VentureSouq

Erad is a company that provides growth capital to online enterprises, particularly startups in the Middle East. It operates an online fund management platform that facilitates connections between businesses and their sales, marketing, and accounting data. This platform offers non-dilutive capital funding, allowing companies to secure necessary financial resources without giving up equity. In addition to funding, Erad equips businesses with valuable insights and analyses that can help enhance profitability and support their expansion efforts.

SILQ is a platform dedicated to bridging economies and empowering businesses to trade, grow, and navigate new frontiers. By enabling seamless commerce, logistics, and finance, SILQ unlocks opportunities in emerging economies, fueling ambitions and redefining global trade. The name SILQ is a modern tribute to the legendary Silk Road—reimagined for the digital age. The distinctive “Q” comes from Souq, the Arabic word for marketplace, symbolizing our commitment to fast, accessible, authentic, and reliable commerce. SILQ aspires to transform local products and manufacturers into global brands by connecting them with entrepreneurs in emerging markets across the Gulf, South Asia, and beyond.

Mala provides a buy now, pay later (BNPL) solution specifically designed for B2B transactions in the MENA region. The platform enables businesses to manage their cash flow more effectively while making purchases.

Pathao Ltd. is a prominent digital platform in Bangladesh, established in 2015 and headquartered in Dhaka. The company specializes in ride-hailing, courier delivery, and food delivery services. It operates an application that facilitates ride-sharing through cars and bikes, as well as logistics solutions that connect online stores with customers for parcel delivery, including documents and gifts. Pathao has expanded its services to Nepal and currently operates in 64 districts across Bangladesh and 22 cities in Nepal. Known as the leading courier delivery company in Bangladesh, Pathao also offers fintech solutions and digital credit services, making it a significant player in the mobility, logistics, and financial services sectors in South Asia.

PostEx is a company that combines receivables factoring solutions with courier services to support e-commerce companies offering Cash on Delivery (COD) as a payment option. The company provides upfront payment for invoice values, enabling businesses to receive funds immediately rather than waiting for delivery confirmation. PostEx's platform offers payment acceptance solutions and allows retailers to track the status of their deliveries and monitor shipment progress. This integrated approach helps e-commerce companies manage their cash flow more effectively while ensuring reliable logistics services.

Resal is a digital solutions provider that connects merchants, companies, and individuals through innovative platforms designed to manage and exchange loyalty points, prepaid cards, and vouchers. Founded in 2018, Resal aims to simplify the gifting process by offering a diverse selection of gifts, including flowers, chocolates, and accessories. The company's platform enables customers to digitize the gifting experience, delivering end-to-end services tailored for consumers, corporations, and retailers. Through these offerings, Resal enhances the way people engage with loyalty programs and gifting, making transactions seamless and more accessible.

LayerPixel is a Layer 1.5 solution built on TON for Telegram, aiming to provide a one-stop DeFi solution for Telegram Mini App.

Elevate Pay is a financial technology company that offers a digital banking platform. This platform enables users to open bank accounts online, obtain fee-free Sudanese Pound (SDG) and US Dollar (USD) accounts, receive a free USD Mastercard, make free transfers within Sudan, and receive free international transfers from various countries. The company aims to provide innovative, fair, responsible, and inclusive financial products, improving access to financial services for its consumers.

Wisdomise is a decentralized platform focused on enhancing Web3 investments by tokenizing collective insights and democratizing decentralized finance (DeFi). The platform offers tools for tracking and managing DeFi crypto portfolios, employing various strategies and algorithms to help traders make informed investment decisions. By providing an intelligence-augmented ecosystem, Wisdomise aims to improve returns and minimize risks for its users in the rapidly evolving cryptocurrency market.

LunaJoy is a mental health platform dedicated to providing women with virtual access to comprehensive mental care services. The company specializes in online therapy, counseling, and medication management, catering to women throughout various life stages, including adolescence, pregnancy, postpartum, and menopause. Through its platform, LunaJoy connects users with licensed mental health counselors and therapists who offer personalized care options via telemedicine sessions, including holistic therapy and mental health coaching. In addition to one-on-one consultations conducted over phone or video calls, LunaJoy provides wellness tools and individualized care plans, ensuring that women receive tailored support. The platform also features a care navigation team available 24/7 to assist users in their mental health journey.

At Allub Home, we believe finding your dream property should be an exciting and seamless experience, whether you’re a developer, an agent, or a homebuyer. We’re a dynamic real estate marketplace designed to bridge the gap between developers, agencies, agents, and consumers, creating a unified platform where the search for property is simple, transparent, and efficient. For developers and agencies, Allub Home provides a powerful tool to showcase new projects and existing properties to a broad audience. We offer advanced features to help you present your listings in the best light, connecting you with potential buyers in a competitive market. For real estate agents, our platform serves as a comprehensive marketplace, helping you expand your reach and engage with more clients. With our intuitive interface, you can easily manage listings, connect with leads, and close deals faster. For homebuyers and renters, Allub Home makes the search for your perfect property easier than ever. With detailed listings, virtual tours, and real-time availability updates, you can explore a wide variety of homes, from new developments to resale properties, all from the comfort of your device. At Allub Home, we’re committed to simplifying the real estate journey for everyone involved. Whether you’re looking to sell, buy, or rent, our platform is here to make the process smarter, faster, and more convenient. Welcome to Allub Home — your trusted partner in the world of real estate.

Hakbah Fintech is a prominent startup based in Saudi Arabia that specializes in financial savings through a unique social savings model. The company aims to transform how individuals save and access funds by offering a digital platform that facilitates both business-to-consumer and business-to-business-to-consumer solutions. Its application allows users to create or join savings groups, enabling them to save collaboratively with others. Users can participate in various time-based savings plans and customize their saving options. Payments for installments can be made using debit cards, and users have the flexibility to withdraw funds to their bank accounts when it is their turn to receive the pooled savings. Hakbah's mission is to simplify the savings process and make it accessible to everyone, empowering individuals to take control of their financial habits in a hassle-free manner.

Omniful is a developer of an omnichannel retail technology platform aimed at improving order fulfillment and operational efficiency for retailers of various sizes. The platform enables retailers to fulfill orders swiftly, allowing them to ship online orders directly from physical stores. Omniful provides a comprehensive suite of solutions, including order management, warehouse management, inventory management, and shipping automation. Its tools facilitate seamless integration with existing enterprise resource planning and point-of-sale systems, helping retailers optimize their processes and automate tasks. By enhancing productivity and throughput, Omniful supports brick-and-mortar retailers in delivering products to consumers more effectively.

D3 its goal is to transform the domain name industry by effortlessly connecting Web 1-3.

Orangewood Labs Inc., based in San Francisco, California, specializes in manufacturing and distributing customized furniture while also focusing on the development of robotic arms designed for small businesses. The company aims to democratize access to robotics by providing safe, user-friendly, and cost-effective solutions that address contemporary manufacturing challenges. Through its innovative approach, Orangewood Labs seeks to empower small enterprises with advanced technology that enhances productivity and efficiency in the furniture industry.

Nawy is a real estate platform that streamlines the property buying and selling process through a digital interface. It offers users the ability to browse a wide selection of properties, including houses in gated communities. By integrating top real estate agents with advanced technology and resources, Nawy enhances the search and transaction experience for customers. The platform provides essential information, empowering users to make informed decisions when purchasing a home.

Salla is a Saudi-based e-commerce platform that empowers users to establish their own online stores in Arabic, facilitating the sale of products and services directly to customers. The platform allows users to create branded stores with personalized domain names and design options. Store owners can effectively manage their inventory through Salla’s website or mobile application. Additionally, Salla offers a variety of features, including marketing tools, automated invoicing, and performance reports, which aid merchants in enhancing their sales and customer engagement. Users benefit from capabilities such as customer database management, the ability to block customers, and options for promotions and discounts, all without incurring fees or commissions.

Metriport is an open-source platform tailored for healthcare organizations, facilitating the access and exchange of medical data for patients. The platform enables users to retrieve a wide array of patient information in a standardized format, encompassing electronic health records, medications, allergies, lab results, and imaging data. By improving data exchange, Metriport aims to streamline operations for healthcare providers, ultimately enhancing patient care and operational efficiency.

Silkhaus specializes in providing hospitality services by curating boutique apartments in metropolitan areas. The company focuses on designing eco-friendly travel accommodations that prioritize energy efficiency and incorporate environmentally-friendly furniture. By offering the conveniences of a hotel alongside the comforts of home, Silkhaus aims to enhance the living experience for both leisure and business travelers. Their commitment to customer satisfaction is supported by 24/7 mobile assistance and a digital concierge, ensuring that guests have access to support and services whenever needed.

Pathao Ltd. is a prominent digital platform in Bangladesh, established in 2015 and headquartered in Dhaka. The company specializes in ride-hailing, courier delivery, and food delivery services. It operates an application that facilitates ride-sharing through cars and bikes, as well as logistics solutions that connect online stores with customers for parcel delivery, including documents and gifts. Pathao has expanded its services to Nepal and currently operates in 64 districts across Bangladesh and 22 cities in Nepal. Known as the leading courier delivery company in Bangladesh, Pathao also offers fintech solutions and digital credit services, making it a significant player in the mobility, logistics, and financial services sectors in South Asia.

Vendease is an online marketplace based in Lagos, Nigeria, that facilitates the procurement of food supplies for restaurants and hotels across Africa. Founded in 2020, the platform allows food service operators to order a wide range of products, including seafood, vegetables, beverages, and processed foods, directly from farms and food manufacturers. By digitizing and automating procurement and inventory management processes, Vendease helps businesses track their supplies effectively while providing analytics to enhance profitability and reduce waste. This approach aims to streamline operations, enabling restaurants to concentrate on delivering quality service to their customers.

Erad is a company that provides growth capital to online enterprises, particularly startups in the Middle East. It operates an online fund management platform that facilitates connections between businesses and their sales, marketing, and accounting data. This platform offers non-dilutive capital funding, allowing companies to secure necessary financial resources without giving up equity. In addition to funding, Erad equips businesses with valuable insights and analyses that can help enhance profitability and support their expansion efforts.

Kippa is a mobile application designed for small business owners and bookkeepers in Africa, aimed at modernizing financial management by replacing traditional record-keeping methods. The platform enables users to track daily income and expenses, generate invoices and receipts, and manage inventory, facilitating a comprehensive view of their business performance. Additionally, Kippa offers features such as sales and expense management, business banking, and POS integration, providing an all-in-one solution for financial transactions and data management. This empowers small merchants and neighborhood shops to enhance their service offerings and streamline their operations, ultimately improving the overall lifecycle of their businesses.

Elevate Pay is a financial technology company that offers a digital banking platform. This platform enables users to open bank accounts online, obtain fee-free Sudanese Pound (SDG) and US Dollar (USD) accounts, receive a free USD Mastercard, make free transfers within Sudan, and receive free international transfers from various countries. The company aims to provide innovative, fair, responsible, and inclusive financial products, improving access to financial services for its consumers.

Elevate Pay is a financial technology company that offers a digital banking platform. This platform enables users to open bank accounts online, obtain fee-free Sudanese Pound (SDG) and US Dollar (USD) accounts, receive a free USD Mastercard, make free transfers within Sudan, and receive free international transfers from various countries. The company aims to provide innovative, fair, responsible, and inclusive financial products, improving access to financial services for its consumers.

Repool is a hedge fund platform that specializes in creating and managing hedge funds for retail investors and emerging managers. The company offers a comprehensive range of services, including fund formation, back-office administration, and investor servicing, all integrated into a single, centralized platform suitable for various asset classes, including equities and cryptocurrencies. By combining technology with traditional fund services, Repool seeks to democratize access to private fund creation and investing for retail traders and non-institutional players. The company has successfully raised over $6.5 million in funding from prominent venture capital firms and founders of notable financial services companies, positioning itself as a modern solution in the hedge fund industry.

Evolve Credit Limited operates a platform designed to enhance financial accessibility and transparency for consumers in Africa. Established in 2020 and based in Lagos, Nigeria, the company enables users to compare a variety of loan products, including personal loans and business loans, based on price, interest rates, and terms. Its platform also features expert reviews and personalized recommendations, helping users select the most suitable financial options for their needs. In addition to serving individuals, Evolve Credit provides solutions for small and medium-sized enterprises, addressing a broad spectrum of lending requirements. The company's goal is to streamline the loan application process while promoting inclusivity in financial services.

Huspy is a proptech company founded in 2020 and based in Dubai, UAE, that aims to simplify the home financing process. It offers an online mortgage service platform designed to enhance the home-buying experience by making it user-friendly and efficient. Huspy addresses the complexities of securing a mortgage by allowing home buyers to obtain home loans through its web and mobile application, eliminating the need for traditional paperwork. By reimagining the home buying process, Huspy seeks to make obtaining a mortgage a celebratory experience for buyers, ultimately facilitating a more accessible and cost-effective approach to home ownership.

NorthLadder is an online platform designed to streamline the sale of pre-owned electronics and luxury assets, such as smartphones, laptops, and tablets. It addresses the common challenges of the pre-owned market, including price transparency and the complexities of selling devices directly to buyers. Users can sell their devices to a global network of buyers and receive instant cash, with the option of convenient drop-off locations or home pick-up services. Additionally, NorthLadder offers guidance on data erasure or utilizes approved software for safe data deletion. The platform not only promotes a hassle-free selling process but also encourages a circular economy by extending the lifespan of electronic gadgets and reducing their carbon footprint. Having served thousands of customers, NorthLadder is committed to providing a reliable service while positively impacting the environment.

Manara is dedicated to bridging the gap between talented software engineers and their ideal employment opportunities, with a focus on the Arab tech sector. The company identifies and thoroughly vets undiscovered talent, providing a platform for computer science students and software engineers in Arabic-speaking regions, particularly Palestine. Manara runs training programs aimed at enhancing skills and fostering diversity, especially among women, who represent a significant portion of computer science graduates in Palestine. By connecting qualified individuals with global tech companies, Manara facilitates both onsite and remote job placements, ultimately contributing to the growth of the tech industry in the region while empowering individuals to advance their careers.

Zenda is a fintech application that simplifies the payment of school fees for parents by offering both pay-now and pay-later options. The platform provides a comprehensive financial solution designed to facilitate digital payments and financing, specifically targeting the needs of parents. It includes features such as fee management for educational institutions, integrated payment gateways, and automated reminders to help avoid penalties and fines. Additionally, Zenda offers auto reconciliation and synchronization, reducing the need for manual intervention. By enabling parents to access installment options seamlessly at the time of payment, Zenda aims to streamline the financial process associated with education expenses while rewarding timely payments.

Abhi is a financial wellness platform based in Pakistan, founded in 2021, that focuses on providing salary advances to employees based on their accrued wages. The platform enables users to withdraw a portion of their earned salary directly into their bank accounts, thereby offering a solution to immediate financial needs without hidden charges. In addition to its salary advance services, Abhi supports employers by streamlining payroll processes and reducing the administrative burden on HR and finance departments. The company aims to enhance financial access and flexibility for employees while ensuring timely payments for employers, ultimately transforming the way individuals manage their finances.

Lucky is a financial services company that operates an app designed to enhance the shopping experience through credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, providing access to cashback rewards of up to 50% from various merchants. With a mission to transform shopping, payment, and savings in the Middle East and North Africa, Lucky has successfully connected over six million users since its launch. By partnering with both local and global brands, the app enables customers to easily access credit and save on their purchases, both in-person and online.

Mala'a Technologies is a developer of a financial platform that simplifies personal finance management by consolidating multiple bank accounts into one interface. The platform offers users tools for expense tracking, budgeting, and direct bank connections, allowing for a comprehensive view of their financial situation. By analyzing spending behavior, Mala'a provides tailored recommendations to help individuals make informed financial decisions and reduce expenses. The company's mission is to enhance financial literacy and empower users to manage their finances more effectively.

Volopay is a financial solution provider focused on enhancing corporate financial operations through a comprehensive spend management platform. The company offers corporate cards, automated expense management, and accounting integrations designed to streamline processes and improve visibility over business spending. With a commitment to empowering finance teams, Volopay transforms traditional bookkeeping roles into strategic functions that contribute to organizational growth. Its platform facilitates various payment needs, including software subscriptions, employee reimbursements, and vendor payouts, all while providing control and oversight of expenses. By leveraging artificial intelligence, Volopay helps businesses manage expense requests, approvals, and bill payments efficiently, ultimately saving time and reducing costs. The company aims to establish itself as a leading financial partner for businesses in the APAC region seeking greater efficiency and effectiveness in their financial management.

Cyble is a cybersecurity company that specializes in cyber intelligence software aimed at monitoring the dark web and cybercrime. The company offers a platform that provides comprehensive visibility into cyber threats and risks by automating risk assessment processes and integrating deep web intelligence. This enables governments and enterprises to detect, prioritize, and remediate security threats effectively. Headquartered in Cupertino, California, Cyble has a global presence with offices in Australia, Malaysia, Singapore, Dubai, Saudi Arabia, and India. By delivering timely intelligence and expert insights, Cyble empowers its clients to safeguard their citizens and infrastructure against evolving cyber threats.

MoneyHash operates a payment orchestration platform that simplifies payment processes for businesses in the Middle East and Africa. Through a unified API, it offers seamless integration of pay-in and pay-out rails, allowing customers to customize their checkout experience. The platform includes advanced transaction routing capabilities designed to optimize fraud detection and reduce failure rates. Additionally, MoneyHash provides a centralized reporting hub that enables users to monitor transactions effectively. This comprehensive solution helps businesses enhance their success rates, accept various payment methods, and streamline their financial operations.

Quant Data & Analytics is a consultancy based in Riyadh, Saudi Arabia, specializing in data science services. Founded in 2015, the company offers a comprehensive range of solutions, including data analytics, business intelligence, artificial intelligence, machine learning, and data quality management. Its services encompass data visualization, predictive analytics, and analytics training, aimed at helping businesses and governments leverage data effectively. Additionally, Quant develops a data analytics platform that integrates project management, data aggregation, and metadata management, enabling clients to address operational and strategic challenges. Through its offerings, Quant Data & Analytics strives to empower organizations to optimize operations and enhance decision-making capabilities.

Mozn is a leading provider of customized artificial intelligence solutions in the region, specializing in the development of Arabic natural language processing (NLP) data products on a global scale. The company has created an enterprise AI platform that enables businesses to develop advanced AI applications aimed at enhancing decision-making processes. This platform utilizes advanced text intelligence and AI algorithms to assist financial institutions in screening and monitoring customers, thereby offering essential tools to protect against anti-money laundering (AML) and fraud risks. Through its innovative offerings, Mozn empowers enterprises to safeguard their operations while leveraging AI technology for improved efficiency and security.

Superdao is a platform designed to support the management and growth of decentralized autonomous organizations (DAOs) in the Web3 space. It offers tools for wallet analytics that provide organizations with insights into their dapp users, NFT and token holders, DAO voters, and quest participants. The platform features a hybrid governance system that facilitates collaborative management of decentralized application ventures, enabling users to create and customize intelligent contracts with ease. Additionally, Superdao includes a built-in member directory, treasury dashboard, and contributor management tools, which enhance decision-making and governance for DAOs. Organizations can leverage filter and export tools to build targeted lists and gain competitive insights from a database of audiences from numerous top Web3 projects.

Lucidya, LLC is a software as a service (SaaS) company specializing in social media monitoring and analytics. Founded in 2015 and headquartered in Jeddah, Saudi Arabia, Lucidya offers a platform that enables organizations to detect and analyze social media trends, track hashtags, and access brand statistics through an interactive dashboard. It provides features such as real-time alerts, automated reporting, competitive analysis, and benchmarking. The company's unique AI and Arabic natural language processing technologies allow for accurate analysis of interactions in the Arabic language, positioning it as a leading tool in the MENA region. Lucidya serves a diverse clientele, including agencies, brands, non-profit organizations, and media entities, and has expanded its reach beyond Saudi Arabia to over six countries, catering to various industries such as telecommunications, banking, automotive, and retail.

EduRev is an e-learning platform based in Gurugram, India, designed to facilitate shared learning among students, teachers, and professors. It offers a free website where users can upload, study, and share notes, video lectures, and books, catering to the academic needs of students, particularly in competitive environments like engineering colleges. The platform serves as a comprehensive resource, providing access to educational materials such as online lecture videos and PDFs. A distinctive feature of EduRev is its social networking aspect, allowing students to connect with peers and educators across the country, fostering an interactive learning community. This unique blend of educational resources and social interaction aims to enhance the learning experience and support students in their academic pursuits.

Swae is a decision-making and idea-management platform designed to enhance organizational transparency and collaboration. It allows organizations to gather diverse insights from employees and stakeholders, improving the quality and legitimacy of decisions. By leveraging AI, Swae helps individuals articulate their proposals more effectively, ensuring that their contributions are meaningful and easily understood. The platform includes features for collaboration, debate, and voting, enabling users to critique and refine ideas while assessing their viability. Administrators can customize workflows and metrics to highlight the most promising proposals, which can then undergo a structured review process. This process not only aids in decision-making but also fosters trust among users, encouraging ongoing participation. Ultimately, Swae provides management with a comprehensive pipeline of well-structured proposals, facilitating informed decisions regarding strategy, policy, and resource allocation while tapping into the collective intelligence within the organization.

Abhi is a financial wellness platform based in Pakistan, founded in 2021, that focuses on providing salary advances to employees based on their accrued wages. The platform enables users to withdraw a portion of their earned salary directly into their bank accounts, thereby offering a solution to immediate financial needs without hidden charges. In addition to its salary advance services, Abhi supports employers by streamlining payroll processes and reducing the administrative burden on HR and finance departments. The company aims to enhance financial access and flexibility for employees while ensuring timely payments for employers, ultimately transforming the way individuals manage their finances.

Sary is a digital business-to-business marketplace based in Riyadh, Saudi Arabia, that connects small and medium-sized enterprises with merchant wholesalers of fast-moving consumer goods (FMCG). Founded in 2018 by Mohammed Aldossary and Khaled AlSiari, Sary aims to streamline the supply chain in the wholesale industry, allowing businesses to efficiently procure inventory. Its mobile and web application offers a range of FMCG products, including beverages, oils, and snacks, facilitating orders from small quantities to truckloads with rapid delivery options, often within 24 hours. Sary serves a diverse clientele, including mini-market chains, hotels, restaurants, and convenience shops, and has expanded its operations to 12 major cities, catering to over 40,000 customers and partnering with more than 1,700 brands and wholesalers. The platform provides users with immediate price quotations and product comparisons, enabling them to manage their expenses effectively as their businesses grow.

CreditBook is a digital platform focused on providing financial solutions to Pakistan's underserved micro, small, and medium enterprises (MSMEs). Launched in 2020, it initially began with a bookkeeping app that has since benefited over 1 million MSMEs across 400 localities in the country. The platform offers a comprehensive suite of financial management tools that enables businesses to efficiently track pending payments, receive payment reminders, and maintain detailed transaction records. This functionality enhances transparency and decision-making efficiency, allowing businesses to extend financing to their customers quickly. CreditBook aims to improve the financial outcomes of MSMEs in emerging markets, contributing to their growth and sustainability.

Kippa is a mobile application designed for small business owners and bookkeepers in Africa, aimed at modernizing financial management by replacing traditional record-keeping methods. The platform enables users to track daily income and expenses, generate invoices and receipts, and manage inventory, facilitating a comprehensive view of their business performance. Additionally, Kippa offers features such as sales and expense management, business banking, and POS integration, providing an all-in-one solution for financial transactions and data management. This empowers small merchants and neighborhood shops to enhance their service offerings and streamline their operations, ultimately improving the overall lifecycle of their businesses.

Opontia is an e-commerce acquiring company focused on purchasing and growing small businesses across the Middle East and Africa. It specializes in acquiring companies that possess strong home-grown brands and long-term competitive advantages. Opontia aims to simplify the selling process for business owners, ensuring they can receive payment within six weeks of accepting an offer. In addition to facilitating sales, Opontia offers expertise in brand building, product design and launch, logistics, and financing for small and medium enterprises. This comprehensive approach allows Opontia to effectively scale the businesses it acquires while providing a fair and efficient selling experience for owners.

Tamatem Inc. is a mobile gaming studio and publishing company based in Amman, Jordan, with an additional office in Mountain View, California. Founded in 2013, Tamatem specializes in developing and localizing mobile games for Arabic-speaking smartphone users. The company collaborates with international studios to adapt games, ensuring they resonate culturally and linguistically with the Arabic audience. Tamatem's portfolio includes various genres, such as racing, RPG-MMO, strategy, puzzle, and trivia games. With a focus on user acquisition, distribution, and monetization, Tamatem has successfully published 40 games that have garnered over 50 million downloads. The company is recognized for its expertise in making games relevant to the regional market, enhancing their potential for success.

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

nexopay is a company that handles financing and digital payments. is a family-friendly app. Families can use the pay-now and pay-later methods to pay for school expenses while also unlocking rewards. Their goal is to promote family well-being. They seek to facilitate families' financial wellness and make money management easier for them. Financial and banking services were created specifically for families.

Wisdomise is a decentralized platform focused on enhancing Web3 investments by tokenizing collective insights and democratizing decentralized finance (DeFi). The platform offers tools for tracking and managing DeFi crypto portfolios, employing various strategies and algorithms to help traders make informed investment decisions. By providing an intelligence-augmented ecosystem, Wisdomise aims to improve returns and minimize risks for its users in the rapidly evolving cryptocurrency market.

Yassir is a leading super app based in Algiers, Algeria, that offers a range of on-demand services, including ride-hailing, food delivery, and financial services. Founded in 2016, Yassir has developed a mobile application that allows users to book drivers at any time and place, along with options for ordering food and groceries. The company operates in 45 cities across multiple countries and aims to enhance daily services through its technology-driven platform. Recently, Yassir has expanded its offerings to include digital payment solutions, enabling users to pay, save, and borrow online, thereby contributing to the digital economy in the region. With significant backing from notable investors, Yassir is focused on creating a marketplace that meets various consumer needs while embedding social values in its operations.

Dayra is an online financial platform that aims to provide essential financial services to unbanked gig workers and micro-businesses, primarily in Egypt. By leveraging API integration, Dayra enables companies to offer services such as virtual bank accounts, prepaid cards, and access to credit and loans. This approach allows businesses to seamlessly embed financial services into their existing operations, facilitating hassle-free and instant financing for their unbanked workers and customers. Dayra's offerings are designed to be more accessible and cost-effective than traditional lending options, addressing the financial needs of underserved populations.

Verity is an interactive money management and financial learning software for families and their children.

Immensa is a company focused on transforming the spare parts supply chain for the energy industry through digital inventory services. It specializes in additive manufacturing, employing three-dimensional printing strategies and rapid prototyping to create on-demand spare parts. By collaborating with leading original equipment manufacturers (OEMs) and energy companies, Immensa facilitates the transition to digital warehousing, allowing clients to manage their inventories more effectively and efficiently. The company also identifies and qualifies new materials for parts and engages in reverse engineering, enabling a more economically viable approach to spare parts management in the global oil and energy sectors.

Rivy is making it easier to finance small and medium sized businesses in Africa. There is a need for financing of $158 bn for SMEs in Nigeria alone. To start, Rivy o helps SMEs access and spend lender capital effectively. During their first full operational year in 2020, the Rivy o co--founders leveraged their domain expertise and founding experience to beat their 2020 goal by 50%.

PostEx is a company that combines receivables factoring solutions with courier services to support e-commerce companies offering Cash on Delivery (COD) as a payment option. The company provides upfront payment for invoice values, enabling businesses to receive funds immediately rather than waiting for delivery confirmation. PostEx's platform offers payment acceptance solutions and allows retailers to track the status of their deliveries and monitor shipment progress. This integrated approach helps e-commerce companies manage their cash flow more effectively while ensuring reliable logistics services.

Maqsam is a cloud communication suite tailored for small to medium-sized businesses and enterprises, primarily in the MENA region. It offers a cost-effective alternative to traditional hardware-based communication solutions, allowing businesses to connect with clients through a pay-as-you-go model. Maqsam provides local numbers from over 200 cities worldwide and facilitates high-quality voice calls, SMS, and WhatsApp messaging. The platform is designed to support various sectors, including call centers, logistics, and e-commerce, by offering unlimited outgoing calls, custom reporting, analytics, and APIs. Its seamless integration with over ten popular cloud CRM systems enhances the capability for customer support, enabling organizations to decentralize and optimize their communication strategies globally.

Maroo is a payment platform specifically designed for the wedding and events industry, enabling businesses to manage payments without incurring processing fees. It offers features such as payment acceptance, branded invoice creation, and the ability to make payments to freelancers and suppliers. A key aspect of Maroo's service is its zero fee model, which allows fees to be passed onto clients. The platform has gained the trust of over 9,000 businesses and has facilitated more than $180 million in revenue for event professionals. Additionally, Maroo provides tools for couples to connect their bank accounts, manage invoices, and receive insights and recommendations on their budgets, allowing for a more manageable approach to wedding expenses through options like equal monthly installments.

Huspy is a proptech company founded in 2020 and based in Dubai, UAE, that aims to simplify the home financing process. It offers an online mortgage service platform designed to enhance the home-buying experience by making it user-friendly and efficient. Huspy addresses the complexities of securing a mortgage by allowing home buyers to obtain home loans through its web and mobile application, eliminating the need for traditional paperwork. By reimagining the home buying process, Huspy seeks to make obtaining a mortgage a celebratory experience for buyers, ultimately facilitating a more accessible and cost-effective approach to home ownership.

Rain is a regulated cryptocurrency exchange based in Manama, Bahrain, that was founded in 2017. It operates a digital currency trading platform specifically designed to facilitate secure and compliant transactions in the Middle East. The platform allows clients to buy, sell, and store digital currencies while adhering to regulatory standards. By functioning within a regulatory sandbox, Rain aims to provide a safe environment for digital transactions, enhancing trust and security for its users.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Baraka is an investment application founded in the UAE that aims to democratize access to the stock markets. The platform provides users with educational resources, concise market news, and comprehensive stock analysis to build their confidence as investors. It facilitates commission-free investing in a wide range of stocks and exchange-traded funds, allowing individuals to easily explore various investment opportunities. Baraka's mission is to empower everyone to participate in the financial markets, making investment accessible and straightforward for all.

Quant Data & Analytics is a consultancy based in Riyadh, Saudi Arabia, specializing in data science services. Founded in 2015, the company offers a comprehensive range of solutions, including data analytics, business intelligence, artificial intelligence, machine learning, and data quality management. Its services encompass data visualization, predictive analytics, and analytics training, aimed at helping businesses and governments leverage data effectively. Additionally, Quant develops a data analytics platform that integrates project management, data aggregation, and metadata management, enabling clients to address operational and strategic challenges. Through its offerings, Quant Data & Analytics strives to empower organizations to optimize operations and enhance decision-making capabilities.

Trella, established in 2018 and headquartered in Cairo, Egypt, operates an online platform facilitating shipping and transportation services. It connects shippers with carriers, offering technology-driven solutions to enhance drivers' efficiency, boost earnings, and create job opportunities. Trella aims to reduce costs for shippers by improving load utilization, introduce transparent pricing structures, and provide real-time shipment tracking along with performance insights.

Minimum Ltd is a London-based company that specializes in carbon management solutions. Founded in 2019, it has developed an application that tracks carbon footprints in real-time, offering users personalized coaching to reduce emissions and automatically offsetting any remaining carbon output. The platform serves as a comprehensive resource for carbon accounting and management, providing businesses with essential tools to meet their sustainability objectives. It calculates carbon footprints, offers tailored reduction strategies, and facilitates planning towards achieving net-zero emissions. By combining robust carbon accounting with a suite of management capabilities, Minimum Ltd aims to streamline corporate sustainability efforts effectively.

Wealthes Capital is a global investment manager, specializing in alternative investments, with a primary focus on fintech in Europe and real estate in the Middle East (MEA). Since our establishment in 2018, we've been committed to generating attractive returns for our clients while creating enduring value in our portfolio companies by adopting a disciplined investment process. We employ talented professionals and leverage the resources of a global institution with an innovative approach. We invest capital into our products and strategies, ensuring that interests align with our investors and stakeholders. We strive for sustainable value creation through our investments and in the communities where we operate. We take pride in partnering with clients to provide tailored solutions to their needs. Our primary offices are located in Abu Dhabi and London.

Terra API specializes in facilitating the seamless transfer of health data between various applications and devices. The company provides an online application programming interface (API) that enables developers to connect easily with health apps, wearables, sensors, and blood laboratories. By utilizing standard protocols for data exchange, Terra API allows applications to accept requests and return responses in commonly used formats, supporting efficient communication across diverse fitness tracking devices. This integration empowers users to share and access their health and fitness data from multiple sources, enhancing the overall user experience in health management.

Tajir is an online platform based in Lahore, Pakistan, that facilitates inventory procurement for mom-and-pop stores through a mobile application. Founded in 2018, the company addresses the challenges faced by store owners by providing full price transparency on various products. Tajir's marketplace enables retailers to buy and sell a wide range of fast-moving consumer goods (FMCG), including soft drinks, biscuits, shampoos, and food staples like rice and wheat. In addition to inventory procurement, Tajir offers logistics and information tools, aiming to simplify the retail economy for its clients. The company is led by the Khan brothers, whose family has a long history in the FMCG retail distribution sector.

Resal is a digital solutions provider that connects merchants, companies, and individuals through innovative platforms designed to manage and exchange loyalty points, prepaid cards, and vouchers. Founded in 2018, Resal aims to simplify the gifting process by offering a diverse selection of gifts, including flowers, chocolates, and accessories. The company's platform enables customers to digitize the gifting experience, delivering end-to-end services tailored for consumers, corporations, and retailers. Through these offerings, Resal enhances the way people engage with loyalty programs and gifting, making transactions seamless and more accessible.

Nomod is a London-based company founded in 2019 that develops a financial operating system aimed at forward-thinking businesses in emerging markets. The company provides payment tools and financial services that facilitate business transactions, allowing entrepreneurs and startups to easily accept card payments both in-person and online. By simplifying financial processes, Nomod enables these businesses to manage their finances effectively, thereby supporting their growth and development.

Sary is a digital business-to-business marketplace based in Riyadh, Saudi Arabia, that connects small and medium-sized enterprises with merchant wholesalers of fast-moving consumer goods (FMCG). Founded in 2018 by Mohammed Aldossary and Khaled AlSiari, Sary aims to streamline the supply chain in the wholesale industry, allowing businesses to efficiently procure inventory. Its mobile and web application offers a range of FMCG products, including beverages, oils, and snacks, facilitating orders from small quantities to truckloads with rapid delivery options, often within 24 hours. Sary serves a diverse clientele, including mini-market chains, hotels, restaurants, and convenience shops, and has expanded its operations to 12 major cities, catering to over 40,000 customers and partnering with more than 1,700 brands and wholesalers. The platform provides users with immediate price quotations and product comparisons, enabling them to manage their expenses effectively as their businesses grow.

AURA is a company that enables non-insurance companies to provide insurance to their customers. AURA integrates insurance with its partners' existing offerings using their own unique "add to basket" APIs, allowing customers to quickly and conveniently purchase insurance in just 8 seconds.

CreditBook is a digital platform focused on providing financial solutions to Pakistan's underserved micro, small, and medium enterprises (MSMEs). Launched in 2020, it initially began with a bookkeeping app that has since benefited over 1 million MSMEs across 400 localities in the country. The platform offers a comprehensive suite of financial management tools that enables businesses to efficiently track pending payments, receive payment reminders, and maintain detailed transaction records. This functionality enhances transparency and decision-making efficiency, allowing businesses to extend financing to their customers quickly. CreditBook aims to improve the financial outcomes of MSMEs in emerging markets, contributing to their growth and sustainability.

Inyad specializes in creating mobile applications that assist small and medium-sized businesses in managing and expanding their operations. The company focuses on empowering these businesses by providing tools that enable them to record customer debts and payments, facilitate bookkeeping, and access an online selling platform. By offering comprehensive solutions tailored to the needs of offline businesses, Inyad aims to enhance their ability to thrive in the digital marketplace.

Baraka is an investment application founded in the UAE that aims to democratize access to the stock markets. The platform provides users with educational resources, concise market news, and comprehensive stock analysis to build their confidence as investors. It facilitates commission-free investing in a wide range of stocks and exchange-traded funds, allowing individuals to easily explore various investment opportunities. Baraka's mission is to empower everyone to participate in the financial markets, making investment accessible and straightforward for all.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

FlexxPay operates an online platform that enables employers to provide their employees with instant access to earned salaries and commissions before the regular payday. By allowing employees to access a portion of their already-earned wages as needed, FlexxPay aims to alleviate financial stress and address unavoidable expenses that may arise during a pay cycle. This cloud-based salary tracking solution offers an alternative to traditional payroll systems, giving businesses the flexibility to support their employees' financial well-being while enhancing overall workplace satisfaction.

Decentro is a developer of an API banking software platform that facilitates the seamless launch of banking products. By integrating with various banking APIs, the platform allows clients to execute financial integrations efficiently using minimal code. This capability simplifies the product development cycle, enabling businesses to customize their offerings and access desired modules in a straightforward manner. Decentro's focus on automation further enhances the ease of integration, making it a valuable solution for companies looking to streamline their financial product development processes.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Volopay is a financial solution provider focused on enhancing corporate financial operations through a comprehensive spend management platform. The company offers corporate cards, automated expense management, and accounting integrations designed to streamline processes and improve visibility over business spending. With a commitment to empowering finance teams, Volopay transforms traditional bookkeeping roles into strategic functions that contribute to organizational growth. Its platform facilitates various payment needs, including software subscriptions, employee reimbursements, and vendor payouts, all while providing control and oversight of expenses. By leveraging artificial intelligence, Volopay helps businesses manage expense requests, approvals, and bill payments efficiently, ultimately saving time and reducing costs. The company aims to establish itself as a leading financial partner for businesses in the APAC region seeking greater efficiency and effectiveness in their financial management.

Betterfly is a purpose-driven wellbeing and insurance platform founded in 2018 and based in Santiago, Chile. The company aims to enhance the health and wellbeing of organizations and their employees while fostering positive community impact. Betterfly's innovative platform rewards individuals for adopting healthy habits by providing life insurance coverage that increases daily. Additionally, every healthy activity is converted into a charitable donation, enabling businesses to integrate corporate wellness and social responsibility into their employee benefits programs. This unique approach not only promotes individual health but also encourages corporate engagement in community support.

Altro, formerly known as Perch, is a company based in Los Angeles, California, that focuses on helping individuals enhance their credit scores by leveraging recurring expenses. Founded in 2019, Altro provides a platform that allows users to link everyday payments and subscriptions, such as bills and monthly services, to their credit history. By recognizing these often-overlooked payments, the Altro app enables users to build their credit more effectively, turning regular financial commitments into a tool for improving their creditworthiness. The service is offered for free, aiming to empower users to maximize their financial potential through better credit management.

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, founded in 2019. The company develops applications aimed at enhancing employees' financial health by providing them with on-demand access to their earned wages. Rain's platform integrates with existing payroll systems, allowing employees to withdraw portions of their earned wages at any time, rather than waiting for the traditional payday. This service is offered as a voluntary benefit at no cost to employers. The Rain Instant Pay app not only facilitates wage access but also includes features such as overdraft protection through a checking account option, notifications for upcoming bills, and various budgeting and saving tools. By providing an alternative source for cash, Rain helps businesses support their employees in managing finances more effectively and avoiding reliance on payday loans.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Orbillion Bio, Inc. is a food-tech company based in Fremont, California, that specializes in developing cultured meat products derived from small tissue samples taken from heritage cattle breeds. Founded in 2019, the company focuses on producing premium cell-based meat products sourced directly from farmers using heritage cell lines. Orbillion Bio aims to create delicious and nutritious food while promoting sustainability and accessibility in the meat industry.

Statiq is an electric vehicle charging network that allows customers to find the closest charging station, book a slot, and pay online. Statiq creates and aggregates its own smart EV chargers as well as other public EV chargers. Founded in the year 2020 by Akshit Bansal and Raghav Arora and is based in Gurgaon, Haryana, India.

CoreCare, Inc. operates an AI-driven software as a service platform tailored for the senior living industry, specifically for Post-Acute and Long-Term Care providers. Founded in 2019 and based in Fort Worth, Texas, the company offers CoreAccess, a solution that simplifies the billing process and alleviates financial complexities for healthcare providers. This platform consolidates provider and payor information systems, standardizing scattered data to identify and rectify inconsistencies efficiently. CoreCare’s CoreAccess Portal aggregates Managed Care Organization data, facilitating easier preparation, submission, reconciliation, and reconsideration of reimbursements. The platform is designed to enhance operational efficiency by increasing admissions, optimizing reimbursement rates, and improving collection metrics, while also reducing administrative burdens. CoreCare has gained the trust of over 1,000 locations nationwide and is backed by Y Combinator, positioning itself as a leader in AI applications for long-term care.

BukuWarung is a technology company focused on providing digital infrastructure for the approximately 60 million micro, small, and medium enterprises (MSMEs) in Indonesia. The company offers a platform that enables users to efficiently manage their financial transactions by recording daily sales, income, and customer accounts payable. Its services include bookkeeping, sending bills through messaging applications, receiving digital payments, and generating daily business reports. By leveraging these tools, BukuWarung aims to empower MSMEs to enhance their financial awareness and business operations through technology.

Dendra Systems is an environmental technology company focused on restoring natural ecosystems worldwide. The company's mission is to create tools that facilitate scalable ecosystem restoration, addressing issues caused by the degradation of land resulting from years of imbalance between ecosystem destruction and restoration efforts. Dendra offers an integrated approach that combines data analytics and automation services, enabling enterprises to meet their ecosystem restoration and reporting requirements effectively. Through its innovative technology, Dendra aims to empower humanity in the effort to restore and maintain the balance of the natural world.

Current Foods specializes in developing plant-based seafood alternatives, offering products such as tuna and salmon bites that aim to replicate the taste and texture of traditional seafood. By utilizing plants and biotechnology, the company provides sustainable options that reduce environmental and ethical concerns associated with conventional fishing practices. Current Foods' mission is to create seafood substitutes that not only satisfy consumer preferences but also contribute to the preservation of ocean ecosystems and marine life.

Odeko, Inc. is a software company that specializes in inventory and supply chain management solutions tailored for coffee retailers, including cafes and bakeries. Founded in 2019 and based in New York, Odeko’s platform provides tools for inventory tracking, order fulfillment, and customer engagement, helping small business owners streamline their operations. The software utilizes data analytics and artificial intelligence to analyze sales trends and create automated ordering models, which assist retailers in reducing waste and increasing sales. By integrating with various payment systems and delivery services, Odeko enhances the operational efficiency of its clients, enabling them to compete effectively in the market.

SupplyShift Inc. is a provider of a SaaS-based platform designed for supply chain management, established in 2012 and headquartered in Santa Cruz, California. The platform facilitates the development and execution of strategic supply chain programs that enhance business resilience and transparency. By offering custom and industry-standard assessments, along with smart assessments, dashboards, and analytic tools, SupplyShift enables companies across various sectors, including technology, food and beverage, retail, and apparel, to engage suppliers at all tiers. The platform fosters collaboration between buyers and suppliers, allowing for efficient information sharing and insights generation. With a vast network that includes tens of thousands of companies in 133 countries, SupplyShift aims to transform supplier data into actionable intelligence, ultimately supporting businesses in achieving their sustainability and risk management objectives.

Amplemarket is a developer of an AI-powered sales intelligence platform that assists businesses in achieving their revenue goals. The platform facilitates lead generation and enhances the sales process by leveraging advanced machine learning technologies. It enables clients to efficiently identify and engage with prospective customers, allowing them to focus on closing deals rather than administrative tasks. By providing valuable data and insights, Amplemarket streamlines the sales journey, making it easier for businesses to connect with their target audience in a personalized manner.

goDutch is a digital payments platform that facilitates the automatic splitting of group payments through its innovative card system. Designed to simplify shared expenses, the platform allows users to conveniently manage group payments without the hassle of reminders, delayed transactions, or multiple payment processes. By utilizing embedded UPI payment links and offering SMS and in-app notifications, goDutch enables users to check their balance with friends and efficiently remind them of pending payments. This approach streamlines the experience of managing shared costs, making it easier for individuals to handle group expenses seamlessly.

Spring in Africa is a fnacial service offering firm that provides banking alternatives to make transection efficient.

Hoss is an enterprise software company that helps teams make better API-driven products by tracking and managing the APIs they consume. The company’s simple, easy-to-use solution gives teams full visibility into the third-party APIs they use, provides data privacy controls, and increases reliability and performance to make sure integrations are robust and applications run smoothly. It also delivers clear analytics on application errors and performance. Hoss was founded in 2019 and is headquartered in Mountain View, CA, USA.

Tajir is an online platform based in Lahore, Pakistan, that facilitates inventory procurement for mom-and-pop stores through a mobile application. Founded in 2018, the company addresses the challenges faced by store owners by providing full price transparency on various products. Tajir's marketplace enables retailers to buy and sell a wide range of fast-moving consumer goods (FMCG), including soft drinks, biscuits, shampoos, and food staples like rice and wheat. In addition to inventory procurement, Tajir offers logistics and information tools, aiming to simplify the retail economy for its clients. The company is led by the Khan brothers, whose family has a long history in the FMCG retail distribution sector.

Helium Health is a technology company focused on transforming healthcare in Africa by providing a comprehensive suite of software solutions for hospitals and clinics. The company specializes in electronic health record systems that facilitate the management of patient data and hospital operations. Its platform simplifies various processes, including doctor visits, prescriptions, and medical billing, making it accessible from any device. Additionally, Helium Health offers customizable forms and tools for monitoring healthcare trends, generating alerts, and producing reports. By leveraging technology, the company aims to create a modern and affordable healthcare system while aspiring to become the largest healthcare data exchange in Africa.