been costly and opaque. The platform supports monitoring, verification, and funding of reforestation, afforestation, and conservation projects using open-source tools and blockchain technology. It provides data-backed financing mechanisms for nature-based climate solutions and aims to accelerate global action by making forest-based projects more accessible to researchers, developers, investors, and communities. By standardizing verification and reducing barriers to entry, the company seeks to expand the reach and impact of forest carbon markets while promoting accountable, verifiable outcomes for climate projects.

Domain Money offers an integrated platform for investing in stocks and cryptocurrencies, earning interest on assets, securing loans against them, and spending with a crypto rewards credit card.

Agrolend is a digital bank specializing in providing credit facilities for the agribusiness sector. It focuses on supporting farmers by offering loans for purchasing agricultural inputs like seeds, crop protection products, and nutrients.

Burnt Finance is a decentralized NFT auction protocol designed to facilitate the minting and trading of digital assets in a permissionless environment. The company aims to overcome barriers to widespread cryptocurrency adoption by providing a high-speed, low-cost platform that enhances the Web3 experience. By integrating and partnering with like-minded entities, Burnt Finance focuses on building the necessary infrastructure, products, and tools to make cryptocurrency more accessible and relatable to the general public. Its offerings include features for fundraising, collections, and staking, empowering users to engage with the evolving digital asset landscape effectively.

Conta Simples is a comprehensive finance platform that combines checking accounts, expense management software, and corporate cards. It aims to provide control, visibility, autonomy, and decentralization of payments for small and medium-sized businesses in Latin America.

Olist is a Brazilian e-commerce platform that enables small and medium-sized sellers to reach online marketplaces and customers. Based in Curitiba, it connects merchants with major online retailers and provides an integrated suite of offerings across commerce, logistics, and capital, including tools to sell on marketplaces, social-commerce storefronts, a cloud-based logistics network, and financing or payment options. The company began by linking merchants to marketplaces and has evolved into a comprehensive end-to-end solution designed to help SMBs navigate a fragmented digital ecosystem and expand their reach to international marketplaces.

BHub is a leading financial back-office solution for SMEs in Latin America. Its AI-powered platform streamlines finance and administrative tasks, offering full outsourcing capabilities for accounts payable/receivable, accounting, taxes, payroll, and other processes. This enables clients to reduce time, costs, and labor associated with these functions.

Parfin is a financial technology company founded in 2019 by experienced professionals from investment banking and blockchain sectors. The company specializes in developing enterprise-grade software products that facilitate the integration of blockchain technology within financial institutions. Parfin is known for its core product, Rayls, which adopts a unified finance approach, enabling traditional financial systems to leverage blockchain with necessary compliance, security, and privacy measures. By providing a secure infrastructure for managing digital assets and traditional currencies, Parfin connects digital asset exchanges, custodians, and banks, thereby enhancing governance, security, and scalability for institutional clients. Through its innovative solutions, Parfin is contributing to the creation of more efficient, transparent, and inclusive financial markets.

CloudWalk, Inc. is a financial services company based in Sunnyvale, California, founded in 2013. It operates an open payment cloud platform designed to support various payment methods on a single device, catering to acquirers, payment service providers, and sub-acquirers globally. The platform is versatile, certified for multiple brands, and facilitates both debit and credit transactions through various terminals. CloudWalk also owns the InfinitePay and Jim.com brands, offering a comprehensive portfolio that includes digital banking, loans, online sales, digital wallets, and payment terminals. By integrating artificial intelligence into its product offerings, CloudWalk aims to enhance efficiency and user experience, making financial management simpler and more accessible for individuals and small to medium-sized businesses. Additionally, the company provides consulting services, training, and support to ensure the success of payment operations for its clients.

Founded in 2018, ZAK is a comprehensive management platform designed to digitize and empower restaurants in Latin America. Operating as a Digital Restaurant Platform, ZAK eliminates fixed costs while providing a fully integrated, cloud-based solution that includes a point of sale system, centralized order management, and back-office functionalities. The platform facilitates direct sales channels through a whitelabel solution, integrating logistics and payment processing for both online and in-store transactions. ZAK aims to enhance the financial success of restaurants by simplifying operations and reducing overhead, making it the only company in the Food Service market to offer such a complete management solution alongside financial services. Present in hundreds of restaurants in São Paulo, ZAK is committed to helping its clients thrive in the digital era.

Caliza develops global financial infrastructure to facilitate borderless commerce. It enables businesses to offer instant cross-border settlements and regulated digital dollar accounts to their customers, powered by stablecoins.

Merama is an e-commerce platform that partners with brands to accelerate growth in Latin America. The platform supports portfolio brands with talent resources and non-dilutive capital to help them scale online, aiming to build a leading group of Latin American online brands. Founded in 2020, Merama is headquartered in Mexico City.

BHub is a leading financial back-office solution for SMEs in Latin America. Its AI-powered platform streamlines finance and administrative tasks, offering full outsourcing capabilities for accounts payable/receivable, accounting, taxes, payroll, and other processes. This enables clients to reduce time, costs, and labor associated with these functions.

Founded in 2019, Caju offers a digital platform that enables companies to manage employee benefits efficiently. It provides employees with a single Visa card for various benefit categories such as food, mobility, culture, health, education, and home office.

Quansa develops a software platform that links employees' payroll data with banks and other financial institutions. It operates as a financial assistant, providing personalized financial counseling, automatic savings, flexible salaries, and tools to maintain financial stability. The company aims to help businesses foster a financially healthy work environment, reducing employee financial stress.

Lemon Cash operates a digital financial platform offering instant currency exchange, contactless international VISA card with cashback rewards, access to decentralized finance investments, margin trading, lending market, and crypto management services in Latin America.

Valora is a mobile crypto wallet that aims to simplify the use of cryptocurrencies and decentralized finance for individuals around the world. Its platform is designed for accessibility, allowing users, even those with basic smartphones, to send, save, and spend crypto with the same ease as sending a text message. Valora's application emphasizes user-friendly navigation while ensuring robust cryptographic security and privacy features, enabling secure money transfers across borders with a simple tap. By leveraging blockchain technology, Valora seeks to empower the estimated 6 billion smartphone users globally, making digital currencies practical and usable in everyday transactions.

Solfácil facilitates solar energy adoption by providing solar installers with comprehensive business support. This includes financial services for project financing, equipment sourcing, and advanced technology solutions.

Franq is a Brazilian fintech that aggregates 50 financial institutions to distribute over 100 financial products and services through a network of 7,000 independent brokers, known as Personal Bankers. It operates as a multi-sided marketplace that enables banking professionals to offer a wide range of products to individuals and small and medium-sized enterprises, serving as a free, one-stop shop. The platform emphasizes the independence and autonomy of the independent professionals and provides clients with access to products from banks, fintechs and insurers so they can choose the options that best fit their needs.

Circle is a Boston-based fintech company founded in 2013 by Jeremy Allaire and Sean Neville. It specializes in utilizing stablecoins for payments, e-commerce, and investment products. Circle's services include Circle Pay for easy money transfers, Circle Invest for crypto asset trading, and Circle Trade for over-the-counter transactions. The company is backed by prominent investors such as Jim Breyer, Goldman Sachs, IDG Capital, General Catalyst, and Accel Partners.

Ledn is a fintech company that develops financial products for digital asset holders to access liquidity without selling their assets. Its product suite includes Borrow, a bitcoin‑backed loan that provides dollars while keeping bitcoin as collateral; B2X, which enables clients to instantly double their bitcoin holdings through a Ledn loan; and Save, a savings account for bitcoin and USDC that pays interest with no minimums. The platform offers cryptocurrency‑backed financing without the need for traditional credit checks, allowing users to access capital and leverage their holdings while maintaining ownership of their assets.

Hashdex connects traditional finance with the digital asset world by offering secure, automated, and cost-effective investment products. It aims to make blockchain assets accessible to mainstream investors globally.

CloudWalk, Inc. is a financial services company based in Sunnyvale, California, founded in 2013. It operates an open payment cloud platform designed to support various payment methods on a single device, catering to acquirers, payment service providers, and sub-acquirers globally. The platform is versatile, certified for multiple brands, and facilitates both debit and credit transactions through various terminals. CloudWalk also owns the InfinitePay and Jim.com brands, offering a comprehensive portfolio that includes digital banking, loans, online sales, digital wallets, and payment terminals. By integrating artificial intelligence into its product offerings, CloudWalk aims to enhance efficiency and user experience, making financial management simpler and more accessible for individuals and small to medium-sized businesses. Additionally, the company provides consulting services, training, and support to ensure the success of payment operations for its clients.

Founded in 2014, Bitso is a cryptocurrency exchange platform headquartered in Mexico City. It enables users to buy, sell, and trade various cryptocurrencies securely using their mobile devices or other devices.

Merama is an e-commerce platform that partners with brands to accelerate growth in Latin America. The platform supports portfolio brands with talent resources and non-dilutive capital to help them scale online, aiming to build a leading group of Latin American online brands. Founded in 2020, Merama is headquartered in Mexico City.

Merama is an e-commerce platform that partners with brands to accelerate growth in Latin America. The platform supports portfolio brands with talent resources and non-dilutive capital to help them scale online, aiming to build a leading group of Latin American online brands. Founded in 2020, Merama is headquartered in Mexico City.

Eco Inc. is a financial technology company focused on enhancing the value of money through innovative software solutions. As a founding contributor to the Eco Protocol, the company aims to optimize financial transactions and promote efficient banking practices. Eco also develops Bend, a platform designed to offer rewarding financial solutions that align with the expectations of modern consumers. Through its commitment to improving how individuals interact with their finances, Eco seeks to drive a new standard for money management.

Parfin is a financial technology company founded in 2019 by experienced professionals from investment banking and blockchain sectors. The company specializes in developing enterprise-grade software products that facilitate the integration of blockchain technology within financial institutions. Parfin is known for its core product, Rayls, which adopts a unified finance approach, enabling traditional financial systems to leverage blockchain with necessary compliance, security, and privacy measures. By providing a secure infrastructure for managing digital assets and traditional currencies, Parfin connects digital asset exchanges, custodians, and banks, thereby enhancing governance, security, and scalability for institutional clients. Through its innovative solutions, Parfin is contributing to the creation of more efficient, transparent, and inclusive financial markets.

BlockFi, Inc. is a financial services firm that specializes in providing wealth management products for cryptocurrency investors. Founded in 2017 and headquartered in New York, BlockFi offers various services, including interest-bearing accounts for Bitcoin, Ether, and Gemini Dollar, as well as USD loans secured by clients' crypto assets. The company allows clients to trade cryptocurrency pairs and provides tailored lending solutions for both individual and institutional clients. By facilitating liquidity for blockchain asset holders, BlockFi aims to enhance transparency and efficiency in digital financial markets. The organization employs a robust infrastructure that integrates with multiple blockchains, positioning itself to adapt and expand its product offerings in response to the evolving needs of its users.

Loopa is a financial management platform designed to track business transactions. It helps small and medium-sized enterprises by auditing each transaction, optimizing fees, and recovering amounts due. The platform aims to simplify clients' daily operations with transparency and confidence.

Dolado is a Latin American platform that helps small businesses increase sales, improve purchasing, and streamline operations through an integrated suite of e-commerce and financial services. It targets merchants in suburban areas and tier-2 cities where technology adoption is lower, providing tools to buy and sell a wide range of products, such as cell phone accessories, food items, automotive goods, and toys, and to manage inventory, payments, and other retail processes more efficiently.

Olist is a Brazilian e-commerce platform that enables small and medium-sized sellers to reach online marketplaces and customers. Based in Curitiba, it connects merchants with major online retailers and provides an integrated suite of offerings across commerce, logistics, and capital, including tools to sell on marketplaces, social-commerce storefronts, a cloud-based logistics network, and financing or payment options. The company began by linking merchants to marketplaces and has evolved into a comprehensive end-to-end solution designed to help SMBs navigate a fragmented digital ecosystem and expand their reach to international marketplaces.

Qflash is an embedded lending platform that partners with various marketplaces, including ERP, supply chain, and retail sectors, to facilitate the extension of credit lines to customers while minimizing distribution costs. The company does not assume credit risks; instead, it operates as a credit consultant for investment funds, leveraging its technology to validate, approve, and monitor credit risks. Qflash's credit management platform utilizes advanced technology, including artificial intelligence, to assess the financial stability of businesses by analyzing their balance sheets and integrating data from credit bureaus. This approach enhances the ability of small and medium-sized enterprises to secure credit from third-party sources, thereby improving their access to necessary financing.

Founded in 2019, Caju offers a digital platform that enables companies to manage employee benefits efficiently. It provides employees with a single Visa card for various benefit categories such as food, mobility, culture, health, education, and home office.

CERC Central de Recebíveis S.A. is a financial services company based in São Paulo, Brazil, specializing in enhancing the utilization of receivables in credit operations. Founded in 2015 by Marcelo Maziero and Fernando Fontes, CERC has developed an intelligent platform designed to provide security and efficiency in the use of receivables as collateral for lenders. The company aims to transform the credit market by improving the security and effectiveness of credit transactions, facilitating accelerated and sustainable growth in credit offerings for businesses of all sizes.

Solfácil facilitates solar energy adoption by providing solar installers with comprehensive business support. This includes financial services for project financing, equipment sourcing, and advanced technology solutions.

Incognia is a provider of advanced identity solutions designed to facilitate secure and seamless digital interactions. The company specializes in persistent device fingerprint technology, which integrates device recognition signals, location analytics, and tamper detection to enhance user verification and fraud prevention. Its platform offers a range of services, including data breach prevention, secure authentication, and account takeover protection, enabling businesses in sectors such as food delivery, ride-hailing, marketplaces, and financial services to safeguard their reputations and improve customer retention. By delivering customizable risk assessments and actionable insights, Incognia helps companies optimize conversions, minimize false positives, and effectively combat fraud.

HamsaPay is the world's first Smart, X-border Trade DeFi network. Leveraging blockchain technology, we are democratizing access to finance and providing deep-tier trade financing to supply chains in APAC and LATAM. Through our DeFi marketplace, they are revolutionizing who is able to invest in x-border trade financing and opening the market to investors around the world. Founded by the head architect of AliExpress, the ex GM of AMEX China, and the founding CEO of Sun Basket ($300M profitable e-commerce site), HamsaPay is backed by top-tier Silicon Valley investors. The company was founded in 2020 and is headquartered in San Francisco, California.

Celo is an open platform focused on providing financial tools to individuals with mobile phones, aiming to foster prosperity for all. It has developed a mobile-first blockchain platform that facilitates access to financial services and aims to enhance financial stability. The platform employs alphanumeric strings for cryptocurrency transactions, allowing users to transfer money quickly, securely, and reliably. Through these innovations, Celo seeks to democratize financial access and create a more inclusive monetary system.

Mines.io, Inc. is a financial analytics company that operates a platform focused on mobile data. Its flagship product, Mteka, is an in-memory analytics solution capable of processing vast amounts of mobile carrier data rapidly, allowing for the creation and deployment of predictive models in real time. The company's services are designed to assist mobile operators in monetizing their data while enabling financial institutions to expand their customer reach. Among its offerings are a credit scoring service that evaluates consumer credit risk based on mobile behavior, a fraud detection system that identifies suspicious activities in real time, and behavior modeling tools that enhance customer identity verification. Additionally, the company employs risk analysis and machine learning techniques to help insurance providers tailor premiums based on consumer risk profiles. Founded in 2013 and based in San Francisco, Mines.io aims to leverage mobile data to improve financial services and consumer access to credit.

Olist is a Brazilian e-commerce platform that enables small and medium-sized sellers to reach online marketplaces and customers. Based in Curitiba, it connects merchants with major online retailers and provides an integrated suite of offerings across commerce, logistics, and capital, including tools to sell on marketplaces, social-commerce storefronts, a cloud-based logistics network, and financing or payment options. The company began by linking merchants to marketplaces and has evolved into a comprehensive end-to-end solution designed to help SMBs navigate a fragmented digital ecosystem and expand their reach to international marketplaces.

CERC Central de Recebíveis S.A. is a financial services company based in São Paulo, Brazil, specializing in enhancing the utilization of receivables in credit operations. Founded in 2015 by Marcelo Maziero and Fernando Fontes, CERC has developed an intelligent platform designed to provide security and efficiency in the use of receivables as collateral for lenders. The company aims to transform the credit market by improving the security and effectiveness of credit transactions, facilitating accelerated and sustainable growth in credit offerings for businesses of all sizes.

Founded in 2019, Caju offers a digital platform that enables companies to manage employee benefits efficiently. It provides employees with a single Visa card for various benefit categories such as food, mobility, culture, health, education, and home office.

Founded in 2019, Caju offers a digital platform that enables companies to manage employee benefits efficiently. It provides employees with a single Visa card for various benefit categories such as food, mobility, culture, health, education, and home office.

Inloco operates as a mobile media and data platform that focuses on enhancing user experiences for mobile applications. The company utilizes location-based behavioral biometrics to facilitate seamless sign-up and payment processes, enabling users to authenticate themselves anonymously. By removing friction associated with user authentication, Inloco aims to improve the overall efficiency of mobile interactions while preserving user privacy. Its innovative approach positions Inloco as a key player in the intersection of mobile technology and data privacy.

Founded in 2018, ZAK is a comprehensive management platform designed to digitize and empower restaurants in Latin America. Operating as a Digital Restaurant Platform, ZAK eliminates fixed costs while providing a fully integrated, cloud-based solution that includes a point of sale system, centralized order management, and back-office functionalities. The platform facilitates direct sales channels through a whitelabel solution, integrating logistics and payment processing for both online and in-store transactions. ZAK aims to enhance the financial success of restaurants by simplifying operations and reducing overhead, making it the only company in the Food Service market to offer such a complete management solution alongside financial services. Present in hundreds of restaurants in São Paulo, ZAK is committed to helping its clients thrive in the digital era.

Loopa is a financial management platform designed to track business transactions. It helps small and medium-sized enterprises by auditing each transaction, optimizing fees, and recovering amounts due. The platform aims to simplify clients' daily operations with transparency and confidence.

Arquivei is a Brazilian company based in São Carlos that specializes in electronic invoice monitoring and management. Its platform provides a web application that automatically downloads and stores digital tax documents, such as NFes, in the cloud. By connecting to the Department of Finance, Arquivei allows businesses to access their issued NFes and related documents without the need for software installation. Users can view, print, search, and filter invoices by various criteria, enabling efficient management of their tax documentation. The platform also supports accountants by providing access to client invoices and features for monitoring and centralizing various tax documents. Additionally, Arquivei offers intelligent search capabilities and reporting tools, facilitating better compliance with regulatory requirements and enhancing business intelligence derived from fiscal documents.

Basis is a company based in Hoboken, New Jersey, founded in 2017. It specializes in developing an algorithmic cryptocurrency protocol designed to regulate supply and maintain purchasing power. The protocol functions similarly to the operations of traditional central banks, which manage fiscal debt to stabilize economic conditions. Basis employs sophisticated algorithms to expand or contract the cryptocurrency's supply in response to market demands, ensuring its value remains stable over time.

Arquivei is a Brazilian company based in São Carlos that specializes in electronic invoice monitoring and management. Its platform provides a web application that automatically downloads and stores digital tax documents, such as NFes, in the cloud. By connecting to the Department of Finance, Arquivei allows businesses to access their issued NFes and related documents without the need for software installation. Users can view, print, search, and filter invoices by various criteria, enabling efficient management of their tax documentation. The platform also supports accountants by providing access to client invoices and features for monitoring and centralizing various tax documents. Additionally, Arquivei offers intelligent search capabilities and reporting tools, facilitating better compliance with regulatory requirements and enhancing business intelligence derived from fiscal documents.

Olist is a Brazilian e-commerce platform that enables small and medium-sized sellers to reach online marketplaces and customers. Based in Curitiba, it connects merchants with major online retailers and provides an integrated suite of offerings across commerce, logistics, and capital, including tools to sell on marketplaces, social-commerce storefronts, a cloud-based logistics network, and financing or payment options. The company began by linking merchants to marketplaces and has evolved into a comprehensive end-to-end solution designed to help SMBs navigate a fragmented digital ecosystem and expand their reach to international marketplaces.

Nibo is a Brazilian company founded in 2012 by Gabriel Gaspar, Sabrina Gallier, and Sergio Postarek, headquartered in Rio de Janeiro. It specializes in developing online financial management software tailored for small and medium-sized businesses. The company's software simplifies and enhances the efficiency of accounting processes, facilitating the tracking of cash flows, organizing accounts payable and receivable, and automating collections. By providing these tools, Nibo enables enterprises and accountants to effectively manage their finances and monitor their overall financial health.

Olist is a Brazilian e-commerce platform that enables small and medium-sized sellers to reach online marketplaces and customers. Based in Curitiba, it connects merchants with major online retailers and provides an integrated suite of offerings across commerce, logistics, and capital, including tools to sell on marketplaces, social-commerce storefronts, a cloud-based logistics network, and financing or payment options. The company began by linking merchants to marketplaces and has evolved into a comprehensive end-to-end solution designed to help SMBs navigate a fragmented digital ecosystem and expand their reach to international marketplaces.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Stone Company is a technology firm that specializes in providing solutions to help entrepreneurs enhance their sales and productivity. They offer a modular platform based on APIs to streamline the development of new features and ensure easy maintenance and efficient processing power. Their services include enabling multiple payment methods, simplifying business management, and seamless integration with various tools and platforms. Stone Company aims to support entrepreneurs in optimizing their operations and achieving top performance through innovative technological solutions.

Founded in 2012, Coinbase operates a platform enabling merchants and consumers to buy, sell, and store cryptocurrencies like Bitcoin, Ethereum, and Litecoin. It offers products such as Coinbase Wallet, USD Coin, Coinbase Pro, and custody services. The company is headquartered in San Francisco.

Nibo is a Brazilian company founded in 2012 by Gabriel Gaspar, Sabrina Gallier, and Sergio Postarek, headquartered in Rio de Janeiro. It specializes in developing online financial management software tailored for small and medium-sized businesses. The company's software simplifies and enhances the efficiency of accounting processes, facilitating the tracking of cash flows, organizing accounts payable and receivable, and automating collections. By providing these tools, Nibo enables enterprises and accountants to effectively manage their finances and monitor their overall financial health.

Stone Company is a technology firm that specializes in providing solutions to help entrepreneurs enhance their sales and productivity. They offer a modular platform based on APIs to streamline the development of new features and ensure easy maintenance and efficient processing power. Their services include enabling multiple payment methods, simplifying business management, and seamless integration with various tools and platforms. Stone Company aims to support entrepreneurs in optimizing their operations and achieving top performance through innovative technological solutions.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Nibo is a Brazilian company founded in 2012 by Gabriel Gaspar, Sabrina Gallier, and Sergio Postarek, headquartered in Rio de Janeiro. It specializes in developing online financial management software tailored for small and medium-sized businesses. The company's software simplifies and enhances the efficiency of accounting processes, facilitating the tracking of cash flows, organizing accounts payable and receivable, and automating collections. By providing these tools, Nibo enables enterprises and accountants to effectively manage their finances and monitor their overall financial health.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.