Velocity Capital Fintech Ventures

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

The Social Handshake is a fintech platform that enables payroll giving, connecting employers, employees and charities to facilitate charitable donations from salary. It provides options to choose a charity and ensures that donations go directly to the selected charities, enabling employees to contribute through their payroll and potentially receive tax benefits. The service helps employers engage staff in charitable initiatives and supports the goal of contributing to a more sustainable world.

Gotrade is a stock trading platform that enables retail investors to buy fractional shares in publicly traded companies with commission-free trading. The service targets users in a broad global audience, offering access to public equity markets through a mobile app and supporting fractional investments in US stocks via its platform. Security features highlighted include biometric authentication and data encryption. By lowering barriers to entry, Gotrade aims to expand participation in equity markets beyond traditional full-share trading, positioning itself as a global fractional trading solution that combines ease of use with affordable access to diversified investments.

Wibond is a digital payment platform founded in Argentina in 2020 by Ezequiel Bucai and Alejandro Silvestre. It operates under a "buy now, pay later" model, providing users with a flexible payment method that allows them to pay in installments without the need for a card. This innovative approach enhances financial access for a diverse user community while enabling companies to increase sales by attracting new customers. Wibond's platform includes a virtual wallet that facilitates a variety of financial transactions such as payments, collections, and withdrawals, streamlining the payment process for businesses. With a vision to promote trade throughout Latin America, Wibond is expanding its services into markets like Chile and Mexico, building on its experience from a prior venture that connected users with a network of gyms and sports centers in multiple countries.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Founded in 2014, BUX is a fintech company headquartered in Amsterdam. It specializes in commission-free investing through its intuitive mobile platform, making stock trading accessible to both first-time and experienced investors.

Meniga develops white-label digital banking solutions that enable personal finance management, automated notifications, predictive analytics, and personalized engagement. It also offers marketing products such as card-linked offers and consumer data analytics.

Twisto is a payment platform that enables flexible online purchases and bill management across Central and Eastern Europe. It provides deferred payments and pay-in-three options, with physical and virtual cards and mobile wallet integrations that support Mastercard and Apple Pay compatible transactions. Through the Twisto app, users can capture bills by photo, consolidate multiple payments, and settle them at the end of the month. The service aims to simplify spending by offering one-click online checkout alongside tools to track and manage expenses, while enabling broader use of the card and wearable payment options for everyday transactions. It also supports international payments with competitive exchange rates, helping users manage cross-border purchases without friction.

Five Degrees is a financial technology solutions provider based in Amsterdam, Netherlands, specializing in next-generation banking software for retail and private banks. The company's primary offering, the Matrix platform, serves as a fully automated banking services solution, accommodating various segments, products, and channels through a mid-office environment that integrates with both legacy systems and its own back office. Five Degrees enables banks, lenders, and financial institutions to deliver a wide array of banking services, including SME lending, retail lending, leasing, transactional accounts, and mortgage services, all accessible via the Internet. Additionally, the company supports clients throughout the entire value chain, offering project management, technical expertise, training for users and maintenance staff, and infrastructure management support. Founded in 2009, Five Degrees is committed to enhancing the banking experience for its clients and their customers.

Meniga develops white-label digital banking solutions that enable personal finance management, automated notifications, predictive analytics, and personalized engagement. It also offers marketing products such as card-linked offers and consumer data analytics.

Mines.io, Inc. is a financial analytics company that operates a platform focused on mobile data. Its flagship product, Mteka, is an in-memory analytics solution capable of processing vast amounts of mobile carrier data rapidly, allowing for the creation and deployment of predictive models in real time. The company's services are designed to assist mobile operators in monetizing their data while enabling financial institutions to expand their customer reach. Among its offerings are a credit scoring service that evaluates consumer credit risk based on mobile behavior, a fraud detection system that identifies suspicious activities in real time, and behavior modeling tools that enhance customer identity verification. Additionally, the company employs risk analysis and machine learning techniques to help insurance providers tailor premiums based on consumer risk profiles. Founded in 2013 and based in San Francisco, Mines.io aims to leverage mobile data to improve financial services and consumer access to credit.

Migo is an embedded lending software that specializes in microfinance, credit, and loan services.

Founded in 2014, BUX is a fintech company headquartered in Amsterdam. It specializes in commission-free investing through its intuitive mobile platform, making stock trading accessible to both first-time and experienced investors.

Owlin is an AI-driven platform specializing in risk intelligence, designed to assist businesses in navigating and interpreting news and data. By utilizing proprietary artificial intelligence and Large Language Models, Owlin extracts valuable insights from over 3 million mainstream and niche sources across 16 languages, providing clients with real-time information that enhances decision-making and risk management. The platform enables organizations to proactively monitor their portfolios, identify emerging risks, and capitalize on opportunities and market trends. Owlin serves a diverse range of clients, including prominent global brands, through various delivery methods, including newsletters and API integrations. The company's focus on transforming news into actionable insights positions it as a vital tool for finance professionals and businesses seeking to stay informed in a rapidly changing environment.

Lendahand is an online impact investing platform that uses crowdfunding to support small and medium enterprises in emerging markets. The platform enables entrepreneurs in developing countries to raise capital for projects and business growth, while allowing investors to fund loans and earn interest as they pursue social and sustainable impact.

Twisto is a payment platform that enables flexible online purchases and bill management across Central and Eastern Europe. It provides deferred payments and pay-in-three options, with physical and virtual cards and mobile wallet integrations that support Mastercard and Apple Pay compatible transactions. Through the Twisto app, users can capture bills by photo, consolidate multiple payments, and settle them at the end of the month. The service aims to simplify spending by offering one-click online checkout alongside tools to track and manage expenses, while enabling broader use of the card and wearable payment options for everyday transactions. It also supports international payments with competitive exchange rates, helping users manage cross-border purchases without friction.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Openclaims offers a SaaS platform for body repair management, serving the insurance, commercial fleet, and automotive industries. The cloud-based solution enables clients to digitize and innovate their vehicle repair processes, keeping them competitive in a complex market with rising customer expectations.

Founded in 2014, BUX is a fintech company headquartered in Amsterdam. It specializes in commission-free investing through its intuitive mobile platform, making stock trading accessible to both first-time and experienced investors.

Meniga develops white-label digital banking solutions that enable personal finance management, automated notifications, predictive analytics, and personalized engagement. It also offers marketing products such as card-linked offers and consumer data analytics.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Five Degrees is a financial technology solutions provider based in Amsterdam, Netherlands, specializing in next-generation banking software for retail and private banks. The company's primary offering, the Matrix platform, serves as a fully automated banking services solution, accommodating various segments, products, and channels through a mid-office environment that integrates with both legacy systems and its own back office. Five Degrees enables banks, lenders, and financial institutions to deliver a wide array of banking services, including SME lending, retail lending, leasing, transactional accounts, and mortgage services, all accessible via the Internet. Additionally, the company supports clients throughout the entire value chain, offering project management, technical expertise, training for users and maintenance staff, and infrastructure management support. Founded in 2009, Five Degrees is committed to enhancing the banking experience for its clients and their customers.

Meniga develops white-label digital banking solutions that enable personal finance management, automated notifications, predictive analytics, and personalized engagement. It also offers marketing products such as card-linked offers and consumer data analytics.

Ancoa Software Ltd. is a financial software company based in London, United Kingdom, specializing in contextual surveillance and analytics solutions for exchanges, regulators, and buy- and sell-side firms. Founded in 2010, the company offers a comprehensive monitoring and surveillance platform designed to help firms manage regulatory, reputational, and operational risks across various markets, functions, and asset classes. Ancoa's solutions enhance market integrity by providing users with greater visibility into trading behavior. Key offerings include AlertView for investigating alerts on suspicious activity, MarketView for real-time market dashboards, TradeView for interactive visualization of trading information, and several other tools that facilitate order reconstruction, reporting, and data access. Ancoa’s technology assists firms in mitigating risks associated with insider trading, market manipulation, and other unethical trading practices. As of May 2017, Ancoa Software operates as a subsidiary of Cinnober Financial Technology AB.

8 Securities Limited is a Hong Kong-based company that specializes in online brokerage and trading services. Founded in 2010, it provides a mobile investing application and a robo-advisor on a white label basis, enabling users to access multi-asset class investment solutions. The company also offers a social trading platform where members can follow and learn from the investment strategies of top-performing community members. This platform allows users to analyze their own performance in comparison to others, enhancing the investment experience through community engagement. As of April 2020, 8 Securities operates as a subsidiary of Social Finance, Inc.

Cellulant Corporation is a prominent multinational payments company headquartered in Nairobi, Kenya, focused on digitizing payments across Africa's major economies. Founded in 2004, Cellulant offers a comprehensive mobile payments platform that connects businesses and governments, facilitating various consumer payment solutions. Its key products include Mula, a versatile payment platform; Agrikore, a blockchain-based tool designed for the agriculture sector that streamlines contracting and digital payments; and Tingg, which enables users to manage card, bank, and bill payments seamlessly. By providing locally relevant payment solutions, Cellulant addresses the intricate needs of global, regional, and local merchants, making it easier for them to collect and make payments in multiple currencies.

8 Securities Limited is a Hong Kong-based company that specializes in online brokerage and trading services. Founded in 2010, it provides a mobile investing application and a robo-advisor on a white label basis, enabling users to access multi-asset class investment solutions. The company also offers a social trading platform where members can follow and learn from the investment strategies of top-performing community members. This platform allows users to analyze their own performance in comparison to others, enhancing the investment experience through community engagement. As of April 2020, 8 Securities operates as a subsidiary of Social Finance, Inc.

8 Securities Limited is a Hong Kong-based company that specializes in online brokerage and trading services. Founded in 2010, it provides a mobile investing application and a robo-advisor on a white label basis, enabling users to access multi-asset class investment solutions. The company also offers a social trading platform where members can follow and learn from the investment strategies of top-performing community members. This platform allows users to analyze their own performance in comparison to others, enhancing the investment experience through community engagement. As of April 2020, 8 Securities operates as a subsidiary of Social Finance, Inc.

Five Degrees is a financial technology solutions provider based in Amsterdam, Netherlands, specializing in next-generation banking software for retail and private banks. The company's primary offering, the Matrix platform, serves as a fully automated banking services solution, accommodating various segments, products, and channels through a mid-office environment that integrates with both legacy systems and its own back office. Five Degrees enables banks, lenders, and financial institutions to deliver a wide array of banking services, including SME lending, retail lending, leasing, transactional accounts, and mortgage services, all accessible via the Internet. Additionally, the company supports clients throughout the entire value chain, offering project management, technical expertise, training for users and maintenance staff, and infrastructure management support. Founded in 2009, Five Degrees is committed to enhancing the banking experience for its clients and their customers.

Zecco is an online stock brokerage founded in 2006, aimed at democratizing investing by minimizing transaction costs and empowering individual investors. The company offers low-cost trading services for stocks and options, positioning itself as an alternative to traditional brokerage firms. Its service portfolio includes competitive commission rates and a comprehensive array of free trading tools designed to facilitate investment decisions. By focusing on affordability and accessibility, Zecco seeks to provide all investors with the resources necessary for potential success in the financial markets.