VEF

Gringo is a car management application founded in 2019 by Juliano Dutra in Sao Paulo, Brazil. The platform aims to simplify the consultation and payment of vehicle-related debts, transforming traditionally cumbersome processes into more efficient experiences. Gringo offers features that facilitate buying, selling, financing, and insuring vehicles. Its application provides real-time alerts regarding fines, annual taxes, points, and license expiration, allowing users to manage their vehicle documents effectively. Additionally, Gringo seeks to foster a community around automotive issues through social networks, enhancing user engagement and support.

Mahaana is Pakistan’s first digital wealth manager, offering a platform designed for asset management. The company provides money management services that focus on various financial objectives, including retirement, education, and tax savings. By facilitating investments in a diversified portfolio tailored to individual goals, Mahaana enables clients to effectively achieve their saving and investment targets.

FinanZero is an online marketplace for consumer loans based in São Paulo, Brazil, founded in 2015. The company operates as an independent broker, negotiating loan applications with over 50 banks and credit institutions to secure the best interest rates and terms for its customers. FinanZero simplifies the lending process by providing a user-friendly platform that allows individuals and small businesses to compare various financial products, including loans and credit cards. Through personalized support, FinanZero aims to make it easier for customers to access the financial services they need, ultimately streamlining the experience of obtaining loans.

Solfácil is a solar fintech platform that supports solar installers by providing essential financial services, equipment sourcing, and technological tools. The company aims to unlock the distributed solar market by enabling customers to invest in solar power systems without the need for upfront payments. Its platform offers professional tools that facilitate deal closure and provide credit lines for solar energy installations, allowing for a grace period that enhances accessibility to solar projects. Through this ecosystem, Solfácil contributes to the growth and efficiency of the solar energy sector.

Abhi is a financial wellness platform based in Pakistan, founded in 2021, that focuses on providing salary advances to employees based on their accrued wages. The platform enables users to withdraw a portion of their earned salary directly into their bank accounts, thereby offering a solution to immediate financial needs without hidden charges. In addition to its salary advance services, Abhi supports employers by streamlining payroll processes and reducing the administrative burden on HR and finance departments. The company aims to enhance financial access and flexibility for employees while ensuring timely payments for employers, ultimately transforming the way individuals manage their finances.

Gringo is a car management application founded in 2019 by Juliano Dutra in Sao Paulo, Brazil. The platform aims to simplify the consultation and payment of vehicle-related debts, transforming traditionally cumbersome processes into more efficient experiences. Gringo offers features that facilitate buying, selling, financing, and insuring vehicles. Its application provides real-time alerts regarding fines, annual taxes, points, and license expiration, allowing users to manage their vehicle documents effectively. Additionally, Gringo seeks to foster a community around automotive issues through social networks, enhancing user engagement and support.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Abhi is a financial wellness platform based in Pakistan, founded in 2021, that focuses on providing salary advances to employees based on their accrued wages. The platform enables users to withdraw a portion of their earned salary directly into their bank accounts, thereby offering a solution to immediate financial needs without hidden charges. In addition to its salary advance services, Abhi supports employers by streamlining payroll processes and reducing the administrative burden on HR and finance departments. The company aims to enhance financial access and flexibility for employees while ensuring timely payments for employers, ultimately transforming the way individuals manage their finances.

Juspay is a developer of an online platform designed to be used for mobile-based payments. The company's online platform is a SaaS layer on top of payment gateways to simplify integration, improve robustness and ease the management of diverse and rapidly evolving payment options, enabling users to make electronic transactions securely and efficiently.

TransferGo is a global money transfer company that provides a cost-effective solution for migrant workers to send money to their families abroad. By employing a digital account-to-account business model, it allows users to transfer funds internationally without incurring unnecessary bank fees. The company operates as a licensed payment institution, ensuring secure transactions under the supervision of relevant financial authorities. TransferGo’s platform enables users to make transfers at significantly lower costs compared to traditional banks and cash bureaus, often with same-day delivery. The service charges a fixed fee for transfers and a currency conversion fee ranging from 0.6% to 1.5%, making it an attractive option for both individuals and businesses looking to pay suppliers internationally.

Konfio is a financial services platform based in Mexico City, founded in 2013, that caters to small and medium-sized enterprises (SMEs) and micro entrepreneurs. The company offers a range of financial solutions including corporate credit cards, working capital loans, online payment solutions, and life insurance products. Konfio's mission is to support the growth and productivity of SMEs in Mexico by providing convenient and affordable access to credit options. The platform uses proprietary algorithms that combine data and technology to assess creditworthiness, thereby serving customers who are often underserved by traditional banking institutions.

Blackbuck, founded in 2015, is a leading online platform in India that connects shippers with truck operators, transforming the logistics landscape through technology. The company focuses on streamlining the trucking process by facilitating load bookings, offering price discovery, route optimization, and in-transit tracking. This comprehensive approach not only enhances operational efficiency for shippers and truckers but also supports the livelihoods of many individuals within the transportation ecosystem. Blackbuck's commitment to reliability and efficiency has positioned it as the largest trucking network in India, backed by a strong team and notable investors. The company has received multiple accolades, including the 'Young Turks Startup of the Year' award and recognition as 'Company of the Year - Logistics' in 2018. Additionally, Blackbuck's innovative business model has been featured in a Harvard Business School case study.

Konfio is a financial services platform based in Mexico City, founded in 2013, that caters to small and medium-sized enterprises (SMEs) and micro entrepreneurs. The company offers a range of financial solutions including corporate credit cards, working capital loans, online payment solutions, and life insurance products. Konfio's mission is to support the growth and productivity of SMEs in Mexico by providing convenient and affordable access to credit options. The platform uses proprietary algorithms that combine data and technology to assess creditworthiness, thereby serving customers who are often underserved by traditional banking institutions.

Abhi is a financial wellness platform based in Pakistan, founded in 2021, that focuses on providing salary advances to employees based on their accrued wages. The platform enables users to withdraw a portion of their earned salary directly into their bank accounts, thereby offering a solution to immediate financial needs without hidden charges. In addition to its salary advance services, Abhi supports employers by streamlining payroll processes and reducing the administrative burden on HR and finance departments. The company aims to enhance financial access and flexibility for employees while ensuring timely payments for employers, ultimately transforming the way individuals manage their finances.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

FinanZero is an online marketplace for consumer loans based in São Paulo, Brazil, founded in 2015. The company operates as an independent broker, negotiating loan applications with over 50 banks and credit institutions to secure the best interest rates and terms for its customers. FinanZero simplifies the lending process by providing a user-friendly platform that allows individuals and small businesses to compare various financial products, including loans and credit cards. Through personalized support, FinanZero aims to make it easier for customers to access the financial services they need, ultimately streamlining the experience of obtaining loans.

Rupeek is a financial services company that operates an online lending platform specializing in gold loans and personal loans. The platform aims to simplify the loan application process, allowing consumers to obtain gold loans with minimal paperwork and quick processing times. By providing necessary identity and address proof, applicants can have their loans approved and funds credited to their bank accounts within an hour. Rupeek's mission focuses on promoting financial inclusion and offering transparent, user-friendly lending solutions for both lenders and borrowers.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Magnetis Consultoria De Investimentos LTDA. operates an investment platform that focuses on financial planning and wealth management. Founded in 2012 and based in São Paulo, Brazil, the company provides digital solutions to help individuals develop long-term investment strategies. Through the use of sophisticated algorithms, Magnetis manages diversified, low-cost portfolios tailored to each investor's profile. Clients can invest directly online, allowing them to monitor their assets while the company ensures their investment plans remain aligned with their financial goals. In addition to investment management, Magnetis offers consultation services for property purchases, retirement planning, and other financial needs, making it a comprehensive resource for personal financial growth.

TransferGo is a global money transfer company that provides a cost-effective solution for migrant workers to send money to their families abroad. By employing a digital account-to-account business model, it allows users to transfer funds internationally without incurring unnecessary bank fees. The company operates as a licensed payment institution, ensuring secure transactions under the supervision of relevant financial authorities. TransferGo’s platform enables users to make transfers at significantly lower costs compared to traditional banks and cash bureaus, often with same-day delivery. The service charges a fixed fee for transfers and a currency conversion fee ranging from 0.6% to 1.5%, making it an attractive option for both individuals and businesses looking to pay suppliers internationally.

Juspay is a developer of an online platform designed to be used for mobile-based payments. The company's online platform is a SaaS layer on top of payment gateways to simplify integration, improve robustness and ease the management of diverse and rapidly evolving payment options, enabling users to make electronic transactions securely and efficiently.

Konfio is a financial services platform based in Mexico City, founded in 2013, that caters to small and medium-sized enterprises (SMEs) and micro entrepreneurs. The company offers a range of financial solutions including corporate credit cards, working capital loans, online payment solutions, and life insurance products. Konfio's mission is to support the growth and productivity of SMEs in Mexico by providing convenient and affordable access to credit options. The platform uses proprietary algorithms that combine data and technology to assess creditworthiness, thereby serving customers who are often underserved by traditional banking institutions.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

Xerpa Ltd. is a technology company based in São Paulo, Brazil, founded in 2015 by Paulo Ahagon and Nicholas Reise. The company specializes in developing cloud-based solutions for human resource management, payroll, and benefits administration. One of its key offerings, Sherpa, allows businesses to efficiently record and manage documents and data related to employee leaves, absenteeism, and benefits. By automating these processes, Xerpa aims to streamline HR operations and reduce manual tasks, such as ordering prints and creating registration forms. Through its innovative technology, Xerpa is committed to enhancing the efficiency and effectiveness of human resource management for its clients.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

TransferGo is a global money transfer company that provides a cost-effective solution for migrant workers to send money to their families abroad. By employing a digital account-to-account business model, it allows users to transfer funds internationally without incurring unnecessary bank fees. The company operates as a licensed payment institution, ensuring secure transactions under the supervision of relevant financial authorities. TransferGo’s platform enables users to make transfers at significantly lower costs compared to traditional banks and cash bureaus, often with same-day delivery. The service charges a fixed fee for transfers and a currency conversion fee ranging from 0.6% to 1.5%, making it an attractive option for both individuals and businesses looking to pay suppliers internationally.

FinanZero is an online marketplace for consumer loans based in São Paulo, Brazil, founded in 2015. The company operates as an independent broker, negotiating loan applications with over 50 banks and credit institutions to secure the best interest rates and terms for its customers. FinanZero simplifies the lending process by providing a user-friendly platform that allows individuals and small businesses to compare various financial products, including loans and credit cards. Through personalized support, FinanZero aims to make it easier for customers to access the financial services they need, ultimately streamlining the experience of obtaining loans.

TransferGo is a global money transfer company that provides a cost-effective solution for migrant workers to send money to their families abroad. By employing a digital account-to-account business model, it allows users to transfer funds internationally without incurring unnecessary bank fees. The company operates as a licensed payment institution, ensuring secure transactions under the supervision of relevant financial authorities. TransferGo’s platform enables users to make transfers at significantly lower costs compared to traditional banks and cash bureaus, often with same-day delivery. The service charges a fixed fee for transfers and a currency conversion fee ranging from 0.6% to 1.5%, making it an attractive option for both individuals and businesses looking to pay suppliers internationally.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Konfio is a financial services platform based in Mexico City, founded in 2013, that caters to small and medium-sized enterprises (SMEs) and micro entrepreneurs. The company offers a range of financial solutions including corporate credit cards, working capital loans, online payment solutions, and life insurance products. Konfio's mission is to support the growth and productivity of SMEs in Mexico by providing convenient and affordable access to credit options. The platform uses proprietary algorithms that combine data and technology to assess creditworthiness, thereby serving customers who are often underserved by traditional banking institutions.

TransferGo is a global money transfer company that provides a cost-effective solution for migrant workers to send money to their families abroad. By employing a digital account-to-account business model, it allows users to transfer funds internationally without incurring unnecessary bank fees. The company operates as a licensed payment institution, ensuring secure transactions under the supervision of relevant financial authorities. TransferGo’s platform enables users to make transfers at significantly lower costs compared to traditional banks and cash bureaus, often with same-day delivery. The service charges a fixed fee for transfers and a currency conversion fee ranging from 0.6% to 1.5%, making it an attractive option for both individuals and businesses looking to pay suppliers internationally.

Mokka is a fintech company that focuses on providing buy now pay later solutions to merchants in both online and traditional retail environments. Operating primarily in Central and Eastern European markets, including Poland, Romania, and Bulgaria, Mokka aims to facilitate accessible payment options for consumers while supporting businesses in enhancing their sales and customer engagement. The company also offers fundraising and loan services as part of its microfinance initiatives, positioning itself as a versatile player in the financial technology landscape. Through these services, Mokka seeks to empower both merchants and consumers by making financing more manageable and affordable.

Magnetis Consultoria De Investimentos LTDA. operates an investment platform that focuses on financial planning and wealth management. Founded in 2012 and based in São Paulo, Brazil, the company provides digital solutions to help individuals develop long-term investment strategies. Through the use of sophisticated algorithms, Magnetis manages diversified, low-cost portfolios tailored to each investor's profile. Clients can invest directly online, allowing them to monitor their assets while the company ensures their investment plans remain aligned with their financial goals. In addition to investment management, Magnetis offers consultation services for property purchases, retirement planning, and other financial needs, making it a comprehensive resource for personal financial growth.

FinanZero is an online marketplace for consumer loans based in São Paulo, Brazil, founded in 2015. The company operates as an independent broker, negotiating loan applications with over 50 banks and credit institutions to secure the best interest rates and terms for its customers. FinanZero simplifies the lending process by providing a user-friendly platform that allows individuals and small businesses to compare various financial products, including loans and credit cards. Through personalized support, FinanZero aims to make it easier for customers to access the financial services they need, ultimately streamlining the experience of obtaining loans.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

TransferGo is a global money transfer company that provides a cost-effective solution for migrant workers to send money to their families abroad. By employing a digital account-to-account business model, it allows users to transfer funds internationally without incurring unnecessary bank fees. The company operates as a licensed payment institution, ensuring secure transactions under the supervision of relevant financial authorities. TransferGo’s platform enables users to make transfers at significantly lower costs compared to traditional banks and cash bureaus, often with same-day delivery. The service charges a fixed fee for transfers and a currency conversion fee ranging from 0.6% to 1.5%, making it an attractive option for both individuals and businesses looking to pay suppliers internationally.

Nibo is a Brazilian company founded in 2012 by Gabriel Gaspar, Sabrina Gallier, and Sergio Postarek, specializing in online financial management software tailored for small and medium enterprises. Headquartered in Rio de Janeiro, Nibo aims to simplify the accounting process for businesses by enhancing efficiency in financial management. Its software facilitates cash flow tracking, organizes accounts payables and receivables, and automates collections, allowing companies and accountants to effectively manage their finances and assess the overall health of their operations.

Sorsdata OOO is a Moscow-based company that specializes in consumer marketing and analytics. The firm utilizes proprietary data and advanced analytics to assist Russian merchants in enhancing customer communication, fostering loyalty, and improving overall store performance. By leveraging its unique insights, Sorsdata aims to optimize the retail experience for both businesses and consumers.

Mokka is a fintech company that focuses on providing buy now pay later solutions to merchants in both online and traditional retail environments. Operating primarily in Central and Eastern European markets, including Poland, Romania, and Bulgaria, Mokka aims to facilitate accessible payment options for consumers while supporting businesses in enhancing their sales and customer engagement. The company also offers fundraising and loan services as part of its microfinance initiatives, positioning itself as a versatile player in the financial technology landscape. Through these services, Mokka seeks to empower both merchants and consumers by making financing more manageable and affordable.

Iyzico is a company that specializes in providing secure payment management solutions tailored for online businesses across various industries. Their platform offers several key products, including iyziPos, a virtual point-of-sale solution with automated fraud prevention and high authorization-rate bank integrations; iyziBazaar, which manages marketplace payments; iyziLink, allowing customers to pay via link without needing a shopping site; and Buyer Protection, ensuring a secure shopping experience. The company's platform supports multiple payment options such as recurring payments, bin control, one-click payment, installment payments, and bank transfers, enabling e-commerce companies to start accepting payments on the same day of integration through a single application.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

TransferGo is a global money transfer company that provides a cost-effective solution for migrant workers to send money to their families abroad. By employing a digital account-to-account business model, it allows users to transfer funds internationally without incurring unnecessary bank fees. The company operates as a licensed payment institution, ensuring secure transactions under the supervision of relevant financial authorities. TransferGo’s platform enables users to make transfers at significantly lower costs compared to traditional banks and cash bureaus, often with same-day delivery. The service charges a fixed fee for transfers and a currency conversion fee ranging from 0.6% to 1.5%, making it an attractive option for both individuals and businesses looking to pay suppliers internationally.

FinanZero is an online marketplace for consumer loans based in São Paulo, Brazil, founded in 2015. The company operates as an independent broker, negotiating loan applications with over 50 banks and credit institutions to secure the best interest rates and terms for its customers. FinanZero simplifies the lending process by providing a user-friendly platform that allows individuals and small businesses to compare various financial products, including loans and credit cards. Through personalized support, FinanZero aims to make it easier for customers to access the financial services they need, ultimately streamlining the experience of obtaining loans.

Mokka is a fintech company that focuses on providing buy now pay later solutions to merchants in both online and traditional retail environments. Operating primarily in Central and Eastern European markets, including Poland, Romania, and Bulgaria, Mokka aims to facilitate accessible payment options for consumers while supporting businesses in enhancing their sales and customer engagement. The company also offers fundraising and loan services as part of its microfinance initiatives, positioning itself as a versatile player in the financial technology landscape. Through these services, Mokka seeks to empower both merchants and consumers by making financing more manageable and affordable.

Mokka is a fintech company that focuses on providing buy now pay later solutions to merchants in both online and traditional retail environments. Operating primarily in Central and Eastern European markets, including Poland, Romania, and Bulgaria, Mokka aims to facilitate accessible payment options for consumers while supporting businesses in enhancing their sales and customer engagement. The company also offers fundraising and loan services as part of its microfinance initiatives, positioning itself as a versatile player in the financial technology landscape. Through these services, Mokka seeks to empower both merchants and consumers by making financing more manageable and affordable.